Alumni Ventures

Debbie is a mobile platform that incentivizes consumers to achieve their financial goals by rewarding positive financial behaviors rather than spending. Unlike traditional financial systems that focus on rewarding spending through credit card points, Debbie encourages users to save, pay off debt, and improve their financial health. The platform allows users to visualize their debt payoff progress and track various financial accounts, including credit cards and mortgages. Founded by experts in personal finance and lending, Debbie has successfully assisted over 10,000 individuals in paying off $1 million in debt and saving more than $10 million. By providing positive reinforcement and financial incentives, Debbie aims to address the root causes of financial insecurity.

StoreCash is a mobile payment service that facilitates transactions through QR codes at more than 200,000 retail locations. The platform is specifically designed to cater to unbanked teenagers, allowing them to manage and make payments instantly from their mobile devices without the necessity of a bank account. Users can also earn cash back on their purchases, further enhancing the appeal of the service. By providing a straightforward and efficient payment solution, StoreCash aims to simplify the payment process for individuals who might otherwise face barriers in traditional banking systems.

Tabs is an AI-powered revenue automation platform that streamlines the management of customer contracts, billing, revenue recognition, and renewals. Founded in 2023 and based in New York, the company automates the entire receivables lifecycle, from invoice computation to cash application, by organizing various customer documents and usage data. This enables the platform to identify key terms, generate billing schedules, and tabulate invoices without requiring structured data mapping. Tabs provides seamless invoice delivery, modern dunning processes, and integrates with major accounting and payment systems, enhancing operational efficiency. The platform also offers advanced analytics and reporting capabilities, significantly reducing the time required for collections and saving businesses hundreds of hours annually. By lowering operational and financial risks, Tabs aims to serve as a comprehensive solution for finance and revenue operations.

Finix is a developer of a B2B payment processing platform that enables businesses to own, manage, and monetize their payment systems. The platform features a modular, workflow-driven architecture and a real-time interface that allows users to track transactions, consolidate data from various payment processors, and underwrite merchant accounts. This capability supports banks, acquirers, and enterprises in facilitating quick and secure push payments over debit cards and enables them to send money globally. By providing these tools, Finix aims to enhance the payment processing experience for its clients.

Klasha is a global technology company established in 2021 by Jess Anuna, focused on facilitating seamless financial transactions to and from emerging markets. The company offers a platform and APIs that enable businesses to collect and send payments, as well as hold various currencies, including exotic and hard currencies. Klasha's infrastructure supports enterprise-level clients in managing their cross-border payments efficiently. By allowing international merchants to accept payments from Africa using local payment methods, Klasha enhances the ease of online transactions for customers, enabling them to transact conveniently from their homes. With the capability to handle over 120 currencies, Klasha aims to save merchants both time and money in their payment processes.

Tilled, Inc. operates a payments platform that provides a PayFac-as-a-Service solution, enabling business-to-business independent software vendors (ISVs) to monetize payments processed through their systems. Founded in 2019 and based in Boulder, Colorado, Tilled offers hosted payment forms, recurring payments, and split payments services. Its platform utilizes modern application programming interfaces (APIs) and software development kits (SDKs) to facilitate seamless payment integration, allowing software companies to launch quickly without incurring upfront costs or needing additional staffing. By managing the complexities of payment facilitation, including regulatory compliance and associated liabilities, Tilled allows software vendors, marketplaces, and SaaS companies to focus on their core operations while generating revenue from credit card processing.

Astra, established in 2016 and based in Menlo Park, California, specializes in budgeting automation. Its platform connects to users' bank accounts, providing personalized financial recommendations and enabling automated money transfers or notifications based on user-defined rules and triggers.

Innoviti specializes in payment processing and management solutions, offering a range of software products designed to meet various merchant needs. Its offerings include uniPAY, a comprehensive payment and card management system for retailers; quickEMI, which allows consumers to pay for purchases in installments using their credit cards; pgEMI, providing similar installment options; and fastCollect, an automated collection technology tailored for banks and large retailers. The company's digital commerce platform supports secure payment operations across multiple channels, such as online, mobile, and in-store transactions. Innoviti serves a diverse array of markets, including retail, lifestyle, entertainment, education, and healthcare, effectively addressing the payment and credit distribution requirements of its clients.

