Sequoia Capital

Temporal Technologies Inc. is a software company based in Bellevue, Washington, established in 2019. It develops an open-source microservices orchestration engine that enables developers to create and manage scalable distributed applications, workflow functions, and data pipelines. The platform supports seamless execution of development, debugging, and testing processes, along with resource provisioning and monitoring tools. It also offers solutions for financial transactions. Temporal's technology is designed to ensure the reliable completion of workflows of any size and complexity, incorporating features such as built-in support for exponential activity retries and compensation logic through the native saga pattern. Additionally, the company provides cloud services to enhance its offerings.

Phantom is a digital wallet designed for decentralized finance (DeFi) and non-fungible tokens (NFTs), offering a user-friendly platform for managing crypto assets across multiple blockchain networks, with a primary focus on Solana. The wallet provides a secure and transparent environment for users to store, buy, send, receive, swap tokens, and collect NFTs. Accessible via mobile devices and browser extensions, Phantom caters to a diverse audience engaged in digital finance, ensuring versatility and ease of use in the rapidly evolving cryptocurrency landscape.

Nsave is a fintech startup focused on providing a digital banking services platform designed to offer secure savings solutions. The platform allows customers to save in multiple currencies, including USD, EUR, and GBP, while ensuring the highest level of financial security. Nsave promotes financial inclusion by removing account restrictions, enabling users to access global safe accounts for their funds. This approach aims to enhance the financial well-being of individuals by making saving more accessible and secure.

Nsave is a fintech startup focused on providing a digital banking services platform designed to offer secure savings solutions. The platform allows customers to save in multiple currencies, including USD, EUR, and GBP, while ensuring the highest level of financial security. Nsave promotes financial inclusion by removing account restrictions, enabling users to access global safe accounts for their funds. This approach aims to enhance the financial well-being of individuals by making saving more accessible and secure.

We build fund infrastructure that enables companies to build their own ETFs, MMFs and funds, without any operational and regulatory burden.

Fintual is a digital investment platform based in Santiago, Chile, that focuses on managing investments for young professionals seeking to make informed financial decisions. Founded in 2018 by Pedro Pineda, Omar Larré, Agustín Feuerhake, and Andres Marinkovic, the company provides low-commission accounts that emphasize passive investment strategies. Utilizing artificial intelligence, Fintual assesses clients' risk profiles and offers personalized investment recommendations, making it easier for users to gain essential financial knowledge and invest online.

Pennylane is a developer of a comprehensive financial management platform designed to consolidate fragmented financial data. By centralizing accounting and financial information, the platform provides business managers, particularly in small and medium enterprises, with real-time access to their financial data. This enables informed decision-making regarding invoicing, collections, supplier payments, and overall cash management. By combining technology with user-friendly interfaces, Pennylane aims to enhance administrative efficiency and streamline financial operations for startups and SMEs.

KINO is a web3 film finance company that democratizes film and protects artists' rights.

CoinCRED is a crypto exchange platform which has hundreds plus cryptocurrencies where traders can easily sell, buy, deposit and withdraw cryptocurrencies. It is a platform which gives more priority to safe and secure transactions with privacy. CoinCRED has been here for years for its known features like high speed low transaction fees P2P KYC 24/7 customer support with such features, it is also known as a crypto investment platform where users can easily trade and earn profits through their user-friendly interface. From beginners to experienced, any investor or trader can begin their crypto journey with the most trusted platform, CoinCRED.

Temporal Technologies Inc. is a software company based in Bellevue, Washington, established in 2019. It develops an open-source microservices orchestration engine that enables developers to create and manage scalable distributed applications, workflow functions, and data pipelines. The platform supports seamless execution of development, debugging, and testing processes, along with resource provisioning and monitoring tools. It also offers solutions for financial transactions. Temporal's technology is designed to ensure the reliable completion of workflows of any size and complexity, incorporating features such as built-in support for exponential activity retries and compensation logic through the native saga pattern. Additionally, the company provides cloud services to enhance its offerings.

Telda is a financial brand operating in the MENA region, targeting Millennials and Gen Z with its innovative money transfer application. The platform simplifies the processes of sending, spending, and saving money, providing a convenient alternative to traditional banking. Users can open a free account without paperwork, utilizing biometric identification and 3D secure technology. Telda allows individuals to send and receive money from friends at no cost, while also offering insights into spending habits to assist clients in managing their finances effectively. Through its user-friendly approach, Telda aims to enhance the payment experience and address common money handling challenges faced by its audience.

Nsave is a fintech startup focused on providing a digital banking services platform designed to offer secure savings solutions. The platform allows customers to save in multiple currencies, including USD, EUR, and GBP, while ensuring the highest level of financial security. Nsave promotes financial inclusion by removing account restrictions, enabling users to access global safe accounts for their funds. This approach aims to enhance the financial well-being of individuals by making saving more accessible and secure.

Kumo.AI is a SaaS AI platform that allows anyone in an organization to tackle predictive problems in business. It enables all non-technical and technical users, regardless of ML experience, to traverse all the major steps of a best practice ML lifecycle. The platform's users can immediately tackle a wide variety of predictive problems all in a single sitting, in application areas such as new customer acquisition, customer loyalty and retention, personalization and next best action, entity resolution and knowledge graph curation, abuse detection, financial crime detection, generation of ML features for data science teams, and more. Kumo.AI was founded in 2021 and is based in Mountain View, California.

Ledgy is a Swiss company founded in 2017 by Ben Brandt, Timo Horstschaefer, and Yoko Spirig, specializing in a platform for managing equity capital and employee participation. The platform offers a streamlined approach to overseeing vesting plans, phantom programs, and numbered shares, enhancing transparency in the equity management process. By digitizing these elements, Ledgy provides entrepreneurs and shareholders with valuable insights into their capital tables, funding rounds, and exit negotiations, facilitating better decision-making and clarity for all stakeholders involved.

