Village Capital

Mighty Finance Solution is fostering digital financial inclusion for women-owned and women-led businesses to empower them through working capital loans.

FatakPay is a fintech platform that provides consumers with virtual credit cards and pay-later capabilities, accessible via a mobile app on iOS and Android. The service also offers instant personal loans with minimal documentation, along with rewards programs featuring discounts and cashback across brands. Additional features include tools to improve credit scores, bill payment integration, earned wage access for employees, digital investment options in gold and silver, insurance offerings, a job portal, and payroll integration, all aimed at helping salaried and self-employed individuals manage cash flow and enhance financial wellness.

Purpl is a financial services company based in Beirut, Lebanon, founded in 2021. It focuses on providing a seamless experience for sending, receiving, and spending money, with a particular emphasis on reconnecting Lebanon to the Lebanese diaspora worldwide. Purpl aims to digitally facilitate the $9 billion yearly remittances that support the Lebanese economy. The company offers an online payment application that enhances financial inclusion by allowing users to send airtime and money, pay bills, and manage their finances through a single platform. This enables users to accept, process, and disburse funds efficiently.

Yuva Pay is a mobile payment platform specifically designed to serve unconnected and unbanked rural populations. The company has developed an innovative digital wallet that facilitates contactless payments, enabling users to transact seamlessly even in areas with low bandwidth or unreliable internet connectivity. Yuva Pay's technology encrypts and compresses payment data into small packets, allowing transactions to occur via both smart and feature phones. This pioneering approach addresses the financial inclusion challenge faced by many individuals in rural regions, offering them a practical solution for making payments without the need for constant internet access.

Lucy Holdings Pte Ltd, incorporated in 2019 and based in Singapore, operates a mobile application aimed at supporting women entrepreneurs. The platform is designed to address the unique challenges faced by women who are often overlooked in the business landscape. It offers various financial tools and services, including debit cards, account opening facilities, and access to advanced salary options. By focusing on these resources, Lucy empowers women to establish, manage, and expand their businesses, enabling them to take control of their financial futures and thrive in their entrepreneurial endeavors.

Sav is a financial technology company based in the Gulf Cooperation Council (GCC) that offers a comprehensive money management application. The app is designed to assist users in understanding their finances, protecting and growing their wealth, and managing debt. Utilizing Open Banking principles, Sav leverages artificial intelligence to provide personalized suggestions that guide users toward achieving their financial goals efficiently. The company aims to alleviate financial stress and empower individuals to live beyond their immediate paycheck. In 2024, Sav participated in the Sanabil 500 MENA Seed Accelerator program, securing $100,000 in funding to support its growth and development.

LoanSense is a debt management platform focused on assisting borrowers in reducing student loan debt and facilitating homeownership. The company collaborates with networks in mortgage technology and mortgage brokerages to streamline the mortgage process for student loan debtors. Through its platform, LoanSense offers personalized financial planning by helping users set goals and create tailored plans aimed at improving their debt-to-income ratios. The platform also provides advisory services and monthly payment calculations, empowering borrowers to navigate student loan servicing and expedite mortgage closings effectively.

Sofi is a financial technology company established in 2018 that focuses on debt collection and financial education. The company has developed a platform aimed at facilitating debt negotiation, utilizing software that analyzes user behavior to enhance decision-making processes. This technology empowers consumers to choose how they wish to settle their debts, which helps to lower delinquency rates among debtors. Additionally, Sofi's approach optimizes the collection process for creditors, thereby improving efficiency in managing outstanding debts.

Akiba is a digital platform that streamlines employee savings funds management, offering transparent tracking, credits, and payroll advance options.

EQL Finance is a fintech lender that specializes in providing an online lending platform for small loans without interest or fees. The company focuses on offering interest-free loans that can be repaid over a few months, making it accessible for working families and individuals. In addition to its lending services, EQL Finance provides training and insights into financial management and purchase behavior, helping users enhance their financial literacy and build credit. This comprehensive approach aims to empower individuals to improve their financial management skills and achieve greater financial stability.

Finerio Connect is a developer of a personal finance platform that helps financial institutions unlock the value of their data. The platform offers open finance, data analysis, and personal finance management APIs, enabling banks and other lenders to tailor services and insights. It specializes in creating custom budgets, monitoring and tracking expenses, viewing financial information, and linking bank accounts, while analyzing consumption patterns. The solution supports planning and controlling consumer spending and increasing savings by transforming disparate financial data into actionable insights.

Zizu is a neobank focused on serving the US Hispanic market, aiming to empower this community with a comprehensive banking platform that offers affordable and accessible financial services. The company provides a multi-product suite designed to facilitate card-to-card remittance services, enabling users to send money and airtime to their families with ease. Zizu's platform enhances financial security for users by minimizing cash transactions, allowing them to accept, process, and disburse funds efficiently. Through its innovative approach, Zizu seeks to address the unique banking needs of the Hispanic community in the United States.

