Accel

Ledger Investing Inc. operates an online marketplace that connects insurers with institutional investors seeking to invest in various classes of insurance risk. Founded in 2016 and based in Washington, D.C., the platform allows asset managers, pension funds, hedge funds, and family offices to access a new asset class that offers the potential for returns uncorrelated with broader capital markets. The company capitalizes on recent trends where significant capital influx from long-term institutional investors is directed towards direct insurance investments. Additionally, Ledger Investing leverages technology to transform business models and create efficient marketplaces, enhancing the connection between buyers and sellers in the insurance sector. The firm is supported by Y Combinator.

Middesk, Inc., founded in 2018 and based in San Francisco, California, specializes in providing comprehensive contextual information on businesses. The company offers a platform that facilitates background checks and centralizes essential data for risk and compliance assessments. Businesses utilize Middesk to verify and screen customers, ensuring adherence to regulatory requirements. Its services are especially valuable for B2B companies, which rely on the information to establish credit limits and determine payment terms for both new and existing clients. By streamlining the credentialing process, Middesk allows organizations to efficiently capture, verify, and monitor business credentials, thereby enhancing onboarding processes and overall operational efficiency.

Unit Finance Inc. is a financial infrastructure company that provides a platform for businesses to integrate banking services into their operations. Founded in 2019 and based in Redwood City, California, Unit enables third parties to incorporate various financial features, including accounts, cards, payment processing, and lending, into their products. The platform simplifies the process for companies to launch vertical banks by managing compliance and banking relationships, allowing them to deliver unique banking experiences more efficiently. This capability helps businesses enhance their offerings and increase customer lifetime value.

Kevin is a company that specializes in providing a secure and developer-friendly payment infrastructure, leveraging the advantages of Open Banking. Based in the European Economic Area and supervised by the Bank of Lithuania, Kevin offers banking payment and account information solutions that comply with the PSD2 framework. The company focuses on creating direct connections to banks, avoiding third-party aggregators, which allows clients to transition from expensive card payments to cost-effective account-to-account transactions. With a growing team of 40 dedicated professionals, Kevin aims to deliver high-quality payment solutions that outperform traditional card networks in both reliability and pricing, making online transactions more affordable and efficient for a diverse range of market players.

Money View is a financial management application founded in April 2014 by Sanjay Aggarwal and based in Bangalore, Karnataka. The app enables users to track and organize their expenses, bills, and account balances by extracting financial information from SMS messages. It provides features such as budget setting, bill reminders, and the ability to split bills among users. Additionally, Money View offers services like Savings+ and TaxSaver+ to help users save money. The platform also facilitates personal loan services, allowing users to check eligibility, gain real-time visibility of their finances, and access low-interest loans through a paperless process, all while promoting effective expense management.

Monzo Bank Limited is a digital-only bank based in London, United Kingdom, offering a range of financial services including current accounts, savings accounts, overdrafts, and loans for both individuals and businesses. Established in 2015 and rebranded from FOCUS FS LIMITED in 2016, Monzo focuses on providing an efficient online banking experience through its mobile application, catering to tech-savvy customers who prefer managing their finances without traditional bank branches. The platform allows users to spend, save, and manage their money seamlessly, with real-time balance updates, intelligent notifications, and comprehensive tracking of transactions. Monzo aims to serve as a central hub for users' financial activities, enhancing their overall banking experience.

Uni provides new-age credit cards for the digital generation. Uni aims to bridge the gap in the credit card market by making them more accessible to consumers across different regions.

Lydia Solutions SAS is a Paris-based company founded in 2012 that specializes in financial software for mobile payments. The company has developed a platform that facilitates peer-to-peer (P2P) and peer-to-business (P2B) transactions, enabling users to make payments easily and efficiently. Lydia's mobile application serves as a social interface that connects users' phones with payment cards, allowing them to send money to anyone with the app without the need for physical cash, checks, or ATM cards. The platform also offers features such as the ability to set aside funds for specific purposes and associate multiple payment methods with user accounts, enhancing the overall payment experience.

Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.

Drip Capital Inc. provides credit to small businesses to fulfill their purchase/work orders. It offers invoice factoring, export finance, post shipment finance, receivables factoring, export factoring, invoice discounting, bill discounting, and trade finance products. Drip Capital Inc. was incorporated in 2014 and is based in Palo Alto, California with an additional office in Mumbai, India.

Anyfin AB, founded in 2017 and based in Stockholm, Sweden, offers a service that allows users to refinance their existing loans by simply taking a photo of their loan statements. By leveraging artificial intelligence and consumer data, the company aims to help individuals save money on private loans and avoid high interest rates and compound interest. Users can easily initiate the refinancing process by submitting a picture of their latest loan invoice through the company’s website or via messaging platforms. Although currently available only in Sweden, Anyfin has ambitions to expand its services across Europe, providing a more comprehensive assessment of borrowers’ financial situations than traditional credit scores. This innovative approach seeks to make refinancing and consolidating loans more accessible and cost-effective for consumers.

FLINK, S.A.P.I. de C.V. operates as a NeoBank. It offers an application from which user can open account. The application helps to receive and send money. It also offers International MasterCard with customized modules to make purchases and transactions in any establishment. FLINK, S.A.P.I. de C.V. was founded in 2017 and is headquartered in Mexico City, Mexico.

Monarch Money is a provider of personal finance platform designed to track expenses.

Credgenics is an innovative platform based in India that focuses on the resolution of non-performing assets (NPAs). It collaborates with banks, non-banking financial companies (NBFCs), and digital lending firms to enhance their loan recovery processes. The platform leverages technology and automation to streamline collections, employing intelligent strategies and legal solutions to improve recovery rates and reduce costs. By offering a software-as-a-service (SaaS) model, Credgenics enables its clients to enhance their operational efficiency, extend their geographic reach, and elevate customer experience. With a strong client base that includes major financial institutions, Credgenics stands out as a leader in the debt recovery sector.