Honest is a company focused on developing financial products that enhance users' experience with economical transactions. It offers a credit card application characterized by no annual fees, low interest rates on purchases and balance transfers, as well as rewards points for every transaction. These features are designed to help customers build their credit history and improve their overall financial well-being. By prioritizing user-friendly financial solutions, Honest aims to make financial management accessible and beneficial for its customers.

Kapital is a fintech company focused on providing digital financial services to small and medium-sized businesses (SMBs), freelancers, and startups. Its platform simplifies financial processes, allowing clients to manage their treasury effectively and gain visibility into their financial activities. By offering tools for corporate spending, payroll distribution, and supplier payments all in one place, Kapital enables businesses to maintain control over their finances without the need to outsource these functions. The company aims to foster the growth of its clients by providing them with inclusive financial products that support their income and expense management, ultimately accelerating their growth potential.

Wind.App provides a cross-border payments infrastructure that enables businesses to pay their employees instantly and globally. The company offers a non-custodial wallet built on the Polygon blockchain, allowing users to manage their finances effectively. This wallet supports participation in decentralized finance earning strategies, trading on decentralized exchanges, and buying and selling non-fungible tokens (NFTs). By facilitating the storage, sending, and receiving of stablecoins, Wind.App enhances security and accessibility for its customers in the financial management space.

Klasha is a global technology company established in 2021 by Jess Anuna, focused on facilitating seamless financial transactions to and from emerging markets. The company offers a platform and APIs that enable businesses to collect and send payments, as well as hold various currencies, including exotic and hard currencies. Klasha's infrastructure supports enterprise-level clients in managing their cross-border payments efficiently. By allowing international merchants to accept payments from Africa using local payment methods, Klasha enhances the ease of online transactions for customers, enabling them to transact conveniently from their homes. With the capability to handle over 120 currencies, Klasha aims to save merchants both time and money in their payment processes.

Bridge Money, Inc. is a financial technology company founded in 2018 and based in Chicago, Illinois. It has developed a mobile banking platform that offers a variety of services including account activation, mobile check deposits, and free access to Automated Teller Machines (ATMs). The platform also features a secure debit card with no associated fees, and users benefit from the absence of overdraft charges. Bridge Money focuses on empowering users to enhance their financial well-being on a daily basis.

Finmo is a cloud-native financial platform that simplifies global payments and financial operations for businesses of all sizes. It enables users to manage cross-border payments, handle multi-currency funds, and automate cash flow through a single integrated system. The platform provides Global Currency Accounts that allow businesses to hold, pay, and receive funds in various currencies, complete with local bank details to streamline operations and reduce the need for multiple accounts. Finmo connects to local endpoints in major markets, ensuring optimized payment solutions that enhance growth, speed, and cost-effectiveness. With features for real-time expense tracking and cash flow forecasting, Finmo empowers businesses to make informed financial decisions while facilitating seamless transactions worldwide.

Tabs is an AI-powered revenue automation platform that streamlines the management of customer contracts, billing, revenue recognition, and renewals. Founded in 2023 and based in New York, the company automates the entire receivables lifecycle, from invoice computation to cash application, by organizing various customer documents and usage data. This enables the platform to identify key terms, generate billing schedules, and tabulate invoices without requiring structured data mapping. Tabs provides seamless invoice delivery, modern dunning processes, and integrates with major accounting and payment systems, enhancing operational efficiency. The platform also offers advanced analytics and reporting capabilities, significantly reducing the time required for collections and saving businesses hundreds of hours annually. By lowering operational and financial risks, Tabs aims to serve as a comprehensive solution for finance and revenue operations.

Mesh is a company that creates a secure ecosystem for cryptocurrency transactions, facilitating seamless deposits and payments across over 300 exchanges and wallets. It serves as a connectivity layer for various financial services platforms, allowing integration and interaction with multiple currencies and assets. In addition to its focus on cryptocurrency transactions, Mesh's platform supports stock trading and the transfer of crypto across various platforms. The company provides enterprise clients with tools to authenticate access to banks, brokerages, and exchanges, enabling functionalities such as digital asset transfers, crypto payments, account aggregation, and registered securities trading.

