TransUnion

Buro de Crédito provides credit reports and solutions against fraud and identity theft.

ID5 is focused on enhancing online advertising for consumers, media owners, and advertisers, with the goal of helping publishers achieve sustainable revenue growth. The company offers a transparent and privacy-compliant identity infrastructure that replaces third-party cookies and mobile advertising IDs with a stable, consented, and encrypted user ID. This solution improves user recognition and match rates, enabling publishers to better monetize their audiences and helping advertisers run effective and measurable campaigns. Additionally, ID5's platform addresses inefficiencies in website campaign performance by managing cookie synchronization among partners, ensuring privacy compliance, and streamlining consent management. This ultimately enhances the user experience, increases page load speeds, and allows clients such as publishers and data providers to operate more efficiently while maximizing the value of their data and inventory.

SatSure is a decision analytics company that utilizes satellite technology, machine learning, and big data analytics to address challenges related to food, water, and energy security. The company operates a geospatial big data platform designed to deliver insights specifically for the agriculture sector. By integrating satellite data with financial and socio-economic information, SatSure generates agricultural risk profiles that assist in areas such as irrigation, infrastructure, and climate action. This innovative approach enables financial institutions to obtain real-time, location-specific insights, facilitating informed decision-making in their operations.

Verisk is a data analytics company that specializes in providing risk assessment and decision analytics to businesses across various sectors, including insurance, healthcare, and finance. It offers detailed actuarial and underwriting data specifically for the property and casualty insurance industry in the United States. By combining this data with advanced analytic methods, Verisk enables its clients to understand and manage their risks more effectively. The company's solutions support critical processes such as loss prediction, risk selection and pricing, fraud detection, and loss quantification. Verisk's expertise in data-driven analytics helps financial institutions, payment providers, and retailers make informed decisions, ultimately contributing to the resilience and sustainability of businesses and communities.

SavvyMoney, Inc. is a provider of online credit score solutions, enabling individuals to check their credit scores and compare financial products such as credit cards, personal loans, and car loans. Founded in 2008 and based in Pleasanton, California, SavvyMoney serves over 1,000 banks, credit unions, and fintech companies across the United States. The company offers a platform that combines real-time data with personalized digital tools, integrating seamlessly with more than 40 digital banking platforms. Its services include credit scores, reports, and daily monitoring, aimed at educating users and providing actionable insights to improve their financial health. This approach allows financial institutions to focus more on assisting consumers in finding savings rather than merely identifying potential leads.

Sontiq, Inc. is a Maryland-based company that specializes in identity theft protection and mobile cybersecurity services. Founded in 2009, Sontiq develops a range of products aimed at safeguarding both businesses and consumers. Its offerings include the Mobile Defense Suite, which provides mobile attack control, visibility, and recovery. Sontiq also delivers identity monitoring, fraud protection, and comprehensive restoration assistance for victims of identity theft and cybercrimes. Through its innovative solutions, the company seeks to protect individuals from the financial and emotional repercussions of identity theft, empowering customers to manage their digital identities securely.

Monevo operates a global personal loan platform that serves as a technology marketplace for brokers, marketers, and lenders. By facilitating access to over one million potential new customers each month, Monevo enables affiliates and brokers to effectively originate customers. The platform offers simple integration options, such as cross-device hosted application forms and web service APIs, which enhance user experience and efficiency. Additionally, Monevo provides real-time market data and financial intelligence, empowering credit providers and lenders to make informed decisions and optimize their offerings. Through its advanced technology, Monevo aims to maximize returns for users while ensuring the best outcomes for consumers seeking financial solutions.

Neustar is a technology company that specializes in providing cloud-based services designed to assist marketing and IT professionals in enhancing and safeguarding their businesses. Founded in 1996 and headquartered in Sterling, Virginia, Neustar operates complex data registries and leverages its expertise to deliver actionable insights that facilitate high-value business decisions in real time. The company's services encompass a unique identity system and cloud-based workflow applications, which empower organizations to understand and connect people, places, and things effectively. This comprehensive approach enables businesses to make precise decisions across various departments, including marketing, risk, security, and operations.