Lower Financial is a technology company established in 2018 and based in New Albany, Ohio that operates as a direct mortgage lender. The firm uses artificial intelligence technology to provide services such as financing for home purchases, customer service, and home refinancing along with cash-out loans, consumer lending, student loans, and VA, FHA, & USDA loans.

Unit Finance Inc. is a financial infrastructure company that provides a platform for businesses to integrate banking services into their operations. Founded in 2019 and based in Redwood City, California, Unit enables third parties to incorporate various financial features, including accounts, cards, payment processing, and lending, into their products. The platform simplifies the process for companies to launch vertical banks by managing compliance and banking relationships, allowing them to deliver unique banking experiences more efficiently. This capability helps businesses enhance their offerings and increase customer lifetime value.

Wectory is a financial technology company that offers a mobile application designed to facilitate rental payments for landlords and tenants. Through its platform, landlords can receive upfront funding for rental payments, allowing them to request up to twelve months of rent as a single payment. This arrangement provides landlords with immediate cash flow, which can be used for personal or housing-related expenses. The application also includes features such as one-touch or automated payments, reminders, reports, and payment schedules, streamlining the rental payment process. Tenants benefit by making regular payments directly to Wectory’s account to repay the landlord's debt, creating a structured and efficient financial arrangement for both parties.

Rocket Money, formerly known as Truebill, Inc., is a financial management application that helps users track, manage, and cancel their paid subscriptions and recurring bills. Founded in 2015 and based in San Francisco, California, the platform allows users to connect their bank accounts or credit cards to gain insights into their spending habits. It provides features such as monitoring monthly statements, sending email digests, and notifying users of changes in payment amounts. By simplifying the cancellation of unwanted subscriptions and optimizing spending, Rocket Money aims to enhance users' financial health and manage their finances more effectively. The company has received backing from notable investors, including YCombinator and Social Capital.

Catch&Release is end-to-end content licensing platform that enables brands and advertisers to license content from anywhere on the internet. Streamline the clearance and licensing process within the Content Exchange, a licensing platform where users can organize shots from anywhere on the internet, receive Clearance Ratings to understand what content is licensable, and initiate clearances and licensing at the click of a button. Catch&Release negotiates copyright and model clearances on your behalf, provides indemnification, and keeps track of all documentation, transactions, and license data, so licensing content from the internet is painless, easy, and risk-free.

Middesk, Inc., founded in 2018 and based in San Francisco, California, specializes in providing comprehensive contextual information on businesses. The company offers a platform that facilitates background checks and centralizes essential data for risk and compliance assessments. Businesses utilize Middesk to verify and screen customers, ensuring adherence to regulatory requirements. Its services are especially valuable for B2B companies, which rely on the information to establish credit limits and determine payment terms for both new and existing clients. By streamlining the credentialing process, Middesk allows organizations to efficiently capture, verify, and monitor business credentials, thereby enhancing onboarding processes and overall operational efficiency.

Monzo Bank Limited is a digital-only bank based in London, United Kingdom, offering a range of financial services including current accounts, savings accounts, overdrafts, and loans for both individuals and businesses. Established in 2015 and rebranded from FOCUS FS LIMITED in 2016, Monzo focuses on providing an efficient online banking experience through its mobile application, catering to tech-savvy customers who prefer managing their finances without traditional bank branches. The platform allows users to spend, save, and manage their money seamlessly, with real-time balance updates, intelligent notifications, and comprehensive tracking of transactions. Monzo aims to serve as a central hub for users' financial activities, enhancing their overall banking experience.

FLINK, S.A.P.I. de C.V. operates as a NeoBank. It offers an application from which user can open account. The application helps to receive and send money. It also offers International MasterCard with customized modules to make purchases and transactions in any establishment. FLINK, S.A.P.I. de C.V. was founded in 2017 and is headquartered in Mexico City, Mexico.

Lydia Solutions SAS is a Paris-based company founded in 2012 that specializes in financial software for mobile payments. The company has developed a platform that facilitates peer-to-peer (P2P) and peer-to-business (P2B) transactions, enabling users to make payments easily and efficiently. Lydia's mobile application serves as a social interface that connects users' phones with payment cards, allowing them to send money to anyone with the app without the need for physical cash, checks, or ATM cards. The platform also offers features such as the ability to set aside funds for specific purposes and associate multiple payment methods with user accounts, enhancing the overall payment experience.

Credgenics is an innovative platform based in India that focuses on the resolution of non-performing assets (NPAs). It collaborates with banks, non-banking financial companies (NBFCs), and digital lending firms to enhance their loan recovery processes. The platform leverages technology and automation to streamline collections, employing intelligent strategies and legal solutions to improve recovery rates and reduce costs. By offering a software-as-a-service (SaaS) model, Credgenics enables its clients to enhance their operational efficiency, extend their geographic reach, and elevate customer experience. With a strong client base that includes major financial institutions, Credgenics stands out as a leader in the debt recovery sector.

Uni provides new-age credit cards for the digital generation. Uni aims to bridge the gap in the credit card market by making them more accessible to consumers across different regions.

Ledger Investing Inc. operates an online marketplace that connects insurers with institutional investors seeking to invest in various classes of insurance risk. Founded in 2016 and based in Washington, D.C., the platform allows asset managers, pension funds, hedge funds, and family offices to access a new asset class that offers the potential for returns uncorrelated with broader capital markets. The company capitalizes on recent trends where significant capital influx from long-term institutional investors is directed towards direct insurance investments. Additionally, Ledger Investing leverages technology to transform business models and create efficient marketplaces, enhancing the connection between buyers and sellers in the insurance sector. The firm is supported by Y Combinator.

Monzo Bank Limited is a digital-only bank based in London, United Kingdom, offering a range of financial services including current accounts, savings accounts, overdrafts, and loans for both individuals and businesses. Established in 2015 and rebranded from FOCUS FS LIMITED in 2016, Monzo focuses on providing an efficient online banking experience through its mobile application, catering to tech-savvy customers who prefer managing their finances without traditional bank branches. The platform allows users to spend, save, and manage their money seamlessly, with real-time balance updates, intelligent notifications, and comprehensive tracking of transactions. Monzo aims to serve as a central hub for users' financial activities, enhancing their overall banking experience.

