Citi Ventures

Belvo is an open finance API platform founded in 2019 and headquartered in Mexico City. The company enables financial innovators to connect their users' accounts to various applications, facilitating the access and interpretation of financial data in a straightforward and scalable manner. Belvo's platform allows developers to gain insights into user behavior and manage financial transactions efficiently, thus helping businesses to streamline operations and create new revenue opportunities through a unified open finance solution.

Atomic FI is a technology company that builds digital financial products designed to improve consumer engagement in financial services. It aims to launch a series of products, starting with a balance transfer solution for credit cards, home equity lines of credit, and potentially auto loans, all focused on delivering a streamlined user experience and solving friction for financial institutions and fintechs. Its platform enables users to connect their payroll accounts using payroll credentials, reducing fraud and manual processes through multi-step verification, allowing employees and businesses to conduct secure banking transactions efficiently. The system accelerates payoff times by four to five times and emphasizes a user-centered design that prioritizes speed and ease of use.

Capital Markets Gateway Inc. is a financial technology firm that specializes in modernizing the equity capital markets. Based in Chicago, Illinois, with additional locations in New York and Seattle, CMG offers a platform that provides real-time information and analytics to investors, underwriters, and issuers. Founded in 2015 and officially launched in 2017 by a team of experienced professionals, the platform enhances transparency and workflow efficiencies in capital raising activities. It enables users to monitor the capital raising landscape, conduct due diligence, and make informed investment decisions while facilitating collaboration between stakeholders. Currently, CMG's platform is utilized by over 100 buy-side firms and 10 investment banks, supporting a substantial amount of assets under management.

Nammu21, Inc. is a New York-based company founded in 2017 that specializes in developing a digitization and analytics platform. This platform is designed to deconstruct, digitize, and analyze complex interconnected transaction documents within the finance ecosystem. By facilitating access to and extraction of data, Nammu21 enables stakeholders to generate new value from previously inaccessible information. The company's tools aim to bridge the gap between traditional business practices and the evolving digital landscape, enhancing the transaction experience and process for clients by transforming intricate data structures into easily accessible formats.

Capital on Tap specializes in providing a comprehensive small business credit card and spend management platform. It enables entrepreneurs to oversee employee cards, secure business funding, and earn cashback rewards on all purchases. With over a decade of focus on small businesses, Capital on Tap has been recognized for its rapid growth and has served over 200,000 customers who have spent more than $5 billion using their business credit cards.

Finmo offers a cloud-based platform streamlining global payments and financial operations. It enables businesses to manage cross-border payments, hold funds in multiple currencies, automate cash flow forecasting, and expand into new markets with ease.

Proxymity is a London-based digital platform for investor communications and proxy voting. It provides an end-to-end solution that connects issuers, intermediaries, and investors in real time, enabling efficient, accurate, and transparent proxy voting and shareholder disclosure. The platform automates requests and responses in regulatory-compliant formats and timeframes, supports a digital proxy voting process, and transmits meeting data and votes in real time, reducing manual data entry and eliminating paper-based transfer.

Kanastra is a tech-driven backoffice for alternative investments, supporting private credit and private equity facilities. It develops an asset management platform designed to reduce friction in the securitization market, offering banking services, debt issuance, bookkeeping, distribution, passive management, and mirroring, along with real-time analytics and structured data to enable investors and originators to invest with greater freedom and efficiency.

Quantifind is a data science company that develops AI-powered platforms for marketing insight and financial crime risk management. Its Signum suite merges internal data with public information to reveal revenue drivers, explain what and who influences brand performance, and measure sponsorship impact on awareness and sales across automotive, consumer goods, entertainment, financial services, pharmaceutical, retail, and telecom sectors. The company also provides financial crime intelligence solutions for anti-money laundering and fraud detection, delivering real-time risk assessments, uncovering hidden threats, and reducing false positives by leveraging unstructured external data alongside internal records. Quantifind serves financial institutions and other organizations seeking faster, more precise risk detection, improved compliance, and scalable, data-driven decision support.

Validis Holdings Ltd. is a FinTech company based in London, with an additional office in Austin, Texas, that specializes in financial data transmission software. Its primary product, Validis, facilitates secure and efficient access to clients' financial data, specifically targeting accountancy firms, financial institutions, and commercial businesses. The software connects directly to mid-tier accounting packages, allowing for high-speed data retrieval and automated extraction of financial information. Validis generates standardized reports and detailed analytics, enabling lenders to review client data quickly and accurately. This streamlined process not only accelerates the onboarding of clients for funding applications but also enhances the ongoing monitoring of client performance and compliance. Established in 2007, Validis aims to improve the efficiency of financial data management and support lenders in making informed decisions.

Pylon offers a digital mortgage-lending platform that enables businesses to integrate mortgage services into their products. Based in New York, it provides APIs, UI components, and capital markets stack for origination, underwriting, processing, funding, and closing of loans.

Capitolis develops an online SaaS platform that connects global banks with institutional investors. Its technology enhances the efficiency of capital markets by facilitating seamless transactions, improving access to diversified capital, and optimizing risk management.

