Developer of a digital wallet designed to bring financial education through access to digital money. The company's application provides several advantages which include a free account, virtual card, and physical card that is customizable with instant transfers, enabling customers to build their financial independence.
LootRush is a Web3 videogame platform that focuses on creating accessibility in the play-to-earn gaming space. It operates an NFT rental service that aims to eliminate financial barriers for players. By allowing users to rent non-fungible tokens (NFTs), LootRush enables individuals to engage with exclusive digital assets and participate in various games without needing a significant upfront investment. This model provides an affordable pathway for gamers to start playing, earning rewards, and enjoying the advantages of blockchain gaming.
Point is a home equity investment platform that provides homeowners with an innovative way to unlock the wealth tied up in their properties. By allowing homeowners to sell small fractions of their home equity to investors, Point enables them to access funds without incurring additional debt. The platform employs a combination of on-site appraisals, third-party automated valuation models, and proprietary pricing algorithms to accurately determine property values and the potential investment amounts. This approach offers homeowners a new avenue to diversify their financial assets and achieve greater financial freedom.
Cross River Bank, based in Fort Lee, New Jersey, offers a range of personal and corporate banking products and services across the United States. These include checking and savings accounts, as well as direct lending options such as commercial real estate loans for various property types in the New York, New Jersey, and Connecticut metro areas. The bank combines traditional banking practices with innovative technology, partnering with fintech companies to create integrated solutions for marketplace lending and payment processing. Cross River emphasizes regulatory compliance and consumer protection, providing secure banking platforms and services that encompass lending, payments, and risk management. Founded in 2008, Cross River operates as a subsidiary of CRB Group, Inc.
Lido is a provider of liquid staking solutions for staked assets and Ethereum. The platform lets users stake their assets for daily staking rewards. Users can stake any amount of tokens - no minimum. It issues synthetic native tokens for every Ethereum staked via its protocol, thereby enabling users to stake Ethereum and receive an asset of equal value which can be used in various DeFi applications to earn yield.
Vesta Corporation specializes in electronic payment solutions, catering primarily to e-commerce and telecommunications industries globally. The company offers various merchant services, including vSafe for Small to Midsize Businesses, an effective payment and fraud protection solution for smaller digital goods merchants, and vSafe for Enterprise, which provides comprehensive payment management and fraud prevention for larger organizations. Additionally, Vesta's vGuaranteed service supports online retailers by minimizing fraud risk. The company also offers consumer lending solutions, such as DelayPay, which allows prepaid wireless customers to make installment payments for phone refills. Vesta emphasizes revenue growth for its partners by leveraging a real-time decisioning platform that utilizes data science and machine learning to evaluate the risk of online transactions. Founded in 1995 and headquartered in Lake Oswego, Oregon, Vesta operates globally with centers in the United States, Ireland, China, and an office in Singapore.
Developer of machine learning-powered financial software designed to provide credit cards, loans, accounts, payments, and expense management. The company's platform offers software banking services, enabling medical clients to find the right balance between supporting their patients and running their practice, starting with tools that deliver a simpler, smarter way to manage their spending.
Addi is a technology company that provides credit and banking solutions. Addi is headquartered in Bogota, Colombia.
A modern, secure, and homeowner-first approach to homeownership.
Addi is a technology company that provides credit and banking solutions. Addi is headquartered in Bogota, Colombia.
Initial Coin Offering in 2021
TrueFi is a decentralized protocol for uncollateralized on-chain lending. The aim is for TrueFi to become the ultimate market-driven, automated credit rating and lending system, freeing money to move wherever it creates the most value instantly. On TrueFi, lenders enjoy competitive rates and full transparency of how their assets are utilized. Meanwhile, borrowers get access to fast, fixed rate loans with no collateral requirements, all while building an on-chain credit history. The process of vetting borrowers for creditworthiness and approving new loans is in the hands of holders of TRU, the TrueFi platform token. TrueFi was developed by TrustToken, the same team that launched and grew TUSD and four other leading stablecoins into asset-backed tokens trusted by many, attested live on-chain and now moving billions of dollars in monthly volume across +100 trading partners and 112 countries.
Addi is a technology company that provides credit and banking solutions. Addi is headquartered in Bogota, Colombia.
