Debbie is a mobile platform that rewards consumers for reaching financial goals by granting points for saving, paying down debt, and improving financial health rather than rewarding spending. The service uses positive reinforcement and sponsorship from banks and financial institutions to drive account openings, loyalty, and deposits while enabling users to connect and track their credit cards and spending accounts. It aims to address financial insecurity by encouraging small, repeatable actions and has helped more than 10,000 people pay off about $1 million in debt and save over $10 million.
Arch is a financial technology company that provides credit to asset owners through a liquid platform that manages all crypto assets in one place. The platform offers instant loans secured by crypto assets and non-fungible tokens, with over-collateralization and custody to prevent rehypothecation. It enables real-time asset tracking and aims to offer an efficient way to borrow against crypto and NFT holdings while consolidating asset management on a single interface.
Innoviti is a payments technology company that provides a digital commerce platform and software solutions for secure payment processing, card management, and consumer credit distribution. Its offerings include uniPAY, a unified payment and card management system for retailers; quickEMI and pgEMI, which enable installment payments on consumer purchases using credit cards; and fastCollect, an automated collections tool for banks and retailers. The platform supports payments across online, mobile, in-store, and delivery channels and emphasizes payment automation and lending services across industries such as retail, hospitality, education, healthcare, entertainment, and transportation.
UpEquity is a technology-driven mortgage platform founded in 2019 and headquartered in Austin, Texas. The company focuses on improving the home-buying experience by automating the application and approval process for mortgages and refinances. By utilizing its proprietary combination of cash offers, automated underwriting, and competitive mortgage rates, UpEquity enables customers to make prompt offers and access a broader range of housing options. This approach is particularly beneficial for first-time homebuyers, helping to democratize access to homeownership. Founded by Tim Herman and Louis Wilson during their time at Harvard Business School, UpEquity aims to streamline and enhance the traditionally complex home-buying process.
Parlay
Pre Seed Round in 2024
Parlay is a technology company that specializes in helping community banks and credit unions streamline their small business lending processes. Its core product is a loan packaging platform, which provides analytical tools, a user-friendly borrower portal, loan readiness scoring, pipeline analytics, and a lender dashboard. This platform aims to increase small business lending conversions and efficiency, enabling community banks and credit unions to approve more small businesses for loans and enhance their customer conversion rates.
Honest develops innovative financial products, notably a credit card application that offers no annual fee, low interest rates on purchases, balance transfers, and rewards points. Its platform aims to help customers build credit history and improve their overall financial health.
Salus is a technology company focused on enhancing financial well-being for underserved communities. By partnering with credit unions, Salus develops a digital underwriting platform that allows for frictionless integration and utilizes alternative data to assess creditworthiness beyond traditional credit scores. This approach aims to expand access to credit for individuals who may be overlooked by conventional lending practices. The platform not only facilitates the approval of more applicants but also assists members in improving their credit profiles, supporting them in achieving their financial goals. Through these innovative solutions, Salus helps credit unions reduce costs and remove barriers, ultimately promoting better financial outcomes for both the institutions and the communities they serve.
Finresi
Seed Round in 2023
Finresi is a digital brokerage platform designed to provide accredited investors with access to high-yield, real estate-secured loans, facilitating passive investment opportunities without the complexities of traditional real estate ownership. The company specializes in small multifamily properties, enabling users to list their properties for sale and receive commissions in return. By focusing on real estate loan investments, Finresi allows clients to earn monthly distributions while avoiding the burdens associated with property management. Through its platform, Finresi aims to democratize access to real estate investment and enhance the potential for passive income.
Benny is an employee-focused lending platform that aims to facilitate participation in stock purchase plans for employees of publicly traded companies. By providing loans that enable employees to purchase company stock at a discounted price, Benny helps individuals unlock profitable investment opportunities while enhancing their earning potential. The company is dedicated to promoting workplace happiness through its innovative HeyBennyApp, which not only automates people management but also provides personalized well-being benefits and 24/7 support. Benny combines financial accessibility with a commitment to creating joyful work environments, ensuring that employees have the resources they need to thrive both personally and professionally.
