Bossa Invest

Hiperbanco is a Fintech company specializing in providing a wide range of financial services, notably its "Banco Digital Whitelabel" product. It caters to businesses across various sectors, offering tailored and flexible financial solutions under their clients' brands, including accounts, PIX, TED, boleto, recargas, cartão, and loans. Hiperbanco stands out for its customer-centric approach, co-creating unique financial products and leveraging advanced technologies.

RevPay is an online platform that delivers fintech and credit facilities along with financial consulting for individuals and organizations. They can understands the reality of wholesale shopkeepers and their resellers. The solution was designed for women entrepreneurs who need an easy and quick microcredit solution.

Klar is a digital financial platform focused on providing deposit and credit services to customers in Mexico. The company operates as a challenger bank, offering instant credit, as well as cashback and withdrawal services without commissions, through its card and mobile application. By leveraging technology, Klar aims to deliver secure and cost-effective alternatives to traditional credit and debt services, catering to the evolving needs of its users.

Parcelamos Tudo is a fintech company that operates as a digital bank, providing a comprehensive solution for payment methods and account installments for both individuals and businesses. The company specializes in offering a platform that allows users to pay bills and invoices—whether due or overdue—in installments of up to 12 months using credit cards at market interest rates. By prioritizing user experience, Parcelamos Tudo aims to simplify the financial management of its clients through a secure and user-friendly digital tool, ultimately enhancing their convenience in handling payments.

WeBro Pay offers digital financial solutions. They arrive to help builders and developers manage receivables from realtors, including the well-known sales commissions. They view their available balance, future commissions, contracts, customers, and slips.

Cignifi Inc. is a Boston-based company that specializes in designing and developing a credit and marketing analytics platform specifically for mobile network operators. Established in 2010, Cignifi utilizes mobile phone data to provide credit risk and marketing scores, thereby helping underserved populations access financial services. The platform serves a diverse clientele, including telecommunications operators, retailers, lenders, and insurers. Cignifi's innovative approach leverages proprietary behavioral modeling and analytics tools to create scores based on mobile phone usage and other non-traditional data sources. This enables financial service providers to onboard new customers digitally while effectively managing fraud and credit risk. Additionally, Cignifi offers related products such as airtime credit, handset financing, and online lending, aimed at enhancing access to essential financial products for individuals without access to formal financial services.

Divibank is a financing platform that provides businesses with access to growth capital through innovative financial services. It develops software that facilitates customer access to products and services from accredited financial institutions. Divibank's platform is designed to offer credit linked to a business's revenue, allowing for flexible repayment without straining cash flow. By utilizing data from digital marketing campaigns, the platform aims to enhance sales performance while helping entrepreneurs attract new users. This approach enables businesses to leverage their revenue potential and optimize their marketing efforts effectively.

Alvva is a San Francisco-based startup dedicated to developing financial products aimed at enhancing the upward mobility of the over 25 million noncitizen immigrants in the United States. Recognizing that many eligible non-citizens encounter barriers such as unaffordability and limited access to traditional credit, Alvva's first offering is a credit-building loan designed to assist with the costs associated with filing immigration applications. The company employs a fintech platform that provides an electronic check compliant with USCIS specifications and aligns payment schedules with payroll cycles, allowing users to manage their immigration expenses while simultaneously building their credit history. Founded by a team with a shared immigrant experience and extensive fintech expertise, Alvva is committed to addressing the unique challenges faced by immigrants and facilitating their journey towards achieving citizenship and financial stability.

Dr.Cash offers credit for medical, cosmetic, and dental treatments. For clinics, it provides patients with more opportunities to achieve their goals and live with a higher quality of life. Dr. Cash aspires to be an exclusive partner at all times. A company comprised of people who understand the needs of their clients and will make the process as simple as possible.

Altro, formerly known as Perch, is a financial technology company founded in 2019 and headquartered in Los Angeles, California. The company has developed a platform that enables users to enhance their credit scores by utilizing their recurring expenses, such as bills and subscriptions, as part of their credit history. Through its free app, Altro allows users to link these payments, helping them to recognize and leverage previously uncounted financial activities to improve their credit standing. Altro aims to empower individuals by making every payment contribute to their financial growth and creditworthiness.

Ridepanda is an online marketplace specializing in the sale of light and eco-friendly electric vehicles, including e-bikes, e-mopeds, and e-scooters. The platform is designed to accommodate user preferences based on individual height, weight, and various other choices. Additionally, Ridepanda provides a comprehensive range of support services to enhance the customer experience, including flexible financing options, extended warranties, theft insurance, vehicle assembly, and maintenance plans. By offering a curated selection of expert-vetted sustainable rides, Ridepanda aims to simplify the process of purchasing and maintaining electric vehicles while promoting environmentally friendly transportation solutions.

