Anthemis

Anthemis Group, established in 2010, is a London-based, multi-stage asset management platform that invests in and supports early-stage financial services and technology companies in the United States and Europe. The firm aims to drive change in the financial system by fostering businesses committed to resiliency, transparency, access, and equity. With a deep understanding of markets and models, and a passion for emerging technology, Anthemis creates a collaborative ecosystem for diverse stakeholders to address the financial system's most pressing challenges.

Jeremy Brown

Investment Principal

Marin Cauvas

Partner

Hana Charnley

Investment Analyst

Archie Cochrane

Principal

Elizabeth Davis

Partner

Vica Epifantseva-Manos

Partner

Ali Geramian

Partner

Georgia Haigh

Analyst

Kim Liermann

Partner and Chief of Staff

Mei Lim

CFO and Managing Partner

Vasiliki Manos

Partner

Alexander Mayall

Investment Principal

Swarnali Mitra

Investor

Natasha Naidoo

Associate

Iason Nikolakis

Partner

Katie Palencsar

Partner

Sean Park

Co-Founder, Chief Investment Officer and General Partner

Ines Patricio

Investment Associate

Sherrise Pond

Associate

Yann Ranchere

Venture Partner

Tom Ryan

Partner

Kate Sampson

Partner

Vinay Singh

Managing Director

Alex Steiner

Principal

Luis Torres

Investor-Venture Growth

Bukie Adebo Umeano

Investment Principal

Gabby Wright

Principal

Erica Young

Principal

Past deals in Payments

LiquidTrust

Seed Round in 2025
LiquidTrust offers global payment solutions tailored to the needs of SMBs.

Happypal

Series A in 2023
HappyPal is a French company revolutionizing the employee benefits market, valued at approximately $20 billion. By replacing traditional paper gift vouchers—20% of which expire before use—HappyPal provides an innovative SaaS and fintech solution. The company offers a modern credit card specifically designed for various employee allowances, including gifts, cultural activities, vacations, and sports. This platform addresses the common challenges associated with employee benefits management, such as high fees and poor user experiences. HappyPal enables employers to easily establish a personalized and efficient benefits program, facilitating better communication and engagement with employees.

Kasheesh

Seed Round in 2023
Kasheesh is a fintech company that specializes in innovative financial services. It has developed technology that allows users to split online payments across multiple debit and credit cards. This approach enables customers to utilize available funds effectively, facilitating the consolidation of spending and enhancing the optimization of financial transactions. By offering this payment solution, Kasheesh aims to improve financial flexibility for consumers, making it easier for them to manage their expenses.

Denim

Series B in 2022
Denim is a freight payment system that focuses on enhancing the operational efficiency of freight brokers. The company offers a comprehensive platform designed to streamline back-office processes, including payments, collections, and financing. By providing services such as factoring and automated invoicing, Denim enables small freight brokers to access essential working capital necessary for growth in a competitive market. The software aims to simplify complex financial operations, allowing brokers to devote more time to managing their core business activities while enhancing their financial management capabilities.

Kasheesh

Seed Round in 2022
Kasheesh is a fintech company that specializes in innovative financial services. It has developed technology that allows users to split online payments across multiple debit and credit cards. This approach enables customers to utilize available funds effectively, facilitating the consolidation of spending and enhancing the optimization of financial transactions. By offering this payment solution, Kasheesh aims to improve financial flexibility for consumers, making it easier for them to manage their expenses.

Upkeep

Seed Round in 2022
Upkeep is a platform designed to streamline the booking and payment process for medical aesthetic treatments. It allows users to schedule appointments with service providers for various procedures, including botox, laser hair removal, fillers, and body contouring. The platform not only facilitates bookings but also enables consumers to write reviews and earn rewards for their experiences. By focusing on convenience and user feedback, Upkeep aims to enhance the way individuals access and pay for medspa treatments.

Stax

Seed Round in 2022
Stax is all of your bank accounts, mobile wallets, crypto in a single app that works without mobile data.

Weavr

Series A in 2022
Weavr is a developer of a digital financial platform that enables companies to seamlessly integrate banking and financial services into their offerings through the use of APIs. The platform provides a range of financial solutions for both consumers and businesses, including accounts with or without IBANs, virtual and physical cards, and wearable payment options. By offering comprehensive tools for creating, integrating, and managing these financial elements, Weavr allows digital businesses to incorporate payment services within their applications efficiently. This integration is achieved without imposing the burdens of data security and regulatory compliance on the companies utilizing the platform, thereby simplifying the process of embedding financial services in various applications.

