Visa

TerraPay is a mobile-first international payment network that facilitates the secure and seamless transfer of funds across borders. By interconnecting various financial services providers, including mobile wallet services, money transfer operators, banks, and payment platforms, TerraPay creates a unified network for transnational transactions. Its platform supports a wide range of services, including interpersonal transfers, e-payments, and government disbursements, and is designed to integrate easily with any mobile wallet provider through standard open APIs. As a fully regulated financial intermediary, TerraPay takes on comprehensive responsibilities that include regulatory compliance, foreign exchange management, and funds settlement, ensuring a reliable payment experience. The company's software solutions are tailored for mobile-focused remittances, enabling customers to send money quickly, safely, and affordably.

Nium is an advanced payments platform redefining the way consumers and businesses send, spend, and receive funds across borders. Nium’s goal is to make the movement of money seamless through being a universal plug for financial services. The company uses agile, elegant, and modular solutions for complex business problems. Be it an Individual, new-age digital bank, or a traditional industry behemoth, Nium pride itself on creating financial infrastructure for every level of sophistication​.​ Nium has created a payment mesh in Asia, which is being leveraged by individuals and corporates. The company also offers a configurable, multi-featured platform MassPay that helps corporate and SME users to manage and control their high-volume remittances to multiple beneficiaries in multiple currencies via a seamless process, enabling them to reduce cross-border money transfer costs by up to 80%. The company is licensed in the EU, Australia, Canada, Hong Kong, Malaysia, India, and Singapore. It is backed by marquee investors such as Vertex Ventures, Fullerton Financial Holdings, Global Founders Capital, GSR Ventures, and SBI-FMO Ventures. Its services and business model have been recognized on prestigious platforms such as Singapore Fintech Festival and India Fintech Awards in 2017.

Developer of a financial application designed to facilitate payments at transparent pricing. The company's application allows users to send and receive money instantly without fees to anyone with an app account or bank account and also allows them to pay utility bills and many more, enabling individuals to transfer and receive money anytime through their mobiles.

Klarna is a payment solutions provider that specializes in eCommerce, offering services for both consumers and merchants in several countries, including Sweden, Germany, Austria, Switzerland, and Norway. Founded in 2005 and headquartered in Stockholm, Klarna enables shoppers to select how and when to pay for their purchases through a variety of options such as card payments, direct banking, and installment plans. The company is particularly known for its "buy now, pay later" model, which allows consumers to finance retail purchases without interest over time. For merchants, Klarna provides a comprehensive suite of services that includes technology solutions, credit risk management, and customer administration, facilitating a streamlined shopping experience both online and in-store.

Global Processing Services Limited is a payments processor that manages credit, debit, and prepaid card transactions globally. Founded in 2007 and headquartered in Douglas, Isle of Man, the company provides its services primarily to fintech firms in the payment industry. Its key offering, the GPS Apex platform, is designed for secure and reliable transaction processing, allowing for seamless integration with clients, issuers, program managers, card manufacturers, and other service providers. GPS Apex supports innovation in the payments sector through its proprietary technology, helping to drive advancements in the industry.

Nium is an advanced payments platform redefining the way consumers and businesses send, spend, and receive funds across borders. Nium’s goal is to make the movement of money seamless through being a universal plug for financial services. The company uses agile, elegant, and modular solutions for complex business problems. Be it an Individual, new-age digital bank, or a traditional industry behemoth, Nium pride itself on creating financial infrastructure for every level of sophistication​.​ Nium has created a payment mesh in Asia, which is being leveraged by individuals and corporates. The company also offers a configurable, multi-featured platform MassPay that helps corporate and SME users to manage and control their high-volume remittances to multiple beneficiaries in multiple currencies via a seamless process, enabling them to reduce cross-border money transfer costs by up to 80%. The company is licensed in the EU, Australia, Canada, Hong Kong, Malaysia, India, and Singapore. It is backed by marquee investors such as Vertex Ventures, Fullerton Financial Holdings, Global Founders Capital, GSR Ventures, and SBI-FMO Ventures. Its services and business model have been recognized on prestigious platforms such as Singapore Fintech Festival and India Fintech Awards in 2017.

