500 Global

OCTA is a platform designed to assist businesses in optimizing their cash flow and simplifying payment processes. By providing a one-click automated system for collecting invoices, OCTA ensures that business-to-business firms receive timely payments. The platform offers features such as real-time insights, seamless integrations, and accessible financing options, enabling small and medium-sized enterprises to manage invoices and follow up on payments with ease. This allows businesses to focus on their growth while OCTA acts as a comprehensive command center for B2B payments and finance.

Cadana is dedicated to breaking down barriers that prevent talent from accessing global opportunities. The company has developed an instant pay platform that enables workers to receive their earnings on demand. This platform facilitates instant transfers and provides flexible payment options, allowing users to address unexpected expenses efficiently. By offering compliant hiring and payment solutions in over 100 countries, Cadana supports businesses in effectively employing a diverse workforce.

Seedflex Technologies develops a cashless commerce platform aimed at assisting businesses in managing large unforeseen expenses, emergency repairs, or urgent replacements. The platform features a pay-as-one-sell advance mechanism tailored for online merchants, allowing them to maintain control over their operations and capital. This innovative tool enables small businesses to prepare for peak seasons or significant campaigns by stocking up on necessary inventory, avoiding operational delays, negotiating bulk discounts, and exploring new product offerings. Seedflex's approach supports sustainable growth and operational flexibility for its users.

Pacto is a B2B enterprise software and payments platform that caters to small merchants in Latin America. Headquartered in Mexico City, the company develops tools and technology that enable banks and financial institutions to support merchants in transitioning from cash payments to digital solutions. Pacto's offerings include a point-of-sale platform designed for restaurants, featuring an all-in-one payment integration with a user-friendly interface, automatic reconciliation at payment, and mobile point-of-sale capabilities. This technology allows restaurants to enhance their operations and drive business growth by facilitating seamless ordering and payment processes directly from customers' mobile devices.

Cometa operates in the education sector by offering technological and financial solutions aimed at enhancing access to quality education in Mexico and Latin America. The company has developed a financial payments platform that addresses the technological deficiencies in school administration. Its services include flexible and efficient payment options, such as credit and debit cards, cash, and wire transfers. By automating various operational processes, Cometa enables educational institutions to streamline billing and reconciliation, ultimately saving time and improving overall efficiency.

Text’nPayMe is a payment processing mobile application that allows users to conduct transactions using voice or text commands. The platform facilitates payments across various digital platforms, providing a convenient and efficient interface for users. By transforming any text or voice command into a payment action, Text’nPayMe streamlines the transaction process, making it easier for individuals to manage their financial interactions without the need for traditional payment methods.

Epoint is a digital payment aggregator and e-commerce platform based in Azerbaijan, tailored for small and medium-sized enterprises. The platform enables businesses to accept bank card payments without incurring additional costs or requiring technical expertise. Epoint offers various features, including downloadable financial reports, transaction logs, a multilingual interface, and support for multiple payment methods such as QR codes and invoices. The company has gained recognition in the startup ecosystem, being a runner-up in the Takeoff international startup competition and a semi-finalist in the Astana Hub Battle. Furthermore, Epoint is the first fintech company from Azerbaijan to participate in the 500 Global program and has received a "Startup Certificate" from the Ministry of Economy, which grants it a three-year exemption from income tax. Through its collaboration with Visa and BDO, Epoint aims to enhance the digital payment landscape for businesses in the region.

Founded in 2015, PeopleFund is a premier data-driven digital lender in South Korea, specializing in consumer finance. The company aims to provide financial freedom through affordable loans and attractive investment opportunities. Utilizing a proprietary credit model and advanced technology, PeopleFund enhances loan rates for borrowers while maintaining a low loss rate, benefiting both retail and institutional investors. It is recognized as the first digital lender in Korea to exceed $1 billion in loan originations and has innovatively engaged nearly 400,000 retail investors. PeopleFund stands out as the first fintech platform to offer loan and investment products directly through KakaoTalk, a popular messaging app in Korea. Additionally, the company operates a lending platform that collaborates with banks and financial institutions to streamline the loan process, making personal loans accessible at competitive interest rates through various third-party applications.

Fintesa operates a software-as-a-service (SaaS) platform that enables businesses to compliantly collect payments for their products and services in over 200 countries, all within a streamlined process that takes just ten minutes. The platform offers comprehensive business reports, updated metrics, and tools for monitoring performance. Clients can analyze data, generate reports, project revenue, and establish financial targets, which helps them assess their business health and make informed decisions to enhance growth.

YourPay is a developer of a financial platform that focuses on providing mobile banking services to enhance the financial lives of its customers. The platform offers a range of services, including savings accounts, consumer loans, productive loans, and prepaid cards with no fees. By offering low-interest rates and user-friendly management tools, YourPay enables individuals to effectively manage their finances directly from their mobile devices.

Qashio is a spend management platform based in Dubai, founded in 2021. It provides businesses with a comprehensive solution for monitoring costs, making payments, and handling payables through the use of physical and virtual cards. Users can create customized cards, allocate budgets, control employee spending, and set approval layers, all while tracking card usage and analyzing expenditures in real time. By automating expense reporting and enhancing visibility and control over cash flows, Qashio aims to simplify company spending management and eliminate outdated manual processes, ultimately saving time and reducing petty cash leakage for organizations.

Founded in 2015, PeopleFund is a premier data-driven digital lender in South Korea, specializing in consumer finance. The company aims to provide financial freedom through affordable loans and attractive investment opportunities. Utilizing a proprietary credit model and advanced technology, PeopleFund enhances loan rates for borrowers while maintaining a low loss rate, benefiting both retail and institutional investors. It is recognized as the first digital lender in Korea to exceed $1 billion in loan originations and has innovatively engaged nearly 400,000 retail investors. PeopleFund stands out as the first fintech platform to offer loan and investment products directly through KakaoTalk, a popular messaging app in Korea. Additionally, the company operates a lending platform that collaborates with banks and financial institutions to streamline the loan process, making personal loans accessible at competitive interest rates through various third-party applications.

MIDAS Technologies provides digital payment solutions in Mexico. Aiming to bring traceability to consumer purchase data by providing technology to retailers to reward their customers with cashback on every purchase and creating cash user profiles through its loyalty program as a service.

