Coatue

Clara is a Latin American fintech company specializing in corporate spending management. It offers locally-issued corporate cards, bill pay services, financing solutions, and a software platform designed to streamline expense reporting and provide real-time insights into spending.

Mercury specializes in digital banking solutions tailored for startups and tech-focused businesses. It offers business checking and savings accounts, corporate credit cards, cash management tools, payment processing, expense tracking, and seamless integrations with accounting software. Mercury also provides API access for custom financial automation and caters to venture-backed companies with specialized banking services.

Melio is a fintech company that specializes in providing small businesses with digital tools to manage their business-to-business payments and receivables. Its platform offers a streamlined accounts payable and receivable dashboard, allowing businesses to transfer and receive payments efficiently. By simplifying the payment workflow, Melio enables small businesses to improve their cash flow and reduce or eliminate late payment costs. This approach enhances oversight and control over finances, allowing businesses to focus more on customer engagement rather than back-office operations. Overall, Melio aims to empower small businesses by minimizing time and costs associated with payment processes.

Monzo Bank is a London-based commercial bank, established in 2015. It provides personal banking services including current, joint and savings accounts, plus business banking with invoicing, overdrafts and loans, and offers internet and mobile app-based banking in the United Kingdom and the United States. The bank emphasizes a mobile-first approach with real-time spending updates, transaction categorization, budgeting tools, and instant notifications. Its app features Pots sub-accounts to set aside funds for specific goals and includes a premium tier, Monzo Plus, with additional features such as enhanced card designs and travel insurance. Monzo aims to replace traditional branches with a fully digital experience, serving customers who prefer managing finances via smartphone.

Tamara is a prominent shopping and payments platform based in Riyadh, Saudi Arabia, and serves the GCC region. Founded in September 2020 by Abdulmajeed Alsukhan and his partners, the company aims to revolutionize shopping, payment, and banking experiences. With a workforce of over 350 employees, Tamara operates additional offices in the UAE, Egypt, Germany, and Vietnam. The platform empowers merchants by providing flexible payment solutions, including installment options, through its application programming interfaces and plugins. This functionality enhances customer experiences and boosts sales for merchants. Tamara has established a robust customer base of 6 million and collaborates with over 15,000 partner merchants, which include both leading global brands and local small and medium enterprises. The company has successfully raised significant funding, highlighting its strong market presence and growth potential.

Founded in 2019, Silverflow is a Dutch company specializing in cloud-based payment processing technology. It offers direct access to card networks for payment service providers (PSPs), enabling them to accelerate innovation, gain real-time insights into transaction fees, and acquire smart data directly from the networks.

Fero specializes in developing a personalized checkout portal that leverages predictive artificial intelligence to enhance the payment experience for individual customers. By recognizing the distinct preferences of each user, Fero's AI engine customizes the payment process, improving customer satisfaction and increasing conversion rates. The technology enables businesses to strategically determine the optimal payment options to present—balancing more expensive methods against more economical ones—while also minimizing payment-related costs. Additionally, Fero's system effectively reduces friction in transactions by detecting fraud and eliminating false positives, allowing companies to access tailored payment services that save time and streamline operations.

Clara is a Latin American fintech company specializing in corporate spending management. It offers locally-issued corporate cards, bill pay services, financing solutions, and a software platform designed to streamline expense reporting and provide real-time insights into spending.

Satispay S.p.A. is a mobile payment application founded in 2013 and headquartered in Milan, Italy. The company aims to transform the payment landscape in Europe by offering a platform that enables users to make payments in stores, online, and between friends without relying on traditional debit or credit cards. Launched in 2015, Satispay provides a user-friendly and secure app that simplifies the payment process for consumers. For businesses, the service is both easy to implement and cost-effective, allowing merchants to accept payments quickly through their smartphones, tablets, or computers. By focusing on convenience and security, Satispay is changing the way people interact with money in daily transactions.

Tamara is a prominent shopping and payments platform based in Riyadh, Saudi Arabia, and serves the GCC region. Founded in September 2020 by Abdulmajeed Alsukhan and his partners, the company aims to revolutionize shopping, payment, and banking experiences. With a workforce of over 350 employees, Tamara operates additional offices in the UAE, Egypt, Germany, and Vietnam. The platform empowers merchants by providing flexible payment solutions, including installment options, through its application programming interfaces and plugins. This functionality enhances customer experiences and boosts sales for merchants. Tamara has established a robust customer base of 6 million and collaborates with over 15,000 partner merchants, which include both leading global brands and local small and medium enterprises. The company has successfully raised significant funding, highlighting its strong market presence and growth potential.