SeQura provides an eCommerce payment solution for retailers that improves conversion and secures certainty of payment. The company offers a range of payment methods, including Pay Now, Buy Now Pay Later, and Pay in 3. Founded in 2013 and headquartered in Barcelona, Spain, SeQura delivers flexible and accessible credit payment services across diverse sectors to boost customer acquisition, conversion, and retention. It uses risk scoring to extend credit access to underserved shoppers and provides tailored services for different industries, including options such as interest-free credit and installments, enabling businesses to optimize sales and appeal to value-conscious shoppers with convenient payment experiences.

Iwoca is a London-based provider of small business finance offering unsecured and short-term loans to UK retailers, restaurants, hotels and service providers. The company furnishes financing for working capital, inventory, technology, staff and expansion, with flexible repayment terms from 1 day to 24 months and no penalties for early repayment. Access to funding is available through an online application, enabling businesses to bridge cashflow gaps and pursue growth opportunities. Founded in 2011, Iwoca focuses on helping small businesses manage cash flow and invest in their operations.

Finix develops a B2B payment processing platform that enables businesses to own, manage, and monetize their payments. The platform uses modular architecture and real-time tracking to consolidate payment data and facilitate global money transfers.

DailyPay is a worktech company specializing in earned wage access solutions. It uses an award-winning platform to help employers strengthen employee relationships while supporting workers' financial well-being outside the workplace.

Versana is a company that specializes in providing a loan data platform designed to enhance transparency and efficiency within the syndicated loan market. By offering real-time insights into loan-level details and portfolio positions, Versana enables its clients to eliminate discrepancies through direct digital access to agent banks' reference data. The company focuses on various aspects of the financial market, including loan syndication, corporate credit, leveraged finance, and investment-grade and high-yield loans. Through its innovative financial technology and data management solutions, Versana aims to streamline processes and improve overall market dynamics for its clients.

Paywatch is a company that has developed a platform allowing employees to access their earned wages before the official payday. By partnering with major banks, Paywatch facilitates low-cost financing for workers seeking immediate access to their earnings. The platform assesses how much work an employee has completed and allows them to withdraw funds accordingly. This service not only provides quick financial relief but also aids employees in becoming banked, establishing credit, and achieving financial stability. Through its innovative approach, Paywatch aims to empower workers to lead healthier financial lives.

Numerated is a fintech company that simplifies business banking for financial institutions and their clients through its innovative digital lending platform. This platform enables banks and credit unions to enhance customer experience by leveraging data to streamline the origination of various business banking products, facilitating the entire process from application to decision and closure. The software includes features such as pre-filled digital applications, decision automation, and sales and marketing tools, thereby making it easier for businesses to obtain financial products. With over 400,000 businesses and 30,000 financial institution associates utilizing the platform, Numerated has processed $50 billion in lending. Financial institutions with a collective asset base of $1 trillion employ Numerated's solutions, which have garnered recognition in the fintech industry for their effectiveness and innovation.

Colendi offers embedded finance solutions, including alternative credit scoring based on secure on-device data, microcredit options, global investment instruments, and personalized AI tools. It aims to provide accessible banking services for individuals and small businesses in emerging markets.

Cicada is a fintech company that specializes in developing a bond trading platform aimed at enhancing efficiency, transparency, and fairness in financial systems. By leveraging technology and intuitive design, Cicada offers a user-friendly trading solution that transforms how market participants connect and conduct transactions. The platform facilitates connectivity and access to bond securities in emerging markets, simplifying the investment process for investors interested in these assets. Through its innovative approach, Cicada seeks to redefine the bond trading experience and provide greater opportunities for market engagement.

Iwoca is a London-based provider of small business finance offering unsecured and short-term loans to UK retailers, restaurants, hotels and service providers. The company furnishes financing for working capital, inventory, technology, staff and expansion, with flexible repayment terms from 1 day to 24 months and no penalties for early repayment. Access to funding is available through an online application, enabling businesses to bridge cashflow gaps and pursue growth opportunities. Founded in 2011, Iwoca focuses on helping small businesses manage cash flow and invest in their operations.

Abound is a consumer lending startup based in London, United Kingdom, that aims to provide low-cost personal credit as an alternative to expensive payday loans. Founded in 2020, the company leverages the UK’s Open Banking standard to analyze consumers' historical bank statement data. This approach allows Abound to develop a detailed understanding of customers' financial situations, enabling them to assess affordability more accurately while reducing dependence on traditional credit reference agency scores. By focusing on individuals with low credit scores, Abound seeks to expand access to affordable credit, thereby promoting financial inclusion.

Thinkive is a financial technology company that specializes in providing online and networked solutions for the financial sector, particularly in China. The company offers a comprehensive platform that delivers data analysis and decision support services tailored for securities, banks, funds, and trusts. With a strong emphasis on technology and innovation, Thinkive has developed over 200 financial solutions, serving more than 80% of brokers and over 20 banks in the industry. By enabling financial institutions to make informed and profitable decisions, Thinkive positions itself as a key player in the evolving landscape of financial services.

Tuum is a cloud-native banking platform that is spearheading the next generation of digital innovation in the financial services industry. Built around a microservices architecture, the platform consists of flexible and independent modules covering all retail and business banking capabilities. The platform is API-based for quick and easy integration and can run on all major cloud providers, as well as on private clouds. Founded by a team of banking and technology experts in 2019, Tuum combines technological excellence with in-depth banking knowledge and packages it into a sophisticated, cutting-edge platform. Tuum currently employs over 60 people with offices in Tallinn, Berlin and Malaga.

