CDG Invest

PayTic is a provider of program management services designed to assist banks, credit unions, and fintech companies in managing their payment operations. The company offers a specialized Software as a Service (SaaS) platform that automates and centralizes back-office processes, including customer support, chargebacks, fraud management, anti-money laundering (AML) compliance, reporting, and reconciliation. This innovative approach streamlines end-to-end operations, reducing the complexity and costs associated with payment management. By replacing fragmented and manual processes, PayTic enhances the efficiency and audibility of financial institutions' payment products while significantly lowering operational costs. The company is pioneering the Zero Ops model, which aims to optimize the management of payment programs, providing a competitive edge to its clients.

Klaim is a healthcare FinTech company focused on enhancing cash flow for healthcare providers through innovative payment solutions. By purchasing outstanding medical claims, Klaim provides immediate cash to healthcare providers, enabling them to manage expenses, prioritize patient care, and reduce administrative burdens. The company's advanced claims reimbursement platform leverages artificial intelligence to streamline medical billing processes and predict cash flows, thereby minimizing revenue losses caused by delayed or rejected payments from insurance companies. Through its efficient technology and streamlined approach, Klaim empowers healthcare providers with instant working capital, allowing them to navigate financial challenges more effectively.

Upfund, established in 2022 and headquartered in Paris, France, is a real estate technology company specializing in commercial property data. It offers a digital platform that aggregates and qualifies data to streamline market analysis, providing insights on transactions, foot traffic, and tenants. This enables clients, such as brokers, investors, and lenders, to generate reports, identify suitable locations, and stay informed about market trends.

Cathedis is a digital logistics company focused on transforming delivery management for e-commerce. It partners with e-merchants to address the evolving needs of the online retail market by providing innovative and competitive logistics solutions. The company's platform specializes in e-commerce logistics, offering services such as same-day delivery, online or on-delivery payment options, and real-time tracking of packages and deliverers. This enables clients to efficiently manage their parcel deliveries, ensuring a seamless and convenient experience for both merchants and consumers. Cathedis is committed to adapting its offerings to meet the changing trends and constraints of the industry.

Userguest.com BV is a technology company based in Amsterdam, Netherlands, that specializes in providing innovative marketing tools and data-driven recommendations to hotels, aimed at optimizing their online revenue. Founded in 2018, the company offers a suite of solutions designed to enhance the user experience on hotel websites. These solutions include personalized notifications, social proof messages, smart pop-ups, and an interactive dashboard, all of which contribute to improving conversion rates and increasing direct bookings. By leveraging RevMarketing Automation, Userguest effectively matches user booking intent with hotel inventory priorities, displaying tailored incentives that drive revenue growth for hotels.

VelyVelo is a business that specializes in manufacturing electric bicycles designed specifically for last-mile delivery services. They offer a subscription-based service that includes fleet management optimization through their comprehensive technology platform, aiming to facilitate sustainable and efficient urban mobility solutions.

Estaly is a business specializing in insurance solutions for online enterprises. It has developed an embedded insurance platform, designed to integrate insurance products into the user journey of various online businesses, including e-commerce, retail, and fintech. This platform simplifies insurance compliance and claim management processes, enabling these sectors to access customized claims and streamline their insurance processes all within a single platform.

PayLik is a technology company that specializes in financial wellness software. Its core product is a platform designed to simplify and streamline the process of salary advance management. The platform enables employees to access portions of their salaries throughout the month using a prepaid card, while supporting human resources and finance departments by facilitating these advance payments.

Strapack Morocco offers packaging and industrial packaging solutions. It provides an extensive range of machinery, materials, and consumables to ensure efficiency in packaging activities.

PayTic is a provider of program management services designed to assist banks, credit unions, and fintech companies in managing their payment operations. The company offers a specialized Software as a Service (SaaS) platform that automates and centralizes back-office processes, including customer support, chargebacks, fraud management, anti-money laundering (AML) compliance, reporting, and reconciliation. This innovative approach streamlines end-to-end operations, reducing the complexity and costs associated with payment management. By replacing fragmented and manual processes, PayTic enhances the efficiency and audibility of financial institutions' payment products while significantly lowering operational costs. The company is pioneering the Zero Ops model, which aims to optimize the management of payment programs, providing a competitive edge to its clients.

Crealo is a copyright management platform that enables clients to control access to documents and digital content effectively. The platform offers a range of services, including copyright management, a right owner portal, business support, process audits, legal support, and social support. It features a user-friendly drag-and-drop interface, along with prebuilt UI kits and a component library. Additionally, Crealo's technology automates the retrieval of sales figures for distribution channels, calculates various royalty types per beneficiary in compliance with legal obligations, and generates detailed statements. This functionality allows clients to save time and resources, enabling them to concentrate on value-added tasks.