Truework is a platform that facilitates the verification of income and employment for banks, lenders, and other entities. By integrating with human resources and payroll systems, as well as sectors like lending and housing, the platform automates the processing of employment and income requests. This capability allows financial institutions and background check providers to efficiently approve or deny requests for verification. Truework emphasizes consumer control over personal data, positioning itself as a key player in the financial services and fintech sectors. Its API-enabled solution streamlines the verification process, enhancing efficiency for users in need of reliable employment and income information.

Dbank is making it simple to borrow, transact and save money securely.

Middesk, Inc. is an identity platform founded in 2018 and headquartered in San Francisco, California. The company offers automated business verification services and provides essential contextual information about various businesses. Its platform allows organizations to capture, verify, and monitor business credentials effectively, facilitating compliance with contractual and regulatory requirements. Additionally, Middesk notifies service providers of changes within their customer base, enabling them to maintain an accurate understanding of their clients and better address their needs. By centralizing the credentialing process, Middesk helps companies streamline onboarding and enhance operational efficiency while managing risk and compliance.

Qoala is an InsureTech company based in Jakarta Selatan, Indonesia, founded in 2018. The company specializes in providing online insurance services that cover flight and train delays, phone screen damages, and e-commerce logistics. By utilizing big data, machine learning, IoT, and blockchain technology, Qoala aims to transform the insurance industry in Indonesia. It collaborates with major e-commerce and travel platforms to offer unique and innovative insurance products, thereby enhancing the customer experience.

NFTBank is a developer of a portfolio and analytics platform that focuses on the management of non-fungible tokens (NFTs). The platform offers tools for users to efficiently buy, sell, and manage their NFTs, providing a centralized solution for scattered digital assets across various platforms. By addressing the illiquid nature of these tokens, NFTBank helps users better manage liquidity risk and maintain a comprehensive overview of their NFT portfolios in one place.

Soyaka AI specializes in artificial intelligence solutions for unbanked populations

Kumo.AI is a SaaS AI platform that allows anyone in an organization to tackle predictive problems in business. It enables all non-technical and technical users, regardless of ML experience, to traverse all the major steps of a best practice ML lifecycle. The platform's users can immediately tackle a wide variety of predictive problems all in a single sitting, in application areas such as new customer acquisition, customer loyalty and retention, personalization and next best action, entity resolution and knowledge graph curation, abuse detection, financial crime detection, generation of ML features for data science teams, and more. Kumo.AI was founded in 2021 and is based in Mountain View, California.

CertiK is a leading firm in blockchain security, established in 2018 by professors from Yale University and Columbia University. The company specializes in protecting and monitoring blockchain protocols and smart contracts by utilizing advanced artificial intelligence technology. CertiK's platform integrates on-chain and off-chain data, analyzing factors such as social sentiment, governance controls, market volatility, and suspicious transactions. This comprehensive approach provides developers with real-time insights into the security of decentralized finance and other essential applications, ensuring they can scale safely and correctly. The firm's mission is to enhance security in the web3 ecosystem, applying innovative academic research to practical enterprise solutions.

Yokoy is a FinTech company specializing in automating spend management for medium and large enterprises through an advanced platform that integrates expense management, supplier invoice management, and smart corporate cards. Utilizing artificial intelligence and machine learning, Yokoy's software simplifies the expense reporting process, allowing users to upload images of expenses that are then automatically processed into reports. This automation not only saves time and reduces costs but also enhances fraud prevention and provides valuable data insights. Established in March 2019 as Yokoy Group AG, the company continues to develop its technology in an in-house AI research lab to improve efficiency and effectiveness in financial workflows.

Found provides business banking services for self-employed people that makes self-employed taxes easy. With built-in expense tracking and a tax savings account, we’re on a mission to help millions of self-employed people make their business dreams a reality.

Temporal Technologies Inc. is a software company based in Bellevue, Washington, established in 2019. It develops an open-source microservices orchestration engine that enables developers to create and manage scalable distributed applications, workflow functions, and data pipelines. The platform supports seamless execution of development, debugging, and testing processes, along with resource provisioning and monitoring tools. It also offers solutions for financial transactions. Temporal's technology is designed to ensure the reliable completion of workflows of any size and complexity, incorporating features such as built-in support for exponential activity retries and compensation logic through the native saga pattern. Additionally, the company provides cloud services to enhance its offerings.

Pennylane is a developer of a comprehensive financial management platform designed to consolidate fragmented financial data. By centralizing accounting and financial information, the platform provides business managers, particularly in small and medium enterprises, with real-time access to their financial data. This enables informed decision-making regarding invoicing, collections, supplier payments, and overall cash management. By combining technology with user-friendly interfaces, Pennylane aims to enhance administrative efficiency and streamline financial operations for startups and SMEs.

Aviato is an online platform designed to facilitate the sourcing, qualification, and engagement of early-stage startups. It offers a unique approach to venture funding by allowing clients to submit video pitches, which can be reviewed by scouts and associates, streamlining the investment process from application to meeting scheduling. This automation eliminates the need for personal introductions, saving investors time while helping them discover promising investment opportunities. With a robust and frequently updated dataset, Aviato provides actionable insights that help users uncover previously overlooked founders and companies, positioning itself as an essential tool in the startup investment landscape.

Bluerizon is a software and online data-science platform that powering the intelligence layer of global markets to deliver actionable insights to businesses, consumers and retail traders. It allows its user to grow and scale their approach to the global markets by helping them making smarter, faster and better decisions. Also, It provides a large library of online courses, AI driven price predictions, analysis, normalised data, automation and many more. Bluerizon was launched in 2022 with a mission to create a financial freedom ecosystem for the world and dual-headquartered in Menlo Park, California and Dubai, United Arab Emirates.