PPRO is a fintech company specializing in digital payments infrastructure, enabling businesses and banks to streamline their payment processes through a single connection. The company offers a comprehensive platform that includes credit card processing, alternative payment methods, local cash collection, e-money accounts, and e-wallet facilities. PPRO's solutions allow payment platforms, acquirers, and merchants to access essential services, such as fraud screening tools, without the need for complex coding. Its orchestration layer efficiently manages process flows and data, ensuring that partners can deliver seamless end-to-end services to their customers. Notable clients, including Citi, PayPal, and Stripe, utilize PPRO's infrastructure to enhance their operations, improve conversion rates, and simplify the complexities associated with digital payments.

CapStack Technologies is a financial technology company that provides an integrated operating system for banks and financial services providers. Its platform facilitates collaboration among these institutions, enabling them to manage loan and deposit exposure more effectively, mitigate risks, and ultimately drive profitability and asset diversification.

United Fintech acquires and scales innovative fintech companies specializing in capital market technologies. It offers a centralized platform combining fintech, regtech, and captech options, enabling banks, hedge funds, and asset managers to automate workflows, ease onboarding, deliver efficiencies, and save costs.

Exponential Markets develops innovative tradable financial instruments for risk management across various asset classes. Its flagship product is the Exponential Used Vehicle Index, enabling hedging of used vehicle price risk for automotive sector participants.

Sunbit, Inc., incorporated in 2015 and based in Los Angeles, California, specializes in financing services that allow consumers to split purchases into manageable payments. The company develops a pay-over-time platform that utilizes artificial intelligence and machine learning to approve a majority of applicants, making financial services accessible to a broad audience. Sunbit offers point-of-sale lending technology applicable to various service sectors, including auto dealership service centers, optical practices, dental offices, and specialty healthcare services. Their commitment to reducing financial stress for consumers is reflected in the convenience of their services, which are also accessible through mobile applications on both major platforms. Additionally, Sunbit provides tablets, scanners, signs for stores, and informational sheets for customers to enhance their offerings in retail environments.

DailyPay is a worktech company specializing in earned wage access solutions. It uses an award-winning platform to help employers strengthen employee relationships while supporting workers' financial well-being outside the workplace.

ZILO is transforming global asset management by replacing outdated technology with its innovative platform. It unifies transfer agency, fund platforms, and fund accounting into a single solution, reducing costs, risk, and user friction. ZILO's experienced team aims to become the market leader in global asset management.

Ampla is a financial technology company that offers tech-enabled financial solutions to help businesses grow. It operates an all-in-one financing platform that provides growth capital, modern banking services, and data analytics, delivering growth and working capital solutions through a platform designed to streamline access to capital for omnichannel brands and solve cash flow challenges.

SellersFi is a financial technology company that specializes in providing funding and financial solutions for online marketplace sellers. Founded in 2017 and headquartered in New York, the company has developed a platform that offers automated working capital tailored specifically for e-commerce entrepreneurs. Utilizing machine-learning models, SellersFi analyzes data generated from the business activities of online sellers, enabling them to gain access to growth capital and actionable insights. This approach not only facilitates easy access to funding but also helps improve cash flow and streamline operations for e-commerce businesses.

SellersFi is a financial technology company that specializes in providing funding and financial solutions for online marketplace sellers. Founded in 2017 and headquartered in New York, the company has developed a platform that offers automated working capital tailored specifically for e-commerce entrepreneurs. Utilizing machine-learning models, SellersFi analyzes data generated from the business activities of online sellers, enabling them to gain access to growth capital and actionable insights. This approach not only facilitates easy access to funding but also helps improve cash flow and streamline operations for e-commerce businesses.

Supra is a fintech company that specializes in providing cross-border payment and treasury solutions for businesses engaged in international trade. Its platform caters to companies of all sizes, enabling seamless transactions in multiple currencies. By offering services that facilitate foreign exchange and manage international treasury operations, Supra supports small and medium-sized businesses in navigating the complexities of global commerce. The company's focus on streamlined payment processes allows its clients to efficiently pay or receive payments across borders, enhancing their ability to operate in a competitive international market.

Transcend Street Solutions Inc. is a technology company focused on developing real-time inventory and collateral management optimization solutions for the capital markets. Established in 2013 and headquartered in Piscataway, New Jersey, the company provides a comprehensive platform that includes global inventory optimization, digitized eligibility management, transfer pricing models, and intraday liquidity management. It serves a diverse clientele of leading banks and financial institutions, positioning itself as a standard-bearer in the optimization of firm-wide management of inventory, funding, and liquidity. With a workforce of over 75 employees globally, Transcend Street Solutions effectively addresses various regulatory and capital challenges in the financial industry through its user-friendly Software as a Service (SaaS) and on-premises solutions.

Defacto is a fintech company that specializes in providing credit infrastructure through an API aimed at small and medium-sized enterprises. The company has developed an invoice financing platform that addresses the working capital needs of businesses engaged in B2B transactions. This platform enables companies to finance their invoices and offers the flexibility to repay loans when their customers settle their payments. By facilitating early payments to suppliers and automating payout and reconciliation processes, Defacto helps businesses manage their cash flow efficiently and streamline their financial operations.