EFEX is a platform that helps businesses and individuals to make and manage their payments. EFEX offers international and domestic payments, invoicing, reconciliation, collection, and risk analysis of its clients. This allows our customers to engage in smarter, simpler, faster payments and trade.

Fairbanc is an online payments platform based in San Francisco, California, that caters to small and medium enterprises (SMEs) in emerging markets. The company offers a scalable, AI-powered solution that provides instant digital credit lines without requiring collateral or a credit history. By analyzing digital footprints such as transaction histories with large suppliers and relevant mobile data, Fairbanc enables SMEs to purchase inventory from selected suppliers. This innovative approach helps retail shop owners increase sales, streamline payment processes, and develop credit histories, while suppliers benefit from more consistent order cycles and faster payments. Fairbanc's gender-intelligent ecosystem is designed to address the limitations of cash transactions across various vertical markets.

Mapan is a social financial technology company dedicated to enhancing financial access for low-income communities, particularly through a network of micropreneurs, primarily women. The company's platform eliminates barriers to financial inclusion by providing tools that empower community influencers to foster collective growth and self-sufficiency within their communities. Mapan offers services such as payment processing, lending solutions, cell phone airtime, and bill-pay options, all designed to facilitate easier and safer access to essential products and services. By creating employment opportunities and enabling users to earn income as reselling agents, Mapan contributes to economic empowerment and improves the overall financial well-being of underserved populations.

Vircle is a fintech company that specializes in cashless commerce solutions aimed at enhancing societal health and well-being. The platform enables the creation of controlled cashless communities, initially focusing on schools and peer-to-peer subsidy systems. It allows providers to allocate digital entitlements to beneficiaries, which can include cash values or specific items such as healthy food and groceries. This system facilitates cashless transactions in the background at the point of consumption, offering providers visibility into spending patterns. Additionally, Vircle's application empowers parents to manage instant allowances for their children, fostering savings habits and teaching financial responsibility through chores and tasks, all while ensuring a safe environment for children to learn about money management.

Fawaterak provides a comprehensive online invoicing platform designed to assist freelancers, micro, and small businesses in managing their payment processes efficiently. The company offers a variety of services that enable merchants to accept credit and debit card payments securely, track sales and inventory in real-time, and manage customer relationships through loyalty programs. Additionally, Fawaterak facilitates access to funding and financial services, ensuring compliance with tax and eInvoice regulations. Their solutions include payment terminals, point of sale systems, online checkout options, and mobile app administration, all aimed at streamlining operations and supporting business growth. By simplifying invoicing and payment collection, Fawaterak empowers merchants of all sizes to enhance their operational efficiency and focus on their core business activities.

Loopay is a technology-focused financial solution that enables companies within the supply chain to obtain cash for operational needs and make payments to suppliers in under 24 hours from any location. The company's platform is designed to support the growth of small and mid-sized enterprises by enhancing cash flow management. Loopay offers adaptable accounting systems that can accommodate various file uploads, along with access to detailed reports and integrations for better operational control. Its features include streamlined payment dispersal for both banked and unbanked personnel, accounting reconciliation, and optimized payment processing. This comprehensive approach allows businesses to manage advances and balances effectively, empowering them to focus on customer acquisition without facing financial constraints.

Enter is a payments platform that focuses on serving businesses in emerging markets, particularly in the healthcare sector. It operates a revenue cycle management system designed to streamline the billing process for healthcare providers. The platform aims to facilitate timely payments from insurance companies while enhancing the overall patient experience. By offering fast, accurate, and transparent billing operations, Enter enables healthcare providers to achieve higher reimbursement rates, mitigate risks associated with HIPAA compliance, and maintain industry-standard transparency in their financial processes.

Stax is all of your bank accounts, mobile wallets, crypto in a single app that works without mobile data.

EdfaPay is a fintech company that specializes in providing innovative payment solutions aimed at enhancing efficiency and reducing costs for businesses. The company has developed a mobile software platform that utilizes soft POS technology, allowing merchants to accept payments through smartphones without the need for traditional point-of-sale systems. By leveraging NFC technology, EdfaPay enables businesses to offer a variety of payment methods to their customers, facilitating quick and seamless financial transactions. This approach not only saves time and effort for merchants but also streamlines the payment process, making it more convenient for consumers.

Get is a financial platform designed for smartphone users, particularly targeting teens and young adults who seek efficient money management solutions. The app facilitates cash management by allowing users to save, spend, and make financial transactions seamlessly through their mobile devices. Users can receive instant notifications about their spending and utilize personalized cards for shopping. Get aims to promote financial literacy and independence by providing educational resources that help users understand money management at an earlier age. Ultimately, the company envisions becoming an intelligent hub for users' financial lives by integrating with various financial service providers.

Umoja Labs is a financial technology company focused on providing crypto-enabled payment infrastructure tailored for informal markets, primarily in Africa. The company develops a platform that facilitates instant money transfers, featuring digital wallets compatible with basic mobile phones, a mobile point of sale system for merchants, and a mass-payouts dashboard. Additionally, Umoja Labs offers an API that supports the generation of digital wallets, stablecoin custody, mobile money e-float, and fiat currency transactions. By leveraging this technology, Umoja Labs aims to enhance digital financial inclusion and enable organizations to establish effective web3 payment solutions in underserved areas. The company is backed by notable investors such as Coinbase and Mercy Corps.

Founded in 2015, PeopleFund is a premier data-driven digital lender in South Korea, specializing in consumer finance. The company aims to provide financial freedom through affordable loans and attractive investment opportunities. Utilizing a proprietary credit model and advanced technology, PeopleFund enhances loan rates for borrowers while maintaining a low loss rate, benefiting both retail and institutional investors. It is recognized as the first digital lender in Korea to exceed $1 billion in loan originations and has innovatively engaged nearly 400,000 retail investors. PeopleFund stands out as the first fintech platform to offer loan and investment products directly through KakaoTalk, a popular messaging app in Korea. Additionally, the company operates a lending platform that collaborates with banks and financial institutions to streamline the loan process, making personal loans accessible at competitive interest rates through various third-party applications.

