Quona Capital

Belvo is an open finance API platform founded in 2019 and headquartered in Mexico City. The company enables financial innovators to connect their users' accounts to various applications, facilitating the access and interpretation of financial data in a straightforward and scalable manner. Belvo's platform allows developers to gain insights into user behavior and manage financial transactions efficiently, thus helping businesses to streamline operations and create new revenue opportunities through a unified open finance solution.

Ideem is a cybersecurity company specializing in two-factor authentication (2FA) solutions that are universal, automatic, and silent.

Enza is a financial services company that specializes in providing innovative payment solutions. With a focus on fostering financial inclusion and encouraging the digitization of payments, Enza aims to serve the vibrant fintech and payments ecosystem in Africa. The company offers a rich API environment, allowing clients to focus on solving business challenges without the need to invest in complex payment infrastructure. Enza's services are designed to meet the needs of African banks and fintech companies, supporting the continent's growing ecommerce and digital payments sector.

Finmo is a developer of a cloud-native financial payment platform that aims to simplify global payments and financial operations for businesses of all sizes. Its integrated platform facilitates cross-border payments, manages multi-currency funds, and automates cash flow, allowing users to hold, pay, and receive funds in multiple currencies from a single account. By connecting directly to local endpoints across key markets, Finmo enables businesses to access relevant payment methods that enhance growth, speed, convenience, and cost-efficiency. The platform's user-friendly interface and APIs support companies in optimizing operations, entering new markets, and scaling effectively, all while maintaining real-time expense tracking and cash flow forecasting capabilities.

Neofin is a developer of an AI-powered B2B payments platform that enhances accounts receivable and billing processes for businesses. By automating and streamlining financial workflows, Neofin transforms how companies manage payments and invoices. The platform provides various payment methods and offers features such as reduced transactional fees, automated and personalized billing, and real-time reconciliation. These capabilities allow finance teams to save time and make informed decisions, ultimately optimizing their financial operations.

Kanastra is a technology-driven company specializing in back-office solutions for alternative investments, particularly in private credit and private equity. It has developed an asset management platform aimed at addressing inefficiencies in the securitization market. The platform provides a range of services, including banking, debt issuance, bookkeeping, distribution, and passive management, while also offering real-time analytics and structured data. This allows investors and originators to streamline their investment processes, reducing friction and minimizing the time required for transactions. Kanastra's focus on leveraging technology enhances the overall investment experience, facilitating more effective decision-making in the alternative investment landscape.

Khazna is a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of the population who are active smartphone users but lack access to traditional banking. The company offers a range of services, including General Purpose Credit, Buy Now Pay Later (BNPL), bill payment, savings, and insurance. Additionally, Khazna enables employers to provide cash advances to employees for unforeseen emergencies and facilitates seamless transfers and withdrawals without transaction fees. By focusing on digitizing cash transactions, Khazna aims to provide convenient, effective, and secure smartphone-based financial solutions, thereby improving the overall financial landscape in Egypt and potentially beyond.

Bureau is a no-code identity and risk orchestration platform that helps businesses mitigate friction and fraud in customer interactions. It specializes in automating decisions for onboarding trustworthy customers while enhancing security and user experiences. The platform employs real-time insights, instant logins, and risk profiling to streamline authentication and hasten the onboarding process. Bureau offers a comprehensive suite of solutions, including customer onboarding, account monitoring, device intelligence, behavioral biometrics, and transaction monitoring, providing extensive protection throughout the customer journey. Its innovative Identity Bureau Network leverages contextual data to generate actionable insights, allowing businesses to make informed decisions regarding digital identities while improving KYC compliance and fraud prevention in the mobile domain.

Prima consolidates and solves the metal-mechanical manufacturing needs of industrial and commercial companies. We specialize in supplying materials, designing and manufacturing finished parts, components, and structures, and executing high-tonnage projects that require specialized engineering. Our processes, engineering, technology, and network allow our clients to achieve better prices, quality, and OTIF rates.