BondbloX is a Singapore-based fintech company specializing in digitalizing Asian bond markets. It aims to democratize access to live bond prices, previously unavailable to private bank clients due to outdated systems.

Arch manages private investment operations for leading investors and investment advisors, reinventing private portfolio management through a digital solution that replaces traditionally paper based processes.

Volante Technologies, Inc. is a global financial technology company specializing in payments and financial messaging automation. Founded in 2001 and headquartered in Jersey City, New Jersey, the company provides a suite of services including VolPay, which accelerates payments innovation and digital transformation, and Volante Designer, aimed at simplifying financial messaging and data integration. Volante's solutions encompass payments modernization, real-time payment processing, message translation, and financial messaging services, addressing the complexities involved in these areas. With over 85 clients across 26 countries, Volante Technologies enables financial institutions and corporates to enhance their business agility, respond effectively to evolving market demands, and complete projects rapidly while minimizing disruptions to their core systems. Its extensive library of international and domestic message standards further supports clients in navigating the landscape of digital payments and financial messaging.

Volante Technologies, Inc. is a global financial technology company specializing in payments and financial messaging automation. Founded in 2001 and headquartered in Jersey City, New Jersey, the company provides a suite of services including VolPay, which accelerates payments innovation and digital transformation, and Volante Designer, aimed at simplifying financial messaging and data integration. Volante's solutions encompass payments modernization, real-time payment processing, message translation, and financial messaging services, addressing the complexities involved in these areas. With over 85 clients across 26 countries, Volante Technologies enables financial institutions and corporates to enhance their business agility, respond effectively to evolving market demands, and complete projects rapidly while minimizing disruptions to their core systems. Its extensive library of international and domestic message standards further supports clients in navigating the landscape of digital payments and financial messaging.

Vega is to change wealth management through the application of cutting-edge technology. We aim to bring together the private and institutional sectors with a platform that streamlines wealth creation for high-net-worth individuals and their advisors by using our team's financial and technical knowledge.

Fleximize is a UK-based alternative business lender and digital platform that provides UK SMEs with flexible funding through a dedicated online experience. The company offers facilities from £5,000 to £500,000 with terms of one month to 60 months, and includes features such as repayment holidays, top ups, and no early repayment fees. Each client is assigned a dedicated relationship manager to tailor a funding package to their business needs. The platform supports growth across a range of sectors, enabling businesses to access flexible financing aligned with their growth plans.

Rextie is a specialized currency exchange service that focuses on facilitating the buying and selling of dollars online. The company's platform allows individuals to register their dollar exchange transactions and execute them through bank transfers quickly and efficiently. Rextie offers competitive exchange rates, enabling users to safely exchange currency without the need for cash, thereby reducing the risks associated with robberies and counterfeit bills.

Exponential Markets develops innovative tradable financial instruments for risk management across various asset classes. Its flagship product is the Exponential Used Vehicle Index, enabling hedging of used vehicle price risk for automotive sector participants.

Defacto is a fintech company that specializes in providing credit infrastructure through an API aimed at small and medium-sized enterprises. The company has developed an invoice financing platform that addresses the working capital needs of businesses engaged in B2B transactions. This platform enables companies to finance their invoices and offers the flexibility to repay loans when their customers settle their payments. By facilitating early payments to suppliers and automating payout and reconciliation processes, Defacto helps businesses manage their cash flow efficiently and streamline their financial operations.

Silvr is a Paris-based fintech that provides equity-free funding to e-commerce entrepreneurs by leveraging digital business data to forecast future revenues and offer funding within 24 hours. The platform serves merchants who often lack access to traditional banks, financing growth and marketing spend with repayments tied to sales, helping them scale online stores and marketplaces.

Prodigy Finance Limited is an online platform headquartered in London, United Kingdom, that facilitates education loans for international postgraduate and MBA students. Established in 2006, the company connects student borrowers with a community of lenders, including alumni, institutional investors, and qualified private investors. Prodigy Finance specifically targets students pursuing master's degrees across 18 countries, aiming to enhance access to higher education for those who may lack traditional financing options. In addition to its loan services, the company offers a mobile app that allows users to manage and access their loan information conveniently. Through its community funding model, Prodigy Finance addresses the financial barriers that students face, making it easier for them to pursue their academic aspirations at premium business schools.

Unlimited specializes in democratizing alternatives through return replication technology. It employs machine learning to create solutions that mimic alternative investment index returns.

Founded in 2018, Hokodo is a European provider of B2B Buy Now, Pay Later solutions. It offers an easy-to-integrate digital platform that streamlines the order-to-cash process, enabling merchants to make real-time credit decisions, protect against bad debt, and access working capital finance options.

Clerkie is an AI-driven financial planning platform that provides financial knowledge, personalized answers, and actionable plans to help users manage their finances. It also automates loan servicing and supports credit score building through debt management, using conversational AI to build comprehensive financial knowledge graphs that enable the management of loan losses and integrate financial advice with one-click automation. These capabilities serve lenders, businesses, and individuals by helping optimize loan portfolios, improve repayment performance, and promote financial wellness.

