Oper Credits is a technology company that specializes in providing software solutions to lenders for digitizing mortgage processes. Founded in 2018 and headquartered in Antwerp, Belgium, with an additional office in Zurich, Switzerland, Oper's platform streamlines various aspects of the mortgage journey, from loan requests to contract signing. It offers tools for customer verification, product advisory, collateral estimation, fraud detection, and scoring, allowing credit providers to launch digital mortgage products quickly and efficiently. By utilizing Oper's modular system, lenders can easily configure their processes and integrate Fintech technologies, enhancing their offerings and improving operational efficiency and conversion rates.
Teller is a United States-based blockchain project focused on decentralized lending. It provides a platform that connects to users' bank accounts to offer risk-assessed, unsecured loans, eliminating the need for collateral. By utilizing an algorithmic credit risk protocol, Teller aims to create decentralized lending markets that enhance lending opportunities while minimizing risks. The company's cloud-based system effectively delivers creditworthiness data, enabling users to engage in loans with digital currency. Through this innovative approach, Teller seeks to transform the lending landscape by making access to loans more efficient and secure.
Rupifi operates a software-as-a-service (SaaS) firm focussed on financial products for small and medium enterprises.
Operator of a personal finance platform intended to help the United States of America's Hispanic community achieve financial independence. The company's platform offers access to financial information and financial products such as credit information, credit cards, loans money transfer features and credit scores, enabling both Spanish- and English-speaking communities to access financial product advice.
Mambu GmbH is a Berlin-based software-as-a-service provider that specializes in banking solutions for managing credit and deposit products. Established in 2011, the company offers a comprehensive platform that enables financial institutions of all sizes, including fintech startups and traditional banks, to design, launch, and scale their banking portfolios. Mambu's services include loan product development, credit risk assessment, and document management, which enhance operational efficiency and data quality. Its platform supports over 7,000 products and serves more than eight million end customers across 46 countries. Additionally, Mambu facilitates features such as account opening, portfolio management, and task automation, thereby streamlining workflows for its clients. With offices in key global locations, Mambu is positioned to support a diverse range of financial institutions, from retail banks to microfinance organizations.
Perfios Software Solutions is a new-age fintech company that provides innovative solutions in Personal Finance and related areas. The B2C personal finance management solution offers a 360-degree view of one’s personal finances in an automated way and lets an end-user track, monitor, and manage her finances with very little manual intervention.
nCino, Inc. is a software-as-a-service company that specializes in cloud-based applications for financial institutions both in the United States and internationally. Founded in 2011 and headquartered in Wilmington, North Carolina, nCino offers a comprehensive bank operating system designed to enhance profitability, productivity, regulatory compliance, and operational transparency. Its platform includes features for customer relationship management, onboarding, account opening, loan origination, and enterprise content management. The solutions are tailored for various financial entities, including commercial and retail banks, credit unions, and global financial institutions. nCino's technology leverages data analytics and artificial intelligence to streamline complex processes, allowing institutions to efficiently manage client onboarding, loan life cycles, and regulatory requirements. Additionally, the company provides professional services such as configuration, implementation, training, and advisory support, with most of its revenue generated from subscription services.
Mambu GmbH is a Berlin-based software-as-a-service provider that specializes in banking solutions for managing credit and deposit products. Established in 2011, the company offers a comprehensive platform that enables financial institutions of all sizes, including fintech startups and traditional banks, to design, launch, and scale their banking portfolios. Mambu's services include loan product development, credit risk assessment, and document management, which enhance operational efficiency and data quality. Its platform supports over 7,000 products and serves more than eight million end customers across 46 countries. Additionally, Mambu facilitates features such as account opening, portfolio management, and task automation, thereby streamlining workflows for its clients. With offices in key global locations, Mambu is positioned to support a diverse range of financial institutions, from retail banks to microfinance organizations.
Zopa Limited operates an online marketplace lending platform in the United Kingdom, facilitating peer-to-peer lending by connecting individual borrowers with lenders, including both individuals and institutions. Founded in 2004 and based in London, Zopa offers a variety of loan products, such as car loans, debt consolidation loans, home improvement loans, and wedding loans. The platform categorizes borrowers based on credit ratings and allows lenders to make offers tailored to these grades. Zopa manages the loan process by handling legal paperwork, conducting identity and credit checks, and ensuring repayment through direct debit agreements. The company generates revenue by charging borrowers a fixed fee and lenders a 1% annual fee. Zopa has received multiple awards for its innovation and customer service and is recognized as one of the founding members of the UK's Peer-to-Peer Finance Association.
Livspace is an interior design startup that offers a platform that connects people to designers, services, and products. The online shopping platform is a destination to find design, decorate, and furnish dream houses so they can undertake renovations like kitchen upgrades or repainting a room. It also provides end-to-end home interior services. In 2016, Livspace launched Canvas, its proprietary design-to-installation platform, a first for the interior design industry that aims to create a unique experience for homeowners and scales the job of interior designers. The décor startup is backed by Goldman Sachs, TPG Growth, Jungle Ventures, Bessemer Ventures, Helion Venture Partners, and Trifecta Capital Advisors. It was founded in 2014 by Anuj Srivastava and Ramakant Sharma.
