Accel

Developer of a low-code application platform designed to build, deploy, and manage effective software with enterprise-grade security and governance. The company's platform simplifies internal tool development for businesses, helps to streamline operations, automate processes, and integrate multiple apps and data while enhancing legacy apps with new features, enabling developers to build internal web apps with a low-code approach.

Ledger Investing Inc. operates an online marketplace that connects insurers with institutional investors seeking to invest in various classes of insurance risk. Founded in 2016 and based in Washington, D.C., the platform allows asset managers, pension funds, hedge funds, and family offices to access a new asset class that offers the potential for returns uncorrelated with broader capital markets. The company capitalizes on recent trends where significant capital influx from long-term institutional investors is directed towards direct insurance investments. Additionally, Ledger Investing leverages technology to transform business models and create efficient marketplaces, enhancing the connection between buyers and sellers in the insurance sector. The firm is supported by Y Combinator.

Unit Finance Inc. is a financial infrastructure company that provides a platform for businesses to integrate banking services into their operations. Founded in 2019 and based in Redwood City, California, Unit enables third parties to incorporate various financial features, including accounts, cards, payment processing, and lending, into their products. The platform simplifies the process for companies to launch vertical banks by managing compliance and banking relationships, allowing them to deliver unique banking experiences more efficiently. This capability helps businesses enhance their offerings and increase customer lifetime value.

Developer of asset intelligence technology designed to offer real-time, precise, and actionable asset data. The company's platform provides agentless architecture, visibility, near real-time intelligence, limitless customization, and meaningful visualization for end-to-end visibility across the entire technology domain, providing enterprise-wide teams with big-picture insights to increase security and business velocity.

Sotera is an Insurtech company using deep tech and data to create risk ratings for unusual objects. Founded at Cambridge University, Sotera completed the accelerator at Lloyds of London and is working with the Visual Geometry Group at Oxford University. Sotera raised its first round from investors including Tokio Marine Future Fund, an Insurtech CVC fund based in Silicon Valley, Accel, Ninety, and a small group of experienced angels. Sotera will also provide the toolkit it builds to record at-risk collections to help combat the looting and trafficking of antiquities and art.

Finbots AI is an intelligent automation firm focusing on finance, risk and operations area.

Remote Technology, Inc. provides a comprehensive human resource technology platform that specializes in payroll, benefits, compliance, and tax services for businesses employing distributed teams. Founded in 2017 and based in San Francisco, the company simplifies international payroll and compliance processes for both employees and contractors. Remote's platform allows organizations to manage onboarding, automatic payments, and various statutory obligations, such as social and pension contributions and income tax retention, while connecting candidates with remote job opportunities. By addressing the complexities of global employment, Remote enables companies to focus on their workforce and enhance productivity without compliance risks.

Insify develops an insurance technology platform for small businesses. The company offers insurance products and services to the businesses. The company is based in the Netherlands.

Developer of a compliance automation platform designed to make enterprise-grade security accessible to all. The company's platform specializes in guiding companies to provide visibility into the processes and policies governed by compliance checklists, help close enterprise deals, and pass vendor security assessments to keep them agile, enabling clients to build trust and confidence with their customers and partners.

Ironclad, Inc. is a San Francisco-based company founded in 2014 that specializes in contract management software designed for legal teams. Its platform streamlines contract workflows by automating processes such as creation, approvals, and compliance, allowing legal departments to focus on providing strategic advice. Ironclad's software includes features like automated templates for various types of contracts, e-signatures, and the ability to store finalized documents while integrating data entry into other systems. By transforming contract processes for legal, sales, and operations teams, Ironclad enhances the management of contracts as valuable intelligence assets. The platform is utilized by in-house legal teams at notable companies, enabling them to unlock and analyze contract data effectively.

Travelstop is a revolutionary platform aimed at modernizing and simplifying business travel. The company makes it easy to manage business trips, automate expense reporting, and provide meaningful insights to business owners. Founded in 2018, Travelstop is headquartered in Singapore.

Uni provides new-age credit cards for the digital generation. Uni aims to bridge the gap in the credit card market by making them more accessible to consumers across different regions.