Versana is a company that specializes in providing a loan data platform designed to enhance transparency and efficiency within the syndicated loan market. By offering real-time insights into loan-level details and portfolio positions, Versana enables its clients to eliminate discrepancies through direct digital access to agent banks' reference data. The company focuses on various aspects of the financial market, including loan syndication, corporate credit, leveraged finance, and investment-grade and high-yield loans. Through its innovative financial technology and data management solutions, Versana aims to streamline processes and improve overall market dynamics for its clients.

Masttro is a multinational financial technology company founded in 2010, specializing in advanced solutions for ultra-high-net-worth families, family offices, and financial advisors. Established by asset owners with extensive experience in managing diversified, multi-generational wealth, Masttro aims to redefine wealth management platforms by providing open, user-friendly access to critical financial information. The company's wealth tech platform offers a comprehensive overview of both liquid and illiquid investments, as well as liabilities and passion assets. Its features include direct data aggregation and AI-driven document data extraction, facilitating interactive real-time analysis and reporting. This empowers wealth owners and their advisors to make informed, data-driven decisions while ensuring the highest standards of protection and confidentiality for their information.

Abound is a consumer lending startup based in London, United Kingdom, that aims to provide low-cost personal credit as an alternative to expensive payday loans. Founded in 2020, the company leverages the UK’s Open Banking standard to analyze consumers' historical bank statement data. This approach allows Abound to develop a detailed understanding of customers' financial situations, enabling them to assess affordability more accurately while reducing dependence on traditional credit reference agency scores. By focusing on individuals with low credit scores, Abound seeks to expand access to affordable credit, thereby promoting financial inclusion.

Quantifind is a data science company that develops AI-powered platforms for marketing insight and financial crime risk management. Its Signum suite merges internal data with public information to reveal revenue drivers, explain what and who influences brand performance, and measure sponsorship impact on awareness and sales across automotive, consumer goods, entertainment, financial services, pharmaceutical, retail, and telecom sectors. The company also provides financial crime intelligence solutions for anti-money laundering and fraud detection, delivering real-time risk assessments, uncovering hidden threats, and reducing false positives by leveraging unstructured external data alongside internal records. Quantifind serves financial institutions and other organizations seeking faster, more precise risk detection, improved compliance, and scalable, data-driven decision support.

Anyfin is a Stockholm-based fintech that provides a loan refinancing platform. The service enables users to refinance existing loans by taking a photo of loan statements and using consumer data and artificial intelligence to assess terms and potential savings. By reducing reliance on intermediaries, the platform aims to secure lower interest costs for borrowers without extending repayment periods. Founded in 2017, Anyfin focuses on helping customers improve their financial situation from Sweden.

Finsemble is a technology company specializing in interoperability solutions for the finance industry. Its no-code and low-code smart desktop platform enables seamless connectivity between various types of applications, including native, web, in-house, and third-party software. By facilitating information sharing and synchronization, Finsemble allows clients to create customized, automation-assisted workflows that enhance operational efficiency. The platform significantly improves trading processes, achieving notable outcomes such as ten-minute time savings per trade and a 33% reduction in request-for-quote response times. Finsemble's offerings have garnered the trust of major financial institutions, including Citi, Pictet Asset Management, and Charles River Development, due to its commitment to high-quality US-based support and collaborative partnerships.

Acin is a fintech company dedicated to enhancing the safety of banks and transforming the financial sector's management of non-financial risk. It has developed a non-financial risk intelligence data network that utilizes digitization technology to connect firms. By focusing on data standardization and advanced technology, Acin enables organizations to digitize and consistently assess, manage, and mitigate non-financial risks. This industry-wide network facilitates collaboration among users both within and across different organizations, promoting a unified approach to risk management in the financial industry.

Greenwood is a fintech company offering a mobile banking platform designed for Black and Latinx individuals and business owners. It provides savings accounts, debit cards, peer-to-peer transfers, mobile deposits, community reinvestment initiatives, global ATM access, and early pay services.

Banked operates a global payments platform that connects bank account data to third-party applications through secure APIs, enabling real-time, low-cost account-to-account payments. The platform supports bank account connections, spending analysis, balance and income verification, and consent-driven data sharing, allowing clients to access and use bank data across a wide range of apps while maintaining control and privacy. Founded in 2018 and based in London, Banked positions itself as a global payments network that supports flexible payment workflows for individuals, businesses, and financial institutions.

Founded in 2019, Lentra empowers banks and non-banking financial companies (NBFCs) to create custom loan products and enhance customer experiences through its API-driven modular architecture. Its digital lending platform serves over 50 banks, processing over $20 billion worth of loan applications monthly, with 2 million loans processed each month.

TRM Labs Inc. is a blockchain intelligence company that provides a platform focused on token relationship management, utilizing machine learning to assist clients in managing customer relationships and detecting suspicious activities. The platform offers solutions for on-chain anti-money laundering (AML) compliance, including customer due diligence, transaction monitoring, and relationship management specifically tailored for digital asset firms. Additionally, TRM Labs develops enterprise applications and tools that enable organizations to launch blockchain-based products aimed at identifying fraudulent activities such as money laundering and market manipulation. Founded in 2017 and headquartered in San Francisco, California, the company serves a diverse clientele, including financial institutions, cryptocurrency businesses, and government agencies, and has established partnerships with notable organizations such as PayPal, Visa, and federal agencies. TRM Labs is committed to enhancing the safety of the financial ecosystem through advanced data engineering and threat intelligence, backed by a team of experts with extensive experience in law enforcement and technology.