Anyfin AB, founded in 2017 and based in Stockholm, Sweden, offers a service that allows users to refinance their existing loans by simply taking a photo of their loan statements. By leveraging artificial intelligence and consumer data, the company aims to help individuals save money on private loans and avoid high interest rates and compound interest. Users can easily initiate the refinancing process by submitting a picture of their latest loan invoice through the company’s website or via messaging platforms. Although currently available only in Sweden, Anyfin has ambitions to expand its services across Europe, providing a more comprehensive assessment of borrowers’ financial situations than traditional credit scores. This innovative approach seeks to make refinancing and consolidating loans more accessible and cost-effective for consumers.

We are a blockchain based company in the Fintech domain. Our product enables lenders to collaborate better amongst each other

ZeFi operates a neobanking platform that creates a permissionless financial ecosystem without centralized control. The platform offers high-yield, US dollar-denominated savings accounts that allow users to convert their deposits into fiat cryptocurrency linked to the US dollar. ZeFi then lends these funds to low-risk borrowers at higher interest rates, enabling crypto asset owners to enhance their earnings and engage more effectively with their assets. By facilitating this process, ZeFi aims to provide users with greater opportunities within decentralized finance.

Rupeek Fintech Pvt Ltd. is a Bengaluru-based financial services company that specializes in providing gold loans through its online lending platform. Founded in 2015, Rupeek offers a streamlined process for securing loans against gold, featuring zero processing fees and on-demand pickup and return of collateral. The platform is designed for ease of use, requiring minimal paperwork, and allows consumers to apply for loans by submitting basic identity and address proof, facilitating quick verification. With a loan tenure of one year, Rupeek aims to promote financial inclusion by offering transparent and accessible lending solutions to a wide range of customers.

Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and rebranded from Tremus, Inc. in 2017, Deserve utilizes a unique approach to assess creditworthiness by considering factors beyond traditional credit history, such as education, major, cost of education, initial funding sources, and future employability. This innovative method addresses the challenges faced by young individuals who often lack a credit history, thereby enabling them to access fair credit opportunities. Deserve's compliance framework adheres to stringent legal standards, incorporating enhanced identity verification and consistent lending practices to ensure security. The company's streamlined process from application to account management is designed to be simple and efficient, reflecting its commitment to helping customers achieve financial independence.

Middesk, Inc., founded in 2018 and based in San Francisco, California, specializes in providing comprehensive contextual information on businesses. The company offers a platform that facilitates background checks and centralizes essential data for risk and compliance assessments. Businesses utilize Middesk to verify and screen customers, ensuring adherence to regulatory requirements. Its services are especially valuable for B2B companies, which rely on the information to establish credit limits and determine payment terms for both new and existing clients. By streamlining the credentialing process, Middesk allows organizations to efficiently capture, verify, and monitor business credentials, thereby enhancing onboarding processes and overall operational efficiency.

Rupeek Fintech Pvt Ltd. is a Bengaluru-based financial services company that specializes in providing gold loans through its online lending platform. Founded in 2015, Rupeek offers a streamlined process for securing loans against gold, featuring zero processing fees and on-demand pickup and return of collateral. The platform is designed for ease of use, requiring minimal paperwork, and allows consumers to apply for loans by submitting basic identity and address proof, facilitating quick verification. With a loan tenure of one year, Rupeek aims to promote financial inclusion by offering transparent and accessible lending solutions to a wide range of customers.

Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.

Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.

Drip Capital Inc. provides credit to small businesses to fulfill their purchase/work orders. It offers invoice factoring, export finance, post shipment finance, receivables factoring, export factoring, invoice discounting, bill discounting, and trade finance products. Drip Capital Inc. was incorporated in 2014 and is based in Palo Alto, California with an additional office in Mumbai, India.

Monzo Bank Limited is a digital-only bank based in London, United Kingdom, offering a range of financial services including current accounts, savings accounts, overdrafts, and loans for both individuals and businesses. Established in 2015 and rebranded from FOCUS FS LIMITED in 2016, Monzo focuses on providing an efficient online banking experience through its mobile application, catering to tech-savvy customers who prefer managing their finances without traditional bank branches. The platform allows users to spend, save, and manage their money seamlessly, with real-time balance updates, intelligent notifications, and comprehensive tracking of transactions. Monzo aims to serve as a central hub for users' financial activities, enhancing their overall banking experience.

Anyfin AB, founded in 2017 and based in Stockholm, Sweden, offers a service that allows users to refinance their existing loans by simply taking a photo of their loan statements. By leveraging artificial intelligence and consumer data, the company aims to help individuals save money on private loans and avoid high interest rates and compound interest. Users can easily initiate the refinancing process by submitting a picture of their latest loan invoice through the company’s website or via messaging platforms. Although currently available only in Sweden, Anyfin has ambitions to expand its services across Europe, providing a more comprehensive assessment of borrowers’ financial situations than traditional credit scores. This innovative approach seeks to make refinancing and consolidating loans more accessible and cost-effective for consumers.

We are a blockchain based company in the Fintech domain. Our product enables lenders to collaborate better amongst each other

Money View is a financial management application founded in April 2014 by Sanjay Aggarwal and based in Bangalore, Karnataka. The app enables users to track and organize their expenses, bills, and account balances by extracting financial information from SMS messages. It provides features such as budget setting, bill reminders, and the ability to split bills among users. Additionally, Money View offers services like Savings+ and TaxSaver+ to help users save money. The platform also facilitates personal loan services, allowing users to check eligibility, gain real-time visibility of their finances, and access low-interest loans through a paperless process, all while promoting effective expense management.