Solvento is a fintech company that provides a digital financial platform specifically designed for the trucking industry. The company develops a payment and credit infrastructure that enables truckers to access credit lines and automate payment processing. By integrating with transportation management systems, GPS, and enterprise resource planning systems, Solvento enhances operational efficiency and liquidity for its clients. This platform allows truckers to finance invoices immediately upon delivery of goods, alleviating cash flow challenges and enabling them to focus on their operations and growth. Overall, Solvento aims to strengthen the supply chain by offering reliable, flexible, and user-friendly financial tools tailored to the needs of the trucking sector.

Equal Identity operates as an ID-sharing platform.

Zinc Money provides fast and secure international money transfers, specializing in helping students and individuals send money from India. With the convenience of UPI integration, users can now transfer funds abroad effortlessly. Zinc Money offers quick and affordable money transfer solutions for education, travel, and everyday expenses with transparent fees and strong security. Whether you need to send money internationally or manage global transactions, Zinc simplifies the process, making it an ideal choice for users transferring money from India.

CXC enables private debt transaction in Latin America.

OCTA is a company that specializes in optimizing cash flow and simplifying payment processes for businesses, particularly small and medium enterprises (SMEs). The OCTA platform offers an automated system for collecting invoices, which facilitates timely payments between business-to-business clients. By providing real-time insights and seamless integrations, OCTA allows companies to manage their invoices and follow up on payments with ease. This enables SMEs to focus on their growth while benefiting from improved financial management and easier access to financing solutions. Through its innovative approach, OCTA serves as a comprehensive command center for B2B payments and finance.

Broom is a company that specializes in providing short-term loans to automobile dealers. The platform allows dealers to use their car inventories as collateral for these loans. This service enables dealers to access necessary funding, conduct car auctions, and sell vehicles efficiently within the marketplace. By leveraging Broom's services, automotive businesses can enhance their operations, ensuring a steady supply of vehicles and fostering growth in their showroom activities.

Finkargo is a financial services company based in Bogota, Colombia, that specializes in trade financing for small and medium-sized enterprises (SMEs). Established in 2021, Finkargo aims to facilitate the growth of these businesses by providing logistical and technological support tailored to their needs. The company offers an import financing platform that features an automated credit scoring model, enabling SMEs to access necessary capital and streamline their logistics and financing processes. By prioritizing fair pricing and aligning its services with the realities of its clients, Finkargo helps small and medium-sized importers increase sales and manage logistics effectively.

Onsurity operates as an employee healthcare platform, offering businesses a monthly membership that bundles group health insurance with tech-driven benefits such as discounted medicine orders, health check-ups, fitness rewards, teleconsultation services, and more. This platform aims to simplify healthtech and employee benefits for small and medium-sized enterprises (SMEs) and startups, enhancing employee wellness through technology-oriented alternatives.

Franq is a Brazilian fintech company that operates a comprehensive platform connecting consumers and small to medium-sized enterprises with a diverse range of financial products and services. By aggregating offerings from 50 financial institutions, Franq enables over 7,000 independent brokers, known as Personal Bankers, to act as intermediaries in this multi-sided marketplace. The platform facilitates the independence and autonomy of these financial professionals, allowing them to provide transparency and choice to their clients. Customers can access and compare financial products from banks, fintechs, and insurance companies, selecting options that best meet their individual or business needs, thereby streamlining the financial decision-making process.

Sukhiba is a decentralized community-based commerce platform that focuses on enhancing customer engagement through conversational commerce. It provides businesses with tools designed to facilitate interactions via WhatsApp, allowing for efficient management of customer relationships. The platform enables companies to send notifications, process orders, and streamline operations, ultimately supporting growth in sales. By leveraging conversational technology, Sukhiba aims to create a more interactive and responsive shopping experience for both businesses and their customers.