Greenlight Financial Technology, Inc. is a financial services company that provides debit card solutions specifically designed for children, enabling parents to cultivate financial literacy in their kids. Founded in 2014 and headquartered in Atlanta, Georgia, Greenlight offers a mobile application that allows parents to manage their children's spending by selecting specific stores where the Greenlight debit card can be used. The platform features patent-pending technology that empowers parents to monitor spending habits, freeze cards if lost, receive instant alerts, and automate allowances. This approach not only promotes responsible spending but also facilitates teachable moments around earning, saving, and giving.
Current is a leading U.S. challenger bank built to meet the needs of people with unique lives who have been overlooked by the traditional banking industry. Our proprietary Current Core technology allows us to provide premium banking services for everyone, regardless of age or income, and improve the financial outcomes of our members without overdraft fees, minimum balance requirements, or hidden fees. We give members up to two days faster direct deposit paychecks, free overdrafts up to $100 with Overdrive™ , points on purchases redeemable for cash back, access to 55,000 free ATMs worldwide as well as 24/7 member support 365 days a year.
SeedFi is building a new generation of financial products for the 100MM Americans living paycheck to paycheck. Their customers include the most vulnerable members of society and their products have a tangible impact on their financial health, providing lower-cost access to capital and the opportunity to build credit and start saving. They were founded in early 2019 by a team of fintech (and tech!) veterans. Having spent the past 10+ years lending to lower-income consumers who need better options, they’re highly attuned to the challenges people face getting access to financial services that leave them in a better place. They aim to change that. SeedFi has offices in San Francisco and New York.
A modern, secure, and homeowner-first approach to homeownership.
Stir Money, Inc., founded in 2019 and located in San Francisco, California, operates within the technology sector. The company provides a platform designed for digital creators, allowing them to manage multiple revenue streams effectively. Stir Money's platform includes features for organizing analytics and facilitating fund sharing among collaborators, which supports creators in streamlining their financial operations and enhancing their productivity. The company recently introduced its beta product, marking a significant step in its development and commitment to serving the needs of digital creators.
dYdX Trading Inc. operates a cryptocurrency exchange and trading platform that focuses on derivatives for crypto assets, utilizing the Ethereum blockchain and the 0x protocol. Founded in 2017 and based in San Francisco, the platform enables users to engage in peer-to-peer short selling, long positions, and options trading on ERC20 tokens. It also allows for fully collateralized loans, providing essential funding for short sellers. Users can earn interest on their deposits or take out loans for a nominal fee, as well as trade on margin with customizable leverage. dYdX aims to create an open financial system that grants access to powerful financial tools for individuals worldwide.
Moov Financial, Inc. is a financial technology company that specializes in developing an open-source platform designed to embed banking services within various applications. Established in 2017 and headquartered in Cedar Falls, Iowa, Moov is focused on rebuilding banking infrastructure for a cloud-native environment, free from legacy technology constraints. The platform offers a developer-friendly approach, allowing for customization and portability across cloud providers or on-premises environments. Moov's services include ACH processing, customer accounts, KYC and OFAC compliance, wire transfers, and image cash letters. By providing a modular and decoupled banking-as-a-service solution, Moov enables organizations to integrate transactional banking capabilities seamlessly into their software, thereby enhancing user experiences and simplifying money management.
Yellow Card Financial, LLC operates an online cryptocurrency trading platform that facilitates the buying and selling of Bitcoin and other cryptocurrencies without the need for a bank account. Founded in 2016 and headquartered in Chamblee, Georgia, the company offers a range of services including over-the-counter cryptocurrency trading, payment solutions, and currency exchange. Additionally, Yellow Card provides gift cards for cryptocurrency, aiming to transform the traditional remittance market in Nigeria and other countries. The company also has physical locations in Nigeria, Tanzania, Cameroon, Kenya, and South Africa, enhancing its accessibility for customers seeking to engage in cryptocurrency transactions.
Addi is a technology company that provides credit and banking solutions. Addi is headquartered in Bogota, Colombia.
Compound Labs, Inc. is a company that designs and develops a decentralized finance protocol on the Ethereum blockchain, aimed at creating efficient money markets. Founded in 2017 and headquartered in San Francisco, the firm offers an open-source software platform that enables individuals, businesses, and developers to engage in borrowing and lending activities. The protocol features a web interface that dynamically adjusts interest rates based on the supply and demand of various assets, ensuring liquid and transparent financial transactions. With a significant user base and numerous applications integrating its technology, Compound serves as a foundation for innovative financial applications, promoting a more open and accessible financial system.