Monzo Bank Limited is a digital-only bank based in London, United Kingdom, offering a range of financial services including current accounts, savings accounts, overdrafts, and loans for both individuals and businesses. Established in 2015 and rebranded from FOCUS FS LIMITED in 2016, Monzo focuses on providing an efficient online banking experience through its mobile application, catering to tech-savvy customers who prefer managing their finances without traditional bank branches. The platform allows users to spend, save, and manage their money seamlessly, with real-time balance updates, intelligent notifications, and comprehensive tracking of transactions. Monzo aims to serve as a central hub for users' financial activities, enhancing their overall banking experience.

Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and rebranded from Tremus, Inc. in 2017, Deserve utilizes a unique approach to assess creditworthiness by considering factors beyond traditional credit history, such as education, major, cost of education, initial funding sources, and future employability. This innovative method addresses the challenges faced by young individuals who often lack a credit history, thereby enabling them to access fair credit opportunities. Deserve's compliance framework adheres to stringent legal standards, incorporating enhanced identity verification and consistent lending practices to ensure security. The company's streamlined process from application to account management is designed to be simple and efficient, reflecting its commitment to helping customers achieve financial independence.

Wonga.com offers small, short-term cash advances to consumers in the UK through an online platform. Utilizing advanced risk assessment and decision-making technology, the company provides automated lending decisions that aim to be responsible and efficient. Customers can select the desired loan amount, up to £750, and the repayment period, ranging from five to 30 days, using interactive tools on the website. Wonga's automated loan processing enables rapid cash deposits, often within minutes, providing a faster alternative to traditional credit sources. The service is designed for occasional use in response to cash emergencies, helping customers avoid potential pitfalls such as unauthorized overdrafts or high bank fees associated with bounced checks. Wonga's innovative approach to lending has garnered recognition through various awards, highlighting its contribution to the financial technology sector.

Drip Capital Inc. provides credit to small businesses to fulfill their purchase/work orders. It offers invoice factoring, export finance, post shipment finance, receivables factoring, export factoring, invoice discounting, bill discounting, and trade finance products. Drip Capital Inc. was incorporated in 2014 and is based in Palo Alto, California with an additional office in Mumbai, India.

Anyfin AB, founded in 2017 and based in Stockholm, Sweden, offers a service that allows users to refinance their existing loans by simply taking a photo of their loan statements. By leveraging artificial intelligence and consumer data, the company aims to help individuals save money on private loans and avoid high interest rates and compound interest. Users can easily initiate the refinancing process by submitting a picture of their latest loan invoice through the company’s website or via messaging platforms. Although currently available only in Sweden, Anyfin has ambitions to expand its services across Europe, providing a more comprehensive assessment of borrowers’ financial situations than traditional credit scores. This innovative approach seeks to make refinancing and consolidating loans more accessible and cost-effective for consumers.

Rupeek Fintech Pvt Ltd. is a Bengaluru-based financial services company that specializes in providing gold loans through its online lending platform. Founded in 2015, Rupeek offers a streamlined process for securing loans against gold, featuring zero processing fees and on-demand pickup and return of collateral. The platform is designed for ease of use, requiring minimal paperwork, and allows consumers to apply for loans by submitting basic identity and address proof, facilitating quick verification. With a loan tenure of one year, Rupeek aims to promote financial inclusion by offering transparent and accessible lending solutions to a wide range of customers.

Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and rebranded from Tremus, Inc. in 2017, Deserve utilizes a unique approach to assess creditworthiness by considering factors beyond traditional credit history, such as education, major, cost of education, initial funding sources, and future employability. This innovative method addresses the challenges faced by young individuals who often lack a credit history, thereby enabling them to access fair credit opportunities. Deserve's compliance framework adheres to stringent legal standards, incorporating enhanced identity verification and consistent lending practices to ensure security. The company's streamlined process from application to account management is designed to be simple and efficient, reflecting its commitment to helping customers achieve financial independence.

Raise Marketplace Inc. operates an online platform for buying and selling gift cards, allowing users to convert unused cards into cash and purchase discounted gift cards from various brands and categories. The company collaborates with over 600 national brands to enhance customer loyalty and engagement while providing savings and rewards through its Raise Pay service. Since its inception in 2010, Raise has helped millions of members save over $200 million. Additionally, the company offers rZero, a risk minimization service aimed at preventing digital fraud, including account takeovers and counterfeit activities. Based in Chicago, Illinois, Raise is accessible on both iOS and Android devices, as well as through its website.

Ledger Investing Inc. operates an online marketplace that connects insurers with institutional investors seeking to invest in various classes of insurance risk. Founded in 2016 and based in Washington, D.C., the platform allows asset managers, pension funds, hedge funds, and family offices to access a new asset class that offers the potential for returns uncorrelated with broader capital markets. The company capitalizes on recent trends where significant capital influx from long-term institutional investors is directed towards direct insurance investments. Additionally, Ledger Investing leverages technology to transform business models and create efficient marketplaces, enhancing the connection between buyers and sellers in the insurance sector. The firm is supported by Y Combinator.

Funding Circle is a London-based online lending platform established in 2010 that connects investors with small and medium-sized businesses seeking capital. Operating in the United Kingdom, the United States, Germany, the Netherlands, and Spain, Funding Circle facilitates direct lending through its marketplace, allowing a variety of investors—including individuals, banks, local councils, and institutional investors—to fund business loans. The platform offers both secured and unsecured loans to help businesses with various financial needs, such as working capital, asset purchases, and property development. Additionally, Funding Circle collaborates with institutional investors on securitization programs and issues loan payment dependent debt securities. By bridging the gap between businesses in need of funding and investors seeking attractive returns, Funding Circle aims to create a mutually beneficial relationship that supports economic growth and job creation.

Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.

Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.

Quiklo operates a micro-lending platform focused on providing collateral-free loans, particularly for education, to individuals lacking traditional credit histories or CIBIL scores. The company has developed a proprietary credit risk engine that leverages over 1,000 data points, including derived data from various non-traditional sources, to create an effective underwriting and management strategy. This innovative approach aims to identify creditworthy borrowers among aspirational millennials who may otherwise be overlooked by conventional lending practices. By enabling students to select loan products, submit documents, and receive approvals within a day, Quiklo seeks to empower a demographic that is equally deserving of credit opportunities.