Raseedi is a fintech company that focuses on providing financial services to underbanked individuals through its mobile application. The app offers a range of features including a dialer for making cheaper calls, saving tips, payment options, and instant borrowing of airtime and bill payments without requiring a credit history. Raseedi's platform uses smart algorithms to match user consumption with suitable telecom packages, automating the process to help users save on their expenses by offering coupons, promo codes, discounts, and budget limits.

Enter is a payments platform that focuses on serving businesses in emerging markets, particularly in the healthcare sector. It operates a revenue cycle management system designed to streamline the billing process for healthcare providers. The platform aims to facilitate timely payments from insurance companies while enhancing the overall patient experience. By offering fast, accurate, and transparent billing operations, Enter enables healthcare providers to achieve higher reimbursement rates, mitigate risks associated with HIPAA compliance, and maintain industry-standard transparency in their financial processes.

Cadana is dedicated to breaking down barriers that prevent talent from accessing global opportunities. The company has developed an instant pay platform that enables workers to receive their earnings on demand. This platform facilitates instant transfers and provides flexible payment options, allowing users to address unexpected expenses efficiently. By offering compliant hiring and payment solutions in over 100 countries, Cadana supports businesses in effectively employing a diverse workforce.

Founded in 2015, PeopleFund is a premier data-driven digital lender in South Korea, specializing in consumer finance. The company aims to provide financial freedom through affordable loans and attractive investment opportunities. Utilizing a proprietary credit model and advanced technology, PeopleFund enhances loan rates for borrowers while maintaining a low loss rate, benefiting both retail and institutional investors. It is recognized as the first digital lender in Korea to exceed $1 billion in loan originations and has innovatively engaged nearly 400,000 retail investors. PeopleFund stands out as the first fintech platform to offer loan and investment products directly through KakaoTalk, a popular messaging app in Korea. Additionally, the company operates a lending platform that collaborates with banks and financial institutions to streamline the loan process, making personal loans accessible at competitive interest rates through various third-party applications.

Vircle is a fintech company that specializes in cashless commerce solutions aimed at enhancing societal health and well-being. The platform enables the creation of controlled cashless communities, initially focusing on schools and peer-to-peer subsidy systems. It allows providers to allocate digital entitlements to beneficiaries, which can include cash values or specific items such as healthy food and groceries. This system facilitates cashless transactions in the background at the point of consumption, offering providers visibility into spending patterns. Additionally, Vircle's application empowers parents to manage instant allowances for their children, fostering savings habits and teaching financial responsibility through chores and tasks, all while ensuring a safe environment for children to learn about money management.

Umoja Labs is a financial technology company focused on providing crypto-enabled payment infrastructure tailored for informal markets, primarily in Africa. The company develops a platform that facilitates instant money transfers, featuring digital wallets compatible with basic mobile phones, a mobile point of sale system for merchants, and a mass-payouts dashboard. Additionally, Umoja Labs offers an API that supports the generation of digital wallets, stablecoin custody, mobile money e-float, and fiat currency transactions. By leveraging this technology, Umoja Labs aims to enhance digital financial inclusion and enable organizations to establish effective web3 payment solutions in underserved areas. The company is backed by notable investors such as Coinbase and Mercy Corps.

Chipper Cash is a financial services company founded in 2017 and headquartered in San Francisco, California. It operates a software application platform that enables users to send and receive money instantly and for free across different currencies within Africa. The platform facilitates peer-to-peer cross-border money transfers in a simple manner, similar to sending a text message, enhancing financial inclusivity across the continent. Chipper Cash’s innovative approach allows users to make personal payments efficiently via their mobile devices, making it a key player in the African fintech landscape.

Cadana is dedicated to breaking down barriers that prevent talent from accessing global opportunities. The company has developed an instant pay platform that enables workers to receive their earnings on demand. This platform facilitates instant transfers and provides flexible payment options, allowing users to address unexpected expenses efficiently. By offering compliant hiring and payment solutions in over 100 countries, Cadana supports businesses in effectively employing a diverse workforce.

MyCash Online is an e-Marketplace specially designed for massive pools of Migrants in Malaysia & Singapore. MyCash Online is offering easy, secure and convenient online services to the foreign workers, who do not have access to online banking or credit cards. With years of experience of working for migrants, we take pride in providing quality & convenient online services 24X7. They are working for making more possible. To provide services to the specific segment of the people, who do not have access to bank or any other financial services. As this is their first such experience, we want to make it memorable. With their years of experience and knowledge on the segment, we have designed wide variety of services, and customized them according to their needs.

Founded in 2015, PeopleFund is a premier data-driven digital lender in South Korea, specializing in consumer finance. The company aims to provide financial freedom through affordable loans and attractive investment opportunities. Utilizing a proprietary credit model and advanced technology, PeopleFund enhances loan rates for borrowers while maintaining a low loss rate, benefiting both retail and institutional investors. It is recognized as the first digital lender in Korea to exceed $1 billion in loan originations and has innovatively engaged nearly 400,000 retail investors. PeopleFund stands out as the first fintech platform to offer loan and investment products directly through KakaoTalk, a popular messaging app in Korea. Additionally, the company operates a lending platform that collaborates with banks and financial institutions to streamline the loan process, making personal loans accessible at competitive interest rates through various third-party applications.

Instacash is a lending marketplace that uses preauthorized credit cards as collateral. For investors, this minimizes risk while maximizing returns. For borrowers, this allocates loans instantly at an affordable rate. Using Instacash, investors decide how much they want to invest by allocating money into a secure digital wallet. This gives investors a set interest rate of return. All repayments will then be deposited into the same wallet and the investor will be able to withdraw their money whenever they want. Meanwhile, borrowers can set their desired loan amount and loan time frame. After verifying their credit card, the Instacash secure technology will preauthorize the collateral for the loan amount, which will be reduced as long as the borrower continues repaying the loan. With our immediate peer-to-peer payment service, the money will go directly from the investor to the borrower, with a small commission going to help us continue advancing our platform. Users can track and manage all their operations from any digital device in real time. With smart contracts, all users’ data and privacy are secure and protected. Instacash applies cutting-edge technology such as machine learning, artificial intelligence, and blockchain to ensure a fast, secure, and reliable platform, allowing you to get money when you need it or make money when you want to invest. Through money democratization, Instacash positively impacts people’s lives. We’re changing the world by revolutionizing the way money—and opportunities—are distributed. Instacash, spreading opportunities with loans powered by people.