Papaya is a mobile application designed to simplify the bill payment process for users by allowing them to pay any bill quickly and efficiently through their smartphones. By enabling users to take a picture of their bills and complete transactions in seconds, Papaya alleviates the stress associated with traditional payment methods such as mailing checks or navigating complex online portals. The platform serves various billers across multiple industries, facilitating faster and more reliable payments. Papaya has garnered positive feedback, achieving high ratings on app stores, and has attracted investment from notable firms. In addition to bill payments, Papaya also offers electronic money services, including online banking and international payment solutions, further enhancing its utility in the fintech space.

Fireblocks Inc. is a blockchain-based security service platform that provides a secure solution for managing digital asset operations. Founded in 2018 and headquartered in New York, with an additional location in Tel Aviv, Fireblocks specializes in protecting the transmission of digital assets between exchanges, wallets, and counterparties. The platform is designed for financial institutions, including banks, fintech companies, exchanges, liquidity providers, over-the-counter brokers, and hedge funds, allowing them to securely manage their digital assets. Fireblocks employs advanced technologies such as patent-pending chip isolation security and multi-party computation (MPC) to ensure the safe transfer and availability of assets across various environments.

CertiK is a leading firm in blockchain security, established in 2018 by professors from Yale University and Columbia University. The company specializes in protecting and monitoring blockchain protocols and smart contracts by utilizing advanced artificial intelligence technology. CertiK's platform integrates on-chain and off-chain data, analyzing factors such as social sentiment, governance controls, market volatility, and suspicious transactions. This comprehensive approach provides developers with real-time insights into the security of decentralized finance and other essential applications, ensuring they can scale safely and correctly. The firm's mission is to enhance security in the web3 ecosystem, applying innovative academic research to practical enterprise solutions.

StarkWare Industries Ltd is a technology company based in Netanya, Israel, established in 2017. The company specializes in developing software and hardware solutions focused on the generation and verification of computational integrity proofs. Its primary offering, known as STARK, is a zero-knowledge proof protocol that enhances privacy in blockchain applications, increases transaction throughput, and enables off-chain computation. StarkWare Industries aims to create a comprehensive proof stack to facilitate secure and efficient computational processes across various applications.

Fintual is a digital investment platform based in Santiago, Chile, that focuses on managing investments for young professionals seeking to make informed financial decisions. Founded in 2018 by Pedro Pineda, Omar Larré, Agustín Feuerhake, and Andres Marinkovic, the company provides low-commission accounts that emphasize passive investment strategies. Utilizing artificial intelligence, Fintual assesses clients' risk profiles and offers personalized investment recommendations, making it easier for users to gain essential financial knowledge and invest online.

StreamNative offers an event streaming platform based on Apache Pulsar that enables companies to access enterprise data as real-time streams. Apache Pulsar acts as a real-time, fault-time, highly scalable and unified event streaming platform. It is widely adopted by many companies globally, from internet giants, gaming companies, IoT companies, financial institutes to many other enterprises. Unliked other legacy pubsub messaging system, Pulsar was born and developed for Cloud. Its architectural advantages and cloud-native design principles make it able to make high volume data available as an infinite real-time stream for consumption. The infinite real-time stream provides a unified view for both historic and real-time data. The infrastructure lets you build around a single central nervous system transmitting, storing and processing messages for the different systems and applications within your organization. By leveraging the Apache Pulsar technology, StreamNative Platform enables the leaders in industries such as gaming, financial services, blockchain, retail, logistics, manufacturing, media and IoT, move data from isolated legacy systems into one real-time event streaming platform where they can act on immediately. StreamNative was started by a team of Apache Pulsar and Apache BookKeeper PMC members, committers and contributors, who believe in event streams are the right foundation for enterprise data. Many of the team members have been working on Apache Pulsar for years, and have helped the leading internet giants successfully run Pulsar at scale. StreamNative is based in San Francisco, California. It also have offices in Beijing, Shanghai and Shenzhen in China.

Fireblocks Inc. is a blockchain-based security service platform that provides a secure solution for managing digital asset operations. Founded in 2018 and headquartered in New York, with an additional location in Tel Aviv, Fireblocks specializes in protecting the transmission of digital assets between exchanges, wallets, and counterparties. The platform is designed for financial institutions, including banks, fintech companies, exchanges, liquidity providers, over-the-counter brokers, and hedge funds, allowing them to securely manage their digital assets. Fireblocks employs advanced technologies such as patent-pending chip isolation security and multi-party computation (MPC) to ensure the safe transfer and availability of assets across various environments.

Empower is a financial technology company focused on improving access to affordable credit for everyday Americans. The company offers a range of innovative features designed to assist its members in managing their finances effectively. Key offerings include Empower Cash Advance, which provides instant access to funds, and Empower Automatic Savings, which facilitates effortless saving for the future. Additionally, the Empower Thrive line of credit serves as a low-cost borrowing option that supports members in building their credit profiles. By combining cash advances, budgeting tools, and personalized financial recommendations, Empower aims to enhance financial literacy and improve overall financial outcomes for its users.

Wectory is a financial technology and property technology company that offers a factoring service specifically designed for landlords. Through its financial application, Wectory enables landlords to convert future rental revenue into immediate working capital, addressing both planned and unexpected expenses. The application facilitates one-touch or automated rental payments and includes features such as reminders, reports, and scheduling tools. Landlords can request up to twelve months of rent as a single payment, thereby enhancing their cash flow for personal or housing-related needs. This innovative approach allows landlords to manage their finances more effectively and improve their overall financial stability.

