Startup Wise Guys

Epoint is a digital payment aggregator and e-commerce platform based in Azerbaijan, designed to assist small and medium-sized entrepreneurs in accepting bank card payments seamlessly and without additional costs or technical expertise. The platform offers a range of features, including downloadable financial reports, transaction logs, a multilingual interface, and tools for QR and invoice payments, facilitating a comprehensive online payment experience for businesses. Epoint has established significant partnerships, notably with Visa and BDO, and has garnered recognition in various international startup competitions, including being a runner-up at the Takeoff competition in 2022 and a semi-finalist at the Astana Hub Battle. As the first fintech company in Azerbaijan to receive a "Startup Certificate" from the Ministry of Economy, Epoint benefits from a three-year exemption from income tax, underscoring its innovative role in the financial technology landscape of the region.

Epoint is a digital payment aggregator and e-commerce platform based in Azerbaijan, designed to assist small and medium-sized entrepreneurs in accepting bank card payments seamlessly and without additional costs or technical expertise. The platform offers a range of features, including downloadable financial reports, transaction logs, a multilingual interface, and tools for QR and invoice payments, facilitating a comprehensive online payment experience for businesses. Epoint has established significant partnerships, notably with Visa and BDO, and has garnered recognition in various international startup competitions, including being a runner-up at the Takeoff competition in 2022 and a semi-finalist at the Astana Hub Battle. As the first fintech company in Azerbaijan to receive a "Startup Certificate" from the Ministry of Economy, Epoint benefits from a three-year exemption from income tax, underscoring its innovative role in the financial technology landscape of the region.

Zerek.ai is a company that specializes in transforming banks into highly customized, AI-driven interactive applications, focusing primarily on mobile-first banking and fintech solutions. Founded in 2020 and headquartered in Astana, Kazakhstan, Zerek.ai provides a data-driven personalization platform that empowers banks to integrate their data effectively. The platform enables banks to create rich audience segments and engage consumers across multiple channels, including in-app notifications, SMS, email, and advertisements. Through its automated segmentation and targeting features, Zerek.ai facilitates real-time, personalized marketing campaigns, analytics, and insights, helping clients enhance their data-driven operations and optimize customer engagement.

Currencii is a FinTech company operating an online currency exchange platform licensed by the Central Bank of Armenia. The company aims to simplify complex financial terminology and make currency management accessible to small and medium-sized enterprises (SMEs). By leveraging technology, Currencii connects buyers directly with sellers of foreign currency, facilitating exchanges outside the traditional banking system. This approach enhances transparency and provides users with greater control over their transactions while reducing costs by eliminating the operational expenses typically associated with conventional consumer banking models.