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Lideflow provides a powerful API that connects cross-chain stablecoins with traditional financial systems, ensuring secure, fast and cost-effective global payments.

Founded in 2018, JetBeep specializes in transforming traditional cable-based parcel machines into autonomous ones through its innovative microcontroller and software technology. The company's solutions seamlessly integrate with existing locker networks, enabling highly adaptable and rapidly scalable products for clients and courier users.

20APY: Simplifying financial freedom with decentralized finance 20APY is a fintech that uses high-yield alternative investments and zero-interest credit to simplify Financial Freedom. We employ blockchain technology to issue RWA Tokens that offer a fixed return of 20% per year, and the funds raised are used to foster the credit market in Brazil in low-risk operations.

Beta Financial Services specializes in providing tailored financial solutions and investment strategies for individuals and businesses. The company offers a range of services including investment management, retirement planning, and risk assessment, aiming to enhance clients' financial security and growth potential through personalized strategies.

IXDen is a developer of advanced biometric software technology focused on enhancing the security of Internet of Things (IoT) devices within critical infrastructures and financial institutions. The company specializes in establishing unique, dynamic identities for IoT devices, employing proprietary mathematical models, topological algorithms, and machine learning techniques to enable multi-factor authentication. IXDen's solutions are designed to integrate seamlessly into existing IoT enterprise architectures, addressing vulnerabilities associated with connected devices. Their innovative approach includes protecting operations in industrial systems, smart cities, and buildings from cyber threats, including identity theft and fraud linked to IoT payments. By utilizing a multi-sensor strategy, IXDen mitigates risks related to sensor tampering, data manipulation, and communication hijacking, thereby enhancing the overall security posture of organizations reliant on IoT technology.

Boosst is an innovative mergers and acquisitions platform focused on small and medium-sized businesses (SMBs), particularly in the e-commerce sector. The company leverages technology to simplify the acquisition process, which includes valuation, due diligence, financing, and deal sourcing. By addressing the significant asset transition as baby boomers retire, Boosst aims to facilitate a smoother transition for e-commerce entrepreneurs looking to buy or sell businesses. The platform enhances accessibility to investment banking services, allowing users to integrate existing financial applications and obtain accurate, ongoing valuation and profit metrics. Operating from Tel Aviv and New York, Boosst is supported by notable investors, including Techstars NYC and Zep Fund.

20APY: Simplifying financial freedom with decentralized finance 20APY is a fintech that uses high-yield alternative investments and zero-interest credit to simplify Financial Freedom. We employ blockchain technology to issue RWA Tokens that offer a fixed return of 20% per year, and the funds raised are used to foster the credit market in Brazil in low-risk operations.

Variance2 is a technology company that develops an AI-driven stock analysis tool. This tool predicts financial statements and summarizes Sedar filings, providing users with valuable insights to inform their investment decisions.

KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with the digital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.

BezoMoney operates a digital savings platform from Accra, Ghana, offering a personal e-wallet and a group e-wallet for social savings via a mobile app. It serves low-income earners by enabling regular saving, access to bulk capital through group savings, and tools to improve creditworthiness. The platform features a lock option on the personal wallet and uses a machine-learning based points system that rewards consistency with benefits such as discounts and potential investment options. A rotational group savings model ties members within a network, promoting transparency, accountability and security of savings as users progress toward financial independence.

Periculum develops an advanced data intelligence platform that leverages artificial intelligence and machine learning models. This platform processes large datasets, extracts meaningful insights, and automates data-driven workflows to enhance efficiency, optimize operations, and facilitate informed strategic decisions.

Raenest is a financial technology company that provides a comprehensive platform for startups and freelancers to manage invoicing and payments across multiple currencies. The company streamlines the process of sending invoices, receiving deposits, and processing payments, allowing users to easily pay contractors, vendors, and freelancers globally. Raenest's services include automated onboarding and verification, as well as the creation of virtual cards, which facilitate efficient coordination of payments while ensuring compliance with tax regulations. By offering fast and cost-effective money transfers, Raenest empowers African individuals and businesses to navigate the complexities of cross-border transactions with ease.

Evolve Credit is a Nigerian fintech company founded in 2020, headquartered in Lagos. It operates an online platform that empowers consumers to explore, compare, and apply for various loan products tailored to different needs, including personal loans, SME loans, and options for salary earners and the unemployed. The platform provides expert reviews, ratings, and comparisons based on price, interest rates, and other terms. Additionally, Evolve Credit offers a Software as a Service (SaaS) core banking platform that enables financial institutions to streamline, digitize, and manage deposit, lending, and recovery services efficiently. This platform includes no-code tools designed to offer personalized customer banking experiences both online and offline.

UniPay is an eCommerce platform for infrastructure and industry-lacking regions that offers 5 products that enable trust, promote transparency, and enforce accountability.