Tienda Pago is a merchant support platform designed to facilitate weekly merchandise purchases for small merchants in emerging markets. By offering a mobile cashless payment system, it enables traders to finance consumer goods and manage inventory more effectively. The platform operates on a closed-loop payment mechanism that leverages mobile technology, allowing merchants to transact without cash and incentivizing them to purchase high-demand products on credit. This approach not only enhances sales and profit margins for traders but also fosters a collaborative ecosystem among distributors and merchants. Tienda Pago aims to reduce transaction inefficiencies and costs, ultimately benefiting all participants involved in the supply chain.

CHEQ is the world's first social payments platform, connecting consumers and businesses to create frictionless, amazing in-person experiences. CHEQ's universal ordering and payment app can be used by restaurants, stadiums, hotels, and more to make transactions fun, easy, and worry- free. Users can even send food and drinks directly to their friends from anywhere in the world. CHEQ lets venues retain their unique branding within the app and keep their direct relationships with their guests.

Innoviti specializes in payment processing and management solutions, offering a range of software products designed to meet various merchant needs. Its offerings include uniPAY, a comprehensive payment and card management system for retailers; quickEMI, which allows consumers to pay for purchases in installments using their credit cards; pgEMI, providing similar installment options; and fastCollect, an automated collection technology tailored for banks and large retailers. The company's digital commerce platform supports secure payment operations across multiple channels, such as online, mobile, and in-store transactions. Innoviti serves a diverse array of markets, including retail, lifestyle, entertainment, education, and healthcare, effectively addressing the payment and credit distribution requirements of its clients.

Innoviti specializes in payment processing and management solutions, offering a range of software products designed to meet various merchant needs. Its offerings include uniPAY, a comprehensive payment and card management system for retailers; quickEMI, which allows consumers to pay for purchases in installments using their credit cards; pgEMI, providing similar installment options; and fastCollect, an automated collection technology tailored for banks and large retailers. The company's digital commerce platform supports secure payment operations across multiple channels, such as online, mobile, and in-store transactions. Innoviti serves a diverse array of markets, including retail, lifestyle, entertainment, education, and healthcare, effectively addressing the payment and credit distribution requirements of its clients.

Colu Technologies Ltd., established in 2014 and based in Tel Aviv, Israel, specializes in developing open-source blockchain-based technology for direct digital cash exchanges. The company offers a control panel for creating and managing local currencies, a mobile app for sending and receiving payments, and merchant tools for accepting transactions. Colu's mission is to drive positive economic and social change in local communities by empowering them to shape their own financial future.

Duplo is a financial technology company focused on providing embedded payment solutions for B2B businesses in Africa. The company offers a platform that enables businesses to automate payment inflows, reconcile transactions at scale, and manage mass payouts efficiently. Through its APIs and user interfaces, Duplo facilitates the collection and attribution of cashless payments, addressing various payment operations needs for its clients. Additionally, the platform allows businesses to enhance their financial service offerings to customers, streamlining the overall payment process in the region.

Hola Cash is a pioneering payment platform in Latin America that offers a comprehensive checkout solution by integrating various payment methods into a single interface. This innovative approach simplifies the payment process for merchants, allowing them to connect with multiple providers efficiently and affordably. Additionally, Hola Cash enhances the user experience by enabling fast, one-click transactions that reduce friction during the checkout process. The platform not only facilitates payments to friends, stores, and merchants without the need for cash or cards but also helps users earn rewards while streamlining their financial transactions. Through its focus on fraud prevention and accessibility, Hola Cash aims to transform the way payments are made in the region.

Bridge Money, Inc. is a financial technology company founded in 2018 and based in Chicago, Illinois. It has developed a mobile banking platform that offers a variety of services including account activation, mobile check deposits, and free access to Automated Teller Machines (ATMs). The platform also features a secure debit card with no associated fees, and users benefit from the absence of overdraft charges. Bridge Money focuses on empowering users to enhance their financial well-being on a daily basis.

Resolve is a B2B payments platform that facilitates buy now, pay later billing for business purchases, enabling merchants to offer risk-free net terms to their customers. By streamlining the payment process, Resolve assists manufacturers, wholesalers, and distributors in increasing sales and enhancing cash flow. The platform employs non-traditional underwriting data to analyze financing applications, allowing for the authorization of extended payment windows while assuming all repayment risks during the credit period. This service is applicable across various sales channels, including e-commerce checkouts, making it a versatile solution for B2B merchants. Resolve is supported by notable investors, including the co-founder of PayPal and Affirm.

