Accel

Accel is a venture capital firm founded in 1983 and based in Palo Alto, California. It specializes in early and growth-stage investments, focusing primarily on technology startups in sectors such as cloud computing, software, digital media, and fintech. With additional offices in San Francisco, London, and Bangalore, Accel employs localized strategies to identify and support entrepreneurs capable of building category-defining businesses. The firm has a notable portfolio featuring companies like Facebook, Spotify, and Slack, reflecting its commitment to fostering innovation across various industries. Accel manages several funds, targeting investments ranging from $5 million to $15 million, and has a robust global presence that includes partnerships in India and China.

Radhika Ananth

Vice President

Radhika Ananth

Vice President

Yudi Anugrah

Investor

Casey Aylward

Partner

Julien Bek

Principal

Luca Bocchio

Partner

Andrew Braccia

General Partner

Andrei Brasoveanu

Partner

Katie Brown

Investor

Miles Clements

Partner

Adrian Colyer

Venture Partner

Kevin Comolli

Founding Partner

Anand Daniel

Partner

Ben Dooley

CFO

Peter Doyle

Investor

Christine Esserman

Partner

C. Alex Estevez

Venture Partner

Candice du Fretay

Investor

Rohit Ganapathy

Investor

Sameer Gandhi

Partner

Rishika Garg

Vice President

Martin Gibson

Technology Investor

Praachi Goenka

Investor

Bruce Golden

Partner

Graham Hutson

Investor

Sara Ittelson

Partner

Myrel Iturrey

Investor

Tanay Jagani

Investor

Chitranjan Jain

Investor

Dinesh Katiyar

Partner

Sanjay Khatri

Investor

Richard Kotite

Vice President

Gagan Kumar

General Partner

Ping Li

Partner

John Locke

Partner

Zhenya Loginov

Partner

Steve Loughlin

Partner

Eknoor Malhotra

Investor

Arun Mathew

Partner

Jonathan Mendelson

Investor

Gonzalo Mocorrea

Investor

Vasant Natarajan

Partner

Vas Natarajan

Partner

Harry Nelis

Partner

Nate Niparko

Partner

Maya S. Noeth

Partner

Rachit Parekh

Principal

Vijaysai Patnaik

Associate

Anagh Prasad

Investor

Varun Purandare

Principal and Investor

Ben Quazzo

Partner

Rafael Quintanilla

Investor

Aman Rai

Investor

Tim Rawlinson

Investor

Sagar Sanghvi

Partner

Antra Saxena

Investor

Tracy Sedlock

Chief Operating Partner

Jess Segal

IR Partner

Karan Shah

Investor

Manasi Shah

Investor

Sarthak Singh

Investor

Robert E. Sternberg

Investor

Diksha Sundarka

Investor

Prayank Swaroop

Partner

Ryan Sweeney

General Partner

Charles Tananbaum

Investor

Humza Tariq

Investor

Yuvraj Wadhwa

Investor

Cecilia Wang

Vice President

Matt Weigand

Partner

Eric Wolford

Venture Partner

Richard Wong

General Partner

Ivan Zhou

Partner

Hendrik Nelis Ph.D

Partner

Past deals in Retail Lending

Trade Republic

Series C in 2022
Trade Republic Bank GmbH, based in Berlin, Germany, operates as a mobile-only broker that offers commission-free trading services. Established in 2015, the company aims to make investing accessible and straightforward for a new generation of traders. Its platform allows users to engage in trading across various financial instruments, including stocks, derivatives, and options, through an intuitive and fast mobile application. By focusing on a seamless user experience, Trade Republic seeks to democratize access to capital markets and empower individuals to manage their investments effectively.

Unit

Series C in 2022
Unit Finance Inc. is a financial infrastructure company that provides a platform for businesses to integrate banking services into their operations. Founded in 2019 and based in Redwood City, California, Unit enables third parties to incorporate various financial features, including accounts, cards, payment processing, and lending, into their products. The platform simplifies the process for companies to launch vertical banks by managing compliance and banking relationships, allowing them to deliver unique banking experiences more efficiently. This capability helps businesses enhance their offerings and increase customer lifetime value.

Monzo

Series H in 2022
Monzo Bank Limited is a digital-only bank based in London, United Kingdom, offering a range of financial services including current accounts, savings accounts, overdrafts, and loans for both individuals and businesses. Established in 2015 and rebranded from FOCUS FS LIMITED in 2016, Monzo focuses on providing an efficient online banking experience through its mobile application, catering to tech-savvy customers who prefer managing their finances without traditional bank branches. The platform allows users to spend, save, and manage their money seamlessly, with real-time balance updates, intelligent notifications, and comprehensive tracking of transactions. Monzo aims to serve as a central hub for users' financial activities, enhancing their overall banking experience.

