Startup Wise Guys

Vivox AI specializes in developing AI-powered agents that automate key financial crime compliance tasks, such as business onboarding, prospect pre-qualification, and Know Your Customer (KYC) checks. These AI workers enhance efficiency, reduce manual workload, and ensure traceable, audit-ready results for compliance teams in the financial services sector.

Synapze specializes in providing the financial services industry with AI-driven solutions through its product, TinyAI. This platform can be deployed on-premises or in a private cloud, ensuring compliance with privacy regulations. TinyAI's models are designed to be lightweight, eliminating the need for GPUs during inference, which results in significant cost savings and speed improvements—up to ten times faster than many large language models. Synapze has successfully implemented TinyAI in various applications, including back office process automation, onboarding, and lending process automation, enabling financial institutions to reduce processing costs by up to 75%. The solution offers a scalable and explainable approach to document processing, addressing clients' automation challenges effectively while maintaining compliance with privacy standards.

Investory is a startup focused on developing an investor relations management platform tailored for the startup ecosystem. Its platform streamlines the process of collecting, processing, and communicating crucial business data between startups and their investors. By automating and simplifying reporting, Investory enables investors to access essential investment information in a digitized and consolidated format, enhancing efficiency and reducing costs. The company's innovative approach aims to revolutionize startup capital markets by leveraging data and artificial intelligence, ultimately facilitating data-driven decision-making for venture capitalists and other investors engaged with emerging companies.

Torus is a technology company founded by former Mastercard executives, specializing in a cloud-based analytics platform designed to assist banks and payment service providers in managing and optimizing payment scheme fees. By addressing the complexities and frequent changes in fee structures from payment networks like Visa and Mastercard, Torus enables its clients to gain deeper insights into their transaction costs. The platform allows for detailed analysis, reconciliation, and forecasting of fees, leading to potential savings of up to 20%. Through proactive tracking of billing updates and identifying cost-saving opportunities, Torus enhances profitability for card issuers and merchant acquirers, facilitating better product pricing and reducing transactional inefficiencies.

Phaseinvest is a company that specializes in developing a financial platform focused on portfolio analysis services. The platform provides a range of features, including portfolio construction, intelligent analytics, and risk assessment. By offering these services, Phaseinvest enables clients to enhance their portfolio management capabilities and make informed investment decisions.

Cabal is a financial application designed for entrepreneurs and micro-entrepreneurs, particularly in Latin America. It enables users to manage their finances effectively by keeping records of daily transactions related to sales, expenses, and inventory. The app offers features that allow business owners to customize their stores and streamline order processing from customers, all accessible from their mobile devices. With over 70,000 users globally, Cabal empowers small business owners to take control of their operations and make informed financial decisions from anywhere.

Texelio is a developer of a B2B wealth tech platform that addresses challenges in financial media by providing API solutions tailored for retail investor trading platforms. The company's offerings integrate natural language understanding and visual analytics to enhance the stock market news experience. By transforming cluttered information into meaningful stories and actionable insights, Texelio helps its clients improve user retention, customer profitability, and overall assets under management. Through these advancements, investors gain better insights, fostering loyalty and increasing commission income for trading platforms.

Zemo is a developer of a corporate expense management platform that aims to streamline financial processes by eliminating tedious expense reports and reducing unnecessary spending in organizations. Its spend management technology allows businesses to implement controls on issued cards, ensuring that expenditures remain within defined limits. This system also provides administrators and accountants with comprehensive visibility into the spending patterns of all employees, facilitating effective cash flow management. By using Zemo's platform, companies can enhance their financial oversight and promote responsible spending practices.

Akurateco operates a Payment Orchestration Platform that offers a white-label solution for merchants, enabling them to establish a customizable and brandable payment gateway. The platform boasts over 350 connectors to various banks and payment methods worldwide, allowing users to manage multiple payment channels through a single integration. This streamlined approach helps optimize payment processing costs and improve transaction approval rates. In addition to its payment solutions, Akurateco provides managed security services to protect businesses from cyber threats, ensuring compliance with financial and security regulations. With a team of over 40 professionals and offices in the Netherlands, Ukraine, and Portugal, Akurateco leverages its expertise in digital payment technologies to enhance the security and efficiency of its clients' payment processing and information management systems.

