Clocktower Technology Ventures

Morada Uno is a technology company that equips real estate brokers and professionals with digital tools and financial products. Its services enable seamless and secure rental processes, enhancing interactions between property owners and tenants.

Eventual is a technology company that specializes in creating software and services to safeguard real estate owners from emerging climate-related risks. Their core product is a sophisticated insurance predictability platform, which helps property owners secure stable insurance premiums for extended periods, shielding them from unexpected cost increases and providing financial certainty.

Momento is an insurtech company focused on transforming the insurance landscape in Latin America, particularly in the auto insurance sector. Leveraging technology and data, Momento aims to enhance the user experience by simplifying the purchasing process and offering personalized pricing tailored to individual drivers. The platform provides comprehensive services, including driving behavior analysis, information on fines, theft risk assessments in specific areas, and details about affordable gas stations and parking options. Additionally, Momento streamlines the claims process, making it automated and user-friendly, while also targeting the uninsured demographic in Latin America to broaden its market reach.

Insurate is a managing general agent (MGA) specializing in workers' compensation insurance, focusing on risk assessment through advanced data science and analytics. The company aims to enhance the underwriting process by identifying businesses that demonstrate above-average safety, allowing them to secure fair and transparent premiums. By utilizing predictive analytics, Insurate helps agents effectively write and retain business, particularly in challenging markets. The organization is committed to rebuilding the workers' compensation insurance landscape to offer significant savings and more equitable coverage for safe companies. Through its innovative approach, Insurate positions itself as a key player in the evolution of insurance underwriting.

Morada Uno is a technology company that equips real estate brokers and professionals with digital tools and financial products. Its services enable seamless and secure rental processes, enhancing interactions between property owners and tenants.

DigiSure is a technology platform that provides on-demand insurance services for the sharing economy, focusing on mobility marketplaces and other digital platforms. The company offers screening, insurance management, and claims services to operators and marketplaces, enabling access to user data to help partners understand and control their insurance ecosystems. By applying data-enabled intelligence and automation, DigiSure aims to transform risk management, increasing transparency and responsiveness for digital businesses. Founded in 2018 and based in San Francisco, it serves a global footprint across mobility, short-term rental and other sharing-economy sectors.

Guros is a digital insurance brokerage based in Mexico City, specializing in providing a seamless insurance experience through its proprietary technology. Founded in 2013, the company enables businesses to offer embedded auto insurance solutions to their customers, streamlining the process from quotation to policy issuance. Guros partners with various companies, including Kavak, Creditas, and Coppel, to integrate insurance offerings directly into their purchasing processes. The platform facilitates a user-friendly experience for comparing and managing various types of vehicle insurance, including auto and motorcycle coverage. Looking ahead, Guros plans to expand its services to include insurance for mobile devices, electronics, and home insurance, all while maintaining a focus on enhancing customer satisfaction through embedded solutions.

Wagmo, Inc. is a Boston-based company that offers monthly wellness insurance plans tailored for pets. Founded in 2017, Wagmo provides a platform that facilitates pet insurance and routine care services. Its wellness plans reimburse pet owners for various routine expenses, including vaccinations, grooming, and preventive medications. By utilizing veterinary data, Wagmo enables pet owners to better predict care costs and optimize their pets' healthcare needs. The company's focus on preventive care helps ensure that pets receive essential services while managing expenses effectively.

Founded in 2014, Matic operates as a digital insurance agency offering solutions for consumers, originators, and servicers. It provides an online marketplace with over 40 A-rated home and auto carriers, enabling users to compare quotes easily and advocate for policyholders.

Breathe Life Inc. is a Montreal-based company established in 2017 that specializes in providing a software platform for the life insurance industry. This enterprise Software-as-a-Service (SaaS) solution facilitates the digital distribution of life insurance policies, effectively removing the need for brokers. Breathe Life's platform enables insurers, distribution organizations, and advisors to enhance business operations by streamlining the policy delivery process and lowering operational costs. With features that allow consumers to create quotes and complete applications in a single session, the platform empowers users to independently purchase financial security products. Overall, Breathe Life aims to modernize and optimize how insurance companies engage with clients and manage their offerings.

Wagmo, Inc. is a Boston-based company that offers monthly wellness insurance plans tailored for pets. Founded in 2017, Wagmo provides a platform that facilitates pet insurance and routine care services. Its wellness plans reimburse pet owners for various routine expenses, including vaccinations, grooming, and preventive medications. By utilizing veterinary data, Wagmo enables pet owners to better predict care costs and optimize their pets' healthcare needs. The company's focus on preventive care helps ensure that pets receive essential services while managing expenses effectively.

Insurami is a London-based company established in 2018 by Arnor K. Davidsson and Majed Chaaraoui. It specializes in providing smart deposit replacement insurance, aimed at transforming the landscape of financial due diligence and deposits in the commercial real estate sector. Insurami’s platform offers landlords a solution that delivers the same level of protection as traditional security deposits for office space rentals, without the necessity of holding tenant funds. This innovative approach enables landlords to attract a broader range of clients by facilitating deposit-free renting, thereby enhancing accessibility and efficiency in the leasing process.

TowerIQ Inc., established in 2017 and based in Boston, Massachusetts, specializes in developing enterprise Software as a Service (SaaS) platforms tailored for the insurance industry. The company's flagship product, TowerIQ, is designed to automate manual workflows, connect disparate data systems, enhance data quality, and facilitate streamlined communication among brokers, Managing General Agents (MGAs), and carriers. By doing so, TowerIQ empowers these stakeholders to improve the end-to-end insurance experience, enabling them to better serve clients and win more business.

LeaseLock is a technology company that replaces security deposits with insurance, streamlining the rental process. It uses AI to optimize coverage based on property history and integrates seamlessly into online leasing platforms, resulting in improved conversion rates and reduced risk for property owners.

Bunker provides insurance compliance and verification solutions for businesses. Its platform combines Smart COI screening, compliance verification, and on-demand insurance, enabling contract workflows to manage coverage across projects. It also operates a contract-related marketplace that connects small business buyers with the right policies, delivering exact policies when needed to support enterprises, suppliers, and independent contractors who use contingent staffing models.