Happy Money

Series D in 2022
Happy Money, Inc. is a financial services company based in Costa Mesa, California, that focuses on helping individuals pay off credit card debt and build savings. Founded in 2009, the company originally operated under the name Payoff, Inc. before rebranding in March 2020. Happy Money offers a range of innovative products, including Payoff, a loan program specifically designed to assist customers in managing their credit card obligations; Joy, a mobile application featuring robotic Money Coaches that guide users in spending wisely and saving effectively; and the Happy Money Score, which combines psychological insights to enhance financial decision-making. The company emphasizes a mission-driven approach, aiming to transform the financial landscape by encouraging borrowers to become savers and promoting a more mindful form of capitalism. Through its unique platform, Happy Money integrates financial products with dedicated support and educational resources to foster long-term financial wellness for its members.

Weavr

Seed Round in 2021
Weavr is a developer of a digital financial platform that enables companies to seamlessly integrate banking and financial services into their offerings through the use of APIs. The platform provides a range of financial solutions for both consumers and businesses, including accounts with or without IBANs, virtual and physical cards, and wearable payment options. By offering comprehensive tools for creating, integrating, and managing these financial elements, Weavr allows digital businesses to incorporate payment services within their applications efficiently. This integration is achieved without imposing the burdens of data security and regulatory compliance on the companies utilizing the platform, thereby simplifying the process of embedding financial services in various applications.

Weavr

Seed Round in 2020
Weavr is a developer of a digital financial platform that enables companies to seamlessly integrate banking and financial services into their offerings through the use of APIs. The platform provides a range of financial solutions for both consumers and businesses, including accounts with or without IBANs, virtual and physical cards, and wearable payment options. By offering comprehensive tools for creating, integrating, and managing these financial elements, Weavr allows digital businesses to incorporate payment services within their applications efficiently. This integration is achieved without imposing the burdens of data security and regulatory compliance on the companies utilizing the platform, thereby simplifying the process of embedding financial services in various applications.

Aya

Seed Round in 2020
Aya Payments is a Canadian company based in Toronto, founded in 2018. It specializes in developing payment tools and programs tailored for employee benefits packages, focusing on simplifying medical payments. The company's healthcare payment platform facilitates the access, management, and monitoring of healthcare costs. By offering a range of services, including payment, deposit, lending, and investment products, Aya Payments aims to enhance financial flexibility and provide a seamless experience for users in managing their healthcare-related expenses.

Nivelo

Seed Round in 2020
Nivelo is the infrastructure bridge to next generation payments, powering fintech platforms through safe and faster payment solutions.

TrueLayer

Series C in 2020
TrueLayer Limited is a London-based company founded in 2016 that provides an open banking platform designed to facilitate the development of financial applications. Its toolkit enables businesses to connect with bank data, verify accounts, and access transactions in real-time, thus supporting a variety of sectors including payments, online lending, personal finance management, investment services, and cryptocurrencies. TrueLayer's solutions are utilized by FinTech startups, online lenders, personal finance managers, and other financial service providers to enhance user experiences by enabling secure and efficient transactions. The platform is operational in 21 countries and serves over 10 million users, streamlining the onboarding of new customers and allowing for rapid money transfers. TrueLayer aims to transform the payment landscape by combining real-time bank payments with financial and identity data.

Denim

Debt Financing in 2020
Denim is a freight payment system that focuses on enhancing the operational efficiency of freight brokers. The company offers a comprehensive platform designed to streamline back-office processes, including payments, collections, and financing. By providing services such as factoring and automated invoicing, Denim enables small freight brokers to access essential working capital necessary for growth in a competitive market. The software aims to simplify complex financial operations, allowing brokers to devote more time to managing their core business activities while enhancing their financial management capabilities.

Denim

Seed Round in 2020
Denim is a freight payment system that focuses on enhancing the operational efficiency of freight brokers. The company offers a comprehensive platform designed to streamline back-office processes, including payments, collections, and financing. By providing services such as factoring and automated invoicing, Denim enables small freight brokers to access essential working capital necessary for growth in a competitive market. The software aims to simplify complex financial operations, allowing brokers to devote more time to managing their core business activities while enhancing their financial management capabilities.

NOW Money

Series A in 2020
NOW Money is a fintech company that leverages mobile banking technology to offer financial services to the unbanked population in the Middle East. By providing accounts and remittance solutions, NOW Money aims to include individuals who are currently excluded from the financial system. The company focuses on low-income migrant workers in the Gulf region, offering them access to essential financial tools, including international money transfers and currency conversion services, at a reduced cost. This approach not only facilitates financial inclusion but also helps users save significantly on remittance expenses.