Quiklo operates a micro-lending platform focused on providing collateral-free loans, particularly for education, to individuals lacking traditional credit histories or CIBIL scores. The company has developed a proprietary credit risk engine that leverages over 1,000 data points, including derived data from various non-traditional sources, to create an effective underwriting and management strategy. This innovative approach aims to identify creditworthy borrowers among aspirational millennials who may otherwise be overlooked by conventional lending practices. By enabling students to select loan products, submit documents, and receive approvals within a day, Quiklo seeks to empower a demographic that is equally deserving of credit opportunities.

Money View is a financial management application founded in April 2014 by Sanjay Aggarwal and based in Bangalore, Karnataka. The app enables users to track and organize their expenses, bills, and account balances by extracting financial information from SMS messages. It provides features such as budget setting, bill reminders, and the ability to split bills among users. Additionally, Money View offers services like Savings+ and TaxSaver+ to help users save money. The platform also facilitates personal loan services, allowing users to check eligibility, gain real-time visibility of their finances, and access low-interest loans through a paperless process, all while promoting effective expense management.

Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.

Quiklo operates a micro-lending platform focused on providing collateral-free loans, particularly for education, to individuals lacking traditional credit histories or CIBIL scores. The company has developed a proprietary credit risk engine that leverages over 1,000 data points, including derived data from various non-traditional sources, to create an effective underwriting and management strategy. This innovative approach aims to identify creditworthy borrowers among aspirational millennials who may otherwise be overlooked by conventional lending practices. By enabling students to select loan products, submit documents, and receive approvals within a day, Quiklo seeks to empower a demographic that is equally deserving of credit opportunities.

Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and rebranded from Tremus, Inc. in 2017, Deserve utilizes a unique approach to assess creditworthiness by considering factors beyond traditional credit history, such as education, major, cost of education, initial funding sources, and future employability. This innovative method addresses the challenges faced by young individuals who often lack a credit history, thereby enabling them to access fair credit opportunities. Deserve's compliance framework adheres to stringent legal standards, incorporating enhanced identity verification and consistent lending practices to ensure security. The company's streamlined process from application to account management is designed to be simple and efficient, reflecting its commitment to helping customers achieve financial independence.

Money View is a financial management application founded in April 2014 by Sanjay Aggarwal and based in Bangalore, Karnataka. The app enables users to track and organize their expenses, bills, and account balances by extracting financial information from SMS messages. It provides features such as budget setting, bill reminders, and the ability to split bills among users. Additionally, Money View offers services like Savings+ and TaxSaver+ to help users save money. The platform also facilitates personal loan services, allowing users to check eligibility, gain real-time visibility of their finances, and access low-interest loans through a paperless process, all while promoting effective expense management.

Raise Marketplace Inc. operates an online platform for buying and selling gift cards, allowing users to convert unused cards into cash and purchase discounted gift cards from various brands and categories. The company collaborates with over 600 national brands to enhance customer loyalty and engagement while providing savings and rewards through its Raise Pay service. Since its inception in 2010, Raise has helped millions of members save over $200 million. Additionally, the company offers rZero, a risk minimization service aimed at preventing digital fraud, including account takeovers and counterfeit activities. Based in Chicago, Illinois, Raise is accessible on both iOS and Android devices, as well as through its website.

Lynda.com, Inc., an online learning platform, offers educational training courses in the fields of business, software, technology, and creative skills. The company, through its instructional video tutorials, offers courses in the areas of 3D/animation, audio/music, business, CAD, design, developer, education and e-learning, photography, information technology, marketing, video, and web to individual, corporate, nonprofit, government, library, higher education, and K-12 subscribers. It provides a basic and premium membership and German, French, and Spanish-language content for its courses. The company offers its courses through mobile applications and individual memberships. Its enterprise members include Fortune 50 companies, advertising agencies, media companies, U.S. colleges and universities, state governments, and various branches of the U.S. military; business customers, which include corporate and nonprofit clients; and academic customers, including K-12 and higher education; and U.S. House of Representatives, NASA-JPL, CIA, FAA, USPS, and the executive office of the President of the United States, and cabinet-level departments, including the Department of Defense and State Department. The company was founded in 1995 and is based in Carpinteria, California with satellite offices throughout in the United States, United Kingdom, Austria, and Australia. Lynda.com, Inc. operates as a subsidiary of LinkedIn Corporation.

Money View is a financial management application founded in April 2014 by Sanjay Aggarwal and based in Bangalore, Karnataka. The app enables users to track and organize their expenses, bills, and account balances by extracting financial information from SMS messages. It provides features such as budget setting, bill reminders, and the ability to split bills among users. Additionally, Money View offers services like Savings+ and TaxSaver+ to help users save money. The platform also facilitates personal loan services, allowing users to check eligibility, gain real-time visibility of their finances, and access low-interest loans through a paperless process, all while promoting effective expense management.

Funding Circle is a London-based online lending platform established in 2010 that connects investors with small and medium-sized businesses seeking capital. Operating in the United Kingdom, the United States, Germany, the Netherlands, and Spain, Funding Circle facilitates direct lending through its marketplace, allowing a variety of investors—including individuals, banks, local councils, and institutional investors—to fund business loans. The platform offers both secured and unsecured loans to help businesses with various financial needs, such as working capital, asset purchases, and property development. Additionally, Funding Circle collaborates with institutional investors on securitization programs and issues loan payment dependent debt securities. By bridging the gap between businesses in need of funding and investors seeking attractive returns, Funding Circle aims to create a mutually beneficial relationship that supports economic growth and job creation.