Finally is a fintech company whose mission is to help small & medium-sized businesses automate their accounting and finance. Finally integrates vital business functions, including bookkeeping, expense management, bill payment, and payroll, into a unified automated solution tailored for small and medium-sized businesses. Businesses spanning various industries depend on Finally to provide enhanced visibility and control over their financial and accounting operations.

Cadana is dedicated to breaking down barriers that prevent talent from accessing global opportunities. The company has developed an instant pay platform that enables workers to receive their earnings on demand. This platform facilitates instant transfers and provides flexible payment options, allowing users to address unexpected expenses efficiently. By offering compliant hiring and payment solutions in over 100 countries, Cadana supports businesses in effectively employing a diverse workforce.

Cushion is a venture-backed FinTech startup that is changing the way consumers pay their recurring bills. Our goal is to help Americans pay all of their bills in full and on time while avoiding nasty fees and penalties. To bring this vision to life, we are reimagining the experience from the ground up and looking for the best of the best people to join our team as we bring our game-changing bill pay solution to the tens of millions of Americans who need it: https://angel.co/company/cushion_ai/jobs

MemeChat is an app that assists meme makers in getting compensated by brands for their work. Users can create memes using premium templates and be paid once they are approved. As another option, users can earn making memes in the requested category and get paid by brands.

Duithape is a mobile payment and remittance platform based in Jakarta, Indonesia, founded in 2015. The company offers a system that allows users to conduct transactions without the need for a bank account. Its services include cash deposits and withdrawals, money transfers, installment payments, and social security transactions. By utilizing secure technology, Duithape enables customers to access essential banking services, making financial transactions more accessible for individuals who may be underserved by traditional banking systems.

Chipper Cash is a financial services company founded in 2017 and headquartered in San Francisco, California. It operates a software application platform that enables users to send and receive money instantly and for free across different currencies within Africa. The platform facilitates peer-to-peer cross-border money transfers in a simple manner, similar to sending a text message, enhancing financial inclusivity across the continent. Chipper Cash’s innovative approach allows users to make personal payments efficiently via their mobile devices, making it a key player in the African fintech landscape.

Chipper Cash is a financial services company founded in 2017 and headquartered in San Francisco, California. It operates a software application platform that enables users to send and receive money instantly and for free across different currencies within Africa. The platform facilitates peer-to-peer cross-border money transfers in a simple manner, similar to sending a text message, enhancing financial inclusivity across the continent. Chipper Cash’s innovative approach allows users to make personal payments efficiently via their mobile devices, making it a key player in the African fintech landscape.

Jasper operates an online platform that streamlines financial transactions and enhances the patient experience in the healthcare sector. It provides tools for online booking, virtual insurance management, intake collection, mobile bill payments, and approval of payment plans. By focusing on improving cash flow for providers while ensuring a five-star experience for patients, Jasper aims to simplify the financial aspects of healthcare services.

Payple is a financial platform operator that specializes in providing innovative payment services aimed at enhancing customer conversion rates. The platform emphasizes straightforward integration and competitive pricing, allowing clients to utilize credit cards and direct transfer payment methods with ease. By analyzing essential data for direct marketing, Payple enables automated payments and transfers through API integration, facilitating seamless transactions for businesses. The company's focus is on simplifying the payment process while helping clients expand their business capabilities.

MyCash Online is an e-Marketplace specially designed for massive pools of Migrants in Malaysia & Singapore. MyCash Online is offering easy, secure and convenient online services to the foreign workers, who do not have access to online banking or credit cards. With years of experience of working for migrants, we take pride in providing quality & convenient online services 24X7. They are working for making more possible. To provide services to the specific segment of the people, who do not have access to bank or any other financial services. As this is their first such experience, we want to make it memorable. With their years of experience and knowledge on the segment, we have designed wide variety of services, and customized them according to their needs.

Founded in 2015, PeopleFund is a premier data-driven digital lender in South Korea, specializing in consumer finance. The company aims to provide financial freedom through affordable loans and attractive investment opportunities. Utilizing a proprietary credit model and advanced technology, PeopleFund enhances loan rates for borrowers while maintaining a low loss rate, benefiting both retail and institutional investors. It is recognized as the first digital lender in Korea to exceed $1 billion in loan originations and has innovatively engaged nearly 400,000 retail investors. PeopleFund stands out as the first fintech platform to offer loan and investment products directly through KakaoTalk, a popular messaging app in Korea. Additionally, the company operates a lending platform that collaborates with banks and financial institutions to streamline the loan process, making personal loans accessible at competitive interest rates through various third-party applications.

Pagaris is a fintech company based in Mexico that specializes in e-commerce and point-of-sale lending services. The company offers a platform that facilitates online financial transactions by providing virtual cards, allowing users to make purchases with the option to pay over time. This buy-now-pay-later model can be utilized for transactions made with either debit or credit cards, making it easier for consumers to manage their payments and access products without immediate financial burden.

Chipper Cash is a financial services company founded in 2017 and headquartered in San Francisco, California. It operates a software application platform that enables users to send and receive money instantly and for free across different currencies within Africa. The platform facilitates peer-to-peer cross-border money transfers in a simple manner, similar to sending a text message, enhancing financial inclusivity across the continent. Chipper Cash’s innovative approach allows users to make personal payments efficiently via their mobile devices, making it a key player in the African fintech landscape.

Split is an award-winning fintech startup based in Southeast Asia that specializes in providing a buy now pay later (BNPL) solution for businesses. The platform allows companies across various sectors, including ecommerce, retail, and social commerce, to offer their customers the option to finance purchases through interest-free installment payments. By integrating seamlessly with websites and applications, Split enables users to manage their costs effectively while giving businesses a competitive edge in attracting customers who prefer flexible payment options.

Spare is an electronic payments company that helps campuses become safer and cash-free. With Spare installed in schools, parents can be confident that their child will always be able to purchase whatever they require without carrying cash; no more forgetting or losing their allowance, and no more bullying. Due to popular demand, it now includes a safety layer that notifies parents when their child arrives or departs from school, keeping them informed of their child's safety and location.