Founded in 2019, Mosabi is a Delaware-based platform that combines fintech and edtech to empower emerging market citizens with essential business and life skills. Its innovative approach uses gamified assessments, surveys, chatbots, and data analytics to drive financial inclusion and improve users' decisions regarding business activities and money management.

Fellow Pay operates an online platform designed to assist small and medium-sized enterprises in obtaining financing and credit. Founded in 2017 and based in Copenhagen, Denmark, the platform allows users to upload invoices, apply for credit, and undergo automatic credit checks. The company focuses on providing innovative financial solutions that empower businesses to reach their full potential.

Khazna is a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of the population who are active smartphone users but lack access to traditional banking. The company offers a range of services, including General Purpose Credit, Buy Now Pay Later (BNPL), bill payment, savings, and insurance. Additionally, Khazna enables employers to provide cash advances to employees for unforeseen emergencies and facilitates seamless transfers and withdrawals without transaction fees. By focusing on digitizing cash transactions, Khazna aims to provide convenient, effective, and secure smartphone-based financial solutions, thereby improving the overall financial landscape in Egypt and potentially beyond.

Hubpay is a regulated provider of cross-border money services that aims to expand financial inclusion in emerging markets. It uses data science to create accessible, practical, and affordable everyday financial solutions delivered responsibly to people across income levels. The company offers an online platform for overseas transfers with foreign exchange, multi-currency accounts, collections, and payment systems for suppliers, partners, and employees, enabling instant money transfers and streamlined international settlements. By focusing on compliant and reliable delivery, Hubpay helps businesses operate more efficiently and concentrate on growth while broadening access to cross-border payments.

We-Settle is a fintech company that empowers small and medium-sized enterprises by offering digital invoice management solutions. Its platform enables businesses to collect payments electronically swiftly, utilizing advanced payment capabilities and embedded financial services driven by open banking and AI technologies.

TellJo Ltd is a company based in Brighton, United Kingdom, founded in 2017. It specializes in developing a digital assessment tool aimed at supporting financially vulnerable individuals. This platform enables users to assess their levels of vulnerability and financial capability through a comprehensive scoring system. By providing a dashboard that evaluates vulnerability, capability, and affordability, TellJo offers tailored advice to help customers navigate their financial challenges. The company's objective is to prevent severe financial crises, such as homelessness and mental health issues, while promoting long-term resilience and financial stability for its users.

Founded in 2016, Worthy Financial operates a micro-investment app that enables users to save and grow their money through interest-earning bonds. The company's proceeds from bond sales are primarily loaned to growing businesses, supporting American economy.

Solfeh is a private micro-lending institution founded in 2016 in Amman, Jordan, with the aim of providing easy access to critical financial services through a digitized lending process. The organization focuses on offering emergency cash solutions to individuals facing cash flow challenges, particularly those whose average incomes are closely aligned with their expenses, leaving little disposable income. Solfeh's online platform facilitates instant credit ratings and allows for advances to employees of various institutions, enabling them to secure short-term loans with a streamlined and user-friendly experience. The company's commitment to excellent customer service and a systematic approach to lending ensures that clients can effectively address urgent financial needs, such as childcare, healthcare, education, and debt consolidation. Through its innovative solutions, Solfeh seeks to alleviate the financial burdens faced by its clients and promote financial inclusion.

CFOremoto is a company that specializes in enhancing the financial management capabilities of small and medium-sized enterprises (SMEs). It offers an automated cash management platform that increases these businesses' visibility to various funding sources in the market. The platform employs machine learning algorithms to produce real-time customized reports, financial statements, and alerts, thereby providing users with timely professional support and financial advisory services. By streamlining the financial management process, CFOremoto aims to facilitate access to funding and improve overall financial health for its clients.

Mo Cash is an online investment banking firm for individuals, entrepreneurs and small businesses.

Ualet is a Colombian company founded in 2017, headquartered in Bogota. It specializes in developing a platform that allows consumers to invest directly into funds without a significant capital requirement. As a regulated robo-advisor, Ualet offers digital onboarding and utilizes the Black-Litterman model to tailor investment portfolios for clients. This approach enables users with limited capital to access diversified investment opportunities managed by professionals, making investment in the stock market more accessible to a broader audience.

Fig Tech is a financial services company based in Sugar Land, Texas. Established in 2015, it specializes in providing affordable loan solutions for low-income individuals and families in Texas, focusing on emergency loans and financial stability products.