Pontoro
Seed Round in 2023
Pontoro is a fintech company that develops a digital securitization and liquidity platform for private market assets. Its technology integrates technical, legal, and regulatory protocols to convert traditionally illiquid private fund interests into liquid investments, increasing investor access and participation while improving efficiency for fund administration. With a focus on infrastructure debt finance, the platform seeks to address the large financing shortfall by enabling liquidity, transparency, and customization for investors and limited partners and by broadening capital flows into private markets.
Brightside
Series B in 2022
Brightside is an employer-based financial care platform offering a complete suite of financial solutions to improve the financial health of working families, focusing on frontline workers who are often paycheck-to-paycheck. The platform aims to reduce turnover, healthcare costs, and productivity losses by providing personalized guidance and easy access to curated financial products through tech-powered assistants and an app. It leverages behavioral science to automate actions and influence financial habits, helping employees and their families take the right next steps. By supporting financial wellbeing, Brightside seeks to enhance retention, productivity, and DEI outcomes for employers.
Kanmon provides an API-driven platform that enables vertical SaaS providers and marketplaces to embed lending products for their business customers. The platform supports term loans, lines of credit, invoice financing, and purchase order financing, covering a range of use cases and allowing software companies and financial institutions to monetize their existing customer base by adding a new revenue stream through embedded finance.
Innoviti is a payments technology company that provides a digital commerce platform and software solutions for secure payment processing, card management, and consumer credit distribution. Its offerings include uniPAY, a unified payment and card management system for retailers; quickEMI and pgEMI, which enable installment payments on consumer purchases using credit cards; and fastCollect, an automated collections tool for banks and retailers. The platform supports payments across online, mobile, in-store, and delivery channels and emphasizes payment automation and lending services across industries such as retail, hospitality, education, healthcare, entertainment, and transportation.
Benny
Pre Seed Round in 2022
Benny is an employee-focused lending platform that aims to facilitate participation in stock purchase plans for employees of publicly traded companies. By providing loans that enable employees to purchase company stock at a discounted price, Benny helps individuals unlock profitable investment opportunities while enhancing their earning potential. The company is dedicated to promoting workplace happiness through its innovative HeyBennyApp, which not only automates people management but also provides personalized well-being benefits and 24/7 support. Benny combines financial accessibility with a commitment to creating joyful work environments, ensuring that employees have the resources they need to thrive both personally and professionally.
Innoviti is a payments technology company that provides a digital commerce platform and software solutions for secure payment processing, card management, and consumer credit distribution. Its offerings include uniPAY, a unified payment and card management system for retailers; quickEMI and pgEMI, which enable installment payments on consumer purchases using credit cards; and fastCollect, an automated collections tool for banks and retailers. The platform supports payments across online, mobile, in-store, and delivery channels and emphasizes payment automation and lending services across industries such as retail, hospitality, education, healthcare, entertainment, and transportation.
Fido develops technology that facilitates swift and secure access to digital financial services. Its platform employs machine learning risk models to make instant credit decisions for customers lacking a financial track record, thereby reducing operational costs.
Copper Banking
Series A in 2022
Copper Banking is a fintech company focused on providing teens with practical financial education through its app and debit card. It offers real-time account snapshots, in-store/online shopping capabilities via Apple or Google Pay, and exclusive access to financial literacy content curated by experts.
B Generous
Seed Round in 2022
B Generous is a California-based fintech company established in 2021, specializing in a philanthropic credit product platform that facilitates immediate capital access for nonprofit organizations. The platform enables nonprofits to receive the full amount of donations upfront, allowing them to concentrate on their mission rather than fundraising concerns. Donors benefit from receiving a full gross tax deduction at the time of their contribution and can finance their donations through interest-free payments over time. By bridging the gap between donors and nonprofits, B Generous enhances the funding landscape for charitable contributions while supporting the operational needs of nonprofit entities.