Honest is a company focused on developing financial products that enhance users' experience with economical transactions. It offers a credit card application characterized by no annual fees, low interest rates on purchases and balance transfers, as well as rewards points for every transaction. These features are designed to help customers build their credit history and improve their overall financial well-being. By prioritizing user-friendly financial solutions, Honest aims to make financial management accessible and beneficial for its customers.

Tilled, Inc. operates a payments platform that provides a PayFac-as-a-Service solution, enabling business-to-business independent software vendors (ISVs) to monetize payments processed through their systems. Founded in 2019 and based in Boulder, Colorado, Tilled offers hosted payment forms, recurring payments, and split payments services. Its platform utilizes modern application programming interfaces (APIs) and software development kits (SDKs) to facilitate seamless payment integration, allowing software companies to launch quickly without incurring upfront costs or needing additional staffing. By managing the complexities of payment facilitation, including regulatory compliance and associated liabilities, Tilled allows software vendors, marketplaces, and SaaS companies to focus on their core operations while generating revenue from credit card processing.

Mesh is a company that creates a secure ecosystem for cryptocurrency transactions, facilitating seamless deposits and payments across over 300 exchanges and wallets. It serves as a connectivity layer for various financial services platforms, allowing integration and interaction with multiple currencies and assets. In addition to its focus on cryptocurrency transactions, Mesh's platform supports stock trading and the transfer of crypto across various platforms. The company provides enterprise clients with tools to authenticate access to banks, brokerages, and exchanges, enabling functionalities such as digital asset transfers, crypto payments, account aggregation, and registered securities trading.

Mendel offers a corporate expense management platform that streamlines financial processes for businesses. Its solutions include automated expense tracking, corporate cards, and real-time reporting to improve visibility and control over company spending. The platform integrates with accounting systems and provides analytics for better financial decision-making.

Peachy Patients is a digital payment platform focused on making healthcare more affordable and accessible for patients. The platform allows individuals to pay their medical bills in one centralized location, simplifying the payment process while ensuring they pay the correct price. In addition to facilitating payments, Peachy Patients offers cash-back incentives on every dollar spent, helping patients manage their healthcare costs more effectively. Furthermore, the system is designed to improve patients' financial health by potentially enhancing their credit scores. Overall, Peachy Patients emphasizes a patient-centered approach, providing essential tools and resources to support individuals in navigating their healthcare expenses.

Method Financial is a developer of a financial connectivity API that focuses on consumer liability data and payments. The company offers a loan management application designed to simplify and secure debt repayment. Its platform enables real-time access to consumer credit and liability accounts, facilitating end-to-end refinance experiences and one-click checkout capabilities. By providing comprehensive real-time credit data and integrated payment solutions, Method Financial empowers lenders, fintech companies, and financial institutions to create personalized lending and financial management experiences. This connectivity allows users to securely manage all their liabilities while retrieving detailed financial information.

Tilled, Inc. operates a payments platform that provides a PayFac-as-a-Service solution, enabling business-to-business independent software vendors (ISVs) to monetize payments processed through their systems. Founded in 2019 and based in Boulder, Colorado, Tilled offers hosted payment forms, recurring payments, and split payments services. Its platform utilizes modern application programming interfaces (APIs) and software development kits (SDKs) to facilitate seamless payment integration, allowing software companies to launch quickly without incurring upfront costs or needing additional staffing. By managing the complexities of payment facilitation, including regulatory compliance and associated liabilities, Tilled allows software vendors, marketplaces, and SaaS companies to focus on their core operations while generating revenue from credit card processing.

Cents provides a comprehensive business management system tailored for laundromats and dry cleaners. Their platform integrates various essential functions such as payments, employee management, and machine tracking. Additionally, it offers tools for order management, sales, marketing, and delivery services. This integration allows owners to streamline their operations, reduce the need for physical management of locations, and ultimately increase revenue by focusing more on growth strategies.

Plastiq Inc. is a payment service provider that allows users to make payments with credit and debit cards, regardless of whether the recipient accepts card payments. Founded in 2012 and based in San Francisco, California, Plastiq facilitates transactions for various expenses, including tuition, taxes, rent, utilities, and insurance, targeting businesses, institutions, and individual consumers in the United States and Canada. The platform enables users to earn credit card rewards, access early-payment discounts, and manage their cash flow more effectively. By automating B2B payments, Plastiq offers small and medium-sized enterprises a comprehensive suite of services that simplifies the payment process, allowing them to pay or receive payments via credit cards without incurring additional fees. The company aims to provide innovative payment solutions on a global scale, serving customers in over 150 countries.