ThreeFlow is a Benefits Placement System that streamlines the insurance distribution process for employee benefit insurance brokers and carriers. Founded in 2015 and based in Chicago, Illinois, ThreeFlow offers a cloud-based platform that allows users to manage the entire placement process within a single system. This innovation facilitates better communication and collaboration between brokers and carriers, enabling them to make informed decisions more efficiently. By connecting various stakeholders and simplifying the workflow, ThreeFlow enhances productivity and helps carriers secure business while providing brokers with the necessary tools to support employers in selecting the right benefits.

Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.

Socure Inc. specializes in digital identity verification solutions through its Socure ID+ platform, which utilizes predictive analytics, artificial intelligence, and machine learning to authenticate identities in real-time. The platform aggregates data from various online and offline sources, such as emails, phone numbers, and social media, to support compliance with customer identification programs, know your customer guidelines, and anti-money laundering regulations. In addition to the Socure ID+ platform, the company offers tools like Aida, an AI-driven bot for identity validation, Docv for document verification, and Sigma Synthetic Fraud, which addresses synthetic identity fraud. Socure enhances financial inclusion by approving a significant percentage of millennial and thin-file consumers while substantially reducing fraud in online account openings. Founded in 2012 and headquartered in New York, Socure serves a diverse clientele, including software firms, financial institutions, and integration partners, and has established a strategic partnership with ForgeRock.

trica is a unified technology solution for equity management and transactions.

Developer of a low-code application platform designed to build, deploy, and manage effective software with enterprise-grade security and governance. The company's platform simplifies internal tool development for businesses, helps to streamline operations, automate processes, and integrate multiple apps and data while enhancing legacy apps with new features, enabling developers to build internal web apps with a low-code approach.

Anyfin AB, founded in 2017 and based in Stockholm, Sweden, offers a service that allows users to refinance their existing loans by simply taking a photo of their loan statements. By leveraging artificial intelligence and consumer data, the company aims to help individuals save money on private loans and avoid high interest rates and compound interest. Users can easily initiate the refinancing process by submitting a picture of their latest loan invoice through the company’s website or via messaging platforms. Although currently available only in Sweden, Anyfin has ambitions to expand its services across Europe, providing a more comprehensive assessment of borrowers’ financial situations than traditional credit scores. This innovative approach seeks to make refinancing and consolidating loans more accessible and cost-effective for consumers.

unitQ provides real-time solutions that enable product and engineering teams to monitor and enhance product quality across various platforms, languages, and regions. Headquartered in the United States, the company focuses on delivering insights that help businesses address quality issues promptly and effectively.

Prodigal Technologies, Inc. specializes in software solutions that enhance the servicing and collections processes for lenders. Founded in 2018 and based in the United States, the company aims to improve borrower interactions by offering multiple engagement channels and prioritizing account management to boost portfolio value. Its platform includes features such as a virtual agent assistant, a post-conversation note generator, and an automatic call quality assurance analyzer. These tools are designed to help lenders, collection agencies, and healthcare revenue cycle management improve operational efficiency, increase revenue, and ensure compliance, all while delivering a customer experience that matches the quality of service provided at the time of loan origination.

Remote Technology, Inc. provides a comprehensive human resource technology platform that specializes in payroll, benefits, compliance, and tax services for businesses employing distributed teams. Founded in 2017 and based in San Francisco, the company simplifies international payroll and compliance processes for both employees and contractors. Remote's platform allows organizations to manage onboarding, automatic payments, and various statutory obligations, such as social and pension contributions and income tax retention, while connecting candidates with remote job opportunities. By addressing the complexities of global employment, Remote enables companies to focus on their workforce and enhance productivity without compliance risks.

Tonkean Inc. develops an adaptive business operations platform designed to enhance the efficiency of operations teams across various sectors, including legal, finance, IT, human resources, and sales. Founded in 2015 and headquartered in San Francisco, California, with a research and development office in Tel Aviv, Israel, the company's platform utilizes artificial intelligence to autonomously coordinate and manage business workflows. It integrates seamlessly with existing tools such as email, chat, and forms, allowing users to create customized solutions without the need for complex engineering. Tonkean's system provides real-time visibility into team performance and progress, delivering insights through tailored reports that facilitate discussions about ongoing initiatives. This approach empowers organizations to streamline their operations while maintaining compliance and security.