Xendit is a Southeast Asian fintech company that specializes in providing payment infrastructure primarily in Indonesia and the Philippines. Founded in 2014 by Moses Lo, Tessa Wijaya, Bo Chen, and Juan Gonzalez, Xendit offers a robust payment gateway platform that enables businesses to accept various forms of payments, including bank transfers, virtual accounts, and credit cards. The company simplifies payment processes through a suite of world-class APIs and an intuitive dashboard, allowing businesses to efficiently manage transactions, disburse payroll, and access loan services while also detecting fraud. By streamlining these financial operations, Xendit supports the growth of businesses in the region.

Lightspark develops enterprise-grade payment infrastructure, facilitating open, instant, and programmable money movement across the internet. Its platform enables businesses to accept digital payments and receive fiat currency instantly while transacting on the Lightning Network.

Meld is a developer-focused company that provides an application programming interface (API) designed to streamline fintech infrastructure. It empowers developers to easily integrate a wide array of financial services across multiple domains, including payments, underwriting, and account validation, by requiring only minimal coding. This integration capability helps reduce third-party vendor costs and enhances both coverage and conversion rates. Additionally, Meld offers performance analytics for each provider integrated, enabling users to maintain control over their fintech stack and expedite the launch of integrations across various markets. Through its innovative solutions, Meld addresses complex technical and business challenges faced by payment providers and other fintech entities.

Monzo Bank is a London-based commercial bank, established in 2015. It provides personal banking services including current, joint and savings accounts, plus business banking with invoicing, overdrafts and loans, and offers internet and mobile app-based banking in the United Kingdom and the United States. The bank emphasizes a mobile-first approach with real-time spending updates, transaction categorization, budgeting tools, and instant notifications. Its app features Pots sub-accounts to set aside funds for specific goals and includes a premium tier, Monzo Plus, with additional features such as enhanced card designs and travel insurance. Monzo aims to replace traditional branches with a fully digital experience, serving customers who prefer managing finances via smartphone.

Checkout.com is a company that specializes in providing an online payments platform designed to facilitate secure digital transactions across the Internet. Established in 2012, it offers a comprehensive solution that supports payments in over 150 currencies, integrating local acquiring capabilities and advanced fraud detection through a single API. The platform enables businesses to accept all major international credit and debit cards, as well as various alternative and local payment methods. With a focus on eliminating intermediaries, Checkout.com connects retailers directly with customers' bank accounts, delivering data-rich insights that help enhance performance and improve approval rates. The company employs more than 1,700 people across 19 offices globally, ensuring local expertise and tailored risk management solutions to help businesses optimize their mobile and online purchasing while effectively managing potential risks.

Founded in 2019, Silverflow is a Dutch company specializing in cloud-based payment processing technology. It offers direct access to card networks for payment service providers (PSPs), enabling them to accelerate innovation, gain real-time insights into transaction fees, and acquire smart data directly from the networks.

Clara is a Latin American fintech company specializing in corporate spending management. It offers locally-issued corporate cards, bill pay services, financing solutions, and a software platform designed to streamline expense reporting and provide real-time insights into spending.

CloudWalk, Inc. is a financial services company based in Sunnyvale, California, founded in 2013. It operates an open payment cloud platform designed to support various payment methods on a single device, catering to acquirers, payment service providers, and sub-acquirers globally. The platform is versatile, certified for multiple brands, and facilitates both debit and credit transactions through various terminals. CloudWalk also owns the InfinitePay and Jim.com brands, offering a comprehensive portfolio that includes digital banking, loans, online sales, digital wallets, and payment terminals. By integrating artificial intelligence into its product offerings, CloudWalk aims to enhance efficiency and user experience, making financial management simpler and more accessible for individuals and small to medium-sized businesses. Additionally, the company provides consulting services, training, and support to ensure the success of payment operations for its clients.

Sundayapp is a fully integrated solution built for restaurants, bars, pubs, cafés, and hotels customers to pay for their food via a QR code. It is built by restaurateurs for restaurateurs to connect the front and back-of-house operations and to deliver the fastest payment method. It was founded in 2021 and is headquartered in Atlanta, GA.