PeerStreet is a California-based platform founded in 2013 that specializes in real estate debt investments. It operates as a two-sided marketplace, connecting a vetted network of private lenders with individual investors, thereby facilitating access to a previously inaccessible asset class. The platform focuses on residential properties across the United States, offering a streamlined approach to real estate investing that aims to foster local lending communities. By providing hassle-free investment opportunities, PeerStreet levels the playing field for individual investors, allowing them to participate in real estate debt markets alongside traditional financial institutions.
Tally Technologies, Inc. is a financial automation company founded in 2015 and based in San Francisco, California. The company offers an application that simplifies the management of multiple credit cards, allowing users to avoid high annual percentage rates, costly fees, and the complexities associated with juggling various accounts. Tally’s platform automates credit card management by tracking balances and due dates, providing features such as debt management, late fee protection, and a line of credit. This approach empowers consumers to take control of their credit card usage, helping them save money on interest and achieve their financial goals.
Addi is a technology company that provides credit and banking solutions. Addi is headquartered in Bogota, Colombia.
SynapseFI is a banking platform that enables companies to provide financial products to their customers for a fraction of the cost of traditional banks. The company provides payment, deposit, lending. and investment products as APIs to FinTech companies who build and launch their financial innovations on top of their banking infrastructure. They help fintech companies work together to develop the technology. Founded in 2014, SynapseFI is headquartered in San Francisco, California.
SeedFi is building a new generation of financial products for the 100MM Americans living paycheck to paycheck. Their customers include the most vulnerable members of society and their products have a tangible impact on their financial health, providing lower-cost access to capital and the opportunity to build credit and start saving. They were founded in early 2019 by a team of fintech (and tech!) veterans. Having spent the past 10+ years lending to lower-income consumers who need better options, they’re highly attuned to the challenges people face getting access to financial services that leave them in a better place. They aim to change that. SeedFi has offices in San Francisco and New York.
Branch International Inc. is a digital lending company founded in 2015 and headquartered in San Francisco, California, with additional offices in Mumbai, Nairobi, Mexico City, and Lagos. The company leverages smartphone data to assess creditworthiness, allowing consumers in emerging markets to access personal loans through its Android application. By utilizing data science, Branch aims to reduce the cost of financial services and provide fair access to banking options, particularly for the growing middle class. The platform offers a quick approval process for loans, enabling users to build credit irrespective of their banking history and navigate the barriers posed by traditional financial institutions. Branch is committed to driving meaningful growth in rapidly evolving markets and has raised over $100 million in funding from notable investors in Silicon Valley.
Point is a home equity investment platform that provides homeowners with an innovative way to unlock the wealth tied up in their properties. By allowing homeowners to sell small fractions of their home equity to investors, Point enables them to access funds without incurring additional debt. The platform employs a combination of on-site appraisals, third-party automated valuation models, and proprietary pricing algorithms to accurately determine property values and the potential investment amounts. This approach offers homeowners a new avenue to diversify their financial assets and achieve greater financial freedom.
Earnin offers a mobile platform that allows employees to access their earned wages in real-time, bypassing the traditional biweekly paycheck system. Launched in 2014, the service enables users to draw on their earnings whenever needed, directly from their smartphones. Unlike conventional payroll services, Earnin does not charge fees or interest; instead, it allows users to voluntarily contribute what they consider fair for the service. The platform works by tracking the hours worked through an electronic timesheet and facilitating direct deposits, empowering users to manage their finances more effectively and avoid late or overdraft fees. By leveraging technology, Earnin is aimed at enhancing financial flexibility and control for employees.
Cross River Bank, based in Fort Lee, New Jersey, offers a range of personal and corporate banking products and services across the United States. These include checking and savings accounts, as well as direct lending options such as commercial real estate loans for various property types in the New York, New Jersey, and Connecticut metro areas. The bank combines traditional banking practices with innovative technology, partnering with fintech companies to create integrated solutions for marketplace lending and payment processing. Cross River emphasizes regulatory compliance and consumer protection, providing secure banking platforms and services that encompass lending, payments, and risk management. Founded in 2008, Cross River operates as a subsidiary of CRB Group, Inc.
Addi is a technology company that provides credit and banking solutions. Addi is headquartered in Bogota, Colombia.
