Better Tomorrow Ventures

Better Tomorrow Ventures is a San Francisco–based fintech-focused venture capital firm that supports early-stage startups, primarily in fintech, with emphasis on pre-seed and seed rounds and on fintech-enabled SaaS and marketplace business models.

JC Bahr-de Stefano

Investor

Nihar Bobba

Principal

Jake Gibson

Partner

Lauren Messner

Investor

Past deals in Payments

Salsa

Series A in 2025
Salsa develops a modern payroll API for software platforms. Its platform caters to today's workforce needs, offering a wide range of payroll use cases without burdening frontend code with business logic. It enables businesses to embed payroll workflows into their platforms, ensuring employees are paid accurately and compliance is handled.

Nilus

Venture Round in 2025
Nilus is a platform that automates payment operations, providing solutions for reconciliation, reporting, and payment workflows. By integrating data from various payment providers, banks, and enterprise resource planning systems, Nilus offers a singular source of financial truth for organizations, enhancing transparency and control over financial activities. The platform enables finance teams to streamline their operations through automated workflows, pre-built data connectors, and advanced reconciliation algorithms, reducing reliance on technical teams and manual processes. With features that include custom payment flows, wallet launching, and transaction attribution, Nilus empowers clients to automate their financial operations effectively.

Cadana

Seed Round in 2024
Cadana facilitates global hiring by enabling companies to compliantly hire and pay employees in over a hundred countries.

Coast

Series A in 2024
Coast is a developer of a card payment platform designed to make fleet and gasoline payments easier for truck drivers. The company's platform provides payment integration solutions to fleets, making fleet administration easier than traditional financial services.

Relay

Series B in 2024
Relay is an-all-in-one, collaborative business banking and money management platform that helps small businesses and their teams take control of their cash flow and get crystal clear on what they’re earning, spending and saving. With Relay, business owners can: -Bank with no monthly account fees, no overdraft fees, and no minimum balance required -Organize income, expenses and cash reserves using up to 20 individual accounts -2 savings accounts offering between 1-3% APY -Issue up to 50 virtual or physical Visa® debit cards to meticulously organize spending by team or project -Send payments and deposits via ACH, wires or checks -Cashflow automations, like maximum balance transfer rules and recurring payments -Give team members and financial advisors secure, role-based banking access -Integrate banking with accounting softwares like QuickBooks Online and Xero -Get personalized customer support by email and phone Relay is also the official banking partner of Profit First, the cash flow management methodology and book created by serial entrepreneur Mike Michalowicz.

PostCredit

Pre Seed Round in 2024
PostCredit is a fintech company that specializes in automating spending for film and television productions. It provides bank accounts tailored for productions and issues spend cards through the Visa network. The company's platform streamlines financial processes by offering automated p-card issuance, real-time expense tracking, virtual and physical card options, and automated reconciliation. This enables production teams to reduce administrative tasks, save time and money, and concentrate more on their creative work.

Navro

Series A in 2023
Navro specializes in providing payment and banking infrastructure for software companies. Its platform offers tools for real-time insights into payments, efficient tracking of money movements, and streamlined international transactions.

Nilus

Seed Round in 2022
Nilus is a platform that automates payment operations, providing solutions for reconciliation, reporting, and payment workflows. By integrating data from various payment providers, banks, and enterprise resource planning systems, Nilus offers a singular source of financial truth for organizations, enhancing transparency and control over financial activities. The platform enables finance teams to streamline their operations through automated workflows, pre-built data connectors, and advanced reconciliation algorithms, reducing reliance on technical teams and manual processes. With features that include custom payment flows, wallet launching, and transaction attribution, Nilus empowers clients to automate their financial operations effectively.

Mendel

Series A in 2022
Mendel Biotechnology, Inc. is a plant biotechnology company based in Hayward, California, focused on developing genetic and chemical solutions for various agricultural markets. Founded in 1997, the company specializes in enhancing agricultural productivity through innovations in biofuel feedstocks, yield enhancement, drought and freezing tolerance, disease resistance, nutrient use efficiency, and cold germination. Mendel has established strategic partnerships with notable organizations in the industry, including Monsanto Corporation, BP, and Bayer CropScience. Its operations extend across the United States, Europe, and China, reflecting a commitment to advancing agricultural technology and sustainability.

Navro

Pre Seed Round in 2022
Navro specializes in providing payment and banking infrastructure for software companies. Its platform offers tools for real-time insights into payments, efficient tracking of money movements, and streamlined international transactions.

Unit

Series C in 2022
Unit is a financial infrastructure platform that enables technology companies to integrate financial features into their products, including accounts, cards, payments, and lending. By streamlining the process of launching vertical banks, Unit manages compliance and banking relationships, allowing businesses to create unique banking experiences efficiently. This capability not only accelerates the development timeline for financial services but also enhances customer engagement and lifetime value by differentiating their offerings in a competitive market.

Coast

Series A in 2022
Coast is a developer of a card payment platform designed to make fleet and gasoline payments easier for truck drivers. The company's platform provides payment integration solutions to fleets, making fleet administration easier than traditional financial services.