SmartWage Pty Ltd. is a financial technology company based in Johannesburg, South Africa, that provides innovative payday solutions aimed at enhancing financial wellness for employees. Founded in 2019, SmartWage offers services that allow employees to track their earnings and access their earned salaries on demand. The company also provides salary-packaging administration services to both employers and employees, making it one of the most affordable and accessible options in the South African market. Through its offerings, SmartWage seeks to improve the overall financial well-being of individuals by enabling timely access to earned wages.

Mosmos is a financial technology company that offers a platform enabling customers to purchase valued items through flexible and partial installment payments. The application is designed to provide stress-free and debt-free payment solutions, allowing users to take possession of products or services while managing their financial commitments. Mosmos also incentivizes users with cash rewards, promoting a more accessible and convenient shopping experience. By focusing on flexibility and security, Mosmos aims to help customers achieve their financial goals without the burden of traditional financing methods.

SUITCH SAS is a company focused on enhancing financial literacy among youth and facilitating efficient financial transactions through a mobile money platform. By offering mobile payment solutions, SUITCH SAS aims to provide tailored financial products and services that meet the specific needs of young individuals. The platform also enables users to access advantageous deals and discounts at various merchant locations, thereby assisting micro and small enterprises in better managing their finances. Through its innovative approach, SUITCH SAS seeks to empower the younger generation by promoting financial education and digital transaction capabilities.

HeptaPay is a bill payment application serving customers in the East African region.

The CarePay is creating a new way to pay for care that is more affordable and accessible. With CarePay, you can get the care you need when you need it without having to worry about the cost. Our Care Now Pay Later model combines membership benefits and health insurance. We offer different payment options including monthly instalments and no-interest financing. The Care Now Pay Later model is a relatively new concept in the Asian market, so there are not many direct competitors yet. However, there are a number of companies that offer similar services, such as: Atome: Atome is a Singapore-based BNPL company that offers instalment plans for online and offline purchases. It is currently available in 7 countries in Southeast Asia, including Singapore, Malaysia, Thailand, Indonesia, Vietnam, the Philippines, and Hong Kong. Hoolah: Hoolah is an Australian BNPL company that offers instalment plans for online and offline purchases. It is currently available in Australia, Singapore, and New Zealand. Splitit: Splitit is an Israeli BNPL company that offers instalment plans for online and offline purchases. It is currently available in 40 countries, including the United States, Canada, the United Kingdom, and Australia. Sezzle: Sezzle is an American BNPL company that offers instalment plans for online purchases. It is currently available in the United States, Canada, Australia, and the United Kingdom. Klarna: Klarna is a Swedish BNPL company that offers instalment plans for online and offline purchases. It is currently available in 17 countries, including the United States, Canada, the United Kingdom, and Australia. These companies all offer similar services to Care Now Pay Later, but they may have different features and fees. It is important to compare the different options available before choosing a BNPL provider. The Care Now Pay Later model is still a relatively new concept in the Asian market, so it is likely that more competitors will emerge in the future. This is because the BNPL market is growing rapidly in Asia, and there is a demand for more flexible payment options. We can capture a significant share of the $600M billion dollar care market in Asia. It is expected to grow at a CAGR of 5.5% from 2023 to 2030, reaching $914 billion by 2030. If you're looking for a more affordable and accessible way to pay for care, then CarePay is your solution. Visit our website https://carepay.mn/ or contact us to learn more.

LoanWell offers an end-to-end loan origination platform designed for community development financial institutions (CDFIs). It automates processes from intake to servicing, enabling efficient delivery of affordable capital to individuals and small businesses. Incorporated in 2017, LoanWell is headquartered in Durham, North Carolina.

Snowball Wealth, Inc. is a financial management company based in San Mateo, California, founded in 2018. It specializes in providing personalized guidance for student loans and broader financial planning, focusing on debt management, retirement, and investment strategies. The company has developed a mobile platform that combines community engagement, social challenges, and AI-driven planning to assist users in addressing financial challenges. By fostering an open dialogue around debt, income, and investing, Snowball Wealth aims to alleviate the stigma associated with these topics. Its innovative approach empowers individuals to make informed financial decisions, manage their student debt effectively, and build generational wealth through tailored advice and resources.

Guru is a financial application aimed at young Brazilian investors, dedicated to simplifying the investment process. The platform provides a range of financial tools, including real-time profitability monitoring, market quotes, graphs, news, and various indicators. By offering these resources, Guru enables users to easily navigate and invest in different financial instruments, making investing more accessible and intuitive for its audience.

CashEx is a digital banking platform that provides US bank accounts, debit cards, and money transfer services with zero transaction fees. It features easy signup, a multi-currency wallet, a fund wallet, and currency swapping to enable inclusive financial access, including for immigrants moving to the United States. Headquartered in Cambridge, Massachusetts.

