Alumni Ventures Group

Debbie is a mobile platform that rewards consumers for reaching financial goals by granting points for saving, paying down debt, and improving financial health rather than rewarding spending. The service uses positive reinforcement and sponsorship from banks and financial institutions to drive account openings, loyalty, and deposits while enabling users to connect and track their credit cards and spending accounts. It aims to address financial insecurity by encouraging small, repeatable actions and has helped more than 10,000 people pay off about $1 million in debt and save over $10 million.

Global Predictions is a technology company founded by a former Bridgewater team that combines artificial intelligence and financial expertise to deliver a full‑stack platform for investment insights and personalized financial advice. Its proprietary Economic Insights Engine powers a suite of fintech solutions accessed through an API and tailored insights. The flagship product, PortfolioPilot.com, serves individual investors as a personal AI financial advisor and manages more than $30 billion in assets. The platform also offers guided procedures, APIs, and customized analytics that help policymakers, corporations, and investors understand economic shifts and build and manage investment portfolios.

Astra, Inc., established in 2016 and based in Menlo Park, California, specializes in budgeting automation. Its platform connects to users' bank accounts, providing personalized financial recommendations and enabling automated money transfers or notifications based on user-defined rules and triggers.

Wealth.com is a digital platform empowering individuals to create, manage, and visualize their estate plans securely. It aggregates assets, offers guidance for updates, and provides emergency access to beneficiaries. The platform also serves as an employee benefit for companies aiming to enhance financial wellness.

Honest develops innovative financial products, notably a credit card application that offers no annual fee, low interest rates on purchases, balance transfers, and rewards points. Its platform aims to help customers build credit history and improve their overall financial health.

Akiba Digital is a data and technology company that empowers businesses to make informed risk decisions through its financial intelligence solutions. It leverages alternative data to unlock financial opportunities for consumers, businesses, and society.

Benny is an employee-focused lending platform that aims to facilitate participation in stock purchase plans for employees of publicly traded companies. By providing loans that enable employees to purchase company stock at a discounted price, Benny helps individuals unlock profitable investment opportunities while enhancing their earning potential. The company is dedicated to promoting workplace happiness through its innovative HeyBennyApp, which not only automates people management but also provides personalized well-being benefits and 24/7 support. Benny combines financial accessibility with a commitment to creating joyful work environments, ensuring that employees have the resources they need to thrive both personally and professionally.

Pattern is a financial services company that offers a modern membership combining access to a personal financial advisory team with a robo-advisory platform. It also develops financial software that helps users plan finances, manage assets, and access private equity and other financial services. The platform aims to maximize asset value while balancing risk, enabling clients to grow their wealth and achieve long-term financial goals.

Brightside is an employer-based financial care platform offering a complete suite of financial solutions to improve the financial health of working families, focusing on frontline workers who are often paycheck-to-paycheck. The platform aims to reduce turnover, healthcare costs, and productivity losses by providing personalized guidance and easy access to curated financial products through tech-powered assistants and an app. It leverages behavioral science to automate actions and influence financial habits, helping employees and their families take the right next steps. By supporting financial wellbeing, Brightside seeks to enhance retention, productivity, and DEI outcomes for employers.

Benny is an employee-focused lending platform that aims to facilitate participation in stock purchase plans for employees of publicly traded companies. By providing loans that enable employees to purchase company stock at a discounted price, Benny helps individuals unlock profitable investment opportunities while enhancing their earning potential. The company is dedicated to promoting workplace happiness through its innovative HeyBennyApp, which not only automates people management but also provides personalized well-being benefits and 24/7 support. Benny combines financial accessibility with a commitment to creating joyful work environments, ensuring that employees have the resources they need to thrive both personally and professionally.

Fido develops technology that facilitates swift and secure access to digital financial services. Its platform employs machine learning risk models to make instant credit decisions for customers lacking a financial track record, thereby reducing operational costs.

Copper Banking is a fintech company focused on providing teens with practical financial education through its app and debit card. It offers real-time account snapshots, in-store/online shopping capabilities via Apple or Google Pay, and exclusive access to financial literacy content curated by experts.

