Quona Capital

Enza is a financial services company that specializes in providing innovative payment solutions. With a focus on fostering financial inclusion and encouraging the digitization of payments, Enza aims to serve the vibrant fintech and payments ecosystem in Africa. The company offers a rich API environment, allowing clients to focus on solving business challenges without the need to invest in complex payment infrastructure. Enza's services are designed to meet the needs of African banks and fintech companies, supporting the continent's growing ecommerce and digital payments sector.

Finmo offers a cloud-based platform streamlining global payments and financial operations. It enables businesses to manage cross-border payments, hold funds in multiple currencies, automate cash flow forecasting, and expand into new markets with ease.

Neofin develops AI-powered software for B2B payments workflows. It automates and streamlines financial processes, transforming how companies manage accounts receivable and billing. The platform offers multiple payment methods, reduced transactional fees, automated personalized billing, and real-time reconciliation.

Khazna is a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of the population who are active smartphone users but lack access to traditional banking. The company offers a range of services, including General Purpose Credit, Buy Now Pay Later (BNPL), bill payment, savings, and insurance. Additionally, Khazna enables employers to provide cash advances to employees for unforeseen emergencies and facilitates seamless transfers and withdrawals without transaction fees. By focusing on digitizing cash transactions, Khazna aims to provide convenient, effective, and secure smartphone-based financial solutions, thereby improving the overall financial landscape in Egypt and potentially beyond.

Zinc Money provides fast and secure international money transfers, specializing in helping students and individuals send money from India. With the convenience of UPI integration, users can now transfer funds abroad effortlessly. Zinc Money offers quick and affordable money transfer solutions for education, travel, and everyday expenses with transparent fees and strong security. Whether you need to send money internationally or manage global transactions, Zinc simplifies the process, making it an ideal choice for users transferring money from India.

OCTA is a company that specializes in optimizing cash flow and simplifying payment processes for businesses, particularly small and medium enterprises (SMEs). The OCTA platform offers an automated system for collecting invoices, which facilitates timely payments between business-to-business clients. By providing real-time insights and seamless integrations, OCTA allows companies to manage their invoices and follow up on payments with ease. This enables SMEs to focus on their growth while benefiting from improved financial management and easier access to financing solutions. Through its innovative approach, OCTA serves as a comprehensive command center for B2B payments and finance.

International Payments Identity(IPiD) is a international payments addressing platform that provide solutions to validate bank account of the payee and fetch his banking information by mapping proxies with bank account details.

Addi is a technology company that provides consumer credit and point-of-sale financing solutions. Its application enables customers to apply for credit at the moment of purchase at partner retailers and to pay for purchases in interest-free installments, supporting affordable financing for shopping needs and expanding digital commerce.

Pave Bank is a pioneering financial institution that offers a multi-asset and programmable banking platform designed to empower businesses with comprehensive global banking solutions. By connecting to the global financial landscape, Pave Bank provides a range of business banking products, including multi-currency operating accounts, global payments, and treasury management services. This integrated approach enables businesses to manage their financial operations efficiently and effectively, catering to their diverse banking needs in an increasingly interconnected world.

Destaxa is an integrated financial management platform that simplifies the tracking of business transactions for small and medium entrepreneurs. By auditing each transaction and optimizing fees, the company enhances clients' relationships with credit card machines and aids in recovering amounts due. Destaxa aims to eliminate the complexities of financial management, allowing clients to avoid cumbersome Excel spreadsheets and bureaucratic processes. Its automatic routing solutions enable merchants to work seamlessly with multiple payment acquirers and accept various payment networks, ensuring cost-efficient payment methods for each transaction. Overall, Destaxa provides a practical, safe, and efficient solution that allows entrepreneurs to focus on their core business activities with greater transparency and confidence.

Power is a platform that provides financial services to employees and gig workers across sub-Saharan Africa. They enable individuals to access earned wages, loans, insurance, payments, and savings so they can live with dignity, reduce financial-related stress, and take control of their financial well-being.

Revio was founded in 2020 to help businesses collect more revenue, through reducing payment failures and recovering lost revenue. Through a single API, we optimise merchants’ payment stacks with locally-optimised payment methods and smart payment routing, failover, and retries. We understand that there is more to getting paid than accepting payments, and believe that how you engage customers when trying to collect a failed payment is as important as when you are trying to acquire them. Our Recovery solution builds on this insight, empowering businesses with data-driven omnichannel interaction workflows to recover at-risk revenue from their customers. Today, we’re helping some of Africa's largest brands and fastest-growing startups increase their revenue through increased payment success rates, customer retention, and lifetime value. Locally grounded but globally relevant, we aim to be the go-to revenue recovery and growth partner for businesses across emerging markets.