LearnVest, Inc. is a personal finance and lifestyle platform designed specifically for women, based in New York. Founded in 2007, the company offers a comprehensive website and mobile application that provide educational content, tools, and financial planning services. Users can access information on budgeting, managing student loans, and planning cost-effective gatherings, while also utilizing features to track expenses, build custom budgets, and securely link financial accounts. LearnVest emphasizes interactive and educational resources, including articles, checklists, and financial tools, to empower women in managing their finances. The company operates on a subscription model that includes a setup charge and a monthly fee for access to financial planners, enhancing its commitment to personalized financial education and support. Acquired by Northwestern Mutual, LearnVest continues to focus on delivering relevant financial insights and fostering a collaborative community among its users.

CAN Capital, Inc. is a financial services provider that specializes in offering working capital and small business loans to small and medium-sized enterprises in the United States. Founded in 1998 and headquartered in Kennesaw, Georgia, the company provides products such as small business term loans and merchant cash advances, which can be used for various purposes including inventory purchases, payroll, equipment upgrades, and marketing initiatives. Utilizing a proprietary real-time platform and risk-scoring models, CAN Capital streamlines the lending process, enabling quick access to flexible funding options without requiring personal asset collateral. The company's Daily Remittance Platform allows lenders to monitor borrowers' daily cash flows and collect repayments efficiently, enhancing the overall lending experience. Formerly known as Capital Access Network, Inc., the company rebranded to CAN Capital in December 2013.

Funding Circle is a London-based online lending platform established in 2010 that connects investors with small and medium-sized businesses seeking capital. Operating in the United Kingdom, the United States, Germany, the Netherlands, and Spain, Funding Circle facilitates direct lending through its marketplace, allowing a variety of investors—including individuals, banks, local councils, and institutional investors—to fund business loans. The platform offers both secured and unsecured loans to help businesses with various financial needs, such as working capital, asset purchases, and property development. Additionally, Funding Circle collaborates with institutional investors on securitization programs and issues loan payment dependent debt securities. By bridging the gap between businesses in need of funding and investors seeking attractive returns, Funding Circle aims to create a mutually beneficial relationship that supports economic growth and job creation.

LearnVest, Inc. is a personal finance and lifestyle platform designed specifically for women, based in New York. Founded in 2007, the company offers a comprehensive website and mobile application that provide educational content, tools, and financial planning services. Users can access information on budgeting, managing student loans, and planning cost-effective gatherings, while also utilizing features to track expenses, build custom budgets, and securely link financial accounts. LearnVest emphasizes interactive and educational resources, including articles, checklists, and financial tools, to empower women in managing their finances. The company operates on a subscription model that includes a setup charge and a monthly fee for access to financial planners, enhancing its commitment to personalized financial education and support. Acquired by Northwestern Mutual, LearnVest continues to focus on delivering relevant financial insights and fostering a collaborative community among its users.

Cardspring is creating an application platform that will allow Web and mobile developers to write applications for credit cards and other types of payments. Cardspring attaches itself to the payment network in a secure fashion on one side, and on the other it presents itself as a platform for developers to create payment apps via Web-standard APIs. It is a bridge between the two networks. These applications could include things like electronic coupons, loyalty cards, virtual currencies, or yet-to-be-imagined commerce apps.

Prosper Funding LLC operates a peer-to-peer online credit marketplace that connects borrowers seeking personal loans with individual and institutional investors willing to fund those loans. Established in 2005 and headquartered in San Francisco, California, Prosper's platform offers a transparent environment for financial transactions, allowing borrowers to access fixed-rate, unsecured loans without hidden fees or prepayment penalties. The marketplace is accessible to investors in 31 states and to borrowers in 48 states, including the District of Columbia. By utilizing a data-driven underwriting model, Prosper enables investors to achieve solid returns while facilitating affordable loan options for consumers.

Lynda.com, Inc., an online learning platform, offers educational training courses in the fields of business, software, technology, and creative skills. The company, through its instructional video tutorials, offers courses in the areas of 3D/animation, audio/music, business, CAD, design, developer, education and e-learning, photography, information technology, marketing, video, and web to individual, corporate, nonprofit, government, library, higher education, and K-12 subscribers. It provides a basic and premium membership and German, French, and Spanish-language content for its courses. The company offers its courses through mobile applications and individual memberships. Its enterprise members include Fortune 50 companies, advertising agencies, media companies, U.S. colleges and universities, state governments, and various branches of the U.S. military; business customers, which include corporate and nonprofit clients; and academic customers, including K-12 and higher education; and U.S. House of Representatives, NASA-JPL, CIA, FAA, USPS, and the executive office of the President of the United States, and cabinet-level departments, including the Department of Defense and State Department. The company was founded in 1995 and is based in Carpinteria, California with satellite offices throughout in the United States, United Kingdom, Austria, and Australia. Lynda.com, Inc. operates as a subsidiary of LinkedIn Corporation.

Ramp is a technology company based in New York that specializes in corporate credit cards and spending management solutions for businesses and startups. Founded in 2019, Ramp's corporate card offers tools for tracking expenses and gaining insights, alongside cashback rewards for purchases made at various retailers. The company aims to streamline corporate spending by providing higher card limits, automated expense management, and seamless integration with accounting systems. Ramp was founded by the team behind Paribus, known for facilitating automated savings on online purchases. Additionally, Ramp Holdings, an entity with a longer history, focuses on video management and delivery solutions, enabling organizations to optimize video content through advanced search, delivery, and monetization capabilities. Originally established in 1948 and based in Boston, this subsidiary of Raytheon BBN Technologies utilizes innovative technologies such as speech-to-text and natural language processing to enhance video experiences across numerous industries.

Lenddo International operates an online platform that enables users to leverage their social connections to build creditworthiness and access financial services in emerging markets. By utilizing reputation data from social networks such as Facebook and LinkedIn, Lenddo helps individuals secure loans for purposes such as education, debt consolidation, and small business ventures. Founded in 2011, the company primarily serves customers in Colombia and the Philippines, with its headquarters in Central, Hong Kong, and additional offices in Manila, Bogotá, and New York City. As of October 2017, Lenddo International is a subsidiary of EFL Global LTD.

