Sumitomo Mitsui Banking

Atome is an omnichannel brand headquartered in Singapore that offers a buy now, pay later service, allowing customers to split their payments into three equal, zero-interest installments. Founded in 2019, Atome partners with a variety of online and offline retailers in sectors such as fashion, beauty, lifestyle, fitness, and homeware, providing consumers with flexibility and convenience in their shopping experiences. The company's payment application facilitates online shopping by automatically deducting installment payments from linked cards over a specified timeframe. Atome operates in multiple countries, including Singapore, Malaysia, Indonesia, Vietnam, Thailand, the Philippines, Hong Kong, Taiwan, mainland China, and Japan, driving both digital commerce and financial services.

Omise Co., Ltd. operates an online payment platform designed for both web and mobile applications, enabling users to easily transfer funds, process refunds, and store customer payment information for future transactions. Founded in 2013 and based in Bangkok, Thailand, Omise aims to simplify the online payment experience, particularly in markets like Thailand, Japan, and Singapore, where traditional payment processing can be cumbersome. The platform provides a range of processing solutions that facilitate seamless payment acceptance for businesses, including credit and debit card transactions and bill payments through various banking methods. Omise also offers APIs for developers to integrate payment functionality into their applications. The company prioritizes security and has achieved compliance with PCI-DSS standards, ensuring that transactions meet the requirements of major payment networks. By addressing the challenges of online payment processing, Omise seeks to create a reliable and user-friendly solution for both merchants and consumers.