Resolve operates a B2B payments platform that facilitates 'buy now, pay later' transactions for business purchases. It enables merchants to offer risk-free, extended payment terms to their clients, thereby enhancing sales and cash flow. Resolve serves manufacturers, wholesalers, and distributors across various sales channels, including e-commerce checkouts. The company's platform uses non-traditional underwriting data to authorize delayed payments, assuming all repayment risks within the credit period. Backed by prominent investors such as PayPal co-founder Max Levchin, Resolve aims to bridge the gap between buyers and sellers in the B2B sector.
Pontoro
Seed Round in 2021
Pontoro is a fintech company that develops a digital securitization and liquidity platform for private market assets. Its technology integrates technical, legal, and regulatory protocols to convert traditionally illiquid private fund interests into liquid investments, increasing investor access and participation while improving efficiency for fund administration. With a focus on infrastructure debt finance, the platform seeks to address the large financing shortfall by enabling liquidity, transparency, and customization for investors and limited partners and by broadening capital flows into private markets.
UpEquity is a technology-driven mortgage platform founded in 2019 and headquartered in Austin, Texas. The company focuses on improving the home-buying experience by automating the application and approval process for mortgages and refinances. By utilizing its proprietary combination of cash offers, automated underwriting, and competitive mortgage rates, UpEquity enables customers to make prompt offers and access a broader range of housing options. This approach is particularly beneficial for first-time homebuyers, helping to democratize access to homeownership. Founded by Tim Herman and Louis Wilson during their time at Harvard Business School, UpEquity aims to streamline and enhance the traditionally complex home-buying process.
Honest develops innovative financial products, notably a credit card application that offers no annual fee, low interest rates on purchases, balance transfers, and rewards points. Its platform aims to help customers build credit history and improve their overall financial health.
Hello Alice
Series B in 2021
Hello Alice is a FinTech platform that provides access to credit, loans, grants, and business planning services for small business owners, enterprise customers, and business networks. It operates a multi-channel platform that guides entrepreneurs by connecting them with funding programs, networks, mentorship, events, tools, and resources through machine-learning matching. The company partners with government agencies and institutions to help SMBs grow and increase revenues. Founded in 2017 by Carolyn Rodz and Elizabeth Gore, Hello Alice is headquartered in Houston, Texas.
Sunbit, Inc., incorporated in 2015 and based in Los Angeles, California, specializes in financing services that allow consumers to split purchases into manageable payments. The company develops a pay-over-time platform that utilizes artificial intelligence and machine learning to approve a majority of applicants, making financial services accessible to a broad audience. Sunbit offers point-of-sale lending technology applicable to various service sectors, including auto dealership service centers, optical practices, dental offices, and specialty healthcare services. Their commitment to reducing financial stress for consumers is reflected in the convenience of their services, which are also accessible through mobile applications on both major platforms. Additionally, Sunbit provides tablets, scanners, signs for stores, and informational sheets for customers to enhance their offerings in retail environments.
Stavvy is a financial technology company that develops digital platforms for mortgage banking professionals. Its core products are Stavvy Connect, which facilitates secure communication and data sharing between lenders and vendors during home loan processes, and Stavvy Notarize, enabling real-time virtual closings and meetings via web conference technology.
Method Financial
Pre Seed Round in 2021
Method Financial delivers a financial connectivity API for consumer liability data and payments. The platform connects consumer credit and liability accounts, enabling real-time data access, end-to-end refinance experiences, and secure, one-click checkout. It supports lenders, fintechs, and financial institutions in building personalized lending and financial management solutions, powered by real-time credit data, persistent connections, and integrated payment rails, allowing users to securely link and retrieve information on all their liabilities.
SoLo Funds
Series A in 2021
SoLo Funds is a financial technology company that operates a digital marketplace connecting lenders and borrowers to address emergency financial needs. Based in New York City, the platform uses technology to assess creditworthiness and facilitate small, self-selected microloans funded by individual lenders. Launched in 2018 to provide an equitable, community-driven lending alternative, SoLo aims to empower financial autonomy by expanding offerings beyond lending to include banking features, credit building, and premium member services. The marketplace has processed millions of transactions, reflecting its focus on community empowerment and accessible financing.
