Community Investment Management

Zolve is a neo-banking platform established in 2020 and based in Bangalore, India, designed to offer consumers a range of financial products and services. Its offerings include deposit accounts, prepaid cards, money transfers, bill payments, and cross-border transactions, along with tools for transaction monitoring and budget management. The platform aims to create equitable access to global financial products, enabling individuals to save and invest their money effectively. By focusing on providing a comprehensive financial ecosystem, Zolve seeks to empower users to achieve financial freedom and pursue their ambitions.

R2 is a developer of an embedded lending platform that provides financial resources to small and medium-sized businesses (SMBs) in Latin America. By partnering with established companies like Rappi and Clip, R2 enables these platforms to offer seamless financing options to their buyers and sellers. This integration allows businesses to lend without incurring credit risk, thereby enhancing their gross merchandise volume (GMV) and promoting customer retention. Additionally, R2's services create new revenue streams for its partners by positioning the company as a trusted financing supplier.

Finkargo is a financial service company that provides a trade financing platform for SMEs. The company is enabling small and medium-sized companies to grow their operations using logistical and technological support. It offers fair pricing and works with logistic guarantees, aligned with their business realities. Finkargo was founded in 2021 and is based in Bogota, Colombia.

Gynger is a payments platform designed specifically for technology purchases, integrating embedded financing to enhance the buying and selling process. By offering flexible payment terms, Gynger allows businesses to make technology acquisitions with greater ease. The platform focuses on sales acceleration by providing custom financing solutions to pre-qualified leads, effectively combining software management with financial services. This enables businesses to improve their sales processes and manage credit more effectively, ultimately enhancing cash flow through tailored financing options.

Jeeves is a fintech company founded in 2019 and headquartered in the United States, focused on providing financial solutions that empower businesses worldwide. The company develops an integrated financial platform that allows customers to open multi-currency accounts and manage their company-wide spending efficiently. Its offerings include features for issuing corporate cards, sending cross-border payments, and tracking expenses, all from a single platform. By building international fintech infrastructure, Jeeves aims to simplify expense management for global teams and enhance the overall financial operations of businesses.

Zolve is a neo-banking platform established in 2020 and based in Bangalore, India, designed to offer consumers a range of financial products and services. Its offerings include deposit accounts, prepaid cards, money transfers, bill payments, and cross-border transactions, along with tools for transaction monitoring and budget management. The platform aims to create equitable access to global financial products, enabling individuals to save and invest their money effectively. By focusing on providing a comprehensive financial ecosystem, Zolve seeks to empower users to achieve financial freedom and pursue their ambitions.

Flex is a financial technology company that offers an end-to-end finance platform that integrates business and personal finance management. Their services include business banking with zero monthly fees, 1% cashback on eligible purchases, and high-yield accounts with up to 2.99% APY on idle cash. They provide a business credit card featuring 0% interest for 60 days on eligible purchases, unlimited cashback, and flexible rewards. Flex also offers accounts payable automation with features like fraud prevention, AI-powered bill scanning, and real-time payment tracking. Additionally, their platform supports global payments across over 180 countries in 32 currencies, catering to businesses with international operations.

Amartha is a microfinance technology platform that connects micro and small to medium-sized enterprises (SMEs) with investors. The company aims to foster economic growth from the grassroots level, promoting equal prosperity by bridging the gap between entrepreneurs and potential online lenders. Through its mobile applications and website, Amartha facilitates access to microfinance loans, enabling clients to enhance their businesses and contribute to the development of rural areas. By leveraging technology, Amartha seeks to create opportunities for financial inclusion and support the growth of local economies.

Stori is a digital financial platform that aims to enhance financial inclusion for middle- and emerging middle-class customers. By leveraging advanced technology and artificial intelligence, Stori provides access to digital credit cards and a range of other financial products, including credit, deposit, investment, and payment services, all through a unified mobile application. The platform is designed to simplify and secure financial management, empowering users to borrow, save, and invest in one convenient location. Stori's mission is to serve underserved customers and promote greater accessibility to essential financial services.

R2 is a developer of an embedded lending platform that provides financial resources to small and medium-sized businesses (SMBs) in Latin America. By partnering with established companies like Rappi and Clip, R2 enables these platforms to offer seamless financing options to their buyers and sellers. This integration allows businesses to lend without incurring credit risk, thereby enhancing their gross merchandise volume (GMV) and promoting customer retention. Additionally, R2's services create new revenue streams for its partners by positioning the company as a trusted financing supplier.

