Anthemis

Stoïk is a cyber insurance company that integrates cybersecurity software with insurance protection, helping businesses manage their cyber risks effectively. Stoïk empowers brokers by offering clients comprehensive insurance policies and protection against cyber risks. Its mission is to equip brokers with the tools to help their clients insure and safeguard against cyber threats. Stoïk's unique product simplifies the underwriting process using automated tests, replacing traditional questionnaires. It also provides continuous risk prevention through integrated cybersecurity tools and ensures swift, effective incident response with an in-house team of crisis management experts.

Reserv is a digital claims third-party administrator focused on optimizing property and casualty (P&C) claims through the use of modern systems. The company offers a range of solution-first products and services designed to enhance the entire claims ecosystem. By ensuring compliance with insurance carriers, Reserv serves as an incubator for testing innovative technologies and AI services, aimed at improving claims efficiency and outcomes. The company addresses critical resource challenges faced in the claims process, positioning itself as a key player in claims innovation.

Flock is a digital insurance provider that focuses on commercial motor fleets, aiming to enhance safety through connected insurance solutions. By utilizing real-time data, Flock offers tailored insurance coverage for various vehicle types, including cars, vans, and trucks. This approach not only incentivizes safer driving practices but also allows fleet owners to access valuable insights to improve safety standards. The company has gained the trust of numerous clients, including well-known brands like Virtuo and Jaguar Land Rover's luxury leasing firm, The Out. Supported by prominent venture capital firms, Flock aspires to become a leader in the digital insurance market, particularly for connected and autonomous vehicles.

Raincoat specializes in creating scalable embedded climate insurance products, supported by an automated infrastructure. The company collaborates with insurers, governments, and financial institutions to develop parametric insurance solutions that provide immediate payouts for catastrophe policies. By unlocking new markets, Raincoat enables businesses to achieve financial resilience against the impact of natural disasters, thus promoting climate resilience on a larger scale.

Koffie Financial is a fintech platform designed specifically for the trucking and transportation industry, providing quick and affordable insurance coverage that emphasizes safety. The company utilizes technology, including artificial intelligence, to streamline underwriting, loss control, claims handling, and fleet operations, allowing for instant and tailored insurance policies. By rewarding safe practices, Koffie Financial offers lower premiums compared to traditional insurers, helping trucking and transportation companies manage their risks more effectively. The platform aims to enhance operational efficiency by eliminating paperwork and offering transparent policies and instant quotes, ultimately supporting fleet owners in running their operations safely and efficiently.

Stoïk is a cyber insurance company that integrates cybersecurity software with insurance protection, helping businesses manage their cyber risks effectively. Stoïk empowers brokers by offering clients comprehensive insurance policies and protection against cyber risks. Its mission is to equip brokers with the tools to help their clients insure and safeguard against cyber threats. Stoïk's unique product simplifies the underwriting process using automated tests, replacing traditional questionnaires. It also provides continuous risk prevention through integrated cybersecurity tools and ensures swift, effective incident response with an in-house team of crisis management experts.

Hokodo Ltd is a London-based company that specializes in developing insurance and financing solutions tailored for B2B marketplaces, cloud accounting, and e-invoicing platforms. Founded in 2018, Hokodo offers a digital platform that simplifies the order-to-cash process for businesses, enabling them to make real-time credit decisions and access working capital finance options. Their products include Invoice Protection, an API that safeguards businesses against unpaid invoices, and Secure Freight, which protects goods in transit or storage. Additionally, Hokodo provides tools for users to assess the credit ratings of clients and suppliers, enhancing decision-making regarding credit terms and mitigating the risks associated with bad debt.

Cowbell Cyber, Inc., established in 2019, specializes in providing cyber insurance solutions tailored for small to mid-sized businesses. Headquartered in Pleasanton, California, with additional offices across the U.S., the company's AI-powered platform quantifies insurable cyber risk, offering standalone coverage that adapts to evolving threats. Cowbell serves various industries, including healthcare, technology, and finance, providing continuous risk assessment, underwriting, and a comprehensive risk management approach that encompasses prevention, mitigation, incident preparedness, and response services.

Stoïk is a cyber insurance company that integrates cybersecurity software with insurance protection, helping businesses manage their cyber risks effectively. Stoïk empowers brokers by offering clients comprehensive insurance policies and protection against cyber risks. Its mission is to equip brokers with the tools to help their clients insure and safeguard against cyber threats. Stoïk's unique product simplifies the underwriting process using automated tests, replacing traditional questionnaires. It also provides continuous risk prevention through integrated cybersecurity tools and ensures swift, effective incident response with an in-house team of crisis management experts.