Carputty
Seed Round in 2020
Carputty is a consumer automotive startup that offers a flexible and transparent car loan service designed to simplify the financing process for customers. Founded in 2020 by Patrick Bayliss and Joshua Tatum, the company provides a real-time line of credit that can be utilized for refinancing, purchasing, or leasing vehicles. Carputty distinguishes itself with a proprietary predictive valuation tool that assists users in understanding the optimal times to buy or sell their vehicles, promoting the idea of viewing cars as valuable assets. By prioritizing customer empowerment and ease of use, Carputty aims to enhance the car financing experience.
Hello Alice
Venture Round in 2020
Hello Alice is a FinTech platform that provides access to credit, loans, grants, and business planning services for small business owners, enterprise customers, and business networks. It operates a multi-channel platform that guides entrepreneurs by connecting them with funding programs, networks, mentorship, events, tools, and resources through machine-learning matching. The company partners with government agencies and institutions to help SMBs grow and increase revenues. Founded in 2017 by Carolyn Rodz and Elizabeth Gore, Hello Alice is headquartered in Houston, Texas.
Resolve
Seed Round in 2019
Resolve operates a B2B payments platform that facilitates 'buy now, pay later' transactions for business purchases. It enables merchants to offer risk-free, extended payment terms to their clients, thereby enhancing sales and cash flow. Resolve serves manufacturers, wholesalers, and distributors across various sales channels, including e-commerce checkouts. The company's platform uses non-traditional underwriting data to authorize delayed payments, assuming all repayment risks within the credit period. Backed by prominent investors such as PayPal co-founder Max Levchin, Resolve aims to bridge the gap between buyers and sellers in the B2B sector.
Own Up
Venture Round in 2019
Own Up is a home loan marketplace designed to assist clients in finding suitable mortgages and lenders. The company focuses on ensuring that borrowers do not overpay for their mortgages by providing personalized data that clarifies expected costs. Its technology features a concierge-driven approach, offering tools for evaluating lenders, determining affordable home prices, comparing loan offers, and obtaining pre-approval letters on demand. This streamlined process aims to optimize and simplify the experience of home financing for users, making it easier to navigate the complexities of securing a mortgage.
Deserve offers mobile-first credit card services, leveraging cloud-native architecture and APIs for personalized experiences. It partners with financial institutions and others to provide credit cards that use machine learning and alternative data to assess creditworthiness, particularly for international students in the U.S.
Sunbit, Inc., incorporated in 2015 and based in Los Angeles, California, specializes in financing services that allow consumers to split purchases into manageable payments. The company develops a pay-over-time platform that utilizes artificial intelligence and machine learning to approve a majority of applicants, making financial services accessible to a broad audience. Sunbit offers point-of-sale lending technology applicable to various service sectors, including auto dealership service centers, optical practices, dental offices, and specialty healthcare services. Their commitment to reducing financial stress for consumers is reflected in the convenience of their services, which are also accessible through mobile applications on both major platforms. Additionally, Sunbit provides tablets, scanners, signs for stores, and informational sheets for customers to enhance their offerings in retail environments.
Alviere is a finance platform that provides embedded financial products and technology to brands and other clients. It streamlines and automates the delivery of financial services such as banking, mobile payments, card issuance, payment processing, and cross-border currency exchange, enabling its clients to strengthen customer relationships, increase revenue, and profit margins. The company offers a flexible software framework that allows businesses to launch new lines of financial services, gain customer insights, and improve satisfaction and retention by embedding finance capabilities into their offerings.
Rize develops customer-centric financial applications aimed at fintechs, established financial institutions, and non-financial brands. Its innovative technology features patent-pending Synthetic Account capabilities, which integrate checking, saving, and brokerage services into a single, flexible platform. This allows clients to create tailored products and user experiences that address the specific needs of their customers. By offering a unified application programming interface (API), Rize enables businesses to efficiently build across various account types, simplifying the development process and enhancing financial service delivery.
Deserve offers mobile-first credit card services, leveraging cloud-native architecture and APIs for personalized experiences. It partners with financial institutions and others to provide credit cards that use machine learning and alternative data to assess creditworthiness, particularly for international students in the U.S.