Weavr

Seed Round in 2020
Weavr is a developer of a digital financial platform that enables companies to seamlessly integrate banking and financial services into their offerings through the use of APIs. The platform provides a range of financial solutions for both consumers and businesses, including accounts with or without IBANs, virtual and physical cards, and wearable payment options. By offering comprehensive tools for creating, integrating, and managing these financial elements, Weavr allows digital businesses to incorporate payment services within their applications efficiently. This integration is achieved without imposing the burdens of data security and regulatory compliance on the companies utilizing the platform, thereby simplifying the process of embedding financial services in various applications.

Weavr

Seed Round in 2020
Weavr is a developer of a digital financial platform that enables companies to seamlessly integrate banking and financial services into their offerings through the use of APIs. The platform provides a range of financial solutions for both consumers and businesses, including accounts with or without IBANs, virtual and physical cards, and wearable payment options. By offering comprehensive tools for creating, integrating, and managing these financial elements, Weavr allows digital businesses to incorporate payment services within their applications efficiently. This integration is achieved without imposing the burdens of data security and regulatory compliance on the companies utilizing the platform, thereby simplifying the process of embedding financial services in various applications.

Currencycloud

Series E in 2020
Currencycloud is a global payments platform that simplifies the complexities of cross-border money transfers. It provides a foreign exchange payments automation solution, enabling businesses to transact in multiple currencies with ease. Through its API building blocks, developers can create customized payment solutions that integrate seamlessly into their products and services. The platform automates the end-to-end payment process, offering services for payment collection, currency conversion, and digital currency management. By managing the regulatory challenges of international payments, Currencycloud equips businesses across various industries with the tools necessary to embrace digital wallets and embed financial solutions into their operations, facilitating global expansion and enhancing their overall payment capabilities.

NOW Money

Series A in 2019
NOW Money is a fintech company that leverages mobile banking technology to offer financial services to the unbanked population in the Middle East. By providing accounts and remittance solutions, NOW Money aims to include individuals who are currently excluded from the financial system. The company focuses on low-income migrant workers in the Gulf region, offering them access to essential financial tools, including international money transfers and currency conversion services, at a reduced cost. This approach not only facilitates financial inclusion but also helps users save significantly on remittance expenses.

TrueLayer

Series C in 2019
TrueLayer Limited is a London-based company founded in 2016 that provides an open banking platform designed to facilitate the development of financial applications. Its toolkit enables businesses to connect with bank data, verify accounts, and access transactions in real-time, thus supporting a variety of sectors including payments, online lending, personal finance management, investment services, and cryptocurrencies. TrueLayer's solutions are utilized by FinTech startups, online lenders, personal finance managers, and other financial service providers to enhance user experiences by enabling secure and efficient transactions. The platform is operational in 21 countries and serves over 10 million users, streamlining the onboarding of new customers and allowing for rapid money transfers. TrueLayer aims to transform the payment landscape by combining real-time bank payments with financial and identity data.

TrueLayer

Series B in 2018
TrueLayer Limited is a London-based company founded in 2016 that provides an open banking platform designed to facilitate the development of financial applications. Its toolkit enables businesses to connect with bank data, verify accounts, and access transactions in real-time, thus supporting a variety of sectors including payments, online lending, personal finance management, investment services, and cryptocurrencies. TrueLayer's solutions are utilized by FinTech startups, online lenders, personal finance managers, and other financial service providers to enhance user experiences by enabling secure and efficient transactions. The platform is operational in 21 countries and serves over 10 million users, streamlining the onboarding of new customers and allowing for rapid money transfers. TrueLayer aims to transform the payment landscape by combining real-time bank payments with financial and identity data.

Hover

Seed Round in 2018
Hover, LLC is a company based in Eaton, Colorado, founded in 2002. It specializes in developing an application that facilitates mobile money payments, catering to the growing global mobile money industry, which processes over $1.3 billion daily. Hover provides an Android API that allows developers to seamlessly integrate various mobile money services worldwide, enabling quick and efficient payment solutions.

TrueLayer

Series A in 2017
TrueLayer Limited is a London-based company founded in 2016 that provides an open banking platform designed to facilitate the development of financial applications. Its toolkit enables businesses to connect with bank data, verify accounts, and access transactions in real-time, thus supporting a variety of sectors including payments, online lending, personal finance management, investment services, and cryptocurrencies. TrueLayer's solutions are utilized by FinTech startups, online lenders, personal finance managers, and other financial service providers to enhance user experiences by enabling secure and efficient transactions. The platform is operational in 21 countries and serves over 10 million users, streamlining the onboarding of new customers and allowing for rapid money transfers. TrueLayer aims to transform the payment landscape by combining real-time bank payments with financial and identity data.

