Village Capital

Regxta is a financial technology company focused on enhancing financial inclusion through its innovative platform. The platform provides accessible online banking services and tailored business loans specifically designed for microbusinesses. By empowering local agents, Regxta facilitates support for business owners in managing their finances, streamlining payment processes, and obtaining credit. Additionally, the company incorporates digital solutions such as KYC and assessment, digital lending and payments, and credit monitoring, enabling users to establish sustainable business models and achieve financial success.

Payclide is a financial technology company that offers mobile banking, remittances, in-app and card payments. Our mission is to better people's lifestyles by enabling financial inclusion. Users through the payclide app have access to mobile banking, automated saving, bill payments, cash management and over drafts. We also offer financial freedom to teenagers through teen banking as a product. With teen banking we offer the First online and offline prepaid card for Africa's teenagers. The card makes online and offline shopping easy and convenient for teens while allowing them to make smart financial decisions through the mobile app. Our mission is to accelerate the migration of the unbanked young Africans from cash to digital through our easy-to-use mobile app and prepaid debit card.

Mitrata Inclusive Financial Services Pvt. Ltd. is a financial services company based in Gurugram, India, founded in 1985. The company specializes in providing consumer credit facilities to marginalized and excluded groups, focusing on economic upliftment and empowerment. Mitrata targets vulnerable populations, including religious minorities, dalits, marginalized farmers, daily wage workers, and small self-employed vendors, to help them access essential financial services such as credit and insurance. By facilitating easier access to these services, Mitrata aims to support enterprise development and address the economic challenges faced by these communities, particularly rural women, thereby promoting overall economic empowerment.

Mother Finance is a digital lending company that provides consumer loans through its mobile application. The platform streamlines the loan process by automating underwriting in real time, leveraging a wide range of alternative data signals. This technology allows for the rapid approval of loans, catering to individuals and small businesses in need of quick credit solutions. By focusing on convenience and accessibility, Mother Finance enables users to secure employee and small loans directly from their smartphones, enhancing the borrowing experience for those seeking short-term financial assistance.

Regxta is a financial technology company focused on enhancing financial inclusion through its innovative platform. The platform provides accessible online banking services and tailored business loans specifically designed for microbusinesses. By empowering local agents, Regxta facilitates support for business owners in managing their finances, streamlining payment processes, and obtaining credit. Additionally, the company incorporates digital solutions such as KYC and assessment, digital lending and payments, and credit monitoring, enabling users to establish sustainable business models and achieve financial success.

FatakPay is a fintech platform designed to enhance consumer financial management through the provision of virtual credit cards. It offers a convenient "scan now and pay later" feature, allowing users to shop without immediate financial burden. The mobile application, available on both iOS and Android devices, facilitates a range of services including personal loans, insurance, mutual funds, bill payments, and gold savings. FatakPay focuses on delivering a transparent and secure user experience without interest fees or hidden charges, thereby catering to the needs of underserved and underbanked populations. Through its innovative approach, FatakPay aims to simplify financial transactions and improve accessibility to essential financial services.

LoanSense is a debt management platform focused on assisting borrowers in reducing student loan debt and facilitating homeownership. The company collaborates with networks in mortgage technology and mortgage brokerages to streamline the mortgage process for student loan debtors. Through its platform, LoanSense offers personalized financial planning by helping users set goals and create tailored plans aimed at improving their debt-to-income ratios. The platform also provides advisory services and monthly payment calculations, empowering borrowers to navigate student loan servicing and expedite mortgage closings effectively.

Vexi is a financial technology company based in Mexico City that focuses on providing credit card services to the young and underbanked population in Latin America. Founded in 2016, Vexi aims to make credit more accessible through a fully digital onboarding process and a user-friendly mobile application. The platform allows users to develop personalized payment plans, manage expenses, and build credit history with minimal documentation. Vexi offers both an online credit card for digital purchases and a physical card for transactions at retail establishments, with no annuity charges, making it easier for underserved individuals to access formal credit. Through its proprietary technology, Vexi enhances the customer experience while promoting financial inclusion.

Sofi is a financial technology company established in 2018 that focuses on debt collection and financial education. The company has developed a platform aimed at facilitating debt negotiation, utilizing software that analyzes user behavior to enhance decision-making processes. This technology empowers consumers to choose how they wish to settle their debts, which helps to lower delinquency rates among debtors. Additionally, Sofi's approach optimizes the collection process for creditors, thereby improving efficiency in managing outstanding debts.