FinLocker
Seed Round in 2018
FinLocker, LLC is a financial technology company based in St. Louis, Missouri, founded in 2014. It specializes in developing a consumer-enabled financial data platform that enhances the loan process for mortgages and various financial products. FinLocker provides a personal financial assistant tool that captures essential borrower data with consumer consent, utilizing intelligent analytics to offer tailored loan product recommendations based on individual financial profiles. Its solutions aim to streamline lending processes by improving data collection, verification, and analytics, thereby reducing costs, time, and risks for lenders. Additionally, FinLocker enhances the borrower experience by enabling consumers to manage their finances more effectively, apply for loans with reduced documentation hassles, and control data sharing.
Archblock
Seed Round in 2018
Archblock is a financial technology company that focuses on bridging institutional capital with decentralized finance (DeFi) through innovative web3-enabled products. Founded in 2017 and based in San Francisco, Archblock operates the TrustToken platform, which facilitates the creation of asset-backed tokens for global trading. The company emphasizes transparency and accessibility in lending by connecting institutional lenders and fund managers to DeFi markets. Its offerings include a modular suite of tools that allows institutions to create and manage stablecoins, tokenize real-world assets, and securely manage portfolios. Archblock's platform ensures compliance with fiduciary responsibilities and provides a legal framework that enforces smart contract terms, thereby enhancing the integrity of financial transactions.
Archblock
Venture Round in 2017
Archblock is a financial technology company that focuses on bridging institutional capital with decentralized finance (DeFi) through innovative web3-enabled products. Founded in 2017 and based in San Francisco, Archblock operates the TrustToken platform, which facilitates the creation of asset-backed tokens for global trading. The company emphasizes transparency and accessibility in lending by connecting institutional lenders and fund managers to DeFi markets. Its offerings include a modular suite of tools that allows institutions to create and manage stablecoins, tokenize real-world assets, and securely manage portfolios. Archblock's platform ensures compliance with fiduciary responsibilities and provides a legal framework that enforces smart contract terms, thereby enhancing the integrity of financial transactions.
Deserve offers mobile-first credit card services, leveraging cloud-native architecture and APIs for personalized experiences. It partners with financial institutions and others to provide credit cards that use machine learning and alternative data to assess creditworthiness, particularly for international students in the U.S.
Upstart is a fintech company that operates an AI-driven lending platform. Founded in 2012, it connects consumers with banks and investors through its platform, offering personal loans, automotive financing, home equity lines of credit, and small-dollar loans. Upstart's proprietary underwriting model considers various factors to assess borrowers' creditworthiness, enabling higher approval rates and lower loss rates.
Sunbit
Pre Seed Round in 2016
Sunbit, Inc., incorporated in 2015 and based in Los Angeles, California, specializes in financing services that allow consumers to split purchases into manageable payments. The company develops a pay-over-time platform that utilizes artificial intelligence and machine learning to approve a majority of applicants, making financial services accessible to a broad audience. Sunbit offers point-of-sale lending technology applicable to various service sectors, including auto dealership service centers, optical practices, dental offices, and specialty healthcare services. Their commitment to reducing financial stress for consumers is reflected in the convenience of their services, which are also accessible through mobile applications on both major platforms. Additionally, Sunbit provides tablets, scanners, signs for stores, and informational sheets for customers to enhance their offerings in retail environments.
FinLocker
Venture Round in 2014
FinLocker, LLC is a financial technology company based in St. Louis, Missouri, founded in 2014. It specializes in developing a consumer-enabled financial data platform that enhances the loan process for mortgages and various financial products. FinLocker provides a personal financial assistant tool that captures essential borrower data with consumer consent, utilizing intelligent analytics to offer tailored loan product recommendations based on individual financial profiles. Its solutions aim to streamline lending processes by improving data collection, verification, and analytics, thereby reducing costs, time, and risks for lenders. Additionally, FinLocker enhances the borrower experience by enabling consumers to manage their finances more effectively, apply for loans with reduced documentation hassles, and control data sharing.