Bessemer Venture Partners

Innoviti is a payments technology company that provides a digital commerce platform and software solutions for secure payment processing, card management, and consumer credit distribution. Its offerings include uniPAY, a unified payment and card management system for retailers; quickEMI and pgEMI, which enable installment payments on consumer purchases using credit cards; and fastCollect, an automated collections tool for banks and retailers. The platform supports payments across online, mobile, in-store, and delivery channels and emphasizes payment automation and lending services across industries such as retail, hospitality, education, healthcare, entertainment, and transportation.

Swanston Labs builds data-driven solutions aimed at disrupting the convergence of media, entertainment, technology, and commerce. The company focuses on leveraging innovative technologies to address the $7 trillion global leisure spending market. Swanston Labs operates under the Swanston Organization, which also includes Swanston Family Ventures and Swanston Philanthropy, collectively advancing the mission of innovation and inclusion.

Nilus is a platform that automates payment operations, providing solutions for reconciliation, reporting, and payment workflows. By integrating data from various payment providers, banks, and enterprise resource planning systems, Nilus offers a singular source of financial truth for organizations, enhancing transparency and control over financial activities. The platform enables finance teams to streamline their operations through automated workflows, pre-built data connectors, and advanced reconciliation algorithms, reducing reliance on technical teams and manual processes. With features that include custom payment flows, wallet launching, and transaction attribution, Nilus empowers clients to automate their financial operations effectively.

Aiwyn is a developer of an AI-powered billing platform specifically designed for accounting firms to enhance their billing processes and cash flow management. The company's innovative tools automate various accounts receivable tasks, including the preparation of invoices, collections, and payment processing. By streamlining these time-consuming activities, Aiwyn enables accounting professionals to devote more attention to client service, ultimately improving operational efficiency and client satisfaction. Through its technology, Aiwyn aims to optimize the work-to-cash cycle for accounting firms, facilitating a faster and more effective financial workflow.

Upvest provides an investment API and blockchain wallet infrastructure that enables businesses and financial institutions to offer investment products and wallet experiences within their apps. Its modular, scalable platform supports portfolios, savings plans and micro-investing features such as roundups, while offering the digital infrastructure needed for licenses, vendor management, and back- and middle-office operations. The API also connects to blockchain networks and tokenized platforms, enabling DApps and exchanges to build wallet-enabled experiences for end users and allowing cross-border, secure access to investment products.

Vapi is a platform that allows the integration of applications and services. It enables users to create, manage, and monitor APIs. It also supports developers in building solutions and facilitates collaboration between teams. Vapi serves industries such as technology, finance, healthcare, and logistics.

Provider of financial services intended to help move forward from failed payment transactions. The company's services offer the ability to complete a purchase when their payment is declined, enabling merchants to increase sales and earn more revenue.

EvenUp is a legal technology company that specializes in cloud-based and AI-driven solutions for managing personal injury cases. The company offers a platform that automates various aspects of legal practices, particularly in valuing personal injury claims. By leveraging its Claims Intelligence Platform, which is underpinned by extensive data records, EvenUp enhances the efficiency and effectiveness of legal case management. Its software employs machine learning and artificial intelligence to assess the worth of lawsuits, helping plaintiffs secure fair outcomes and avoid premature settlements or excessive debts. Additionally, the platform provides attorneys with valuable data to facilitate principled settlement negotiations.

Apron is a platform that allows small businesses to pay their suppliers.

Innoviti is a payments technology company that provides a digital commerce platform and software solutions for secure payment processing, card management, and consumer credit distribution. Its offerings include uniPAY, a unified payment and card management system for retailers; quickEMI and pgEMI, which enable installment payments on consumer purchases using credit cards; and fastCollect, an automated collections tool for banks and retailers. The platform supports payments across online, mobile, in-store, and delivery channels and emphasizes payment automation and lending services across industries such as retail, hospitality, education, healthcare, entertainment, and transportation.

AI Agents for Tax

Upvest provides an investment API and blockchain wallet infrastructure that enables businesses and financial institutions to offer investment products and wallet experiences within their apps. Its modular, scalable platform supports portfolios, savings plans and micro-investing features such as roundups, while offering the digital infrastructure needed for licenses, vendor management, and back- and middle-office operations. The API also connects to blockchain networks and tokenized platforms, enabling DApps and exchanges to build wallet-enabled experiences for end users and allowing cross-border, secure access to investment products.

Apron is a platform that allows small businesses to pay their suppliers.

