Alumni Ventures

Debbie is a mobile platform that incentivizes consumers to achieve their financial goals by rewarding positive financial behaviors rather than spending. Unlike traditional financial systems that focus on rewarding spending through credit card points, Debbie encourages users to save, pay off debt, and improve their financial health. The platform allows users to visualize their debt payoff progress and track various financial accounts, including credit cards and mortgages. Founded by experts in personal finance and lending, Debbie has successfully assisted over 10,000 individuals in paying off $1 million in debt and saving more than $10 million. By providing positive reinforcement and financial incentives, Debbie aims to address the root causes of financial insecurity.

UpEquity is a technology-driven mortgage platform that simplifies the home buying process. Founded in 2019 by Tim Herman and Louis Wilson while they were students at Harvard Business School, the company is headquartered in Austin, Texas. UpEquity offers services such as mortgage and refinance, enabling users to upload documents for pre-approval through its online portal. The platform combines free cash offers, automated underwriting, and competitive mortgage rates to facilitate quick offers and closings, making it accessible even for first-time homebuyers. By streamlining the application and approval process, UpEquity aims to democratize access to the housing market and enhance the overall home buying experience.

Honest is a company focused on developing financial products that enhance users' experience with economical transactions. It offers a credit card application characterized by no annual fees, low interest rates on purchases and balance transfers, as well as rewards points for every transaction. These features are designed to help customers build their credit history and improve their overall financial well-being. By prioritizing user-friendly financial solutions, Honest aims to make financial management accessible and beneficial for its customers.

Finresi operates a digital brokerage platform that enables accredited investors to passively invest in high-yield, real estate-secured loans. The company focuses on small multifamily properties, allowing users to list their properties for sale in exchange for a commission. By streamlining the investment process, Finresi provides clients with access to secured loans that offer monthly distributions, eliminating the complexities associated with traditional property management. This approach aims to democratize access to high-yield returns and passive income through real estate investments.

Benny is an employee-focused lending platform that enables employees of publicly traded companies to participate in their employer's stock purchase plans. By providing access to discounted company stock, Benny aims to enhance employees' investment opportunities and maximize their earning potential. The platform is built on a commitment to workplace happiness and promotes joyful work environments through its innovative application, HeyBenny. This tool automates people management while offering personalized benefits, including a diverse range of well-being services and 24/7 support, all conveniently accessible to users.

Benny is an employee-focused lending platform that enables employees of publicly traded companies to participate in their employer's stock purchase plans. By providing access to discounted company stock, Benny aims to enhance employees' investment opportunities and maximize their earning potential. The platform is built on a commitment to workplace happiness and promotes joyful work environments through its innovative application, HeyBenny. This tool automates people management while offering personalized benefits, including a diverse range of well-being services and 24/7 support, all conveniently accessible to users.

Fido is a developer of a digital financing platform that provides individuals and entrepreneurs with quick and secure access to instant credit loans. The platform allows users to apply for small credits without any fees, collateral, or guarantors. Utilizing advanced machine learning risk models, Fido's technology enables instant credit decisions for customers who may lack a financial track record. This approach not only facilitates access to essential financial services but also reduces operational costs, making it easier for users to obtain the financial support they need.

Resolve is a B2B payments platform that facilitates buy now, pay later billing for business purchases, enabling merchants to offer risk-free net terms to their customers. By streamlining the payment process, Resolve assists manufacturers, wholesalers, and distributors in increasing sales and enhancing cash flow. The platform employs non-traditional underwriting data to analyze financing applications, allowing for the authorization of extended payment windows while assuming all repayment risks during the credit period. This service is applicable across various sales channels, including e-commerce checkouts, making it a versatile solution for B2B merchants. Resolve is supported by notable investors, including the co-founder of PayPal and Affirm.