Unit Finance Inc. is a financial infrastructure company that provides a platform for businesses to integrate banking services into their operations. Founded in 2019 and based in Redwood City, California, Unit enables third parties to incorporate various financial features, including accounts, cards, payment processing, and lending, into their products. The platform simplifies the process for companies to launch vertical banks by managing compliance and banking relationships, allowing them to deliver unique banking experiences more efficiently. This capability helps businesses enhance their offerings and increase customer lifetime value.

Airkit, Inc. is a digital customer-led automation platform based in Palo Alto, California, founded in 2017. The company specializes in a low-code customer engagement platform that enables sales, service, and operations teams to create customized customer journeys. Its platform facilitates various customer interactions, including scheduling appointments, capturing information, accepting payments through multiple channels, and utilizing GPS for location-aware workflows. Through these features, Airkit empowers businesses to enhance customer satisfaction, drive revenue, and improve contact center productivity.

Ethos Life is an insurance company based in San Francisco, California, that specializes in providing modern and ethical life insurance products, primarily term life insurance. Founded in 2016, Ethos aims to make life insurance affordable, accessible, and instant, addressing a significant market valued at $650 billion. The company employs innovative software to enhance the customer experience and utilizes technology to tailor coverage to individual needs. Ethos policies are issued and guaranteed by Legal & General America, a well-established life insurance provider. The company emphasizes a human approach in its services, striving to protect families through personalized insurance solutions.

Shift Technology SAS is a Paris-based company that develops a software-as-a-service platform tailored for the insurance industry. Founded in 2013, it leverages artificial intelligence and extensive data analysis to identify patterns and detect fraudulent insurance claims. The company offers two primary solutions: FORCE, designed for fraud detection, and Luke, which automates claims processing for handlers and managers. Shift Technology addresses critical processes throughout the insurance policy lifecycle, enabling insurers to achieve faster and more accurate claims resolutions. With a significant analysis of billions of insurance transactions, the company has received recognition for its innovative contributions to the industry, including an award for market leadership in claims solutions. In addition to its headquarters in Paris, Shift Technology has established offices in major cities worldwide, including Boston, Tokyo, London, and Singapore.

The Zebra is an online insurance comparison marketplace founded in 2012 and headquartered in Austin, Texas. It provides consumers with the ability to compare rates for various insurance options, particularly car insurance, from trusted providers. By offering real quotes and educational resources, The Zebra simplifies the process of shopping for insurance, helping users identify coverage and pricing that meet their individual needs. Additionally, the platform facilitates connections between consumers and insurance companies, allowing insurers to reach potential customers more effectively in the digital landscape. Through its services, The Zebra aims to empower consumers to save money on their insurance purchases while ensuring they find adequate coverage.

BRYTER GmbH, founded in 2013 and based in Berlin, Germany, offers a no-code automation platform that empowers consulting firms, banks, corporations, and public administrations to digitize and scale their services. The platform allows professionals to create, manage, and sell interactive applications without requiring programming skills, making it particularly beneficial for those handling complex, conditional, and scenario-based content. By automating recurring and standardizable decision-making processes, BRYTER facilitates a transition towards a more digitized and efficient business model. The company operates offices in Berlin, Frankfurt, and London, and its software is utilized by prominent organizations including Baker McKenzie, Hogan Lovells, and Telefónica, among others.

Socure Inc. specializes in digital identity verification solutions through its Socure ID+ platform, which utilizes predictive analytics, artificial intelligence, and machine learning to authenticate identities in real-time. The platform aggregates data from various online and offline sources, such as emails, phone numbers, and social media, to support compliance with customer identification programs, know your customer guidelines, and anti-money laundering regulations. In addition to the Socure ID+ platform, the company offers tools like Aida, an AI-driven bot for identity validation, Docv for document verification, and Sigma Synthetic Fraud, which addresses synthetic identity fraud. Socure enhances financial inclusion by approving a significant percentage of millennial and thin-file consumers while substantially reducing fraud in online account openings. Founded in 2012 and headquartered in New York, Socure serves a diverse clientele, including software firms, financial institutions, and integration partners, and has established a strategic partnership with ForgeRock.