Caliza is focused on creating a global financial infrastructure that facilitates seamless commerce by removing borders. The company enables businesses to provide instant cross-border settlement and regulated digital dollar accounts to their customers. By leveraging stablecoins, Caliza's platform allows for efficient and cost-effective transactions, supporting various use cases such as international supplier payments and corporate fund transfers. This infrastructure empowers merchant settlement providers to move funds across borders with ease, thereby enhancing access to the US economy for its clients.

Monkey Exchange, founded in 2016 and headquartered in Sao Paulo, Brazil, operates an online platform designed to facilitate the exchange of receivables. The company focuses on providing financial solutions to medium and small businesses in Brazil by reducing their cost of capital. It achieves this by connecting suppliers within multinational groups' supply chains with investors, creating a competitive environment that benefits both parties. Suppliers gain access to financing at lower costs, while investors secure better returns.

Arya.ag is India's largest grain commerce platform, designed to connect sellers and buyers of agricultural produce while ensuring quality, quantity, and payment security. Catering to a diverse clientele that includes farmers, farmer producer organizations, financial institutions, SME agri-processors, commodity traders, and corporate agribusinesses, Arya.ag plays a vital role in the agricultural value chain. Its comprehensive platform offers a range of post-harvest services, including warehousing, warehouse receipt financing, rural storage discovery, collateral management, and market linkages, which facilitate the hygienic preservation of various crops, fruits, and vegetables. With access to over 11,000 commodity storage points across India, Arya.ag provides year-round supply assurance to its clients, along with embedded financing options to support agricultural operations.

Shivalik Small Finance Bank is a technology-driven financial institution that aims to serve small and underserved customer segments by offering digitally focused and affordable banking products. Utilizing a cloud-based architecture powered by Infosys Finacle Core Banking and Digital Banking Suite, the bank delivers services with agility and efficiency. It is integrated with all retail payment platforms, including UPI, IMPS, NEFT, and RTGS, and is a direct member of the National Financial Switch. As of March 31, 2021, Shivalik Small Finance Bank had a deposit base of Rs 1245 Crores and total advances of Rs 805 Crores, serving over 4.5 lakh unique customers, including 15,000 self-help groups. The bank operates through 31 branches and over 250 banking agents across Uttar Pradesh, Madhya Pradesh, Delhi, and Uttarakhand. Additionally, it acts as a corporate agent for various insurance products from reputable companies such as New India Assurance and Bajaj Allianz.

International Payments Identity(IPiD) is a international payments addressing platform that provide solutions to validate bank account of the payee and fetch his banking information by mapping proxies with bank account details.

Kanastra is a technology-driven company specializing in back-office solutions for alternative investments, particularly in private credit and private equity. It has developed an asset management platform aimed at addressing inefficiencies in the securitization market. The platform provides a range of services, including banking, debt issuance, bookkeeping, distribution, and passive management, while also offering real-time analytics and structured data. This allows investors and originators to streamline their investment processes, reducing friction and minimizing the time required for transactions. Kanastra's focus on leveraging technology enhances the overall investment experience, facilitating more effective decision-making in the alternative investment landscape.

Turno is a fintech startup that provides electric vehicle solutions for operators and owners. It helps commercial vehicle operators make the switch to EVs. Turno accomplishes this by offering a diverse range of vehicles from partner OEMs, affordable financing, and battery value guarantees to ensure the best possible return on investment for EV owners. Turno's mission in India is to convert gasoline miles to electric miles. The startup sells EVs manufactured by various brands both online and in physical stores, as well as providing financing options and buying back used batteries.

Addi is a technology company that specializes in providing credit and banking solutions, focusing on point-of-sale lending. Its application enables users to apply for credit at the moment of purchase in partner stores, facilitating a buy now, pay later option with interest-free installment payments. This service promotes digital commerce by allowing consumers to access fast and affordable financing for their shopping needs, thereby enhancing the purchasing experience while supporting retailers in boosting sales.