Trade Republic Bank GmbH is a mobile-only broker based in Berlin, Germany, founded in 2015. The company offers a commission-free trading platform that allows users to invest in the capital market easily and intuitively through a mobile application. Its services enable traders and investors to engage with various financial instruments, including stocks, derivatives, and options, making it accessible for a new generation of investors seeking a streamlined and efficient trading experience.

Telda is a financial brand operating in the MENA region, targeting Millennials and Gen Z with its innovative money transfer application. The platform simplifies the processes of sending, spending, and saving money, providing a convenient alternative to traditional banking. Users can open a free account without paperwork, utilizing biometric identification and 3D secure technology. Telda allows individuals to send and receive money from friends at no cost, while also offering insights into spending habits to assist clients in managing their finances effectively. Through its user-friendly approach, Telda aims to enhance the payment experience and address common money handling challenges faced by its audience.

Pomelo provides fintech infrastructure and financial services. The Latin American company develops technological infrastructure for card issuance, processing, and management.

Middesk, Inc. is an identity platform founded in 2018 and headquartered in San Francisco, California. The company offers automated business verification services and provides essential contextual information about various businesses. Its platform allows organizations to capture, verify, and monitor business credentials effectively, facilitating compliance with contractual and regulatory requirements. Additionally, Middesk notifies service providers of changes within their customer base, enabling them to maintain an accurate understanding of their clients and better address their needs. By centralizing the credentialing process, Middesk helps companies streamline onboarding and enhance operational efficiency while managing risk and compliance.

StarkWare Industries Ltd is a technology company based in Netanya, Israel, established in 2017. The company specializes in developing software and hardware solutions focused on the generation and verification of computational integrity proofs. Its primary offering, known as STARK, is a zero-knowledge proof protocol that enhances privacy in blockchain applications, increases transaction throughput, and enables off-chain computation. StarkWare Industries aims to create a comprehensive proof stack to facilitate secure and efficient computational processes across various applications.

Robinhood Financial LLC is an online and mobile application-based discount stock brokerage that caters to self-directed investors. Founded in 2012 and headquartered in Menlo Park, California, the company offers commission-free trading in stocks, options, exchange-traded funds, and cryptocurrencies. It aims to democratize access to financial markets, encouraging users to manage their finances and invest through its user-friendly platform. Robinhood provides various services, including cryptocurrency trading, dividend reinvestment, fractional shares, and recurring investments. The firm generates revenue by routing user orders to market makers for execution, enabling a modern financial services platform supported by proprietary technology. Robinhood operates as a subsidiary of Robinhood Markets, Inc.

Robinhood Financial LLC is an online and mobile application-based discount stock brokerage that caters to self-directed investors. Founded in 2012 and headquartered in Menlo Park, California, the company offers commission-free trading in stocks, options, exchange-traded funds, and cryptocurrencies. It aims to democratize access to financial markets, encouraging users to manage their finances and invest through its user-friendly platform. Robinhood provides various services, including cryptocurrency trading, dividend reinvestment, fractional shares, and recurring investments. The firm generates revenue by routing user orders to market makers for execution, enabling a modern financial services platform supported by proprietary technology. Robinhood operates as a subsidiary of Robinhood Markets, Inc.

Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

Found provides business banking services for self-employed people that makes self-employed taxes easy. With built-in expense tracking and a tax savings account, we’re on a mission to help millions of self-employed people make their business dreams a reality.

Temporal Technologies Inc. is a software company based in Bellevue, Washington, established in 2019. It develops an open-source microservices orchestration engine that enables developers to create and manage scalable distributed applications, workflow functions, and data pipelines. The platform supports seamless execution of development, debugging, and testing processes, along with resource provisioning and monitoring tools. It also offers solutions for financial transactions. Temporal's technology is designed to ensure the reliable completion of workflows of any size and complexity, incorporating features such as built-in support for exponential activity retries and compensation logic through the native saga pattern. Additionally, the company provides cloud services to enhance its offerings.

Robinhood Financial LLC is an online and mobile application-based discount stock brokerage that caters to self-directed investors. Founded in 2012 and headquartered in Menlo Park, California, the company offers commission-free trading in stocks, options, exchange-traded funds, and cryptocurrencies. It aims to democratize access to financial markets, encouraging users to manage their finances and invest through its user-friendly platform. Robinhood provides various services, including cryptocurrency trading, dividend reinvestment, fractional shares, and recurring investments. The firm generates revenue by routing user orders to market makers for execution, enabling a modern financial services platform supported by proprietary technology. Robinhood operates as a subsidiary of Robinhood Markets, Inc.

Eduvanz is a fintech Non-banking Finance Company for students seeking financial assistance. Its platform collaborates with various educational institutes to offer unsecured loan products that can be availed through a quick and easy online process that pr pupils and academic aspirants with transparent and secure financial assistance to make education universally accessible.

Trusting Social is an AI fintech company focused on enhancing financial inclusion for underbanked populations through innovative credit risk and identity verification solutions. By utilizing proprietary machine learning algorithms and alternative data sources, Trusting Social provides financial institutions with consumer credit scores that extend beyond traditional methods. This enables lenders to assess credit risk, verify identity, and confidently offer loans to individuals who lack conventional credit histories. Operating in Vietnam, Indonesia, India, and the Philippines, Trusting Social's platform addresses the needs of financially invisible consumers, facilitating access to credit for those often overlooked by traditional credit bureaus.