Mynk is an application that offers sending and receiving money online.

CleanMob is a technology company focused on decarbonizing and optimizing corporate vehicle fleets through its innovative eco-driving and smartphone telematics platform. The company utilizes proprietary AI algorithms and data from smartphone sensors and connected vehicles to automatically detect journeys and assess their carbon impact without requiring manual input or the installation of telematics devices. This approach facilitates large-scale deployment for fleet managers, enabling them to reduce fuel expenses, maintenance costs, and claims while promoting sustainable mobility. CleanMob's platform also provides personalized advice and rewards, further encouraging clients to adopt greener practices in their operations.

Hsabati is a provider of modular management services aimed at supporting organizations in their business development efforts. The company offers a cloud-based platform that includes software for production management, billing management, finance management, and project oversight. This platform features a user-friendly dashboard that delivers actionable insights and facilitates report management. It is compatible with various devices, including smartphones, tablets, and computers, ensuring accessibility for clients. Additionally, Hsabati offers services such as invoice and supply chain financing to enhance clients' working capital, enabling them to operate more efficiently and effectively in their daily business activities.

Freshcut Morocco is an agro-industrial firm.

Oncorad groupe is a health care organization that specializes in oncology and radiology services for the prevention and treatment of cancer.

PALM is a cutting-edge company that leverages the power of AI and deep learning to provide enterprises with a comprehensive solution for talent management, development, and upskilling. We understand the evolving nature of work and the importance of growing a diverse global workforce. PALM empowers organizations to harness the full potential of HR data analytics and transform it into actionable insights in real-time, enabling a winning talent strategy. Our Offering: PALM offers a talent marketplace and collaborative platform that streamlines talent development, retention, and upskilling processes. With PALM, enterprises can effortlessly manage their workforce, identify emerging skills, and bridge the skills gap using AI-driven automation. Our solution enables teams to connect with the right profiles and foster collaboration at all levels, ensuring optimal performance and skill enhancement. Key Features: Skills Mapping: PALM's advanced AI algorithms automatically map skills, providing organizations with a comprehensive understanding of their talent pool. This enables them to identify skill gaps and make informed decisions for training and development initiatives. Real-time Skills Gap Visualization: PALM allows organizations to visualize the skills gap in real-time, providing actionable insights for strategic decision-making. By knowing which skills are lacking, companies can prioritize training efforts and allocate resources effectively. Personalized Reskilling and Upskilling Programs: In today's rapidly changing work environment, PALM enables organizations to deliver personalized reskilling and upskilling programs at a global scale. This ensures that employees stay relevant and equipped with the latest skills required for their roles. Data-driven Talent Insights: PALM leverages AI and deep learning to transform HR data into actionable insights. Organizations gain a comprehensive overview of their talent ecosystem, enabling them to make informed decisions about talent acquisition, development, and retention strategies. Connectivity and Collaboration: PALM facilitates seamless connections with various stakeholders in a company's ecosystem, including permanent, temporary, and part-time employees, former employees, and independent experts. This fosters collaboration, knowledge sharing, and the creation of a vibrant talent network. Advantages: Future-ready Talent Strategy: PALM equips organizations to adapt to the ongoing revolution of work. By addressing skills obsolescence, project-based work, and increasing competition for talent, PALM ensures that companies are well-prepared for the future of work. Global Scale and Real-time Insights: PALM enables organizations to operate at a global scale by providing real-time, actionable insights. This empowers companies to make agile decisions and respond swiftly to talent-related challenges and opportunities. Enhanced HR Data Analytics: PALM unlocks the full potential of HR data analytics by integrating AI and deep learning capabilities. This results in richer and more accurate talent insights, driving strategic decision-making and improving overall performance. Improved Employee Retention: PALM helps organizations understand their talent better and repurpose employees for suitable roles, reducing turnover rates. By offering personalized development opportunities and nurturing a collaborative work environment, PALM supports employee satisfaction and retention. PALM has successfully raised €2 million in a recent funding round, attracting investments from prominent investors and business angels. Key investors include Kima Ventures, STATION F, the 212 founders program by CDG Invest, and bpifrance, with participation from notable business angels. Recognized for its innovation and potential, Palm has been honored as a member of the Future 40, an esteemed group that recognizes the 40 most promising startups among the 1,000 hosted on the STATION F campus.

ShareID is a technology company that specializes in multi-factor authentication linked to government-issued IDs. It offers a platform that employs artificial intelligence and computer vision algorithms to create a secure and decentralized digital identity network. By leveraging patented public key infrastructure, ShareID enables users to obtain a reusable digital identity that facilitates quick identity reauthentication. This process allows businesses to efficiently verify user identities with a simple smile, providing a level of verification comparable to traditional document presentation. ShareID is committed to data privacy and protection, ensuring that users' personal data and biometrics are never stored, thus complying with international regulations.

