Village Capital

Mighty Finance Solution is fostering digital financial inclusion for women-owned and women-led businesses to empower them through working capital loans.

FatakPay is a fintech platform designed to enhance consumer financial management through a variety of services, including virtual credit cards and a scan now, pay later feature for shopping. The platform aims to provide users with a transparent and secure way to handle daily financial needs without incurring interest fees or hidden charges. In addition to facilitating shopping, FatakPay offers personal loans, insurance, mutual funds, bill payments, and gold savings, catering specifically to underserved and underbanked populations. The mobile application is accessible on both iOS and Android devices, making it convenient for users to manage their finances effectively.

Yuva Pay is a mobile payment platform specifically designed to serve unconnected and unbanked rural populations. It offers a unique payment solution that facilitates transactions with or without an internet connection, catering to both smart and feature phones. By employing advanced technology, Yuva Pay encrypts and compresses payment data into small packets that can be transmitted over low bandwidth or unstable internet connections. This innovative approach enables users in rural areas to make contactless payments seamlessly, thereby promoting financial inclusion and access to digital services.

Lucy Holdings Pte Ltd, incorporated in 2019 and based in Singapore, operates a mobile application aimed at supporting women entrepreneurs. The platform is designed to address the unique challenges faced by women who are often overlooked in the business landscape. It offers various financial tools and services, including debit cards, account opening facilities, and access to advanced salary options. By focusing on these resources, Lucy empowers women to establish, manage, and expand their businesses, enabling them to take control of their financial futures and thrive in their entrepreneurial endeavors.

Sav is a financial technology company based in the Gulf Cooperation Council (GCC) that offers a comprehensive money management application. The app is designed to assist users in understanding their finances, protecting and growing their wealth, and managing debt. Utilizing Open Banking principles, Sav leverages artificial intelligence to provide personalized suggestions that guide users toward achieving their financial goals efficiently. The company aims to alleviate financial stress and empower individuals to live beyond their immediate paycheck. In 2024, Sav participated in the Sanabil 500 MENA Seed Accelerator program, securing $100,000 in funding to support its growth and development.

Loansense is a debt management platform designed to assist borrowers in reducing their student loan debt and achieving homeownership. The company provides tools for setting financial goals and personalizing debt repayment plans, which help improve borrowers' debt-to-income ratios. By collaborating with networks in mortgage technology and mortgage brokerages, Loansense facilitates quicker mortgage closings for student loan debtors. The platform offers comprehensive financial planning, student loan servicing, and advisory services, enabling users to navigate the complexities of debt management and transition smoothly into homeownership.

EQL Finance is a fintech lender that offers an online platform for interest-free lending, allowing users to access small loans without fees or interest. The platform is designed to provide immediate loans that are repayable over a few months, catering primarily to working families and individuals. In addition to facilitating loans, EQL Finance also offers training and insights related to financial management and purchase behavior, helping users improve their financial skills and build credit.

Finerio is a personal finance platform based in Mexico that offers an automated and free service to help users manage their finances effectively. The platform allows individuals to link their debit and credit accounts from major Mexican banks, enabling them to monitor and track their expenses, view financial information, and analyze their consumption patterns. Finerio's features include custom budgeting tools and data analysis capabilities, which aim to enhance users' financial planning and savings. By leveraging open finance principles, Finerio empowers users to take control of their financial well-being through insightful data-driven insights.

Zizu is a neobank focused on serving the US Hispanic market, aiming to empower this community with a comprehensive banking platform that offers affordable and accessible financial services. The company provides a multi-product suite designed to facilitate card-to-card remittance services, enabling users to send money and airtime to their families with ease. Zizu's platform enhances financial security for users by minimizing cash transactions, allowing them to accept, process, and disburse funds efficiently. Through its innovative approach, Zizu seeks to address the unique banking needs of the Hispanic community in the United States.

Mosabi is a platform designed to provide business and life skills to underserved citizens in emerging markets, focusing on financial literacy and management. Founded in 2019 and headquartered in Wilmington, Delaware, the platform integrates fintech and edtech to deliver essential skills and services. It employs gamified assessments, surveys, financial health checks, and local language chatbots to enhance user engagement and measure learning outcomes. By utilizing data analytics, Mosabi aims to promote financial inclusion, empowering users to make better decisions related to their businesses and personal finances.