Obligo rids both landlords and renters from the burden of security deposits and makes the move-in process as simple as checking into a hotel. Owners and managers use Obligo to simplify their move-in process, comply with changing regulatory landscapes, and make their listings more appealing to renters. As the only non-insurance deposit alternative, Obligo’s credit-based model keeps landlords secure and renters accountable by combining Open Banking technology and AI-based underwriting.

UpEquity is a technology-driven mortgage platform that simplifies the home buying process. Founded in 2019 by Tim Herman and Louis Wilson while they were students at Harvard Business School, the company is headquartered in Austin, Texas. UpEquity offers services such as mortgage and refinance, enabling users to upload documents for pre-approval through its online portal. The platform combines free cash offers, automated underwriting, and competitive mortgage rates to facilitate quick offers and closings, making it accessible even for first-time homebuyers. By streamlining the application and approval process, UpEquity aims to democratize access to the housing market and enhance the overall home buying experience.

Honest is a company focused on developing financial products that enhance users' experience with economical transactions. It offers a credit card application characterized by no annual fees, low interest rates on purchases and balance transfers, as well as rewards points for every transaction. These features are designed to help customers build their credit history and improve their overall financial well-being. By prioritizing user-friendly financial solutions, Honest aims to make financial management accessible and beneficial for its customers.

BlockFi, Inc. is a New York-based financial services company that specializes in providing wealth management products for cryptocurrency investors. Founded in 2017, it offers interest-bearing accounts that allow clients to earn yields on their Bitcoin, Ether, and Gemini Dollar holdings. The company also facilitates secured loans in USD, where clients can collateralize their loans with cryptocurrency assets. Additionally, BlockFi provides a trading platform for exchanging various cryptocurrency pairs and customizable lending options for institutions. By leveraging a sophisticated infrastructure that integrates with multiple blockchains, BlockFi aims to enhance liquidity and efficiency in digital financial markets, catering to the needs of both individual and institutional clients.

Sunbit, Inc. is a financing service provider that enables users to split purchases into affordable payments, enhancing financial accessibility for everyday needs. Founded in 2015 and headquartered in Los Angeles, California, the company utilizes artificial intelligence and machine learning technology to approve a majority of applicants, thereby reducing the financial stress associated with larger purchases. Sunbit offers a point-of-sale lending platform that is integrated into various service locations, including auto dealerships, optical practices, dental offices, and specialty healthcare services. In addition to its financing solutions, Sunbit provides tools such as tablets, scanners, and informational sheets to assist retailers in facilitating transactions. The company also has mobile applications available on major platforms, allowing users to access its services conveniently from their smartphones.

Method Financial is a developer of a financial connectivity API that focuses on consumer liability data and payments. The company offers a loan management application designed to simplify and secure debt repayment. Its platform enables real-time access to consumer credit and liability accounts, facilitating end-to-end refinance experiences and one-click checkout capabilities. By providing comprehensive real-time credit data and integrated payment solutions, Method Financial empowers lenders, fintech companies, and financial institutions to create personalized lending and financial management experiences. This connectivity allows users to securely manage all their liabilities while retrieving detailed financial information.

SoLo Funds, Inc. is a financial service provider that operates a mobile money exchange and lending platform, connecting lenders with borrowers to address emergency financial needs. Founded in 2015 and based in New York City, SoLo launched its services in 2018 with a mission to create a more equitable and community-driven lending alternative. The platform has facilitated millions of transactions, aiming to redefine financial services for its users. In addition to its core lending services, SoLo is expanding its offerings to include banking, credit building, and premium member services, all while maintaining its commitment to fostering financial autonomy within the community.

Plastiq Inc. is an online payment service that allows users to make payments via credit and debit cards, irrespective of whether the recipient typically accepts card payments. The company processes these card payments and transfers the funds in a format that recipients can accept, such as electronic bank transfers or checks. Founded in 2009 and based in San Francisco, California, Plastiq serves a wide range of customers, including businesses and individuals in the United States and Canada, enabling them to pay for various expenses like tuition, taxes, rent, utilities, and insurance. The platform facilitates flexible payment options, allowing users to earn credit card rewards and utilize cash more effectively. Plastiq aims to streamline payment processes and has expanded its services to over 150 countries.