Flutterwave provides a payment service for global merchants and payment service providers. It provides technology, infrastructure, and services to enable global merchants, payment service providers, and helps banks and businesses build secure and seamless payment solutions for their customers by smoothening the exchange of funds. The company was founded in 2016 by Iyinoluwa Aboyeji and Olugbenga Agboola and is headquartered in San Francisco, California.

Flutterwave provides a payment service for global merchants and payment service providers. It provides technology, infrastructure, and services to enable global merchants, payment service providers, and helps banks and businesses build secure and seamless payment solutions for their customers by smoothening the exchange of funds. The company was founded in 2016 by Iyinoluwa Aboyeji and Olugbenga Agboola and is headquartered in San Francisco, California.

NovoPayment Inc. operates a cloud-based platform that provides financial and transactional services, specializing in Banking-as-a-Service solutions. The company offers mass payout and cash-in services, alongside a White-Label Platform-as-a-Service and open banking/API offerings tailored for banks and financial institutions. Founded in 2004 and based in Miami, Florida, NovoPayment has expanded its presence with offices in Mexico City, Bogota, Lima, and Quito. Its platform supports a diverse range of financial service use cases across multiple countries and currencies, boasting over 72 deployments and reaching more than 2.5 million end users. NovoPayment's innovative contributions to digital transformation have been recognized with awards for customer experience and disruptive innovation in financial services, underscoring its commitment to enhancing banking operations in the Americas.

PayMate is a prominent player in B2B payments, catering to enterprises and small to medium-sized enterprises (SMEs) within supply chains. The platform delivers a digital workflow that enhances control and transparency in payments, improving cash flows and facilitating end-to-end reconciliation. By collaborating with major Visa commercial card-issuing banks, PayMate allows businesses to transition from traditional payment methods like cash and cheque to card-based transactions, offering various risk-mitigating advantages and extended payment terms for buyers. Key features of the platform include Procure to Pay automation, credit evaluation, and a discount marketplace, supported by APIs for seamless integration with existing accounting and ERP systems. Accessible across multiple devices, PayMate operates primarily in South Asia (India) and the UAE, with plans for further expansion into the CEMEA region. The company's solutions also empower clients to automate vendor payments, customer payments, invoicing, and cash flow management, thereby creating a comprehensive ecosystem for digital transactions.

Finix Payments, Inc. is a San Francisco-based company that provides a payment infrastructure platform designed to help businesses manage and monetize their payment processes effectively. Founded in 2015, Finix offers a range of services, including a payment facilitator platform that includes features such as tokenization, merchant onboarding, reporting, reconciliation, settlements, and chargeback management. The company enables businesses to avoid the complexities and costs associated with developing an in-house payment system. Additionally, through a partnership with Visa, Finix facilitates real-time push-to-card payments, enhancing the efficiency of disbursements. Finix's solutions aim to improve the payment experience for both businesses and their customers, recognizing the critical role that effective payment technology plays in driving revenue.

Payworks is the provider of a next generation Point of Sale payment gateway technology. With Payworks technology, developers of Point of Sale solutions for merchants can quickly and cost-efficiently integrate card payment functionality into their applications, and securely process EMV, contactless and mobile wallet transactions at the Point of Sale. With headquarters in Germany and offices in the UK, the US and Poland, Payworks provides its technology to leading acquirers and payment providers globally. Payworks was acquired by Visa in July 2019.

Rambus - Payments and Ticketing are at the forefront of tokenization technology.

Fawaterak, an online payments platform helping small and micro businesses to process all their payments online through integrating local and global payment networks in one dashboard featured by powerful tools for collect payments locally and globally . Powered by A.I Main features: Create and share invoices with his clients instantly, get paid faster online (no App needed for the client). This act increased the payment rate due to easiness and availability. Website & Apps Integration: Ability to integrate merchant website & mobile app with fine-tuned invoicing system, this helped merchants to get paid online from Anywhere Instant payment’s collections: Get paid using credit cards, cash, or wire transfers within seconds. Supported by the local bank of the merchants, and offering recurring payments. A.I Powered: With A.I we are building scoring system which notify and feedback merchants about the best time his customer can pay for him or he can pay or not, also merchant could create an invoice to their clients just by taking a snapshot of printed invoice through our mobile application.

Earthport is a global financial services company that specializes in cross-border payment solutions. Operating in over 50 countries and territories, it provides international payment services to businesses and banks. Earthport's platform enables clients to execute payments efficiently, offering a faster, more cost-effective, and transparent alternative to traditional payment methods. By streamlining the payment process, Earthport supports its clients in reaching a broader market and enhancing their financial operations.