Upswing Financial Technologies is a business-to-business ecosystem enabler in the open finance sector. The company develops a financial technology platform that offers integrated APIs for financial products. It focuses on providing differentiated fintech solutions that empower financial institutions by ensuring secure business processes and compliance. Upswing enables consumer companies to connect directly with banks, facilitating the delivery of financial services to their customers. Through its innovative approach, the company aims to streamline and enhance the financial services landscape.

Pave Bank is a pioneering financial institution that offers a multi-asset and programmable banking platform designed to empower businesses with comprehensive global banking solutions. By connecting to the global financial landscape, Pave Bank provides a range of business banking products, including multi-currency operating accounts, global payments, and treasury management services. This integrated approach enables businesses to manage their financial operations efficiently and effectively, catering to their diverse banking needs in an increasingly interconnected world.

Solvento is a fintech company that provides a digital financial platform specifically designed for the trucking industry. The company develops a payment and credit infrastructure that enables truckers to access credit lines and automate payment processing. By integrating with transportation management systems, GPS, and enterprise resource planning systems, Solvento enhances operational efficiency and liquidity for its clients. This platform allows truckers to finance invoices immediately upon delivery of goods, alleviating cash flow challenges and enabling them to focus on their operations and growth. Overall, Solvento aims to strengthen the supply chain by offering reliable, flexible, and user-friendly financial tools tailored to the needs of the trucking sector.

Destaxa is an integrated financial management platform that simplifies the tracking of business transactions for small and medium entrepreneurs. By auditing each transaction and optimizing fees, the company enhances clients' relationships with credit card machines and aids in recovering amounts due. Destaxa aims to eliminate the complexities of financial management, allowing clients to avoid cumbersome Excel spreadsheets and bureaucratic processes. Its automatic routing solutions enable merchants to work seamlessly with multiple payment acquirers and accept various payment networks, ensuring cost-efficient payment methods for each transaction. Overall, Destaxa provides a practical, safe, and efficient solution that allows entrepreneurs to focus on their core business activities with greater transparency and confidence.

Finkargo is a financial services company based in Bogota, Colombia, that specializes in trade financing for small and medium-sized enterprises (SMEs). Established in 2021, Finkargo aims to facilitate the growth of these businesses by providing logistical and technological support tailored to their needs. The company offers an import financing platform that features an automated credit scoring model, enabling SMEs to access necessary capital and streamline their logistics and financing processes. By prioritizing fair pricing and aligning its services with the realities of its clients, Finkargo helps small and medium-sized importers increase sales and manage logistics effectively.

Onsurity operates as an employee healthcare platform, offering businesses a monthly membership that bundles group health insurance with tech-driven benefits such as discounted medicine orders, health check-ups, fitness rewards, teleconsultation services, and more. This platform aims to simplify healthtech and employee benefits for small and medium-sized enterprises (SMEs) and startups, enhancing employee wellness through technology-oriented alternatives.

Alami is a licensed peer-to-peer lending platform based in Jakarta, Indonesia, established in 2019. It focuses on providing financing to micro, small, and medium-sized enterprises through the principles of sharia finance. The platform connects lenders with funding recipients in a fair and transparent manner, facilitating access to financial resources aligned with Islamic values. Alami's technology analyzes numerous data points to offer meaningful insights into sharia financing, helping enterprises reduce transaction costs and improve their access to funding from various Islamic financial institutions. The company's mission is to foster a sustainable economic ecosystem for the Muslim community, enabling them to thrive in accordance with their values.

ZestMoney is a consumer lending fintech company founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman. The company offers a digital lending platform that enables retail consumers to access small loans through Equated Monthly Installments (EMIs) without the requirement of a credit card or credit score. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney aims to democratize access to financing for millions of Indian consumers. The platform utilizes AI and machine learning for effective risk profiling, allowing clients to build their credit profiles and improve their credit scores. ZestMoney collaborates with various financial institutions and non-banking financial companies to facilitate these loans, thereby enhancing financial inclusion.