Flexpay operates a digital payment platform that facilitates electronic transactions. Its services include Flex Rent for commercial and residential rent payments, Flex Travel for holiday packages, and Flex Retail for payments at partner merchants.

Deposits partners with brands, banks, and businesses to provide streamlined workplace experiences centered around money management and benefits.

Black Tech Nation Ventures is an early-stage venture capital firm based in Pittsburgh that backs diverse founders across enterprise software, healthcare technology, climate technology, financial technology, and marketplaces. Founded in 2021 by Seán Sebastian, David Motley, and Kelauni Jasmyn, the firm emphasizes a majority Black ownership and a majority diverse-invested approach, and operates to create wealth by supporting untapped markets and underinvested entrepreneurs on a national scale.

Zanifu is a regulated fintech company that facilitates inventory financing for Micro, Small, and Medium Enterprises (MSMEs). Its platform enables MSMEs' supply chains to access working capital, allowing small retailers to procure inventory from suppliers on credit.

Kubo.financiero is a regulated finance company based in Mexico that provides a range of financial services including digital savings accounts, personal loans, term deposits, lending opportunities, and a wallet application. The company employs a lean operational model that allows it to offer lower interest rates for borrowers while providing higher returns for depositors and investors. Kubo.financiero's innovative approach is designed to foster a "multiplier effect," aimed at generating and strengthening Mexico's emerging middle class through customer-centered financial solutions. By focusing on accessibility and user benefits, Kubo.financiero seeks to enhance financial freedom for its clients.

NG.CASH is a digital app designed to help Generation Z become financially independent. It allows users to manage their own money with solutions such as PIX (Brazil’s “instant-payment” method), prepaid credit cards, allowance management, and a virtual card. Structured as a financial hub, NG.CASH aims to accompany its clients throughout their lives and increase financial literacy in the region.

Nomad is a fintech company that offers financial services primarily aimed at non-residents in the United States. Its platform enables users to open current accounts, transfer money, and pay bills easily. Additionally, Nomad provides a virtual card for online shopping, allowing Brazilian residents to access these financial services without incurring fees. This innovative approach facilitates hassle-free banking and financial management for individuals who may otherwise face challenges in accessing traditional financial services.

Tribal is a technology-driven financial services provider, specializing in offering small and medium-sized businesses in emerging markets access to modern payment methods and financing solutions. The company's platform enables SMBs to utilize multi-currency physical and virtual business credit cards, local and international wire transfers, short-term financing, and a comprehensive spend management tool, all integrated into a single, user-friendly interface. Tribal has secured funding from prominent investors such as SoftBank Latin America Fund, QED Investors, and Coinbase Ventures, and has been recognized by Visa as part of their FinTech Fast Track program.

Mycon is a Fintech startup based in Brazil that specializes in providing consortium administration services. The company facilitates collective purchasing of goods and services for consumers by allowing individuals to participate in consortium groups. Through these groups, participants can acquire properties, vehicles, motorcycles, and various services via monthly payments and bidding processes. Mycon's platform offers a regulated and secure saving scheme, helping people achieve their goals of acquiring big-ticket items.

TrustFundRegistry is a fintech platform that allows family and friends to gift equity investments to a child they love. It enables financial inclusion for BIPOC families by removing the barrier of personally identifiable information required by non-custodial guardians, family members, and friends to send gifts directly into the child’s long-term investment fund.

Krealogi is a technology company that facilitates reliable sourcing between Indonesian Small Micro Industries (SMIs) and B2B buyers such as brands, retailers, and hospitality businesses. Krealogi's core offering is a simple ERP mobile app tailored for SMIs, enabling them to digitize operations, enhance efficiency, and improve reliability as suppliers. The platform collects data from these apps to curate and allocate orders to suitable SMIs, while also providing necessary financing and raw materials to support their growth.

Much is a social banking platform based in New York that helps users save, invest, and reduce debt. The platform offers investment decisions and community-driven features designed to help millennials and Generation Z take control of their money, save more, and make informed financial decisions. By combining savings tools with investment options and debt management within a collaborative community, Much aims to simplify personal finance and help users manage their money more efficiently.

Taxumo is a software-as-a-service company that provides a tax compliance platform for micro, small and medium enterprises, professionals and freelancers, automating the computation, filing, and payment of business taxes through an end-to-end, mobile-responsive web application, helping users file accurately and on time, reducing reliance on external accountants, and enabling them to focus on their core business.

Dollarito is a digital lending platform that helps the Hispanic population with no credit history or low FICO score access fair credit. The company specializes in the fields of credit, financial services, fintech, and personal finance.

Moneta is a financial service for merchants to use at the POS. After a customer pays with cash, It enables the cashiers to send back the spare change digitally whether the customer has a bank account or not. Moneta not only understands that decentralized currency is the future but we want to do our part by being the final frontier between the physical and digital currency. Pay cash and receive crypto as your change.