Truework is a platform that facilitates the verification of income and employment for banks, lenders, and other entities. By integrating with human resources and payroll systems, as well as sectors like lending and housing, the platform automates the processing of employment and income requests. This capability allows financial institutions and background check providers to efficiently approve or deny requests for verification. Truework emphasizes consumer control over personal data, positioning itself as a key player in the financial services and fintech sectors. Its API-enabled solution streamlines the verification process, enhancing efficiency for users in need of reliable employment and income information.

Robinhood Financial LLC is an online and mobile application-based discount stock brokerage that caters to self-directed investors. Founded in 2012 and headquartered in Menlo Park, California, the company offers commission-free trading in stocks, options, exchange-traded funds, and cryptocurrencies. It aims to democratize access to financial markets, encouraging users to manage their finances and invest through its user-friendly platform. Robinhood provides various services, including cryptocurrency trading, dividend reinvestment, fractional shares, and recurring investments. The firm generates revenue by routing user orders to market makers for execution, enabling a modern financial services platform supported by proprietary technology. Robinhood operates as a subsidiary of Robinhood Markets, Inc.

Empower is a financial technology company focused on improving access to affordable credit for everyday Americans. The company offers a range of innovative features designed to assist its members in managing their finances effectively. Key offerings include Empower Cash Advance, which provides instant access to funds, and Empower Automatic Savings, which facilitates effortless saving for the future. Additionally, the Empower Thrive line of credit serves as a low-cost borrowing option that supports members in building their credit profiles. By combining cash advances, budgeting tools, and personalized financial recommendations, Empower aims to enhance financial literacy and improve overall financial outcomes for its users.

Axio is a consumer finance company that focuses on providing accessible money management, pay later options, and personal credit services. By leveraging technology, Axio aims to make credit available to a broad audience, particularly targeting traditionally underserved consumers. Additionally, the company operates as an online platform offering working capital finance to small and medium-sized enterprises (SMEs), thereby supporting their financial needs and growth.

Temporal Technologies Inc. is a software company based in Bellevue, Washington, established in 2019. It develops an open-source microservices orchestration engine that enables developers to create and manage scalable distributed applications, workflow functions, and data pipelines. The platform supports seamless execution of development, debugging, and testing processes, along with resource provisioning and monitoring tools. It also offers solutions for financial transactions. Temporal's technology is designed to ensure the reliable completion of workflows of any size and complexity, incorporating features such as built-in support for exponential activity retries and compensation logic through the native saga pattern. Additionally, the company provides cloud services to enhance its offerings.

Middesk, Inc. is an identity platform founded in 2018 and headquartered in San Francisco, California. The company offers automated business verification services and provides essential contextual information about various businesses. Its platform allows organizations to capture, verify, and monitor business credentials effectively, facilitating compliance with contractual and regulatory requirements. Additionally, Middesk notifies service providers of changes within their customer base, enabling them to maintain an accurate understanding of their clients and better address their needs. By centralizing the credentialing process, Middesk helps companies streamline onboarding and enhance operational efficiency while managing risk and compliance.

Alto Solutions, Inc. operates an online platform that facilitates the management of self-directed individual retirement accounts (IRAs). The company offers various IRA products, including Alto IRA, which allows users to invest in alternative assets such as private equity, venture capital, real estate, loans, and cryptocurrency. Its Checkbook+ IRA provides customers with check-writing control, enhancing the management of real estate investments. Additionally, Alto CryptoIRA connects users directly to Coinbase for cryptocurrency trading. The platform features a user-friendly dashboard for managing accounts and investments, and assists investors in determining their eligibility for different types of investments while identifying financial trust companies for asset custody. Serving a diverse clientele that includes wealth managers, registered investment advisors, real estate owners, and entrepreneurs, Alto Solutions aims to democratize access to alternative asset investing. Founded in 2015 and based in Nashville, Tennessee, the company was previously known as Saltvest, Inc.

Ethos Life is an insurance company that provides modern and ethical life insurance to protect life. They’re building ground-breaking software for life insurance (a $650 billion market) and the company's mission is to make protecting your family affordable, accessible, and instant. It also employs a human approach in delivering its services. Ethos policies are issued and guaranteed by Legal & General America (LGA), a large U.S. life insurance provider since 1836. They use technology to learn about what makes you unique so that they can find new and truly personal ways to cover you. Ethos was founded in 2016, the company is headquartered in San Francisco, California, United States.

Truework is a platform that facilitates the verification of income and employment for banks, lenders, and other entities. By integrating with human resources and payroll systems, as well as sectors like lending and housing, the platform automates the processing of employment and income requests. This capability allows financial institutions and background check providers to efficiently approve or deny requests for verification. Truework emphasizes consumer control over personal data, positioning itself as a key player in the financial services and fintech sectors. Its API-enabled solution streamlines the verification process, enhancing efficiency for users in need of reliable employment and income information.

Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

Trusting Social is an AI fintech company focused on enhancing financial inclusion for underbanked populations through innovative credit risk and identity verification solutions. By utilizing proprietary machine learning algorithms and alternative data sources, Trusting Social provides financial institutions with consumer credit scores that extend beyond traditional methods. This enables lenders to assess credit risk, verify identity, and confidently offer loans to individuals who lack conventional credit histories. Operating in Vietnam, Indonesia, India, and the Philippines, Trusting Social's platform addresses the needs of financially invisible consumers, facilitating access to credit for those often overlooked by traditional credit bureaus.

Robinhood Financial LLC is an online and mobile application-based discount stock brokerage that caters to self-directed investors. Founded in 2012 and headquartered in Menlo Park, California, the company offers commission-free trading in stocks, options, exchange-traded funds, and cryptocurrencies. It aims to democratize access to financial markets, encouraging users to manage their finances and invest through its user-friendly platform. Robinhood provides various services, including cryptocurrency trading, dividend reinvestment, fractional shares, and recurring investments. The firm generates revenue by routing user orders to market makers for execution, enabling a modern financial services platform supported by proprietary technology. Robinhood operates as a subsidiary of Robinhood Markets, Inc.