Demex is an independent data and analytics company that addresses the increasing challenge of property losses from secondary perils, such as extreme weather events. By partnering with reinsurance brokers, insurers, and reinsurers, Demex utilizes advanced modeling techniques that incorporate weather and claims data, along with climate research, to assess loss accumulation. The company provides parametric stop-loss solutions tailored to the needs of its clients, effectively handling risks that exceed traditional catastrophe losses. Through its risk management platform, Demex enables businesses to analyze, price, and transfer climate-linked risks, thereby enhancing their ability to manage financial risks associated with severe weather conditions like hurricanes, heat waves, and droughts. This innovative approach supports the sustainability of insurers' operations in a changing climate.

Kettle Inc. is an innovative company that has developed an online risk analysis platform for the insurance industry, focusing on reinsurance solutions amid the challenges posed by climate change. Founded in 2020 and based in Kensington, California, Kettle utilizes advanced deep learning algorithms to analyze over seven billion lines of satellite, weather, and ground truth data. By employing Swarm Neural Networks, the platform identifies patterns that enhance predictive accuracy, ultimately helping insurers manage and balance their risk portfolios. Kettle's technology aims to reduce loss ratios by enabling more effective underwriting of catastrophic risks, positioning the company as a key player in the evolving landscape of climate-related insurance.

Balance Re is a life reinsurance startup that specializes in quantitative asset-liability management. The company offers reinsurance services aimed at managing both insurance and financial risks, along with their complex interactions. Utilizing proprietary technology, Balance Re consistently assesses and measures risks over time, enabling real-time data analysis. This capability allows clients to release capital for growth, support product repositioning, and enhance their competitive advantage.

Stable Group Limited, incorporated in 2016 and based in London, United Kingdom, is a risk management platform that assists businesses in managing price volatility and costs through its volatility insurance solutions. The company serves various sectors globally, providing protection against untraded commodity price fluctuations in the derivatives market. Stable operates as a subsidiary of Anthemis Baloise Strategic Ventures.

Flock is a digital insurance provider that focuses on commercial motor fleets, aiming to enhance safety through connected insurance solutions. By utilizing real-time data, Flock offers tailored insurance coverage for various vehicle types, including cars, vans, and trucks. This approach not only incentivizes safer driving practices but also allows fleet owners to access valuable insights to improve safety standards. The company has gained the trust of numerous clients, including well-known brands like Virtuo and Jaguar Land Rover's luxury leasing firm, The Out. Supported by prominent venture capital firms, Flock aspires to become a leader in the digital insurance market, particularly for connected and autonomous vehicles.

Hokodo Ltd is a London-based company that specializes in developing insurance and financing solutions tailored for B2B marketplaces, cloud accounting, and e-invoicing platforms. Founded in 2018, Hokodo offers a digital platform that simplifies the order-to-cash process for businesses, enabling them to make real-time credit decisions and access working capital finance options. Their products include Invoice Protection, an API that safeguards businesses against unpaid invoices, and Secure Freight, which protects goods in transit or storage. Additionally, Hokodo provides tools for users to assess the credit ratings of clients and suppliers, enhancing decision-making regarding credit terms and mitigating the risks associated with bad debt.

Koffie Financial is a fintech platform designed specifically for the trucking and transportation industry, providing quick and affordable insurance coverage that emphasizes safety. The company utilizes technology, including artificial intelligence, to streamline underwriting, loss control, claims handling, and fleet operations, allowing for instant and tailored insurance policies. By rewarding safe practices, Koffie Financial offers lower premiums compared to traditional insurers, helping trucking and transportation companies manage their risks more effectively. The platform aims to enhance operational efficiency by eliminating paperwork and offering transparent policies and instant quotes, ultimately supporting fleet owners in running their operations safely and efficiently.

Koffie Financial is a fintech platform designed specifically for the trucking and transportation industry, providing quick and affordable insurance coverage that emphasizes safety. The company utilizes technology, including artificial intelligence, to streamline underwriting, loss control, claims handling, and fleet operations, allowing for instant and tailored insurance policies. By rewarding safe practices, Koffie Financial offers lower premiums compared to traditional insurers, helping trucking and transportation companies manage their risks more effectively. The platform aims to enhance operational efficiency by eliminating paperwork and offering transparent policies and instant quotes, ultimately supporting fleet owners in running their operations safely and efficiently.

