Class 5 Global

Invygo is the first and largest car subscription service in the MENA region, offering consumers an all-inclusive monthly subscription model through a user-friendly mobile app. Founded in 2018 in Dubai by Eslam Hussein and Pulkit Ganjoo, Invygo enables users to access passenger vehicles without the financial burdens associated with traditional car ownership. The platform allows for customizable month-to-month subscriptions, providing flexibility for users to return or upgrade their vehicles without penalties. Additionally, Invygo supports car dealers by offering a new business model that helps them generate revenue while minimizing depreciation and operational costs. Overall, Invygo aims to create accessible mobility options with a hassle-free experience for both consumers and dealers.

Caliza is developing a global financial infrastructure aimed at facilitating seamless commerce by eliminating borders. The company offers a platform that enables instant cross-border settlements and provides regulated digital dollar accounts for its clients. This infrastructure supports various applications, including prompt international supplier payments and corporate fund transfers, thereby allowing merchant settlement providers to efficiently and cost-effectively manage cross-border transactions. By leveraging stablecoins, Caliza aims to enhance the ability of its customers to transact effortlessly and access the U.S. economy.

Simple. Spending. Software. As above. But, more specifically, penny is a cloud-based Procure-To-Pay system. penny helps you digitize and manage your full procurement cycle from request to approval. Manage RFQs to vendors, compare quotations, send POs and even payment. penny was designed to make things easy and consolidate all of your organization’s spending needs into one intelligent system

Prota Games is a computer game developer that focuses on cryptocurrency-based and NFT games, specifically within the play-to-earn genre. The company creates gaming content that enables players to buy, sell, and trade in-game goods with instant liquidity. This approach not only reduces transaction costs but also provides players with opportunities to earn money through casual games played on various consoles. Prota Games aims to integrate blockchain technology into gaming, enhancing the overall gaming experience while offering financial incentives to its users.

Koban is a fintech company focused on transforming financial services in Latin America by addressing the needs of the unbanked population and improving options for existing banking customers. The company provides a secure digital platform that offers a range of user-friendly financial services, including payments, money transfers, budgeting tools, and credit facilities. Koban is dedicated to promoting financial inclusion through innovative technology and design, aiming to empower individuals in managing their financial lives effectively. By prioritizing customer experience, Koban seeks to simplify the complexities of money management and broaden access to essential financial services across the region.

SoBanHang, the all-in-one neobank-integrated business operating system revolutionizing the way small business owners manage their operations and gain financial inclusion. With a simple smartphone interface, SoBanHang empowers entrepreneurs to seamlessly handle their entire business, increase revenue across all digital channels, and access essential financial services at their fingertips. Say goodbye to complexity and hello to streamlined business management with SoBanHang.

Vest is an app-based brokerage that wants to provide Latin American savers with access to American assets that are differentiated by product, pricing, and content. Latin Americans are known for saving, but many prefer to do so in cash or in zero-interest savings accounts.

Field Materials is an AI-driven procurement platform tailored for the construction industry, designed to enhance the efficiency of inventory management, material purchasing, and equipment rentals. The platform automates the handling of quotes, invoices, packing slips, and receipts, which helps reduce manual data entry and can lead to savings of 5-10% in material costs. By comparing vendor quotes and managing orders and deliveries, Field Materials streamlines vendor communications and project documentation, facilitating invoice verification and payments. This comprehensive approach enables contractors and vendors to standardize their procurement processes, ultimately assisting them in maintaining budgets and controlling costs. Founded by experienced entrepreneurs, the company is supported by prominent venture capital firms and executives from notable companies.

Simple. Spending. Software. As above. But, more specifically, penny is a cloud-based Procure-To-Pay system. penny helps you digitize and manage your full procurement cycle from request to approval. Manage RFQs to vendors, compare quotations, send POs and even payment. penny was designed to make things easy and consolidate all of your organization’s spending needs into one intelligent system

Zarya enables small sellers to source different products, including apparel for women and children, through its platform and sell them in their network.

Caliza is developing a global financial infrastructure aimed at facilitating seamless commerce by eliminating borders. The company offers a platform that enables instant cross-border settlements and provides regulated digital dollar accounts for its clients. This infrastructure supports various applications, including prompt international supplier payments and corporate fund transfers, thereby allowing merchant settlement providers to efficiently and cost-effectively manage cross-border transactions. By leveraging stablecoins, Caliza aims to enhance the ability of its customers to transact effortlessly and access the U.S. economy.

Zilla is a financial service company that enables Africans to buy now and pay later across online and offline channels at 0% interest rate

SoBanHang, the all-in-one neobank-integrated business operating system revolutionizing the way small business owners manage their operations and gain financial inclusion. With a simple smartphone interface, SoBanHang empowers entrepreneurs to seamlessly handle their entire business, increase revenue across all digital channels, and access essential financial services at their fingertips. Say goodbye to complexity and hello to streamlined business management with SoBanHang.