TeklifimGelsin operates as a personalized financial platform designed to connect users with various financial institutions, allowing them to compare offers based on individual needs. The platform provides a range of complimentary services, including information on loans, investment products, credit reports, and insurance. Users can complete applications in under 40 seconds, thanks to the platform's digital integrations with banks, credit reference agencies, and insurance companies. By continuously developing its framework, TeklifimGelsin aims to address common challenges in users' financial journeys and enhance overall financial processes.

Built.Africa is a provider of comprehensive accounting and financial services tailored for small and medium-sized enterprises (SMEs) in Africa. The company offers a range of solutions, including online accounting software that facilitates business transactions, generates personalized invoices, and produces financial statements. Built.Africa is committed to supporting entrepreneurs by enabling them to manage their finances effectively, track expenses, and monitor due bills, thereby fostering wealth creation and job opportunities within their communities. With a team of chartered accountants, financial analysts, developers, and marketers, the organization strives to enhance the financial prosperity of SMEs across the continent.

Tunzaa is an online savings platform designed to enhance the financial habits of unbanked consumers in Africa. It provides a save-now-buy-later infrastructure that allows users to save money and make purchases from a curated selection of trusted merchants. By catering to individuals with average or below-average incomes, Tunzaa facilitates a data-driven marketplace where users can manage their finances more effectively. The platform enables customers to make installment payments directly from their mobile money wallets, allowing them to achieve their purchasing goals at a pace that suits their financial situation.

Sortika is a mobile-based personal wealth management service that focuses on democratizing savings and investments through innovative tools. The platform offers a personal financial management app that assists users in setting and achieving their financial and personal goals. By simplifying the financial planning process, Sortika enables consumers to better manage their finances and make informed decisions. The company is supported by Altree Capital, a licensed fund manager in the capital markets sector.

FinanceGPT Labs offers an AI-driven quantitative analysis platform tailored for financial professionals and investors. This cloud-based solution simplifies sophisticated financial analysis, removing the need for coding skills and broadening accessibility. The platform serves various users, including asset managers who can enhance research and portfolio management, investment analysts who gain insights from extensive datasets, and hedge funds that easily develop and backtest trading strategies. Individual investors also benefit by making informed, data-driven investment decisions. With a focus on democratizing high-performance financial analysis, FinanceGPT Labs enables users to optimize returns and effectively manage risk.

F-Ray Financial Technologies offers fundamental analysis tools that use an algorithm to make sense of complex financial market data. F-Ray Financial Technologies uses machine learning technologies to create meaningful analyses that can be compared to graphics. F-Ray enables investors to learn about companies without having to deal with complex charts and numbers by making financial statements understandable.

Zerek.ai is a company based in Astana, Kazakhstan, founded in 2020, that specializes in transforming banks into AI-driven interactive applications tailored for mobile-first environments. The platform allows banks and fintech companies to integrate their data and create personalized marketing campaigns across various channels, including in-app notifications, SMS, email, and advertisements. With features like automated audience segmentation and service-specific insights, Zerek.ai enhances data-driven operations, enabling clients to engage consumers effectively and manage marketing efforts in real-time.

AerariumChain operates at the intersection of art, technology, and finance, offering innovative solutions for museums, foundations, and private collectors. The company specializes in monitoring the condition of artworks through high-definition 3D scans, which are repeatedly conducted over time. Utilizing blockchain technology, AerariumChain ensures data certification while employing AI algorithms to detect any signs of degradation. Additionally, the company facilitates fundraising for artwork preservation through a unique type of NFT known as NFTmicro. This approach not only enhances the protection of valuable art but also enables stakeholders to engage in financial support for preservation efforts.

Abillio is a software-as-a-service platform designed to facilitate cross-border payments and tax compliance for freelancers and independent professionals. The platform allows users to issue invoices globally without the need to establish a formal business entity. By simplifying the process of invoicing and managing contractor payments, Abillio alleviates the burdens of administrative tasks like company registration, accounting, and tax reporting. This enables solopreneurs to focus more on their work while ensuring they comply with necessary financial regulations.

