AloqaVentures

Didox is a leading electronic document management platform in Uzbekistan, serving a vast network of over 250,000 organizations and 200,000 self-employed people. Didox offers comprehensive services for document management, streamlined purchases, increased sales, and simplified banking operations, catering to the needs of organizations in Uzbekistan.

Zypl.ai leverages generative artificial intelligence to enhance financial inclusion in emerging and frontier markets. Its software-as-a-service (SaaS) solution allows banks and microfinance institutions to underwrite loans accurately and instantly, even for individuals with limited or no credit history. By utilizing synthetically generated data and simulating extreme market conditions, zypl.ai's approach ensures stability and adaptability in volatile environments. The platform assesses various factors, including social and demographic information, device metadata, psychometrics, and macroeconomic indicators, to inform credit decisions. Customized AI models align with the risk appetite of each enterprise partner, and integration options are flexible, accommodating both cloud and on-premise deployments. Zypl.ai prioritizes compliance with regulatory standards by employing explainable AI models that provide transparency in decision-making. Since launching its beta, the company has secured ten enterprise clients across Central Asia, underwriting over $9 million in loans with a remarkably low portfolio-at-risk rate. With plans to expand into new markets in MENA, Southeast Asia, and Eastern Europe, zypl.ai is positioned for significant growth in the fintech sector.