Bread is a financial technology company that partners with retailers to provide pay-over-time solutions, enhancing the accessibility and transparency of consumer credit. Founded in 2014 and based in New York, the company leverages technology to create user-friendly financing options that enable more consumers to access products. By improving the ease of use and affordability of financing, Bread helps its merchant partners increase sales and reach a broader customer base. The company focuses on advancing consumer-friendly credit solutions, thereby facilitating growth in e-commerce sales.
Bread is a financial technology company that partners with retailers to provide pay-over-time solutions, enhancing the accessibility and transparency of consumer credit. Founded in 2014 and based in New York, the company leverages technology to create user-friendly financing options that enable more consumers to access products. By improving the ease of use and affordability of financing, Bread helps its merchant partners increase sales and reach a broader customer base. The company focuses on advancing consumer-friendly credit solutions, thereby facilitating growth in e-commerce sales.
Perfios Software Solutions Private Limited is a fintech company based in Bengaluru, India, founded in 2008, that specializes in personal finance software applications. The company provides innovative solutions aimed at aiding financial institutions in decision-making, analysis, and credit underwriting. Its offerings include the Statement Analyser, which automates financial checks and data extraction; E-Verification, which streamlines various processes in financial institutions; and APIs for financial data aggregation, enhancing personal finance applications. Additionally, Perfios provides a Dashboard for consolidating transactions from multiple corporate bank accounts, as well as solutions for independent financial advisors and personal finance management for users. Perfios serves a diverse clientele, including banks, non-banking financial corporations (NBFCs), digital lending platforms, mutual fund companies, and insurance firms, both domestically and internationally. The company supports over 1,000 types of e-statements and collaborates with more than 250 financial institutions, facilitating a more efficient and accurate operational process for financial verification and underwriting.
Livspace is an interior design startup that offers a platform that connects people to designers, services, and products. The online shopping platform is a destination to find design, decorate, and furnish dream houses so they can undertake renovations like kitchen upgrades or repainting a room. It also provides end-to-end home interior services. In 2016, Livspace launched Canvas, its proprietary design-to-installation platform, a first for the interior design industry that aims to create a unique experience for homeowners and scales the job of interior designers. The décor startup is backed by Goldman Sachs, TPG Growth, Jungle Ventures, Bessemer Ventures, Helion Venture Partners, and Trifecta Capital Advisors. It was founded in 2014 by Anuj Srivastava and Ramakant Sharma.
Eave is a mortgage loan origination company. They make ethical mortgages easy. By positioning its borrowers to be treated like cash buyers, they provide them the best possible mortgage experience. They’re able to do this because of a team of customer-centric engineers working alongside creative industry experts. Eavek offers a platform that automates 80% of the mortgage origination, underwriting, and funding processes. As a result,their operations team can focus all their time on providing red carpet customer support. Further, they’ve reimagined the industry’s order of operations. At Eave, they fully underwrite their borrowers before they start shopping. This means they know how much they can afford and what rates they qualify for from the very beginning. In May 2019, Eave was acquired by Homelight. Eave was founded in 2015 and based in Walnut Creek, California.
Zopa Limited operates an online marketplace lending platform in the United Kingdom, facilitating peer-to-peer lending by connecting individual borrowers with lenders, including both individuals and institutions. Founded in 2004 and based in London, Zopa offers a variety of loan products, such as car loans, debt consolidation loans, home improvement loans, and wedding loans. The platform categorizes borrowers based on credit ratings and allows lenders to make offers tailored to these grades. Zopa manages the loan process by handling legal paperwork, conducting identity and credit checks, and ensuring repayment through direct debit agreements. The company generates revenue by charging borrowers a fixed fee and lenders a 1% annual fee. Zopa has received multiple awards for its innovation and customer service and is recognized as one of the founding members of the UK's Peer-to-Peer Finance Association.
Bread is a financial technology company that partners with retailers to provide pay-over-time solutions, enhancing the accessibility and transparency of consumer credit. Founded in 2014 and based in New York, the company leverages technology to create user-friendly financing options that enable more consumers to access products. By improving the ease of use and affordability of financing, Bread helps its merchant partners increase sales and reach a broader customer base. The company focuses on advancing consumer-friendly credit solutions, thereby facilitating growth in e-commerce sales.
Livspace is an interior design startup that offers a platform that connects people to designers, services, and products. The online shopping platform is a destination to find design, decorate, and furnish dream houses so they can undertake renovations like kitchen upgrades or repainting a room. It also provides end-to-end home interior services. In 2016, Livspace launched Canvas, its proprietary design-to-installation platform, a first for the interior design industry that aims to create a unique experience for homeowners and scales the job of interior designers. The décor startup is backed by Goldman Sachs, TPG Growth, Jungle Ventures, Bessemer Ventures, Helion Venture Partners, and Trifecta Capital Advisors. It was founded in 2014 by Anuj Srivastava and Ramakant Sharma.