Zofi Cash is a digital financial platform designed to transform the payment cycle for salaried individuals in Africa. Recognizing that waiting a full month for a paycheck can be challenging, Zofi Cash aims to make every day a payday for hardworking employees. The platform offers affordable salary advances, providing financial support to individuals facing emergencies before their scheduled paydays. By facilitating access to loans at low interest rates, Zofi Cash empowers users to manage their financial needs effectively and ensures that they have the resources to navigate unexpected expenses seamlessly.

FloodGates is an information technology firm that designs, develops, and delivers business technology solutions. It also offers web development, mobile development, digital security, and information technology consulting services. They serve banking and finance industries, as well as the healthcare, technology, communications, and government sectors.

Investory is a startup focused on developing an investor relations management platform tailored for the startup ecosystem. Its platform streamlines the process of collecting, processing, and communicating crucial business data between startups and their investors. By automating and simplifying reporting, Investory enables investors to access essential investment information in a digitized and consolidated format, enhancing efficiency and reducing costs. The company's innovative approach aims to revolutionize startup capital markets by leveraging data and artificial intelligence, ultimately facilitating data-driven decision-making for venture capitalists and other investors engaged with emerging companies.

Okredo is an open data platform that specializes in providing data and insights aimed at enhancing sales and mitigating credit risk. The platform aggregates and analyzes information from various sources, including financial reports and credit ratings, to deliver insights on creditworthiness, such as scores and limits. This enables businesses to make informed decisions regarding collaborations and investments. Okredo offers both freemium and premium services, catering to different user needs. While the company currently operates in Lithuania, it is in the process of expanding its services to Latvia, Poland, the UK, and other countries in Europe.

Dillali is a mobile-first income and expense management tool tailored for micro and small businesses in Africa, facilitating the transition from paper-based systems to digital financial record-keeping. The platform enables users to efficiently manage electronic invoices, expenses, income, and inventory. By offering a comprehensive solution for financial management, Dillali simplifies the process for small and medium enterprises, allowing them to maintain their financial records in one centralized location.

Kernolab is a fintech company that specializes in providing a platform for businesses to integrate various financial services into their products. This includes features such as accounts, payments, cards, loans, and insurance, all designed to be adaptable, intuitive, and secure. By embedding these financial solutions, Kernolab enables companies to enhance end-user retention and drive revenue growth. The platform aims to simplify the user experience, making it effortless for businesses to offer comprehensive financial products that meet their customers' needs.

AerariumChain operates at the intersection of art, technology, and finance, offering innovative solutions for museums, foundations, and private collectors. The company specializes in monitoring the condition of artworks through high-definition 3D scans, which are repeatedly conducted over time. Utilizing blockchain technology, AerariumChain ensures data certification while employing AI algorithms to detect any signs of degradation. Additionally, the company facilitates fundraising for artwork preservation through a unique type of NFT known as NFTmicro. This approach not only enhances the protection of valuable art but also enables stakeholders to engage in financial support for preservation efforts.

Finmap is a financial management tool specifically designed for small and mid-sized businesses, including agencies, service companies, developers, and project-based enterprises. Established in 2018 in London, the company offers a platform that provides real-time visibility into cash flow and financial health, helping clients avoid cash gaps and make informed decisions. Finmap analyzes key financial metrics, such as cash flows and profitability statements, and automates financial management processes through integrations with banks and accounting software. This functionality enables businesses to efficiently set up financial and management accounting, while also optimizing analytical reports with minimal effort.

Funderbeam is a funding and trading platform established in 2013 that connects companies with investors to facilitate the buying and selling of equity stakes in private companies. It serves as a global data platform for startups, enabling founders to access legal support, funding management, and a network of investors. The platform empowers investors by allowing them to manage their investments and trade at their convenience. Utilizing blockchain technology, Funderbeam enhances its operations by offering a secure ledger for transactions and providing access to private market investment opportunities. The platform allows clients to track their private market portfolios and directly invest in early-stage and growth companies, thereby supporting startups in securing the necessary funding for their development.

