Startup Wise Guys

Monkee is a financial savings platform that blends personal finance management with loyalty and cashback incentives. The platform helps users save toward specific goals while consciously shopping, offering goal-oriented saving tools, spending tracking, and cashback from partner retailers to reinforce saving behaviors. It positions itself as a responsible Save Now, Buy Later alternative by linking saving goals with purchases. The service also enables retailers to engage consumers through relevant rewards based on savings and purchasing activity, aiming to improve conversion and retention. Monkee was founded in Austria and launched its app in Germany and Austria, focusing on core European markets.

CryptoSwift helps crypto businesses comply with the Travel Rule via secure, automated data exchange between VASPs.

Vivox AI specializes in developing AI-powered agents that automate key financial crime compliance tasks, such as business onboarding, prospect pre-qualification, and Know Your Customer (KYC) checks. These AI workers enhance efficiency, reduce manual workload, and ensure traceable, audit-ready results for compliance teams in the financial services sector.

Quoroom is a UK-based platform that streamlines capital raising and syndicate management for venture capitalists, angel investors, and private companies. It offers end-to-end services including SPV setup, investor onboarding, KYC/AML checks, banking solutions, and portfolio monitoring. Quoroom facilitates deals with multiple investors across various asset classes, supporting crypto payments and providing tools for cap table management.

Credi is a blockchain-based platform that allows decentralized investors to diversify their portfolios through tokenized real-world assets. The company specializes in providing access to high-quality, on-chain fixed-income products, including structured portfolios backed by a variety of public and private credit assets. Credi aims to enable both traditional and decentralized finance investors to achieve double-digit returns while ensuring liquidity and capital preservation in their investments.

Epoint is a digital payment aggregator and e-commerce platform based in Azerbaijan, designed to assist small and medium-sized entrepreneurs in accepting bank card payments seamlessly and without additional costs or technical expertise. The platform offers a range of features, including downloadable financial reports, transaction logs, a multilingual interface, and tools for QR and invoice payments, facilitating a comprehensive online payment experience for businesses. Epoint has established significant partnerships, notably with Visa and BDO, and has garnered recognition in various international startup competitions, including being a runner-up at the Takeoff competition in 2022 and a semi-finalist at the Astana Hub Battle. As the first fintech company in Azerbaijan to receive a "Startup Certificate" from the Ministry of Economy, Epoint benefits from a three-year exemption from income tax, underscoring its innovative role in the financial technology landscape of the region.

Synapze is a technology company that specializes in AI solutions for the financial services sector, notably through its product, TinyAI. This innovative platform provides a cost-effective and privacy-compliant alternative for automating various processes, including back office operations, onboarding, and lending. TinyAI's unique design allows it to function without the need for expensive GPU resources, making it not only faster—up to ten times quicker than traditional large language models—but also significantly more economical. By integrating TinyAI into their existing automation tools, financial institutions can achieve substantial cost savings, reportedly up to 75% in process costs. Synapze's focus on scalable and explainable AI positions it as a valuable partner for organizations seeking to enhance their operational efficiency through advanced technology.

Wall ID is a technology company that specializes in enhancing e-commerce checkout processes. It offers a decentralized ID checkout platform that securely transmits ID data alongside payments, enabling a seamless single-click checkout experience. This platform aims to improve e-commerce challenges by increasing conversion rates, reducing fees, and streamlining the Know Your Customer (KYC) process for businesses. Additionally, Wall ID helps e-commerce merchants boost profitability by up to 6% through enhanced customer experience and robust fraud prevention measures.

Monkee is a financial savings platform that blends personal finance management with loyalty and cashback incentives. The platform helps users save toward specific goals while consciously shopping, offering goal-oriented saving tools, spending tracking, and cashback from partner retailers to reinforce saving behaviors. It positions itself as a responsible Save Now, Buy Later alternative by linking saving goals with purchases. The service also enables retailers to engage consumers through relevant rewards based on savings and purchasing activity, aiming to improve conversion and retention. Monkee was founded in Austria and launched its app in Germany and Austria, focusing on core European markets.

Investory is a startup focused on developing an investor relations management platform tailored for the startup ecosystem. Its platform streamlines the process of collecting, processing, and communicating crucial business data between startups and their investors. By automating and simplifying reporting, Investory enables investors to access essential investment information in a digitized and consolidated format, enhancing efficiency and reducing costs. The company's innovative approach aims to revolutionize startup capital markets by leveraging data and artificial intelligence, ultimately facilitating data-driven decision-making for venture capitalists and other investors engaged with emerging companies.