Payflow is a financial technology company founded in 2020 and based in Spain, specializing in employee benefit solutions. The company offers a platform that allows employees to access their earned salaries instantly, thereby enhancing their financial well-being. This service enables organizations to provide financial flexibility to their workforce without impacting cash flow, ultimately leading to improved employee productivity and engagement. Payflow simplifies the payroll process, allowing clients to manage their teams' finances more effectively while ensuring that employees receive their benefits promptly. Backed by Rocket Internet, Payflow aims to transform the way companies approach employee compensation and financial health.

Addi is a technology company that specializes in providing credit and banking solutions, focusing on point-of-sale lending. Its application enables users to apply for credit at the moment of purchase in partner stores, facilitating a buy now, pay later option with interest-free installment payments. This service promotes digital commerce by allowing consumers to access fast and affordable financing for their shopping needs, thereby enhancing the purchasing experience while supporting retailers in boosting sales.

Super.com is a financial application that focuses on helping users save money and build credit. Originally known as Snapcommerce, the company operates a platform that offers discounted everyday items and travel deals, including hotel bookings. By facilitating cashback opportunities and providing users with tools to manage their finances effectively, Super.com aims to empower consumers to make smarter purchasing decisions. The application serves as a centralized hub for users to access various deals, enabling them to maximize savings while enhancing their credit profiles through responsible spending.

Promise Network Inc. is an organization based in Oakland, California, founded in 2017, that aims to reduce recidivism and enhance community safety by providing alternatives to incarceration. Through its application platform, Promise offers a comprehensive suite of services for arrestees who cannot afford bail, including personalized care plans that incorporate court-mandated conditions and access to essential services such as drug treatment, housing assistance, and job training. The platform facilitates intake and assessment, ongoing support, and supervision, allowing for effective communication and coordination among care teams. By working with county governments, Promise helps manage the jail population and fosters better long-term outcomes for both individuals and communities by promoting rehabilitation over incarceration.

SoLo Funds, Inc., established in 2015 and headquartered in New York City, operates a mobile platform that facilitates peer-to-peer lending. It connects individuals in need of short-term loans with those willing to lend, fostering a community-driven financial ecosystem. The platform assesses creditworthiness and enables borrowers to access small, interest-free loans on terms they set, processing millions of transactions since its 2018 launch. SoLo aims to provide an equitable and empowering lending alternative, and is expanding its services to include banking, credit building, and premium member offerings.

Valon Mortgage is a Fannie Mae and Freddie Mac approved, tech-enabled residential mortgage servicer. The company’s mission is to champion homeowners on their financial journey as the partner they trust with their home and their future.

TradeUP is a broker-dealer that offers trading and brokerage services. It is registered with the SEC and is a member of FINRA and SIPC. The company provides a feature-rich mobile trading application designed for investors to access equity markets and build global investment portfolios. The application is designed to empower self-directed investors with the necessary tools to manage their portfolios while offering extremely low commission rates. TradeUP also offers the ability to trade commission-free stocks, ETFs, and options.

Possible Finance is a consumer finance company dedicated to providing access to capital while promoting long-term financial health. The company focuses on helping communities break the cycle of debt and enhance economic mobility. It has developed a mobile-only financing application that allows users to secure short-term loans without undergoing a credit check. This platform offers a straightforward and affordable alternative to traditional payday loans, featuring longer repayment schedules through multiple installments. By simplifying the borrowing process, Possible Finance aims to empower individuals to manage their finances more effectively and build their credit over time.

Credere is a business platform founded in June 2014 by Orlando Seabra, Sanderson Santana, and Fred Alecrim, with its headquarters located in Natal, Brazil. The company aims to assist car dealerships in improving their sales processes through a streamlined tool that facilitates the quick and secure approval of customer credit. Its platform offers comprehensive reports that include approval rates, bank performance, team effectiveness, and customer proposal characteristics. Additionally, Credere provides a database of interested customers, allowing dealerships to pre-analyze and approve credit in real-time. This innovative approach enables automobile businesses to enhance their revenue margins effectively.

TrueAccord is reinventing the relationship between creditors and lenders with a machine learning-driven, digital approach to debt collection. Our technology personalizes outreach to each customer across digital channels, continuously optimizing for performance while delivering a customer experience that builds long-term brand loyalty.

Dwelling is a financial services company based in Austin, Texas, founded in 2020. It operates as a tech-powered real estate brokerage that utilizes technology to connect homebuyers with optimal incentives and financial programs tailored to their individual financial situations. By combining savings strategies and financial guidance, Dwelling aims to simplify the home-buying process, helping clients save money compared to traditional savings methods. The company focuses on making home ownership more accessible and financially feasible for its users.