Bureau is a no-code identity and risk orchestration platform that helps businesses mitigate friction and fraud in customer interactions. It specializes in automating decisions for onboarding trustworthy customers while enhancing security and user experiences. The platform employs real-time insights, instant logins, and risk profiling to streamline authentication and hasten the onboarding process. Bureau offers a comprehensive suite of solutions, including customer onboarding, account monitoring, device intelligence, behavioral biometrics, and transaction monitoring, providing extensive protection throughout the customer journey. Its innovative Identity Bureau Network leverages contextual data to generate actionable insights, allowing businesses to make informed decisions regarding digital identities while improving KYC compliance and fraud prevention in the mobile domain.

Kanastra is a technology-driven company specializing in back-office solutions for alternative investments, particularly in private credit and private equity. It has developed an asset management platform aimed at addressing inefficiencies in the securitization market. The platform provides a range of services, including banking, debt issuance, bookkeeping, distribution, and passive management, while also offering real-time analytics and structured data. This allows investors and originators to streamline their investment processes, reducing friction and minimizing the time required for transactions. Kanastra's focus on leveraging technology enhances the overall investment experience, facilitating more effective decision-making in the alternative investment landscape.

Nocnoc is a cross-border e-commerce platform based in Montevideo, Uruguay, established in 2017. The company facilitates international trade by connecting global sellers with Latin American marketplaces, allowing them to enhance their sales volumes in the region. Nocnoc offers integrated logistics and targeted marketing services, creating a seamless shopping experience for customers regardless of the product's origin. By leveraging advanced technology and a team of local experts, Nocnoc helps sellers optimize pricing and conversion rates, enabling them to access multiple marketplaces through a single platform. This approach empowers sellers worldwide to reach millions of Latin American consumers each month efficiently.

Broom is a company that specializes in providing short-term loans to automobile dealers. The platform allows dealers to use their car inventories as collateral for these loans. This service enables dealers to access necessary funding, conduct car auctions, and sell vehicles efficiently within the marketplace. By leveraging Broom's services, automotive businesses can enhance their operations, ensuring a steady supply of vehicles and fostering growth in their showroom activities.

Turno is a fintech startup that provides electric vehicle solutions for operators and owners. It helps commercial vehicle operators make the switch to EVs. Turno accomplishes this by offering a diverse range of vehicles from partner OEMs, affordable financing, and battery value guarantees to ensure the best possible return on investment for EV owners. Turno's mission in India is to convert gasoline miles to electric miles. The startup sells EVs manufactured by various brands both online and in physical stores, as well as providing financing options and buying back used batteries.

LulaLend is more than a company. It’s a belief in the power of small business, making a difference, building a better solution and striving for excellence. We work hard to empower businesses across South Africa with the funds they need to grow, and we have a great time doing it!

Twinco Capital is a financial services company based in Alcobendas, Spain, that specializes in providing innovative financing solutions for the supply chain industry. Founded in 2016, Twinco offers a comprehensive supply chain finance platform that addresses the full production cycle, from purchase orders to final invoice payments. The company connects suppliers, both large and small, with affordable funding options while also assisting buyers in establishing competitive and socially responsible supply chains. By leveraging advanced supply chain analytics and embedding environmental, social, and governance (ESG) metrics into its financing programs, Twinco aims to create a more equitable landscape for small and medium-sized enterprises in global trade. Through its unique approach, Twinco is committed to fostering inclusive growth and enhancing the sustainability of global supply chain practices.

Kanastra is a technology-driven company specializing in back-office solutions for alternative investments, particularly in private credit and private equity. It has developed an asset management platform aimed at addressing inefficiencies in the securitization market. The platform provides a range of services, including banking, debt issuance, bookkeeping, distribution, and passive management, while also offering real-time analytics and structured data. This allows investors and originators to streamline their investment processes, reducing friction and minimizing the time required for transactions. Kanastra's focus on leveraging technology enhances the overall investment experience, facilitating more effective decision-making in the alternative investment landscape.