Ironclad, Inc. is a San Francisco-based company founded in 2014 that specializes in contract management software designed for legal teams. Its platform streamlines contract workflows by automating processes such as creation, approvals, and compliance, allowing legal departments to focus on providing strategic advice. Ironclad's software includes features like automated templates for various types of contracts, e-signatures, and the ability to store finalized documents while integrating data entry into other systems. By transforming contract processes for legal, sales, and operations teams, Ironclad enhances the management of contracts as valuable intelligence assets. The platform is utilized by in-house legal teams at notable companies, enabling them to unlock and analyze contract data effectively.

Uni provides new-age credit cards for the digital generation. Uni aims to bridge the gap in the credit card market by making them more accessible to consumers across different regions.

Ledger Investing Inc. operates an online marketplace that connects insurers with institutional investors seeking to invest in various classes of insurance risk. Founded in 2016 and based in Washington, D.C., the platform allows asset managers, pension funds, hedge funds, and family offices to access a new asset class that offers the potential for returns uncorrelated with broader capital markets. The company capitalizes on recent trends where significant capital influx from long-term institutional investors is directed towards direct insurance investments. Additionally, Ledger Investing leverages technology to transform business models and create efficient marketplaces, enhancing the connection between buyers and sellers in the insurance sector. The firm is supported by Y Combinator.

BRYTER GmbH, founded in 2013 and based in Berlin, Germany, offers a no-code automation platform that empowers consulting firms, banks, corporations, and public administrations to digitize and scale their services. The platform allows professionals to create, manage, and sell interactive applications without requiring programming skills, making it particularly beneficial for those handling complex, conditional, and scenario-based content. By automating recurring and standardizable decision-making processes, BRYTER facilitates a transition towards a more digitized and efficient business model. The company operates offices in Berlin, Frankfurt, and London, and its software is utilized by prominent organizations including Baker McKenzie, Hogan Lovells, and Telefónica, among others.

Anyfin AB, founded in 2017 and based in Stockholm, Sweden, offers a service that allows users to refinance their existing loans by simply taking a photo of their loan statements. By leveraging artificial intelligence and consumer data, the company aims to help individuals save money on private loans and avoid high interest rates and compound interest. Users can easily initiate the refinancing process by submitting a picture of their latest loan invoice through the company’s website or via messaging platforms. Although currently available only in Sweden, Anyfin has ambitions to expand its services across Europe, providing a more comprehensive assessment of borrowers’ financial situations than traditional credit scores. This innovative approach seeks to make refinancing and consolidating loans more accessible and cost-effective for consumers.

Developer of security software designed to protect and monetize customer SaaS applications. The company's software offers security notifications and alerts, abnormal user behavior detection, and SaaS security assessment to protect and monetize customer core applications and find gaps in management policy via user and data insights, enabling IT service providers to enhance security management.

We are a blockchain based company in the Fintech domain. Our product enables lenders to collaborate better amongst each other

Onsitego, founded in 2010 and headquartered in Mumbai, India, provides extended warranty services for digital products and home appliances. The company offers damage protection plans for devices such as mobile phones, tablets, and laptops, which can be purchased directly from its website or through various online and offline partners across India. In addition to warranty services, Onsitego enhances customer experience with convenient features, including free pick-up and drop-off for devices and at-home service for larger appliances. The repair or replacement process is streamlined, typically taking 14 to 21 days, depending on the brand.

The Zebra is an online insurance comparison marketplace founded in 2012 and headquartered in Austin, Texas. It provides consumers with the ability to compare rates for various insurance options, particularly car insurance, from trusted providers. By offering real quotes and educational resources, The Zebra simplifies the process of shopping for insurance, helping users identify coverage and pricing that meet their individual needs. Additionally, the platform facilitates connections between consumers and insurance companies, allowing insurers to reach potential customers more effectively in the digital landscape. Through its services, The Zebra aims to empower consumers to save money on their insurance purchases while ensuring they find adequate coverage.

