Clocktower Ventures

Developer of a fintech API platform designed to connect ERPs and accounting software with corporate bank accounts. The company's platform offers cloud-based tools such as identifying and access management, permission and approvals of customer requests as well as handles all the security, identity, and other banking operations, enabling banks and financial institutions to perform treasury-related operations efficiently.

Developer of a financial application designed to offer digital banking services for teenagers and young adults. The company's application offers financial education, gamification, and digital banking cards, enabling users to manage and spend their money responsibly and without hidden fees.

Developer of a financial education platform intended to provide financial literacy and baking services to teenagers. The company's platform educates teens on how to make financial decisions by developing patterned behaviors in a supervised app experience, allowing the transfer of money, direct deposits, and payments, enabling teenagers to become financially literate and parents and teens to achieve financial freedom.

FLINK, S.A.P.I. de C.V. operates as a NeoBank. It offers an application from which user can open account. The application helps to receive and send money. It also offers International MasterCard with customized modules to make purchases and transactions in any establishment. FLINK, S.A.P.I. de C.V. was founded in 2017 and is headquartered in Mexico City, Mexico.

Developer of a digital banking platform designed to serve LGBTQ+ people. The company's platform offers prepaid cards, tools, advice, and cashback for spending at queer bars and allied businesses, enabling users to expand their financial skills and plan for their future while helping the LGBTQ+ community.

Orum is a financial technology company that provides a platform designed to facilitate real-time money movement and instant payment solutions. Founded in 2019 and headquartered in New York, Orum leverages machine learning and proprietary data science to enhance financial transactions. Its flagship product, Foresight, is an automated programming interface that predicts fund availability and assesses transaction risks, allowing banks and financial institutions to move money instantaneously. By offering a single API integration, Orum enables businesses across various industries to embed its infrastructure, optimizing payment processes for speed, cost, and risk management. The company's innovative approach supports the development of new financial products while ensuring seamless transaction experiences.

Developer of a financial application designed to offer digital banking services for teenagers and young adults. The company's application offers financial education, gamification, and digital banking cards, enabling users to manage and spend their money responsibly and without hidden fees.

Mantl is the first customer-centric outer core ecosystem that gives banks and credit unions the flexibility to innovate using modern technology, while owning their brand throughout the entire customer lifecycle.

Orum is a financial technology company that provides a platform designed to facilitate real-time money movement and instant payment solutions. Founded in 2019 and headquartered in New York, Orum leverages machine learning and proprietary data science to enhance financial transactions. Its flagship product, Foresight, is an automated programming interface that predicts fund availability and assesses transaction risks, allowing banks and financial institutions to move money instantaneously. By offering a single API integration, Orum enables businesses across various industries to embed its infrastructure, optimizing payment processes for speed, cost, and risk management. The company's innovative approach supports the development of new financial products while ensuring seamless transaction experiences.

FLINK, S.A.P.I. de C.V. operates as a NeoBank. It offers an application from which user can open account. The application helps to receive and send money. It also offers International MasterCard with customized modules to make purchases and transactions in any establishment. FLINK, S.A.P.I. de C.V. was founded in 2017 and is headquartered in Mexico City, Mexico.

Railsbank Technology Ltd is a London-based company that offers an open banking API and banking-as-a-service platform, enabling both regulated and unregulated businesses to access global banking solutions. Founded in 2016, the platform connects a network of partner banks with companies, allowing them to leverage wholesale banking services through a simplified integration process. Users can create bank accounts, manage transactions, issue cards, and handle various financial operations using a comprehensive set of APIs. Railsbank's services are designed to assist fintech companies and other businesses in developing, launching, and scaling financial products efficiently. With additional offices in Singapore, Lithuania, Luxembourg, Vietnam, and Sri Lanka, Railsbank is positioned to support a diverse range of clients in navigating the complexities of modern banking and compliance.

Orum is a financial technology company that provides a platform designed to facilitate real-time money movement and instant payment solutions. Founded in 2019 and headquartered in New York, Orum leverages machine learning and proprietary data science to enhance financial transactions. Its flagship product, Foresight, is an automated programming interface that predicts fund availability and assesses transaction risks, allowing banks and financial institutions to move money instantaneously. By offering a single API integration, Orum enables businesses across various industries to embed its infrastructure, optimizing payment processes for speed, cost, and risk management. The company's innovative approach supports the development of new financial products while ensuring seamless transaction experiences.

Mantl is the first customer-centric outer core ecosystem that gives banks and credit unions the flexibility to innovate using modern technology, while owning their brand throughout the entire customer lifecycle.

