Village Capital

Regxta is a financial support platform focused on enhancing financial inclusion by providing accessible online banking services and tailored business loans for microbusinesses. The platform enables local agents to assist business owners in managing their finances, streamlining payment processes, and securing credit. It incorporates features such as digital KYC, assessment, lending, payments, and credit checks, allowing users to develop sustainable business models and achieve financial success. Through its services, Regxta aims to empower microbusinesses by simplifying access to essential financial resources.

Payclide is a financial technology company that offers mobile banking, remittances, in-app and card payments. Our mission is to better people's lifestyles by enabling financial inclusion. Users through the payclide app have access to mobile banking, automated saving, bill payments, cash management and over drafts. We also offer financial freedom to teenagers through teen banking as a product. With teen banking we offer the First online and offline prepaid card for Africa's teenagers. The card makes online and offline shopping easy and convenient for teens while allowing them to make smart financial decisions through the mobile app. Our mission is to accelerate the migration of the unbanked young Africans from cash to digital through our easy-to-use mobile app and prepaid debit card.

Yuva Pay is a mobile payment platform specifically designed to serve unconnected and unbanked rural populations. It offers a unique payment solution that facilitates transactions with or without an internet connection, catering to both smart and feature phones. By employing advanced technology, Yuva Pay encrypts and compresses payment data into small packets that can be transmitted over low bandwidth or unstable internet connections. This innovative approach enables users in rural areas to make contactless payments seamlessly, thereby promoting financial inclusion and access to digital services.

Regxta is a financial support platform focused on enhancing financial inclusion by providing accessible online banking services and tailored business loans for microbusinesses. The platform enables local agents to assist business owners in managing their finances, streamlining payment processes, and securing credit. It incorporates features such as digital KYC, assessment, lending, payments, and credit checks, allowing users to develop sustainable business models and achieve financial success. Through its services, Regxta aims to empower microbusinesses by simplifying access to essential financial resources.

Balad is an open banking platform designed to assist migrants and their families by offering a range of financial services. Specifically targeting the underbanked family members of Egyptian migrants, Balad facilitates cross-border remittances through its digital platform. The company provides mobile banking applications and prepaid debit cards, which help streamline the remittance process and reduce associated fees. By enabling instantaneous income receipt for families back home, Balad aims to enhance financial accessibility and inclusion for migrants and their beneficiaries. The platform also has plans to introduce additional financial products in the future, further supporting the needs of its users.

Developer of a mobile payments platform intended for peer-to-peer payments. The company's platform leverages blockchain technology to provide self-custody digital wallets for gig-economy and freelance workers, merchants, and individuals seeking borderless money transfers and offers instant money transfer, secure payments, and the ability to add funds through bank accounts, credit and debit cards, airtime or cash deposit, enabling users to save, spend, or withdraw their funds at any time from any place.

cWallet Services W.L.L. is a financial technology company based in Doha, Qatar, founded in 2018. The company operates a platform that offers a range of financial services aimed primarily at low-income and unbanked individuals, including migrant workers and domestic helpers. Through its cWallet application, users can receive their salaries, send money to family and friends, pay bills, and make purchases at local stores. The platform also facilitates the purchase of metro and bus tickets, and offers services for online recharge and booking of travel accommodations. By providing these services, cWallet empowers individuals by improving their access to essential financial tools that were previously unavailable to them.

Purpl is a financial services company based in Beirut, Lebanon, founded in 2021. It focuses on enhancing financial inclusion by offering an online payment application that allows users to send and receive money, pay bills, and manage their finances all in one platform. Purpl aims to bridge the gap between Lebanon and its diaspora, facilitating the significant remittances that contribute to the Lebanese economy, which amount to $9 billion annually. By providing a seamless and user-friendly experience, Purpl enables individuals to process and disburse funds effectively, thereby supporting the financial well-being of the Lebanese community both locally and abroad.

Dinarak is a licensed payment services provider operating under the Central Bank of Jordan's 'JoMoPay' system. The company offers mobile payment services that encompass payment acceptance, supplier payments, and payroll streamlining. Dinarak enables secure and convenient peer-to-peer money transfers, bill payments, and mobile top-ups, which are particularly beneficial for individuals in underserved regions. By facilitating access to essential financial services, Dinarak promotes financial inclusion and economic empowerment within local communities.