Nammu21, Inc. is a New York-based company founded in 2017 that specializes in developing a digitization and analytics platform. This platform is designed to deconstruct, digitize, and analyze complex interconnected transaction documents within the finance ecosystem. By facilitating access to and extraction of data, Nammu21 enables stakeholders to generate new value from previously inaccessible information. The company's tools aim to bridge the gap between traditional business practices and the evolving digital landscape, enhancing the transaction experience and process for clients by transforming intricate data structures into easily accessible formats.

Xalts is a technology platform that empowers treasury and finance teams to scale efficiently. It offers AI agents for automating time-consuming financial tasks such as data management, banking queries, and trade finance processes. Xalts' connectivity network with banks and other partners enables end-to-end treasury process automation. Its solutions suite can be accessed via the Contour Network Hub or integrated with third-party systems.

Quassar Capital is a United States-based investment firm founded in 2012 with a broad national presence. It relies on quantitative methods drawn from applied mathematics, statistics, financial markets, and advanced programming to guide investment decisions. The firm emphasizes technology and infrastructure to support research and execution and aims to deliver high-quality returns while adapting to changing market conditions. Quassar Capital is affiliated with Cabrera Capital Markets.

SeQura provides an eCommerce payment solution for retailers that improves conversion and secures certainty of payment. The company offers a range of payment methods, including Pay Now, Buy Now Pay Later, and Pay in 3. Founded in 2013 and headquartered in Barcelona, Spain, SeQura delivers flexible and accessible credit payment services across diverse sectors to boost customer acquisition, conversion, and retention. It uses risk scoring to extend credit access to underserved shoppers and provides tailored services for different industries, including options such as interest-free credit and installments, enabling businesses to optimize sales and appeal to value-conscious shoppers with convenient payment experiences.

Access Fintech provides risk management services for financial institutions. It offers a platform that aggregates data from internal systems and external sources, providing users with a unified view of risks associated with financial transactions. The platform enables collaboration across organizations, allowing control functions to adjust priorities based on market conditions and managers to oversee bottlenecks. Access Fintech was founded in 2016 and is headquartered in Tel Aviv-Yafo, Israel.

Belvo is an open finance API platform founded in 2019 and headquartered in Mexico City. The company enables financial innovators to connect their users' accounts to various applications, facilitating the access and interpretation of financial data in a straightforward and scalable manner. Belvo's platform allows developers to gain insights into user behavior and manage financial transactions efficiently, thus helping businesses to streamline operations and create new revenue opportunities through a unified open finance solution.

Genesis Global Technology Limited specializes in developing custom software and solutions tailored for the capital markets. Founded in 2015 and headquartered in London, with an additional office in New York, the company provides a range of platforms designed to enhance trading and operational efficiency. Its offerings include an automated quoting system for managing requests for quotes, an order execution management system, and a trade allocation manager that facilitates various trading processes. Additionally, Genesis Global offers tools for data management and reconciliation, such as a short/long code manager and a matcher. The company is led by a team of industry veterans with substantial experience in trading technologies across multiple asset classes, aiming to deliver innovative solutions that align with the evolving needs of clients in the financial sector.

Illuminate Financial is a London-based venture capital firm focused on financial technology and enterprise software for the financial services sector. Founded in 2014, it backs fintech startups at seed, Series A, and growth stages and helps them address challenges in banking, regulation, compliance, and connectivity. The firm invests globally, with emphasis on the United Kingdom, Europe, and the United States, and supports portfolio companies with deep domain expertise, an extensive industry network, and practical guidance to navigate early growth and scale adoption by financial institutions.

MQube is a technology-driven company focused on transforming the UK mortgage market by addressing the challenges faced by lenders, brokers, landlords, and home buyers. Established with a commitment to enhancing user experience, MQube launched its MPowered Mortgages and MPowered platform in 2021. The company utilizes artificial intelligence, unique document extraction technology, and smart data management to automate lending decisions, thereby providing borrowers with greater certainty and control over the mortgage process. Its platform ensures the accuracy of customer data and facilitates the retrieval of relevant data points from documents supplied by mortgage brokers. This innovation enables customers to secure mortgages more easily while allowing lenders to make quicker lending decisions and improve overall customer outcomes.

Crowdz specializes in modernizing trade finance through its invoicing software. It automates risk rating of receivables, enabling funders to make informed decisions quickly. With over $4 billion auto-risk rated and $93 million financed, Crowdz serves clients like Citibank and Meta, backed by investors such as Techstars Ventures.

Founded in 2019, Lev specializes in digitizing commercial real estate transactions via its technology platform. It offers financial services, including lending solutions and capital management.

Proxymity is a London-based digital platform for investor communications and proxy voting. It provides an end-to-end solution that connects issuers, intermediaries, and investors in real time, enabling efficient, accurate, and transparent proxy voting and shareholder disclosure. The platform automates requests and responses in regulatory-compliant formats and timeframes, supports a digital proxy voting process, and transmits meeting data and votes in real time, reducing manual data entry and eliminating paper-based transfer.

Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

Fidel API is a financial infrastructure platform that allows developers to create programmable experiences during transaction events on payment cards. Established in 2018 and headquartered in London, with additional offices in Lisbon and New York, Fidel API provides tools that enhance interactions between merchants and consumers by facilitating real-time, event-driven engagements. The platform is designed to integrate seamlessly with major payment networks, such as Visa and Mastercard, to deliver detailed transaction data, including amount, location, date, and merchant. This capability supports improved marketing strategies and customer engagement through tailored loyalty and rewards programs, as well as streamlined processes for reimbursements and expense management. The company serves a diverse clientele, ranging from startups to large enterprises, and has established partnerships with prominent firms across various sectors.

Octaura is an electronic loan trading platform for the syndicated loan and CLO markets, offering electronic trading protocols, straight-through processing for trade booking, and data analytics to support due diligence and pricing decisions. The platform provides liquidity, access, and loan-level and portfolio analytics to enable real-time trading decisions, grow trading volumes, enhance market liquidity, and reduce entry barriers for market participants.

Proxymity is a London-based digital platform for investor communications and proxy voting. It provides an end-to-end solution that connects issuers, intermediaries, and investors in real time, enabling efficient, accurate, and transparent proxy voting and shareholder disclosure. The platform automates requests and responses in regulatory-compliant formats and timeframes, supports a digital proxy voting process, and transmits meeting data and votes in real time, reducing manual data entry and eliminating paper-based transfer.

Capitolis develops an online SaaS platform that connects global banks with institutional investors. Its technology enhances the efficiency of capital markets by facilitating seamless transactions, improving access to diversified capital, and optimizing risk management.

ChargeAfter Ltd is a financing platform founded in 2017, headquartered in Ramat Gan, Israel, with additional offices in Sunnyvale, California, and New York, New York. The company specializes in connecting retailers with multiple lenders to provide consumers with personalized, responsible financing options at the point of sale. Its platform utilizes a data-driven decisioning engine to streamline the approval process, enabling merchants to deliver relevant financing offers based on individual credit profiles. ChargeAfter's solution allows retailers to implement financing options quickly across both online and in-store channels, enhancing customer experiences while improving conversion rates and average order value. The platform also features an easy-to-use merchant dashboard, detailed transaction reporting, and options for white-label integration, thereby supporting lenders in expanding their reach within new retail markets.

Penelope provides a retirement platform for small and micro businesses and entrepreneurs. The platform automates employee investing, streamlines plan administration and paperwork, and offers learning tools for employees, helping owners simplify retirement decision-making while reducing costs and administrative overhead.

SIMON Markets LLC is a financial technology company headquartered in New York City that specializes in providing an online distribution platform tailored for financial professionals. Incorporated in 2017, the company focuses on structured investments and has developed a comprehensive suite of digital wealth management tools. The platform features on-demand education, intuitive marketplaces, real-time analytics, and lifecycle management capabilities. This innovative approach aims to simplify complex financial challenges and streamline the delivery of structured investment and annuity solutions for professionals in the financial sector.

Sharegain Ltd. is a fintech company based in London, United Kingdom, that specializes in a securities lending platform aimed at pension funds, insurance companies, and asset managers. Founded in 2015, Sharegain seeks to democratize the securities lending industry, which is valued at $3 trillion, by providing an automated solution that allows financial institutions to generate additional income from their existing assets, including stocks, bonds, and ETFs. The platform offers enhanced revenue opportunities while ensuring full control and transparency with minimal overhead costs. By enabling online brokers, private banks, wealth managers, and custodians to lend their securities, Sharegain helps these institutions unlock hidden value within their portfolios and deliver improved financial performance for themselves and their clients.

Capital Markets Gateway Inc. is a financial technology firm that specializes in modernizing the equity capital markets. Based in Chicago, Illinois, with additional locations in New York and Seattle, CMG offers a platform that provides real-time information and analytics to investors, underwriters, and issuers. Founded in 2015 and officially launched in 2017 by a team of experienced professionals, the platform enhances transparency and workflow efficiencies in capital raising activities. It enables users to monitor the capital raising landscape, conduct due diligence, and make informed investment decisions while facilitating collaboration between stakeholders. Currently, CMG's platform is utilized by over 100 buy-side firms and 10 investment banks, supporting a substantial amount of assets under management.

Contour is developing a decentralized trade finance network aimed at simplifying collaboration within the global trade ecosystem. By utilizing advanced technologies, the company seeks to eliminate barriers that hinder seamless trade, facilitating the instant flow of trusted data among banks, corporations, and various service providers. Contour's platform integrates with leading digital document systems and other digital networks, promoting a frictionless exchange of information across fragmented trade routes. This innovative approach enhances efficiency and transparency in trade finance, ultimately supporting a more interconnected global market.

Proxymity is a London-based digital platform for investor communications and proxy voting. It provides an end-to-end solution that connects issuers, intermediaries, and investors in real time, enabling efficient, accurate, and transparent proxy voting and shareholder disclosure. The platform automates requests and responses in regulatory-compliant formats and timeframes, supports a digital proxy voting process, and transmits meeting data and votes in real time, reducing manual data entry and eliminating paper-based transfer.