Baraka is an investment application founded in the UAE that aims to democratize access to the stock markets. The platform provides users with educational resources, concise market news, and comprehensive stock analysis to build their confidence as investors. It facilitates commission-free investing in a wide range of stocks and exchange-traded funds, allowing individuals to easily explore various investment opportunities. Baraka's mission is to empower everyone to participate in the financial markets, making investment accessible and straightforward for all.

Koban is a fintech company focused on transforming financial services in Latin America by addressing the needs of the unbanked population and improving options for existing banking customers. The company provides a secure digital platform that offers a range of user-friendly financial services, including payments, money transfers, budgeting tools, and credit facilities. Koban is dedicated to promoting financial inclusion through innovative technology and design, aiming to empower individuals in managing their financial lives effectively. By prioritizing customer experience, Koban seeks to simplify the complexities of money management and broaden access to essential financial services across the region.

10club is a company focused on acquiring and scaling small brands that operate in the e-commerce space, particularly in the home and kitchen categories. It identifies businesses that have established a strong foundation but struggle to expand in a competitive environment dominated by major platforms like Amazon and Flipkart. By providing these brands with the resources and expertise needed for growth, 10club enables entrepreneurs to exit their ventures while reaping the benefits of their hard work. The company offers a diverse range of products, including kitchenware, home furnishings, garden tools, and fitness accessories, aiming to enhance the comfort and aesthetic appeal of customers' homes.

Telda is a financial brand operating in the MENA region, targeting Millennials and Gen Z with its innovative money transfer application. The platform simplifies the processes of sending, spending, and saving money, providing a convenient alternative to traditional banking. Users can open a free account without paperwork, utilizing biometric identification and 3D secure technology. Telda allows individuals to send and receive money from friends at no cost, while also offering insights into spending habits to assist clients in managing their finances effectively. Through its user-friendly approach, Telda aims to enhance the payment experience and address common money handling challenges faced by its audience.

Baraka is an investment application founded in the UAE that aims to democratize access to the stock markets. The platform provides users with educational resources, concise market news, and comprehensive stock analysis to build their confidence as investors. It facilitates commission-free investing in a wide range of stocks and exchange-traded funds, allowing individuals to easily explore various investment opportunities. Baraka's mission is to empower everyone to participate in the financial markets, making investment accessible and straightforward for all.

Ziina is a financial services company that specializes in peer-to-peer payment solutions through a mobile application. The platform ensures bank-grade security, utilizing end-to-end encryption to facilitate safe transactions. Users can send and receive funds simply using a phone number, allowing for efficient management of personal finances and greater control over their money.

Homebase provides revolutionary products made accessible that empower homeowners to buy, sell, and own homes in ways that work best for themselves. Their vision is to actualize each and every individual's dream of homeownership in southeast Asia. Homebase is backed by leading investors and partners around the world. Their investors and partners include but are not limited to, large global financial institutions, leading venture capital and private equity funds, and successful entrepreneurs and angel investors.

PAYZE is a technology-driven payment gateway that simplifies the onboarding process for online merchants and enhances the capabilities of online marketplaces. By offering a flexible API, PAYZE allows these marketplaces to establish various payment split schemes, eliminating the need for repeated adjustments or concerns about tax compliance. Their platform supports multiple payment methods, including split payments, email payments, recurring payments, and QR payments, which facilitates faster and more secure transactions for both customers and merchants. This streamlined approach enables businesses to scale their operations without the complexities of managing settlements and accounting across different stakeholders.

Simple. Spending. Software. As above. But, more specifically, penny is a cloud-based Procure-To-Pay system. penny helps you digitize and manage your full procurement cycle from request to approval. Manage RFQs to vendors, compare quotations, send POs and even payment. penny was designed to make things easy and consolidate all of your organization’s spending needs into one intelligent system

Nomad Homes is an online real estate brokerage founded in 2019 and headquartered in Dubai, United Arab Emirates. The company operates in France, Spain, Portugal, and the UAE, providing a software-enabled marketplace for residential real estate across Europe and the Middle East. Nomad Homes enhances collaboration among agents, allowing them to maximize their earning potential. It offers a co-pilot tool to simplify the home buying and mortgage processes for buyers. By focusing on personalized experiences, Nomad Homes aims to standardize buyer representation and improve transaction efficiency, thus facilitating the buying, selling, and renting of real estate. The company is dedicated to creating an infrastructure that fosters seamless transactions and contributes to market growth.

Ziina is a financial services company that specializes in peer-to-peer payment solutions through a mobile application. The platform ensures bank-grade security, utilizing end-to-end encryption to facilitate safe transactions. Users can send and receive funds simply using a phone number, allowing for efficient management of personal finances and greater control over their money.

Invygo is the first and largest car subscription service in the MENA region, offering consumers an all-inclusive monthly subscription model through a user-friendly mobile app. Founded in 2018 in Dubai by Eslam Hussein and Pulkit Ganjoo, Invygo enables users to access passenger vehicles without the financial burdens associated with traditional car ownership. The platform allows for customizable month-to-month subscriptions, providing flexibility for users to return or upgrade their vehicles without penalties. Additionally, Invygo supports car dealers by offering a new business model that helps them generate revenue while minimizing depreciation and operational costs. Overall, Invygo aims to create accessible mobility options with a hassle-free experience for both consumers and dealers.