Promise Network Inc. is an organization based in Oakland, California, founded in 2017, that aims to reduce recidivism and enhance community safety by providing alternatives to incarceration. Through its application platform, Promise offers a comprehensive suite of services for arrestees who cannot afford bail, including personalized care plans that incorporate court-mandated conditions and access to essential services such as drug treatment, housing assistance, and job training. The platform facilitates intake and assessment, ongoing support, and supervision, allowing for effective communication and coordination among care teams. By working with county governments, Promise helps manage the jail population and fosters better long-term outcomes for both individuals and communities by promoting rehabilitation over incarceration.

Super.com is a financial application that focuses on helping users save money and build credit. Originally known as Snapcommerce, the company operates a platform that offers discounted everyday items and travel deals, including hotel bookings. By facilitating cashback opportunities and providing users with tools to manage their finances effectively, Super.com aims to empower consumers to make smarter purchasing decisions. The application serves as a centralized hub for users to access various deals, enabling them to maximize savings while enhancing their credit profiles through responsible spending.

Meu Tudo is a Brazilian financial technology company that operates a mobile application focused on providing payroll loans. Founded in 2016 and headquartered in Ceara, the company serves as a marketplace lending platform, enabling users, particularly retired pensioners and federal and state employees, to access financial products and services. By acting as a banking correspondent, Meu Tudo facilitates the intermediation and negotiation of loans, utilizing anti-fraud technology to ensure secure transactions. This innovative approach allows for a streamlined digital experience in obtaining payroll loans, enhancing financial accessibility for its target audience.

Caribou is a financial technology company that specializes in automotive refinancing services, aimed at helping drivers manage their auto finances more effectively. By partnering with trusted lenders, Caribou facilitates access to better rates and lower monthly payments, enabling customers to save an average of over $115 per month on their car payments. In addition to auto refinancing, the company offers a range of supplementary services, including auto insurance, total loss protection, guaranteed asset protection, key replacement coverage, and cosmetic care packages. Through these offerings, Caribou strives to provide comprehensive solutions that enhance the financial well-being of its customers while simplifying their automotive financial management.

Acordo Online is a technology company that specializes in facilitating debt repayment and improving collections processes. It offers an online platform designed to help end customers manage and settle their debts conveniently and securely, while providing creditors and collection agencies with tools to streamline processes, reduce costs, and enhance the debtor's overall experience in resolving financial obligations.

Valon Mortgage is a Fannie Mae and Freddie Mac approved, tech-enabled residential mortgage servicer. The company’s mission is to champion homeowners on their financial journey as the partner they trust with their home and their future.

Credere is a business platform founded in June 2014 by Orlando Seabra, Sanderson Santana, and Fred Alecrim, with its headquarters located in Natal, Brazil. The company aims to assist car dealerships in improving their sales processes through a streamlined tool that facilitates the quick and secure approval of customer credit. Its platform offers comprehensive reports that include approval rates, bank performance, team effectiveness, and customer proposal characteristics. Additionally, Credere provides a database of interested customers, allowing dealerships to pre-analyze and approve credit in real-time. This innovative approach enables automobile businesses to enhance their revenue margins effectively.

Jupter is an investment ecosystem platform designed to support founders and startups in navigating the finance landscape. The company provides a digital map for open-science origination, facilitating the fundraising process through its comprehensive platform. Jupter's offerings include accelerator programs that help launch new ventures, as well as tools that connect investors and angel groups with innovative ideas in the market. By consolidating funding information, Jupter empowers both entrepreneurs and investors to make informed decisions, enhancing the overall efficiency of the startup funding process.

Adianta is a financial service company based in São Paulo, Brazil, founded in May 2016. It provides a digital platform designed for small and medium enterprises, facilitating access to working capital through innovative solutions such as invoice factoring and receivables prepayment. The company's technology automates the evaluation of credit and operational performance, allowing clients to anticipate receivables and secure necessary financing efficiently. Adianta has been recognized as one of Brazil's top fintechs, reflecting its commitment to enhancing financial accessibility for small businesses.

Bom Pra Crédito a Brazilian website that provides online credit products for the general population, as well as qualified applicants for our financial Institution partners.

Investree is a B2B marketplace lending platform based in Indonesia, licensed by the Financial Services Authority (OJK) for both conventional and Shariah-compliant financing. Established in October 2015, the company has expanded its regional presence to Thailand and plans to enter the Philippines. Investree's mission is to leverage technology and data to provide small and medium enterprises (SMEs) with access to working capital from retail and institutional lenders. The platform employs a B2B acquisition model to attract SME borrowers through strategic partnerships with e-procurement platforms and payment gateway providers, enhancing verification processes and reducing acquisition costs. Led by a team of seasoned professionals, Investree has successfully facilitated over USD 230 million in funding since its inception, serving more than 1,000 SMEs while maintaining a strong asset quality.