Monkee is a financial savings platform that blends personal finance management with loyalty and cashback incentives. The platform helps users save toward specific goals while consciously shopping, offering goal-oriented saving tools, spending tracking, and cashback from partner retailers to reinforce saving behaviors. It positions itself as a responsible Save Now, Buy Later alternative by linking saving goals with purchases. The service also enables retailers to engage consumers through relevant rewards based on savings and purchasing activity, aiming to improve conversion and retention. Monkee was founded in Austria and launched its app in Germany and Austria, focusing on core European markets.

Founded in 2022, CREX Capital specializes in commercial real estate financing. Its platform employs AI-powered systems and blockchain algorithms to streamline the lending process, enhancing regulatory compliance, security, and efficiency.

Epoint is a digital payment aggregator and e-commerce platform based in Azerbaijan, designed to assist small and medium-sized entrepreneurs in accepting bank card payments seamlessly and without additional costs or technical expertise. The platform offers a range of features, including downloadable financial reports, transaction logs, a multilingual interface, and tools for QR and invoice payments, facilitating a comprehensive online payment experience for businesses. Epoint has established significant partnerships, notably with Visa and BDO, and has garnered recognition in various international startup competitions, including being a runner-up at the Takeoff competition in 2022 and a semi-finalist at the Astana Hub Battle. As the first fintech company in Azerbaijan to receive a "Startup Certificate" from the Ministry of Economy, Epoint benefits from a three-year exemption from income tax, underscoring its innovative role in the financial technology landscape of the region.

Cabal is a financial application designed for entrepreneurs and micro-entrepreneurs, particularly in Latin America. It enables users to manage their finances effectively by keeping records of daily transactions related to sales, expenses, and inventory. The app offers features that allow business owners to customize their stores and streamline order processing from customers, all accessible from their mobile devices. With over 70,000 users globally, Cabal empowers small business owners to take control of their operations and make informed financial decisions from anywhere.

FXkudi is a fintech platform that enables cross-border money transfers within Africa and to overseas destinations. It provides instant transfers via a mobile app and a distributed agent network supported by USSD, enabling offline access. The service covers sending, receiving, transferring, and exchanging funds, including payments to family and friends, with prepaid cards and a mobile interface that supports borderless, real-time transactions. FXkudi combines digital and agent-based channels to reach users with limited internet connectivity, simplifying international remittances across the region and beyond.

At Hisa, we are building the infrastructure for borderless investments for Africa to allow everyday Africans to easily invest in both local and global assets including stocks, ETFs, bonds and alternative investments. Less than 1% of the adult population in Sub-Saharan Africa invests in the capital markets; our mission at Hisa is to fix that through simplified investment products and educational content.

Texelio is a developer of a B2B wealth tech platform focused on enhancing the stock market news experience for retail investors. The company's solutions leverage natural language understanding and visual analytics to convert cluttered financial media into clear, actionable insights. By providing tailored content to trading platforms, Texelio helps improve user retention, engagement, and commission income for its customers. This innovative approach enables investors to make informed decisions, thereby driving customer loyalty and increasing assets under management for the platforms they utilize.

Heavnn specializes in developing in-house tax technology aimed at addressing global tax challenges faced by digital nomads and remote-first businesses. By anticipating the effects of international travel, the company enables its clients to create customized tax plans for their workforce. Heavnn manages all the necessary paperwork, allowing clients to focus on their operations while mitigating corporate risks associated with remote teams. Through its innovative solutions, Heavnn supports businesses in navigating the complexities of international taxation, enhancing their ability to accommodate a mobile workforce.

TeklifimGelsin is a personalized financial platform that helps users compare offers from various institutions for loans, investments, and insurance. It facilitates swift application processes, typically under 40 seconds, and provides complimentary services including credit score reports.

SmartBill is a banking API solution for banks and financial institutions. It enables access to the banking and financial data of customers via open banking regulations. Its product line also includes Consent Comes First for consent management, Identity Now for fraud detection and prevention, Affordability Checker for creditworthiness assessment, and Profile 360 for understanding consumer demands.

Naivera operates an online real estate investment platform focused on promoting financial well-being in Africa. It facilitates investments in income-generating rental apartments, provides tenant placement and rent collection services for investors, and manages investments to offer affordable property investment options.