CAN Capital, Inc. is a financial services provider that specializes in offering working capital and small business loans to small and medium-sized enterprises in the United States. Founded in 1998 and headquartered in Kennesaw, Georgia, the company provides products such as small business term loans and merchant cash advances, which can be used for various purposes including inventory purchases, payroll, equipment upgrades, and marketing initiatives. Utilizing a proprietary real-time platform and risk-scoring models, CAN Capital streamlines the lending process, enabling quick access to flexible funding options without requiring personal asset collateral. The company's Daily Remittance Platform allows lenders to monitor borrowers' daily cash flows and collect repayments efficiently, enhancing the overall lending experience. Formerly known as Capital Access Network, Inc., the company rebranded to CAN Capital in December 2013.

Cardspring is creating an application platform that will allow Web and mobile developers to write applications for credit cards and other types of payments. Cardspring attaches itself to the payment network in a secure fashion on one side, and on the other it presents itself as a platform for developers to create payment apps via Web-standard APIs. It is a bridge between the two networks. These applications could include things like electronic coupons, loyalty cards, virtual currencies, or yet-to-be-imagined commerce apps.

Venmo is a mobile payment application that facilitates easy and secure financial transactions among users. Available on iPhone and Android, the app allows individuals to link their bank accounts or debit cards for convenient payment sharing with friends and family. Users can make payments for various activities, such as rent, utilities, dining, and entertainment, without the need for physical cash. Venmo offers free transactions when using a debit card or bank account, and users can transfer funds from their Venmo account balance to their bank accounts overnight. This service enhances the way people manage small payments and social transactions, making it a popular choice for everyday financial interactions.

LearnVest, Inc. is a personal finance and lifestyle platform designed specifically for women, based in New York. Founded in 2007, the company offers a comprehensive website and mobile application that provide educational content, tools, and financial planning services. Users can access information on budgeting, managing student loans, and planning cost-effective gatherings, while also utilizing features to track expenses, build custom budgets, and securely link financial accounts. LearnVest emphasizes interactive and educational resources, including articles, checklists, and financial tools, to empower women in managing their finances. The company operates on a subscription model that includes a setup charge and a monthly fee for access to financial planners, enhancing its commitment to personalized financial education and support. Acquired by Northwestern Mutual, LearnVest continues to focus on delivering relevant financial insights and fostering a collaborative community among its users.

Prosper Funding LLC operates a peer-to-peer online credit marketplace that connects borrowers seeking personal loans with individual and institutional investors willing to fund those loans. Established in 2005 and headquartered in San Francisco, California, Prosper's platform offers a transparent environment for financial transactions, allowing borrowers to access fixed-rate, unsecured loans without hidden fees or prepayment penalties. The marketplace is accessible to investors in 31 states and to borrowers in 48 states, including the District of Columbia. By utilizing a data-driven underwriting model, Prosper enables investors to achieve solid returns while facilitating affordable loan options for consumers.

Wonga.com offers small, short-term cash advances to consumers in the UK through an online platform. Utilizing advanced risk assessment and decision-making technology, the company provides automated lending decisions that aim to be responsible and efficient. Customers can select the desired loan amount, up to £750, and the repayment period, ranging from five to 30 days, using interactive tools on the website. Wonga's automated loan processing enables rapid cash deposits, often within minutes, providing a faster alternative to traditional credit sources. The service is designed for occasional use in response to cash emergencies, helping customers avoid potential pitfalls such as unauthorized overdrafts or high bank fees associated with bounced checks. Wonga's innovative approach to lending has garnered recognition through various awards, highlighting its contribution to the financial technology sector.

Prosper Funding LLC operates a peer-to-peer online credit marketplace that connects borrowers seeking personal loans with individual and institutional investors willing to fund those loans. Established in 2005 and headquartered in San Francisco, California, Prosper's platform offers a transparent environment for financial transactions, allowing borrowers to access fixed-rate, unsecured loans without hidden fees or prepayment penalties. The marketplace is accessible to investors in 31 states and to borrowers in 48 states, including the District of Columbia. By utilizing a data-driven underwriting model, Prosper enables investors to achieve solid returns while facilitating affordable loan options for consumers.

LearnVest, Inc. is a personal finance and lifestyle platform designed specifically for women, based in New York. Founded in 2007, the company offers a comprehensive website and mobile application that provide educational content, tools, and financial planning services. Users can access information on budgeting, managing student loans, and planning cost-effective gatherings, while also utilizing features to track expenses, build custom budgets, and securely link financial accounts. LearnVest emphasizes interactive and educational resources, including articles, checklists, and financial tools, to empower women in managing their finances. The company operates on a subscription model that includes a setup charge and a monthly fee for access to financial planners, enhancing its commitment to personalized financial education and support. Acquired by Northwestern Mutual, LearnVest continues to focus on delivering relevant financial insights and fostering a collaborative community among its users.

Prosper Funding LLC operates a peer-to-peer online credit marketplace that connects borrowers seeking personal loans with individual and institutional investors willing to fund those loans. Established in 2005 and headquartered in San Francisco, California, Prosper's platform offers a transparent environment for financial transactions, allowing borrowers to access fixed-rate, unsecured loans without hidden fees or prepayment penalties. The marketplace is accessible to investors in 31 states and to borrowers in 48 states, including the District of Columbia. By utilizing a data-driven underwriting model, Prosper enables investors to achieve solid returns while facilitating affordable loan options for consumers.

Wonga.com offers small, short-term cash advances to consumers in the UK through an online platform. Utilizing advanced risk assessment and decision-making technology, the company provides automated lending decisions that aim to be responsible and efficient. Customers can select the desired loan amount, up to £750, and the repayment period, ranging from five to 30 days, using interactive tools on the website. Wonga's automated loan processing enables rapid cash deposits, often within minutes, providing a faster alternative to traditional credit sources. The service is designed for occasional use in response to cash emergencies, helping customers avoid potential pitfalls such as unauthorized overdrafts or high bank fees associated with bounced checks. Wonga's innovative approach to lending has garnered recognition through various awards, highlighting its contribution to the financial technology sector.

