Ascension Ventures

Plend is building a better way to borrow where consumers are no longer held back by credit history. Built on the belief that one size doesn’t fit all when it comes to credit, Plend was created to enable wider access to truly affordable loans, underpinned by new and innovative advances in open-banking powered credit scoring in order to create a fairer future for borrowers. The company was founded in 2020 and is based in London, England.

Plend is building a better way to borrow where consumers are no longer held back by credit history. Built on the belief that one size doesn’t fit all when it comes to credit, Plend was created to enable wider access to truly affordable loans, underpinned by new and innovative advances in open-banking powered credit scoring in order to create a fairer future for borrowers. The company was founded in 2020 and is based in London, England.

Incuto Limited, established in 2016 and headquartered in Ilkley, UK, is a financial technology company specialising in SaaS-based banking software for credit unions, community banks, and CDFIs. The company's flagship product, incuto Hive, is a comprehensive platform supporting back-office processes, financial education, communication, performance management, and service provision for these institutions. Notably, the platform enables credit unions to offer digital banking services, including on-balance-sheet debit cards and sort codes, allowing them to compete with traditional banks and high-cost lenders while serving rural communities and those without physical bank access.

Percent is a fintech company that operates an API-first platform for the modern credit marketplace. Established in 2018, it empowers investors, borrowers, and underwriters by streamlining private credit transactions, from sourcing to servicing, at reduced costs. To date, Percent has facilitated over $1.2 billion in transaction volume within the multi-trillion-dollar private credit industry.

Incuto Limited, established in 2016 and headquartered in Ilkley, UK, is a financial technology company specialising in SaaS-based banking software for credit unions, community banks, and CDFIs. The company's flagship product, incuto Hive, is a comprehensive platform supporting back-office processes, financial education, communication, performance management, and service provision for these institutions. Notably, the platform enables credit unions to offer digital banking services, including on-balance-sheet debit cards and sort codes, allowing them to compete with traditional banks and high-cost lenders while serving rural communities and those without physical bank access.

Credit Kudos Limited is a London-based credit bureau that operates an online credit scoring platform in the United Kingdom. The company enables borrowers to securely share their creditworthiness with lenders and brokers by connecting directly to their online banking data. This innovative approach allows lenders to quickly assess an individual's suitability for credit through a transparent scoring system based on consumer transaction data. Credit Kudos employs machine learning to enhance its credit assessment processes, promoting financial inclusion and improving credit availability. Its services include an online dashboard for affordability requests and tools like Atlas, an underwriting platform that leverages Open Banking data, as well as the Reports API, which facilitates automation in lending decisions. Founded in 2015, Credit Kudos aims to provide a fairer representation of creditworthiness and assist lenders in making informed decisions.

Percent is a fintech company that operates an API-first platform for the modern credit marketplace. Established in 2018, it empowers investors, borrowers, and underwriters by streamlining private credit transactions, from sourcing to servicing, at reduced costs. To date, Percent has facilitated over $1.2 billion in transaction volume within the multi-trillion-dollar private credit industry.

Incuto Limited, established in 2016 and headquartered in Ilkley, UK, is a financial technology company specialising in SaaS-based banking software for credit unions, community banks, and CDFIs. The company's flagship product, incuto Hive, is a comprehensive platform supporting back-office processes, financial education, communication, performance management, and service provision for these institutions. Notably, the platform enables credit unions to offer digital banking services, including on-balance-sheet debit cards and sort codes, allowing them to compete with traditional banks and high-cost lenders while serving rural communities and those without physical bank access.

Incuto Limited, established in 2016 and headquartered in Ilkley, UK, is a financial technology company specialising in SaaS-based banking software for credit unions, community banks, and CDFIs. The company's flagship product, incuto Hive, is a comprehensive platform supporting back-office processes, financial education, communication, performance management, and service provision for these institutions. Notably, the platform enables credit unions to offer digital banking services, including on-balance-sheet debit cards and sort codes, allowing them to compete with traditional banks and high-cost lenders while serving rural communities and those without physical bank access.

Percent is a fintech company that operates an API-first platform for the modern credit marketplace. Established in 2018, it empowers investors, borrowers, and underwriters by streamlining private credit transactions, from sourcing to servicing, at reduced costs. To date, Percent has facilitated over $1.2 billion in transaction volume within the multi-trillion-dollar private credit industry.

Percent is a fintech company that operates an API-first platform for the modern credit marketplace. Established in 2018, it empowers investors, borrowers, and underwriters by streamlining private credit transactions, from sourcing to servicing, at reduced costs. To date, Percent has facilitated over $1.2 billion in transaction volume within the multi-trillion-dollar private credit industry.

Percent is a fintech company that operates an API-first platform for the modern credit marketplace. Established in 2018, it empowers investors, borrowers, and underwriters by streamlining private credit transactions, from sourcing to servicing, at reduced costs. To date, Percent has facilitated over $1.2 billion in transaction volume within the multi-trillion-dollar private credit industry.