TrueHome is a Mexican real estate company established in 2017 and headquartered in Mexico City. The company focuses on enhancing the real estate experience for homeowners by providing comprehensive support throughout the buying and selling process. TrueHome offers transparency in procedures that are often confusing and lengthy, ensuring that clients are well-informed. Their legal advisors handle all necessary documentation, contracts, and credit processes to facilitate smooth transactions. Additionally, TrueHome has developed an online platform that assists clients in locating undervalued real estate assets. This platform employs an algorithm that generates instant offers based on local and national housing market dynamics, thereby helping homeowners achieve greater liquidity in a typically illiquid market.

Dapi Ltd is a fintech company that specializes in developing an application programming interface (API) designed to facilitate payments between consumer bank accounts and businesses. Founded in 2019 and headquartered in Abu Dhabi, United Arab Emirates, Dapi offers a suite of open banking APIs that enable real-time connections to customer bank accounts, initiate payments, and access financial data. This functionality empowers developers to create various financial applications, such as digital wallets, budget trackers, and investment tools. Dapi's services have gained traction across multiple countries, including operations in the United States, Saudi Arabia, Egypt, Pakistan, South Africa, and Kuwait. The company has experienced significant growth, achieving $400,000 in annual recurring revenue and a monthly growth rate exceeding 50%.

Invygo is the first and largest car subscription service in the MENA region, offering consumers an all-inclusive monthly subscription model through a user-friendly mobile app. Founded in 2018 in Dubai by Eslam Hussein and Pulkit Ganjoo, Invygo enables users to access passenger vehicles without the financial burdens associated with traditional car ownership. The platform allows for customizable month-to-month subscriptions, providing flexibility for users to return or upgrade their vehicles without penalties. Additionally, Invygo supports car dealers by offering a new business model that helps them generate revenue while minimizing depreciation and operational costs. Overall, Invygo aims to create accessible mobility options with a hassle-free experience for both consumers and dealers.

Luminous Computing specializes in the development of photonics chips tailored for the artificial intelligence sector. Founded in 2018 and based in Mountain View, California, the company produces an AI training and inference chip that integrates the computing power of supercomputers into a single unit. This innovation helps organizations address significant communication bottlenecks associated with traditional processors, enhancing their ability to manage complex workloads efficiently.

EmCasa is a real estate platform based in Brazil that facilitates the buying and selling of homes through innovative technology and a strong commitment to customer service. The platform offers features such as virtual tours that provide detailed insights into properties, including wall colors, space dimensions, and unique room characteristics. By enhancing the home-buying experience, EmCasa aims to save users time and money while minimizing stress and inefficiencies. Additionally, the company provides data-driven advisory services at competitive commission rates, making the process more accessible and streamlined for its users.

Beam is a micro-mobility startup that encourages users to park their e-scooters in pre-determined parking spots via its app by offering incentives, instead of parking it anywhere randomly on the street.

Yellow is a micro-mobility platform founded in 2017 and headquartered in Sao Paulo, Brazil. The company specializes in dockless bike and e-scooter sharing services, allowing users to conveniently book and drop off bikes via its mobile application. Yellow aims to enhance urban mobility by improving traffic circulation and addressing the "Last and First Mile Challenge" for commuters. As a leading provider in Latin America, Yellow is committed to making daily commuting more efficient and accessible while promoting sustainable transportation solutions. The company was acquired by Grow Mobility in early 2019.

Yellow is a micro-mobility platform founded in 2017 and headquartered in Sao Paulo, Brazil. The company specializes in dockless bike and e-scooter sharing services, allowing users to conveniently book and drop off bikes via its mobile application. Yellow aims to enhance urban mobility by improving traffic circulation and addressing the "Last and First Mile Challenge" for commuters. As a leading provider in Latin America, Yellow is committed to making daily commuting more efficient and accessible while promoting sustainable transportation solutions. The company was acquired by Grow Mobility in early 2019.

Finix is a developer of a B2B payment processing platform that enables businesses to own, manage, and monetize their payment systems. The platform features a modular, workflow-driven architecture and a real-time interface that allows users to track transactions, consolidate data from various payment processors, and underwrite merchant accounts. This capability supports banks, acquirers, and enterprises in facilitating quick and secure push payments over debit cards and enables them to send money globally. By providing these tools, Finix aims to enhance the payment processing experience for its clients.

Cadre is an online marketplace that connects investors and operators of real estate. It enables investments and transactions, provides a sophisticated technology product for managing processes, and powers predictive analytics for its investors. Investors are able to sell their interest on the secondary marketplace thereby introducing liquidity into an antiquated industry. They are able to gain transparency, efficiency, and liquidity through the use of its proprietary technology, and are able to make better, more data-driven decisions. Founded by Ryan Williams, Cadre was launched in 2014.