Raft is a smart logistics platform focused on automating the freight process to enhance control and visibility in logistics operations. It leverages artificial intelligence to analyze and act on incoming shipment data, significantly reducing the time operators spend on information retrieval and manual data entry. By automating various tasks, including accounts payable invoices, customs documentation, and shipping workflows, Raft enables freight forwarders and customs brokers to minimize manual work, thus improving accuracy and compliance. The platform's real-time processing capabilities further allow operators to manage shipments more efficiently, ensuring timely and reliable service for their customers.

Apron is a platform that allows small businesses to pay their suppliers.

EvenUp is a legal technology company that specializes in cloud-based and AI-driven solutions for managing personal injury cases. The company offers a platform that automates various aspects of legal practices, particularly in valuing personal injury claims. By leveraging its Claims Intelligence Platform, which is underpinned by extensive data records, EvenUp enhances the efficiency and effectiveness of legal case management. Its software employs machine learning and artificial intelligence to assess the worth of lawsuits, helping plaintiffs secure fair outcomes and avoid premature settlements or excessive debts. Additionally, the platform provides attorneys with valuable data to facilitate principled settlement negotiations.

Nilus is a platform that automates payment operations, providing solutions for reconciliation, reporting, and payment workflows. By integrating data from various payment providers, banks, and enterprise resource planning systems, Nilus offers a singular source of financial truth for organizations, enhancing transparency and control over financial activities. The platform enables finance teams to streamline their operations through automated workflows, pre-built data connectors, and advanced reconciliation algorithms, reducing reliance on technical teams and manual processes. With features that include custom payment flows, wallet launching, and transaction attribution, Nilus empowers clients to automate their financial operations effectively.

Nilus is a platform that automates payment operations, providing solutions for reconciliation, reporting, and payment workflows. By integrating data from various payment providers, banks, and enterprise resource planning systems, Nilus offers a singular source of financial truth for organizations, enhancing transparency and control over financial activities. The platform enables finance teams to streamline their operations through automated workflows, pre-built data connectors, and advanced reconciliation algorithms, reducing reliance on technical teams and manual processes. With features that include custom payment flows, wallet launching, and transaction attribution, Nilus empowers clients to automate their financial operations effectively.

Zylo, Inc. is a leader in SaaS management, providing a software-as-a-service platform that enables enterprises to discover, optimize, and govern their cloud-based applications. Founded in 2015 and headquartered in Indianapolis, Indiana, Zylo's platform offers comprehensive tools for managing software licenses, building renewal calendars, and driving IT collaboration while containing costs and securing SaaS applications. Its patent-pending, AI-powered Discovery Engine facilitates continuous monitoring of SaaS spend, licenses, and usage, providing organizations with valuable insights to optimize their SaaS portfolios. With a commitment to enhancing the employee experience, Zylo's technology supports organizations in managing over 30 million SaaS licenses and $7 billion in SaaS expenditures, making it a trusted resource for enterprises seeking to maximize their software investments.

Portabl develops software for open banking and payments, focusing on reusable digital identities and authentication. Its platform aims to streamline identity compliance processes, making the financial system more efficient, inclusive, and equitable.

Oper is a reliable technology partner that enables lenders to leverage their mortgage offerings. The company helps credit providers to launch digital credit products in a matter of days. Credit providers can simply configure their process and start selling, by using Oper's out-of-the-box modules. The customers can integrate Fintech technologies into their process by choosing functionalities from Oper's Fintech partner app store.

Innoviti is a payments technology company that provides a digital commerce platform and software solutions for secure payment processing, card management, and consumer credit distribution. Its offerings include uniPAY, a unified payment and card management system for retailers; quickEMI and pgEMI, which enable installment payments on consumer purchases using credit cards; and fastCollect, an automated collections tool for banks and retailers. The platform supports payments across online, mobile, in-store, and delivery channels and emphasizes payment automation and lending services across industries such as retail, hospitality, education, healthcare, entertainment, and transportation.

Upvest provides an investment API and blockchain wallet infrastructure that enables businesses and financial institutions to offer investment products and wallet experiences within their apps. Its modular, scalable platform supports portfolios, savings plans and micro-investing features such as roundups, while offering the digital infrastructure needed for licenses, vendor management, and back- and middle-office operations. The API also connects to blockchain networks and tokenized platforms, enabling DApps and exchanges to build wallet-enabled experiences for end users and allowing cross-border, secure access to investment products.

