Citi Ventures

Clara is a Latin American fintech company specializing in corporate spending management. It offers locally-issued corporate cards, bill pay services, financing solutions, and a software platform designed to streamline expense reporting and provide real-time insights into spending.

Merama is an e-commerce platform that partners with brands to accelerate growth in Latin America. The platform supports portfolio brands with talent resources and non-dilutive capital to help them scale online, aiming to build a leading group of Latin American online brands. Founded in 2020, Merama is headquartered in Mexico City.

BlaBlaCar is a leading long-distance carpooling community that connects drivers with empty seats to passengers seeking affordable travel options. The platform facilitates shared rides, allowing members to reduce transportation costs and minimize their environmental impact. Users can create detailed profiles and specify their preferred level of conversation during the journey, which fosters a secure and trust-based community. Operating in 22 countries, including various regions in Europe, Russia, Turkey, Mexico, Brazil, and India, BlaBlaCar offers a user-friendly website and mobile applications that streamline the connection between drivers and passengers. Headquartered in Paris, the company has established a global network that emphasizes community trust and shared travel experiences.

PayJoy Inc. is a consumer financing company based in San Francisco, California, founded in 2015. The firm specializes in providing smartphone-enabled financing solutions, primarily targeting underbanked individuals in emerging markets. By leveraging mobile security technology, PayJoy allows customers to select a smartphone, make an initial deposit, and choose a flexible payment plan. The financed smartphone serves as collateral, unlocking its full functionality once the purchase is complete. PayJoy's mission is to enhance access to credit for underserved populations, helping them navigate financial challenges and improve their economic standing. The company has successfully reached over 10 million customers across various countries, including Mexico, Brazil, Colombia, and South Africa, and continues to show solid profitability and growth.

PayJoy Inc. is a consumer financing company based in San Francisco, California, founded in 2015. The firm specializes in providing smartphone-enabled financing solutions, primarily targeting underbanked individuals in emerging markets. By leveraging mobile security technology, PayJoy allows customers to select a smartphone, make an initial deposit, and choose a flexible payment plan. The financed smartphone serves as collateral, unlocking its full functionality once the purchase is complete. PayJoy's mission is to enhance access to credit for underserved populations, helping them navigate financial challenges and improve their economic standing. The company has successfully reached over 10 million customers across various countries, including Mexico, Brazil, Colombia, and South Africa, and continues to show solid profitability and growth.

Loft is a Brazilian real estate technology company that operates a transactional marketplace and online property platform. Founded in 2018 and based in São Paulo, Loft provides an end-to-end digital workflow to manage home buying and selling, facilitating transactions for individuals, brokers, and publicly listed REITs. The platform combines proprietary transaction data with a searchable property database and integrated services to streamline search, valuation, and deal execution, bringing the Brazilian homebuying experience into the e-commerce era. It offers access to residential and commercial properties, with user feedback and ratings supporting transparent transactions. Loft aims to simplify real estate deals through digital tools and data-driven processes, reducing friction in buying and selling properties across the Brazilian market.

Iberdrola is a global utility company focused on the production, distribution, and retail of electricity and gas. It generates power from nuclear, hydro, and other sources, with a substantial share from renewables, and is a major owner of wind energy. The company operates electricity networks and distribution assets across multiple countries and serves customers in a broad geographic footprint, including Spain, the United Kingdom, Brazil, and the United States, with activity in nearly 40 countries. Iberdrola emphasizes the energy transition through a sustainable business model built on renewable energy, smart grids, large-scale energy storage, and digital transformation to offer advanced products and services.

Clara is a Latin American fintech company specializing in corporate spending management. It offers locally-issued corporate cards, bill pay services, financing solutions, and a software platform designed to streamline expense reporting and provide real-time insights into spending.

Warren Investimentos is an investment brokerage and wealth management firm based in Brazil, specializing in providing tailored investment solutions for clients at various life stages. The company distinguishes itself as the first in Brazil to adopt a goal-based investment model, a strategy previously utilized primarily by ultra-high-net-worth individuals abroad. Warren Investimentos emphasizes a client-centric approach that aligns its services with the specific objectives of each investor, effectively mitigating conflicts of interest that often arise in the market. Through its innovative wealth management platform, the firm enables clients to set investment goals, analyze results, and track performance, thereby facilitating informed decision-making and enhancing the overall investment experience.

Job&Talent is a global marketplace connecting skilled professionals with reputable companies. Leveraging advanced technology, it facilitates reliable and flexible job placements, benefiting both employees seeking opportunities and businesses requiring agile workforces.

Loft is a Brazilian real estate technology company that operates a transactional marketplace and online property platform. Founded in 2018 and based in São Paulo, Loft provides an end-to-end digital workflow to manage home buying and selling, facilitating transactions for individuals, brokers, and publicly listed REITs. The platform combines proprietary transaction data with a searchable property database and integrated services to streamline search, valuation, and deal execution, bringing the Brazilian homebuying experience into the e-commerce era. It offers access to residential and commercial properties, with user feedback and ratings supporting transparent transactions. Loft aims to simplify real estate deals through digital tools and data-driven processes, reducing friction in buying and selling properties across the Brazilian market.