EQL Finance is a fintech lender that specializes in providing an online lending platform for small loans without interest or fees. The company focuses on offering interest-free loans that can be repaid over a few months, making it accessible for working families and individuals. In addition to its lending services, EQL Finance provides training and insights into financial management and purchase behavior, helping users enhance their financial literacy and build credit. This comprehensive approach aims to empower individuals to improve their financial management skills and achieve greater financial stability.

Vexi is a financial technology company based in Mexico City that focuses on providing credit card services to the young and underbanked population in Latin America. Founded in 2016, Vexi aims to make credit more accessible through a fully digital onboarding process and a user-friendly mobile application. The platform allows users to develop personalized payment plans, manage expenses, and build credit history with minimal documentation. Vexi offers both an online credit card for digital purchases and a physical card for transactions at retail establishments, with no annuity charges, making it easier for underserved individuals to access formal credit. Through its proprietary technology, Vexi enhances the customer experience while promoting financial inclusion.

KredFeed is a technology company that provides an online platform aimed at small and medium enterprises, allowing them to convert their accounts receivable into immediate cash. By facilitating access to liquidity, KredFeed enables suppliers within supply chains to address their working capital needs and enhance cash flow management. The platform empowers business owners to receive payments from sales promptly, eliminating the delays associated with traditional payment cycles. Additionally, KredFeed offers smart cash flow management tools and CFO resources to help clients effectively scale their operations.

Flexio is a checkout technology company focused on transforming the financial landscape in Latin America through innovative point-of-sale financing solutions. The company aims to enhance consumer experiences by offering straightforward, transparent, and honest financial products. Flexio's digital payment platform enables businesses to manage collections and payments remotely, allowing them to efficiently receive invoices via email, automate data downloads, and ensure timely payment approvals. By prioritizing simplicity and privacy, Flexio serves as a vital financing solution for consumers while meeting the needs of merchants, thus contributing to a more accessible financial ecosystem in the region.

Creizer is a fintech company dedicated to supporting micro, small, and medium enterprises (MSMEs) that operate online. The company focuses on empowering entrepreneurs who sell their products or services through digital platforms. Creizer offers an innovative platform that provides intelligent and flexible credit solutions tailored to the needs of online sellers. By allowing businesses to access financing with customizable payment options linked to their sales performance, Creizer enables entrepreneurs to manage their cash flow effectively and grow their operations sustainably.

FinLoop is a credit management platform tailored specifically for the real estate industry. The company has developed a comprehensive finance platform that facilitates the securing, managing, and closing of commercial real estate loans. Its offerings include a vetted professional marketplace for institutional investments, access to a broad range of market options, and an updated lender database. This enables stakeholders in the real estate sector to streamline and automate the processes of raising, closing, and managing both debt and equity financing. Additionally, FinLoop's platform supports efficient management of financing reporting for funds, enhancing overall operational effectiveness in real estate finance.

Mission “Providing superior real estate services to renters transitioning into homeownership through co-ownership”. About Cher® is the first real estate platform helping renters earning low to moderate income achieve homeownership. We do this by utilizing our all-in-one software and hands on support that streamlines the process of shared homeownership where buyers co-own to build equity in higher rates of appreciating homes, and later sell their fractional ownership. Our services provide accessibility to competitive in-house loan products, customer service support, legal contracts, TIC Loans, LLC formations, down payment assistance, data feeds to thousands of homes via MLS partnerships, Real Estate Brokers, educational resources, and opportunities to meet other pre-qualified buyers to co-own with or fractionally sell to. Our co-ownership programs and unique loan options with down payment assistance enable renters to transition into homeownership and build equity for the first time.

Home Lending Pal is a developer of innovative lending software that utilizes artificial intelligence to provide mortgage advisory services. The company's platform predicts the likelihood of mortgage approval and reveals hidden ownership costs, thereby empowering consumers to make informed home-buying decisions. Home Lending Pal also offers solutions to lenders, charging monthly fees for software and marketing services aimed at enhancing fairness and compliance within the mortgage industry. By challenging the misconception that increased fairness leads to reduced profits, the company fosters trust and engagement with marginalized communities. Its customer success teams focus on optimizing marketing efforts to boost application volumes and approval rates, ultimately enhancing the overall efficiency and readiness of lending institutions.