Spring Labs is a developer of a decentralized network that facilitates the sharing and exchange of financial information. By utilizing blockchain technology, the company enhances security, scalability, transparency, and efficiency within the financial sector. Its network is tailored to meet the needs of financial institutions and lenders, offering them improved control over data and greater flexibility in managing credit systems. Spring Labs supports various industries, including healthcare and media, by providing robust data solutions that help enhance the protection and security of credit information.

FinLocker, LLC is a financial technology company founded in 2014 and based in St. Louis, Missouri. It develops a consumer-enabled financial data platform that facilitates the loan process for mortgages and other financial products. The platform serves both businesses and consumers by streamlining loan transactions and enhancing the overall financial experience. For businesses, FinLocker provides tools that cut costs, reduce fraud, and mitigate risks while improving customer satisfaction and operational efficiency. For consumers, the platform simplifies the loan application process, minimizes paperwork, and enables better management of personal finances. Using consumer consent, FinLocker captures essential borrower data and employs intelligent analytics to offer tailored loan product recommendations based on individual financial profiles.

Tru Optik specializes in identity resolution for the streaming media ecosystem, offering a data marketplace platform that facilitates the buying and selling of third-party data. Its proprietary Household Graph™ encompasses over 80 million homes, allowing brands, agencies, media companies, and platforms to effectively engage consumers across over-the-top (OTT) services, streaming audio, and gaming. The platform enables advertisers and publishers to create custom audiences by leveraging both first-party and third-party data, enhancing targeted advertising capabilities. Tru Optik is committed to delivering precise audience identification, engagement, and measurement while ensuring privacy compliance in its operations.

Signal is the leading SaaS provider of data onboarding and real-time identity resolution. The Signal Open Data Platform helps marketers collect data from any offline or online source, synchronize the data across all touchpoints, and distribute it to any marketing or analytics endpoint – all in real-time. Signal’s technology platform empowers people-based marketers to enhance their customer experience by providing relevance across all channels. Signal was founded in 2009 and is headquartered in Chicago, Illinois, United States.

TruSignal, LLC, based in St. Cloud, Minnesota, specializes in digital marketing services, focusing on people-based marketing technology for Fortune 500 brands, agencies, and publishers. As a subsidiary of TransUnion, TruSignal leverages predictive scoring and artificial intelligence to transform large data sets into actionable insights for personalized marketing. The company's TruAudience Platform integrates a deterministic identity graph, extensive third-party data, and advanced machine learning algorithms. This platform enables clients to identify and target the most relevant audiences effectively, optimize bidding strategies for digital impressions, and facilitate audience expansion and custom audience creation. By utilizing cross-channel ID matching and robust integration APIs, TruSignal aims to deliver measurable business growth through enhanced marketing initiatives.

Tru Optik specializes in identity resolution for the streaming media ecosystem, offering a data marketplace platform that facilitates the buying and selling of third-party data. Its proprietary Household Graph™ encompasses over 80 million homes, allowing brands, agencies, media companies, and platforms to effectively engage consumers across over-the-top (OTT) services, streaming audio, and gaming. The platform enables advertisers and publishers to create custom audiences by leveraging both first-party and third-party data, enhancing targeted advertising capabilities. Tru Optik is committed to delivering precise audience identification, engagement, and measurement while ensuring privacy compliance in its operations.

Rubixis, Inc., founded in 2011 and based in Fremont, California, specializes in healthcare revenue cycle software and services. The company provides an integrated analytical platform that assists healthcare providers in maximizing reimbursements from insurance payers while reducing accounts receivable days and overall costs. Rubixis's system features capabilities to identify missing charges on bills, measure revenues, assess claims, verify insurance eligibility, estimate patient payments, and discover insurance coverage. Additionally, it offers post-discharge revenue recovery solutions, all aimed at enabling healthcare providers to enhance reimbursement value for each patient efficiently.

Iovation provides online businesses and their global end users with device-based authentication and mobile security solutions for fraud and risk prevention. It protects its customers through a combination of advanced device identification, shared device reputation, and real-time risk evaluation. It helps online businesses reduce financial losses from fraud and abuse while increasing operational efficiency. The company also provides a shared platform which enables businesses to benefit from the collective experience of others. It offers its services to the retail, financial services, insurance, social network, and other sectors. Iovation was founded in 2004 and is based in Portland, Oregon.