Relive

Pre Seed Round in 2022
Relive is creating a trusted, global brand focused on simplifying the real estate journey, as a digital, transparent and efficient experience. We believe that the real estate industry has been left behind in terms of technology and proper systems to support people looking to buy, sell, or rent a house. We expect simple answers and resources at our fingertips and that is why we are building a digital platform that simplifies and aggregates the real estate journey in a transparent, efficient, but also sustainable & more human way.

Uni Cards

Series A in 2021
Uni provides new-age credit cards for the digital generation. Uni aims to bridge the gap in the credit card market by making them more accessible to consumers across different regions.

Indifi

Series D in 2021
Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.

Drip Capital

Series C in 2021
Drip Capital Inc. provides credit to small businesses to fulfill their purchase/work orders. It offers invoice factoring, export finance, post shipment finance, receivables factoring, export factoring, invoice discounting, bill discounting, and trade finance products. Drip Capital Inc. was incorporated in 2014 and is based in Palo Alto, California with an additional office in Mumbai, India.

Anyfin

Series B in 2021
Anyfin AB, founded in 2017 and based in Stockholm, Sweden, offers a service that allows users to refinance their existing loans by simply taking a photo of their loan statements. By leveraging artificial intelligence and consumer data, the company aims to help individuals save money on private loans and avoid high interest rates and compound interest. Users can easily initiate the refinancing process by submitting a picture of their latest loan invoice through the company’s website or via messaging platforms. Although currently available only in Sweden, Anyfin has ambitions to expand its services across Europe, providing a more comprehensive assessment of borrowers’ financial situations than traditional credit scores. This innovative approach seeks to make refinancing and consolidating loans more accessible and cost-effective for consumers.

Credgenics

Series A in 2021
Credgenics is an innovative platform based in India that focuses on the resolution of non-performing assets (NPAs). It collaborates with banks, non-banking financial companies (NBFCs), and digital lending firms to enhance their loan recovery processes. The platform leverages technology and automation to streamline collections, employing intelligent strategies and legal solutions to improve recovery rates and reduce costs. By offering a software-as-a-service (SaaS) model, Credgenics enables its clients to enhance their operational efficiency, extend their geographic reach, and elevate customer experience. With a strong client base that includes major financial institutions, Credgenics stands out as a leader in the debt recovery sector.

Lower

Series A in 2021
Lower Financial is a technology company established in 2018 and based in New Albany, Ohio that operates as a direct mortgage lender. The firm uses artificial intelligence technology to provide services such as financing for home purchases, customer service, and home refinancing along with cash-out loans, consumer lending, student loans, and VA, FHA, & USDA loans.

Unit

Series B in 2021
Unit Finance Inc. is a financial infrastructure company that provides a platform for businesses to integrate banking services into their operations. Founded in 2019 and based in Redwood City, California, Unit enables third parties to incorporate various financial features, including accounts, cards, payment processing, and lending, into their products. The platform simplifies the process for companies to launch vertical banks by managing compliance and banking relationships, allowing them to deliver unique banking experiences more efficiently. This capability helps businesses enhance their offerings and increase customer lifetime value.

Trade Republic

Series C in 2021
Trade Republic Bank GmbH, based in Berlin, Germany, operates as a mobile-only broker that offers commission-free trading services. Established in 2015, the company aims to make investing accessible and straightforward for a new generation of traders. Its platform allows users to engage in trading across various financial instruments, including stocks, derivatives, and options, through an intuitive and fast mobile application. By focusing on a seamless user experience, Trade Republic seeks to democratize access to capital markets and empower individuals to manage their investments effectively.

Rally

Series B in 2021
Rally is an app that allows members of all income levels to buy and sell equity shares in collectible assets including sports cards & memorabilia, classic cars, graded comic books, vintage watches, wine, first edition literature, and one-of-a-kind investment-grade items from the past and present. The company is driven by a mission to democratize alternative investments like these, providing access, liquidity, and transparency to markets that have traditionally only been available to a select few. Rally Rd. was founded in 2016 and is headquartered in New York.

Monzo

Series G in 2021
Monzo Bank Limited is a digital-only bank based in London, United Kingdom, offering a range of financial services including current accounts, savings accounts, overdrafts, and loans for both individuals and businesses. Established in 2015 and rebranded from FOCUS FS LIMITED in 2016, Monzo focuses on providing an efficient online banking experience through its mobile application, catering to tech-savvy customers who prefer managing their finances without traditional bank branches. The platform allows users to spend, save, and manage their money seamlessly, with real-time balance updates, intelligent notifications, and comprehensive tracking of transactions. Monzo aims to serve as a central hub for users' financial activities, enhancing their overall banking experience.