Creci Inc. is a company that operates a platform focused on providing loans and credit facilities specifically for social impact small and medium enterprises (SMEs). Founded in 2019 and headquartered in Hollywood, Florida, with additional offices in Medellin and Bogota, Colombia, Creci offers an online tool that enables entrepreneurs to assess their projects' social impact and assign a corresponding social impact score. This platform facilitates quick access to loans by minimizing paperwork, allowing small businesses to efficiently pursue their social impact goals. Additionally, Creci supports impact investors by connecting them with entrepreneurs dedicated to addressing significant global challenges, in alignment with the United Nations Sustainable Development Goals.

Fellow Pay operates an online platform designed to assist small and medium-sized enterprises in obtaining financing and credit. Founded in 2017 and based in Copenhagen, Denmark, the platform allows users to upload invoices, apply for credit, and undergo automatic credit checks. The company focuses on providing innovative financial solutions that empower businesses to reach their full potential.

WorqCompany specializes in revenue-based financing for e-commerce merchants, offering growth capital to help businesses meet inventory needs or fund expansion. Additionally, the company provides sales insights and back-office support tailored to target countries, assisting merchants in optimizing their operations and driving success.

Datacultr is a Platform as a Service (PaaS) company that specializes in risk management and digital debt collection, primarily targeting consumer lending firms. The company's innovative platform facilitates lending to 'New to Credit' customers by allowing borrowers to use their smartphones as collateral for unsecured loans. This approach not only mitigates risk for lenders but also promotes financial inclusion for individuals who may have limited access to credit. Datacultr's solutions enhance consumer engagement and offer effective recovery and collection options, ultimately helping lenders reduce delinquencies and improve on-time payment rates. Through its technology, Datacultr aims to bridge the accessibility gap for those considered credit dark, fostering greater financial stability in underserved markets.

Quipu is building the first digital bank for the informal economy in LATAM. Using proprietary AI algorithms, Quipu assesses informal microbusinesses’ creditworthiness using over 80,000 alternative data points. Quipu leverages this data to provide working capital loans through a local supply chain financing system that allows microbusinesses to buy supplies, ingredients and materials at wholesale price. The company is building an uncollateralized loan protocol to boost their loan operation. Quipu’s goal is to become the one-stop-shop for financial services for micro-businesses in LATAM providing easy, fair and alternative access to working capital.

Akredito is a company that specializes in providing a lending platform tailored for the financial sector, focusing on the debt management needs of individual defaulters. Its technology enables users to pay, consolidate, and refinance their debts efficiently. The platform allows individuals to manage their debt repayments through various payment methods, including credit and debit cards and bank transfers. Additionally, Akredito offers personalized financial solutions that assist individuals in overcoming challenges related to their debt, particularly those whose credit bureau registrations hinder their ability to secure employment or obtain further credit. By facilitating discounts and installment plans, Akredito aims to help individuals alleviate their financial burdens and regain financial stability.

LIBEEN Smart Housing is a real estate startup focused on making homeownership accessible and affordable, particularly for millennials. The company utilizes a Smart Housing model that allows individuals to use their monthly rent towards purchasing a fully renovated and furnished home in urban centers. LIBEEN streamlines the home-buying process by enabling users to find properties that match their preferences and requirements, facilitating the entire transaction online without the need for banks, appraisers, notaries, or extensive paperwork. This innovative approach aims to simplify and enhance the experience of buying a home, making it more flexible and achievable for potential homeowners.

Finclude is a company that has developed a pan-European credit scoring system aimed at enabling businesses to evaluate consumers' creditworthiness based on their transactional behavior, irrespective of their credit history. The platform aggregates and interprets transactional data from various banks, allowing for a comprehensive assessment of an individual's affordability and creditworthiness. This innovative approach assists customers in making informed credit decisions by providing a clearer view of potential borrowers' financial behaviors and capabilities. Finclude's solution addresses the limitations of traditional credit scoring methods, thereby expanding access to credit for a broader range of individuals.

Worthy Financial, Inc. is a financial services company based in Boca Raton, Florida, founded in 2016. It operates a micro-investment app that assists individuals in saving and growing their money through small, manageable investments. The app allows users to invest in $10 bonds that earn a 5% interest rate. Proceeds from the sale of these bonds are primarily loaned to small, creditworthy businesses across the United States, using collateral such as inventory and accounts receivable to secure the funds. By providing a platform for retail investors, Worthy Financial aims to redefine access to alternative investment products and strengthen local communities through support for growing businesses.