Khazna operates a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of smartphone users who lack access to formal financial systems. The super app provides a range of services including General Purpose Credit, Buy Now Pay Later (BNPL), bill payments, savings, and insurance. It also facilitates cash advances for employees to address unforeseen emergencies and allows users to transfer and receive funds without incurring transaction fees. By focusing on digitizing cash transactions, Khazna aims to offer convenient, effective, and secure financial solutions, thereby improving financial inclusion in Egypt and potentially beyond.

Hubpay is an independently regulated provider of cross-border money services that aims to enhance financial inclusion in emerging markets. The company operates an online financial platform designed to facilitate overseas money transfers, offering a range of services including market-leading foreign exchange, multi-currency accounts, collections, and payment systems. By leveraging data science, Hubpay delivers accessible and affordable financial solutions to users regardless of their income level, enabling them to conduct instant money transfers with ease. This approach allows businesses to concentrate on growth while benefiting from reliable and responsible financial services.

TellJo Ltd, founded in 2017 and headquartered in Brighton, United Kingdom, focuses on developing a digital assessment platform aimed at supporting financially vulnerable individuals. The platform enables users to assess their level of vulnerability and financial capability through a comprehensive dashboard that scores customers on various metrics, including vulnerability, capability, and affordability. By providing tailored advice to address these vulnerabilities, TellJo's tool helps individuals prevent payment arrears and reduce financial exclusion, ultimately contributing to the prevention of crises such as homelessness and mental health issues. The company's mission is to foster long-term resilience among its users by equipping them with the necessary insights and resources to manage their financial situations effectively.

Solfeh is a private micro-lending institution based in Amman, Jordan, established in 2016. The organization aims to improve access to critical financial services through a streamlined online platform that facilitates quick and easy loans. Solfeh focuses on addressing the financial challenges faced by individuals with limited disposable income, who often struggle with personal cash flow imbalances. This demographic may encounter emergencies related to childcare, healthcare, education, or debt consolidation, leaving them unprepared for sudden expenses. By providing instant credit ratings and short-term loans, Solfeh enables employees of various institutions to secure emergency cash efficiently. The organization is committed to designing tailored lending methodologies that align with the specific needs of its clients, thereby enhancing their financial stability and performance.

Mo Cash is an online investment banking firm for individuals, entrepreneurs and small businesses.

Fig Loans, established in 2015 and based in Sugar Land, Texas, is a financial services company specializing in providing affordable loans and financial stability products to low-income individuals and families in Texas. It offers emergency loans, payday loan alternatives, and auto title loans, with a focus on flexible repayment plans and building credit. Fig Loans partners with local organizations like Family Houston to provide loans that are significantly cheaper than traditional alternatives, aiming to help borrowers overcome financial emergencies and work towards a better financial future.

PiggyVest is a financial technology company based in Nigeria that provides an automated savings platform aimed at helping individuals and businesses manage their finances efficiently. The platform enables users, particularly from low- and middle-income backgrounds, to save small amounts of money regularly—whether daily, weekly, or monthly—thereby promoting sustainable savings habits. By automating the saving process, PiggyVest reduces the temptation to withdraw funds prematurely, as users can only access their savings on predetermined withdrawal dates. The company previously operated as Piggybank.ng and has since acquired a microfinance bank license. All funds saved through the platform are securely managed by a licensed asset management company. PiggyVest also facilitates the earning of competitive interest rates on savings, enhancing the value of users' money while eliminating withdrawal and monthly fees, thereby making financial management accessible and user-friendly.

Uhoncho is a developer of a mobile application aimed at supporting freelancers in managing their business activities and financial performance. The application offers tools for income tracking, simplifies invoicing, and monitors expenses, all of which help freelancers gain better visibility and control over their day-to-day operations. By providing insights into their financial health, Uhoncho empowers freelancers to make informed decisions and enhance their overall business efficiency.

Mymoneysouq provides financial solutions. They offer services that include personal loans, car loans, car insurance, credit cards, savings accounts, zero balance business accounts, digital business banking accounts, mortgage calculators, car loan calculators, and dbr calculators.