Nilus is a platform that automates payment operations, providing solutions for reconciliation, reporting, and payment workflows. By integrating data from various payment providers, banks, and enterprise resource planning systems, Nilus offers a singular source of financial truth for organizations, enhancing transparency and control over financial activities. The platform enables finance teams to streamline their operations through automated workflows, pre-built data connectors, and advanced reconciliation algorithms, reducing reliance on technical teams and manual processes. With features that include custom payment flows, wallet launching, and transaction attribution, Nilus empowers clients to automate their financial operations effectively.

Finmark is a financial planning software company founded in 2020 in Raleigh, North Carolina, by Greg Lissy, Jeremy Neuberger, and Rami Essaid. The platform is designed to simplify financial management for startups by transforming complex financial concepts and calculations into an intuitive interface. This allows companies, ranging from pre-revenue to pre-IPO, to manage their runway, hiring plans, and key financial metrics with greater ease. By facilitating collaboration and reducing the resources needed for financial planning, Finmark enables startup founders to create, update, and share their financial plans effectively, positioning them for success in a competitive landscape.

CaptivateIQ, Inc. is a software company that specializes in managing and optimizing financial incentives, particularly through its sales commission platform. Founded in 2017 and based in San Francisco, California, CaptivateIQ's solution automates commission tracking by consolidating data from various sources to accurately calculate payouts. The platform enables businesses to create customized incentive plans and generate insightful reports, streamlining commission administration and reducing reliance on error-prone spreadsheets and outdated tools. By providing a flexible and automated approach to managing commissions, CaptivateIQ aims to enhance team morale and overall company performance by ensuring that incentives are processed correctly and efficiently.

Domain Money offers an integrated platform for investing in stocks and cryptocurrencies, earning interest on assets, securing loans against them, and spending with a crypto rewards credit card.

Founded in 2020, Rupifi is a digital B2B platform headquartered in Bengaluru, India. It offers loans, working capital, and payment services tailored for small businesses, aiming to simplify transactions, provide flexible credit options, and enhance operational efficiency.

Innoviti is a payments technology company that provides a digital commerce platform and software solutions for secure payment processing, card management, and consumer credit distribution. Its offerings include uniPAY, a unified payment and card management system for retailers; quickEMI and pgEMI, which enable installment payments on consumer purchases using credit cards; and fastCollect, an automated collections tool for banks and retailers. The platform supports payments across online, mobile, in-store, and delivery channels and emphasizes payment automation and lending services across industries such as retail, hospitality, education, healthcare, entertainment, and transportation.

NYDIG is a technology and financial services firm dedicated to Bitcoin for institutions, private clients, and banks. The firm offers asset management, derivatives, financing, custody, and execution services. NYDIG's platform satisfies the highest regulatory, audit, and governance standards.

Betterment LLC is an online financial advisory firm based in New York, founded in 2007. The company specializes in automated investing services that help individuals manage their finances through a customized and diversified portfolio. Betterment offers a range of investment options, including traditional and Roth IRAs, 401(k) accounts, and trust accounts, all of which are designed to optimize investment returns. Its services also include financial and retirement planning, tax loss harvesting, and cash management tools, such as the Two-Way Sweep feature. Betterment caters to various customer segments, including individual investors, businesses through Betterment for Business, and financial advisors via Betterment for Advisors. The firm charges a management fee for its services and focuses on providing personalized, goal-based investing solutions to enhance clients' long-term financial success.

Raft is a smart logistics platform focused on automating the freight process to enhance control and visibility in logistics operations. It leverages artificial intelligence to analyze and act on incoming shipment data, significantly reducing the time operators spend on information retrieval and manual data entry. By automating various tasks, including accounts payable invoices, customs documentation, and shipping workflows, Raft enables freight forwarders and customs brokers to minimize manual work, thus improving accuracy and compliance. The platform's real-time processing capabilities further allow operators to manage shipments more efficiently, ensuring timely and reliable service for their customers.

Rocket Money, formerly known as Truebill, Inc., is a financial management application that helps users track and manage their subscriptions and recurring bills. Launched in 2015 and based in San Francisco, the platform allows users to connect their bank accounts or credit card statements to gain a comprehensive view of their spending. Users can easily identify unwanted subscriptions and cancel them with just a few clicks. Additionally, Rocket Money monitors financial statements, providing monthly digests and important alerts about changes in payment amounts. This service aims to enhance users' financial health by optimizing spending and reducing unnecessary expenses.