StoreCash is a mobile payment service that facilitates transactions through QR codes at more than 200,000 retail locations. The platform is specifically designed to cater to unbanked teenagers, allowing them to manage and make payments instantly from their mobile devices without the necessity of a bank account. Users can also earn cash back on their purchases, further enhancing the appeal of the service. By providing a straightforward and efficient payment solution, StoreCash aims to simplify the payment process for individuals who might otherwise face barriers in traditional banking systems.

Hola Cash is a pioneering payment platform in Latin America that offers a comprehensive checkout solution by integrating various payment methods into a single interface. This innovative approach simplifies the payment process for merchants, allowing them to connect with multiple providers efficiently and affordably. Additionally, Hola Cash enhances the user experience by enabling fast, one-click transactions that reduce friction during the checkout process. The platform not only facilitates payments to friends, stores, and merchants without the need for cash or cards but also helps users earn rewards while streamlining their financial transactions. Through its focus on fraud prevention and accessibility, Hola Cash aims to transform the way payments are made in the region.

Resolve is a B2B payments platform that facilitates buy now, pay later billing for business purchases, enabling merchants to offer risk-free net terms to their customers. By streamlining the payment process, Resolve assists manufacturers, wholesalers, and distributors in increasing sales and enhancing cash flow. The platform employs non-traditional underwriting data to analyze financing applications, allowing for the authorization of extended payment windows while assuming all repayment risks during the credit period. This service is applicable across various sales channels, including e-commerce checkouts, making it a versatile solution for B2B merchants. Resolve is supported by notable investors, including the co-founder of PayPal and Affirm.

Astra, established in 2016 and based in Menlo Park, California, specializes in budgeting automation. Its platform connects to users' bank accounts, providing personalized financial recommendations and enabling automated money transfers or notifications based on user-defined rules and triggers.

Plastiq Inc. is a payment service provider that allows users to make payments with credit and debit cards, regardless of whether the recipient accepts card payments. Founded in 2012 and based in San Francisco, California, Plastiq facilitates transactions for various expenses, including tuition, taxes, rent, utilities, and insurance, targeting businesses, institutions, and individual consumers in the United States and Canada. The platform enables users to earn credit card rewards, access early-payment discounts, and manage their cash flow more effectively. By automating B2B payments, Plastiq offers small and medium-sized enterprises a comprehensive suite of services that simplifies the payment process, allowing them to pay or receive payments via credit cards without incurring additional fees. The company aims to provide innovative payment solutions on a global scale, serving customers in over 150 countries.

Portal is an innovative digital video sharing platform that changes how people earn money from their content. Portal has no secret algorithms that tracks every move instead, viewers can instantly send creators $0.10-$100 to show their appreciation.

Arcus Financial Intelligence, Inc. is a New York-based company that develops and operates an application program interface (API) platform designed for banks and financial institutions. The platform focuses on managing consumer bills and financial data, offering real-time bill management and payment services. Users can gain insights into their family finances, including details about outstanding bills, amounts owed, and due dates. Additionally, Arcus provides a multi-rail payment platform that facilitates various payment methods, making payments more accessible for consumers. Founded in 2012 and originally known as Regalii Inc., the company rebranded to Arcus Financial Intelligence, Inc. in June 2018.

Veem Inc. is a payment service provider that offers a platform designed to simplify the process of sending and receiving payments for businesses. Founded in 2014 and headquartered in San Francisco, California, the company utilizes blockchain technology to facilitate international payments, eliminating the need for intermediary banks and thereby reducing costs for small- and medium-sized enterprises. Veem's platform allows users to send and receive payments in local currency, track transactions in real time, generate invoices, and upload mass documents. Additionally, it integrates with various accounting platforms to streamline financial operations. With offices in Kanata, Canada, and Shanghai, China, Veem aims to create a user-focused financial ecosystem that enhances the efficiency of cross-border transactions.

Hingeto is a technology platform that specializes in crowdfunding stores for fashion brands, enabling them to test demand for new designs without upfront production costs. Founded in 2015, Hingeto develops and operates crowdfunding sites that facilitate direct sales of a variety of products, including caps, ties, dresses, jackets, hoodies, accessories, and pillows. The platform supports multiple payment options, such as Visa, MasterCard, Discover, and American Express, at checkout. Additionally, Hingeto provides services such as custom brand assortment strategies, vendor recruitment, onboarding, and daily support, which help clients manage their stores and drive sales effectively.

