VR Ventures

Founded in 2020, Banxware specializes in embedded lending solutions for platform-based businesses, fintechs, and banks. Its data-driven technology integrates seamlessly into platforms, enabling SMEs, e-commerce sellers, and restaurant owners to access liquidity. Headquartered in Berlin with over 50 employees, the company facilitates tailored embedded lending solutions across Europe.

Founded in 2020, Banxware specializes in embedded lending solutions for platform-based businesses, fintechs, and banks. Its data-driven technology integrates seamlessly into platforms, enabling SMEs, e-commerce sellers, and restaurant owners to access liquidity. Headquartered in Berlin with over 50 employees, the company facilitates tailored embedded lending solutions across Europe.

Backbone Art SA operates a platform that connects professional photographers and videographers with businesses and consumers for various visual projects, including real estate photography, event documentation, and food product imaging. The platform offers comprehensive tools for booking, content hosting, post-production, invoicing, and payment processing, enabling users to efficiently order, store, and manage their visual assets. Targeting real estate companies, international event planners, and global marketplaces, Backbone facilitates collaboration among internal teams and external stakeholders. Headquartered in Geneva, Switzerland, the company also has an office in Berlin, Germany.

Penta Fintech Ltd. is a digital banking platform based in Berlin, Germany, that caters to startups and small to medium-sized enterprises (SMEs). Founded in 2016, Penta offers a streamlined approach to banking by automating bank accounts and invoices, which helps businesses save time and money. The platform enables users to open online banking accounts quickly and manage their cash flows efficiently through cashless banking services. Penta aims to disrupt traditional business banking in Europe and beyond by providing innovative solutions tailored to the needs of self-employed individuals, freelancers, startups, and SMEs.

Penta Fintech Ltd. is a digital banking platform based in Berlin, Germany, that caters to startups and small to medium-sized enterprises (SMEs). Founded in 2016, Penta offers a streamlined approach to banking by automating bank accounts and invoices, which helps businesses save time and money. The platform enables users to open online banking accounts quickly and manage their cash flows efficiently through cashless banking services. Penta aims to disrupt traditional business banking in Europe and beyond by providing innovative solutions tailored to the needs of self-employed individuals, freelancers, startups, and SMEs.

Founded in 2020, Banxware specializes in embedded lending solutions for platform-based businesses, fintechs, and banks. Its data-driven technology integrates seamlessly into platforms, enabling SMEs, e-commerce sellers, and restaurant owners to access liquidity. Headquartered in Berlin with over 50 employees, the company facilitates tailored embedded lending solutions across Europe.

Penta Fintech Ltd. is a digital banking platform based in Berlin, Germany, that caters to startups and small to medium-sized enterprises (SMEs). Founded in 2016, Penta offers a streamlined approach to banking by automating bank accounts and invoices, which helps businesses save time and money. The platform enables users to open online banking accounts quickly and manage their cash flows efficiently through cashless banking services. Penta aims to disrupt traditional business banking in Europe and beyond by providing innovative solutions tailored to the needs of self-employed individuals, freelancers, startups, and SMEs.