NYDIG is a technology and financial services firm dedicated to Bitcoin for institutions, private clients, and banks. The firm offers asset management, derivatives, financing, custody, and execution services. NYDIG's platform satisfies the highest regulatory, audit, and governance standards.

Innoviti is a payments technology company that provides a digital commerce platform and software solutions for secure payment processing, card management, and consumer credit distribution. Its offerings include uniPAY, a unified payment and card management system for retailers; quickEMI and pgEMI, which enable installment payments on consumer purchases using credit cards; and fastCollect, an automated collections tool for banks and retailers. The platform supports payments across online, mobile, in-store, and delivery channels and emphasizes payment automation and lending services across industries such as retail, hospitality, education, healthcare, entertainment, and transportation.

Rocket Money, formerly known as Truebill, Inc., is a financial management application that helps users track and manage their subscriptions and recurring bills. Launched in 2015 and based in San Francisco, the platform allows users to connect their bank accounts or credit card statements to gain a comprehensive view of their spending. Users can easily identify unwanted subscriptions and cancel them with just a few clicks. Additionally, Rocket Money monitors financial statements, providing monthly digests and important alerts about changes in payment amounts. This service aims to enhance users' financial health by optimizing spending and reducing unnecessary expenses.

Finmark is a financial planning software company founded in 2020 in Raleigh, North Carolina, by Greg Lissy, Jeremy Neuberger, and Rami Essaid. The platform is designed to simplify financial management for startups by transforming complex financial concepts and calculations into an intuitive interface. This allows companies, ranging from pre-revenue to pre-IPO, to manage their runway, hiring plans, and key financial metrics with greater ease. By facilitating collaboration and reducing the resources needed for financial planning, Finmark enables startup founders to create, update, and share their financial plans effectively, positioning them for success in a competitive landscape.

NYDIG is a technology and financial services firm dedicated to Bitcoin for institutions, private clients, and banks. The firm offers asset management, derivatives, financing, custody, and execution services. NYDIG's platform satisfies the highest regulatory, audit, and governance standards.

Innoviti is a payments technology company that provides a digital commerce platform and software solutions for secure payment processing, card management, and consumer credit distribution. Its offerings include uniPAY, a unified payment and card management system for retailers; quickEMI and pgEMI, which enable installment payments on consumer purchases using credit cards; and fastCollect, an automated collections tool for banks and retailers. The platform supports payments across online, mobile, in-store, and delivery channels and emphasizes payment automation and lending services across industries such as retail, hospitality, education, healthcare, entertainment, and transportation.

Rocket Money, formerly known as Truebill, Inc., is a financial management application that helps users track and manage their subscriptions and recurring bills. Launched in 2015 and based in San Francisco, the platform allows users to connect their bank accounts or credit card statements to gain a comprehensive view of their spending. Users can easily identify unwanted subscriptions and cancel them with just a few clicks. Additionally, Rocket Money monitors financial statements, providing monthly digests and important alerts about changes in payment amounts. This service aims to enhance users' financial health by optimizing spending and reducing unnecessary expenses.

nCino provides a cloud-based bank operating system for financial institutions worldwide, delivering a unified platform for customer relationship management, onboarding, account opening, loan origination, and workflow automation, as well as credit analysis, enterprise content management, and instant reporting. The system supports commercial, small business, and retail banking, along with treasury management, asset finance, and leasing, helping banks of all sizes—from community and regional banks to large institutions—digitize client onboarding, loans, deposits, and regulatory compliance. Built to improve profitability, productivity, and transparency, the platform combines business process management, loan lifecycle management, business intelligence, and document management, enhanced by data analytics and artificial intelligence. nCino also offers professional services including configuration, implementation, training, and advisory, with subscription-based revenue as a core model.

Zylo, Inc. is a leader in SaaS management, providing a software-as-a-service platform that enables enterprises to discover, optimize, and govern their cloud-based applications. Founded in 2015 and headquartered in Indianapolis, Indiana, Zylo's platform offers comprehensive tools for managing software licenses, building renewal calendars, and driving IT collaboration while containing costs and securing SaaS applications. Its patent-pending, AI-powered Discovery Engine facilitates continuous monitoring of SaaS spend, licenses, and usage, providing organizations with valuable insights to optimize their SaaS portfolios. With a commitment to enhancing the employee experience, Zylo's technology supports organizations in managing over 30 million SaaS licenses and $7 billion in SaaS expenditures, making it a trusted resource for enterprises seeking to maximize their software investments.