Mezu, Inc., established in 2017 and based in Cleveland Heights, Ohio, operates in the banking industry with a focus on mobile payments. The company offers a secure and private mobile payment app that allows users to send and receive money without revealing personal information. This platform enables users to pay, tip, earn, and donate easily and at no cost, prioritizing user privacy and discretion in financial transactions. Mezu's app is accessible on both iOS and Android devices in the United States, reflecting its commitment to providing a cash-like experience in digital payments.

Payzer is a developer of a mobile and internet payment application designed to facilitate payments and provide credit with instant approvals. Its cloud-based platform enables customers to accept credit cards, debit cards, and electronic checks both in the field and at their home offices. With features that include real-time tracking, Payzer's solution helps contractors manage their operations more efficiently, allowing them to streamline their payment processes and enhance business growth.

FIS is a prominent global provider of financial services technology, specializing in areas such as retail and institutional banking, payments, asset and wealth management, risk and compliance, and outsourcing solutions. The company serves over 20,000 clients across more than 130 countries, leveraging its extensive solutions portfolio and industry expertise. Headquartered in Jacksonville, Florida, FIS employs over 53,000 individuals worldwide and maintains leading positions in payment processing, financial software, and banking solutions. As a Fortune 500 company, FIS plays a crucial role in delivering software, services, and technology outsourcing that empower the financial sector.

Plastiq Inc. is a payment service provider that allows users to make payments with credit and debit cards, regardless of whether the recipient accepts card payments. Founded in 2012 and based in San Francisco, California, Plastiq facilitates transactions for various expenses, including tuition, taxes, rent, utilities, and insurance, targeting businesses, institutions, and individual consumers in the United States and Canada. The platform enables users to earn credit card rewards, access early-payment discounts, and manage their cash flow more effectively. By automating B2B payments, Plastiq offers small and medium-sized enterprises a comprehensive suite of services that simplifies the payment process, allowing them to pay or receive payments via credit cards without incurring additional fees. The company aims to provide innovative payment solutions on a global scale, serving customers in over 150 countries.

Plastiq Inc. is a payment service provider that allows users to make payments with credit and debit cards, regardless of whether the recipient accepts card payments. Founded in 2012 and based in San Francisco, California, Plastiq facilitates transactions for various expenses, including tuition, taxes, rent, utilities, and insurance, targeting businesses, institutions, and individual consumers in the United States and Canada. The platform enables users to earn credit card rewards, access early-payment discounts, and manage their cash flow more effectively. By automating B2B payments, Plastiq offers small and medium-sized enterprises a comprehensive suite of services that simplifies the payment process, allowing them to pay or receive payments via credit cards without incurring additional fees. The company aims to provide innovative payment solutions on a global scale, serving customers in over 150 countries.

Blade Data Limited operates a platform-as-a-service (PaaS) payments platform that facilitates digital currency spending through debit cards on existing global payment networks. Founded in 2014 and based in Dublin, Ireland, Blade provides a comprehensive solution for digital currency companies, enabling cross-currency payments both online and offline. The platform assists wallet and exchange customers in spending cryptocurrencies by managing essential functions such as onboarding, risk management, authorization, settlement, and exception processing. By integrating legacy payment systems with blockchain technology, Blade enhances consumer engagement and the utility of digital currencies, allowing users to make purchases with cryptocurrencies like Bitcoin at various merchant locations.

Circle is a financial technology firm established in 2013 by Jeremy Allaire and Sean Neville, headquartered in Boston, with additional offices in New York, San Francisco, Dublin, London, and Hong Kong. The company leverages blockchain technology to facilitate payments and e-commerce through stablecoins and its Circle Pay platform, streamlining the process of sending money. Circle offers a range of services, including Circle Invest, which allows users to buy and sell cryptocurrency assets, and Circle Trade, which provides over-the-counter trading services with access to one of the largest global liquidity pools for digital asset trading, averaging $2 billion in monthly volume. Backed by prominent investors such as Goldman Sachs and Accel Partners, Circle positions itself as a key player in the global internet finance sector, focused on integrating crypto assets into mainstream financial applications.