Sortika is a mobile-based personal wealth management service that aims to democratize savings and investments through its innovative micro-savings platform. The company provides a personal financial management app that enables users to set and achieve their financial and personal goals while simplifying the financial planning process. By offering tools that facilitate effective savings and investment strategies, Sortika empowers consumers to take control of their financial futures.

A Fintech as a Service Platform empowering Entrepreneurs, Startups, & Banks to build and launch Fintech products using pre-existing APIs and No Code templates under a Pay as you Go model. Today we operate in the Investment & Personal Financial Management verticals, helping entrepreneurs go from Idea Stage to MVP to Product in the fastest, easiest, and cheapest way possible.

Zerek.ai is a company that specializes in transforming banks into highly customized, AI-driven interactive applications, focusing primarily on mobile-first banking and fintech solutions. Founded in 2020 and headquartered in Astana, Kazakhstan, Zerek.ai provides a data-driven personalization platform that empowers banks to integrate their data effectively. The platform enables banks to create rich audience segments and engage consumers across multiple channels, including in-app notifications, SMS, email, and advertisements. Through its automated segmentation and targeting features, Zerek.ai facilitates real-time, personalized marketing campaigns, analytics, and insights, helping clients enhance their data-driven operations and optimize customer engagement.

LENDOX specializes in invoice trading platforms, connecting small and medium-sized enterprises (SMEs) with investors seeking alternative financing. The platform facilitates SMEs to sell their invoices for immediate cash, providing flexible liquidity from banks, hedge funds, and private equity firms. This enables SMEs to access investment without prolonged waiting periods.

Monkee is a financial savings platform that blends personal finance management with loyalty and cashback incentives. The platform helps users save toward specific goals while consciously shopping, offering goal-oriented saving tools, spending tracking, and cashback from partner retailers to reinforce saving behaviors. It positions itself as a responsible Save Now, Buy Later alternative by linking saving goals with purchases. The service also enables retailers to engage consumers through relevant rewards based on savings and purchasing activity, aiming to improve conversion and retention. Monkee was founded in Austria and launched its app in Germany and Austria, focusing on core European markets.

Founded in London in 2017, PayQin operates an e-wallet platform with a mobile application featuring a built-in virtual debit card for online payments. It specializes in facilitating cross-border payments for individuals and small to medium-sized enterprises (SMEs), offering low fees, real-time processing, and a user-friendly experience.

Sweephy provides an AI-driven regulatory compliance platform that continuously monitors regulatory changes across Europe, Turkey, and the United Kingdom and issues real-time alerts to help firms stay compliant and mitigate non-compliance risk. The platform serves FinTechs, small banks, and stock traders, offering regulation monitoring for 27 EU countries, compliance monitoring, credit risk scoring, and financial regulation analytics to support mid- to long-term decisions. It integrates with regulatory data sources and offers an API for seamless internal-system integration, enhancing operational efficiency. The solution also includes a no-code platform component to automate transaction data clean-up and analysis using pre-trained and fine-tuned contextual AI models, enabling streamlined compliance management, adaptable monitoring, and accurate data-driven insights. Sweephy additionally provides specialized development services to tailor operations to complex regulatory requirements and deliver custom solutions that improve compliance and efficiency.

Tipit develops a financial service technology that enables cashless tipping for customers. It provides direct tipping to employees' personal bank accounts. Tipit is based at Vilnius, Lithuania.

FXkudi is a fintech platform that enables cross-border money transfers within Africa and to overseas destinations. It provides instant transfers via a mobile app and a distributed agent network supported by USSD, enabling offline access. The service covers sending, receiving, transferring, and exchanging funds, including payments to family and friends, with prepaid cards and a mobile interface that supports borderless, real-time transactions. FXkudi combines digital and agent-based channels to reach users with limited internet connectivity, simplifying international remittances across the region and beyond.

Investory is a startup focused on developing an investor relations management platform tailored for the startup ecosystem. Its platform streamlines the process of collecting, processing, and communicating crucial business data between startups and their investors. By automating and simplifying reporting, Investory enables investors to access essential investment information in a digitized and consolidated format, enhancing efficiency and reducing costs. The company's innovative approach aims to revolutionize startup capital markets by leveraging data and artificial intelligence, ultimately facilitating data-driven decision-making for venture capitalists and other investors engaged with emerging companies.