Airkit, Inc. is a digital customer-led automation platform based in Palo Alto, California, founded in 2017. The company specializes in a low-code customer engagement platform that enables sales, service, and operations teams to create customized customer journeys. Its platform facilitates various customer interactions, including scheduling appointments, capturing information, accepting payments through multiple channels, and utilizing GPS for location-aware workflows. Through these features, Airkit empowers businesses to enhance customer satisfaction, drive revenue, and improve contact center productivity.

Luko is an insurance company based in Paris, France, founded in 2016. It operates an online platform that provides brokerage services for home and electric vehicle insurance. Luko distinguishes itself by implementing a proactive approach to insurance, utilizing proprietary technology, including an AI-powered sensor designed to enhance home security and reduce electricity costs. This device monitors potential home accidents, aiming to shift the insurance model from a reactive claims-based system to one focused on prevention. By making insurance accessible, transparent, and user-friendly, Luko enables customers to select the most suitable coverage for their homes, properties, and vehicles.

BRYTER GmbH, founded in 2013 and based in Berlin, Germany, offers a no-code automation platform that empowers consulting firms, banks, corporations, and public administrations to digitize and scale their services. The platform allows professionals to create, manage, and sell interactive applications without requiring programming skills, making it particularly beneficial for those handling complex, conditional, and scenario-based content. By automating recurring and standardizable decision-making processes, BRYTER facilitates a transition towards a more digitized and efficient business model. The company operates offices in Berlin, Frankfurt, and London, and its software is utilized by prominent organizations including Baker McKenzie, Hogan Lovells, and Telefónica, among others.

Ethos Life is an insurance company based in San Francisco, California, that specializes in providing modern and ethical life insurance products, primarily term life insurance. Founded in 2016, Ethos aims to make life insurance affordable, accessible, and instant, addressing a significant market valued at $650 billion. The company employs innovative software to enhance the customer experience and utilizes technology to tailor coverage to individual needs. Ethos policies are issued and guaranteed by Legal & General America, a well-established life insurance provider. The company emphasizes a human approach in its services, striving to protect families through personalized insurance solutions.

Developer of a low-code application platform designed to build, deploy, and manage effective software with enterprise-grade security and governance. The company's platform simplifies internal tool development for businesses, helps to streamline operations, automate processes, and integrate multiple apps and data while enhancing legacy apps with new features, enabling developers to build internal web apps with a low-code approach.

Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.

Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.

Coverfox Insurance is an insurtech platform that provides hassle-free online insurance broking services. It offers car, bike, health, travel, terms, investments, and home insurance products. They also provide end-to-end support for claims. They have partnered up with 35+ insurance providers to provide the best policies and plans at the best possible premiums. Coverfox Insurance Broking was incorporated in 2013 and is based in Mumbai, Maharashtra, India.

Travelstop is a revolutionary platform aimed at modernizing and simplifying business travel. The company makes it easy to manage business trips, automate expense reporting, and provide meaningful insights to business owners. Founded in 2018, Travelstop is headquartered in Singapore.

Anyfin AB, founded in 2017 and based in Stockholm, Sweden, offers a service that allows users to refinance their existing loans by simply taking a photo of their loan statements. By leveraging artificial intelligence and consumer data, the company aims to help individuals save money on private loans and avoid high interest rates and compound interest. Users can easily initiate the refinancing process by submitting a picture of their latest loan invoice through the company’s website or via messaging platforms. Although currently available only in Sweden, Anyfin has ambitions to expand its services across Europe, providing a more comprehensive assessment of borrowers’ financial situations than traditional credit scores. This innovative approach seeks to make refinancing and consolidating loans more accessible and cost-effective for consumers.

Acko General Insurance Limited is a digital insurance company based in Mumbai, India, founded in 2016 by Varun Dua and Ruchi Deepak. The company specializes in providing micro-insurance products through an entirely online platform. Its offerings include various types of motor insurance, such as car and two-wheeler insurance, as well as specialized policies like Ola Trip Insurance for cab passengers. Acko focuses on personalized insurance solutions tailored to users' consumption behaviors and has expanded its product range to include healthcare-related insurance. By leveraging data and analytics, Acko aims to deliver a seamless and transparent insurance purchasing experience, making it easier for consumers to access a wide array of insurance products.