Melio is a fintech company that specializes in providing small businesses with digital tools to manage their business-to-business payments and receivables. Its platform offers a streamlined accounts payable and receivable dashboard, allowing businesses to transfer and receive payments efficiently. By simplifying the payment workflow, Melio enables small businesses to improve their cash flow and reduce or eliminate late payment costs. This approach enhances oversight and control over finances, allowing businesses to focus more on customer engagement rather than back-office operations. Overall, Melio aims to empower small businesses by minimizing time and costs associated with payment processes.

BharatPe is an Indian fintech company that serves small and medium-sized merchants by offering digital payments and related financial services. It enables digital payments through the Unified Payments Interface (UPI) and provides point-of-sale devices, along with business loans and other financial products to help merchants manage their finances. The company also operates a merchant payment app with an interoperable UPI interface and QR codes to facilitate accepting payments and conducting transactions smoothly and affordably.

Mercury specializes in digital banking solutions tailored for startups and tech-focused businesses. It offers business checking and savings accounts, corporate credit cards, cash management tools, payment processing, expense tracking, and seamless integrations with accounting software. Mercury also provides API access for custom financial automation and caters to venture-backed companies with specialized banking services.

Mercury specializes in digital banking solutions tailored for startups and tech-focused businesses. It offers business checking and savings accounts, corporate credit cards, cash management tools, payment processing, expense tracking, and seamless integrations with accounting software. Mercury also provides API access for custom financial automation and caters to venture-backed companies with specialized banking services.

CloudWalk, Inc. is a financial services company based in Sunnyvale, California, founded in 2013. It operates an open payment cloud platform designed to support various payment methods on a single device, catering to acquirers, payment service providers, and sub-acquirers globally. The platform is versatile, certified for multiple brands, and facilitates both debit and credit transactions through various terminals. CloudWalk also owns the InfinitePay and Jim.com brands, offering a comprehensive portfolio that includes digital banking, loans, online sales, digital wallets, and payment terminals. By integrating artificial intelligence into its product offerings, CloudWalk aims to enhance efficiency and user experience, making financial management simpler and more accessible for individuals and small to medium-sized businesses. Additionally, the company provides consulting services, training, and support to ensure the success of payment operations for its clients.

Sundayapp is a fully integrated solution built for restaurants, bars, pubs, cafés, and hotels customers to pay for their food via a QR code. It is built by restaurateurs for restaurateurs to connect the front and back-of-house operations and to deliver the fastest payment method. It was founded in 2021 and is headquartered in Atlanta, GA.

BharatPe is an Indian fintech company that serves small and medium-sized merchants by offering digital payments and related financial services. It enables digital payments through the Unified Payments Interface (UPI) and provides point-of-sale devices, along with business loans and other financial products to help merchants manage their finances. The company also operates a merchant payment app with an interoperable UPI interface and QR codes to facilitate accepting payments and conducting transactions smoothly and affordably.

Melio is a fintech company that specializes in providing small businesses with digital tools to manage their business-to-business payments and receivables. Its platform offers a streamlined accounts payable and receivable dashboard, allowing businesses to transfer and receive payments efficiently. By simplifying the payment workflow, Melio enables small businesses to improve their cash flow and reduce or eliminate late payment costs. This approach enhances oversight and control over finances, allowing businesses to focus more on customer engagement rather than back-office operations. Overall, Melio aims to empower small businesses by minimizing time and costs associated with payment processes.

Checkout.com is a company that specializes in providing an online payments platform designed to facilitate secure digital transactions across the Internet. Established in 2012, it offers a comprehensive solution that supports payments in over 150 currencies, integrating local acquiring capabilities and advanced fraud detection through a single API. The platform enables businesses to accept all major international credit and debit cards, as well as various alternative and local payment methods. With a focus on eliminating intermediaries, Checkout.com connects retailers directly with customers' bank accounts, delivering data-rich insights that help enhance performance and improve approval rates. The company employs more than 1,700 people across 19 offices globally, ensuring local expertise and tailored risk management solutions to help businesses optimize their mobile and online purchasing while effectively managing potential risks.

Chime is a mobile banking and finance platform that automatically sets aside a predetermined amount into savings after transactions. It earns revenue from merchant transaction fees, aligning incentives and enabling users to avoid fees, save money, and lead healthier financial lives.