Ease is building the clinical practice and fintech infrastructure to power the future of private practices. Ease is a corporate card that helps clinician entrepreneurs start, grow, and manage private practices. We provide everything clinicians need to form new tech-enabled businesses, from automating business entities, licensing, credentialing, and banking to customizing practice management workflows that are end-to-end HIPAA-compliant.

Snowball Wealth, Inc. is a financial management company based in San Mateo, California, founded in 2018. It specializes in providing personalized guidance for student loans and broader financial planning, focusing on debt management, retirement, and investment strategies. The company has developed a mobile platform that combines community engagement, social challenges, and AI-driven planning to assist users in addressing financial challenges. By fostering an open dialogue around debt, income, and investing, Snowball Wealth aims to alleviate the stigma associated with these topics. Its innovative approach empowers individuals to make informed financial decisions, manage their student debt effectively, and build generational wealth through tailored advice and resources.

Globalfy is a financial technology company focused on supporting international entrepreneurs and growing businesses in the United States. The company offers a comprehensive platform that facilitates business formation, banking services, bookkeeping, tax management, and mailroom solutions. Designed specifically for global-minded entrepreneurs, Globalfy provides a seamless one-click solution that allows users to establish and manage their businesses online without the need for a Social Security Number. By simplifying access to essential services, Globalfy enables organizations from various countries to achieve their goals and thrive in the U.S. market, positioning itself as a key partner for tech companies, startups, e-commerce ventures, and international businesses looking to expand their operations.

ONEBIT is a fintech company that helps independent business owners make smarter financial decisions. Its platform provides valuable insights from their sales and expense data.

Taxtastic is a technology company that specializes in tax-related software services. It offers an API that can understand and categorize tax-relevant expenses, linking them to specific professions and assessing their tax relevance. The platform also provides automated tax calculations, integrated filing systems, and real-time updates on tax regulations, helping businesses and individuals efficiently manage their tax obligations and ensure compliance with local and international tax laws.

FinMarie is an innovative financial platform in Germany designed specifically for women, aimed at empowering them to take control of their financial futures. The company focuses on providing education, technology, and personalized solutions to address the unique challenges women face in investing and financial management. By utilizing advanced algorithms, FinMarie helps users set financial goals and assess their risk tolerance, allowing for effective portfolio management and rebalancing. The platform combines digital financial education with tailored guidance to assist women at every stage of their financial journey, ultimately enabling them to build investment and financial security with confidence.

Higo is a developer of payment software aimed at enhancing the procure-to-pay process for B2B companies and their suppliers. The software centralizes invoice receipt, automates the approval workflow, and simplifies payment transactions, thereby streamlining supplier and logistics interactions. By focusing on small and medium-sized businesses, Higo enables these companies to optimize their cash flow and improve operational efficiency. The company's solutions are designed to address the complexities of multi-stakeholder commercial relationships, making financial processes more straightforward and effective.

Founded in 2014, Exuus is a fintech company based in Kigali, Rwanda. It develops web-based software services, including Cartix and Save. Cartix optimizes operational performance for organizations, while Save empowers savings groups digitally through a comprehensive ledger handling system.

ClinicPesa is a financial technology company delivering a digital micro-savings and micro-loans platform that enables uninsured and low-income individuals to access funds for healthcare at partnered facilities. The platform provides digital microloans, savings plans with flexible contributions, and instant mobile payments to cover medical bills and medicines, helping users manage healthcare costs conveniently and securely.

Cova mission is to break the cycle of household poverty in Francophone Africa through insurance by adapting and accelerating the various operational processes to offer insurance.

Spleet operates a platform offering affordable rental homes. It provides fully furnished spaces with flexible payment options, cleaning services, security, and other amenities, benefiting both tenants seeking convenient living arrangements and homeowners aiming to generate income.

Zuberi Technologies Limited operates in the HR-Fintech sector, focusing on innovative payment solutions in Africa. The company offers Zuberi Pay, an on-demand mobile employee benefits application designed to provide salaried workers with daily access to their earnings instead of waiting for month-end payouts. This interest-free mobile alternative to traditional digital loans aims to enhance financial well-being among employees. Zuberi Technologies partners with African companies that prioritize employee welfare, enabling organizations to improve workplace satisfaction and financial security through their unique platform.

Asilimia operates a mobile payment platform designed to facilitate financial digitization for African micro-entrepreneurs. Its platform enables users to manage business transactions, create cash-based accounting records, and maintain ledgers of outstanding debits and credits.

HerVest is a fintech company dedicated to improving financial inclusion for underserved African women. It offers savings, impact investing, and credit services tailored for smallholder women farmers and women-led businesses in Nigeria.

Founded in London in 2020, Kyshi is a fintech company specializing in digital banking. Its proprietary platform enables global multi-currency transactions, facilitating cross-border money transfers efficiently and securely.