Cuenca is a FinTech company based in San Francisco, California, that specializes in providing digital financial services. Established in 2016, Cuenca operates a mobile-based application that facilitates various banking functions, including bill payments for utilities such as mobile, electricity, and water. In addition to bill payment services, the platform offers online banking features that enable users to securely deposit and withdraw funds, access savings accounts with competitive interest rates, and obtain loans tailored to their financial needs. This comprehensive digital approach allows users to manage their finances conveniently and efficiently.
Compound Labs, Inc. is a company that designs and develops a decentralized finance protocol on the Ethereum blockchain, aimed at creating efficient money markets. Founded in 2017 and headquartered in San Francisco, the firm offers an open-source software platform that enables individuals, businesses, and developers to engage in borrowing and lending activities. The protocol features a web interface that dynamically adjusts interest rates based on the supply and demand of various assets, ensuring liquid and transparent financial transactions. With a significant user base and numerous applications integrating its technology, Compound serves as a foundation for innovative financial applications, promoting a more open and accessible financial system.
PeerStreet is a California-based platform founded in 2013 that specializes in real estate debt investments. It operates as a two-sided marketplace, connecting a vetted network of private lenders with individual investors, thereby facilitating access to a previously inaccessible asset class. The platform focuses on residential properties across the United States, offering a streamlined approach to real estate investing that aims to foster local lending communities. By providing hassle-free investment opportunities, PeerStreet levels the playing field for individual investors, allowing them to participate in real estate debt markets alongside traditional financial institutions.
Branch International Inc. is a digital lending company founded in 2015 and headquartered in San Francisco, California, with additional offices in Mumbai, Nairobi, Mexico City, and Lagos. The company leverages smartphone data to assess creditworthiness, allowing consumers in emerging markets to access personal loans through its Android application. By utilizing data science, Branch aims to reduce the cost of financial services and provide fair access to banking options, particularly for the growing middle class. The platform offers a quick approval process for loans, enabling users to build credit irrespective of their banking history and navigate the barriers posed by traditional financial institutions. Branch is committed to driving meaningful growth in rapidly evolving markets and has raised over $100 million in funding from notable investors in Silicon Valley.
Earnin offers a mobile platform that allows employees to access their earned wages in real-time, bypassing the traditional biweekly paycheck system. Launched in 2014, the service enables users to draw on their earnings whenever needed, directly from their smartphones. Unlike conventional payroll services, Earnin does not charge fees or interest; instead, it allows users to voluntarily contribute what they consider fair for the service. The platform works by tracking the hours worked through an electronic timesheet and facilitating direct deposits, empowering users to manage their finances more effectively and avoid late or overdraft fees. By leveraging technology, Earnin is aimed at enhancing financial flexibility and control for employees.
PeerStreet is a California-based platform founded in 2013 that specializes in real estate debt investments. It operates as a two-sided marketplace, connecting a vetted network of private lenders with individual investors, thereby facilitating access to a previously inaccessible asset class. The platform focuses on residential properties across the United States, offering a streamlined approach to real estate investing that aims to foster local lending communities. By providing hassle-free investment opportunities, PeerStreet levels the playing field for individual investors, allowing them to participate in real estate debt markets alongside traditional financial institutions.
Cross River Bank, based in Fort Lee, New Jersey, offers a range of personal and corporate banking products and services across the United States. These include checking and savings accounts, as well as direct lending options such as commercial real estate loans for various property types in the New York, New Jersey, and Connecticut metro areas. The bank combines traditional banking practices with innovative technology, partnering with fintech companies to create integrated solutions for marketplace lending and payment processing. Cross River emphasizes regulatory compliance and consumer protection, providing secure banking platforms and services that encompass lending, payments, and risk management. Founded in 2008, Cross River operates as a subsidiary of CRB Group, Inc.
Point is a home equity investment platform that provides homeowners with an innovative way to unlock the wealth tied up in their properties. By allowing homeowners to sell small fractions of their home equity to investors, Point enables them to access funds without incurring additional debt. The platform employs a combination of on-site appraisals, third-party automated valuation models, and proprietary pricing algorithms to accurately determine property values and the potential investment amounts. This approach offers homeowners a new avenue to diversify their financial assets and achieve greater financial freedom.