Vexi is a financial technology company based in Mexico City, founded in 2016, that provides credit card services tailored for the young, underbanked population in Latin America. The company offers a mobile application that enables users to develop personalized payment plans, manage expenses, and build credit history with minimal documentation. Vexi's credit card services include both online and physical cards, allowing for flexible use in digital transactions and physical establishments. By leveraging proprietary technology, Vexi aims to enhance accessibility to formal credit while ensuring a secure and user-friendly experience without annuity charges.

Vexi is a financial technology company based in Mexico City, founded in 2016, that provides credit card services tailored for the young, underbanked population in Latin America. The company offers a mobile application that enables users to develop personalized payment plans, manage expenses, and build credit history with minimal documentation. Vexi's credit card services include both online and physical cards, allowing for flexible use in digital transactions and physical establishments. By leveraging proprietary technology, Vexi aims to enhance accessibility to formal credit while ensuring a secure and user-friendly experience without annuity charges.

Flexio is a checkout technology company focused on transforming the financial landscape in Latin America through innovative point-of-sale financing solutions. The company aims to enhance consumer experiences by offering straightforward, transparent, and honest financial products. Flexio's digital payment platform enables businesses to manage collections and payments remotely, allowing them to efficiently receive invoices via email, automate data downloads, and ensure timely payment approvals. By prioritizing simplicity and privacy, Flexio serves as a vital financing solution for consumers while meeting the needs of merchants, thus contributing to a more accessible financial ecosystem in the region.

Fellow Pay operates an online platform designed to assist small and medium-sized enterprises in obtaining financing and credit. Founded in 2017 and based in Copenhagen, Denmark, the platform allows users to upload invoices, apply for credit, and undergo automatic credit checks. The company focuses on providing innovative financial solutions that empower businesses to reach their full potential.

Khazna operates a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of smartphone users who lack access to formal financial systems. The super app provides a range of services including General Purpose Credit, Buy Now Pay Later (BNPL), bill payments, savings, and insurance. It also facilitates cash advances for employees to address unforeseen emergencies and allows users to transfer and receive funds without incurring transaction fees. By focusing on digitizing cash transactions, Khazna aims to offer convenient, effective, and secure financial solutions, thereby improving financial inclusion in Egypt and potentially beyond.

Hubpay is an independently regulated provider of cross-border money services that aims to enhance financial inclusion in emerging markets. The company operates an online financial platform designed to facilitate overseas money transfers, offering a range of services including market-leading foreign exchange, multi-currency accounts, collections, and payment systems. By leveraging data science, Hubpay delivers accessible and affordable financial solutions to users regardless of their income level, enabling them to conduct instant money transfers with ease. This approach allows businesses to concentrate on growth while benefiting from reliable and responsible financial services.

We-Settle is a fintech platform that enables small and medium enterprises to manage their invoices digitally and receive payments efficiently. The platform focuses on processing and managing invoices through advanced payment capabilities and embedded financial services, leveraging technologies such as open banking and artificial intelligence. By integrating with banks' online portals and mobile applications via APIs, We-Settle allows businesses to collect payments electronically. Additionally, the platform supports payments through bank cards and wallets for smaller amounts, catering specifically to the needs of micro, small, and medium enterprises in their financial management.

PayMint is a payment solution that allows businesses with easy cashless payments and a payroll management system. They also provide businesses with fringe benefits for employees which makes PayMint the best solution that provides this bundle of services.

Pipit Global operates a digital cash collection platform that allows customers to load cash onto eWallets and make cash payments for online orders and bills. The platform caters to individuals who prefer cash transactions, eliminating the need for a bank account or credit card, and thereby reducing the risks of fraud and identity theft. For businesses, Pipit Global provides a secure and efficient method to accept cash payments without the challenges associated with cash collection, reconciliation, and security. The system generates a barcode for transactions, which can be printed or sent to mobile devices, facilitating cross-border bill payments and enhancing the e-commerce experience for both customers and merchants.