ScaleFactor provides automated accounting and finance software, offering features such as bookkeeping automation, proactive alerts, and business insights translation. It formerly offered additional services like IT integration, HR/payroll, compliance, and CFO advisory. ScaleFactor served various industries including professional services, restaurants, retail, technology, and wellness. The company was founded in 2014 and had offices across North America before ceasing operations.

ScaleFactor provides automated accounting and finance software, offering features such as bookkeeping automation, proactive alerts, and business insights translation. It formerly offered additional services like IT integration, HR/payroll, compliance, and CFO advisory. ScaleFactor served various industries including professional services, restaurants, retail, technology, and wellness. The company was founded in 2014 and had offices across North America before ceasing operations.

Rocketrip, Inc. is a travel management platform founded in 2013 and based in New York, New York. The company focuses on enabling employees to make cost-effective travel decisions while earning rewards for saving on expenses. Its platform provides real-time insights into reasonable travel spending, allowing users to compare costs and choose lower-priced options for flights, cars, and hotels without disrupting their online booking process. By establishing a custom-calibrated budget known as the Price to Beat, Rocketrip incentivizes employees to select economical travel arrangements, thereby promoting a culture of cost savings within organizations. The platform is utilized by several enterprise brands, demonstrating its effectiveness in the corporate travel sector. As of September 2020, Rocketrip operates as a subsidiary of Mondee Holdings Inc.

Zylo, Inc. is a leader in SaaS management, providing a software-as-a-service platform that enables enterprises to discover, optimize, and govern their cloud-based applications. Founded in 2015 and headquartered in Indianapolis, Indiana, Zylo's platform offers comprehensive tools for managing software licenses, building renewal calendars, and driving IT collaboration while containing costs and securing SaaS applications. Its patent-pending, AI-powered Discovery Engine facilitates continuous monitoring of SaaS spend, licenses, and usage, providing organizations with valuable insights to optimize their SaaS portfolios. With a commitment to enhancing the employee experience, Zylo's technology supports organizations in managing over 30 million SaaS licenses and $7 billion in SaaS expenditures, making it a trusted resource for enterprises seeking to maximize their software investments.

Betterment LLC is an online financial advisory firm based in New York, founded in 2007. The company specializes in automated investing services that help individuals manage their finances through a customized and diversified portfolio. Betterment offers a range of investment options, including traditional and Roth IRAs, 401(k) accounts, and trust accounts, all of which are designed to optimize investment returns. Its services also include financial and retirement planning, tax loss harvesting, and cash management tools, such as the Two-Way Sweep feature. Betterment caters to various customer segments, including individual investors, businesses through Betterment for Business, and financial advisors via Betterment for Advisors. The firm charges a management fee for its services and focuses on providing personalized, goal-based investing solutions to enhance clients' long-term financial success.

Innoviti is a payments technology company that provides a digital commerce platform and software solutions for secure payment processing, card management, and consumer credit distribution. Its offerings include uniPAY, a unified payment and card management system for retailers; quickEMI and pgEMI, which enable installment payments on consumer purchases using credit cards; and fastCollect, an automated collections tool for banks and retailers. The platform supports payments across online, mobile, in-store, and delivery channels and emphasizes payment automation and lending services across industries such as retail, hospitality, education, healthcare, entertainment, and transportation.

NYDIG is a technology and financial services firm dedicated to Bitcoin for institutions, private clients, and banks. The firm offers asset management, derivatives, financing, custody, and execution services. NYDIG's platform satisfies the highest regulatory, audit, and governance standards.

Rocketrip, Inc. is a travel management platform founded in 2013 and based in New York, New York. The company focuses on enabling employees to make cost-effective travel decisions while earning rewards for saving on expenses. Its platform provides real-time insights into reasonable travel spending, allowing users to compare costs and choose lower-priced options for flights, cars, and hotels without disrupting their online booking process. By establishing a custom-calibrated budget known as the Price to Beat, Rocketrip incentivizes employees to select economical travel arrangements, thereby promoting a culture of cost savings within organizations. The platform is utilized by several enterprise brands, demonstrating its effectiveness in the corporate travel sector. As of September 2020, Rocketrip operates as a subsidiary of Mondee Holdings Inc.