Bricklane Investment Services Ltd, founded in 2014 and based in London, offers a platform that allows customers to invest in residential properties with a minimum investment of £100. The company focuses on tax-efficient investment opportunities, providing portfolios that generate rental income and potential capital growth. Since launching its first Property ISA in October 2016, Bricklane has expanded its offerings to include two ISA products: one centered on regional capital real estate and another focused on London properties. With over £15 million in assets under management, Bricklane serves both individual and institutional investors, aiming to enhance accessibility to the UK’s residential property market. The company has garnered recognition from various financial publications and has earned the trust of thousands of customers.

Mercury Technologies in a information technology based company.

Railsbank Technology Ltd is a London-based company that offers an open banking API and banking-as-a-service platform, enabling both regulated and unregulated businesses to access global banking solutions. Founded in 2016, the platform connects a network of partner banks with companies, allowing them to leverage wholesale banking services through a simplified integration process. Users can create bank accounts, manage transactions, issue cards, and handle various financial operations using a comprehensive set of APIs. Railsbank's services are designed to assist fintech companies and other businesses in developing, launching, and scaling financial products efficiently. With additional offices in Singapore, Lithuania, Luxembourg, Vietnam, and Sri Lanka, Railsbank is positioned to support a diverse range of clients in navigating the complexities of modern banking and compliance.

Borrowell Inc. is a financial services company based in Toronto, Canada, founded in 2014. It operates an online marketplace-lending platform that connects borrowers with lenders, offering a variety of financial products, including personal loans and credit cards. Borrowell provides Canadians with tools to manage their financial well-being, including free credit score monitoring and personalized recommendations for financial products from various partners. The platform aims to simplify the borrowing process by empowering users to make informed decisions, access low-interest loans, and improve their overall financial health. Through its innovative approach, Borrowell seeks to enhance the borrowing experience for Canadians.

Chime is a fintech company established in 2013 by Chris Britt and Ryan King, aimed at providing a modern approach to banking that empowers its members to manage their finances effectively. The company offers a suite of services, including a Chime debit card, Spending Account, and Savings Account, all accessible through a user-friendly mobile app available on both iPhone and Android devices. Chime focuses on helping its members avoid bank fees, save money automatically, and enhance their financial well-being. Key features of the platform include fee-free overdrafts, early access to paychecks, and tools designed to improve credit scores, all of which promote greater financial control and flexibility. Chime has gained recognition for its innovative solutions in the personal finance space, positioning itself as a leader in digital banking.

Bread is a financial technology company that partners with retailers to provide pay-over-time solutions, enhancing the accessibility and transparency of consumer credit. Founded in 2014 and based in New York, the company leverages technology to create user-friendly financing options that enable more consumers to access products. By improving the ease of use and affordability of financing, Bread helps its merchant partners increase sales and reach a broader customer base. The company focuses on advancing consumer-friendly credit solutions, thereby facilitating growth in e-commerce sales.

Tala is a mobile technology and data science company focused on providing financial services in emerging markets. Founded in 2011 and headquartered in Santa Monica, with additional offices in Nairobi, Manila, Dar Es Salaam, Mexico City, Mumbai, and Bangalore, Tala has helped over 2 million users access personal loans through its smartphone app. The platform utilizes data to create instant credit scores for individuals lacking formal credit or banking history, enabling them to receive personalized loans and build digital credit profiles. The app streamlines the entire lending process, allowing users to apply for loans, receive funds, and track their status seamlessly. Tala aims to empower clients by offering accessible financial services that facilitate borrowing, saving, and overall financial growth.

MoneyLion, Inc. is a mobile banking and financial membership platform that provides a comprehensive suite of services aimed at helping individuals manage their finances effectively. Founded in 2013 and headquartered in New York, with additional offices in San Francisco and Kuala Lumpur, MoneyLion offers a range of features including managed investment accounts, checking accounts, and cashback rewards through its all-in-one mobile banking membership. The platform leverages advanced analytics and machine learning technology to deliver personalized financial advice and solutions, encouraging positive financial behaviors among its users. By providing low-cost access to banking, borrowing, and investment options, MoneyLion seeks to empower individuals to take control of their financial futures and achieve their financial goals.

Papaya is a developer of an online mobile bill payment application that simplifies financial transactions for users. The application supports various payment methods, including debit and credit cards and direct bank account transfers. It prioritizes security by encrypting personal information and payment data, ensuring compliance with HIPAA and PCI standards. In addition to its bill payment services, Papaya operates as an electronic money platform, offering digital solutions, online banking, and international payment services. This combination of features enables users to manage their financial activities efficiently and securely.