Bailport is a developer of a multi-currency e-wallet that leverages blockchain technology to provide low-cost payment solutions primarily targeting the African market. The platform allows users to exchange, save, and send money instantly at competitive rates. As a mobile-only banking alternative, Bailport facilitates seamless money transfers from Africa to the rest of the world, aiming to enhance financial accessibility and efficiency for its users.

Flex Finance is a spend management platform designed to help African businesses effectively manage their finances. It offers mobile, web, and corporate card solutions to streamline spending and provide insights for better budgeting.

Xente is a company that specializes in providing smart Visa cards and payment solutions aimed at simplifying financial management and administrative tasks for businesses operating in Africa. It has developed a payment platform that facilitates e-commerce and cashless transactions, offering services for various sectors including mobile, utilities, travel, events, and entertainment. Through its neo-bank, Xente aims to drive digital transformation in East Africa, where cash-based transactions are prevalent. The platform enables customers and businesses to conduct reliable and secure transactions on mobile devices from anywhere in the world, thereby enhancing the overall payment experience.

Eversend is a company that develops a multi-currency e-wallet that lets users exchange, spend, and send money across currencies. The platform supports currency exchange, crypto purchases, virtual cards, and payments to bank accounts and mobile wallets, using a digital gateway and blockchain technology to reduce fees and foreign exchange costs. Based in Paris, France, Eversend plans to expand its offering to include personal loans, savings and group savings, merchant payments, and investments in the future.

KudiGo offers a mobile-based integrated platform for informal consumer retailers in Africa, combining retail operations, accounting, payments, and analytics to help users gain oversight, adopt efficient bookkeeping practices, and promote financial inclusion. The solution leverages big data and blockchain to enhance transparency and provide real-time visibility for manufacturers and distributors within its niche market.

CreditAIs specializes in developing credit scoring tools tailored for micro businesses and individuals who are underserved by traditional credit scoring models. The company focuses on digitizing the credit application process for microlenders, enhancing their ability to provide credit to these borrowers. By leveraging machine learning, CreditAIs generates predictive insights that empower lenders to refine their lending conditions. This innovative approach not only facilitates access to credit for those outside conventional scoring systems but also supports wealth-building opportunities for individuals and small businesses.

Pivo is a financial platform designed to democratize access to financial services for small and medium-sized businesses across Africa. By providing a comprehensive suite of tools tailored for the supply chain sector, Pivo enables clients to efficiently access various financial services from a single hub. This approach fosters a more streamlined and effective means for businesses to engage with borderless financial solutions, ultimately enhancing their operational capabilities and growth potential.

Private Tech Network is a technology-driven venture capital platform that leverages AI and big data to streamline fundraising and investment processes. It offers a suite of services, including market intelligence data on private tech companies, AI-driven matching of founders with investors, and digital blockchain equity solutions. The platform aims to enhance efficiency and transparency in the venture capital ecosystem.

Uelz is a cloud-based billing platform that serves recurring-revenue businesses by recording, controlling, and analyzing customer and sales data, while enabling management of payments, subscriptions, and customers from a single interface. The solution automates payment collection by integrating with multiple payment gateways to support SMBs operating globally and reconciling income in one place, helping clients save time, streamline operations, and grow their online business.

Uellbee is a data-driven technology company dedicated to enhancing financial wellness for the middle class. It provides personalized and flexible consumer loans, focusing on debt refinancing solutions. Uellbee also features a proprietary personal financial management tool known as GPS Financiero, which assists users in managing their finances effectively. In addition to these services, the company offers financial coaching and savings instruments, enabling individuals to optimize their credit and automate their financial management. Through its innovative platform, Uellbee aims to empower consumers to take control of their financial health.

Rewire Ltd. is a fintech company that specializes in providing remittance and digital banking services primarily for migrants. Founded in 2015 and based in Modi'in-Maccabim-Re'ut, Israel, Rewire offers a platform that enables users to send money from Israel to various countries, including the Philippines, India, Thailand, Nepal, Sri Lanka, and Russia. The company's services include mobile and online remittance orders, money deposits, and notifications for beneficiaries upon receipt of funds. Rewire aims to enhance financial accessibility for immigrants by integrating banking services into its platform, which includes payment accounts, debit cards, and plans for additional services like bill payments, insurance, loans, and investments. Through its innovative technology and commitment to inclusivity, Rewire seeks to improve the financial security of international workers and their families, helping them manage their finances across borders more effectively.

Payin7 discovers the possibility of delaying payment by financing your purchases in easy installments. From 2 to 12 installments. From 35 euros to 1500 euros. Payin7 is a company 100% Spanish equity. It was founded by professionals with over 25 years of experience in banking and electronic commerce.