Currencycloud

Series D in 2017
Currencycloud is a global payments platform that simplifies the complexities of cross-border money transfers. It provides a foreign exchange payments automation solution, enabling businesses to transact in multiple currencies with ease. Through its API building blocks, developers can create customized payment solutions that integrate seamlessly into their products and services. The platform automates the end-to-end payment process, offering services for payment collection, currency conversion, and digital currency management. By managing the regulatory challenges of international payments, Currencycloud equips businesses across various industries with the tools necessary to embrace digital wallets and embed financial solutions into their operations, facilitating global expansion and enhancing their overall payment capabilities.

Happy Money

Series C in 2016
Happy Money, Inc. is a financial services company based in Costa Mesa, California, that focuses on helping individuals pay off credit card debt and build savings. Founded in 2009, the company originally operated under the name Payoff, Inc. before rebranding in March 2020. Happy Money offers a range of innovative products, including Payoff, a loan program specifically designed to assist customers in managing their credit card obligations; Joy, a mobile application featuring robotic Money Coaches that guide users in spending wisely and saving effectively; and the Happy Money Score, which combines psychological insights to enhance financial decision-making. The company emphasizes a mission-driven approach, aiming to transform the financial landscape by encouraging borrowers to become savers and promoting a more mindful form of capitalism. Through its unique platform, Happy Money integrates financial products with dedicated support and educational resources to foster long-term financial wellness for its members.

Bento for Business

Series A in 2016
Bento for Business is a fintech company based in San Francisco and Chicago, dedicated to providing small and medium-sized businesses (SMBs) with a comprehensive financial operating platform. The company's mission is to empower SMBs to achieve their vision by offering tools that enhance employee empowerment and customer value. Bento's platform enables businesses to issue payment credentials securely, giving them unprecedented control and visibility over company expenses through virtual and corporate cards, along with feature-rich management tools. These solutions help eliminate fraud and reduce administrative overhead. The company also offers open APIs and White Label partnerships to automate payments beyond just employee expenses. Led by experienced executives from top-tier technology and financial services companies, Bento is well-funded by leading financial technology venture capitalists.

Moven

Series B in 2015
Moven is a fintech company based in New York, founded in 2011. It specializes in providing mobile banking and personal finance services, with a focus on financial wellness. Moven's platform offers real-time spending insights through its app, debit card, and contactless payment sticker, helping customers make informed decisions and save more money. The company partners with banks and non-bank entities to enhance customer acquisition, engagement, retention, and growth by leveraging these digital tools.

Currencycloud

Series C in 2015
Currencycloud is a global payments platform that simplifies the complexities of cross-border money transfers. It provides a foreign exchange payments automation solution, enabling businesses to transact in multiple currencies with ease. Through its API building blocks, developers can create customized payment solutions that integrate seamlessly into their products and services. The platform automates the end-to-end payment process, offering services for payment collection, currency conversion, and digital currency management. By managing the regulatory challenges of international payments, Currencycloud equips businesses across various industries with the tools necessary to embrace digital wallets and embed financial solutions into their operations, facilitating global expansion and enhancing their overall payment capabilities.

Azimo

Series B in 2015
Azimo, established in 2012, is a London-based digital money transfer company that operates globally. It offers a user-friendly mobile app for sending money internationally, either to bank accounts or over 270,000 cash pick-up points worldwide. Azimo's platform is designed to be fast, secure, and cost-effective, providing an alternative to traditional high street remittance services. It supports both Android and iOS devices, enabling users to transfer funds from any internet-connected device.

Vericash

Venture Round in 2015
Vericash is a developer of a comprehensive financial platform focused on delivering digital financial services. The company specializes in mobile payment solutions, catering to both banked and unbanked communities across various markets. Vericash's platform features wide connectivity and offers multi-wallet programs, e-payment and e-integration services, and agency management, along with a range of value-added services. By enabling banks and financial institutions to implement innovative digital financial services, Vericash aims to enhance profitability for all stakeholders involved.

Bento for Business

Seed Round in 2015
Bento for Business is a fintech company based in San Francisco and Chicago, dedicated to providing small and medium-sized businesses (SMBs) with a comprehensive financial operating platform. The company's mission is to empower SMBs to achieve their vision by offering tools that enhance employee empowerment and customer value. Bento's platform enables businesses to issue payment credentials securely, giving them unprecedented control and visibility over company expenses through virtual and corporate cards, along with feature-rich management tools. These solutions help eliminate fraud and reduce administrative overhead. The company also offers open APIs and White Label partnerships to automate payments beyond just employee expenses. Led by experienced executives from top-tier technology and financial services companies, Bento is well-funded by leading financial technology venture capitalists.