Credgenics

Seed Round in 2020
Credgenics is an innovative platform based in India that focuses on the resolution of non-performing assets (NPAs). It collaborates with banks, non-banking financial companies (NBFCs), and digital lending firms to enhance their loan recovery processes. The platform leverages technology and automation to streamline collections, employing intelligent strategies and legal solutions to improve recovery rates and reduce costs. By offering a software-as-a-service (SaaS) model, Credgenics enables its clients to enhance their operational efficiency, extend their geographic reach, and elevate customer experience. With a strong client base that includes major financial institutions, Credgenics stands out as a leader in the debt recovery sector.

Uni Cards

Seed Round in 2020
Uni provides new-age credit cards for the digital generation. Uni aims to bridge the gap in the credit card market by making them more accessible to consumers across different regions.

Monzo

Series G in 2020
Monzo Bank Limited is a digital-only bank based in London, United Kingdom, offering a range of financial services including current accounts, savings accounts, overdrafts, and loans for both individuals and businesses. Established in 2015 and rebranded from FOCUS FS LIMITED in 2016, Monzo focuses on providing an efficient online banking experience through its mobile application, catering to tech-savvy customers who prefer managing their finances without traditional bank branches. The platform allows users to spend, save, and manage their money seamlessly, with real-time balance updates, intelligent notifications, and comprehensive tracking of transactions. Monzo aims to serve as a central hub for users' financial activities, enhancing their overall banking experience.

Anyfin

Series B in 2020
Anyfin AB, founded in 2017 and based in Stockholm, Sweden, offers a service that allows users to refinance their existing loans by simply taking a photo of their loan statements. By leveraging artificial intelligence and consumer data, the company aims to help individuals save money on private loans and avoid high interest rates and compound interest. Users can easily initiate the refinancing process by submitting a picture of their latest loan invoice through the company’s website or via messaging platforms. Although currently available only in Sweden, Anyfin has ambitions to expand its services across Europe, providing a more comprehensive assessment of borrowers’ financial situations than traditional credit scores. This innovative approach seeks to make refinancing and consolidating loans more accessible and cost-effective for consumers.

Trade Republic

Series B in 2020
Trade Republic Bank GmbH, based in Berlin, Germany, operates as a mobile-only broker that offers commission-free trading services. Established in 2015, the company aims to make investing accessible and straightforward for a new generation of traders. Its platform allows users to engage in trading across various financial instruments, including stocks, derivatives, and options, through an intuitive and fast mobile application. By focusing on a seamless user experience, Trade Republic seeks to democratize access to capital markets and empower individuals to manage their investments effectively.

Skeps

Funding Round in 2020
We are a blockchain based company in the Fintech domain. Our product enables lenders to collaborate better amongst each other

ZeFi

Seed Round in 2020
ZeFi operates a neobanking platform that creates a permissionless financial ecosystem without centralized control. The platform offers high-yield, US dollar-denominated savings accounts that allow users to convert their deposits into fiat cryptocurrency linked to the US dollar. ZeFi then lends these funds to low-risk borrowers at higher interest rates, enabling crypto asset owners to enhance their earnings and engage more effectively with their assets. By facilitating this process, ZeFi aims to provide users with greater opportunities within decentralized finance.

Rupeek

Series C in 2020
Rupeek Fintech Pvt Ltd. is a Bengaluru-based financial services company that specializes in providing gold loans through its online lending platform. Founded in 2015, Rupeek offers a streamlined process for securing loans against gold, featuring zero processing fees and on-demand pickup and return of collateral. The platform is designed for ease of use, requiring minimal paperwork, and allows consumers to apply for loans by submitting basic identity and address proof, facilitating quick verification. With a loan tenure of one year, Rupeek aims to promote financial inclusion by offering transparent and accessible lending solutions to a wide range of customers.

Deserve

Series C in 2019
Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and rebranded from Tremus, Inc. in 2017, Deserve utilizes a unique approach to assess creditworthiness by considering factors beyond traditional credit history, such as education, major, cost of education, initial funding sources, and future employability. This innovative method addresses the challenges faced by young individuals who often lack a credit history, thereby enabling them to access fair credit opportunities. Deserve's compliance framework adheres to stringent legal standards, incorporating enhanced identity verification and consistent lending practices to ensure security. The company's streamlined process from application to account management is designed to be simple and efficient, reflecting its commitment to helping customers achieve financial independence.

Rupeek

Series B in 2019
Rupeek Fintech Pvt Ltd. is a Bengaluru-based financial services company that specializes in providing gold loans through its online lending platform. Founded in 2015, Rupeek offers a streamlined process for securing loans against gold, featuring zero processing fees and on-demand pickup and return of collateral. The platform is designed for ease of use, requiring minimal paperwork, and allows consumers to apply for loans by submitting basic identity and address proof, facilitating quick verification. With a loan tenure of one year, Rupeek aims to promote financial inclusion by offering transparent and accessible lending solutions to a wide range of customers.

Indifi

Series C in 2019
Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.

Indifi

Series C in 2019
Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.