Melio is a fintech company that specializes in providing small businesses with digital tools to manage their business-to-business payments and receivables. Its platform offers a streamlined accounts payable and receivable dashboard, allowing businesses to transfer and receive payments efficiently. By simplifying the payment workflow, Melio enables small businesses to improve their cash flow and reduce or eliminate late payment costs. This approach enhances oversight and control over finances, allowing businesses to focus more on customer engagement rather than back-office operations. Overall, Melio aims to empower small businesses by minimizing time and costs associated with payment processes.

Checkout.com is a company that specializes in providing an online payments platform designed to facilitate secure digital transactions across the Internet. Established in 2012, it offers a comprehensive solution that supports payments in over 150 currencies, integrating local acquiring capabilities and advanced fraud detection through a single API. The platform enables businesses to accept all major international credit and debit cards, as well as various alternative and local payment methods. With a focus on eliminating intermediaries, Checkout.com connects retailers directly with customers' bank accounts, delivering data-rich insights that help enhance performance and improve approval rates. The company employs more than 1,700 people across 19 offices globally, ensuring local expertise and tailored risk management solutions to help businesses optimize their mobile and online purchasing while effectively managing potential risks.

Marqeta operates a modern card issuing and payment processing platform that enables businesses to create customized payment solutions using open APIs. Founded in 2010 and headquartered in Oakland, California, with an additional office in London, Marqeta's platform allows users to build, issue, and manage digital, physical, and tokenized payment cards. The company provides a range of services including virtual cards, real-time fund transfers, spend controls, and data analytics solutions. Marqeta serves various industries such as e-commerce, lending, on-demand services, and digital banking by offering flexible and scalable payment infrastructure. It is certified to operate in 40 countries globally.

BharatPe is an Indian fintech company that serves small and medium-sized merchants by offering digital payments and related financial services. It enables digital payments through the Unified Payments Interface (UPI) and provides point-of-sale devices, along with business loans and other financial products to help merchants manage their finances. The company also operates a merchant payment app with an interoperable UPI interface and QR codes to facilitate accepting payments and conducting transactions smoothly and affordably.

Chime is a mobile banking and finance platform that automatically sets aside a predetermined amount into savings after transactions. It earns revenue from merchant transaction fees, aligning incentives and enabling users to avoid fees, save money, and lead healthier financial lives.

Afterpay Limited is a payment solutions provider based in Melbourne, Australia, serving customers, merchants, and businesses across Australia, New Zealand, the United States, Canada, and the United Kingdom. The company offers a platform that enables consumers to make purchases immediately while paying for them in four simple installments over a short period, which promotes responsible spending by avoiding interest and fees for those who pay on time. With its services available through various segments, including Afterpay ANZ, Afterpay US, and Clearpay, the company has partnered with over 50,000 retailers and has attracted more than 9 million active customers globally. Afterpay aims to enhance financial freedom for consumers while supporting retailers in their growth.

Flex is a fintech startup that enables flexible bill payments for users, starting with rent. It ensures timely rent payments, helping users manage cash flow better, save money, and avoid debt.

Rapyd is a payments platform that integrates fintech services into applications, streamlining access to a variety of local payment methods. It empowers e-commerce merchants, gig platforms, challenger wallets, remittance services, online lenders, and traditional banks to overcome the constraints of outdated infrastructure. By facilitating the creation of innovative, mobile-friendly payment solutions, Rapyd enhances the financial capabilities of its users, allowing them to adapt to the evolving demands of the digital economy.

Chime is a mobile banking and finance platform that automatically sets aside a predetermined amount into savings after transactions. It earns revenue from merchant transaction fees, aligning incentives and enabling users to avoid fees, save money, and lead healthier financial lives.

Earnin is a financial technology company that offers a payroll disbursement platform, allowing employees to access their earned wages in real time without incurring interest or fees. Launched in 2014, the company utilizes mobile technology to empower users by providing the flexibility to receive their pay anytime, directly from their smartphones. The platform tracks an employee's worked hours through electronic timesheets and facilitates direct deposits, enabling individuals to manage their finances more effectively and avoid late payment or overdraft fees. By breaking the traditional biweekly pay cycle, Earnin aims to enhance financial control for users, making it easier to meet their financial obligations as they arise.