Rapicredit operates an online platform that provides short-term loans aimed at promoting financial inclusion and accessibility. The service allows clients to select the amount of money they need and determine their repayment period, offering a high degree of flexibility. By eliminating the need for physical procedures, Rapicredit ensures a swift and efficient loan application process. The platform is designed to cater specifically to the needs of micro, small, and medium enterprises, facilitating access to personalized credit solutions via the Internet. Overall, Rapicredit's approach democratizes access to financial resources, helping clients manage their financial needs effectively.

PiggyVest is a financial technology company based in Nigeria that provides an automated savings platform aimed at helping individuals and businesses manage their finances efficiently. The platform enables users, particularly from low- and middle-income backgrounds, to save small amounts of money regularly—whether daily, weekly, or monthly—thereby promoting sustainable savings habits. By automating the saving process, PiggyVest reduces the temptation to withdraw funds prematurely, as users can only access their savings on predetermined withdrawal dates. The company previously operated as Piggybank.ng and has since acquired a microfinance bank license. All funds saved through the platform are securely managed by a licensed asset management company. PiggyVest also facilitates the earning of competitive interest rates on savings, enhancing the value of users' money while eliminating withdrawal and monthly fees, thereby making financial management accessible and user-friendly.

WiseBanyan, Inc. is an online financial advisor that offers wealth management services to individuals and institutions, focusing on automated, goal-based investing. Founded in 2013 and based in New York, the company was launched in 2014 as the first free financial advisory platform, allowing clients to save and invest without any minimum requirements. WiseBanyan's services include customized portfolio construction and automated rebalancing, designed to help clients achieve both short and long-term financial goals. With over 25,000 users currently utilizing the platform, WiseBanyan has facilitated the investment of more than $5.5 billion towards various financial objectives, ensuring that its interests remain aligned with those of its clients.

eCreditHero Inc. is a New York-based company that has been operational since 2013. It specializes in providing an online application platform designed to help consumers repair and manage their credit effectively. The platform aims to empower individuals, particularly working people, by addressing their financial needs and facilitating better credit management. Through its services, eCreditHero offers tools and resources that assist users in improving their credit scores and overall financial health.

Vault is a technology company based in Austin, Texas, that specializes in a comprehensive platform designed to address the challenges of student loan management. Founded in 2013, Vault offers an intuitive web-based tool that provides a secure experience for employees, helping them navigate their student loan debt and achieve financial freedom. The platform allows employers to contribute to their employees' debt repayment, enhancing talent acquisition and retention strategies. By simplifying repayment scenarios and assisting in the identification of suitable plans, Vault empowers both employers and employees to foster enduring relationships. Additionally, the company supports employees in managing their student debt while simultaneously building their retirement savings.

Sweep, Inc., founded in 2014 and based in San Francisco, California, specializes in developing an application that helps users manage their upcoming bills, expenses, and financial goals. The company aims to promote financial independence by enabling individuals to effectively plan for the future, grow their savings, and better manage their finances, ultimately leading to a more enjoyable and less stressful life. Since 2015, Sweep has operated as a subsidiary of Affirm, Inc.

Yotepresto is a rapidly growing Mexican marketplace lending platform that connects individual and institutional investors with near-prime borrowers seeking personal loans. The company operates an online lending platform that facilitates the connection between borrowers and retail as well as institutional investors. Yotepresto specializes in unsecured personal installment loans and employs a proprietary scoring model to analyze and assess risk, which helps define interest rates for each customer. This innovative approach enables clients to effectively crowdfund their loans, making it easier for borrowers to access the funds they need.

WiseBanyan, Inc. is an online financial advisor that offers wealth management services to individuals and institutions, focusing on automated, goal-based investing. Founded in 2013 and based in New York, the company was launched in 2014 as the first free financial advisory platform, allowing clients to save and invest without any minimum requirements. WiseBanyan's services include customized portfolio construction and automated rebalancing, designed to help clients achieve both short and long-term financial goals. With over 25,000 users currently utilizing the platform, WiseBanyan has facilitated the investment of more than $5.5 billion towards various financial objectives, ensuring that its interests remain aligned with those of its clients.