Fuell Technologies, S.L. is a Madrid-based company that specializes in issuing corporate credit cards and providing expense management software for businesses. Founded in 2019, Fuell's platform integrates a corporate card with expense management tools, allowing companies to manage spending in real-time and set budgets without the need for traditional expense reports. The service includes features such as automatic budget updates, credit increases as businesses grow, and cashbacks on various expenditures, including rideshare, fuel, dining, and recruitment services. This innovative approach aims to streamline financial management, offering businesses greater control over their expenses and enhancing operational efficiency.

Akiba Digital is a data and technology company that empowers businesses to make informed risk decisions through its financial intelligence solutions. It leverages alternative data to unlock financial opportunities for consumers, businesses, and society.

Finplus Group is a technology company building a new credit & commerce infrastructure for emerging markets. We believe that access to markets & financial services should be a human right, available to everyone, everywhere, who wishes to participate in the modern economy. Our goal is to help close the massive $5.2Tn credit deficit faced by SMEs in developing countries every year. Finplus provides white-label digital finance & vertical ecommerce software to: 1. Enable banks & micro-lenders to lend to SMEs, at scale, across multiple markets 2. Help consumer goods companies to digitise sales end-to-end, effectively turning their supply chain into a demand chain 3. Unlock access to an instant line of credit for tens of millions of SMEs and individuals in emerging markets Finplus software has already processed over $1 Billion in transaction value across 5 emerging markets (Kenya, Uganda, Tanzania, Eswatini, South Africa), enabled more than 3 Million MSMEs & individuals to access credit and saved business customers over 1.2 Million man-hours through automation.

Founded in 2018, MarketForce is a technology company based in the US, Kenya, and Nigeria. It operates an asset-light business model, providing a comprehensive B2B commerce and fintech platform, 'RejaReja', empowering African merchants to digitize their inventory sourcing, ordering, payments, and access financing. The platform also enables merchants to resell digital financial services like airtime and bill payments. MarketForce is operational in five Sub-Saharan African markets, serving over 200,000 merchants and 50 consumer brands.

Raise streamlines fundraising processes for startups, founders, investors, and law firms via its digital platform. It automates cap tables, securely stores legal documents, aids in data-driven fundraising decisions, and facilitates collaboration with potential investors.

Medsaf operates an end-to-end pharmaceutical procurement and distribution platform in Nigeria that connects hospitals, pharmacies, and patients to affordable, quality medications with timely delivery. The platform combines an online marketplace with blockchain-backed track-and-trace, data analytics, and embedded financing to improve efficiency, safety, and transparency across the pharmaceutical supply chain. It provides quality-control as a service and links manufacturers, vetted suppliers, and logistics providers to health-care buyers, enabling automated procurement and financing options, including buy-now-pay-later for medication procurement. Based in Lagos, the company aims to streamline procurement, enhance visibility into the movement of medicines, and ensure reliable access to medications for health-care providers and consumers.

Lifestores Healthcare uses technology to democratize access to quality and affordable primary healthcare and operates a digital pharmaceutical marketplace that helps pharmacies manage operations and optimize inventory. The platform provides access to purchase discounts and patient financing options, enabling more efficient procurement, better stock control, and expanded patient care.

AkinTec develops innovative technology to enhance operational efficiency across financial, legal, and commodities sectors. Its platform enables users to pay bills, withdraw money, create partner networks, earn transaction-based rewards, shop online, manage virtual currency, and credit facilities for daily budget management.

Conta Black is a fintech company based in Brooklin Paulista, Brazil, founded in 2015. It specializes in providing online banking services, including the issuance of tickets, interbank transfers, account payments, and withdrawals through its Black Money Card, which is accessible via a 24-hour network. The company also offers a digital bank account, a mobile application, and internet banking services, along with various lending options. These features are designed to enable users to efficiently manage their finances and enhance their banking experience.

Movimento Black Money is a Brazilian initiative dedicated to empowering the Black community through digital platforms and educational programs. It fosters entrepreneurship, promotes financial autonomy, and encourages innovation within the community.

Cove Living Pte Ltd is a real estate company based in Singapore, established in 2018, that specializes in providing property management and broking services. The company operates a technology-driven platform that offers ready-to-live-in homes tailored for young professionals, students, and travelers in Southeast Asia's urban destinations. Cove enables landlords to list their properties on its portal and enhances their return on investment through services that include demand and revenue generation, property design, and operations management.

Goals101 is a fintech company specializing in Transaction Behavioural Intelligence (TBI) to drive business growth for banks through the application of Artificial Intelligence (AI) and Machine Learning (ML). Their primary product, the Alpha Platform, is renowned as one of the fastest-growing big data platforms in the industry. The platform leverages raw data points to generate comprehensive end-to-end campaigns, offering deep insights that enhance relevance and customer satisfaction. Goals101 aims to revolutionize banking by making it personalized, automated, and delightful for all stakeholders involved.