Vitt

Pre Seed Round in 2022
Vitt develops a financial payment platform that enables Software as a Service (SaaS) companies to access non-dilutive venture debt investments. The platform integrates with the client's billing stack and subscription management system, verifying potential payouts based on monthly recurring revenues. This allows clients to enhance their monthly payments without cash flow concerns.

Selfbook

Series A in 2021
Selfbook is a technology-first payment platform for hotels that enables one-tap payments across global credit and debit cards, digital wallets, and alternative methods. It integrates with existing reservation systems to simplify and secure the direct-booking flow, removing barriers to direct bookings and supporting mobile and web transactions. The platform helps hotels improve conversion, increase revenue, and offer modern e-commerce capabilities by unifying payments and streamlining the checkout experience.

Coast

Seed Round in 2021
Coast is a developer of a card payment platform designed to make fleet and gasoline payments easier for truck drivers. The company's platform provides payment integration solutions to fleets, making fleet administration easier than traditional financial services.

Unit

Series B in 2021
Unit is a financial infrastructure platform that enables technology companies to integrate financial features into their products, including accounts, cards, payments, and lending. By streamlining the process of launching vertical banks, Unit manages compliance and banking relationships, allowing businesses to create unique banking experiences efficiently. This capability not only accelerates the development timeline for financial services but also enhances customer engagement and lifetime value by differentiating their offerings in a competitive market.

Selfbook

Seed Round in 2021
Selfbook is a technology-first payment platform for hotels that enables one-tap payments across global credit and debit cards, digital wallets, and alternative methods. It integrates with existing reservation systems to simplify and secure the direct-booking flow, removing barriers to direct bookings and supporting mobile and web transactions. The platform helps hotels improve conversion, increase revenue, and offer modern e-commerce capabilities by unifying payments and streamlining the checkout experience.

Relay

Series A in 2021
Relay is an-all-in-one, collaborative business banking and money management platform that helps small businesses and their teams take control of their cash flow and get crystal clear on what they’re earning, spending and saving. With Relay, business owners can: -Bank with no monthly account fees, no overdraft fees, and no minimum balance required -Organize income, expenses and cash reserves using up to 20 individual accounts -2 savings accounts offering between 1-3% APY -Issue up to 50 virtual or physical Visa® debit cards to meticulously organize spending by team or project -Send payments and deposits via ACH, wires or checks -Cashflow automations, like maximum balance transfer rules and recurring payments -Give team members and financial advisors secure, role-based banking access -Integrate banking with accounting softwares like QuickBooks Online and Xero -Get personalized customer support by email and phone Relay is also the official banking partner of Profit First, the cash flow management methodology and book created by serial entrepreneur Mike Michalowicz.

Mendel

Seed Round in 2021
Mendel Biotechnology, Inc. is a plant biotechnology company based in Hayward, California, focused on developing genetic and chemical solutions for various agricultural markets. Founded in 1997, the company specializes in enhancing agricultural productivity through innovations in biofuel feedstocks, yield enhancement, drought and freezing tolerance, disease resistance, nutrient use efficiency, and cold germination. Mendel has established strategic partnerships with notable organizations in the industry, including Monsanto Corporation, BP, and Bayer CropScience. Its operations extend across the United States, Europe, and China, reflecting a commitment to advancing agricultural technology and sustainability.

Unit

Series A in 2020
Unit is a financial infrastructure platform that enables technology companies to integrate financial features into their products, including accounts, cards, payments, and lending. By streamlining the process of launching vertical banks, Unit manages compliance and banking relationships, allowing businesses to create unique banking experiences efficiently. This capability not only accelerates the development timeline for financial services but also enhances customer engagement and lifetime value by differentiating their offerings in a competitive market.

Relay

Venture Round in 2020
Relay is an-all-in-one, collaborative business banking and money management platform that helps small businesses and their teams take control of their cash flow and get crystal clear on what they’re earning, spending and saving. With Relay, business owners can: -Bank with no monthly account fees, no overdraft fees, and no minimum balance required -Organize income, expenses and cash reserves using up to 20 individual accounts -2 savings accounts offering between 1-3% APY -Issue up to 50 virtual or physical Visa® debit cards to meticulously organize spending by team or project -Send payments and deposits via ACH, wires or checks -Cashflow automations, like maximum balance transfer rules and recurring payments -Give team members and financial advisors secure, role-based banking access -Integrate banking with accounting softwares like QuickBooks Online and Xero -Get personalized customer support by email and phone Relay is also the official banking partner of Profit First, the cash flow management methodology and book created by serial entrepreneur Mike Michalowicz.

Unit

Seed Round in 2019
Unit is a financial infrastructure platform that enables technology companies to integrate financial features into their products, including accounts, cards, payments, and lending. By streamlining the process of launching vertical banks, Unit manages compliance and banking relationships, allowing businesses to create unique banking experiences efficiently. This capability not only accelerates the development timeline for financial services but also enhances customer engagement and lifetime value by differentiating their offerings in a competitive market.
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