Callcredit Information Group is expert in managing consumer data for businesses across every sector, from financial services, retail and utilities to public sector, telecoms, insurance and many more. The Group is focused on developing innovative products and services to help businesses make smarter, more informed decisions throughout the customer lifecycle.

Throtle, Inc. is a data-centric identity resolution and data onboarding company based in Red Bank, New Jersey, with additional offices in New York and Maryland. Founded in 2015, Throtle specializes in deterministic matching and identity resolution services that allow brands to recognize and engage individual customers across various channels and devices. The company connects offline customer relationship management data with online identifiers, such as cookies and mobile devices, facilitating effective omnichannel marketing efforts. Throtle’s solutions include enhanced customer engagement, attribution, and measurement, all while ensuring compliance within the healthcare sector. By operating a private data platform, Throtle enables data owners to organize and share their audience data with clients, empowering brands to target their marketing campaigns more efficiently across multiple media formats, including display, email, social, addressable TV, and mobile.

FactorTrust, The Alternative Credit Bureau, helps lenders manage the credit lifecycle of underbanked consumers using unique alternative credit information not available from the Big Three bureaus, enabling them to offer non-prime consumers the credit they deserve. Leveraging the company’s credit information, lenders can more accurately predict future borrowing behavior, credit performance and risk scoring for this growing segment. FactorTrust’s team of predictive analytics specialists, statisticians, and financial industry experts has delivered unique data and valuable insight to lenders throughout the U.S. and the U.K. for nearly ten years.

eBureau was founded in 2004 and has become an industry leading provider of predictive analytics and information solutions. eBureau utilizes its patented technologies and big data assets to help businesses acquire customers, manage risks and maintain customer relationships. Our services access vast amounts of predictive data to deliver instant insights that help make critical decisions throughout the customer lifecycle and are helping Business-to-Consumer (B2C) and Business-to-Business (B2B) companies improve profitability, boost efficiencies, reduce losses and increase revenue. eBureau was founded to help companies make better informed, data-driven decisions about customers each and every day. eBureau helps companies understand: which prospects are more likely to become customers, which customers are likely to pay their bills on time, when there are elevated fraud risks and how to most efficiently collect past due bills. eBureau’s patented technology analyzes vast amounts of predictive data to help you with critical decisions throughout the customer lifecycle. eBureau offers several ready-to-use solutions and has the flexibility to customize a solution to your specific needs within the following areas: Marketing & Lead Management, Fraud Prevention, Credit Risk Assessment and Collections & Recovery.

Datalink Services offers nationwide driving and vehicle records, as well as driver pre-screening services. Datalink Services, Inc.’s DMV reporting services also benefit a variety of non-insurance related markets including financial institutions, employment screening, and litigation. Datalink Services, Inc.’s access to DMV records and other vehicle information in all 50 states delivers the most cost-effective and comprehensive information available.

PeerIQ is a New York-based financial information services company that is creating tools to analyze, access, and manage risk in the peer-to-peer lending sector. We pool detailed loan data to provide authoritative, independent analytics and benchmarks that our institutional clients use to price instruments, value loan portfolios, develop investment views, and manage risk. PeerIQ aims to strengthen the P2P sector by increasing transparency, enabling efficient risk management, and providing analytics that support better investment decision-making.

RTech (Healthcare Revenue Technologies, Inc), a technology-driven healthcare services company that offers post-service eligibility solutions designed to maximize reimbursements and reduce uncompensated care costs for hospitals and healthcare systems of all sizes.

Auditz LLC is a healthcare technology services organization based in Tampa, Florida, that specializes in addressing complex issues related to patient access, revenue cycle management, and reimbursement for healthcare providers. Founded in 2008, the company employs proprietary technology to uncover and recover incremental reimbursement opportunities, surpassing existing industry standards. As a subsidiary of TransUnion Healthcare, Auditz focuses on niche areas where conventional solutions have been insufficient, offering enhanced sophistication and a broader scope to maximize value for its clients.

