Bpifrance

Bpifrance Financement S.A. is a French financial institution that provides a wide range of financing solutions and support services for businesses at various stages of their development. Established in 1980 and based in Maisons-Alfort, France, the company offers medium to long-term loans, export insurance, real estate and equipment leasing, and working capital loans. Bpifrance also invests in startups, small and medium-sized enterprises (SMEs), and mid-cap companies through direct investments and fund management activities. Additionally, it provides consulting services for executives and training for CEOs, aiming to facilitate innovation and growth. Bpifrance was formed from the merger of several entities in July 2013, including OSEO, CDC Entreprises, and FSI, to enhance its role in supporting the financing of the French economy.

Laurent Arthaud

Managing Director

Marion Aubry

Investment Director

Emmanuel Audouard

Director of Cross-Functional Investments Venture Capital

Elyssa Maufras du Châtellier

Investment Director

Charlotte Corbaz

Deputy Director of the Large Venture Fund and Deputy Managing Director

Sofia Dahoune

Associate

Vanessa Giraud

Managing Director

Laurent Higueret

Senior Investment Director, Healthcare and Life Sciences - Large Venture Fund

Hortense Jacon

Investment Associate

Veronique Jacq

Head of Digital Venture team

So-Yeon Koo

Senior Investment Manager

Eric Lefebvre

Director

Arnaud Legardeur

Investment Director

Serge Mesguich

Director

Louis Molis

Investment Director

Adrien Neel

Investment Director

Gilles Schang

Deputy Director

Tuan Tran

Investment Director / VC

Past deals in Payments

Alma

Series C in 2022
Alma SAS is a French company that operates a payment platform designed for online businesses. Founded in 2018 and headquartered in Neuilly-sur-Seine, the company offers a range of services that facilitate payment management, accounting exports, and data analysis for its clients. Alma’s platform provides a customer conversion solution that allows retailers to offer flexible payment options, including installment plans, cash payments, and loans. This approach aims to enhance the payment experience for consumers while supporting businesses in optimizing their sales processes.

PayFit

Series E in 2022
Paying employees has never been easier. PayFit allows SMEs to easily manage the pay and leave of their employees. In 2015, the observation was simple: no employer was satisfied with the solutions used to manage the pay of its employees. No solution allowed a company to manage payroll quickly and without prior expertise. No solution answered automatically and securely to the French administrative complexity. There was no solution to centralize all the issues related to employee management on a single tool. No solution offered an intuitive and user-friendly interface for the employer but also for the employee.

Asilimia

Pre Seed Round in 2021
Asilimia is a mobile payment platform designed to facilitate financial transactions for African micro-entrepreneurs. The application allows users to send money through M-PESA quickly and without transaction fees, making it a cost-effective solution for digital money transfers. Users can deposit funds into their M-PESA accounts and use the Asilimia app to send money to any other M-PESA account seamlessly. In addition to its payment capabilities, Asilimia helps business owners manage their finances by digitizing transactions and providing tools for cash-based accounting. This comprehensive approach enables micro-entrepreneurs to maintain accurate financial records, track outstanding debits and credits, and streamline their business operations.

Asilimia

Debt Financing in 2021
Asilimia is a mobile payment platform designed to facilitate financial transactions for African micro-entrepreneurs. The application allows users to send money through M-PESA quickly and without transaction fees, making it a cost-effective solution for digital money transfers. Users can deposit funds into their M-PESA accounts and use the Asilimia app to send money to any other M-PESA account seamlessly. In addition to its payment capabilities, Asilimia helps business owners manage their finances by digitizing transactions and providing tools for cash-based accounting. This comprehensive approach enables micro-entrepreneurs to maintain accurate financial records, track outstanding debits and credits, and streamline their business operations.

IPaidThat

Venture Round in 2021
IPaidThat automatically imports the invoices you receive, and compares them with your bank transactions, to make sure you do not forget anything.

PayFit

Series D in 2021
Paying employees has never been easier. PayFit allows SMEs to easily manage the pay and leave of their employees. In 2015, the observation was simple: no employer was satisfied with the solutions used to manage the pay of its employees. No solution allowed a company to manage payroll quickly and without prior expertise. No solution answered automatically and securely to the French administrative complexity. There was no solution to centralize all the issues related to employee management on a single tool. No solution offered an intuitive and user-friendly interface for the employer but also for the employee.

Alma

Series B in 2021
Alma SAS is a French company that operates a payment platform designed for online businesses. Founded in 2018 and headquartered in Neuilly-sur-Seine, the company offers a range of services that facilitate payment management, accounting exports, and data analysis for its clients. Alma’s platform provides a customer conversion solution that allows retailers to offer flexible payment options, including installment plans, cash payments, and loans. This approach aims to enhance the payment experience for consumers while supporting businesses in optimizing their sales processes.

Pixpay

Series A in 2020
Pixpay is a financial application specifically designed for teenagers aged 10 to 18, addressing the challenges they face in a cashless society where traditional banking options are typically unavailable. The platform provides online banking services that include a mobile bank account and a payment card, allowing users to manage their finances with parental oversight. Through Pixpay, teenagers can earn, spend, and save money digitally, as well as track their spending and receive discounts from popular brands. This innovative tool empowers young users to gain financial literacy while offering parents the ability to monitor and guide their children's financial activities.

PayFit

Series C in 2019
Paying employees has never been easier. PayFit allows SMEs to easily manage the pay and leave of their employees. In 2015, the observation was simple: no employer was satisfied with the solutions used to manage the pay of its employees. No solution allowed a company to manage payroll quickly and without prior expertise. No solution answered automatically and securely to the French administrative complexity. There was no solution to centralize all the issues related to employee management on a single tool. No solution offered an intuitive and user-friendly interface for the employer but also for the employee.

YouPass

Venture Round in 2015
Youpass is a global payment group (E-money institution) that enables millenials and gamers to create, spark their own e-money, manage their wallet and monetize their talents, to explore new consumption skylines and a lot more... They all know that the mobile era is uncountable. At its core, the massive millenials and all the unbanked present in the emerging markets shift to smartphones is about one thing: financial empowerment and new consumption eyeline. So what do they want with such huge fingertips power? They want to create money, lessen their problems, find new disruptive ways to consume and monetize their apps. They learn about that and created Youpass, the relevant mobile payment solution who embrace the whole Y payment and consumption wish cycle. Actual leader on their historic french market, they will expand their solutions in Europe in early 2016.

YouPass

Venture Round in 2015
Youpass is a global payment group (E-money institution) that enables millenials and gamers to create, spark their own e-money, manage their wallet and monetize their talents, to explore new consumption skylines and a lot more... They all know that the mobile era is uncountable. At its core, the massive millenials and all the unbanked present in the emerging markets shift to smartphones is about one thing: financial empowerment and new consumption eyeline. So what do they want with such huge fingertips power? They want to create money, lessen their problems, find new disruptive ways to consume and monetize their apps. They learn about that and created Youpass, the relevant mobile payment solution who embrace the whole Y payment and consumption wish cycle. Actual leader on their historic french market, they will expand their solutions in Europe in early 2016.
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