Planet42 democratizes mobility by providing access to personal vehicles on a subscription basis. It purchases second-hand cars from dealers and offers them to customers without the need for physical inspection or in-person meetings, promoting financial inclusion.

Ondato specializes in streamlining Know Your Customer (KYC) and Anti-Money Laundering (AML) processes. It offers advanced technological solutions for digital identity verification, business customer onboarding, data validation, and fraud detection, all meeting high-quality standards. These services are designed to create a safer environment for organizations and individuals while transforming compliance into a business advantage.

Kaiku is an early-stage funding platform designed to assist first-time venture funds in streamlining their investment processes. The company has developed an artificial intelligence-based sourcing tool that automates deal origination for investors, facilitating improved funding exposure for startups. By collaborating with over 300 venture capitalists across 50 countries, Kaiku gathers feedback on investor preferences, enhancing the quality of leads for its clients. This approach not only supports emerging venture funds in sourcing deal flow but also helps build a global network, ultimately simplifying early-stage investment activities in the market.

iDEAL Rent facilitates mobility distribution by providing a white-label platform for companies to offer car-as-a-service to their customers. Initially launched in Italy with over 100 B2B clients, the company aims to expand across Europe.

Kernolab is a fintech company that specializes in providing a platform for businesses to integrate financial features directly into their products. The services offered by Kernolab include accounts, payments, cards, loans, and insurance, all designed to be adaptable to customer needs. The company's platform focuses on enhancing user experience by being intuitive, secure, and easy to use. By embedding these financial functionalities, Kernolab enables companies to improve end-user retention and drive revenue growth while offering better fintech products tailored to their customers' requirements.

Jeff is a personalized loan broker that connects borrowers with lenders by utilizing alternative data to assess creditworthiness. Founded in 2019 and based in Riga, Latvia, Jeff aims to provide financial services to the unbanked population who lack traditional credit histories. By gathering data from various digital sources such as smartphones, social media, and geolocation, Jeff creates innovative solutions to evaluate potential borrowers’ credit profiles. The company’s platform allows users to search, compare, and secure loan offers conveniently while also offering loan-related advice. Through its unique approach, Jeff fosters access to financing and aims to establish a new standard for alternative credit scoring.

Founded in London in 2017, PayQin operates an e-wallet platform with a mobile application featuring a built-in virtual debit card for online payments. It specializes in facilitating cross-border payments for individuals and small to medium-sized enterprises (SMEs), offering low fees, real-time processing, and a user-friendly experience.

Founded in 2018, JetBeep specializes in transforming traditional cable-based parcel machines into autonomous ones through its innovative microcontroller and software technology. The company's solutions seamlessly integrate with existing locker networks, enabling highly adaptable and rapidly scalable products for clients and courier users.

Kevin is a fintech company that offers an advanced account-to-account payment infrastructure. It aims to replace traditional card transactions with direct bank account payments, improving customer experience and reducing costs for merchants.

Jeff is a personalized loan broker that connects borrowers with lenders by utilizing alternative data to assess creditworthiness. Founded in 2019 and based in Riga, Latvia, Jeff aims to provide financial services to the unbanked population who lack traditional credit histories. By gathering data from various digital sources such as smartphones, social media, and geolocation, Jeff creates innovative solutions to evaluate potential borrowers’ credit profiles. The company’s platform allows users to search, compare, and secure loan offers conveniently while also offering loan-related advice. Through its unique approach, Jeff fosters access to financing and aims to establish a new standard for alternative credit scoring.

Investory is a startup focused on developing an investor relations management platform tailored for the startup ecosystem. Its platform streamlines the process of collecting, processing, and communicating crucial business data between startups and their investors. By automating and simplifying reporting, Investory enables investors to access essential investment information in a digitized and consolidated format, enhancing efficiency and reducing costs. The company's innovative approach aims to revolutionize startup capital markets by leveraging data and artificial intelligence, ultimately facilitating data-driven decision-making for venture capitalists and other investors engaged with emerging companies.

Kaiku is an early-stage funding platform designed to assist first-time venture funds in streamlining their investment processes. The company has developed an artificial intelligence-based sourcing tool that automates deal origination for investors, facilitating improved funding exposure for startups. By collaborating with over 300 venture capitalists across 50 countries, Kaiku gathers feedback on investor preferences, enhancing the quality of leads for its clients. This approach not only supports emerging venture funds in sourcing deal flow but also helps build a global network, ultimately simplifying early-stage investment activities in the market.