Solfeh is a private micro-lending institution founded in 2016 in Amman, Jordan, with the aim of providing easy access to critical financial services through a digitized lending process. The organization focuses on offering emergency cash solutions to individuals facing cash flow challenges, particularly those whose average incomes are closely aligned with their expenses, leaving little disposable income. Solfeh's online platform facilitates instant credit ratings and allows for advances to employees of various institutions, enabling them to secure short-term loans with a streamlined and user-friendly experience. The company's commitment to excellent customer service and a systematic approach to lending ensures that clients can effectively address urgent financial needs, such as childcare, healthcare, education, and debt consolidation. Through its innovative solutions, Solfeh seeks to alleviate the financial burdens faced by its clients and promote financial inclusion.

CloQ is a fintech startup dedicated to enhancing financial inclusion for low-income and unbanked individuals, particularly entrepreneurs. The company offers financial lending services that focus on assessing clients through their behavior and reliability rather than traditional credit metrics. This innovative approach allows CloQ to provide affordable and legal alternative nano-credit options, thereby helping lower-income business clients access essential financial resources. By addressing the needs of this underserved population, CloQ aims to reduce their financial vulnerability and empower them to achieve greater economic stability.

MPOWER Financing is a Public Benefit Corporation based in Washington, D.C., that provides educational loans to international and DACA students studying in the United States and Canada. Founded in 2014, the company offers loans ranging from $2,001 to $50,000, which can be used for various student-related expenses, including tuition, housing, and books. Notably, MPOWER does not require a co-signer, collateral, or a U.S. credit history, utilizing a proprietary credit algorithm that assesses future potential instead. Loans are structured as 10-year fixed-rate agreements, with repayments beginning six months after graduation. The company also offers additional support services, such as interest discounts, personal finance education courses, credit-building resources, and job placement assistance. By partnering with universities, MPOWER identifies potential loan candidates and directly disburses funds to educational institutions for tuition and related expenses.

Fincura, Inc. is a Boston-based company that develops an AI-enabled cloud software platform aimed at simplifying financial data management for finance companies. Founded in 2017, Fincura specializes in transforming unstructured financial information into actionable insights, allowing users to assess deal potential and optimize their operations. The platform employs artificial intelligence to extract detailed data from financial statements and spreadsheets, ensuring that users have access to comprehensive and transparent datasets. Fincura's focus on user experience and secure, cloud-based architecture enables seamless integration with existing systems and facilitates rapid onboarding for new customers. By combining AI technology with human judgment, Fincura empowers financial institutions to enhance their decision-making processes and maintain compliance in an increasingly complex lending landscape.

Kredico is an online finance management platform that specializes in assessing credit risk for its members. The platform collects credit requests and generates individualized scorecards for both individual and business members. By utilizing data analysis and credit scoring, Kredico evaluates clients' creditworthiness prior to facilitating deferred payment sales. Once the scorecards are created, they are forwarded to partnering banks for credit approval. The Kredico rating system is regularly updated based on the terms of loan repayments, allowing companies to make informed commercial decisions and effectively manage critical financial risks.

Tekkredi is a financial technology company that specializes in credit consolidation and loan restructuring. The platform allows users to reconfigure their existing loans across multiple banks, enabling them to consolidate their debts into a single loan with more manageable payment terms. By closing existing debts and combining them into one loan at a bank of the user's choice, Tekkredi aims to provide a solution that alleviates the financial burden on debtors, allowing for a more relaxed monthly payment plan. Through its services, Tekkredi seeks to simplify the debt management process and improve the financial well-being of its clients.

Fig Loans, established in 2015 and based in Sugar Land, Texas, is a financial services company specializing in providing affordable loans and financial stability products to low-income individuals and families in Texas. It offers emergency loans, payday loan alternatives, and auto title loans, with a focus on flexible repayment plans and building credit. Fig Loans partners with local organizations like Family Houston to provide more affordable loan options, aiming to help borrowers overcome financial emergencies and work towards a better financial future.

Social Lender is an innovative lending solution that utilizes social reputation to provide access to micro-credit for individuals with limited access to traditional financial services. By connecting users' accounts with their social media profiles, the platform generates a social reputation score that influences their borrowing capacity. This system allows users to apply for cash based on their needs and receive funds quickly, often within minutes of approval. By bridging the gap between users and formal credit sources, Social Lender enables individuals to secure loans from banks and other financial institutions, leveraging their social presence as a measure of creditworthiness.