Drip Capital

Series B in 2019
Drip Capital Inc. provides credit to small businesses to fulfill their purchase/work orders. It offers invoice factoring, export finance, post shipment finance, receivables factoring, export factoring, invoice discounting, bill discounting, and trade finance products. Drip Capital Inc. was incorporated in 2014 and is based in Palo Alto, California with an additional office in Mumbai, India.

Monzo

Series F in 2019
Monzo Bank Limited is a digital-only bank based in London, United Kingdom, offering a range of financial services including current accounts, savings accounts, overdrafts, and loans for both individuals and businesses. Established in 2015 and rebranded from FOCUS FS LIMITED in 2016, Monzo focuses on providing an efficient online banking experience through its mobile application, catering to tech-savvy customers who prefer managing their finances without traditional bank branches. The platform allows users to spend, save, and manage their money seamlessly, with real-time balance updates, intelligent notifications, and comprehensive tracking of transactions. Monzo aims to serve as a central hub for users' financial activities, enhancing their overall banking experience.

Anyfin

Series A in 2019
Anyfin AB, founded in 2017 and based in Stockholm, Sweden, offers a service that allows users to refinance their existing loans by simply taking a photo of their loan statements. By leveraging artificial intelligence and consumer data, the company aims to help individuals save money on private loans and avoid high interest rates and compound interest. Users can easily initiate the refinancing process by submitting a picture of their latest loan invoice through the company’s website or via messaging platforms. Although currently available only in Sweden, Anyfin has ambitions to expand its services across Europe, providing a more comprehensive assessment of borrowers’ financial situations than traditional credit scores. This innovative approach seeks to make refinancing and consolidating loans more accessible and cost-effective for consumers.

Skeps

Seed Round in 2019
We are a blockchain based company in the Fintech domain. Our product enables lenders to collaborate better amongst each other

Monzo

Series E in 2018
Monzo Bank Limited is a digital-only bank based in London, United Kingdom, offering a range of financial services including current accounts, savings accounts, overdrafts, and loans for both individuals and businesses. Established in 2015 and rebranded from FOCUS FS LIMITED in 2016, Monzo focuses on providing an efficient online banking experience through its mobile application, catering to tech-savvy customers who prefer managing their finances without traditional bank branches. The platform allows users to spend, save, and manage their money seamlessly, with real-time balance updates, intelligent notifications, and comprehensive tracking of transactions. Monzo aims to serve as a central hub for users' financial activities, enhancing their overall banking experience.

Deserve

Series B in 2018
Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and rebranded from Tremus, Inc. in 2017, Deserve utilizes a unique approach to assess creditworthiness by considering factors beyond traditional credit history, such as education, major, cost of education, initial funding sources, and future employability. This innovative method addresses the challenges faced by young individuals who often lack a credit history, thereby enabling them to access fair credit opportunities. Deserve's compliance framework adheres to stringent legal standards, incorporating enhanced identity verification and consistent lending practices to ensure security. The company's streamlined process from application to account management is designed to be simple and efficient, reflecting its commitment to helping customers achieve financial independence.

Wonga

Venture Round in 2018
Wonga.com offers small, short-term cash advances to consumers in the UK through an online platform. Utilizing advanced risk assessment and decision-making technology, the company provides automated lending decisions that aim to be responsible and efficient. Customers can select the desired loan amount, up to £750, and the repayment period, ranging from five to 30 days, using interactive tools on the website. Wonga's automated loan processing enables rapid cash deposits, often within minutes, providing a faster alternative to traditional credit sources. The service is designed for occasional use in response to cash emergencies, helping customers avoid potential pitfalls such as unauthorized overdrafts or high bank fees associated with bounced checks. Wonga's innovative approach to lending has garnered recognition through various awards, highlighting its contribution to the financial technology sector.

Drip Capital

Series A in 2018
Drip Capital Inc. provides credit to small businesses to fulfill their purchase/work orders. It offers invoice factoring, export finance, post shipment finance, receivables factoring, export factoring, invoice discounting, bill discounting, and trade finance products. Drip Capital Inc. was incorporated in 2014 and is based in Palo Alto, California with an additional office in Mumbai, India.

Anyfin

Series A in 2018
Anyfin AB, founded in 2017 and based in Stockholm, Sweden, offers a service that allows users to refinance their existing loans by simply taking a photo of their loan statements. By leveraging artificial intelligence and consumer data, the company aims to help individuals save money on private loans and avoid high interest rates and compound interest. Users can easily initiate the refinancing process by submitting a picture of their latest loan invoice through the company’s website or via messaging platforms. Although currently available only in Sweden, Anyfin has ambitions to expand its services across Europe, providing a more comprehensive assessment of borrowers’ financial situations than traditional credit scores. This innovative approach seeks to make refinancing and consolidating loans more accessible and cost-effective for consumers.