Okredo is an open data platform that specializes in providing data and insights aimed at enhancing sales and mitigating credit risk. The platform aggregates and analyzes information from various sources, including financial reports and credit ratings, to deliver insights on creditworthiness, such as scores and limits. This enables businesses to make informed decisions regarding collaborations and investments. Okredo offers both freemium and premium services, catering to different user needs. While the company currently operates in Lithuania, it is in the process of expanding its services to Latvia, Poland, the UK, and other countries in Europe.

Investory is a startup focused on developing an investor relations management platform tailored for the startup ecosystem. Its platform streamlines the process of collecting, processing, and communicating crucial business data between startups and their investors. By automating and simplifying reporting, Investory enables investors to access essential investment information in a digitized and consolidated format, enhancing efficiency and reducing costs. The company's innovative approach aims to revolutionize startup capital markets by leveraging data and artificial intelligence, ultimately facilitating data-driven decision-making for venture capitalists and other investors engaged with emerging companies.

Kernolab is a fintech company that specializes in providing a platform for businesses to integrate various financial services into their products. This includes features such as accounts, payments, cards, loans, and insurance, all designed to be adaptable, intuitive, and secure. By embedding these financial solutions, Kernolab enables companies to enhance end-user retention and drive revenue growth. The platform aims to simplify the user experience, making it effortless for businesses to offer comprehensive financial products that meet their customers' needs.

MANU is a behavioral analytics company established in 2019 and based in Vilnius, Lithuania. The company specializes in developing software that analyzes online form interactions to create user profiles, thereby assisting financial institutions in client onboarding and credit scoring. By offering high granularity data collected from these interactions, MANU enables companies to pre-screen potential users, reducing costs and risks associated with lending. Its technology helps identify unreliable borrowers during the loan application process, allowing consumer lending companies to make informed business decisions and improve user experience. Through its innovative solutions, MANU aims to enhance conversion rates and client satisfaction in the financial sector.

ForPeeps is a mobile banking application designed to consolidate various banking services into a single platform. It enables users to link multiple bank accounts, facilitating seamless money transfers, online payments, and bill splitting. This financial technology aims to simplify the banking experience by allowing users to manage their financial transactions easily and efficiently within one application.

Torus is a technology company founded by former Mastercard executives, specializing in a cloud-based analytics platform designed to assist banks and payment service providers in managing and optimizing payment scheme fees. By addressing the complexities and frequent changes in fee structures from payment networks like Visa and Mastercard, Torus enables its clients to gain deeper insights into their transaction costs. The platform allows for detailed analysis, reconciliation, and forecasting of fees, leading to potential savings of up to 20%. Through proactive tracking of billing updates and identifying cost-saving opportunities, Torus enhances profitability for card issuers and merchant acquirers, facilitating better product pricing and reducing transactional inefficiencies.

Dillali is a mobile-first income and expense management tool tailored for micro and small businesses in Africa, facilitating the transition from paper-based systems to digital financial record-keeping. The platform enables users to efficiently manage electronic invoices, expenses, income, and inventory. By offering a comprehensive solution for financial management, Dillali simplifies the process for small and medium enterprises, allowing them to maintain their financial records in one centralized location.

Monevio Consulting is a fintech company that provides all financial services. It enables brands to deliver embedded finance and better fintech products faster. Electronic Money Institution consulting services are Market review, Business Plan/ Go-to-Market strategy, Financial plan preparation​, IT part documentation preparation, and Human recourse Management. Bank Account Opening, Compliance, and White Labels are other banking services.

PAY2U is a digital marketing platform for retail, banks, and telecom operators. It can become an affiliate section of your mobile application or a stand-alone application of the affiliate program. It also affiliates get back offers on many services.

PAYZE is a technology-driven payment gateway that simplifies the onboarding process for online merchants and enhances the capabilities of online marketplaces. By offering a flexible API, PAYZE allows these marketplaces to establish various payment split schemes, eliminating the need for repeated adjustments or concerns about tax compliance. Their platform supports multiple payment methods, including split payments, email payments, recurring payments, and QR payments, which facilitates faster and more secure transactions for both customers and merchants. This streamlined approach enables businesses to scale their operations without the complexities of managing settlements and accounting across different stakeholders.