Aplazo is a fintech company that focuses on enhancing financial access and opportunities in Mexico. Its platform allows users to make online purchases at affiliated stores and pay for them in installments. Customers can apply through the website and choose a delayed payment option, which enables them to manage their finances more effectively. This installment payment plan not only benefits users by providing flexibility in payment but also helps businesses expand their customer base by tapping into new marketing channels. Aplazo aims to empower individuals with financial solutions that promote responsible spending and improve overall access to goods and services.

DinDin makes paying and charging as easy as sending a message.

Manim integrates the ERP application with the user's Bank in 7X24, securely and in real-time. It allows the user to track their banking transactions on the go and enjoy managing their financial activities.

PiggyVest is a financial technology company based in Nigeria that provides an automated savings platform aimed at helping individuals and businesses manage their finances efficiently. The platform enables users, particularly from low- and middle-income backgrounds, to save small amounts of money regularly—whether daily, weekly, or monthly—thereby promoting sustainable savings habits. By automating the saving process, PiggyVest reduces the temptation to withdraw funds prematurely, as users can only access their savings on predetermined withdrawal dates. The company previously operated as Piggybank.ng and has since acquired a microfinance bank license. All funds saved through the platform are securely managed by a licensed asset management company. PiggyVest also facilitates the earning of competitive interest rates on savings, enhancing the value of users' money while eliminating withdrawal and monthly fees, thereby making financial management accessible and user-friendly.

Riby is a finance technology company based in Lagos, Nigeria, that offers a digital finance management platform tailored for cooperatives, trade groups, associations, and micro and small businesses. The platform facilitates the creation and management of bank or mobile money accounts, providing users with access to essential financial services. By collaborating with banks and payment processing firms, Riby assists middle to low-income earners in automating savings processes, securing collateral-free loans, and making payments through various efficient channels. This comprehensive approach enables clients to effectively manage their finances and enhance their growth potential.

Patasente is a factoring platform tailored for small and medium-sized enterprises (SMEs), workers, and suppliers. The platform facilitates the purchase and sale of goods on favorable payment terms, enhancing cash flow for its users. Patasente offers multiple payment options through a web and mobile application, as well as a durable card that can be used in both physical and online stores. By providing these services, Patasente aims to help farmers, warehouses, and factories increase earnings and reduce expenses, thereby improving their overall financial stability.

Epayco specializes in providing transactional and e-commerce solutions tailored for individuals and businesses. The company develops online payment software that facilitates various critical processes, such as collections, transaction assurance, and inventory control, essential for digital business operations. Epayco's platform enables clients to monetize their businesses by accepting payments through multiple methods, including credit and debit cards. By offering a comprehensive payment gateway service, Epayco supports clients in enhancing their sales and streamlining their financial transactions.

Mymoneysouq provides financial solutions. They offer services that include personal loans, car loans, car insurance, credit cards, savings accounts, zero balance business accounts, digital business banking accounts, mortgage calculators, car loan calculators, and dbr calculators.

PiggyVest is a financial technology company based in Nigeria that provides an automated savings platform aimed at helping individuals and businesses manage their finances efficiently. The platform enables users, particularly from low- and middle-income backgrounds, to save small amounts of money regularly—whether daily, weekly, or monthly—thereby promoting sustainable savings habits. By automating the saving process, PiggyVest reduces the temptation to withdraw funds prematurely, as users can only access their savings on predetermined withdrawal dates. The company previously operated as Piggybank.ng and has since acquired a microfinance bank license. All funds saved through the platform are securely managed by a licensed asset management company. PiggyVest also facilitates the earning of competitive interest rates on savings, enhancing the value of users' money while eliminating withdrawal and monthly fees, thereby making financial management accessible and user-friendly.

ZirooPay offers a mobile card reader that enables small businesses to accept card payments in various environments, including areas with limited or no internet connectivity. The company provides an Android-based retail Point-of-Sale service that utilizes patented technology to securely transmit credit card data without the need for an internet connection. This innovation allows merchants to increase their sales opportunities and enhance customer service by facilitating transactions in remote locations. Additionally, ZirooPay empowers vendors to track their sales and manage their businesses directly from their mobile devices, improving the overall purchasing experience for both merchants and customers.