Moven

Series A in 2014
Moven is a fintech company based in New York, founded in 2011. It specializes in providing mobile banking and personal finance services, with a focus on financial wellness. Moven's platform offers real-time spending insights through its app, debit card, and contactless payment sticker, helping customers make informed decisions and save more money. The company partners with banks and non-bank entities to enhance customer acquisition, engagement, retention, and growth by leveraging these digital tools.

Bento for Business

Seed Round in 2014
Bento for Business is a fintech company based in San Francisco and Chicago, dedicated to providing small and medium-sized businesses (SMBs) with a comprehensive financial operating platform. The company's mission is to empower SMBs to achieve their vision by offering tools that enhance employee empowerment and customer value. Bento's platform enables businesses to issue payment credentials securely, giving them unprecedented control and visibility over company expenses through virtual and corporate cards, along with feature-rich management tools. These solutions help eliminate fraud and reduce administrative overhead. The company also offers open APIs and White Label partnerships to automate payments beyond just employee expenses. Led by experienced executives from top-tier technology and financial services companies, Bento is well-funded by leading financial technology venture capitalists.

Currencycloud

Series B in 2014
Currencycloud is a global payments platform that simplifies the complexities of cross-border money transfers. It provides a foreign exchange payments automation solution, enabling businesses to transact in multiple currencies with ease. Through its API building blocks, developers can create customized payment solutions that integrate seamlessly into their products and services. The platform automates the end-to-end payment process, offering services for payment collection, currency conversion, and digital currency management. By managing the regulatory challenges of international payments, Currencycloud equips businesses across various industries with the tools necessary to embrace digital wallets and embed financial solutions into their operations, facilitating global expansion and enhancing their overall payment capabilities.

Azimo

Series A in 2014
Azimo, established in 2012, is a London-based digital money transfer company that operates globally. It offers a user-friendly mobile app for sending money internationally, either to bank accounts or over 270,000 cash pick-up points worldwide. Azimo's platform is designed to be fast, secure, and cost-effective, providing an alternative to traditional high street remittance services. It supports both Android and iOS devices, enabling users to transfer funds from any internet-connected device.

Happy Money

Series A in 2013
Happy Money, Inc. is a financial services company based in Costa Mesa, California, that focuses on helping individuals pay off credit card debt and build savings. Founded in 2009, the company originally operated under the name Payoff, Inc. before rebranding in March 2020. Happy Money offers a range of innovative products, including Payoff, a loan program specifically designed to assist customers in managing their credit card obligations; Joy, a mobile application featuring robotic Money Coaches that guide users in spending wisely and saving effectively; and the Happy Money Score, which combines psychological insights to enhance financial decision-making. The company emphasizes a mission-driven approach, aiming to transform the financial landscape by encouraging borrowers to become savers and promoting a more mindful form of capitalism. Through its unique platform, Happy Money integrates financial products with dedicated support and educational resources to foster long-term financial wellness for its members.

Azimo

Seed Round in 2013
Azimo, established in 2012, is a London-based digital money transfer company that operates globally. It offers a user-friendly mobile app for sending money internationally, either to bank accounts or over 270,000 cash pick-up points worldwide. Azimo's platform is designed to be fast, secure, and cost-effective, providing an alternative to traditional high street remittance services. It supports both Android and iOS devices, enabling users to transfer funds from any internet-connected device.

Moven

Seed Round in 2012
Moven is a fintech company based in New York, founded in 2011. It specializes in providing mobile banking and personal finance services, with a focus on financial wellness. Moven's platform offers real-time spending insights through its app, debit card, and contactless payment sticker, helping customers make informed decisions and save more money. The company partners with banks and non-bank entities to enhance customer acquisition, engagement, retention, and growth by leveraging these digital tools.

Currencycloud

Series A in 2012
Currencycloud is a global payments platform that simplifies the complexities of cross-border money transfers. It provides a foreign exchange payments automation solution, enabling businesses to transact in multiple currencies with ease. Through its API building blocks, developers can create customized payment solutions that integrate seamlessly into their products and services. The platform automates the end-to-end payment process, offering services for payment collection, currency conversion, and digital currency management. By managing the regulatory challenges of international payments, Currencycloud equips businesses across various industries with the tools necessary to embrace digital wallets and embed financial solutions into their operations, facilitating global expansion and enhancing their overall payment capabilities.
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