Rupeek

Series A in 2018
Rupeek Fintech Pvt Ltd. is a Bengaluru-based financial services company that specializes in providing gold loans through its online lending platform. Founded in 2015, Rupeek offers a streamlined process for securing loans against gold, featuring zero processing fees and on-demand pickup and return of collateral. The platform is designed for ease of use, requiring minimal paperwork, and allows consumers to apply for loans by submitting basic identity and address proof, facilitating quick verification. With a loan tenure of one year, Rupeek aims to promote financial inclusion by offering transparent and accessible lending solutions to a wide range of customers.

Deserve

Series A in 2017
Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and rebranded from Tremus, Inc. in 2017, Deserve utilizes a unique approach to assess creditworthiness by considering factors beyond traditional credit history, such as education, major, cost of education, initial funding sources, and future employability. This innovative method addresses the challenges faced by young individuals who often lack a credit history, thereby enabling them to access fair credit opportunities. Deserve's compliance framework adheres to stringent legal standards, incorporating enhanced identity verification and consistent lending practices to ensure security. The company's streamlined process from application to account management is designed to be simple and efficient, reflecting its commitment to helping customers achieve financial independence.

Funding Circle

Series F in 2017
Funding Circle is a London-based online lending platform established in 2010 that connects investors with small and medium-sized businesses seeking capital. Operating in the United Kingdom, the United States, Germany, the Netherlands, and Spain, Funding Circle facilitates direct lending through its marketplace, allowing a variety of investors—including individuals, banks, local councils, and institutional investors—to fund business loans. The platform offers both secured and unsecured loans to help businesses with various financial needs, such as working capital, asset purchases, and property development. Additionally, Funding Circle collaborates with institutional investors on securitization programs and issues loan payment dependent debt securities. By bridging the gap between businesses in need of funding and investors seeking attractive returns, Funding Circle aims to create a mutually beneficial relationship that supports economic growth and job creation.

Indifi

Series B in 2016
Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.

Indifi

Series B in 2016
Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.

Quiklo

Series A in 2016
Quiklo operates a micro-lending platform focused on providing collateral-free loans, particularly for education, to individuals lacking traditional credit histories or CIBIL scores. The company has developed a proprietary credit risk engine that leverages over 1,000 data points, including derived data from various non-traditional sources, to create an effective underwriting and management strategy. This innovative approach aims to identify creditworthy borrowers among aspirational millennials who may otherwise be overlooked by conventional lending practices. By enabling students to select loan products, submit documents, and receive approvals within a day, Quiklo seeks to empower a demographic that is equally deserving of credit opportunities.

Quiklo

Seed Round in 2016
Quiklo operates a micro-lending platform focused on providing collateral-free loans, particularly for education, to individuals lacking traditional credit histories or CIBIL scores. The company has developed a proprietary credit risk engine that leverages over 1,000 data points, including derived data from various non-traditional sources, to create an effective underwriting and management strategy. This innovative approach aims to identify creditworthy borrowers among aspirational millennials who may otherwise be overlooked by conventional lending practices. By enabling students to select loan products, submit documents, and receive approvals within a day, Quiklo seeks to empower a demographic that is equally deserving of credit opportunities.

Indifi

Seed Round in 2015
Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.

Quiklo

Seed Round in 2015
Quiklo operates a micro-lending platform focused on providing collateral-free loans, particularly for education, to individuals lacking traditional credit histories or CIBIL scores. The company has developed a proprietary credit risk engine that leverages over 1,000 data points, including derived data from various non-traditional sources, to create an effective underwriting and management strategy. This innovative approach aims to identify creditworthy borrowers among aspirational millennials who may otherwise be overlooked by conventional lending practices. By enabling students to select loan products, submit documents, and receive approvals within a day, Quiklo seeks to empower a demographic that is equally deserving of credit opportunities.

Deserve

Series A in 2015
Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and rebranded from Tremus, Inc. in 2017, Deserve utilizes a unique approach to assess creditworthiness by considering factors beyond traditional credit history, such as education, major, cost of education, initial funding sources, and future employability. This innovative method addresses the challenges faced by young individuals who often lack a credit history, thereby enabling them to access fair credit opportunities. Deserve's compliance framework adheres to stringent legal standards, incorporating enhanced identity verification and consistent lending practices to ensure security. The company's streamlined process from application to account management is designed to be simple and efficient, reflecting its commitment to helping customers achieve financial independence.

Funding Circle

Series D in 2014
Funding Circle is a London-based online lending platform established in 2010 that connects investors with small and medium-sized businesses seeking capital. Operating in the United Kingdom, the United States, Germany, the Netherlands, and Spain, Funding Circle facilitates direct lending through its marketplace, allowing a variety of investors—including individuals, banks, local councils, and institutional investors—to fund business loans. The platform offers both secured and unsecured loans to help businesses with various financial needs, such as working capital, asset purchases, and property development. Additionally, Funding Circle collaborates with institutional investors on securitization programs and issues loan payment dependent debt securities. By bridging the gap between businesses in need of funding and investors seeking attractive returns, Funding Circle aims to create a mutually beneficial relationship that supports economic growth and job creation.