Betterment LLC is an online financial advisory firm based in New York, founded in 2007. The company specializes in automated investing services that help individuals manage their finances through a customized and diversified portfolio. Betterment offers a range of investment options, including traditional and Roth IRAs, 401(k) accounts, and trust accounts, all of which are designed to optimize investment returns. Its services also include financial and retirement planning, tax loss harvesting, and cash management tools, such as the Two-Way Sweep feature. Betterment caters to various customer segments, including individual investors, businesses through Betterment for Business, and financial advisors via Betterment for Advisors. The firm charges a management fee for its services and focuses on providing personalized, goal-based investing solutions to enhance clients' long-term financial success.

Eave is a mortgage loan origination company based in Walnut Creek, California, founded in 2015. It specializes in providing ethical mortgages by treating borrowers like cash buyers, which enhances their mortgage experience. Eave achieves this through a platform that automates a significant portion of the mortgage origination, underwriting, and funding processes, allowing its operations team to focus on delivering exceptional customer support. The company has restructured the mortgage process by fully underwriting borrowers before they begin shopping for homes, ensuring they understand their budget and qualifying rates from the outset. In May 2019, Eave was acquired by Homelight, further expanding its reach in the mortgage industry.

Betterment LLC is an online financial advisory firm based in New York, founded in 2007. The company specializes in automated investing services that help individuals manage their finances through a customized and diversified portfolio. Betterment offers a range of investment options, including traditional and Roth IRAs, 401(k) accounts, and trust accounts, all of which are designed to optimize investment returns. Its services also include financial and retirement planning, tax loss harvesting, and cash management tools, such as the Two-Way Sweep feature. Betterment caters to various customer segments, including individual investors, businesses through Betterment for Business, and financial advisors via Betterment for Advisors. The firm charges a management fee for its services and focuses on providing personalized, goal-based investing solutions to enhance clients' long-term financial success.

Figure Eight Inc. is a developer of a human-in-the-loop machine learning platform that specializes in generating customized training data from various data types, including text, images, audio, and video. Founded in 2007 and headquartered in San Francisco, California, the company provides machine learning-assisted annotation solutions that cater to a wide array of applications such as autonomous vehicles, natural language processing, computer vision, and intelligent chatbots. The platform supports diverse industries, including automotive, healthcare, retail, and technology, and has produced over 10 billion training data labels to enhance real-world AI applications. By automating data annotation processes, Figure Eight enables data science teams to improve outcomes in sentiment analysis, search relevance, and data classification.

Betterment LLC is an online financial advisory firm based in New York, founded in 2007. The company specializes in automated investing services that help individuals manage their finances through a customized and diversified portfolio. Betterment offers a range of investment options, including traditional and Roth IRAs, 401(k) accounts, and trust accounts, all of which are designed to optimize investment returns. Its services also include financial and retirement planning, tax loss harvesting, and cash management tools, such as the Two-Way Sweep feature. Betterment caters to various customer segments, including individual investors, businesses through Betterment for Business, and financial advisors via Betterment for Advisors. The firm charges a management fee for its services and focuses on providing personalized, goal-based investing solutions to enhance clients' long-term financial success.

Shopify Inc., headquartered in Ottawa, Canada, is a leading commerce company offering a cloud-based, multi-channel platform for small and medium-sized businesses worldwide. Its platform enables merchants to manage and grow their businesses across various sales channels, including web, mobile, social media, marketplaces, and physical retail. Shopify provides a suite of services, such as marketing tools, customer engagement, payments, and shipping, to simplify online store operations. The platform also offers a single view of business and customers, inventory management, order processing, and analytics. Shopify Plus, its enterprise-level offering, caters to high-volume merchants, providing customization options and powering global brands. As of 2021, Shopify powers over 1.7 million businesses in approximately 175 countries.

United Capital is one of the fastest growing and highly innovative wealth counseling firms in the country. With offices nationwide, we bring together some of the most talented and capable financial minds to assist with our clients’ financial lives. We are a partnership of exceptional advisers, unified to accomplish one objective, to help our clients achieve genuine empowerment over their financial aspirations. Established by an experienced group of investment and financial planning professionals, our management team has held executive positions in multi-billion dollar investment firms. Today, United Capital and its affiliates provide advice on over $16 billion under administration of client assets at 42 offices around the country.