Spenfi is a developer of an expense management platform that simplifies the tracking of company expenses by integrating payment cards, subscriptions, and invoices in an organized manner. Founded in 2019 and based in Vilnius, Lithuania, Spenfi provides finance teams with enhanced control over expenditures by tracking purchases from order to payment and allowing the definition of custom budgets for teams or projects. The platform also collects data, receipts, and invoices while enabling the approval of budgets and purchases. Additionally, Spenfi issues both virtual and physical payment cards, facilitating a streamlined process that saves time on repetitive tasks and enhances insights into business expenses.

Turing College operates as an online educational institution specializing in data science. It offers courses suitable for individuals of varying skill levels and employs an income share agreement model, allowing students to defer payment until they secure employment. The college collaborates with tech companies to co-create its curriculum, providing these partners with real-time student performance updates to facilitate expedited hiring decisions.

Turing College operates as an online educational institution specializing in data science. It offers courses suitable for individuals of varying skill levels and employs an income share agreement model, allowing students to defer payment until they secure employment. The college collaborates with tech companies to co-create its curriculum, providing these partners with real-time student performance updates to facilitate expedited hiring decisions.

Flipful offers a service that allows employees to access their earned salary before payday, providing a flexible financial solution without altering existing payroll processes. By integrating seamlessly with employers' current systems, Flipful enables employees to withdraw their earned wages through a user-friendly app whenever they need them. This approach not only helps employees avoid reliance on costly payday loans or borrowing from friends and family but also serves as an effective employee benefit that can enhance motivation and satisfaction. Founded in 2019, Flipful is focused on creating a mutually beneficial relationship between employers and employees by facilitating timely access to earned income.

MANU is a behavioral analytics company established in 2019 and based in Vilnius, Lithuania. The company specializes in developing software that analyzes online form interactions to create user profiles, thereby assisting financial institutions in client onboarding and credit scoring. By offering high granularity data collected from these interactions, MANU enables companies to pre-screen potential users, reducing costs and risks associated with lending. Its technology helps identify unreliable borrowers during the loan application process, allowing consumer lending companies to make informed business decisions and improve user experience. Through its innovative solutions, MANU aims to enhance conversion rates and client satisfaction in the financial sector.

Investory is a startup focused on developing an investor relations management platform tailored for the startup ecosystem. Its platform streamlines the process of collecting, processing, and communicating crucial business data between startups and their investors. By automating and simplifying reporting, Investory enables investors to access essential investment information in a digitized and consolidated format, enhancing efficiency and reducing costs. The company's innovative approach aims to revolutionize startup capital markets by leveraging data and artificial intelligence, ultimately facilitating data-driven decision-making for venture capitalists and other investors engaged with emerging companies.

Spenfi is a developer of an expense management platform that simplifies the tracking of company expenses by integrating payment cards, subscriptions, and invoices in an organized manner. Founded in 2019 and based in Vilnius, Lithuania, Spenfi provides finance teams with enhanced control over expenditures by tracking purchases from order to payment and allowing the definition of custom budgets for teams or projects. The platform also collects data, receipts, and invoices while enabling the approval of budgets and purchases. Additionally, Spenfi issues both virtual and physical payment cards, facilitating a streamlined process that saves time on repetitive tasks and enhances insights into business expenses.

Consorto B.V. operates an online platform that connects real estate investors and brokers with a variety of commercial real estate investment opportunities across Europe. Founded in 2017 and headquartered in Amsterdam, with an office in Tallinn, the platform offers access to a diverse range of properties, including offices, hotels, retail spaces, and mixed-use developments. By leveraging advanced AI technology, Consorto enhances deal discovery and transaction processes, facilitating cross-border investments and promoting market transparency. The platform serves as a comprehensive database where users can create, view, and save property listings while connecting with buyers, sellers, and brokers, thereby streamlining the investment process in the commercial real estate sector.