Destaxa is an integrated financial management platform that simplifies the tracking of business transactions for small and medium entrepreneurs. By auditing each transaction and optimizing fees, the company enhances clients' relationships with credit card machines and aids in recovering amounts due. Destaxa aims to eliminate the complexities of financial management, allowing clients to avoid cumbersome Excel spreadsheets and bureaucratic processes. Its automatic routing solutions enable merchants to work seamlessly with multiple payment acquirers and accept various payment networks, ensuring cost-efficient payment methods for each transaction. Overall, Destaxa provides a practical, safe, and efficient solution that allows entrepreneurs to focus on their core business activities with greater transparency and confidence.

Founded in 2021, Mewt is an Indian fintech company that simplifies business banking for Micro, Small, and Medium Enterprises (MSMEs). It aggregates accounts from state-run banks, private banks, and neo banks into a single account, enabling fast transfers and QR code-based payments.

Khazna is a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of the population who are active smartphone users but lack access to traditional banking. The company offers a range of services, including General Purpose Credit, Buy Now Pay Later (BNPL), bill payment, savings, and insurance. Additionally, Khazna enables employers to provide cash advances to employees for unforeseen emergencies and facilitates seamless transfers and withdrawals without transaction fees. By focusing on digitizing cash transactions, Khazna aims to provide convenient, effective, and secure smartphone-based financial solutions, thereby improving the overall financial landscape in Egypt and potentially beyond.

Klar is a digital platform offering deposit and credit services. It provides instant credit, no-commission cashback, and withdrawal services via a card and mobile app, presenting secure, low-cost alternatives to traditional credit services.

VertoFX Ltd is a London-based business-to-business currency exchange marketplace that facilitates international transactions for companies. Established in 2017, VertoFX provides a platform that offers access to exotic and foreign currencies, alongside online payment services that streamline the process of making payments to overseas suppliers. The company’s software includes tools for liquidity and price discovery, enabling businesses to manage significant revenue flows efficiently. By specializing in the needs of international businesses, VertoFX helps clients navigate the complexities of currency exchange and global payments.

Addi is a technology company that provides consumer credit and point-of-sale financing solutions. Its application enables customers to apply for credit at the moment of purchase at partner retailers and to pay for purchases in interest-free installments, supporting affordable financing for shopping needs and expanding digital commerce.

Global66 operates an international online payment platform that facilitates money transfers for customers. Founded in 2017 and headquartered in Santiago, Chile, with additional offices in London and Lima, the company provides a variety of services, including a multicurrency wallet, peer-to-peer payments, and zero cross-border fees. Its platform supports transactions such as payments to Google, loans between subsidiaries, and business-to-business services, catering primarily to clients and businesses in Latin American countries. By offering competitive rates and fast remittance options, Global66 aims to simplify international financial transactions for its users.

Yoco is an African technology company that enables entrepreneurs and small businesses to accept secure payments online and in person through a single platform. Its product ecosystem includes payments, lending, and business software.

Klar is a digital platform offering deposit and credit services. It provides instant credit, no-commission cashback, and withdrawal services via a card and mobile app, presenting secure, low-cost alternatives to traditional credit services.

Finja is a digital payments solutions provider based in Lahore, Pakistan, focused on delivering innovative financial services in emerging markets. Founded by experienced professionals from the tech and banking sectors, the company leverages over 40 years of expertise to drive digital transformation in the payments landscape. Finja's offerings include a digital payment platform that facilitates online money transactions, alongside services such as business process management and digital marketing campaigns. The company emphasizes retail-led marketing and merchandising, enhancing the user experience across various channels, including mobile and e-commerce. By building robust payment ecosystems, Finja aims to simplify money transfers and cash transactions for individuals and businesses alike.

Addi is a technology company that provides consumer credit and point-of-sale financing solutions. Its application enables customers to apply for credit at the moment of purchase at partner retailers and to pay for purchases in interest-free installments, supporting affordable financing for shopping needs and expanding digital commerce.

Finja is a digital payments solutions provider based in Lahore, Pakistan, focused on delivering innovative financial services in emerging markets. Founded by experienced professionals from the tech and banking sectors, the company leverages over 40 years of expertise to drive digital transformation in the payments landscape. Finja's offerings include a digital payment platform that facilitates online money transactions, alongside services such as business process management and digital marketing campaigns. The company emphasizes retail-led marketing and merchandising, enhancing the user experience across various channels, including mobile and e-commerce. By building robust payment ecosystems, Finja aims to simplify money transfers and cash transactions for individuals and businesses alike.