Shift Technology SAS is a Paris-based company that develops a software-as-a-service platform tailored for the insurance industry. Founded in 2013, it leverages artificial intelligence and extensive data analysis to identify patterns and detect fraudulent insurance claims. The company offers two primary solutions: FORCE, designed for fraud detection, and Luke, which automates claims processing for handlers and managers. Shift Technology addresses critical processes throughout the insurance policy lifecycle, enabling insurers to achieve faster and more accurate claims resolutions. With a significant analysis of billions of insurance transactions, the company has received recognition for its innovative contributions to the industry, including an award for market leadership in claims solutions. In addition to its headquarters in Paris, Shift Technology has established offices in major cities worldwide, including Boston, Tokyo, London, and Singapore.

We are a blockchain based company in the Fintech domain. Our product enables lenders to collaborate better amongst each other

Ironclad, Inc. is a San Francisco-based company founded in 2014 that specializes in contract management software designed for legal teams. Its platform streamlines contract workflows by automating processes such as creation, approvals, and compliance, allowing legal departments to focus on providing strategic advice. Ironclad's software includes features like automated templates for various types of contracts, e-signatures, and the ability to store finalized documents while integrating data entry into other systems. By transforming contract processes for legal, sales, and operations teams, Ironclad enhances the management of contracts as valuable intelligence assets. The platform is utilized by in-house legal teams at notable companies, enabling them to unlock and analyze contract data effectively.

Ethos Life is an insurance company based in San Francisco, California, that specializes in providing modern and ethical life insurance products, primarily term life insurance. Founded in 2016, Ethos aims to make life insurance affordable, accessible, and instant, addressing a significant market valued at $650 billion. The company employs innovative software to enhance the customer experience and utilizes technology to tailor coverage to individual needs. Ethos policies are issued and guaranteed by Legal & General America, a well-established life insurance provider. The company emphasizes a human approach in its services, striving to protect families through personalized insurance solutions.

Instana is a developer of a micro-services architecture monitoring platform that automates application performance management. The company's platform enables real-time discovery and mapping of services, infrastructure, and interdependencies within cloud-native microservices. By ingesting observability metrics, tracing requests, and profiling processes, Instana delivers actionable contextual information that empowers DevOps teams to manage and optimize delivery pipelines, application quality, and system performance. Its use of automation and artificial intelligence facilitates visibility into the performance of dynamic applications, simplifying tasks such as rolling out updates and understanding application operations. Overall, Instana's comprehensive enterprise observability platform enhances the efficiency and effectiveness of application performance management in a rapidly evolving technology landscape.

Anyfin AB, founded in 2017 and based in Stockholm, Sweden, offers a service that allows users to refinance their existing loans by simply taking a photo of their loan statements. By leveraging artificial intelligence and consumer data, the company aims to help individuals save money on private loans and avoid high interest rates and compound interest. Users can easily initiate the refinancing process by submitting a picture of their latest loan invoice through the company’s website or via messaging platforms. Although currently available only in Sweden, Anyfin has ambitions to expand its services across Europe, providing a more comprehensive assessment of borrowers’ financial situations than traditional credit scores. This innovative approach seeks to make refinancing and consolidating loans more accessible and cost-effective for consumers.

Instana is a developer of a micro-services architecture monitoring platform that automates application performance management. The company's platform enables real-time discovery and mapping of services, infrastructure, and interdependencies within cloud-native microservices. By ingesting observability metrics, tracing requests, and profiling processes, Instana delivers actionable contextual information that empowers DevOps teams to manage and optimize delivery pipelines, application quality, and system performance. Its use of automation and artificial intelligence facilitates visibility into the performance of dynamic applications, simplifying tasks such as rolling out updates and understanding application operations. Overall, Instana's comprehensive enterprise observability platform enhances the efficiency and effectiveness of application performance management in a rapidly evolving technology landscape.

Airkit, Inc. is a digital customer-led automation platform based in Palo Alto, California, founded in 2017. The company specializes in a low-code customer engagement platform that enables sales, service, and operations teams to create customized customer journeys. Its platform facilitates various customer interactions, including scheduling appointments, capturing information, accepting payments through multiple channels, and utilizing GPS for location-aware workflows. Through these features, Airkit empowers businesses to enhance customer satisfaction, drive revenue, and improve contact center productivity.