Qupital Limited is a fintech company that operates an online invoice trading platform designed to facilitate financing for businesses by allowing them to raise funds against their receivables. Established in 2016 and headquartered in Kowloon, Hong Kong, the platform connects Hong Kong-registered businesses with a diverse range of professional investors, including institutional investors and family offices. By enabling these businesses to upload invoices, Qupital allows investors to evaluate individual invoices and propose discount rates for advancing cash, thereby enhancing liquidity in the market. This innovative approach not only helps businesses reduce their financing costs but also provides investors with access to a new asset class of accounts receivables. Through its self-developed risk control model and strategic partnerships, Qupital aims to improve the efficiency of the financing process for cross-border e-commerce sellers.

Doconomy offers digital banking services, focusing on sustainability. It provides the DO app, tracking carbon emissions from online purchases, and the DO Black credit card with a carbon limit. The company aims to inspire sustainable consumption by connecting consumers, producers, retailers, and influencers in a circular ecosystem.

DriveWealth is a fintech company based in Chatham, New Jersey, founded in 2012. It operates a mobile investing platform designed for individual investors, offering a range of exchange-traded funds, U.S.-listed stocks, and educational content to help users understand financial basics. DriveWealth's technology enables partners worldwide to provide branded investing experiences, facilitating customer acquisition, loyalty, retention, and revenue growth. The company specializes in fractional equities trading and offers cloud-based, API-driven brokerage infrastructure, allowing global partners to access the U.S. equities market through real-time fractional share investments.

Quassar Capital is a United States-based investment firm founded in 2012 with a broad national presence. It relies on quantitative methods drawn from applied mathematics, statistics, financial markets, and advanced programming to guide investment decisions. The firm emphasizes technology and infrastructure to support research and execution and aims to deliver high-quality returns while adapting to changing market conditions. Quassar Capital is affiliated with Cabrera Capital Markets.

Daylight is a digital banking platform based in West Hollywood, California, specifically designed for the LGBTQ+ community. Founded in 2020, Daylight offers a range of services including prepaid cards, financial tools, and advice tailored to the unique needs of its members. The platform not only facilitates smarter financial habits but also provides cashback rewards for spending at queer bars and allied businesses. By fostering a supportive community, Daylight aims to empower individuals to navigate the financial system effectively and build a secure future without compromise.

SmartAsset is an online platform providing consumer-focused financial information and tools. It connects consumers with financial advisors via SmartAdvisor, reaching approximately 75 million people monthly through educational content and personalized calculators. The company aims to empower users to make informed decisions about personal finance, including home buying, retirement planning, and taxes.

Contour is developing a decentralized trade finance network aimed at simplifying collaboration within the global trade ecosystem. By utilizing advanced technologies, the company seeks to eliminate barriers that hinder seamless trade, facilitating the instant flow of trusted data among banks, corporations, and various service providers. Contour's platform integrates with leading digital document systems and other digital networks, promoting a frictionless exchange of information across fragmented trade routes. This innovative approach enhances efficiency and transparency in trade finance, ultimately supporting a more interconnected global market.

BondbloX is a Singapore-based fintech company specializing in digitalizing Asian bond markets. It aims to democratize access to live bond prices, previously unavailable to private bank clients due to outdated systems.

Komgo operates a blockchain-based platform for digitalizing trade and commodities finance. Incorporated in Switzerland in 2018, it offers secure peer-to-peer transactions, mitigating fraud risk and providing benchmark data.

Capitolis develops an online SaaS platform that connects global banks with institutional investors. Its technology enhances the efficiency of capital markets by facilitating seamless transactions, improving access to diversified capital, and optimizing risk management.

Socure develops digital identity verification solutions using artificial intelligence and machine learning. Its platform authenticates identities in real-time from various online/offline sources, automating customer identification program (CIP), know your customer (KYC), and anti-money laundering (AML) compliance initiatives.

Genesis Global Technology Limited specializes in developing custom software and solutions tailored for the capital markets. Founded in 2015 and headquartered in London, with an additional office in New York, the company provides a range of platforms designed to enhance trading and operational efficiency. Its offerings include an automated quoting system for managing requests for quotes, an order execution management system, and a trade allocation manager that facilitates various trading processes. Additionally, Genesis Global offers tools for data management and reconciliation, such as a short/long code manager and a matcher. The company is led by a team of industry veterans with substantial experience in trading technologies across multiple asset classes, aiming to deliver innovative solutions that align with the evolving needs of clients in the financial sector.

Solidatus is a leading provider of data lineage and conceptual modeling solutions, focused on helping organizations manage their metadata, data, and processes effectively. The company offers software that enables businesses to visualize data flows within their systems, facilitating regulatory compliance, improving governance, and optimizing data landscapes. Solidatus builds interconnected digital maps of organizations, which simplifies complexity and enhances operational efficiency. Its unique approach validates the integrity of AI-generated data and supports transformational change initiatives, making it an essential tool for data-rich and regulated sectors such as finance, pharmaceuticals, and utilities. With a growing global presence, Solidatus operates from its headquarters in London and an office in Singapore, with plans for expansion into the US, Europe, and the Middle East.