Resolve is a B2B payments platform that facilitates buy now, pay later billing for business purchases, enabling merchants to offer risk-free net terms to their customers. By streamlining the payment process, Resolve assists manufacturers, wholesalers, and distributors in increasing sales and enhancing cash flow. The platform employs non-traditional underwriting data to analyze financing applications, allowing for the authorization of extended payment windows while assuming all repayment risks during the credit period. This service is applicable across various sales channels, including e-commerce checkouts, making it a versatile solution for B2B merchants. Resolve is supported by notable investors, including the co-founder of PayPal and Affirm.

Own Up is a home loan marketplace designed to assist clients in locating suitable mortgages and lenders. The company focuses on ensuring that borrowers do not overpay for their mortgage by providing customized data that clearly outlines the appropriate payment amounts. Its services include tools for evaluating lenders, determining affordability, comparing loan offers, and obtaining pre-approval letters on demand. This comprehensive approach aims to optimize and simplify the home financing process for users.

Plastiq Inc. is an online payment service that allows users to make payments via credit and debit cards, irrespective of whether the recipient typically accepts card payments. The company processes these card payments and transfers the funds in a format that recipients can accept, such as electronic bank transfers or checks. Founded in 2009 and based in San Francisco, California, Plastiq serves a wide range of customers, including businesses and individuals in the United States and Canada, enabling them to pay for various expenses like tuition, taxes, rent, utilities, and insurance. The platform facilitates flexible payment options, allowing users to earn credit card rewards and utilize cash more effectively. Plastiq aims to streamline payment processes and has expanded its services to over 150 countries.

Sunbit, Inc. is a financing service provider that enables users to split purchases into affordable payments, enhancing financial accessibility for everyday needs. Founded in 2015 and headquartered in Los Angeles, California, the company utilizes artificial intelligence and machine learning technology to approve a majority of applicants, thereby reducing the financial stress associated with larger purchases. Sunbit offers a point-of-sale lending platform that is integrated into various service locations, including auto dealerships, optical practices, dental offices, and specialty healthcare services. In addition to its financing solutions, Sunbit provides tools such as tablets, scanners, and informational sheets to assist retailers in facilitating transactions. The company also has mobile applications available on major platforms, allowing users to access its services conveniently from their smartphones.

FinLocker, LLC is a financial technology company founded in 2014 and based in St. Louis, Missouri. It develops a consumer-enabled financial data platform that facilitates the loan process for mortgages and other financial products. The platform serves both businesses and consumers by streamlining loan transactions and enhancing the overall financial experience. For businesses, FinLocker provides tools that cut costs, reduce fraud, and mitigate risks while improving customer satisfaction and operational efficiency. For consumers, the platform simplifies the loan application process, minimizes paperwork, and enables better management of personal finances. Using consumer consent, FinLocker captures essential borrower data and employs intelligent analytics to offer tailored loan product recommendations based on individual financial profiles.

FIS focuses on retail and institutional banking, payments, asset and wealth management, risk and compliance, and outsourcing solutions. FIS serves more than 20,000 clients in over 130 countries. Headquartered in Jacksonville, Florida, FIS employs more than 53,000 people worldwide. FIS is a Fortune 500 company and is a member of the Standard & Poor’s 500® Index.

Plastiq Inc. is an online payment service that allows users to make payments via credit and debit cards, irrespective of whether the recipient typically accepts card payments. The company processes these card payments and transfers the funds in a format that recipients can accept, such as electronic bank transfers or checks. Founded in 2009 and based in San Francisco, California, Plastiq serves a wide range of customers, including businesses and individuals in the United States and Canada, enabling them to pay for various expenses like tuition, taxes, rent, utilities, and insurance. The platform facilitates flexible payment options, allowing users to earn credit card rewards and utilize cash more effectively. Plastiq aims to streamline payment processes and has expanded its services to over 150 countries.