Cathedis is a digital logistics company focused on transforming delivery management for e-commerce. It partners with e-merchants to address the evolving needs of the online retail market by providing innovative and competitive logistics solutions. The company's platform specializes in e-commerce logistics, offering services such as same-day delivery, online or on-delivery payment options, and real-time tracking of packages and deliverers. This enables clients to efficiently manage their parcel deliveries, ensuring a seamless and convenient experience for both merchants and consumers. Cathedis is committed to adapting its offerings to meet the changing trends and constraints of the industry.

Mycophyto, co-founded in July 2016 by Justine Lipuma, a microbiology PhD, and Christine Poncet-Doiset, a Senior Research Engineer at INRA, focuses on innovative solutions for agricultural systems. Drawing on 30 years of research in biological crop protection, the company specializes in developing customized products and support services aimed at enhancing plant growth through the use of indigenous fungi and soil pathogens. Mycophyto operates an inbuilt greenhouse where it cultivates these beneficial microorganisms, allowing plant researchers to cultivate crops, herbs, and other plants without reliance on chemical fertilizers. This approach not only promotes sustainable agricultural practices but also contributes to healthier ecosystems.

Eviosys is a global supplier specializing in sustainable metal packaging solutions for the packaging industry. The company manufactures a variety of products, including food cans, aerosol cans, metal closures, and promotional packaging. Eviosys focuses on providing performance, safety, and hygiene in its packaging while maintaining a strong commitment to environmental preservation and supporting a circular economy. Its offerings enable food businesses to reduce waste and enhance recycling efforts, thereby promoting and protecting their products effectively.

Digishare is an omnichannel communication solution designed to maximize customer engagement across multiple channels, including WhatsApp. Our platform has improved marketing, sales, and customer support results for several B2B and B2C clients by automating and personalizing customer interactions through interactive journeys on WhatsApp. With Digishare, you can send promotional messages or transactional notifications, manage live conversations via live chat, and use chatbots to instantly respond to your customers' requests. Ticket management and an integrated customer database allow you to efficiently track and resolve each interaction, centralize exchanges, and segment customers. By adopting Digishare, you optimize your customer relationship across all communication channels, while increasing your productivity and offering an exceptional customer experience.

Kargolive provides transportation services that include ocean freight shipping, air freight shipping, and road freight shipping. They also offer insurance, warehousing, and distribution services.

Humanitics is a technology company that specializes in AI-driven retail management software. It serves luxury, fashion, and beauty brands, helping them enhance store profitability. The company's core product is an AI algorithm that identifies specific actions for retail teams to boost performance. It delivers these actions regularly, assisting store managers in optimizing sales directly from the sales floor, and ultimately helping clients maximize their revenue.

Distripha is a remedy created and put out by OBI Conseil, a company that works in strategy, organization, and technology. Their aim is to use technology to the benefit of pharmacists in order to make their lives easier and boost the efficiency of their pharmacies. With advanced planning without modifying your present management software, intelligent management optimizes order and stock planning.

SLM Impact Finance creates and implements innovative technological solutions based on exclusive quantitative and cognitive models. Their solutions integrate the latest advanced technologies such as artificial intelligence, machine learning, and deep learning. Their tactical Investment solutions consist in detecting opportunities stemming from exceptional situations and impacting a multi sectorial array of assets.

Ta7alil is a health care application. They provide results and analysis reports online through laboratories and doctors. They offer a mobile application that enables users to digitize and keep a history of medical records.

POGO is a platform for renting electric scooters using a mobile phone application. Their services include electric mobility, shared micro mobility, sustainable urban transport, electric scooters, electric scooters, and electric cars.

Nessiam is an lingerie tech startup based in Morocco.

Guichet is a digital ticketing platform focused on transforming the ticket purchasing experience in Morocco. The company allows users to buy tickets online for a diverse array of events, including concerts, sports, theater, comedy, cinema, and festivals. By partnering with event organizers, Guichet provides extensive options for entertainment and leisure activities. Its platform offers partners an autonomous administration system with real-time ticketing monitoring, empowering clients to manage their ticket sales effectively. Through this innovative approach, Guichet aims to streamline the ticketing process and enhance accessibility for event-goers in the region.

Freterium is a collaborative software-as-a-service (SaaS) company that specializes in logistics solutions. Its cloud-based transport management platform connects organizations, individuals, and technologies within the logistics value chain, facilitating the efficient movement of goods. The platform provides an automated system for manufacturers, retailers, and logistics providers to manage daily road freight shipments. Additionally, Freterium offers real-time visibility and optimized orchestration, allowing clients to monitor delivery status and analyze performance. This enables logistics firms to deliver seamless supply chain services and enhance operational efficiency.