Walrus is a neobank in India focused on providing banking services specifically for teenagers. Recognizing the lack of suitable banking and payment solutions for this tech-savvy demographic, Walrus aims to serve around 100 million teenagers by offering a modern digital banking experience. The platform includes features such as digital bank accounts and a smart debit card, which come with curated rewards for every transaction. This approach not only facilitates financial management but also encourages users to develop good money habits and understand the complexities of financial responsibility. Through its innovative offerings, Walrus seeks to empower young individuals with financial freedom and education.

OkCredit is a financial technology company that offers a mobile-based application designed to streamline credit account management for shop owners and their customers. Founded in April 2017 by Gaurav Kumar and Aditya Prasad, the company is headquartered in Faridabad, India. The application allows merchants to easily record credit and payment transactions digitally, simplifying the process of tracking receivables and payables. By digitizing these transactions, OkCredit enables businesses to move away from traditional paper-based accounting methods, thereby reducing the burden of maintaining physical records. This innovative solution supports merchants in managing their financial operations more efficiently across the country.

Founded in 2017, Aquaconnect is a tech-driven platform dedicated to improving aquaculture productivity. It connects fish and shrimp farmers with stakeholders across the value chain, providing intelligent technology solutions for farm advisory, financial access, and market linkage.

Clip is transforming card acceptance in Mexico by providing portable card-reading hardware and a digital payment platform that enables businesses to accept all credit and debit cards, including contactless payments. The company's solutions allow businesses to turn smartphones or tablets into card terminals, facilitating seamless transactions without the need for complicated paperwork or monthly fees. By focusing on empowering Mexican businesses, Clip helps them increase sales and grow by offering a user-friendly application that simplifies payment acceptance. This approach positions Clip as a vital ally for merchants seeking efficient and accessible payment solutions.

TradeIn is a SaaS fintech and insurtech platform that specializes in real-time evaluation of payment behavior for B2B customers. The company has developed a mobile application that facilitates commercial prospecting, management of outstanding amounts, and cash management. This application helps enterprises make informed decisions when selecting prospects, while also providing tools to secure their financial stability and improve cash management. Additionally, TradeIn offers alerts to prevent unpaid invoices, thereby enhancing its users' ability to mitigate risks associated with non-payment and optimize their cash flow.

Kwara GmbH is a technology company that specializes in developing a digital banking platform tailored for savings and credit co-operative societies (SACCOs). Founded in 2018 and headquartered in Berlin, Germany, with an additional office in Nairobi, Kenya, Kwara aims to modernize credit unions by providing a comprehensive cloud-based solution. The platform facilitates loan application servicing and approval for members, while also offering integration services, customer support, real-time financial tracking, and compliance assistance. Kwara's offerings include Kwara Pronto, a tool for managing loans. Currently, the company serves over 200 SACCOs across Kenya, South Africa, and the Philippines, enabling these financial institutions to enhance their operations and improve access to formal financial services.

Vittas operates a loan distribution platform that enhances transparency across lending markets. The system provides businesses with access to working‑capital loans without collateral, using machine‑learning to assess credit risk. Embedded loan‑management software and flexible repayment options streamline inventory procurement and liquidity for medical and fintech operators, automating lending workflows and improving access to capital.

Ndovu is a financial advisory platform that provides personalized and cost-effective investment solutions for users seeking to engage with both local and global financial markets. The company employs advanced technology and expert financial advisors to simplify investment processes, making them more accessible to a broader audience. Ndovu's platform features curated investment funds and tailored investment plans that align with individual risk tolerance and financial goals, empowering customers to navigate the complexities of investing and enhance their wealth-building potential.

FundBlackFounders is a rewards based crowdfunding platform and funding ecosystem for Black-Owned Small Businesses & Startups.

Frizzmo is a banking app and online platform that enables parents to guide children's money management and to donate to teachers. It combines financial education with everyday banking, allowing users to earn, save, spend, and give back through daily round-ups and community transactions. The platform supports real-life money skills by integrating daily purchases with learning, helping families teach financial literacy to children from an early age.

PeduL Inc. is a Newark, New Jersey-based company founded in 2016 that operates an online crowdfunding platform specifically designed for students seeking financial assistance for higher education. By providing a marketplace for scholarships, PeduL enables users to raise funds through campaigns that can be shared with friends, family, and potential donors. The platform simplifies the fundraising process while also allowing students to apply for numerous local and national scholarships through a single universal application. PeduL's mission is to alleviate the financial burdens associated with higher education, making it more accessible for students.

Kiddie Kredit is a mobile chore-tracking app designed to enhance financial literacy among children by teaching them about credit management. The app operates on the principle that a child's performance in completing household chores directly affects their Kiddie Kredit score, which mimics traditional credit scoring models. Children can record their completed chores, which are then approved or denied by a parent or guardian. The app calculates a weekly score based on the quantity and punctuality of chores completed, ultimately determining the amount of their predetermined weekly allowance, which can be monetary or non-monetary. This engaging platform aims to foster a better understanding of credit concepts in a fun and interactive way.

