Clocktower Technology Ventures

Kala is a fintech platform dedicated to enhancing financial inclusion for underbanked segments in Latin America. It operates through a B2B2C credit model, providing innovative lending solutions that streamline access to credit for individuals and businesses. The company's initial offering, Pension Deducted Loans, targets the Silver Economy in Colombia, facilitating loan repayments directly through government-backed pension funds. Kala collaborates with various lenders, including banks and credit unions, to create a fully digital credit process that ensures a seamless experience for users. By focusing on the unique needs of its clientele, Kala aims to optimize revenue generation while contributing to the broader goal of financial accessibility in the region.

Kushki is a Latin America–focused digital payments platform that offers an integrated payments solution and omnichannel capabilities for e-commerce, m-commerce, and brick‑and‑mortar retail. It provides an API that standardizes the region’s fragmented payments landscape by supporting card payments, bank transfers, and cash networks, with access to more than 300,000 physical payment points. The platform emphasizes local logic and pricing to simplify cross‑border and local transactions and enables rapid integration for merchants. Founded in 2016 in New York City, Kushki operates across Brazil, Chile, Colombia, Ecuador, Mexico, Peru, the United States, and Canada.

Founded in 2019, Habi is a technology-driven real estate company headquartered in Bogotá, Colombia. It simplifies the homeownership lifecycle for middle-class customers throughout Latin America by providing a proprietary pricing algorithm and platform that enables faster and more efficient buying and selling of homes.

Founded in 2021, Sumer is a technology company based in Bogotá, Colombia with offices in Mexico City. It empowers micro small businesses by providing simple digital tools to grow sales and improve management. The company's core offering is a '15-second store' feature that enables businesses to create an online storefront rapidly, along with a digital ledger and advertising tool to reach new audiences.

Kala is a fintech platform dedicated to enhancing financial inclusion for underbanked segments in Latin America. It operates through a B2B2C credit model, providing innovative lending solutions that streamline access to credit for individuals and businesses. The company's initial offering, Pension Deducted Loans, targets the Silver Economy in Colombia, facilitating loan repayments directly through government-backed pension funds. Kala collaborates with various lenders, including banks and credit unions, to create a fully digital credit process that ensures a seamless experience for users. By focusing on the unique needs of its clientele, Kala aims to optimize revenue generation while contributing to the broader goal of financial accessibility in the region.

Kushki is a Latin America–focused digital payments platform that offers an integrated payments solution and omnichannel capabilities for e-commerce, m-commerce, and brick‑and‑mortar retail. It provides an API that standardizes the region’s fragmented payments landscape by supporting card payments, bank transfers, and cash networks, with access to more than 300,000 physical payment points. The platform emphasizes local logic and pricing to simplify cross‑border and local transactions and enables rapid integration for merchants. Founded in 2016 in New York City, Kushki operates across Brazil, Chile, Colombia, Ecuador, Mexico, Peru, the United States, and Canada.

Founded in 2019, Habi is a technology-driven real estate company headquartered in Bogotá, Colombia. It simplifies the homeownership lifecycle for middle-class customers throughout Latin America by providing a proprietary pricing algorithm and platform that enables faster and more efficient buying and selling of homes.

Kushki is a Latin America–focused digital payments platform that offers an integrated payments solution and omnichannel capabilities for e-commerce, m-commerce, and brick‑and‑mortar retail. It provides an API that standardizes the region’s fragmented payments landscape by supporting card payments, bank transfers, and cash networks, with access to more than 300,000 physical payment points. The platform emphasizes local logic and pricing to simplify cross‑border and local transactions and enables rapid integration for merchants. Founded in 2016 in New York City, Kushki operates across Brazil, Chile, Colombia, Ecuador, Mexico, Peru, the United States, and Canada.