Kroll Bond Rating Agency, Inc. is a credit rating agency that provides research solutions to the investment community. Founded in 2010 and headquartered in New York, the agency also maintains offices in Pennsylvania, Maryland, and Dublin, Ireland. Kroll offers a range of products, including credit profile reports and subscription-based rating services, which assist finance, risk, and treasury professionals in evaluating the creditworthiness and financial stability of their business partners. The agency delivers timely and in-depth research across various sectors, including structured finance, public finance, and corporate sectors, enabling clients to assess risks accurately and transparently. Kroll Bond Rating Agency aims to restore confidence in credit ratings by delivering precise assessments and solutions tailored to the needs of financial institutions and corporate entities.

Betterment LLC is an online financial advisory firm based in New York, founded in 2007. The company specializes in automated investing services that help individuals manage their finances through a customized and diversified portfolio. Betterment offers a range of investment options, including traditional and Roth IRAs, 401(k) accounts, and trust accounts, all of which are designed to optimize investment returns. Its services also include financial and retirement planning, tax loss harvesting, and cash management tools, such as the Two-Way Sweep feature. Betterment caters to various customer segments, including individual investors, businesses through Betterment for Business, and financial advisors via Betterment for Advisors. The firm charges a management fee for its services and focuses on providing personalized, goal-based investing solutions to enhance clients' long-term financial success.

Kroll Bond Rating Agency, Inc. is a credit rating agency that provides research solutions to the investment community. Founded in 2010 and headquartered in New York, the agency also maintains offices in Pennsylvania, Maryland, and Dublin, Ireland. Kroll offers a range of products, including credit profile reports and subscription-based rating services, which assist finance, risk, and treasury professionals in evaluating the creditworthiness and financial stability of their business partners. The agency delivers timely and in-depth research across various sectors, including structured finance, public finance, and corporate sectors, enabling clients to assess risks accurately and transparently. Kroll Bond Rating Agency aims to restore confidence in credit ratings by delivering precise assessments and solutions tailored to the needs of financial institutions and corporate entities.

Shopify Inc., headquartered in Ottawa, Canada, is a leading commerce company offering a cloud-based, multi-channel platform for small and medium-sized businesses worldwide. Its platform enables merchants to manage and grow their businesses across various sales channels, including web, mobile, social media, marketplaces, and physical retail. Shopify provides a suite of services, such as marketing tools, customer engagement, payments, and shipping, to simplify online store operations. The platform also offers a single view of business and customers, inventory management, order processing, and analytics. Shopify Plus, its enterprise-level offering, caters to high-volume merchants, providing customization options and powering global brands. As of 2021, Shopify powers over 1.7 million businesses in approximately 175 countries.

NetAmbit is a rapidly growing privately held company in India that specializes in the sales and distribution of consumer services across various sectors, including financial services, real estate, and education. The company is known for its strong management team, which comprises professionals from prestigious institutions like the Indian Institutes of Management, collectively bringing over 100 years of experience. NetAmbit also offers business process outsourcing services designed to improve efficiency for clients, helping them manage essential business functions such as sales management, digital lead fulfillment, retail audits, staffing, merchant acquisition, and call center operations. By focusing on these areas, NetAmbit enables organizations to streamline their processes and address scaling challenges effectively.

Figure Eight Inc. is a developer of a human-in-the-loop machine learning platform that specializes in generating customized training data from various data types, including text, images, audio, and video. Founded in 2007 and headquartered in San Francisco, California, the company provides machine learning-assisted annotation solutions that cater to a wide array of applications such as autonomous vehicles, natural language processing, computer vision, and intelligent chatbots. The platform supports diverse industries, including automotive, healthcare, retail, and technology, and has produced over 10 billion training data labels to enhance real-world AI applications. By automating data annotation processes, Figure Eight enables data science teams to improve outcomes in sentiment analysis, search relevance, and data classification.

Shopify Inc., headquartered in Ottawa, Canada, is a leading commerce company offering a cloud-based, multi-channel platform for small and medium-sized businesses worldwide. Its platform enables merchants to manage and grow their businesses across various sales channels, including web, mobile, social media, marketplaces, and physical retail. Shopify provides a suite of services, such as marketing tools, customer engagement, payments, and shipping, to simplify online store operations. The platform also offers a single view of business and customers, inventory management, order processing, and analytics. Shopify Plus, its enterprise-level offering, caters to high-volume merchants, providing customization options and powering global brands. As of 2021, Shopify powers over 1.7 million businesses in approximately 175 countries.