Ramp is a technology company based in New York that specializes in corporate credit cards and spending management solutions for businesses and startups. Founded in 2019, Ramp's corporate card offers tools for tracking expenses and gaining insights, alongside cashback rewards for purchases made at various retailers. The company aims to streamline corporate spending by providing higher card limits, automated expense management, and seamless integration with accounting systems. Ramp was founded by the team behind Paribus, known for facilitating automated savings on online purchases. Additionally, Ramp Holdings, an entity with a longer history, focuses on video management and delivery solutions, enabling organizations to optimize video content through advanced search, delivery, and monetization capabilities. Originally established in 1948 and based in Boston, this subsidiary of Raytheon BBN Technologies utilizes innovative technologies such as speech-to-text and natural language processing to enhance video experiences across numerous industries.

Yodlee, Inc. operates a technology platform that provides digital financial services through the Yodlee Financial Cloud. This platform offers a variety of financial applications, known as FinApps, designed for sectors such as retail finance, wealth management, and small business solutions. These applications help consumers and businesses manage their finances, track spending, and assess net worth among other tasks. Yodlee Financial Cloud also allows customers to create their own applications using open application programming interfaces, ensuring secure data access and money movement solutions. In addition to its core offerings, Yodlee provides data solutions and market research services. The company serves a wide range of clients, including financial institutions, internet service companies, and third-party developers of financial applications. Founded in 1999 and headquartered in Redwood City, California, Yodlee operates as a subsidiary of Envestnet, Inc.

Prosper Funding LLC operates a peer-to-peer online credit marketplace that connects borrowers seeking personal loans with individual and institutional investors willing to fund those loans. Established in 2005 and headquartered in San Francisco, California, Prosper's platform offers a transparent environment for financial transactions, allowing borrowers to access fixed-rate, unsecured loans without hidden fees or prepayment penalties. The marketplace is accessible to investors in 31 states and to borrowers in 48 states, including the District of Columbia. By utilizing a data-driven underwriting model, Prosper enables investors to achieve solid returns while facilitating affordable loan options for consumers.

Ramp is a technology company based in New York that specializes in corporate credit cards and spending management solutions for businesses and startups. Founded in 2019, Ramp's corporate card offers tools for tracking expenses and gaining insights, alongside cashback rewards for purchases made at various retailers. The company aims to streamline corporate spending by providing higher card limits, automated expense management, and seamless integration with accounting systems. Ramp was founded by the team behind Paribus, known for facilitating automated savings on online purchases. Additionally, Ramp Holdings, an entity with a longer history, focuses on video management and delivery solutions, enabling organizations to optimize video content through advanced search, delivery, and monetization capabilities. Originally established in 1948 and based in Boston, this subsidiary of Raytheon BBN Technologies utilizes innovative technologies such as speech-to-text and natural language processing to enhance video experiences across numerous industries.

Yodlee, Inc. operates a technology platform that provides digital financial services through the Yodlee Financial Cloud. This platform offers a variety of financial applications, known as FinApps, designed for sectors such as retail finance, wealth management, and small business solutions. These applications help consumers and businesses manage their finances, track spending, and assess net worth among other tasks. Yodlee Financial Cloud also allows customers to create their own applications using open application programming interfaces, ensuring secure data access and money movement solutions. In addition to its core offerings, Yodlee provides data solutions and market research services. The company serves a wide range of clients, including financial institutions, internet service companies, and third-party developers of financial applications. Founded in 1999 and headquartered in Redwood City, California, Yodlee operates as a subsidiary of Envestnet, Inc.

Prosper Funding LLC operates a peer-to-peer online credit marketplace that connects borrowers seeking personal loans with individual and institutional investors willing to fund those loans. Established in 2005 and headquartered in San Francisco, California, Prosper's platform offers a transparent environment for financial transactions, allowing borrowers to access fixed-rate, unsecured loans without hidden fees or prepayment penalties. The marketplace is accessible to investors in 31 states and to borrowers in 48 states, including the District of Columbia. By utilizing a data-driven underwriting model, Prosper enables investors to achieve solid returns while facilitating affordable loan options for consumers.

Prosper Funding LLC operates a peer-to-peer online credit marketplace that connects borrowers seeking personal loans with individual and institutional investors willing to fund those loans. Established in 2005 and headquartered in San Francisco, California, Prosper's platform offers a transparent environment for financial transactions, allowing borrowers to access fixed-rate, unsecured loans without hidden fees or prepayment penalties. The marketplace is accessible to investors in 31 states and to borrowers in 48 states, including the District of Columbia. By utilizing a data-driven underwriting model, Prosper enables investors to achieve solid returns while facilitating affordable loan options for consumers.

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Schoolpop is America's #1 tuition crediting and nontraditional fundraising program. We have contributed more than $200 million to over 30,000 schools and other nonprofits nationwide. With Schoolpop, you can pay down tuition and extracurricular activity costs, pay back student loans for college and help your school earn contributions all year long by shopping at hundreds of name-brand merchants and service providers online, in stores, through catalogs, with gift cards or with the Schoolpop Visa credit card.

Yodlee, Inc. operates a technology platform that provides digital financial services through the Yodlee Financial Cloud. This platform offers a variety of financial applications, known as FinApps, designed for sectors such as retail finance, wealth management, and small business solutions. These applications help consumers and businesses manage their finances, track spending, and assess net worth among other tasks. Yodlee Financial Cloud also allows customers to create their own applications using open application programming interfaces, ensuring secure data access and money movement solutions. In addition to its core offerings, Yodlee provides data solutions and market research services. The company serves a wide range of clients, including financial institutions, internet service companies, and third-party developers of financial applications. Founded in 1999 and headquartered in Redwood City, California, Yodlee operates as a subsidiary of Envestnet, Inc.