BharatPe is an Indian fintech company dedicated to providing financial services tailored for small and medium-sized merchants. The company primarily facilitates digital payments through the Unified Payments Interface (UPI) and Point of Sale (POS) devices. BharatPe's application enables merchants to accept payments seamlessly using interoperable quick response codes, promoting efficient business transactions. In addition to payment solutions, BharatPe offers business loans and other financial products, empowering merchants to effectively manage their finances and enhance their operations.

UCH Growth Value Ecology is a blockchain financial technology service provider, mainly engaged in blockchain financial technology related business.

BasisAI is a Singapore-based company that develops an artificial intelligence platform aimed at enhancing enterprise growth and managing risk. Its technology allows for the secure deployment of AI models, tracking data provenance, and monitoring algorithmic integrity. The platform is designed to facilitate AI adoption in various sectors, particularly targeting financial technology and Internet firms. By ensuring AI explainability and providing the necessary structures and frameworks, BasisAI enables enterprises to integrate advanced AI capabilities effectively and responsibly.

Papaya is a mobile application designed to simplify the bill payment process for users by allowing them to pay any bill quickly and efficiently through their smartphones. By enabling users to take a picture of their bills and complete transactions in seconds, Papaya alleviates the stress associated with traditional payment methods such as mailing checks or navigating complex online portals. The platform serves various billers across multiple industries, facilitating faster and more reliable payments. Papaya has garnered positive feedback, achieving high ratings on app stores, and has attracted investment from notable firms. In addition to bill payments, Papaya also offers electronic money services, including online banking and international payment solutions, further enhancing its utility in the fintech space.

Ethos Life is an insurance company that provides modern and ethical life insurance to protect life. They’re building ground-breaking software for life insurance (a $650 billion market) and the company's mission is to make protecting your family affordable, accessible, and instant. It also employs a human approach in delivering its services. Ethos policies are issued and guaranteed by Legal & General America (LGA), a large U.S. life insurance provider since 1836. They use technology to learn about what makes you unique so that they can find new and truly personal ways to cover you. Ethos was founded in 2016, the company is headquartered in San Francisco, California, United States.

StarkWare Industries Ltd is a technology company based in Netanya, Israel, established in 2017. The company specializes in developing software and hardware solutions focused on the generation and verification of computational integrity proofs. Its primary offering, known as STARK, is a zero-knowledge proof protocol that enhances privacy in blockchain applications, increases transaction throughput, and enables off-chain computation. StarkWare Industries aims to create a comprehensive proof stack to facilitate secure and efficient computational processes across various applications.

ClearTax is a Tax & Investing platform that simplifies financial lives for Indians. ClearTax is Built on top of India’s Massive Digitization of its Tax Systems. They are a Bangalore-based Financial-Technology platform providing solutions for Income Tax filing, GST, and Mutual Fund Investments. Founded by 3 friends, Archit Gupta, Srivatsan Chari, and Ankit Solanki, ClearTax became the first Y-Combinator-funded company of India in 2014. As ClearTax took this journey, we have added mentors and Investors like Max Levchin, founder of Paypal, Vijay Shekhar Sharma of Paytm, Neeraj Arora of Whatsapp, Peter Thiel’s Founders Fund, Sequoia, Ryan Peterson of Flexport. SAIF Partners had invested $12Mn in ClearTax. Composite Capital has invested $50Mn in ClearTax.

Empower is a financial technology company focused on improving access to affordable credit for everyday Americans. The company offers a range of innovative features designed to assist its members in managing their finances effectively. Key offerings include Empower Cash Advance, which provides instant access to funds, and Empower Automatic Savings, which facilitates effortless saving for the future. Additionally, the Empower Thrive line of credit serves as a low-cost borrowing option that supports members in building their credit profiles. By combining cash advances, budgeting tools, and personalized financial recommendations, Empower aims to enhance financial literacy and improve overall financial outcomes for its users.

Ethos Life is an insurance company that provides modern and ethical life insurance to protect life. They’re building ground-breaking software for life insurance (a $650 billion market) and the company's mission is to make protecting your family affordable, accessible, and instant. It also employs a human approach in delivering its services. Ethos policies are issued and guaranteed by Legal & General America (LGA), a large U.S. life insurance provider since 1836. They use technology to learn about what makes you unique so that they can find new and truly personal ways to cover you. Ethos was founded in 2016, the company is headquartered in San Francisco, California, United States.

Empower is a financial technology company focused on improving access to affordable credit for everyday Americans. The company offers a range of innovative features designed to assist its members in managing their finances effectively. Key offerings include Empower Cash Advance, which provides instant access to funds, and Empower Automatic Savings, which facilitates effortless saving for the future. Additionally, the Empower Thrive line of credit serves as a low-cost borrowing option that supports members in building their credit profiles. By combining cash advances, budgeting tools, and personalized financial recommendations, Empower aims to enhance financial literacy and improve overall financial outcomes for its users.

Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

Ethos Life is an insurance company that provides modern and ethical life insurance to protect life. They’re building ground-breaking software for life insurance (a $650 billion market) and the company's mission is to make protecting your family affordable, accessible, and instant. It also employs a human approach in delivering its services. Ethos policies are issued and guaranteed by Legal & General America (LGA), a large U.S. life insurance provider since 1836. They use technology to learn about what makes you unique so that they can find new and truly personal ways to cover you. Ethos was founded in 2016, the company is headquartered in San Francisco, California, United States.

Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

Omni Prime provides Lending as a Service solution to retailers.

Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

Feidee is a company based in Beijing, China, founded in 2010, that specializes in online personal finance management. It operates platforms that allow users to record their daily expenses and manage their personal finances efficiently. One of its key offerings is Kaniu, a mobile application designed to help users track credit card expenditures. Through its services, Feidee aims to assist individuals in budgeting for costs and managing their savings effectively.

Omni Prime provides Lending as a Service solution to retailers.

Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

String Labs Inc. is a Palo Alto-based crypto venture studio that focuses on developing decentralized protocols and decentralized applications (DAPPS). Founded in 2014, the company is a key contributor to innovative blockchain projects, including DFINITY, which enhances the Ethereum ecosystem for business applications, and the PHI project, designed for decentralized cloud platforms. String Labs also collaborates with prominent organizations like BCG Dvolution to advance enterprise blockchain initiatives and offers infrastructure support. Its team comprises experts in cryptography, distributed computing, and economics, positioning the company as a leader in the blockchain space.

Prosper Marketplace Inc. is a peer-to-peer online credit marketplace based in San Francisco, California, founded in 2005. The company facilitates connections between individuals seeking consumer loans and those willing to invest in these loans, including both individuals and institutions. Prosper’s platform offers a range of fixed-rate, amortizing, and unsecured personal loans, all characterized by transparency, low fees, and no prepayment penalties. By utilizing a data-driven underwriting model, Prosper enables borrowers to access affordable loans while providing investors with the opportunity to earn competitive returns. The marketplace aims to create financial benefits for both borrowers and investors in a straightforward and efficient manner.

Hearsay Systems, Inc. is a technology company that specializes in digital communication solutions for the financial services industry. Founded in 2009 and headquartered in San Francisco, California, with additional offices in cities such as New York and London, the company develops a client engagement platform aimed at assisting financial advisors in enhancing their business relationships. Hearsay's offerings include Hearsay Social, which automates social selling; Hearsay Sites for local website management; Hearsay Relate for SMS supervision; and the Hearsay Platform that connects various advisor engagement tools. The platform processes and prioritizes data from multiple digital channels, providing actionable insights that guide advisors in client interactions. Hearsay Systems serves a diverse range of sectors, including asset management, insurance, and wealth management, and also offers training, support, and compliance advisory services to its clients.

Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

Prosper Marketplace Inc. is a peer-to-peer online credit marketplace based in San Francisco, California, founded in 2005. The company facilitates connections between individuals seeking consumer loans and those willing to invest in these loans, including both individuals and institutions. Prosper’s platform offers a range of fixed-rate, amortizing, and unsecured personal loans, all characterized by transparency, low fees, and no prepayment penalties. By utilizing a data-driven underwriting model, Prosper enables borrowers to access affordable loans while providing investors with the opportunity to earn competitive returns. The marketplace aims to create financial benefits for both borrowers and investors in a straightforward and efficient manner.

Hearsay Systems, Inc. is a technology company that specializes in digital communication solutions for the financial services industry. Founded in 2009 and headquartered in San Francisco, California, with additional offices in cities such as New York and London, the company develops a client engagement platform aimed at assisting financial advisors in enhancing their business relationships. Hearsay's offerings include Hearsay Social, which automates social selling; Hearsay Sites for local website management; Hearsay Relate for SMS supervision; and the Hearsay Platform that connects various advisor engagement tools. The platform processes and prioritizes data from multiple digital channels, providing actionable insights that guide advisors in client interactions. Hearsay Systems serves a diverse range of sectors, including asset management, insurance, and wealth management, and also offers training, support, and compliance advisory services to its clients.

Hearsay Systems, Inc. is a technology company that specializes in digital communication solutions for the financial services industry. Founded in 2009 and headquartered in San Francisco, California, with additional offices in cities such as New York and London, the company develops a client engagement platform aimed at assisting financial advisors in enhancing their business relationships. Hearsay's offerings include Hearsay Social, which automates social selling; Hearsay Sites for local website management; Hearsay Relate for SMS supervision; and the Hearsay Platform that connects various advisor engagement tools. The platform processes and prioritizes data from multiple digital channels, providing actionable insights that guide advisors in client interactions. Hearsay Systems serves a diverse range of sectors, including asset management, insurance, and wealth management, and also offers training, support, and compliance advisory services to its clients.

Green Dot Corporation is a financial technology and bank holding company based in Pasadena, California, focusing on providing accessible financial services to consumers in the United States, particularly those without traditional banking options. The company operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services. It offers a variety of products including reloadable prepaid debit cards, checking accounts, payroll debit cards, and disbursement services. Green Dot's services are widely available through partnerships with major retailers like Walmart and Walgreens, as well as through their online platforms. The company is recognized for its innovative "Banking as a Service" model, which allows other businesses to integrate Green Dot's financial products into their own services. This approach, combined with a strong retail distribution network and proprietary technology, enables Green Dot to facilitate secure, real-time transactions and enhance the financial management capabilities of its customers.

ApnaPaisa is India’s leading fintech platform distributing loans and mortgages. We provide assistance to help you decide the best product for your needs including personal, home & business loans. With our experienced team of experts who possess an acute understanding of the credit marketplace blended with the latest technology, we create a safe & secure environment where you can explore and exploit the best of everything.

ApnaPaisa is India’s leading fintech platform distributing loans and mortgages. We provide assistance to help you decide the best product for your needs including personal, home & business loans. With our experienced team of experts who possess an acute understanding of the credit marketplace blended with the latest technology, we create a safe & secure environment where you can explore and exploit the best of everything.