Betterment LLC is an online financial advisory firm based in New York, founded in 2007. The company specializes in automated investing services that help individuals manage their finances through a customized and diversified portfolio. Betterment offers a range of investment options, including traditional and Roth IRAs, 401(k) accounts, and trust accounts, all of which are designed to optimize investment returns. Its services also include financial and retirement planning, tax loss harvesting, and cash management tools, such as the Two-Way Sweep feature. Betterment caters to various customer segments, including individual investors, businesses through Betterment for Business, and financial advisors via Betterment for Advisors. The firm charges a management fee for its services and focuses on providing personalized, goal-based investing solutions to enhance clients' long-term financial success.

Offermatic is a free service that matches offers to you based on what you buy. Offers are loaded onto your credit or debit cards so they're always with you when you're ready to use them, and you can save money without dealing with coupons or vouchers.

ACTIV Financial Systems, Inc. is a provider of real-time multi-asset financial market data and solutions, focusing on electronic trading strategies. Founded in 2002 and headquartered in Wheaton, Illinois, the company offers a range of products including ActivWorkstation, which provides access to comprehensive market data, and low-latency feed solutions through ActivFeed. Their technology suite includes ActivMiddleware for building large-scale real-time distributed systems and ActivMessaging for efficient message delivery. Additionally, ACTIV Financial provides managed solutions such as hosted delivery and co-location management, serving exchanges, enterprises, and automated trading platforms. The company's offerings encompass algorithmic and electronic trading tools, market making solutions, and support services, catering to a diverse clientele that includes brokerage firms, proprietary traders, and hedge fund managers. With data centers located globally, including in major financial hubs like New York, London, and Tokyo, ACTIV Financial Systems is positioned to meet the demands of the fast-paced financial markets.

Figure Eight Inc. is a developer of a human-in-the-loop machine learning platform that specializes in generating customized training data from various data types, including text, images, audio, and video. Founded in 2007 and headquartered in San Francisco, California, the company provides machine learning-assisted annotation solutions that cater to a wide array of applications such as autonomous vehicles, natural language processing, computer vision, and intelligent chatbots. The platform supports diverse industries, including automotive, healthcare, retail, and technology, and has produced over 10 billion training data labels to enhance real-world AI applications. By automating data annotation processes, Figure Eight enables data science teams to improve outcomes in sentiment analysis, search relevance, and data classification.

NetAmbit is a rapidly growing privately held company in India that specializes in the sales and distribution of consumer services across various sectors, including financial services, real estate, and education. The company is known for its strong management team, which comprises professionals from prestigious institutions like the Indian Institutes of Management, collectively bringing over 100 years of experience. NetAmbit also offers business process outsourcing services designed to improve efficiency for clients, helping them manage essential business functions such as sales management, digital lead fulfillment, retail audits, staffing, merchant acquisition, and call center operations. By focusing on these areas, NetAmbit enables organizations to streamline their processes and address scaling challenges effectively.

Solley provides institutional investors with equity research produced by a growing network of analysts and boutiques. They provide trading services through which asset managers direct brokerage business as payment for the research. They also provide their clients with anonymous and timely execution services. They provides services like sales trading benefits to investment, benefits to researchers, and benefits to trading.

ITC Financial Services LLC, a financial services company, provides electronic cash solutions.

Access International Financial Service delivers the definitive global, straight-through processing system for the brokerage industry.

CapitalThinking is a New York-based mortgage financial services company founded in 1999. It specializes in providing fixed and flexible payment solutions to its clients through an online platform that facilitates applications and quotations. In addition to its mortgage services, CapitalThinking develops application software tailored for the financial services industry, focusing on compliance and risk management. This software offers comprehensive features for enterprise-wide, customer-centric, process-integrated credit and operational risk management. The company was acquired by CapitalStream in January 2004, further enhancing its capabilities in the financial sector.

BestOffer is engaged in the online buying and selling of used cars. It also provides information, online person-to-person auctions, pricing, inspections, test drives, financing, insurance, warranty, and escrow services. BestOffer was founded in 1999 and is based in San Francisco, California, United States.

Virtual Growth offers outsourced financial and accounting services to startup and new media companies. It is based in New York, United States.

Kronos Research, founded in 2018 and based in Taipei, Taiwan, specializes in venture capital investments, focusing on sectors such as blockchain, technology, finance, and cryptocurrency. The company aims to identify and support innovative startups with high growth potential in these areas. Unlike its earlier iteration founded in 1977, which provided workforce management solutions from Chelmsford, Massachusetts, Kronos Research has shifted its focus to leveraging emerging technologies and market trends to drive investment success. Its strategic approach underscores a commitment to fostering advancements in industries that are defining the future of technology and finance.