MANU is a behavioral analytics company established in 2019 and based in Vilnius, Lithuania. The company specializes in developing software that analyzes online form interactions to create user profiles, thereby assisting financial institutions in client onboarding and credit scoring. By offering high granularity data collected from these interactions, MANU enables companies to pre-screen potential users, reducing costs and risks associated with lending. Its technology helps identify unreliable borrowers during the loan application process, allowing consumer lending companies to make informed business decisions and improve user experience. Through its innovative solutions, MANU aims to enhance conversion rates and client satisfaction in the financial sector.

MANU is a behavioral analytics company established in 2019 and based in Vilnius, Lithuania. The company specializes in developing software that analyzes online form interactions to create user profiles, thereby assisting financial institutions in client onboarding and credit scoring. By offering high granularity data collected from these interactions, MANU enables companies to pre-screen potential users, reducing costs and risks associated with lending. Its technology helps identify unreliable borrowers during the loan application process, allowing consumer lending companies to make informed business decisions and improve user experience. Through its innovative solutions, MANU aims to enhance conversion rates and client satisfaction in the financial sector.

H-Finance provides essential infrastructure and compliance solutions that facilitate financial institutions and fintech companies in engaging with digital assets. Their platform allows these organizations to seamlessly integrate features for the buying, selling, and holding of cryptocurrencies into their applications. H-Finance offers a comprehensive turnkey solution that encompasses legal setup, compliance requirements, and access to working capital, all supported by an easy-to-integrate API. This enables clients to manage custody and liquidity of digital assets while maintaining compliance with regulatory standards, ultimately helping to minimize operational expenses in the rapidly evolving landscape of digital asset trading.

Scoriff is a business credit scoring company that utilizes artificial intelligence and machine learning to predict default events for businesses worldwide. By leveraging web data, Scoriff develops credit scoring models that are applicable globally without relying on traditional financial data. This innovative approach significantly reduces data acquisition costs and enables the scoring of businesses that are typically deemed "unscorable." Additionally, Scoriff addresses the needs of the global small and medium-sized enterprise (SME) credit rating market by offering its services at affordable prices, thereby improving access to credit information and enhancing the prediction of default risks.

H-Finance provides essential infrastructure and compliance solutions that facilitate financial institutions and fintech companies in engaging with digital assets. Their platform allows these organizations to seamlessly integrate features for the buying, selling, and holding of cryptocurrencies into their applications. H-Finance offers a comprehensive turnkey solution that encompasses legal setup, compliance requirements, and access to working capital, all supported by an easy-to-integrate API. This enables clients to manage custody and liquidity of digital assets while maintaining compliance with regulatory standards, ultimately helping to minimize operational expenses in the rapidly evolving landscape of digital asset trading.

Ninja Lender is a B2B marketplace based in Kyiv, Ukraine, established in 2018, that facilitates the buying and selling of rejected loan applications among various credit institutions. The platform aims to enhance financial inclusion by connecting borrowers with lenders who may be willing to finance previously rejected applications. By using an API for data exchange with financial institutions, Ninja Lender streamlines the process of matching lenders to rejected loan applications. Additionally, the company offers a web application for borrowers to gather necessary information and permissions. Acting as a financial intermediary, Ninja Lender generates revenue by charging a brokerage fee on the data price for applications that receive financing. This approach not only helps banks and lending companies improve customer loyalty but also reduces their customer acquisition costs by allowing them to sell rejected applications to other credit providers.

Ninja Lender is a B2B marketplace based in Kyiv, Ukraine, established in 2018, that facilitates the buying and selling of rejected loan applications among various credit institutions. The platform aims to enhance financial inclusion by connecting borrowers with lenders who may be willing to finance previously rejected applications. By using an API for data exchange with financial institutions, Ninja Lender streamlines the process of matching lenders to rejected loan applications. Additionally, the company offers a web application for borrowers to gather necessary information and permissions. Acting as a financial intermediary, Ninja Lender generates revenue by charging a brokerage fee on the data price for applications that receive financing. This approach not only helps banks and lending companies improve customer loyalty but also reduces their customer acquisition costs by allowing them to sell rejected applications to other credit providers.

Currencii is an online currency exchange platform that operates under a license from the Central Bank of Armenia. It aims to simplify currency management for small and medium enterprises (SMEs) by leveraging technology to demystify complex financial terms. The platform connects buyers directly with sellers of foreign currency, allowing for a more transparent transaction process. By facilitating exchanges outside the traditional banking system, Currencii empowers users with greater control over their finances and helps reduce costs by eliminating the operational expenses typically associated with conventional banking models.