B Generous is a California-based fintech company established in 2021, specializing in a philanthropic credit product platform that facilitates immediate capital access for nonprofit organizations. The platform enables nonprofits to receive the full amount of donations upfront, allowing them to concentrate on their mission rather than fundraising concerns. Donors benefit from receiving a full gross tax deduction at the time of their contribution and can finance their donations through interest-free payments over time. By bridging the gap between donors and nonprofits, B Generous enhances the funding landscape for charitable contributions while supporting the operational needs of nonprofit entities.

Honest develops innovative financial products, notably a credit card application that offers no annual fee, low interest rates on purchases, balance transfers, and rewards points. Its platform aims to help customers build credit history and improve their overall financial health.

Akiba Digital is a data and technology company that empowers businesses to make informed risk decisions through its financial intelligence solutions. It leverages alternative data to unlock financial opportunities for consumers, businesses, and society.

Peachy Patients is a company that provides a digital payment system aimed at making healthcare more affordable and accessible for patients. The platform allows users to pay their medical bills in one centralized location, ensuring they always receive the correct pricing. In addition to simplifying payments and offering digital invoices, Peachy Patients also enables users to earn cash-back on their expenditures. This holistic approach not only facilitates the management of healthcare costs but also supports patients in improving their credit scores and overall financial health. By placing patients at the forefront of the healthcare experience, Peachy Patients equips them with essential tools and resources for navigating medical expenses effectively.

Method Financial delivers a financial connectivity API for consumer liability data and payments. The platform connects consumer credit and liability accounts, enabling real-time data access, end-to-end refinance experiences, and secure, one-click checkout. It supports lenders, fintechs, and financial institutions in building personalized lending and financial management solutions, powered by real-time credit data, persistent connections, and integrated payment rails, allowing users to securely link and retrieve information on all their liabilities.

SecureSave specializes in emergency savings solutions for employees, aiming to enhance their financial wellness. Its platform enables employers to contribute towards dedicated savings accounts, helping employees prepare for unexpected expenses and reducing reliance on loans or withdrawals.

Carputty is a consumer automotive startup that offers a flexible and transparent car loan service designed to simplify the financing process for customers. Founded in 2020 by Patrick Bayliss and Joshua Tatum, the company provides a real-time line of credit that can be utilized for refinancing, purchasing, or leasing vehicles. Carputty distinguishes itself with a proprietary predictive valuation tool that assists users in understanding the optimal times to buy or sell their vehicles, promoting the idea of viewing cars as valuable assets. By prioritizing customer empowerment and ease of use, Carputty aims to enhance the car financing experience.

True Link Financial provides financial services aimed at protecting and increasing independence for people at financial risk, including individuals with disabilities, vulnerable older adults, and people in recovery. The company offers Visa prepaid cards for families and professionals to safeguard beneficiaries, along with investment management and fiduciary accounts. It also provides a software platform that supports budgeting, disbursements, record keeping, reporting, and communication for conservators, guardians, attorneys, independent fiduciaries, nonprofit pooled trusts, family member trustees, and trust companies. The platform helps prevent financial exploitation, limits impulsive cash use that could threaten stability, and preserves access to government benefits. True Link also offers personalized retirement investment planning to deliver steady retirement income. By combining payment tools, investment services, and guardianship-focused technology, the company aims to help vulnerable clients maintain financial independence and stay informed about unusual or potentially fraudulent activity across accounts.

Icon Savings Plan, operated by Icon Savings Corporation, Inc., offers innovative online retirement saving plans tailored for both businesses and individuals. Founded in 2018 and based in San Francisco, the company specializes in providing recordkeeping, employee onboarding solutions, and investment options. Its proprietary technology facilitates a portable and universally accessible workplace savings plan, designed to meet the needs of the modern workforce. By delivering a simpler and more cost-effective alternative to traditional retirement plans, Icon Savings Plan enables employers to offer comprehensive retirement solutions that enhance financial literacy and support retirement savings for all employees.

Astra, Inc., established in 2016 and based in Menlo Park, California, specializes in budgeting automation. Its platform connects to users' bank accounts, providing personalized financial recommendations and enabling automated money transfers or notifications based on user-defined rules and triggers.