TalentBase is a payroll solution designed for African small and medium-sized enterprises (SMEs) to streamline and enhance their human resource processes. The platform provides a comprehensive human resource management system that automates various tasks, including payroll calculation, employee leave tracking, and performance monitoring. Additionally, TalentBase offers recruitment advisory services, facilitating talent search, candidate screening, and leadership consulting. By consolidating these functions into a single platform, TalentBase enables businesses to efficiently manage employee information and optimize their HR operations.

VugaPay is a payment gateway system that specializes in facilitating money transfers and various payment solutions. The company offers an online technology platform accessible via mobile applications and smartphones, allowing users to conduct cross-network and cross-border mobile money payments efficiently. VugaPay emphasizes user security by enabling transactions without the need to share sensitive financial information, thereby providing a fast and secure method for online financial activities.

LipaMobile operates an integrated cashless payment platform called Xuldime, designed to facilitate financial transactions among parents, school administrators, and vendors in the educational sector. This service addresses the needs of parents with variable incomes by allowing them to manage school fees, supplies, and services through manageable, periodic payments rather than lump sums. In addition to processing payments, LipaMobile's platform includes features such as a lunch pocket money tool for students and various fee collection options, streamlining the transfer of funds and enhancing the financial experience within schools. The platform emphasizes security in sending and receiving mobile money, making it a valuable resource for families and educational institutions alike.

Crediyo Inc. is a healthcare finance start-up based in New York, established in 2014. The company operates a lending platform and payment solution designed to make healthcare more affordable. By offering customized payment plans that consider individuals' financial circumstances, Crediyo enables patients to access necessary care without financial strain. Additionally, its services assist healthcare providers in collecting patient responsibilities more efficiently. The platform also incorporates predictive analytics to enhance the financial services provided, facilitating a smoother experience for both patients and providers.

Billpocket is a financial technology company that transforms smartphones and tablets into point-of-sale terminals, facilitating card payments without the need for traditional banking infrastructures. Users can accept debit and credit card payments directly through their mobile devices, simplifying the payment process and eliminating high maintenance fees and complex setups associated with conventional systems. Billpocket's platform also offers the option for customers to convert payments into interest-free monthly installments, while the company charges a fixed commission to sellers. This innovative approach enables a seamless transaction experience for both businesses and consumers.

Chapulín Money Transfers specializes in developing financial payment software that facilitates international money transfers. The company's platform is designed to simplify and secure the process of sending money across borders, allowing clients to conduct transactions with ease. By offering competitive currency exchange rates, Chapulín aims to provide a worry-free experience for customers looking to transfer funds to various countries.

ComproPago is a payment integration platform that enables online businesses in Mexico to accept cash payments, addressing the challenges posed by low credit and debit card usage, which is around 30% in the country. With a significant portion of the population lacking confidence in online credit card transactions, ComproPago offers a solution by providing access to over 130,000 physical payment points, such as Oxxo, 7-Eleven, Walmart, and Superama. This allows customers to make cash payments for products and services purchased online, thus facilitating e-commerce growth in a market that seeks alternative payment methods. By bridging the gap between cash-based consumers and online shopping, ComproPago plays a crucial role in enhancing the accessibility of e-commerce in Mexico.

Ndovu Card is a technology company that specializes in electronic money transfer and payment solutions, utilizing mobile platforms to facilitate transactions through barcodes and QR codes. The company offers a mobile money platform designed for bulk payments and instant bill clearing, leveraging patented Barcode Encrypted Technology to ensure secure, fast, and cost-effective transactions. Users can link the application to a credit card or mobile wallet, allowing them to manage their accounts and execute payments conveniently from their homes, offices, or while traveling. This innovative solution enables customers to scan BNFC barcode tags for immediate payments at various retail locations, enhancing the overall payment experience.

Lipisha is a Nairobi-based company that develops a mobile payment platform designed to facilitate the integration and automation of mobile payments for businesses in Africa. The platform allows clients to seamlessly connect and accept payments from their customers via various mobile money channels. It employs high-grade data encryption and anti-fraud mechanisms to ensure secure transactions. Additionally, Lipisha provides a comprehensive suite of reporting tools that enable users to search, view, and analyze payment data, enhancing business intelligence and decision-making capabilities. By streamlining mobile payment processes, Lipisha aims to support businesses in efficiently managing their financial transactions.