Fairplay is a performance-based financing platform that assists e-commerce companies in their growth by providing upfront capital for marketing expenditures. The platform utilizes advanced data analytics to evaluate and invest in clients' digital marketing campaigns, facilitating sales advancements. In return for the funding, Fairplay receives a consistent share of the revenues until the capital is fully repaid, alongside a fixed fee for its services. This model allows businesses to access necessary resources for marketing while aligning the financing structure with their revenue generation.

Efficient Capital Labs specializes in providing capital services to B2B SaaS businesses, particularly those with a significant operational presence in India while generating revenue in the US and other leading markets. The firm focuses on offering fast, seamless, and cost-effective financing solutions, including non-dilutive capital that allows businesses to grow without sacrificing equity. As a direct lender, Efficient Capital Labs makes independent underwriting decisions, ensuring clarity and transparency in its financing terms. This approach enables clients to achieve their financial objectives efficiently.

Finkargo is a financial service company that provides a trade financing platform for SMEs. The company is enabling small and medium-sized companies to grow their operations using logistical and technological support. It offers fair pricing and works with logistic guarantees, aligned with their business realities. Finkargo was founded in 2021 and is based in Bogota, Colombia.

Camino Financial, Inc. operates an AI-powered online platform that supports small businesses in securing capital and building business credit. Founded in 2014 and based in Los Angeles, California, the company provides access to various funding products, including term loans, SBA express loans, merchant cash advances, and invoice financing. By leveraging proprietary credit assessment and data aggregation technology, Camino Financial tailors affordable loan solutions for credit-invisible and cash-heavy businesses. The company partners with financial institutions, public agencies, and mission-aligned organizations to pool resources and distribute low-cost funding, resulting in loans with significantly lower monthly payments compared to market alternatives. As a nationally certified Community Development Financial Institution (CDFI), Camino Financial has funded over $140 million across the United States, helping entrepreneurs achieve upward mobility and financial growth. Additionally, the company offers financial services, including credit analytics and technical assistance, to further empower its clients.

Xepelin is a financial technology company focused on transforming business finance for small and medium-sized enterprises (SMEs) in Latin America. The company offers a range of digital financial services, including short-term and long-term loans, capital credits, and accounts payable financing through an online platform. Xepelin aims to provide SMEs with economic freedom in their financial decisions by allowing clients to personalize services to meet their specific needs. With a team of over 500 employees, Xepelin leverages advanced financial indicators and risk assessments to streamline decision-making processes within the business ecosystem. The company is supported by notable investors, positioning it as a leader in the region's evolving financial landscape.

Stori is a digital financial platform that aims to enhance financial inclusion for middle- and emerging middle-class customers. By leveraging advanced technology and artificial intelligence, Stori provides access to digital credit cards and a range of other financial products, including credit, deposit, investment, and payment services, all through a unified mobile application. The platform is designed to simplify and secure financial management, empowering users to borrow, save, and invest in one convenient location. Stori's mission is to serve underserved customers and promote greater accessibility to essential financial services.

HoneyBee is a Certified Benefit Corporation dedicated to alleviating financial insecurity in the workplace. The company offers a financial wellness platform that provides Rainy Day Coverage, which includes no-cost emergency funds and bilingual on-demand financial counseling. This platform is designed to assist employees in managing their finances by addressing key areas such as student loans, savings, budgeting, debt management, and credit building. By implementing a supplemental financial wellness program, HoneyBee aims to attract new talent and improve employee retention, ultimately fostering a financially healthy workforce.

Rho is a digital banking platform tailored for high-growth companies, offering an integrated solution that combines commercial banking, spend management, and growth capital. The platform features flexible checking accounts for daily operations and secure treasury management accounts for reserve capital. Rho enables organizations to manage expenses, accounts payable, and banking activities more efficiently, facilitating month-end close processes. By syncing with accounting software, Rho provides corporate finance teams with improved control and visibility over financial transactions, allowing businesses to manage spending through physical and virtual corporate cards for all team members.

Brigit is a financial platform that focuses on promoting financial health and well-being for its users. The platform offers tools for cash advances, credit building, and financial management, allowing individuals to monitor their bills and budgets effectively. By providing insights into spending habits, Brigit helps users manage their finances more prudently and access credit options without incurring heavy interest costs. This approach aims to enhance users' financial stability and sustainability.