Cushion is a venture-backed FinTech startup that is changing the way consumers pay their recurring bills. Our goal is to help Americans pay all of their bills in full and on time while avoiding nasty fees and penalties. To bring this vision to life, we are reimagining the experience from the ground up and looking for the best of the best people to join our team as we bring our game-changing bill pay solution to the tens of millions of Americans who need it: https://angel.co/company/cushion_ai/jobs

Finally is a fintech company whose mission is to help small & medium-sized businesses automate their accounting and finance. Finally integrates vital business functions, including bookkeeping, expense management, bill payment, and payroll, into a unified automated solution tailored for small and medium-sized businesses. Businesses spanning various industries depend on Finally to provide enhanced visibility and control over their financial and accounting operations.

Founded in 2015, PeopleFund is a premier data-driven digital lender in South Korea, specializing in consumer finance. The company aims to provide financial freedom through affordable loans and attractive investment opportunities. Utilizing a proprietary credit model and advanced technology, PeopleFund enhances loan rates for borrowers while maintaining a low loss rate, benefiting both retail and institutional investors. It is recognized as the first digital lender in Korea to exceed $1 billion in loan originations and has innovatively engaged nearly 400,000 retail investors. PeopleFund stands out as the first fintech platform to offer loan and investment products directly through KakaoTalk, a popular messaging app in Korea. Additionally, the company operates a lending platform that collaborates with banks and financial institutions to streamline the loan process, making personal loans accessible at competitive interest rates through various third-party applications.

Curlec is a financial technology company that modernizes the Direct Debit payment system, making it accessible for businesses of all sizes. The company offers a digital platform that enables the secure collection of recurring payments by facilitating transactions between buyers, sellers, and their banks. By automating payment processes, Curlec helps businesses streamline operations and maintain cost-effective, long-term relationships with their customers.

Mamo is a fintech startup based in Dubai, UAE, specializing in payment and financial solutions for small and medium-sized enterprises (SMEs). It is the first fintech company licensed by the Dubai Financial Services Authority to provide money services, enabling it to offer a diverse range of financial services. Mamo's flagship product, Mamo Business, serves as an alternative to traditional business banking, functioning as a financial operating system tailored to the needs of SMEs. The platform incorporates essential components such as payments, spend management, and analytics, facilitating efficient financial operations. Mamo's application allows businesses to accept payments in multiple currencies, issue virtual cards, manage expenses, and integrate with e-commerce platforms. Its customer base includes a variety of sectors, including B2B service providers, tourism, healthcare, wellness, and retail, helping to streamline financial processes and enhance analysis of spending habits.

Curacubby is an organization management platform specifically designed for preschools and children's service providers. Founded by parents seeking a more efficient way to handle tuition billing and payments, Curacubby addresses common frustrations associated with traditional methods, such as handwritten reminders and confusion over late fees. The platform offers a suite of features including enrollment management, tuition management, online fundraising, and an online form builder, all aimed at streamlining operations and financial transactions. By automating these processes, Curacubby allows preschools to focus on their primary mission of caring for children, while also enhancing the experience for parents through secure and efficient payment options.

Fatora is a set of online Payment tools that streamline online payments between merchants and their customers, to make the online payment an easy task, The best way to describe Fatora is if we imagine that we take the minimum valuable solution out of Square, Shopify and Stripe , then we add our secret ingredient and make it for the middle east. So in Fatora you would be able to bill your customers, you can create a payment URL to collect payment from them, You will have a mini e-commerce store to showcase your products, along with POS and Cashier tool to get paid inside your store, with powerful API to integrate your e-commerce or website into it. And all of that is A.I powered.

Uniko Inc. is a company based in Mexico City, Mexico, founded in 2014. It has developed an innovative platform that facilitates the giving and receiving of gifts globally, with the unique feature of allowing users to exchange these gifts for cash. The platform is particularly beneficial for engaged couples, as it provides tools to manage wedding registries and offers the option to request cash instead of traditional household gifts. This approach not only streamlines the gift-giving process but also addresses the significant waste in the gift industry, which accounts for a notable portion of the global economy. By combining the traditional aspects of gift-giving with modern financial flexibility, Uniko aims to redefine how gifts are exchanged and appreciated.

Fairbanc is an online payments platform based in San Francisco, California, that caters to small and medium enterprises (SMEs) in emerging markets. The company offers a scalable, AI-powered solution that provides instant digital credit lines without requiring collateral or a credit history. By analyzing digital footprints such as transaction histories with large suppliers and relevant mobile data, Fairbanc enables SMEs to purchase inventory from selected suppliers. This innovative approach helps retail shop owners increase sales, streamline payment processes, and develop credit histories, while suppliers benefit from more consistent order cycles and faster payments. Fairbanc's gender-intelligent ecosystem is designed to address the limitations of cash transactions across various vertical markets.

Paynas is a Cairo-based company founded in 2018 that specializes in providing a cloud-based human resource management and payroll platform tailored for small and medium-sized enterprises (SMEs). The platform offers a comprehensive suite of services, including seamless payroll solutions, employee management, recruitment management, and attendance tracking. Additionally, Paynas provides Visa-powered cards and access to a benefits marketplace, promoting financial inclusion for employees through various financial services. By focusing on the unique needs of SMEs, Paynas aims to facilitate growth and enhance operational efficiency for its clients while ensuring that employees receive essential benefits and banking services.

Chipper Cash is a financial services company founded in 2017 and headquartered in San Francisco, California. It operates a software application platform that enables users to send and receive money instantly and for free across different currencies within Africa. The platform facilitates peer-to-peer cross-border money transfers in a simple manner, similar to sending a text message, enhancing financial inclusivity across the continent. Chipper Cash’s innovative approach allows users to make personal payments efficiently via their mobile devices, making it a key player in the African fintech landscape.

Split is an award-winning fintech startup based in Southeast Asia that specializes in providing a buy now pay later (BNPL) solution for businesses. The platform allows companies across various sectors, including ecommerce, retail, and social commerce, to offer their customers the option to finance purchases through interest-free installment payments. By integrating seamlessly with websites and applications, Split enables users to manage their costs effectively while giving businesses a competitive edge in attracting customers who prefer flexible payment options.