LearnVest

Series D in 2014
LearnVest, Inc. is a personal finance and lifestyle platform designed specifically for women, based in New York. Founded in 2007, the company offers a comprehensive website and mobile application that provide educational content, tools, and financial planning services. Users can access information on budgeting, managing student loans, and planning cost-effective gatherings, while also utilizing features to track expenses, build custom budgets, and securely link financial accounts. LearnVest emphasizes interactive and educational resources, including articles, checklists, and financial tools, to empower women in managing their finances. The company operates on a subscription model that includes a setup charge and a monthly fee for access to financial planners, enhancing its commitment to personalized financial education and support. Acquired by Northwestern Mutual, LearnVest continues to focus on delivering relevant financial insights and fostering a collaborative community among its users.

CAN Capital

Series C in 2014
CAN Capital, Inc. is a financial services provider that specializes in offering working capital and small business loans to small and medium-sized enterprises in the United States. Founded in 1998 and headquartered in Kennesaw, Georgia, the company provides products such as small business term loans and merchant cash advances, which can be used for various purposes including inventory purchases, payroll, equipment upgrades, and marketing initiatives. Utilizing a proprietary real-time platform and risk-scoring models, CAN Capital streamlines the lending process, enabling quick access to flexible funding options without requiring personal asset collateral. The company's Daily Remittance Platform allows lenders to monitor borrowers' daily cash flows and collect repayments efficiently, enhancing the overall lending experience. Formerly known as Capital Access Network, Inc., the company rebranded to CAN Capital in December 2013.

Funding Circle

Series C in 2013
Funding Circle is a London-based online lending platform established in 2010 that connects investors with small and medium-sized businesses seeking capital. Operating in the United Kingdom, the United States, Germany, the Netherlands, and Spain, Funding Circle facilitates direct lending through its marketplace, allowing a variety of investors—including individuals, banks, local councils, and institutional investors—to fund business loans. The platform offers both secured and unsecured loans to help businesses with various financial needs, such as working capital, asset purchases, and property development. Additionally, Funding Circle collaborates with institutional investors on securitization programs and issues loan payment dependent debt securities. By bridging the gap between businesses in need of funding and investors seeking attractive returns, Funding Circle aims to create a mutually beneficial relationship that supports economic growth and job creation.

LearnVest

Series C in 2013
LearnVest, Inc. is a personal finance and lifestyle platform designed specifically for women, based in New York. Founded in 2007, the company offers a comprehensive website and mobile application that provide educational content, tools, and financial planning services. Users can access information on budgeting, managing student loans, and planning cost-effective gatherings, while also utilizing features to track expenses, build custom budgets, and securely link financial accounts. LearnVest emphasizes interactive and educational resources, including articles, checklists, and financial tools, to empower women in managing their finances. The company operates on a subscription model that includes a setup charge and a monthly fee for access to financial planners, enhancing its commitment to personalized financial education and support. Acquired by Northwestern Mutual, LearnVest continues to focus on delivering relevant financial insights and fostering a collaborative community among its users.

Prosper

Series A in 2013
Prosper Funding LLC operates a peer-to-peer online credit marketplace that connects borrowers seeking personal loans with individual and institutional investors willing to fund those loans. Established in 2005 and headquartered in San Francisco, California, Prosper's platform offers a transparent environment for financial transactions, allowing borrowers to access fixed-rate, unsecured loans without hidden fees or prepayment penalties. The marketplace is accessible to investors in 31 states and to borrowers in 48 states, including the District of Columbia. By utilizing a data-driven underwriting model, Prosper enables investors to achieve solid returns while facilitating affordable loan options for consumers.

Lenddo

Series A in 2012
Lenddo International operates an online platform that enables users to leverage their social connections to build creditworthiness and access financial services in emerging markets. By utilizing reputation data from social networks such as Facebook and LinkedIn, Lenddo helps individuals secure loans for purposes such as education, debt consolidation, and small business ventures. Founded in 2011, the company primarily serves customers in Colombia and the Philippines, with its headquarters in Central, Hong Kong, and additional offices in Manila, Bogotá, and New York City. As of October 2017, Lenddo International is a subsidiary of EFL Global LTD.

CAN Capital

Series B in 2012
CAN Capital, Inc. is a financial services provider that specializes in offering working capital and small business loans to small and medium-sized enterprises in the United States. Founded in 1998 and headquartered in Kennesaw, Georgia, the company provides products such as small business term loans and merchant cash advances, which can be used for various purposes including inventory purchases, payroll, equipment upgrades, and marketing initiatives. Utilizing a proprietary real-time platform and risk-scoring models, CAN Capital streamlines the lending process, enabling quick access to flexible funding options without requiring personal asset collateral. The company's Daily Remittance Platform allows lenders to monitor borrowers' daily cash flows and collect repayments efficiently, enhancing the overall lending experience. Formerly known as Capital Access Network, Inc., the company rebranded to CAN Capital in December 2013.