FundStory is a financial technology company that reimagines how finance teams access and manage non-dilutive funds by providing online integration services that connect users with financing options from third-party lenders. Based in Atlanta, Georgia, and founded in 2020, the company helps organizations obtain financing without issuing equity by streamlining access to multiple funding sources through its platform.

BizCapital is a financial services provider that specializes in offering loans to small and micro businesses that lack access to traditional banking institutions. The company employs a digital evaluation system that quickly analyzes and ranks loan requests, allowing for rapid funding decisions. By leveraging technology, BizCapital streamlines the loan application process, enabling clients to secure the necessary funds to support their business operations efficiently through an online lending platform.

Avenue is an online financial platform designed to facilitate access to the U.S. investment market for all types of investors. By eliminating minimum investment requirements and reducing costs, Avenue aims to create a more inclusive financial environment. The platform offers a straightforward and efficient investment and banking experience, allowing users to engage in international investing with enhanced security, guidance, and comprehensive information. Through its services, Avenue seeks to remove barriers to entry in the American financial system, making it accessible to a broader audience.

Freyda is a technology company that provides an artificial intelligence based content management platform designed to eliminate manual data entry from documents. Its platform uses machine learning and artificial intelligence to recognize, extract, and normalize data, enabling financial services clients to automate repetitive data entry and retrieval tasks. By converting unstructured documents into structured data, Freyda allows users to extract, retrieve, and analyze information directly from documents with significantly higher efficiency, reportedly increasing productivity up to 75 times. The solution helps reduce obscure data and supports faster, smarter decision making in investing and other data-driven workflows.

Uelz is a cloud-based billing platform that serves recurring-revenue businesses by recording, controlling, and analyzing customer and sales data, while enabling management of payments, subscriptions, and customers from a single interface. The solution automates payment collection by integrating with multiple payment gateways to support SMBs operating globally and reconciling income in one place, helping clients save time, streamline operations, and grow their online business.

DataRisk is a predictive modeling platform based in Florianópolis, Brazil, that specializes in credit, collection, and fraud prevention primarily for financial institutions. Founded in 2015, the company offers a comprehensive SaaS solution that allows organizations to leverage data science without needing dedicated data scientists. Its platform automates the development and updating of machine learning models, facilitating the rapid creation of predictive models and aiding in the identification of customers with a high probability of financial risk. By analyzing internal data, DataRisk's tools enhance efficiency and help clients reduce bad debts while streamlining the document-checking process.

Grão Direto operates a Brazilian digital marketplace that connects grain buyers and producers for agricultural commodity trading. The platform supports spot, futures, and barter transactions and provides real-time price intelligence, contract automation, and document processing to help farmers and buyers optimize deals and streamline logistics. It serves cooperatives, traders, brokers, feed factories, and warehouses, and enhances market intelligence and decision-making while supporting related processes such as logistics and financial products.

Developer of a wealth management platform designed to offer premium and accessible services without hidden costs. The company provides a range of services including financial markets, private equity, real estate, human and personalized advice, and scrupulously selected historically inaccessible investments, enabling users to monitor and develop their assets effectively.

Magnetis Consultoria De Investimentos LTDA. is a financial services company based in São Paulo, Brazil, that focuses on providing a digital investment platform designed to assist individuals in building long-term investment plans. Founded in 2012, Magnetis offers consultation services tailored to various financial goals, including property acquisition, retirement planning, and wealth management. The company utilizes advanced algorithms to create diversified, low-cost portfolios that are optimized for each investor's profile. Clients can easily invest online and monitor their assets while relying on Magnetis to manage and adjust their investment strategies over time. Through its innovative approach, Magnetis aims to revolutionize financial planning and investment management for a wide range of customers.

Cora is an online payments company based in São Paulo, Brazil, focusing on serving self-employed individuals and small to medium-sized enterprises (SMEs). The company operates as a digital bank, currently in closed beta, with plans to launch its first product—a free mobile account tailored for SMEs. Cora aims to offer a range of financial services including payments, credit-related products, and financial management tools designed to simplify and reduce the costs associated with daily financial tasks for entrepreneurs. Founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes, Cora's platform is intended to alleviate the bureaucratic burdens typically faced in managing day-to-day finances.

Remessa Online is a Brazilian company founded in 2016 and headquartered in São Paulo, specializing in international money transfer services. The platform enables both individuals and businesses to conduct incoming and outgoing wire transfers across borders, catering to over 300,000 customers in more than 100 countries. By leveraging proprietary technology, Remessa Online offers a streamlined and cost-effective solution for foreign exchange, with fees significantly lower than traditional local options. The company aims to simplify and automate cross-border transactions, enhancing user experience while addressing clients' global financial needs. Its mission is to facilitate a world without physical borders, allowing clients to focus on their international aspirations.