Raseedi is a fintech company that focuses on providing financial services to underbanked individuals through its mobile application. The app offers a range of features including a dialer for making cheaper calls, saving tips, payment options, and instant borrowing of airtime and bill payments without requiring a credit history. Raseedi's platform uses smart algorithms to match user consumption with suitable telecom packages, automating the process to help users save on their expenses by offering coupons, promo codes, discounts, and budget limits.

Curlec is a financial technology company that modernizes the Direct Debit payment system, making it accessible for businesses of all sizes. The company offers a digital platform that enables the secure collection of recurring payments by facilitating transactions between buyers, sellers, and their banks. By automating payment processes, Curlec helps businesses streamline operations and maintain cost-effective, long-term relationships with their customers.

MyCash Online is an e-Marketplace specially designed for massive pools of Migrants in Malaysia & Singapore. MyCash Online is offering easy, secure and convenient online services to the foreign workers, who do not have access to online banking or credit cards. With years of experience of working for migrants, we take pride in providing quality & convenient online services 24X7. They are working for making more possible. To provide services to the specific segment of the people, who do not have access to bank or any other financial services. As this is their first such experience, we want to make it memorable. With their years of experience and knowledge on the segment, we have designed wide variety of services, and customized them according to their needs.

Fidel API is a financial infrastructure platform that empowers developers to create programmable experiences in real-time during payment card transactions. By integrating directly with major payment networks like Visa and Mastercard, the platform provides granular transaction data, including amount, location, date, and merchant details. This enables businesses to enhance customer engagement and marketing efforts through real-time, event-driven interactions. Fidel API's technology facilitates the development of advanced loyalty and rewards programs, as well as streamlining processes such as reimbursements and expense management. Founded in 2018 and headquartered in London, Fidel API serves a diverse clientele ranging from startups to large enterprises, including notable organizations like Google and British Airways. The company is supported by significant investors and has a global presence with offices in Lisbon and New York, along with remote employees.

Vapulus is a digital financial platform that simplifies online payment services on a global scale. It connects users with a wide range of key payment methods, allowing businesses to accept payments seamlessly across online, in-app, and in-store environments. The platform enhances the shopping experience by enabling users to pay bills, shop online and offline, and transfer money securely using personal data, thus eliminating the need for credit cards. Vapulus aims to increase conversion rates for businesses and expand their customer base by offering a streamlined and efficient payment solution.

MyCash Online is an e-Marketplace specially designed for massive pools of Migrants in Malaysia & Singapore. MyCash Online is offering easy, secure and convenient online services to the foreign workers, who do not have access to online banking or credit cards. With years of experience of working for migrants, we take pride in providing quality & convenient online services 24X7. They are working for making more possible. To provide services to the specific segment of the people, who do not have access to bank or any other financial services. As this is their first such experience, we want to make it memorable. With their years of experience and knowledge on the segment, we have designed wide variety of services, and customized them according to their needs.

Chipper Cash is a financial services company founded in 2017 and headquartered in San Francisco, California. It operates a software application platform that enables users to send and receive money instantly and for free across different currencies within Africa. The platform facilitates peer-to-peer cross-border money transfers in a simple manner, similar to sending a text message, enhancing financial inclusivity across the continent. Chipper Cash’s innovative approach allows users to make personal payments efficiently via their mobile devices, making it a key player in the African fintech landscape.

Denarii is a technology company that specializes in streamlining financial operations for small and medium-sized businesses. It offers Denarii Pay, an automated Accounts Payable and B2B Payment system that transforms the traditional accounts payable process into a strategic profit center. This innovative solution enables businesses to manage their payments more efficiently, gain valuable insights into key cost drivers, and ultimately enhance their bottom line.

Paymennt is a mobile-first payments platform that facilitates online and in-person transactions, as well as payments through links. It primarily serves micro and small businesses, emphasizing simplicity and efficiency in its payment solutions. Originally founded as PointCheckout Holding Company Ltd in 2017, the company is headquartered in Dubai, United Arab Emirates, with an additional office in Amman, Jordan. It specializes in providing an online payment gateway that allows users to redeem and spend loyalty points and miles.

AlgoPay, Inc. is a financial technology company focused on providing payment solutions for the unbanked population, particularly in the Middle East. Established in 2018 and headquartered in Los Angeles, the company offers a digital wallet that allows users to securely store and manage their funds online. AlgoPay's platform functions as both an e-wallet and an ATM, enabling users to withdraw cash at various vendor locations. Additionally, AlgoPay has developed a virtual card that facilitates quick and easy money transfers, allowing users to shop globally and transact securely. The company's services aim to bridge the gap between businesses and consumers in cash-based economies, enhancing financial inclusion for those without traditional banking access.

Finally is a fintech company whose mission is to help small & medium-sized businesses automate their accounting and finance. Finally integrates vital business functions, including bookkeeping, expense management, bill payment, and payroll, into a unified automated solution tailored for small and medium-sized businesses. Businesses spanning various industries depend on Finally to provide enhanced visibility and control over their financial and accounting operations.

Paymennt is a mobile-first payments platform that facilitates online and in-person transactions, as well as payments through links. It primarily serves micro and small businesses, emphasizing simplicity and efficiency in its payment solutions. Originally founded as PointCheckout Holding Company Ltd in 2017, the company is headquartered in Dubai, United Arab Emirates, with an additional office in Amman, Jordan. It specializes in providing an online payment gateway that allows users to redeem and spend loyalty points and miles.

Founded in 2015, PeopleFund is a premier data-driven digital lender in South Korea, specializing in consumer finance. The company aims to provide financial freedom through affordable loans and attractive investment opportunities. Utilizing a proprietary credit model and advanced technology, PeopleFund enhances loan rates for borrowers while maintaining a low loss rate, benefiting both retail and institutional investors. It is recognized as the first digital lender in Korea to exceed $1 billion in loan originations and has innovatively engaged nearly 400,000 retail investors. PeopleFund stands out as the first fintech platform to offer loan and investment products directly through KakaoTalk, a popular messaging app in Korea. Additionally, the company operates a lending platform that collaborates with banks and financial institutions to streamline the loan process, making personal loans accessible at competitive interest rates through various third-party applications.