Dashlane Inc. is a software developer specializing in password management and secure digital wallets. Founded in 2009 and headquartered in New York, with additional offices in Paris and Lisbon, Dashlane offers a comprehensive password manager that imports passwords from various browsers into a secure vault. Its solutions include Autofill for online forms, a Digital Wallet for tracking receipts, and security tools for both individual users and businesses. The company’s offerings, such as Dashlane Business 2.0, help improve password security and reduce the risks associated with unsecure password sharing. With over 19 million users and 22,000 businesses globally, Dashlane aims to simplify the management of digital identities, allowing users to securely store and change passwords, automatically log in, and make payments without manual entry.

Recipero Limited specializes in software solutions that collect, analyze, and deliver device-led data for various stakeholders, including carriers, insurers, recyclers, retailers, and law enforcement agencies. Established in 1999 and headquartered in Kings Stanley, United Kingdom, the company operates one of the largest proprietary databases of mobile device information, which includes details on ownership, theft, loss, and insurance claims. Recipero's technology supports fraud prevention, crime investigation, and transaction verification, offering services like CheckMEND for tracking loss and theft reports, ClaimsCheck for validating insurance claims, and FraudWatch to detect fraudulent trading activities. The company also provides consumer-focused solutions, such as Immobilize for asset registration and Report My Loss for loss reporting in the US and UK. With a workforce of around 20 employees, Recipero has expanded its operations significantly and continues to play a crucial role in enhancing device security and compliance in secondary-market mobile device transactions.

L2C is a prominent provider of consumer scoring and analytics solutions in the United States. The company specializes in utilizing alternative payment and asset data to generate predictive credit, collection, and marketing scores for over 260 million individuals. Its innovative analytics software is particularly valuable to the consumer credit industry. L2C serves a diverse clientele, including major institutions across various sectors such as financial services, retail, healthcare, automotive, telecommunications, and media and entertainment.

TransUnion CIBIL Limited is a prominent credit information organization based in Mumbai, India, that specializes in providing comprehensive information on consumer and commercial borrowers. Established in 2000 and formerly known as Credit Information Bureau (India) Limited, the company collects, analyzes, and disseminates credit histories to assist banks, non-banking financial companies, insurance firms, and other sectors in making informed credit decisions. CIBIL offers a range of services, including credit reporting, analytics, fraud management, and tools like CIBIL scores and consumer reports. The organization plays a crucial role in the financial ecosystem by helping businesses manage risk and optimize lending strategies while empowering consumers with insights into their credit profiles. With a significant collection of consumer information, TransUnion CIBIL is recognized as a trusted partner in the financial services sector, contributing to the growth of retail loans in India.

Crivo offers credit and risk assessment software that allows its users to take a decision in under 3 seconds while accessing more than 300 different information sources.

Accupost Corporation, now a business unit of TransUnion, is a technology and outsource services provider of post-closing solutions for the mortgage services industry. Accupost’s post-closing system automates back-office processes to improve efficiencies, increase productivity and minimize the risks associated with non-compliance of loan documentation. The company’s platform includes mortgage assignment and release processing, document retrieval, portfolio due diligence, document imaging and government insuring services. In August 2004, AccuPost was acquired by TransUnion Settlement Services, a subsidiary of leading global information solutions company TransUnion.

TrueLink Inc., an online provider of credit reporting services.

Competix.com delivers superior automated lending solutions to lenders nationwide. The company's Internet lending solution called Credit Manager is a turn-key credit-decisioning service based on proven, state-of-the-art lending technology developed by a $1 billion international information technology firm and one of the largest banks in North America. This same technology that's used by banks, financial organizations and lending institutions throughout the country is now available as an affordable service offered to community banks as a cost-effective alternative to traditional large-scale lending software and expensive hardware systems. Credit Manager harnesses the power of the Internet to fully automate the entire lending process from application, to credit decision, to booking in an online, real-time environment. The service supports a wide range of personal and small business loan products, including installment loans, revolving credit lines, credit cards, overdraft protection, mortgages, home equity loans and indirect lending.