Green Dot Corporation is a financial technology and bank holding company based in Pasadena, California, focusing on providing accessible financial services to consumers in the United States, particularly those without traditional banking options. The company operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services. It offers a variety of products including reloadable prepaid debit cards, checking accounts, payroll debit cards, and disbursement services. Green Dot's services are widely available through partnerships with major retailers like Walmart and Walgreens, as well as through their online platforms. The company is recognized for its innovative "Banking as a Service" model, which allows other businesses to integrate Green Dot's financial products into their own services. This approach, combined with a strong retail distribution network and proprietary technology, enables Green Dot to facilitate secure, real-time transactions and enhance the financial management capabilities of its customers.

PortAuthority Technologies, Inc. develops security software that controls the communication of sensitive information via outbound e-mail, Internal, and Web. It offers information leak prevention and data recovery security solutions that stop leaks of private and confidential information by monitoring outbound enterprise communication and delivering policy enforcement. The company also provides various services, such as risk assessment, risk visibility and risk remediation, and installation services. It serves financial services, healthcare, government, and technology industries.

Sourcefire, Inc. specializes in enterprise threat management solutions for various sectors, including healthcare, finance, manufacturing, energy, education, retail, telecommunications, and government organizations, both in the United States and internationally. The company develops a range of open-source and commercial security products, notably Snort, which is an open-source intrusion prevention technology integrated into its Sourcefire 3D System. This system combines multiple hardware and software offerings to provide a comprehensive network defense that includes intrusion prevention, network behavior analysis, network access control, and vulnerability assessment. Additionally, Sourcefire offers ClamAV, an open-source anti-virus and anti-malware solution. The company also provides technical support and professional services, such as network security deployment and customer education. Sourcefire's products are marketed through direct sales and a network of resellers, distributors, and original equipment manufacturers. Founded in 2001, the company is headquartered in Columbia, Maryland.

Elevate Credit, Inc. is a financial services company that specializes in providing online credit solutions to non-prime consumers in the United States and the United Kingdom. Established in 2014 and headquartered in Fort Worth, Texas, Elevate offers a range of products including unsecured online installment loans, lines of credit, and credit cards. Its key offerings include Rise, Elastic, Sunny, and the Today Card, which cater to the needs of consumers facing limited credit options. The company aims to support its customers not only by providing immediate financial relief but also by promoting long-term financial health through incentives for good financial behavior, such as lower interest rates, free financial training, and credit monitoring services.

Sourcefire, Inc. specializes in enterprise threat management solutions for various sectors, including healthcare, finance, manufacturing, energy, education, retail, telecommunications, and government organizations, both in the United States and internationally. The company develops a range of open-source and commercial security products, notably Snort, which is an open-source intrusion prevention technology integrated into its Sourcefire 3D System. This system combines multiple hardware and software offerings to provide a comprehensive network defense that includes intrusion prevention, network behavior analysis, network access control, and vulnerability assessment. Additionally, Sourcefire offers ClamAV, an open-source anti-virus and anti-malware solution. The company also provides technical support and professional services, such as network security deployment and customer education. Sourcefire's products are marketed through direct sales and a network of resellers, distributors, and original equipment manufacturers. Founded in 2001, the company is headquartered in Columbia, Maryland.

Green Dot Corporation is a financial technology and bank holding company based in Pasadena, California, focusing on providing accessible financial services to consumers in the United States, particularly those without traditional banking options. The company operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services. It offers a variety of products including reloadable prepaid debit cards, checking accounts, payroll debit cards, and disbursement services. Green Dot's services are widely available through partnerships with major retailers like Walmart and Walgreens, as well as through their online platforms. The company is recognized for its innovative "Banking as a Service" model, which allows other businesses to integrate Green Dot's financial products into their own services. This approach, combined with a strong retail distribution network and proprietary technology, enables Green Dot to facilitate secure, real-time transactions and enhance the financial management capabilities of its customers.

PayPal is a leading provider of electronic payment solutions, facilitating online transactions for both merchants and consumers. Established over 20 years ago and spun off from eBay in 2015, PayPal has grown to support 426 million active accounts across more than 200 markets worldwide. The platform empowers users to make and receive payments, transfer funds, and withdraw money securely and conveniently. Additionally, PayPal owns Venmo, a widely used person-to-person payment service. The company is committed to enhancing the financial technology landscape, offering tools and resources that promote entrepreneurship and innovation in digital payments. Through strategic investments and initiatives, PayPal aims to create a more transparent, inclusive, and customer-focused global financial system.

Yodlee, Inc. is a technology company that operates a cloud-based financial services platform known as the Yodlee Financial Cloud. This platform offers a variety of financial applications, or FinApps, designed for sectors including retail finance, wealth management, and small businesses. These applications help consumers and small businesses manage their finances by simplifying tasks such as reviewing accounts, tracking spending, and calculating net worth. Additionally, the Yodlee Financial Cloud allows customers to create their own applications using open application programming interfaces, providing secure data and various financial functionalities. Yodlee also offers data solutions and market research services, catering to financial institutions and third-party developers of financial applications. Founded in 1999 and headquartered in Redwood City, California, Yodlee operates as a subsidiary of Envestnet, Inc.

PayPal is a leading provider of electronic payment solutions, facilitating online transactions for both merchants and consumers. Established over 20 years ago and spun off from eBay in 2015, PayPal has grown to support 426 million active accounts across more than 200 markets worldwide. The platform empowers users to make and receive payments, transfer funds, and withdraw money securely and conveniently. Additionally, PayPal owns Venmo, a widely used person-to-person payment service. The company is committed to enhancing the financial technology landscape, offering tools and resources that promote entrepreneurship and innovation in digital payments. Through strategic investments and initiatives, PayPal aims to create a more transparent, inclusive, and customer-focused global financial system.

NextCard is bringing the power of the Internet to the credit world with the first true Internet Visa credit card.