Affirm is a financial technology company that offers installment loans to consumers at the point of sale, allowing them to make purchases from online merchants and pay for them in fixed monthly installments. Founded in 2012 and headquartered in San Francisco, with an additional office in Chicago, Affirm aims to provide transparent financial products that empower consumers and enhance their buying experience. Customers can select Affirm as a payment method at checkout, complete a real-time application, and choose a payment plan that aligns with their budget. The service stands out by offering upfront pricing with no hidden fees or compounding interest, unlike traditional credit options. Affirm partners with over 2,000 merchants across various sectors, including retail, travel, and electronics, to provide consumers with a flexible alternative to credit cards. Loans are facilitated through a partnership with Cross River Bank, ensuring a reliable financing option for users.
Branch International Inc. is a digital lending company founded in 2015 and headquartered in San Francisco, California, with additional offices in Mumbai, Nairobi, Mexico City, and Lagos. The company leverages smartphone data to assess creditworthiness, allowing consumers in emerging markets to access personal loans through its Android application. By utilizing data science, Branch aims to reduce the cost of financial services and provide fair access to banking options, particularly for the growing middle class. The platform offers a quick approval process for loans, enabling users to build credit irrespective of their banking history and navigate the barriers posed by traditional financial institutions. Branch is committed to driving meaningful growth in rapidly evolving markets and has raised over $100 million in funding from notable investors in Silicon Valley.
Branch International Inc. is a digital lending company founded in 2015 and headquartered in San Francisco, California, with additional offices in Mumbai, Nairobi, Mexico City, and Lagos. The company leverages smartphone data to assess creditworthiness, allowing consumers in emerging markets to access personal loans through its Android application. By utilizing data science, Branch aims to reduce the cost of financial services and provide fair access to banking options, particularly for the growing middle class. The platform offers a quick approval process for loans, enabling users to build credit irrespective of their banking history and navigate the barriers posed by traditional financial institutions. Branch is committed to driving meaningful growth in rapidly evolving markets and has raised over $100 million in funding from notable investors in Silicon Valley.
Affirm is a financial technology company that offers installment loans to consumers at the point of sale, allowing them to make purchases from online merchants and pay for them in fixed monthly installments. Founded in 2012 and headquartered in San Francisco, with an additional office in Chicago, Affirm aims to provide transparent financial products that empower consumers and enhance their buying experience. Customers can select Affirm as a payment method at checkout, complete a real-time application, and choose a payment plan that aligns with their budget. The service stands out by offering upfront pricing with no hidden fees or compounding interest, unlike traditional credit options. Affirm partners with over 2,000 merchants across various sectors, including retail, travel, and electronics, to provide consumers with a flexible alternative to credit cards. Loans are facilitated through a partnership with Cross River Bank, ensuring a reliable financing option for users.
Earnest Operations LLC is a financial services company based in San Francisco, California, that specializes in student loan refinancing, private student loans, and personal loans. Founded in 2013, the company aims to simplify the loan process for responsible borrowers by utilizing advanced technology that evaluates more than just credit scores, incorporating factors such as education, savings habits, and career paths. Earnest offers a range of private student loans, including options for undergraduate, graduate, medical, and law school, as well as personal loans for purposes like credit card consolidation, home improvement, and weddings. Since its inception, Earnest has expanded significantly, distributing nearly $2 billion in student loans by 2017. In that year, it was acquired by Navient Corporation, which maintains Earnest as a distinct brand while providing operational support. The company serves clients in 45 states and the District of Columbia, providing an online platform for loan management and customer service.
Earnest Operations LLC is a financial services company based in San Francisco, California, that specializes in student loan refinancing, private student loans, and personal loans. Founded in 2013, the company aims to simplify the loan process for responsible borrowers by utilizing advanced technology that evaluates more than just credit scores, incorporating factors such as education, savings habits, and career paths. Earnest offers a range of private student loans, including options for undergraduate, graduate, medical, and law school, as well as personal loans for purposes like credit card consolidation, home improvement, and weddings. Since its inception, Earnest has expanded significantly, distributing nearly $2 billion in student loans by 2017. In that year, it was acquired by Navient Corporation, which maintains Earnest as a distinct brand while providing operational support. The company serves clients in 45 states and the District of Columbia, providing an online platform for loan management and customer service.
Puddle is a San Francisco-based credit creation application that provides an innovative peer-to-peer lending marketplace. It allows individuals to pool their resources, set interest rates, and borrow funds based on trust rather than traditional credit scores. This platform enables users to access credit on demand, fostering a community-oriented approach to financial lending. By connecting members who are willing to lend and borrow within a trusted network, Puddle creates an accessible and flexible financial solution for those in need of funds.