LNKO is an e-commerce startup focused on providing trendy eyewear through a direct-to-consumer model. By eliminating intermediaries, LNKO offers high-quality glasses and lenses, with products priced at 550 dhs. The company's platform features a diverse collection of optical wearables for both men and women, allowing customers to select from various frame styles and colors. This approach enables LNKO to cater to contemporary fashion trends while maintaining accessibility in the eyewear market.

Saweblia is a company that specializes in home and office repair services, offering a wide range of solutions to meet everyday maintenance needs. Their services include repairs related to plumbing, electrical work, air conditioning, and general remodeling, as well as tasks such as replacing door handles, addressing power outages, fixing toilet leaks, connecting washing machines, and changing light bulbs. Saweblia aims to provide customers with access to independent professionals at competitive prices, ensuring that individuals can receive assistance conveniently from their homes. The company is dedicated to addressing the diverse repair and maintenance requirements of its clients efficiently and effectively.

GOA Commerce is an e-commerce service provider that assists international and local brands in managing their online sales operations. The company offers a comprehensive suite of services, including digital marketing, content optimization, order management, sales forecasting, and web analytics. By enabling brands and manufacturers to outsource the management of their online sales, GOA Commerce helps businesses attract the right customers, convert leads into sales, and ultimately grow their operations. Through its expertise in store operations and digital strategies, the company aims to streamline the e-commerce process for its clients, facilitating a more efficient and effective online presence.

Userguest.com BV is a technology company based in Amsterdam, Netherlands, that specializes in providing innovative marketing tools and data-driven recommendations to hotels, aimed at optimizing their online revenue. Founded in 2018, the company offers a suite of solutions designed to enhance the user experience on hotel websites. These solutions include personalized notifications, social proof messages, smart pop-ups, and an interactive dashboard, all of which contribute to improving conversion rates and increasing direct bookings. By leveraging RevMarketing Automation, Userguest effectively matches user booking intent with hotel inventory priorities, displaying tailored incentives that drive revenue growth for hotels.

Freterium is a collaborative software-as-a-service (SaaS) company that specializes in logistics solutions. Its cloud-based transport management platform connects organizations, individuals, and technologies within the logistics value chain, facilitating the efficient movement of goods. The platform provides an automated system for manufacturers, retailers, and logistics providers to manage daily road freight shipments. Additionally, Freterium offers real-time visibility and optimized orchestration, allowing clients to monitor delivery status and analyze performance. This enables logistics firms to deliver seamless supply chain services and enhance operational efficiency.

Hsabati is a provider of modular management services aimed at supporting organizations in their business development efforts. The company offers a cloud-based platform that includes software for production management, billing management, finance management, and project oversight. This platform features a user-friendly dashboard that delivers actionable insights and facilitates report management. It is compatible with various devices, including smartphones, tablets, and computers, ensuring accessibility for clients. Additionally, Hsabati offers services such as invoice and supply chain financing to enhance clients' working capital, enabling them to operate more efficiently and effectively in their daily business activities.

KIFAL Auto is a retailer of used vehicles based in Casablanca, Morocco, established in 2018. The company specializes in a consumer-to-consumer (C2C) marketplace for buying and selling used cars, providing an end-to-end service that includes car expertise, price assessment, and administrative handling. KIFAL Auto aims to simplify the transaction process for both buyers and sellers, positioning itself as a trusted one-stop-shop for used cars. In addition to facilitating vehicle transactions, KIFAL Auto offers a range of ancillary services, including car insurance and auto maintenance, as well as options for financing and warranties, thereby enhancing the overall customer experience in the used car market.

Weego is a comprehensive mobility solution focused on the African market, providing an all-in-one application that consolidates various transportation options for users. The platform allows individuals to plan multimodal trips, offering real-time information on urban buses, trains, metros, taxis, and ride-hailing services. Users can seamlessly book their rides and pay for tickets through the app using a Virtual Card, enhancing convenience and accessibility for commuters in emerging and developing regions. By connecting users to the local transportation network, Weego simplifies the commuting experience, making it easier for travelers to navigate urban environments.

Inyad is a company that specializes in developing mobile applications aimed at supporting small and medium-sized businesses in their sales, operations, and growth. Its applications facilitate bookkeeping by tracking customer debts and payments, while also providing an online selling platform that enables offline businesses to establish and expand their presence in the digital marketplace. By enhancing the efficiency of merchants on a large scale, Inyad plays a crucial role in helping businesses navigate the complexities of modern commerce.

Urbam specializes in decorative floors and technical concrete, excelling in application and construction product distribution.