EMQ Limited is a Hong Kong-based financial technology startup established in 2014, with additional offices in Taiwan and China. The company focuses on creating a financial network across Asia, emphasizing remittance services. EMQ partners with financial institutions and strategic allies in various countries, including Indonesia, Vietnam, and the Philippines, to facilitate and settle cross-border remittances. The company has developed a mobile application that allows clients to borrow and transfer money efficiently. EMQ holds a Money Service Operator license from the Hong Kong Customs and Excise Department and a Fund Transfer Operator license from Bank Indonesia, enabling it to provide affordable, secure, and real-time financial settlement services for users and global businesses.

Paynas is a Cairo-based company founded in 2018 that specializes in providing a cloud-based human resource management and payroll platform tailored for small and medium-sized enterprises (SMEs). The platform offers a comprehensive suite of services, including seamless payroll solutions, employee management, recruitment management, and attendance tracking. Additionally, Paynas provides Visa-powered cards and access to a benefits marketplace, promoting financial inclusion for employees through various financial services. By focusing on the unique needs of SMEs, Paynas aims to facilitate growth and enhance operational efficiency for its clients while ensuring that employees receive essential benefits and banking services.

Payform is an online payment tool that enables users to create customizable payment forms for both one-time and recurring transactions without the need for coding. The platform supports multiple currencies and offers secure integration with various payment gateways. Payform provides a free subscription option that includes a per-transaction commission, as well as a paid subscription model that eliminates transaction fees. This flexibility allows entrepreneurs and businesses to efficiently sell services and digital content online, streamlining the payment process for their customers.

Spare is an electronic payments company that helps campuses become safer and cash-free. With Spare installed in schools, parents can be confident that their child will always be able to purchase whatever they require without carrying cash; no more forgetting or losing their allowance, and no more bullying. Due to popular demand, it now includes a safety layer that notifies parents when their child arrives or departs from school, keeping them informed of their child's safety and location.

Kredivo is a leading digital financial services provider based in Jakarta, Indonesia, founded in 2016 by Akshay Garg. It offers a modern online credit platform that enables customers to access instant credit for e-commerce and offline purchases, as well as personal loans. Kredivo's innovative API allows businesses to integrate its payment options seamlessly, offering customers flexible financing solutions such as 30-day payment plans and installment options. The platform emphasizes real-time decision-making to ensure a straightforward and transparent credit experience, catering to a wide range of consumers and enhancing their shopping capabilities. Additionally, Kredivo operates in key Southeast Asian markets, solidifying its position as a prominent player in the region's digital credit landscape.

Enter is a payments platform that focuses on serving businesses in emerging markets, particularly in the healthcare sector. It operates a revenue cycle management system designed to streamline the billing process for healthcare providers. The platform aims to facilitate timely payments from insurance companies while enhancing the overall patient experience. By offering fast, accurate, and transparent billing operations, Enter enables healthcare providers to achieve higher reimbursement rates, mitigate risks associated with HIPAA compliance, and maintain industry-standard transparency in their financial processes.

Curacubby is an organization management platform specifically designed for preschools and children's service providers. Founded by parents seeking a more efficient way to handle tuition billing and payments, Curacubby addresses common frustrations associated with traditional methods, such as handwritten reminders and confusion over late fees. The platform offers a suite of features including enrollment management, tuition management, online fundraising, and an online form builder, all aimed at streamlining operations and financial transactions. By automating these processes, Curacubby allows preschools to focus on their primary mission of caring for children, while also enhancing the experience for parents through secure and efficient payment options.

Qwil PBC operates a payment management platform tailored for independent contractors, freelancers, and small businesses, founded in 2015 and based in San Francisco, California. The platform offers financial tools that allow users to track, collect, and manage their earnings efficiently. It features an application that enables users to access their funds before receiving payment for their services, facilitating early cash access through an advance on earned amounts. By providing these financial solutions, Qwil helps freelancers and small enterprises manage their cash flow effectively, enhancing workforce recruitment and retention without placing additional strain on the client's financial resources.

Payment24, established in 2014, is a technology company based in Cape Town, South Africa, with a global presence. It specializes in developing and operating a card and mobile payment platform, primarily focused on fleet fuel management. The company offers solutions for fleet fuel management, fleet card systems for oil companies, and auto dealerships. Its platform integrates with gas stations and vehicles, tracking employees and fuel consumption in real-time, and providing businesses with a comprehensive view of their fuelling transactions. This enables more efficient fleet management, reduces fuel fraud, and offers advanced payment options.

Payment24, established in 2014, is a technology company based in Cape Town, South Africa, with a global presence. It specializes in developing and operating a card and mobile payment platform, primarily focused on fleet fuel management. The company offers solutions for fleet fuel management, fleet card systems for oil companies, and auto dealerships. Its platform integrates with gas stations and vehicles, tracking employees and fuel consumption in real-time, and providing businesses with a comprehensive view of their fuelling transactions. This enables more efficient fleet management, reduces fuel fraud, and offers advanced payment options.

Founded in 2015, PeopleFund is a premier data-driven digital lender in South Korea, specializing in consumer finance. The company aims to provide financial freedom through affordable loans and attractive investment opportunities. Utilizing a proprietary credit model and advanced technology, PeopleFund enhances loan rates for borrowers while maintaining a low loss rate, benefiting both retail and institutional investors. It is recognized as the first digital lender in Korea to exceed $1 billion in loan originations and has innovatively engaged nearly 400,000 retail investors. PeopleFund stands out as the first fintech platform to offer loan and investment products directly through KakaoTalk, a popular messaging app in Korea. Additionally, the company operates a lending platform that collaborates with banks and financial institutions to streamline the loan process, making personal loans accessible at competitive interest rates through various third-party applications.

BillTrim LLC is a bill management company based in Houston, Texas, founded in 2016. It specializes in reducing monthly bills for services such as cable, internet, cell phone, electricity, auto insurance, home phone, and home security. By negotiating with service providers on behalf of its customers, BillTrim aims to secure promotional rates, customer loyalty discounts, and additional credits to minimize expenses. The company utilizes proprietary technology and a professional team to continuously monitor bills, ensuring clients never overpay for services. Upon signing up, customers benefit from the savings achieved, with BillTrim charging a small percentage of the total savings generated.