Shift Technology SAS is a Paris-based company that develops a software-as-a-service platform tailored for the insurance industry. Founded in 2013, it leverages artificial intelligence and extensive data analysis to identify patterns and detect fraudulent insurance claims. The company offers two primary solutions: FORCE, designed for fraud detection, and Luke, which automates claims processing for handlers and managers. Shift Technology addresses critical processes throughout the insurance policy lifecycle, enabling insurers to achieve faster and more accurate claims resolutions. With a significant analysis of billions of insurance transactions, the company has received recognition for its innovative contributions to the industry, including an award for market leadership in claims solutions. In addition to its headquarters in Paris, Shift Technology has established offices in major cities worldwide, including Boston, Tokyo, London, and Singapore.

The Zebra is an online insurance comparison marketplace founded in 2012 and headquartered in Austin, Texas. It provides consumers with the ability to compare rates for various insurance options, particularly car insurance, from trusted providers. By offering real quotes and educational resources, The Zebra simplifies the process of shopping for insurance, helping users identify coverage and pricing that meet their individual needs. Additionally, the platform facilitates connections between consumers and insurance companies, allowing insurers to reach potential customers more effectively in the digital landscape. Through its services, The Zebra aims to empower consumers to save money on their insurance purchases while ensuring they find adequate coverage.

Ironclad, Inc. is a San Francisco-based company founded in 2014 that specializes in contract management software designed for legal teams. Its platform streamlines contract workflows by automating processes such as creation, approvals, and compliance, allowing legal departments to focus on providing strategic advice. Ironclad's software includes features like automated templates for various types of contracts, e-signatures, and the ability to store finalized documents while integrating data entry into other systems. By transforming contract processes for legal, sales, and operations teams, Ironclad enhances the management of contracts as valuable intelligence assets. The platform is utilized by in-house legal teams at notable companies, enabling them to unlock and analyze contract data effectively.

Entytle has developed a SaaS solution that helps companies maximize customer lifetime value by growing their repeat and recurring aftermarket revenue from their existing customers. Its Entytlement Automation platform predicts which customers are most likely buyers of a specific aftermarket product or service offering.

Acko General Insurance Limited is a digital insurance company based in Mumbai, India, founded in 2016 by Varun Dua and Ruchi Deepak. The company specializes in providing micro-insurance products through an entirely online platform. Its offerings include various types of motor insurance, such as car and two-wheeler insurance, as well as specialized policies like Ola Trip Insurance for cab passengers. Acko focuses on personalized insurance solutions tailored to users' consumption behaviors and has expanded its product range to include healthcare-related insurance. By leveraging data and analytics, Acko aims to deliver a seamless and transparent insurance purchasing experience, making it easier for consumers to access a wide array of insurance products.

Ledger Investing Inc. operates an online marketplace that connects insurers with institutional investors seeking to invest in various classes of insurance risk. Founded in 2016 and based in Washington, D.C., the platform allows asset managers, pension funds, hedge funds, and family offices to access a new asset class that offers the potential for returns uncorrelated with broader capital markets. The company capitalizes on recent trends where significant capital influx from long-term institutional investors is directed towards direct insurance investments. Additionally, Ledger Investing leverages technology to transform business models and create efficient marketplaces, enhancing the connection between buyers and sellers in the insurance sector. The firm is supported by Y Combinator.

Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.

Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.

Technology is going mainstream in India. Everyone we know is using technology to get smarter at how they live, work and consume entertainment. In India, technology is disrupting legacy business models and creating software-enabled sectors that have never existed before. Yesterday’s disrupters in the sectors of finance, retail, healthcare and services are today’s incumbents. Amid all this, Indians are looking for insights that will help them make sense of the way our world is changing because of technology, and also empower them with ideas to compete in this new world. FactorDaily will help its audience cut through the chaff and make sense of the future. For technology consumers, FactorDaily will be the destination to discover life-changing products and ideas. Not just the cheapest phones, but gadgets and ideas that can truly transform their lives. For those working in the business sectors, FactorDaily will present realistic and in-depth commentary and stories about the companies and people that matter. We will ask hard-hitting questions and relentlessly hunt for the answers.