Kettle Inc. is an innovative company that has developed an online risk analysis platform for the insurance industry, focusing on reinsurance solutions amid the challenges posed by climate change. Founded in 2020 and based in Kensington, California, Kettle utilizes advanced deep learning algorithms to analyze over seven billion lines of satellite, weather, and ground truth data. By employing Swarm Neural Networks, the platform identifies patterns that enhance predictive accuracy, ultimately helping insurers manage and balance their risk portfolios. Kettle's technology aims to reduce loss ratios by enabling more effective underwriting of catastrophic risks, positioning the company as a key player in the evolving landscape of climate-related insurance.

Tremor is an insurance technology firm focused on creating a modern risk transfer marketplace. The company brings together experts in computer science, economics, market design, and industry practice to develop its innovative platform. Tremor utilizes advanced auction technology and sophisticated optimization techniques to enhance the efficiency of risk transfer globally. By designing and managing these markets, Tremor aims to provide customers with a more effective and cost-efficient smart market, ultimately improving pricing and reducing costs associated with risk management.

Demex is an independent data and analytics company that addresses the increasing challenge of property losses from secondary perils, such as extreme weather events. By partnering with reinsurance brokers, insurers, and reinsurers, Demex utilizes advanced modeling techniques that incorporate weather and claims data, along with climate research, to assess loss accumulation. The company provides parametric stop-loss solutions tailored to the needs of its clients, effectively handling risks that exceed traditional catastrophe losses. Through its risk management platform, Demex enables businesses to analyze, price, and transfer climate-linked risks, thereby enhancing their ability to manage financial risks associated with severe weather conditions like hurricanes, heat waves, and droughts. This innovative approach supports the sustainability of insurers' operations in a changing climate.

Tremor is an insurance technology firm focused on creating a modern risk transfer marketplace. The company brings together experts in computer science, economics, market design, and industry practice to develop its innovative platform. Tremor utilizes advanced auction technology and sophisticated optimization techniques to enhance the efficiency of risk transfer globally. By designing and managing these markets, Tremor aims to provide customers with a more effective and cost-efficient smart market, ultimately improving pricing and reducing costs associated with risk management.

kWh Analytics, Inc. is a leader in solar risk management, offering a comprehensive analytics platform designed for solar investors and operators. The company provides several key services, including Heliostats, which integrates data and benchmarks performance for solar investments, and the Solar Revenue Put, a credit enhancement that guarantees the performance of solar assets, thereby improving lending terms. Additionally, kWh Analytics offers the Solar Lendscape, a catalog of active lenders in the solar industry, along with insights for risk assessment and management. The company leverages a performance database encompassing 20% of the U.S. solar asset class, enabling clients to minimize risk and enhance equity returns on their portfolios. kWh Analytics serves a diverse clientele, including institutional investors, asset management groups, and banking firms. Founded in 2012 and based in San Francisco, California, kWh Analytics is backed by private venture capital and the U.S. Department of Energy.

Stable Group Limited, incorporated in 2016 and based in London, United Kingdom, is a risk management platform that assists businesses in managing price volatility and costs through its volatility insurance solutions. The company serves various sectors globally, providing protection against untraded commodity price fluctuations in the derivatives market. Stable operates as a subsidiary of Anthemis Baloise Strategic Ventures.

kWh Analytics, Inc. is a leader in solar risk management, offering a comprehensive analytics platform designed for solar investors and operators. The company provides several key services, including Heliostats, which integrates data and benchmarks performance for solar investments, and the Solar Revenue Put, a credit enhancement that guarantees the performance of solar assets, thereby improving lending terms. Additionally, kWh Analytics offers the Solar Lendscape, a catalog of active lenders in the solar industry, along with insights for risk assessment and management. The company leverages a performance database encompassing 20% of the U.S. solar asset class, enabling clients to minimize risk and enhance equity returns on their portfolios. kWh Analytics serves a diverse clientele, including institutional investors, asset management groups, and banking firms. Founded in 2012 and based in San Francisco, California, kWh Analytics is backed by private venture capital and the U.S. Department of Energy.

Hokodo Ltd is a London-based company that specializes in developing insurance and financing solutions tailored for B2B marketplaces, cloud accounting, and e-invoicing platforms. Founded in 2018, Hokodo offers a digital platform that simplifies the order-to-cash process for businesses, enabling them to make real-time credit decisions and access working capital finance options. Their products include Invoice Protection, an API that safeguards businesses against unpaid invoices, and Secure Freight, which protects goods in transit or storage. Additionally, Hokodo provides tools for users to assess the credit ratings of clients and suppliers, enhancing decision-making regarding credit terms and mitigating the risks associated with bad debt.