Cushion is a venture-backed FinTech startup that is changing the way consumers pay their recurring bills. Our goal is to help Americans pay all of their bills in full and on time while avoiding nasty fees and penalties. To bring this vision to life, we are reimagining the experience from the ground up and looking for the best of the best people to join our team as we bring our game-changing bill pay solution to the tens of millions of Americans who need it: https://angel.co/company/cushion_ai/jobs

ChangeJar designs mobile payment solutions that keep you in charge of your own money. ChangeJar is driving retail cash payments by making them mobile: as fast and convenient as credit or debit – but without the transaction fees. With the ChangeJar app on their phone, consumers can accumulate the value of change from physical cash transactions and then use it for mobile payment, tipping, and social giving. ChangeJar was founded in 2014 and is headquartered in Ottawa, Canada.

TalentBase is a payroll solution designed for African small and medium-sized enterprises (SMEs) to streamline and enhance their human resource processes. The platform provides a comprehensive human resource management system that automates various tasks, including payroll calculation, employee leave tracking, and performance monitoring. Additionally, TalentBase offers recruitment advisory services, facilitating talent search, candidate screening, and leadership consulting. By consolidating these functions into a single platform, TalentBase enables businesses to efficiently manage employee information and optimize their HR operations.

Ost powers the Ethereum Application Layer. Ost technology features the industry’s first seamlessly embeddable Ethereum smart contract wallet — developers don’t need to learn blockchain, users don’t even need to know it’s crypto. -Turn any user action into a token transfer — e.g. any upvote, like, comment, review, message, consumption, engagement, wager -Micro-transactions made possible — process tx at fraction of a cent vs. $0.30 + 2.8% Stripe fees -Enabling the future promises of Libra, already today — simple, easy, peer-to-peer payments, way out ahead of the market -Regulatory compliant, FinCEN compliant, Apple app-store compliant -Pepo by Ost is the first crypto-powered app approved by Apple, with in-app purchase and cash-out options -Numerous 3rd party use cases

Pay By Group offers a white-label checkout solution designed to integrate group-payment and installment capabilities into online retail platforms. This service enables merchants across various sectors, including travel, e-commerce, and healthcare, to facilitate secure online transactions while connecting with customers' banking services. By implementing this innovative payment solution, businesses can enhance their sales and increase conversion rates by over 27%, addressing the demands of a lucrative market segment.

Kredivo is a leading digital financial services provider based in Jakarta, Indonesia, founded in 2016 by Akshay Garg. It offers a modern online credit platform that enables customers to access instant credit for e-commerce and offline purchases, as well as personal loans. Kredivo's innovative API allows businesses to integrate its payment options seamlessly, offering customers flexible financing solutions such as 30-day payment plans and installment options. The platform emphasizes real-time decision-making to ensure a straightforward and transparent credit experience, catering to a wide range of consumers and enhancing their shopping capabilities. Additionally, Kredivo operates in key Southeast Asian markets, solidifying its position as a prominent player in the region's digital credit landscape.

Founded in 2015, PeopleFund is a premier data-driven digital lender in South Korea, specializing in consumer finance. The company aims to provide financial freedom through affordable loans and attractive investment opportunities. Utilizing a proprietary credit model and advanced technology, PeopleFund enhances loan rates for borrowers while maintaining a low loss rate, benefiting both retail and institutional investors. It is recognized as the first digital lender in Korea to exceed $1 billion in loan originations and has innovatively engaged nearly 400,000 retail investors. PeopleFund stands out as the first fintech platform to offer loan and investment products directly through KakaoTalk, a popular messaging app in Korea. Additionally, the company operates a lending platform that collaborates with banks and financial institutions to streamline the loan process, making personal loans accessible at competitive interest rates through various third-party applications.

Xfers is a Major Payment Institution approved by the Monetary Authority of Singapore, specializing in e-money issuance services. The company operates a payment processing platform that provides credit card processing and online banking transfers. By leveraging advanced technology, Xfers offers secure payment solutions that automate bank transfer payments, allowing users to efficiently pay, receive, and manage their online transactions. The platform aims to connect businesses with the underbanked population in the region, facilitating access to essential financial services.

Ayannah is a prominent provider of digital financial services aimed at the emerging middle class, particularly targeting unbanked individuals and migrants. The company offers affordable and accessible digital commerce and payment solutions designed to enhance financial inclusion and literacy. By empowering unbanked migrants, Ayannah facilitates better management of remittances, enabling them to support their beneficiaries more effectively. The company operates a comprehensive platform that encompasses payments, commerce, and analytics within the social and mobile web, enabling millions of transactions through online and mobile channels. With a dedicated team of experienced professionals and innovative developers, Ayannah has established a loyal customer base worldwide, resulting in sustainable revenue streams.

ArrowPass is an NFC-based secure gate control and cashless closed-loop payment solution for events. It works in the most challenging environments, not requiring any connectivity. The patent pending platform has been flawlessly field tested at three events this Summer. PayPass-enabled MasterCard can serve as an ArrowPass ticket/cashless device. This dual card function dramatically increases customer retention between events and conversion of event goers into bank product holders.

Qwil PBC operates a payment management platform tailored for independent contractors, freelancers, and small businesses, founded in 2015 and based in San Francisco, California. The platform offers financial tools that allow users to track, collect, and manage their earnings efficiently. It features an application that enables users to access their funds before receiving payment for their services, facilitating early cash access through an advance on earned amounts. By providing these financial solutions, Qwil helps freelancers and small enterprises manage their cash flow effectively, enhancing workforce recruitment and retention without placing additional strain on the client's financial resources.

Robocoin is bitcoin's most advanced wallet. It powers the Robocoin platform giving customers the ability to buy, sell, send and receive bitcoin online or in the physical world with cash. The platform is processing millions in bitcoin and cash purchases, sales, and remittances in 18 countries. It is the only bitcoin wallet with physical (cash) and online customer acquisition channels. Robocoin's SDK easily brings bitcoin functionality on any kiosk, ATM or tablet in the world - it's like Android for ATMs.