ARK Ventures is a capital syndicate that focuses on investing alongside its own resources in a diverse portfolio of companies. It facilitates investment opportunities for its network, allowing friends and partners to participate in equity, security tokens, or other forms of participation. The company manages these investments through Special Purpose Vehicles (SPVs), charging a fixed management fee and carried interest. ARK Ventures provides options for investors to either receive tokens upon their public release or liquidate them as per their requests. The firm has engaged in various recent deals, including investments in notable entities such as Telegram, 22X Fund, Academy, Menlo One, MetaCert, Good Money, and Codex Protocol.

Adianta is a financial service company based in São Paulo, Brazil, founded in May 2016. It provides a digital platform designed for small and medium enterprises, facilitating access to working capital through innovative solutions such as invoice factoring and receivables prepayment. The company's technology automates the evaluation of credit and operational performance, allowing clients to anticipate receivables and secure necessary financing efficiently. Adianta has been recognized as one of Brazil's top fintechs, reflecting its commitment to enhancing financial accessibility for small businesses.

Credere is a business platform founded in June 2014 by Orlando Seabra, Sanderson Santana, and Fred Alecrim, with its headquarters located in Natal, Brazil. The company aims to assist car dealerships in improving their sales processes through a streamlined tool that facilitates the quick and secure approval of customer credit. Its platform offers comprehensive reports that include approval rates, bank performance, team effectiveness, and customer proposal characteristics. Additionally, Credere provides a database of interested customers, allowing dealerships to pre-analyze and approve credit in real-time. This innovative approach enables automobile businesses to enhance their revenue margins effectively.

Abra is a cryptocurrency platform established in 2014, designed to provide a straightforward and secure environment for individuals and businesses to buy, trade, and borrow against cryptocurrencies. Based in the United States and operational in over 150 countries, Abra facilitates easy conversion between cryptocurrencies and various local fiat currencies. The platform serves a diverse clientele, including high-net-worth individuals, family offices, registered investment advisors, and institutions, offering customizable services that allow users to manage their crypto portfolios effectively. With over two million customers and $9 billion processed in transactions, Abra has positioned itself as a trusted solution in the cryptocurrency market, earning recognition as one of the top five crypto wallets. The company is supported by prominent investors, reinforcing its commitment to creating an open and accessible global financial system.

Noverde Tecnologia e Pagamentos S/A is a Brazilian company that specializes in personal loan services and the development of software for credit services. Founded in 2016 and headquartered in São Paulo, Noverde offers a platform that allows individuals to create accounts and share necessary information for loan applications. The company conducts real-time analyses to facilitate secure bank transfers for approved loans, ensuring a streamlined lending process. Noverde prioritizes the privacy of its customers by restricting the sale of personal information to third parties and enables users to track their loan progress directly through its application.

Bom Pra Crédito a Brazilian website that provides online credit products for the general population, as well as qualified applicants for our financial Institution partners.

Meu Tudo is a Brazilian financial technology company that operates a mobile application focused on providing payroll loans. Founded in 2016 and headquartered in Ceara, the company serves as a marketplace lending platform, enabling users, particularly retired pensioners and federal and state employees, to access financial products and services. By acting as a banking correspondent, Meu Tudo facilitates the intermediation and negotiation of loans, utilizing anti-fraud technology to ensure secure transactions. This innovative approach allows for a streamlined digital experience in obtaining payroll loans, enhancing financial accessibility for its target audience.

Simbi, Inc. operates an online platform that facilitates the exchange of services among its members through a unique system of internal credits, rather than traditional monetary transactions. Founded in 2015 and based in San Francisco, the platform allows freelancers and independent workers to convert their unbooked hours into valuable services and experiences. Members can share a wide range of skills and talents, including those of wellness professionals, designers, photographers, and business consultants, among others. Simbi aims to foster community development by promoting volunteerism, mutual aid, and education, thus supporting small-scale entrepreneurs and enhancing economic participation. With its innovative approach, Simbi contributes to the growth of a talent-exchanging network that benefits both individual members and the broader community.

HomeCredi is a real estate financing company that specializes in providing loans secured by property. It has developed a platform designed to help home borrowers explore various financing options. By comparing available rates and credit conditions, HomeCredi enables homeowners to identify the most favorable loan terms, ultimately saving them time, effort, and money in the borrowing process. The company's focus is on making real estate financing more accessible and efficient for its clients.