Monkee is a financial savings platform that blends personal finance management with loyalty and cashback incentives. The platform helps users save toward specific goals while consciously shopping, offering goal-oriented saving tools, spending tracking, and cashback from partner retailers to reinforce saving behaviors. It positions itself as a responsible Save Now, Buy Later alternative by linking saving goals with purchases. The service also enables retailers to engage consumers through relevant rewards based on savings and purchasing activity, aiming to improve conversion and retention. Monkee was founded in Austria and launched its app in Germany and Austria, focusing on core European markets.

Kernolab is a fintech company that specializes in providing a platform for businesses to integrate financial features directly into their products. The services offered by Kernolab include accounts, payments, cards, loans, and insurance, all designed to be adaptable to customer needs. The company's platform focuses on enhancing user experience by being intuitive, secure, and easy to use. By embedding these financial functionalities, Kernolab enables companies to improve end-user retention and drive revenue growth while offering better fintech products tailored to their customers' requirements.

Ondato specializes in streamlining Know Your Customer (KYC) and Anti-Money Laundering (AML) processes. It offers advanced technological solutions for digital identity verification, business customer onboarding, data validation, and fraud detection, all meeting high-quality standards. These services are designed to create a safer environment for organizations and individuals while transforming compliance into a business advantage.

ForPeeps is a mobile banking application designed to consolidate various banking services into a single platform. It enables users to link multiple bank accounts, facilitating seamless money transfers, online payments, and bill splitting. This financial technology aims to simplify the banking experience by allowing users to manage their financial transactions easily and efficiently within one application.

Monevio Consulting is a fintech company that provides all financial services. It enables brands to deliver embedded finance and better fintech products faster. Electronic Money Institution consulting services are Market review, Business Plan/ Go-to-Market strategy, Financial plan preparation​, IT part documentation preparation, and Human recourse Management. Bank Account Opening, Compliance, and White Labels are other banking services.

IPOhub is a pan-European investment platform that aims to simplify the process of investing in share issues and initial public offerings (IPOs). The company connects investors with small and medium-sized enterprises (SMEs) across Europe, facilitating access to investment opportunities in growth markets. IPOhub's online platform serves as a comprehensive resource for information on upcoming and current IPOs and offerings. It features a stock exchange aggregator and a metasearch engine, allowing clients to easily search, research, and subscribe to various investment opportunities. By promoting investment in SMEs, IPOhub seeks to support economic growth and make investing accessible and equitable for individuals across different regions.

Nobe is a fintech company headquartered in Estonia that focuses on simplifying tax declaration for autonomous owners, solopreneurs, and individuals. By integrating e-invoices, accounting, tax registration, and banking into a single platform, Nobe aims to streamline the tax process and reduce bureaucratic obstacles. The company seeks to empower users by transforming taxes into a source of new capital, thereby enhancing access to essential services such as housing, healthcare, and transport. In addition to its tax solutions, Nobe provides a digital ID wallet that allows users to securely manage their personal information and establish autonomous businesses without the burdens of traditional government regulations. Nobe's mission is to eliminate bureaucracy and make financial management more accessible and efficient for everyone, with its initial operations launched in Mexico.

EvoEstate is a real estate crowdfunding aggregator that simplifies property investment for individuals. By offering a platform that allows investors to access opportunities across various major European real estate crowdfunding platforms from a single account, EvoEstate enables users to diversify their investment portfolios. The platform features a range of investment options, including buy-to-let properties, fixed-interest loans, and equity investments. With a focus on minimizing risk while maximizing returns, EvoEstate caters to both small and large investors, facilitating the growth of their real estate portfolios through a streamlined investment process.

Kevin is a fintech company that offers an advanced account-to-account payment infrastructure. It aims to replace traditional card transactions with direct bank account payments, improving customer experience and reducing costs for merchants.

Planet42 democratizes mobility by providing access to personal vehicles on a subscription basis. It purchases second-hand cars from dealers and offers them to customers without the need for physical inspection or in-person meetings, promoting financial inclusion.

Ondato specializes in streamlining Know Your Customer (KYC) and Anti-Money Laundering (AML) processes. It offers advanced technological solutions for digital identity verification, business customer onboarding, data validation, and fraud detection, all meeting high-quality standards. These services are designed to create a safer environment for organizations and individuals while transforming compliance into a business advantage.

Moduulo is a B2B platform designed for accountants and their clients. It optimizes workflows, manages deadlines, provides data insights, and offers ERP systems to enhance bookkeeping processes and communication.