Flock is a digital insurance provider that focuses on commercial motor fleets, aiming to enhance safety through connected insurance solutions. By utilizing real-time data, Flock offers tailored insurance coverage for various vehicle types, including cars, vans, and trucks. This approach not only incentivizes safer driving practices but also allows fleet owners to access valuable insights to improve safety standards. The company has gained the trust of numerous clients, including well-known brands like Virtuo and Jaguar Land Rover's luxury leasing firm, The Out. Supported by prominent venture capital firms, Flock aspires to become a leader in the digital insurance market, particularly for connected and autonomous vehicles.

+Simple is an insurance Robo-Broker focused on providing tailored insurance solutions for freelancers and small to medium-sized enterprises. The company operates a technology platform that optimizes insurance coverage based on the duration of contracts and personalizes offers according to the specific activities of its clients and their evolving needs. Its secure online subscription service allows users to access their insurance contracts in a digital format, stored in a virtual safe. This approach enables clients to efficiently manage their insurance requirements and claims, ensuring they receive competitive and relevant coverage.

Trov is a leading insurance technology platform that focuses on providing innovative digital insurance products and data-driven solutions. Established in 2012 by entrepreneur Scott Walchek, Trov's platform facilitates the delivery of modern insurance solutions for homeowners, renters, drivers, and small businesses. By combining advanced software with tailored insurance offerings, Trov addresses the complex risk management challenges faced by companies in the mobility and gig economy sectors. The platform supports various insurance functions, including quoting, policy management, billing, and claims management, enabling insurance carriers and financial institutions to offer fully digital insurance experiences to their clients. Trov has attracted significant investment, raising over $114 million from prominent venture capital firms and strategic partners, and operates from its headquarters in the San Francisco Bay Area, with additional offices in New York and London.

kWh Analytics, Inc. is a leader in solar risk management, offering a comprehensive analytics platform designed for solar investors and operators. The company provides several key services, including Heliostats, which integrates data and benchmarks performance for solar investments, and the Solar Revenue Put, a credit enhancement that guarantees the performance of solar assets, thereby improving lending terms. Additionally, kWh Analytics offers the Solar Lendscape, a catalog of active lenders in the solar industry, along with insights for risk assessment and management. The company leverages a performance database encompassing 20% of the U.S. solar asset class, enabling clients to minimize risk and enhance equity returns on their portfolios. kWh Analytics serves a diverse clientele, including institutional investors, asset management groups, and banking firms. Founded in 2012 and based in San Francisco, California, kWh Analytics is backed by private venture capital and the U.S. Department of Energy.

Trov is a leading insurance technology platform that focuses on providing innovative digital insurance products and data-driven solutions. Established in 2012 by entrepreneur Scott Walchek, Trov's platform facilitates the delivery of modern insurance solutions for homeowners, renters, drivers, and small businesses. By combining advanced software with tailored insurance offerings, Trov addresses the complex risk management challenges faced by companies in the mobility and gig economy sectors. The platform supports various insurance functions, including quoting, policy management, billing, and claims management, enabling insurance carriers and financial institutions to offer fully digital insurance experiences to their clients. Trov has attracted significant investment, raising over $114 million from prominent venture capital firms and strategic partners, and operates from its headquarters in the San Francisco Bay Area, with additional offices in New York and London.

Trov is a leading insurance technology platform that focuses on providing innovative digital insurance products and data-driven solutions. Established in 2012 by entrepreneur Scott Walchek, Trov's platform facilitates the delivery of modern insurance solutions for homeowners, renters, drivers, and small businesses. By combining advanced software with tailored insurance offerings, Trov addresses the complex risk management challenges faced by companies in the mobility and gig economy sectors. The platform supports various insurance functions, including quoting, policy management, billing, and claims management, enabling insurance carriers and financial institutions to offer fully digital insurance experiences to their clients. Trov has attracted significant investment, raising over $114 million from prominent venture capital firms and strategic partners, and operates from its headquarters in the San Francisco Bay Area, with additional offices in New York and London.

Trov is a leading insurance technology platform that focuses on providing innovative digital insurance products and data-driven solutions. Established in 2012 by entrepreneur Scott Walchek, Trov's platform facilitates the delivery of modern insurance solutions for homeowners, renters, drivers, and small businesses. By combining advanced software with tailored insurance offerings, Trov addresses the complex risk management challenges faced by companies in the mobility and gig economy sectors. The platform supports various insurance functions, including quoting, policy management, billing, and claims management, enabling insurance carriers and financial institutions to offer fully digital insurance experiences to their clients. Trov has attracted significant investment, raising over $114 million from prominent venture capital firms and strategic partners, and operates from its headquarters in the San Francisco Bay Area, with additional offices in New York and London.