Livspace is an interior design startup that offers a platform that connects people to designers, services, and products. The online shopping platform is a destination to find design, decorate, and furnish dream houses so they can undertake renovations like kitchen upgrades or repainting a room. It also provides end-to-end home interior services. In 2016, Livspace launched Canvas, its proprietary design-to-installation platform, a first for the interior design industry that aims to create a unique experience for homeowners and scales the job of interior designers. The décor startup is backed by Goldman Sachs, TPG Growth, Jungle Ventures, Bessemer Ventures, Helion Venture Partners, and Trifecta Capital Advisors. It was founded in 2014 by Anuj Srivastava and Ramakant Sharma.
Zopa Limited operates an online marketplace lending platform in the United Kingdom, facilitating peer-to-peer lending by connecting individual borrowers with lenders, including both individuals and institutions. Founded in 2004 and based in London, Zopa offers a variety of loan products, such as car loans, debt consolidation loans, home improvement loans, and wedding loans. The platform categorizes borrowers based on credit ratings and allows lenders to make offers tailored to these grades. Zopa manages the loan process by handling legal paperwork, conducting identity and credit checks, and ensuring repayment through direct debit agreements. The company generates revenue by charging borrowers a fixed fee and lenders a 1% annual fee. Zopa has received multiple awards for its innovation and customer service and is recognized as one of the founding members of the UK's Peer-to-Peer Finance Association.
Quadriserv, Inc. is an independent provider of technology and business model innovation specifically for the securities lending industry. Founded in 2001 and based in New York, the company offers products designed to facilitate market structure changes for various financial entities, including beneficial owners, agent and custodial banks, broker dealers, and hedge funds. Its flagship offerings include Aquas, a web-based application that supplies daily lending rates, historical market data, analytics, and trading tools to assist both lenders and borrowers in making informed investment decisions. Additionally, Quadriserv operates AQS, an automated marketplace for securities lending and borrowing, further enhancing its service portfolio. The company's solutions encompass market data, transactions, technology, and credit services, positioning it as a leader in the field. Quadriserv has been functioning as a subsidiary of PDQ ATS, Inc. since August 2015.
Quadriserv, Inc. is an independent provider of technology and business model innovation specifically for the securities lending industry. Founded in 2001 and based in New York, the company offers products designed to facilitate market structure changes for various financial entities, including beneficial owners, agent and custodial banks, broker dealers, and hedge funds. Its flagship offerings include Aquas, a web-based application that supplies daily lending rates, historical market data, analytics, and trading tools to assist both lenders and borrowers in making informed investment decisions. Additionally, Quadriserv operates AQS, an automated marketplace for securities lending and borrowing, further enhancing its service portfolio. The company's solutions encompass market data, transactions, technology, and credit services, positioning it as a leader in the field. Quadriserv has been functioning as a subsidiary of PDQ ATS, Inc. since August 2015.
Zopa Limited operates an online marketplace lending platform in the United Kingdom, facilitating peer-to-peer lending by connecting individual borrowers with lenders, including both individuals and institutions. Founded in 2004 and based in London, Zopa offers a variety of loan products, such as car loans, debt consolidation loans, home improvement loans, and wedding loans. The platform categorizes borrowers based on credit ratings and allows lenders to make offers tailored to these grades. Zopa manages the loan process by handling legal paperwork, conducting identity and credit checks, and ensuring repayment through direct debit agreements. The company generates revenue by charging borrowers a fixed fee and lenders a 1% annual fee. Zopa has received multiple awards for its innovation and customer service and is recognized as one of the founding members of the UK's Peer-to-Peer Finance Association.
Zopa Limited operates an online marketplace lending platform in the United Kingdom, facilitating peer-to-peer lending by connecting individual borrowers with lenders, including both individuals and institutions. Founded in 2004 and based in London, Zopa offers a variety of loan products, such as car loans, debt consolidation loans, home improvement loans, and wedding loans. The platform categorizes borrowers based on credit ratings and allows lenders to make offers tailored to these grades. Zopa manages the loan process by handling legal paperwork, conducting identity and credit checks, and ensuring repayment through direct debit agreements. The company generates revenue by charging borrowers a fixed fee and lenders a 1% annual fee. Zopa has received multiple awards for its innovation and customer service and is recognized as one of the founding members of the UK's Peer-to-Peer Finance Association.
CapitalThinking is a mortgage financial services company that offers fixed and flexible payment solutions. It offers an online platform that enables its customers to apply and obtain quotations. CapitalThinking is acquired by CapitalStream in January 2004. CapitalThinking was founded in 1999 and is based in New York.