Kevin is a fintech company that offers an advanced account-to-account payment infrastructure. It aims to replace traditional card transactions with direct bank account payments, improving customer experience and reducing costs for merchants.

Founded in 2018, JetBeep specializes in transforming traditional cable-based parcel machines into autonomous ones through its innovative microcontroller and software technology. The company's solutions seamlessly integrate with existing locker networks, enabling highly adaptable and rapidly scalable products for clients and courier users.

Ondato specializes in streamlining Know Your Customer (KYC) and Anti-Money Laundering (AML) processes. It offers advanced technological solutions for digital identity verification, business customer onboarding, data validation, and fraud detection, all meeting high-quality standards. These services are designed to create a safer environment for organizations and individuals while transforming compliance into a business advantage.

Kevin is a fintech company that offers an advanced account-to-account payment infrastructure. It aims to replace traditional card transactions with direct bank account payments, improving customer experience and reducing costs for merchants.

EvoEstate is a real estate crowdfunding aggregator that simplifies property investment for individuals. By offering a platform that allows investors to access opportunities across various major European real estate crowdfunding platforms from a single account, EvoEstate enables users to diversify their investment portfolios. The platform features a range of investment options, including buy-to-let properties, fixed-interest loans, and equity investments. With a focus on minimizing risk while maximizing returns, EvoEstate caters to both small and large investors, facilitating the growth of their real estate portfolios through a streamlined investment process.

Planet42 democratizes mobility by providing access to personal vehicles on a subscription basis. It purchases second-hand cars from dealers and offers them to customers without the need for physical inspection or in-person meetings, promoting financial inclusion.

Investory is a startup focused on developing an investor relations management platform tailored for the startup ecosystem. Its platform streamlines the process of collecting, processing, and communicating crucial business data between startups and their investors. By automating and simplifying reporting, Investory enables investors to access essential investment information in a digitized and consolidated format, enhancing efficiency and reducing costs. The company's innovative approach aims to revolutionize startup capital markets by leveraging data and artificial intelligence, ultimately facilitating data-driven decision-making for venture capitalists and other investors engaged with emerging companies.

Ondato specializes in streamlining Know Your Customer (KYC) and Anti-Money Laundering (AML) processes. It offers advanced technological solutions for digital identity verification, business customer onboarding, data validation, and fraud detection, all meeting high-quality standards. These services are designed to create a safer environment for organizations and individuals while transforming compliance into a business advantage.

Founded in 2018, JetBeep specializes in transforming traditional cable-based parcel machines into autonomous ones through its innovative microcontroller and software technology. The company's solutions seamlessly integrate with existing locker networks, enabling highly adaptable and rapidly scalable products for clients and courier users.

H-Finance is a provider of infrastructure and compliance solutions tailored for financial institutions and fintech companies engaging with digital assets. The company specializes in facilitating the integration of cryptocurrency transactions—encompassing buying, selling, and holding—into existing applications through a comprehensive and user-friendly platform. Its services include legal setup, compliance support, and working capital, all designed to streamline the process of digital asset management. Additionally, H-Finance offers an easy-to-integrate API that helps institutions manage custody and liquidity while minimizing costs, ensuring they can adhere to regulatory requirements in the evolving landscape of digital asset trading.

H-Finance is a provider of infrastructure and compliance solutions tailored for financial institutions and fintech companies engaging with digital assets. The company specializes in facilitating the integration of cryptocurrency transactions—encompassing buying, selling, and holding—into existing applications through a comprehensive and user-friendly platform. Its services include legal setup, compliance support, and working capital, all designed to streamline the process of digital asset management. Additionally, H-Finance offers an easy-to-integrate API that helps institutions manage custody and liquidity while minimizing costs, ensuring they can adhere to regulatory requirements in the evolving landscape of digital asset trading.

Founded in London in 2017, PayQin operates an e-wallet platform with a mobile application featuring a built-in virtual debit card for online payments. It specializes in facilitating cross-border payments for individuals and small to medium-sized enterprises (SMEs), offering low fees, real-time processing, and a user-friendly experience.

Kevin is a fintech company that offers an advanced account-to-account payment infrastructure. It aims to replace traditional card transactions with direct bank account payments, improving customer experience and reducing costs for merchants.