Klar is a digital platform offering deposit and credit services. It provides instant credit, no-commission cashback, and withdrawal services via a card and mobile app, presenting secure, low-cost alternatives to traditional credit services.

Addi is a technology company that provides consumer credit and point-of-sale financing solutions. Its application enables customers to apply for credit at the moment of purchase at partner retailers and to pay for purchases in interest-free installments, supporting affordable financing for shopping needs and expanding digital commerce.

Founded in Brazil in 2016, Neon is a leading fintech offering digital banking services. It provides debit and credit cards with no annual fees, personal loans, payroll loans, investments, cashback on debit transactions, and various payment methods. Neon also supports micro-entrepreneurs through MEI Fácil. With over 15 million customers and 1600 employees, Neon has seen significant revenue growth.

Finja is a digital payments solutions provider based in Lahore, Pakistan, focused on delivering innovative financial services in emerging markets. Founded by experienced professionals from the tech and banking sectors, the company leverages over 40 years of expertise to drive digital transformation in the payments landscape. Finja's offerings include a digital payment platform that facilitates online money transactions, alongside services such as business process management and digital marketing campaigns. The company emphasizes retail-led marketing and merchandising, enhancing the user experience across various channels, including mobile and e-commerce. By building robust payment ecosystems, Finja aims to simplify money transfers and cash transactions for individuals and businesses alike.

Klar is a digital platform offering deposit and credit services. It provides instant credit, no-commission cashback, and withdrawal services via a card and mobile app, presenting secure, low-cost alternatives to traditional credit services.

Yoco is an African technology company that enables entrepreneurs and small businesses to accept secure payments online and in person through a single platform. Its product ecosystem includes payments, lending, and business software.

Founded in 2012, Azimo is a London-based digital money transfer network that enables users to send money internationally via its mobile apps or web platform. It offers fast, secure, and low-cost transfers to bank accounts or over 270,000 cash pick-up points worldwide.

Founded in Brazil in 2016, Neon is a leading fintech offering digital banking services. It provides debit and credit cards with no annual fees, personal loans, payroll loans, investments, cashback on debit transactions, and various payment methods. Neon also supports micro-entrepreneurs through MEI Fácil. With over 15 million customers and 1600 employees, Neon has seen significant revenue growth.

Yoco is an African technology company that enables entrepreneurs and small businesses to accept secure payments online and in person through a single platform. Its product ecosystem includes payments, lending, and business software.

Coins.ph is a blockchain-based financial platform that provides a mobile wallet enabling consumers and small businesses to access a suite of digital financial services. The wallet supports transfers, bill payments, mobile top-ups, and the buying and selling of cryptocurrencies, along with merchant payments and ATM cash pickup. The platform aims to simplify financial transactions by leveraging mobile devices and blockchain technology, delivering direct access to digital payments, remittance services, and online shopping. Founded in 2014, Coins.ph is based in Pasig City, Philippines.

Founded in 2009, Zoona is a mobile technology company that provides safe and reliable financial services to underserved communities across Africa. It offers products such as money transfers, electronic voucher payments, and agent payments through its interoperable distribution network. With operations in Zambia, Malawi, Mozambique, and support offices in South Africa, Zoona has processed over $2 billion in transactions since inception.

Founded in 2012, Azimo is a London-based digital money transfer network that enables users to send money internationally via its mobile apps or web platform. It offers fast, secure, and low-cost transfers to bank accounts or over 270,000 cash pick-up points worldwide.

Tiaxa is a company that specializes in providing innovative financial services aimed at enhancing financial inclusion through mobile technology. It offers a unique solution by delivering over 2 million Nano-Credits daily in 14 countries, including Argentina, Bangladesh, and Mexico. These Nano-Credits serve as small loans, allowing prepaid mobile subscribers to access airtime or cash via mobile money, enabling them to complete calls, send messages, or engage in data transactions even when their prepaid balance is depleted. In addition to its lending services, Tiaxa supports the mobile telecommunications sector by offering infrastructure and revenue enhancement services, which improve the management of prepaid user bases and boost revenues for operators such as China Telecom and Telefónica Movistar.

Founded in 2009, Zoona is a mobile technology company that provides safe and reliable financial services to underserved communities across Africa. It offers products such as money transfers, electronic voucher payments, and agent payments through its interoperable distribution network. With operations in Zambia, Malawi, Mozambique, and support offices in South Africa, Zoona has processed over $2 billion in transactions since inception.

GloboKasNet is a multibank payment network based in Peru. The company offers transaction, processing, and settlement services to low income urban and rural clients of banks, microfinance institutions and commercial wholesalers. GloboKasNet was launched in 2007.