LearnVest

Series B in 2011
LearnVest, Inc. is a personal finance and lifestyle platform designed specifically for women, based in New York. Founded in 2007, the company offers a comprehensive website and mobile application that provide educational content, tools, and financial planning services. Users can access information on budgeting, managing student loans, and planning cost-effective gatherings, while also utilizing features to track expenses, build custom budgets, and securely link financial accounts. LearnVest emphasizes interactive and educational resources, including articles, checklists, and financial tools, to empower women in managing their finances. The company operates on a subscription model that includes a setup charge and a monthly fee for access to financial planners, enhancing its commitment to personalized financial education and support. Acquired by Northwestern Mutual, LearnVest continues to focus on delivering relevant financial insights and fostering a collaborative community among its users.

Prosper

Series E in 2011
Prosper Funding LLC operates a peer-to-peer online credit marketplace that connects borrowers seeking personal loans with individual and institutional investors willing to fund those loans. Established in 2005 and headquartered in San Francisco, California, Prosper's platform offers a transparent environment for financial transactions, allowing borrowers to access fixed-rate, unsecured loans without hidden fees or prepayment penalties. The marketplace is accessible to investors in 31 states and to borrowers in 48 states, including the District of Columbia. By utilizing a data-driven underwriting model, Prosper enables investors to achieve solid returns while facilitating affordable loan options for consumers.

Wonga

Series C in 2011
Wonga.com offers small, short-term cash advances to consumers in the UK through an online platform. Utilizing advanced risk assessment and decision-making technology, the company provides automated lending decisions that aim to be responsible and efficient. Customers can select the desired loan amount, up to £750, and the repayment period, ranging from five to 30 days, using interactive tools on the website. Wonga's automated loan processing enables rapid cash deposits, often within minutes, providing a faster alternative to traditional credit sources. The service is designed for occasional use in response to cash emergencies, helping customers avoid potential pitfalls such as unauthorized overdrafts or high bank fees associated with bounced checks. Wonga's innovative approach to lending has garnered recognition through various awards, highlighting its contribution to the financial technology sector.

Prosper

Series D in 2010
Prosper Funding LLC operates a peer-to-peer online credit marketplace that connects borrowers seeking personal loans with individual and institutional investors willing to fund those loans. Established in 2005 and headquartered in San Francisco, California, Prosper's platform offers a transparent environment for financial transactions, allowing borrowers to access fixed-rate, unsecured loans without hidden fees or prepayment penalties. The marketplace is accessible to investors in 31 states and to borrowers in 48 states, including the District of Columbia. By utilizing a data-driven underwriting model, Prosper enables investors to achieve solid returns while facilitating affordable loan options for consumers.

LearnVest

Series A in 2010
LearnVest, Inc. is a personal finance and lifestyle platform designed specifically for women, based in New York. Founded in 2007, the company offers a comprehensive website and mobile application that provide educational content, tools, and financial planning services. Users can access information on budgeting, managing student loans, and planning cost-effective gatherings, while also utilizing features to track expenses, build custom budgets, and securely link financial accounts. LearnVest emphasizes interactive and educational resources, including articles, checklists, and financial tools, to empower women in managing their finances. The company operates on a subscription model that includes a setup charge and a monthly fee for access to financial planners, enhancing its commitment to personalized financial education and support. Acquired by Northwestern Mutual, LearnVest continues to focus on delivering relevant financial insights and fostering a collaborative community among its users.

Prosper

Venture Round in 2010
Prosper Funding LLC operates a peer-to-peer online credit marketplace that connects borrowers seeking personal loans with individual and institutional investors willing to fund those loans. Established in 2005 and headquartered in San Francisco, California, Prosper's platform offers a transparent environment for financial transactions, allowing borrowers to access fixed-rate, unsecured loans without hidden fees or prepayment penalties. The marketplace is accessible to investors in 31 states and to borrowers in 48 states, including the District of Columbia. By utilizing a data-driven underwriting model, Prosper enables investors to achieve solid returns while facilitating affordable loan options for consumers.

Wonga

Series B in 2009
Wonga.com offers small, short-term cash advances to consumers in the UK through an online platform. Utilizing advanced risk assessment and decision-making technology, the company provides automated lending decisions that aim to be responsible and efficient. Customers can select the desired loan amount, up to £750, and the repayment period, ranging from five to 30 days, using interactive tools on the website. Wonga's automated loan processing enables rapid cash deposits, often within minutes, providing a faster alternative to traditional credit sources. The service is designed for occasional use in response to cash emergencies, helping customers avoid potential pitfalls such as unauthorized overdrafts or high bank fees associated with bounced checks. Wonga's innovative approach to lending has garnered recognition through various awards, highlighting its contribution to the financial technology sector.