Archblock is a financial technology company that focuses on bridging institutional capital to decentralized finance (DeFi) by enhancing modern financial infrastructure. As a key contributor to TrueFi, Archblock facilitates the involvement of institutional lenders and fund managers in blockchain-based lending, promoting transparency and accessibility in global lending markets. The company develops web3-enabled products that improve trading volume and liquidity for trusted stablecoins. Its platform ensures that fiduciaries adhere to smart contract instructions, backed by civil and criminal law, while providing legal recognition of ownership through financial institutions. This modular suite of products allows institutions and asset managers to create and manage stablecoins, tokenize real-world assets, and oversee portfolios, thereby enabling clients to generate asset-backed tokens and process digital payments in real-time. Founded in 2017 and headquartered in San Francisco, Archblock aims to redefine financial infrastructure for a more efficient and accessible global economy.

Archblock is a financial technology company that focuses on bridging institutional capital to decentralized finance (DeFi) by enhancing modern financial infrastructure. As a key contributor to TrueFi, Archblock facilitates the involvement of institutional lenders and fund managers in blockchain-based lending, promoting transparency and accessibility in global lending markets. The company develops web3-enabled products that improve trading volume and liquidity for trusted stablecoins. Its platform ensures that fiduciaries adhere to smart contract instructions, backed by civil and criminal law, while providing legal recognition of ownership through financial institutions. This modular suite of products allows institutions and asset managers to create and manage stablecoins, tokenize real-world assets, and oversee portfolios, thereby enabling clients to generate asset-backed tokens and process digital payments in real-time. Founded in 2017 and headquartered in San Francisco, Archblock aims to redefine financial infrastructure for a more efficient and accessible global economy.

Plastiq Inc. is an online payment service that allows users to make payments via credit and debit cards, irrespective of whether the recipient typically accepts card payments. The company processes these card payments and transfers the funds in a format that recipients can accept, such as electronic bank transfers or checks. Founded in 2009 and based in San Francisco, California, Plastiq serves a wide range of customers, including businesses and individuals in the United States and Canada, enabling them to pay for various expenses like tuition, taxes, rent, utilities, and insurance. The platform facilitates flexible payment options, allowing users to earn credit card rewards and utilize cash more effectively. Plastiq aims to streamline payment processes and has expanded its services to over 150 countries.

Sunbit, Inc. is a financing service provider that enables users to split purchases into affordable payments, enhancing financial accessibility for everyday needs. Founded in 2015 and headquartered in Los Angeles, California, the company utilizes artificial intelligence and machine learning technology to approve a majority of applicants, thereby reducing the financial stress associated with larger purchases. Sunbit offers a point-of-sale lending platform that is integrated into various service locations, including auto dealerships, optical practices, dental offices, and specialty healthcare services. In addition to its financing solutions, Sunbit provides tools such as tablets, scanners, and informational sheets to assist retailers in facilitating transactions. The company also has mobile applications available on major platforms, allowing users to access its services conveniently from their smartphones.

FinLocker, LLC is a financial technology company founded in 2014 and based in St. Louis, Missouri. It develops a consumer-enabled financial data platform that facilitates the loan process for mortgages and other financial products. The platform serves both businesses and consumers by streamlining loan transactions and enhancing the overall financial experience. For businesses, FinLocker provides tools that cut costs, reduce fraud, and mitigate risks while improving customer satisfaction and operational efficiency. For consumers, the platform simplifies the loan application process, minimizes paperwork, and enables better management of personal finances. Using consumer consent, FinLocker captures essential borrower data and employs intelligent analytics to offer tailored loan product recommendations based on individual financial profiles.