Shift Technology SAS is a Paris-based company that develops a software-as-a-service platform tailored for the insurance industry. Founded in 2013, it leverages artificial intelligence and extensive data analysis to identify patterns and detect fraudulent insurance claims. The company offers two primary solutions: FORCE, designed for fraud detection, and Luke, which automates claims processing for handlers and managers. Shift Technology addresses critical processes throughout the insurance policy lifecycle, enabling insurers to achieve faster and more accurate claims resolutions. With a significant analysis of billions of insurance transactions, the company has received recognition for its innovative contributions to the industry, including an award for market leadership in claims solutions. In addition to its headquarters in Paris, Shift Technology has established offices in major cities worldwide, including Boston, Tokyo, London, and Singapore.

Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.

Coverfox Insurance is an insurtech platform that provides hassle-free online insurance broking services. It offers car, bike, health, travel, terms, investments, and home insurance products. They also provide end-to-end support for claims. They have partnered up with 35+ insurance providers to provide the best policies and plans at the best possible premiums. Coverfox Insurance Broking was incorporated in 2013 and is based in Mumbai, Maharashtra, India.

Onsitego, founded in 2010 and headquartered in Mumbai, India, provides extended warranty services for digital products and home appliances. The company offers damage protection plans for devices such as mobile phones, tablets, and laptops, which can be purchased directly from its website or through various online and offline partners across India. In addition to warranty services, Onsitego enhances customer experience with convenient features, including free pick-up and drop-off for devices and at-home service for larger appliances. The repair or replacement process is streamlined, typically taking 14 to 21 days, depending on the brand.

Onsitego, founded in 2010 and headquartered in Mumbai, India, provides extended warranty services for digital products and home appliances. The company offers damage protection plans for devices such as mobile phones, tablets, and laptops, which can be purchased directly from its website or through various online and offline partners across India. In addition to warranty services, Onsitego enhances customer experience with convenient features, including free pick-up and drop-off for devices and at-home service for larger appliances. The repair or replacement process is streamlined, typically taking 14 to 21 days, depending on the brand.

Shift Technology SAS is a Paris-based company that develops a software-as-a-service platform tailored for the insurance industry. Founded in 2013, it leverages artificial intelligence and extensive data analysis to identify patterns and detect fraudulent insurance claims. The company offers two primary solutions: FORCE, designed for fraud detection, and Luke, which automates claims processing for handlers and managers. Shift Technology addresses critical processes throughout the insurance policy lifecycle, enabling insurers to achieve faster and more accurate claims resolutions. With a significant analysis of billions of insurance transactions, the company has received recognition for its innovative contributions to the industry, including an award for market leadership in claims solutions. In addition to its headquarters in Paris, Shift Technology has established offices in major cities worldwide, including Boston, Tokyo, London, and Singapore.

Headquartered in Berlin, Medigo enables global access to quality healthcare. Their flagship product was a very popular medical travel platform that simplified the process of arranging treatment abroad. As a third party administrator (TPA), Medigo helps organisations navigate healthcare across the globe with an international provider network, tech-driven cost containment, and an excellent member experience. Medigo is supported by leading VCs such as Accel Partners and Atlantic Labs, and employs a driven team of 50+ people from 25 countries.

Impermium is a cybersecurity technology startup focused on protecting internet sites from account hijacking and malicious user behavior. Over its three-year history, the company has secured more than 1.5 million sites and processed over 8 billion transactions. Impermium's advanced risk-evaluation platform enhances account management by detecting fraudulent registrations, compromised logins, and risky transactions in real-time. Utilizing a combination of machine learning, statistical anomaly detection, and a proprietary database of known malicious actors, the platform effectively prevents fraudulent user account registrations at high transaction rates. By monitoring the web in real-time, Impermium enables organizations to combat user-generated spam, account hacking, and other forms of online fraud and abuse.

CHECK24 operates an online e-commerce portal that facilitates free comparisons for private customers across various sectors, including insurance, energy, finance, telecommunications, travel, and shopping. The platform enables users to compare prices and services for a range of goods and professional services, such as personal trainers, photographers, and guitar teachers. By providing a transparent and user-friendly experience, CHECK24 helps customers make informed decisions and access essential services with ease.