Doopla is a peer-to-peer lending platform that operates a credit and investment marketplace aimed at simplifying the lending and borrowing process in Mexico. The company connects lenders with borrowers through an all-digital platform, offering competitive interest rates to borrowers while providing above-market returns to investors. By closing the interest rate gap, Doopla facilitates fair loans and enhances accessibility to credit. The platform allows for direct payroll deductions for loan repayments, thereby streamlining the repayment process for borrowers and ensuring security for lenders. Overall, Doopla aims to create a more equitable lending environment.

Bankroll.ai is a fintech platform founded in 2013 and based in Dubai, specializing in enhancing consumer lending decisions for banks through artificial intelligence. The company's innovative technology harnesses machine learning to process extensive data sets, capturing insights into customer decision-making. This fully integratable platform enables banks to effectively manage credit risk, make informed, data-driven product decisions, and elevate customer engagement. By leveraging advanced analytics, Bankroll.ai aims to provide significant value to financial institutions, ultimately transforming the landscape of consumer lending.

Rapicredit is an online platform that offers free, short-term loans aimed at promoting financial inclusion and accessibility. The service is characterized by its flexibility, allowing clients to determine the amount of money they need and the repayment period that suits them. By eliminating physical procedures, Rapicredit provides a fully digital experience, enabling personalized credit solutions tailored to individual client needs. This approach not only benefits consumers but also supports micro, small, and medium enterprises by enhancing their access to information and communication technologies related to credit.

Loans4SME connects small businesses with lenders to provide cash-flow based loans. With a product suite tailored for high growth companies and a seemless, technology driven approach to lending, they provide a collateral free solution for every financing need your business has. They have built a vast network of lenders including banks, NBFCs, venture debt firms and family offices. Our experts help you navigate The complex debt financing landscape so you get timely capital.

Shiksha Finance is a licensed Non-Banking Financial Company (NBFC) that specializes in providing financing solutions within the education sector. The company focuses on offering loans to education entrepreneurs who aim to enhance access to quality education, particularly for middle and low-income communities. These entrepreneurs often face financial challenges in expanding their schools' infrastructure and acquiring necessary academic and extracurricular resources. By addressing this capital shortfall, Shiksha Finance enables these institutions to improve their facilities and services. The company’s offerings include loans for asset creation, working capital, and school fees, thereby supporting both educational institutions and families seeking to finance their children's education.

MPOWER Financing is a Public Benefit Corporation based in Washington, D.C., that provides educational loans to international and DACA students studying in the United States and Canada. Founded in 2014, the company offers loans ranging from $2,001 to $50,000, which can be used for various student-related expenses, including tuition, housing, and books. Notably, MPOWER does not require a co-signer, collateral, or a U.S. credit history, utilizing a proprietary credit algorithm that assesses future potential instead. Loans are structured as 10-year fixed-rate agreements, with repayments beginning six months after graduation. The company also offers additional support services, such as interest discounts, personal finance education courses, credit-building resources, and job placement assistance. By partnering with universities, MPOWER identifies potential loan candidates and directly disburses funds to educational institutions for tuition and related expenses.

Crediyo Inc. is a healthcare finance start-up based in New York, established in 2014. The company operates a lending platform and payment solution designed to make healthcare more affordable and accessible for individuals. Crediyo offers custom payment services that consider personal financial situations, allowing patients to receive necessary care without financial strain. Additionally, its platform enables healthcare providers to efficiently collect patient responsibilities, thereby improving overall financial outcomes for both patients and providers. Through predictive analytics and tailored lending services, Crediyo aims to enhance the affordability of healthcare and support patients in managing their treatment costs.

Atikus is dedicated to enhancing financial inclusion for micro, small, and medium enterprises (MSMEs) by offering innovative, technology-driven financial solutions. The company provides credit insurance, loans, and risk management services that cater specifically to the capital needs of underserved demographics, including women. By focusing on the unique challenges faced by these groups, Atikus aims to increase both the quantity and quality of financial products available, thereby empowering MSMEs to grow and develop. Through its targeted approach, the company works to strengthen the operational capabilities of lenders, ultimately fostering a more inclusive financial ecosystem that supports the future growth of the MSME sector.

YotePresto is a rapidly growing marketplace lending platform based in Mexico that connects individual and institutional investors with near-prime borrowers seeking personal loans. The company operates an online lending platform that provides unsecured personal installment loans. Utilizing a proprietary scoring model, YotePresto assesses and analyzes the risk associated with each borrower to determine appropriate interest rates. This innovative approach enables clients to access funding by connecting them with investors interested in crowdfunding their loans. Through its services, YotePresto facilitates a streamlined lending process that benefits both borrowers and investors in the personal loan market.