BillDesk, founded in the early 2000s by IndiaIdeas.com Ltd., specializes in electronic payment and collections services aimed at simplifying the bill payment process for consumers. The company offers a comprehensive payment platform that facilitates online payments across various channels and methods. By providing tools for organizing and managing payments, BillDesk enables users to navigate the complexities of traditional bill payment services with greater ease and efficiency. Its focus on leveraging electronic mediums allows customers to make payments in a seamless and frictionless manner, enhancing their overall payment experience.

Paystack Payments Limited is a technology company that provides payment processing services to businesses across Africa. Founded in 2015 and headquartered in Lagos, Nigeria, with an additional office in San Francisco, California, Paystack offers an online payment gateway that enables merchants to accept various forms of payment, including credit and debit cards, money transfers, and mobile money. The platform facilitates online transactions for a diverse range of clients, including entrepreneurs, corporates, fintech companies, schools, and betting businesses, allowing them to receive funds from customers worldwide. By streamlining payment acceptance, Paystack aims to enhance the financial ecosystem for businesses in the region.

Paidy Inc. is a Tokyo-based company that offers a cardless payment platform designed for online shopping. Founded in 2008 and rebranded in 2018, Paidy allows consumers to make purchases using only their name and email address, eliminating the need for credit cards or pre-registration. The service is optimized for mobile and instant-checkout, facilitating a seamless shopping experience. Users can consolidate their purchases into a single monthly bill, enhancing convenience. Paidy employs proprietary technology to assess creditworthiness and underwrite transactions, providing merchants with guaranteed payments. This approach caters to Japanese consumers who prefer not to use credit cards, helping online vendors improve conversion rates, increase average order values, and encourage repeat purchases.

Paidy Inc. is a Tokyo-based company that offers a cardless payment platform designed for online shopping. Founded in 2008 and rebranded in 2018, Paidy allows consumers to make purchases using only their name and email address, eliminating the need for credit cards or pre-registration. The service is optimized for mobile and instant-checkout, facilitating a seamless shopping experience. Users can consolidate their purchases into a single monthly bill, enhancing convenience. Paidy employs proprietary technology to assess creditworthiness and underwrite transactions, providing merchants with guaranteed payments. This approach caters to Japanese consumers who prefer not to use credit cards, helping online vendors improve conversion rates, increase average order values, and encourage repeat purchases.

Payworks is the provider of a next generation Point of Sale payment gateway technology. With Payworks technology, developers of Point of Sale solutions for merchants can quickly and cost-efficiently integrate card payment functionality into their applications, and securely process EMV, contactless and mobile wallet transactions at the Point of Sale. With headquarters in Germany and offices in the UK, the US and Poland, Payworks provides its technology to leading acquirers and payment providers globally. Payworks was acquired by Visa in July 2019.

Klarna is a payment solutions provider that specializes in eCommerce, offering services for both consumers and merchants in several countries, including Sweden, Germany, Austria, Switzerland, and Norway. Founded in 2005 and headquartered in Stockholm, Klarna enables shoppers to select how and when to pay for their purchases through a variety of options such as card payments, direct banking, and installment plans. The company is particularly known for its "buy now, pay later" model, which allows consumers to finance retail purchases without interest over time. For merchants, Klarna provides a comprehensive suite of services that includes technology solutions, credit risk management, and customer administration, facilitating a streamlined shopping experience both online and in-store.

LoopPay, Inc. is a mobile wallet platform that allows consumers to make payments and store various types of cards on their smartphones. The company's offerings include the LoopPay application for storing payment, loyalty, and gift cards, as well as devices such as the LoopPay Fob and ChargeCase, which enable mobile credit card transactions at retail locations. Utilizing patented Magnetic Secure Transmission (MST) technology, LoopPay allows users to make secure payments at over 10 million locations in the United States by turning existing magnetic stripe readers into contactless payment terminals, without incurring costs for merchants. The LoopPay app provides a convenient and secure way for users to manage all their cards, ensuring data protection with password and PIN security. Founded in 2006 and based in Burlington, Massachusetts, LoopPay was previously known as ACT Merchant Services and became a subsidiary of Samsung Electronics America in 2015.

A payment platform to handle transactions in online games, digital media and social networks