Piggyvest is a Nigerian fintech platform offering an automatic savings service that helps individuals and businesses save small amounts regularly by automating deposits on daily, weekly, or monthly schedules. The service uses predefined withdrawal dates to reduce temptation and simplify saving, while enabling goal-based saving and automated disbursement of returns to users’ bank accounts. By combining easy-to-use savings with flexible options, Piggyvest aims to make saving accessible and effortless, helping users manage their finances with minimal effort.

Mymoneysouq provides financial solutions. They offer services that include personal loans, car loans, car insurance, credit cards, savings accounts, zero balance business accounts, digital business banking accounts, mortgage calculators, car loan calculators, and dbr calculators.

Uhoncho is a developer of a mobile application tailored for freelancers, focusing on enhancing their business management capabilities. The application offers tools for income tracking, simplifies invoicing processes, and monitors expenses. By providing these insights, Uhoncho empowers freelancers to gain better visibility and control over their daily business activities and overall financial performance.

Rapicredit is an online platform that offers free, short-term loans aimed at promoting financial inclusion and accessibility. The service is characterized by its flexibility, allowing clients to determine the amount of money they need and the repayment period that suits them. By eliminating physical procedures, Rapicredit provides a fully digital experience, enabling personalized credit solutions tailored to individual client needs. This approach not only benefits consumers but also supports micro, small, and medium enterprises by enhancing their access to information and communication technologies related to credit.

Piggyvest is a Nigerian fintech platform offering an automatic savings service that helps individuals and businesses save small amounts regularly by automating deposits on daily, weekly, or monthly schedules. The service uses predefined withdrawal dates to reduce temptation and simplify saving, while enabling goal-based saving and automated disbursement of returns to users’ bank accounts. By combining easy-to-use savings with flexible options, Piggyvest aims to make saving accessible and effortless, helping users manage their finances with minimal effort.

LipaMobile operates an integrated cashless payment platform called Xuldime, designed to facilitate financial transactions among parents, school administrators, and vendors in the educational sector. This service addresses the needs of parents with variable incomes by allowing them to manage school fees, supplies, and services through manageable, periodic payments rather than lump sums. In addition to processing payments, LipaMobile's platform includes features such as a lunch pocket money tool for students and various fee collection options, streamlining the transfer of funds and enhancing the financial experience within schools. The platform emphasizes security in sending and receiving mobile money, making it a valuable resource for families and educational institutions alike.

WiseBanyan, Inc. is a financial advisory firm that offers online wealth management services to individuals and institutions. Founded in 2013 and headquartered in New York, the company is recognized as the world's first free financial advisor, providing automated, goal-based investing and financial planning without any minimum investment requirements. WiseBanyan's platform allows clients to create and manage personalized investment and retirement portfolios, utilizing customized portfolio construction and automated rebalancing to help users achieve their financial objectives. Currently, the firm serves over 25,000 clients across the United States, enabling them to save and invest for their goals, starting from their very first dollar.

eCreditHero Inc. is a New York-based company that develops an online application platform designed to assist consumers in fixing and managing their credit. Established in 2013, eCreditHero focuses on providing financial empowerment tailored to the needs of working individuals. The platform aims to simplify the credit management process, enabling users to improve their credit scores and overall financial health.

Vault is a technology company based in Austin, Texas, founded in 2013, that specializes in providing a comprehensive platform for student loan management and support. The company offers an intuitive web-based tool designed to assist employees in managing their student debt, empowering them to achieve financial freedom. Vault enables employers to enhance talent acquisition and retention by facilitating contributions to employees' loan repayments while also promoting 401(k) savings. The platform simplifies repayment scenarios and helps users find suitable repayment plans, fostering strong relationships between employers and employees. By addressing the financial burden of student loan debt, Vault positions itself as a valuable resource for organizations looking to support their workforce.

Sweep, Inc. is a financial technology company established in 2014 and headquartered in San Francisco, California. The company specializes in designing and developing an application that helps users track their upcoming bills, expenses, and financial goals. By providing tools for financial management, Sweep aims to empower individuals to achieve financial independence, enabling them to plan for the future, grow their savings, and manage their finances more effectively. As of 2015, Sweep operates as a subsidiary of Affirm, Inc.

Yotepresto is a Mexican online marketplace that connects individual and institutional investors with near-prime borrowers seeking personal loans. It employs a proprietary scoring model to assess risk and determine interest rates, fostering a community-based lending model.

WiseBanyan, Inc. is a financial advisory firm that offers online wealth management services to individuals and institutions. Founded in 2013 and headquartered in New York, the company is recognized as the world's first free financial advisor, providing automated, goal-based investing and financial planning without any minimum investment requirements. WiseBanyan's platform allows clients to create and manage personalized investment and retirement portfolios, utilizing customized portfolio construction and automated rebalancing to help users achieve their financial objectives. Currently, the firm serves over 25,000 clients across the United States, enabling them to save and invest for their goals, starting from their very first dollar.