Trisbee is a payment solution based in Prague, Czech Republic, founded in 2017 by friends Frantisek and Matej. The company offers a platform that facilitates cashless payments for freelancers and businesses, both online and offline. Users can make payments by card using just a phone number, allowing small businesses to easily accept card payments without the need for paperwork, hardware, or complex contracts. This streamlined approach enables merchants and individuals to conduct transactions efficiently, enhancing the payment experience for both parties.

Fanvestory operates a marketplace focused on music copyright, enabling fans to purchase a stake in songs and earn future royalties while supporting their favorite artists. This platform allows fans to fund various projects, such as songs, videos, and tours, in exchange for a share of future earnings. Artists benefit by receiving upfront payments for their copyrighted works and gaining a unique communication channel with their most dedicated supporters, enhancing their promotional efforts. Through this model, Fanvestory fosters a deeper connection between artists and fans, empowering fans to directly contribute to the success of the musicians they admire.

Welltrado operates a global alternative investment marketplace that connects investors with peer-to-peer lending and crowdfunding platforms. Its mission is to simplify the investment process while ensuring transparency and profitability for investors. The platform facilitates the buying and selling of loans from various providers, allowing both retail and institutional investors to diversify their portfolios and invest in P2P funds. By bridging the gap between loan providers and investors, Welltrado aims to enhance accessibility and streamline investment opportunities in the alternative finance sector.

bNesis specializes in developing API technology that enables users to integrate applications with a wide range of services, including payment systems, eCommerce platforms, social media, and banking systems. The company offers a unified API that simplifies access to various global and regional services, allowing users to streamline their operations and save time and resources on integration. By providing ready-to-use integration solutions and tools for custom development, bNesis facilitates the automation of tasks between services directly within applications. This technology supports automated credit application processes, where borrowers can easily submit their financial data through bank platforms, enabling quick credit decisions based on detailed analytics from multiple data sources. As a result, banks can improve the accuracy of their credit scoring, reduce bad debts, and enhance the overall user experience in credit applications. bNesis operates from L'Eliana, Spain, and aims to make financial processes more efficient and convenient for institutions and their customers.

Investly is a developer of peer-to-peer finance software that facilitates access to working capital for small-to-medium-sized enterprises. The platform allows businesses to sell their invoices to investors within two days after completing necessary credit checks. This process enables companies to quickly raise crucial funds for operational needs or growth initiatives. At the same time, it provides investors with an opportunity to earn competitive returns on their investments. By streamlining the invoice financing process, Investly aims to support businesses in managing their cash flow effectively while connecting them with potential investors.

Rock Your Paper is an innovative platform based in India that facilitates access to scientific research articles and journals for researchers and students. It addresses the critical issue of high costs associated with accessing contemporary research, which hampers the progress of innovation and economic growth, particularly in emerging markets. The platform not only enables users to discover and manage relevant research materials affordably but also fosters collaboration by allowing researchers to meet peers, review, discuss, and rate articles. By publishing research work, Rock Your Paper aims to enhance the accessibility of vital knowledge and support the advancement of science and technology.

Budget.to is a specialized budget management tool aimed at assisting businesses, particularly in the construction sector, with effective financial management. Its software offers a comprehensive overview of construction or investment projects by organizing invoices and contracts within a cloud-based system. This allows users to streamline their financial processes, ultimately saving time and enhancing real-time control over their finances. By addressing the challenges faced by businesses in managing their budgets, Budget.to provides a valuable solution for improved financial oversight and efficiency.

Brickflow is a UK-based platform that serves as the first development finance search engine, catering specifically to the needs of property developers and investors. The platform aggregates and analyzes data to connect users with relevant financial products and services, streamlining the process of obtaining development finance. By providing a user-friendly interface, Brickflow facilitates efficient searches, enabling users to quickly find suitable financing options for their projects. The service aims to simplify the often complex landscape of development finance, making it accessible for both seasoned developers and newcomers in the industry.