Salary Finance Limited operates an online platform that provides employee benefit programs aimed at enhancing financial wellbeing. Incorporated in 2015 and based in London, the company partners with employers to offer services such as salary access, affordable loans, and savings solutions, all designed to improve employee retention and productivity. The platform facilitates loan repayments through payroll deductions, aligning with repayment plans established with employees. By focusing on financial education and support, Salary Finance aims to help individuals manage debt, cultivate savings habits, and access their earned income more effectively. This approach presents a more accessible alternative to traditional financial services, ultimately promoting healthier financial lives for employees globally.

Camino Financial, Inc. operates an AI-powered online platform that supports small businesses in securing capital and building business credit. Founded in 2014 and based in Los Angeles, California, the company provides access to various funding products, including term loans, SBA express loans, merchant cash advances, and invoice financing. By leveraging proprietary credit assessment and data aggregation technology, Camino Financial tailors affordable loan solutions for credit-invisible and cash-heavy businesses. The company partners with financial institutions, public agencies, and mission-aligned organizations to pool resources and distribute low-cost funding, resulting in loans with significantly lower monthly payments compared to market alternatives. As a nationally certified Community Development Financial Institution (CDFI), Camino Financial has funded over $140 million across the United States, helping entrepreneurs achieve upward mobility and financial growth. Additionally, the company offers financial services, including credit analytics and technical assistance, to further empower its clients.

Founders First Capital Partners, LLC is a venture capital firm established in 2015 and located in San Diego, California. The firm specializes in providing growth capital and revenue-based funding to service-oriented businesses, particularly those led by women, ethnic minorities, and military veterans. In addition to funding, Founders First Capital Partners offers business acceleration services, including proprietary accelerator programs, advisory services, and educational platforms. The firm aims to create an ecosystem that supports the development and success of small businesses, especially those situated in low- to moderate-income areas across the United States.

Kenzie Academy, Inc. operates as a software engineering apprenticeship school dedicated to addressing the shortage of tech talent in the United States. Founded in 2017 and based in Indianapolis, Indiana, the academy offers a range of educational programs, including coding bootcamps and online courses, designed to provide students with essential training, mentorship, and hands-on experience. Programs vary in length from six months to two years, culminating in a paid apprenticeship opportunity. Kenzie Academy emphasizes job placement as a primary goal, assisting graduates in securing positions either within its consulting arm or at various technology firms. The academy's leadership and instructors are experienced professionals committed to supporting students throughout their educational journey.

MPOWER is a US-based lender offering student loans to international students studying in the US or Canada without requiring a co-signer, collateral, or US credit history because our proprietary credit algorithm focuses on future potential. MPOWER disburses payments directly to the university on behalf of the students to pay for tuition or university-sponsored services like housing, meal plans, or health insurance. Students start paying back the loan within 6 months after graduation. The loan comes with interest discounts, free personal finance education courses, credit-building, and a job placement service for the students.

MPOWER is a US-based lender offering student loans to international students studying in the US or Canada without requiring a co-signer, collateral, or US credit history because our proprietary credit algorithm focuses on future potential. MPOWER disburses payments directly to the university on behalf of the students to pay for tuition or university-sponsored services like housing, meal plans, or health insurance. Students start paying back the loan within 6 months after graduation. The loan comes with interest discounts, free personal finance education courses, credit-building, and a job placement service for the students.

LendStreet mission is simple help people get out of debt, rebuild their credit, and get a fresh start. They have partnerships within the financial sector which allow them to negotiate discounts on debts, which means they can pass on the discount to our customers and they in turn can get out of debt sooner, rebuild their credit and get on with their lives.

Able Lending, Inc. is an online lending service based in Austin, Texas, that focuses on providing financial support to small businesses across the United States. Founded in 2011 and originally named Outbox Inc., the company was rebranded in 2014. Able Lending specializes in offering various loan products, including friends and family loans, growth loans, and debt refinancing options. It aims to provide a cost-effective lending solution, allowing borrowers to save significantly on loans ranging from $25,000 to $1,000,000. In addition to financial capital, Able Lending connects entrepreneurs with community resources and expert advice to facilitate business growth. The company has been recognized for its innovative approach to lending and its commitment to supporting small businesses at different stages of their development.

Dealstruck is an online direct lending firm based in Carlsbad, California, established in 2012. It connects profitable small and medium-sized businesses with accredited investors, offering a range of financial solutions including flexible term loans, lines of credit, equipment financing, and invoice financing. Unlike traditional banks and alternative lenders, Dealstruck focuses on providing patient growth capital that allows businesses the necessary time to plan and execute their strategies effectively. The platform combines thorough credit screening for business borrowers with the opportunity for investors to select specific investments, enabling the creation of customized portfolios aligned with individual preferences regarding risk, return, industry, and business size.