Founded in London in 2017, PayQin operates an e-wallet platform with a mobile application featuring a built-in virtual debit card for online payments. It specializes in facilitating cross-border payments for individuals and small to medium-sized enterprises (SMEs), offering low fees, real-time processing, and a user-friendly experience.

Currencii is a FinTech company operating an online currency exchange platform licensed by the Central Bank of Armenia. The company aims to simplify complex financial terminology and make currency management accessible to small and medium-sized enterprises (SMEs). By leveraging technology, Currencii connects buyers directly with sellers of foreign currency, facilitating exchanges outside the traditional banking system. This approach enhances transparency and provides users with greater control over their transactions while reducing costs by eliminating the operational expenses typically associated with conventional consumer banking models.

PayTipTop is a provider of a standalone payment device designed to enhance the payment experience for consumers. The company's device facilitates seamless transactions using contactless bank cards, allowing users to make single-price payments effortlessly. This solution is particularly suited for predefined pricing scenarios such as charity donations, tips in hospitality settings, and payments for meals in restaurants. By focusing on making payments enjoyable and efficient, PayTipTop aims to promote a cashless environment where small cash payments and donations can be executed with ease.

Founded in 2018, JetBeep specializes in transforming traditional cable-based parcel machines into autonomous ones through its innovative microcontroller and software technology. The company's solutions seamlessly integrate with existing locker networks, enabling highly adaptable and rapidly scalable products for clients and courier users.

CoinyPay is a technology company that specializes in chatbot solutions designed for banks and payment service providers. Its primary focus is to simplify the bill payment process through messenger applications, allowing users to make payments with a single tap confirmation. CoinyPay's chatbot automates bill payments, facilitating both secure transactions and the electronic giving of tips. By streamlining these processes, CoinyPay enhances user convenience and reduces the time required for bill payments, making it easier for individuals and institutions to manage their financial obligations efficiently.

Founded in London in 2017, PayQin operates an e-wallet platform with a mobile application featuring a built-in virtual debit card for online payments. It specializes in facilitating cross-border payments for individuals and small to medium-sized enterprises (SMEs), offering low fees, real-time processing, and a user-friendly experience.

LOVAT provides an intuitive online software for e-commerce businesses to manage their sales tax, VAT, and EPR reporting obligations globally. Its platform automates regulatory change tracking, systematized reporting, and maintains auditable records.

SmartBill is a banking API solution for banks and financial institutions. It enables access to the banking and financial data of customers via open banking regulations. Its product line also includes Consent Comes First for consent management, Identity Now for fraud detection and prevention, Affordability Checker for creditworthiness assessment, and Profile 360 for understanding consumer demands.

Welltrado is a global alternative investment marketplace that connects retail and institutional investors with peer-to-peer (P2P) lending and crowdfunding platforms. The company aims to simplify and enhance the investment process by providing a transparent environment where users can buy and sell loans from various providers worldwide. Welltrado enables investors to participate in P2P funds and manage their investment portfolios effectively, fostering accessibility to profitable interest rates. Through its innovative platform, Welltrado strives to make investing straightforward and rewarding for all participants.

Kuan Intelligence Ltd. is a financial technology company based in London, United Kingdom, with a presence in Hong Kong. Established in 2015, it specializes in providing peer-to-peer foreign exchange services tailored for businesses engaged in trade between Europe and Asia. Kuan Intelligence aims to offer a more cost-effective, efficient, and transparent solution for currency transfers, enabling clients to access real exchange rates while minimizing hidden banking fees. The company's services are designed to facilitate cross-border payments with lower fees and faster delivery times, ultimately enhancing the financial operations of businesses involved in international trade. The name "Kuan," which translates to both "money" and "sincere" in Chinese, reflects the company's commitment to delivering honest and straightforward financial solutions.

Estateguru is a Pan-European marketplace facilitating property-backed loans for small and medium enterprises (SMEs), connecting them with global investors. It offers a seamless, cross-border digital service, bypassing traditional financial institutions.

Brickflow is a development finance search engine based in the UK, designed to streamline the process of finding and accessing development finance opportunities. It focuses on providing users with a tailored experience, enabling them to discover relevant financial options efficiently. By aggregating various data sources, Brickflow simplifies the search for development finance, making it accessible to a wider audience. The platform's user-friendly interface facilitates a quick and effective exploration of financing options, helping users navigate the complexities of development finance with ease. With a commitment to enhancing the discovery process, Brickflow positions itself as a valuable resource for individuals and businesses seeking development finance solutions.