Yodlee

Venture Round in 2008
Yodlee, Inc. operates a technology platform that provides digital financial services through the Yodlee Financial Cloud. This platform offers a variety of financial applications, known as FinApps, designed for sectors such as retail finance, wealth management, and small business solutions. These applications help consumers and businesses manage their finances, track spending, and assess net worth among other tasks. Yodlee Financial Cloud also allows customers to create their own applications using open application programming interfaces, ensuring secure data access and money movement solutions. In addition to its core offerings, Yodlee provides data solutions and market research services. The company serves a wide range of clients, including financial institutions, internet service companies, and third-party developers of financial applications. Founded in 1999 and headquartered in Redwood City, California, Yodlee operates as a subsidiary of Envestnet, Inc.

Prosper

Series C in 2007
Prosper Funding LLC operates a peer-to-peer online credit marketplace that connects borrowers seeking personal loans with individual and institutional investors willing to fund those loans. Established in 2005 and headquartered in San Francisco, California, Prosper's platform offers a transparent environment for financial transactions, allowing borrowers to access fixed-rate, unsecured loans without hidden fees or prepayment penalties. The marketplace is accessible to investors in 31 states and to borrowers in 48 states, including the District of Columbia. By utilizing a data-driven underwriting model, Prosper enables investors to achieve solid returns while facilitating affordable loan options for consumers.

Yodlee

Venture Round in 2006
Yodlee, Inc. operates a technology platform that provides digital financial services through the Yodlee Financial Cloud. This platform offers a variety of financial applications, known as FinApps, designed for sectors such as retail finance, wealth management, and small business solutions. These applications help consumers and businesses manage their finances, track spending, and assess net worth among other tasks. Yodlee Financial Cloud also allows customers to create their own applications using open application programming interfaces, ensuring secure data access and money movement solutions. In addition to its core offerings, Yodlee provides data solutions and market research services. The company serves a wide range of clients, including financial institutions, internet service companies, and third-party developers of financial applications. Founded in 1999 and headquartered in Redwood City, California, Yodlee operates as a subsidiary of Envestnet, Inc.

Renren

Venture Round in 2006
Renren Inc. operates primarily in the used automobile market in China, offering a range of vehicles from luxury brands such as Audi, BMW, and Porsche. The company provides financing options for customers through partnerships with financial service providers and supports used automobile dealers with credit financing. In addition to selling used cars, Renren offers new vehicles and value-added services, including warranties, insurance, and after-sale support. The company markets its inventory through physical showrooms and online platforms, including the Kaixin Auto app and various automotive websites. Besides its automotive business, Renren has developed Chime, a Software as a Service platform that assists real estate professionals with lead generation and customer relationship management. It also provides online and mobile services tailored for the trucking industry in the United States. Founded in 2002 and headquartered in Beijing, Renren was previously known as Oak Pacific Interactive before rebranding in 2010.

Prosper

Series B in 2006
Prosper Funding LLC operates a peer-to-peer online credit marketplace that connects borrowers seeking personal loans with individual and institutional investors willing to fund those loans. Established in 2005 and headquartered in San Francisco, California, Prosper's platform offers a transparent environment for financial transactions, allowing borrowers to access fixed-rate, unsecured loans without hidden fees or prepayment penalties. The marketplace is accessible to investors in 31 states and to borrowers in 48 states, including the District of Columbia. By utilizing a data-driven underwriting model, Prosper enables investors to achieve solid returns while facilitating affordable loan options for consumers.

Prosper

Series A in 2005
Prosper Funding LLC operates a peer-to-peer online credit marketplace that connects borrowers seeking personal loans with individual and institutional investors willing to fund those loans. Established in 2005 and headquartered in San Francisco, California, Prosper's platform offers a transparent environment for financial transactions, allowing borrowers to access fixed-rate, unsecured loans without hidden fees or prepayment penalties. The marketplace is accessible to investors in 31 states and to borrowers in 48 states, including the District of Columbia. By utilizing a data-driven underwriting model, Prosper enables investors to achieve solid returns while facilitating affordable loan options for consumers.

Yodlee

Series A in 1999
Yodlee, Inc. operates a technology platform that provides digital financial services through the Yodlee Financial Cloud. This platform offers a variety of financial applications, known as FinApps, designed for sectors such as retail finance, wealth management, and small business solutions. These applications help consumers and businesses manage their finances, track spending, and assess net worth among other tasks. Yodlee Financial Cloud also allows customers to create their own applications using open application programming interfaces, ensuring secure data access and money movement solutions. In addition to its core offerings, Yodlee provides data solutions and market research services. The company serves a wide range of clients, including financial institutions, internet service companies, and third-party developers of financial applications. Founded in 1999 and headquartered in Redwood City, California, Yodlee operates as a subsidiary of Envestnet, Inc.
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