True Link Financial provides financial services aimed at protecting and increasing independence for people at financial risk, including individuals with disabilities, vulnerable older adults, and people in recovery. The company offers Visa prepaid cards for families and professionals to safeguard beneficiaries, along with investment management and fiduciary accounts. It also provides a software platform that supports budgeting, disbursements, record keeping, reporting, and communication for conservators, guardians, attorneys, independent fiduciaries, nonprofit pooled trusts, family member trustees, and trust companies. The platform helps prevent financial exploitation, limits impulsive cash use that could threaten stability, and preserves access to government benefits. True Link also offers personalized retirement investment planning to deliver steady retirement income. By combining payment tools, investment services, and guardianship-focused technology, the company aims to help vulnerable clients maintain financial independence and stay informed about unusual or potentially fraudulent activity across accounts.

Long Game is a fintech company that creates engaging financial planning tools. Its mobile app combines gaming elements with personal finance, allowing users to play games and win cash prizes up to $1 million while encouraging responsible saving.

Arcus Financial Intelligence, Inc. is a New York-based company that develops and operates a comprehensive application program interface (API) platform tailored for banks and financial institutions. Founded in 2012 and formerly known as Regalii Inc., Arcus specializes in managing consumer bills and financial data. Its platform enables real-time bill management and payment services, providing users with a detailed overview of their financial obligations, including the number of bills, amounts owed, and due dates. Additionally, Arcus offers a multi-rail payment platform that facilitates accessible payment solutions for businesses, supporting various payment methods such as account-to-account transfers and cash transactions.

Rize develops customer-centric financial applications aimed at fintechs, established financial institutions, and non-financial brands. Its innovative technology features patent-pending Synthetic Account capabilities, which integrate checking, saving, and brokerage services into a single, flexible platform. This allows clients to create tailored products and user experiences that address the specific needs of their customers. By offering a unified application programming interface (API), Rize enables businesses to efficiently build across various account types, simplifying the development process and enhancing financial service delivery.

Haven Money is a financial technology company that offers a wealth management platform designed to assist users in managing their finances effectively. The platform enables users to automatically save and invest towards their financial goals by analyzing their spending and saving habits. Utilizing advanced artificial intelligence, Haven adjusts users' account balances daily based on individual income and expenditure patterns. The service includes a free dashboard that provides users with an overview of their financial status, while also facilitating seamless transfers of funds from Haven accounts to checking accounts. By targeting busy millennials, Haven Money aims to simplify financial management through automation, making it easier for users to achieve their financial objectives.

FinLocker, LLC is a financial technology company based in St. Louis, Missouri, founded in 2014. It specializes in developing a consumer-enabled financial data platform that enhances the loan process for mortgages and various financial products. FinLocker provides a personal financial assistant tool that captures essential borrower data with consumer consent, utilizing intelligent analytics to offer tailored loan product recommendations based on individual financial profiles. Its solutions aim to streamline lending processes by improving data collection, verification, and analytics, thereby reducing costs, time, and risks for lenders. Additionally, FinLocker enhances the borrower experience by enabling consumers to manage their finances more effectively, apply for loans with reduced documentation hassles, and control data sharing.

Payzer is a developer of mobile and internet payment applications designed to facilitate payments and enable credit for users with instant approvals. The company offers a cloud-based platform that allows customers to accept payments through credit cards, debit cards, and electronic checks, whether in the field or at their home office. This system provides real-time tracking capabilities across organizations, helping contractors to operate more efficiently and effectively manage their businesses through streamlined payment processes.

Haven Money is a financial technology company that offers a wealth management platform designed to assist users in managing their finances effectively. The platform enables users to automatically save and invest towards their financial goals by analyzing their spending and saving habits. Utilizing advanced artificial intelligence, Haven adjusts users' account balances daily based on individual income and expenditure patterns. The service includes a free dashboard that provides users with an overview of their financial status, while also facilitating seamless transfers of funds from Haven accounts to checking accounts. By targeting busy millennials, Haven Money aims to simplify financial management through automation, making it easier for users to achieve their financial objectives.

FinLocker, LLC is a financial technology company based in St. Louis, Missouri, founded in 2014. It specializes in developing a consumer-enabled financial data platform that enhances the loan process for mortgages and various financial products. FinLocker provides a personal financial assistant tool that captures essential borrower data with consumer consent, utilizing intelligent analytics to offer tailored loan product recommendations based on individual financial profiles. Its solutions aim to streamline lending processes by improving data collection, verification, and analytics, thereby reducing costs, time, and risks for lenders. Additionally, FinLocker enhances the borrower experience by enabling consumers to manage their finances more effectively, apply for loans with reduced documentation hassles, and control data sharing.