Power is a platform that provides financial services to employees and gig workers across sub-Saharan Africa. They enable individuals to access earned wages, loans, insurance, payments, and savings so they can live with dignity, reduce financial-related stress, and take control of their financial well-being.

NeoGrowth is a non-banking financial company based in Mumbai, Maharashtra, founded in 2011 by Dhruv Khaitan and Piyush Khaitan. The company specializes in providing financial solutions tailored to the needs of small and medium-sized businesses in India that engage in retail activities, including the sale of apparel, consumer electronics, footwear, handicrafts, and various services such as restaurants, beauty salons, and health centers. NeoGrowth offers term working capital loans and inventory financing against future credit and debit card sales, enabling merchants to access credit facilities with ease. Through its services, NeoGrowth aims to support the growth and operational needs of small businesses, facilitating their access to essential financial resources.

ORDA is a cloud-based restaurant operating system built for African chefs and food business owners. ORDA's ePos, integrations, and lending solutions enable Africa’s millions of food business owners to scale and grow their business. The company was founded in 2020 and is based in Lagos, Nigeria.

Revio was founded in 2020 to help businesses collect more revenue, through reducing payment failures and recovering lost revenue. Through a single API, we optimise merchants’ payment stacks with locally-optimised payment methods and smart payment routing, failover, and retries. We understand that there is more to getting paid than accepting payments, and believe that how you engage customers when trying to collect a failed payment is as important as when you are trying to acquire them. Our Recovery solution builds on this insight, empowering businesses with data-driven omnichannel interaction workflows to recover at-risk revenue from their customers. Today, we’re helping some of Africa's largest brands and fastest-growing startups increase their revenue through increased payment success rates, customer retention, and lifetime value. Locally grounded but globally relevant, we aim to be the go-to revenue recovery and growth partner for businesses across emerging markets.

Shivalik Small Finance Bank is a technology-driven financial institution that aims to serve small and underserved customer segments by offering digitally focused and affordable banking products. Utilizing a cloud-based architecture powered by Infosys Finacle Core Banking and Digital Banking Suite, the bank delivers services with agility and efficiency. It is integrated with all retail payment platforms, including UPI, IMPS, NEFT, and RTGS, and is a direct member of the National Financial Switch. As of March 31, 2021, Shivalik Small Finance Bank had a deposit base of Rs 1245 Crores and total advances of Rs 805 Crores, serving over 4.5 lakh unique customers, including 15,000 self-help groups. The bank operates through 31 branches and over 250 banking agents across Uttar Pradesh, Madhya Pradesh, Delhi, and Uttarakhand. Additionally, it acts as a corporate agent for various insurance products from reputable companies such as New India Assurance and Bajaj Allianz.

Pillow is a crypto investment startup that accelerates the adoption of crypto services in emerging economies. Its platform helps generate downside-protected interest on crypto assets by investing in curated, actively managed Defi strategies. The company aims to make participation in DeFi as simple as possible, by abstracting out all technical, security, and strategic concerns and allowing users to earn high yields on their holdings with a simple click. Pillow was founded in 2021 by Arindam Roy, Rajath KM, and Kartik Mishra.

Franq is a Brazilian fintech company that operates a comprehensive platform connecting consumers and small to medium-sized enterprises with a diverse range of financial products and services. By aggregating offerings from 50 financial institutions, Franq enables over 7,000 independent brokers, known as Personal Bankers, to act as intermediaries in this multi-sided marketplace. The platform facilitates the independence and autonomy of these financial professionals, allowing them to provide transparency and choice to their clients. Customers can access and compare financial products from banks, fintechs, and insurance companies, selecting options that best meet their individual or business needs, thereby streamlining the financial decision-making process.

Alami is a licensed peer-to-peer lending platform based in Jakarta, Indonesia, established in 2019. It focuses on providing financing to micro, small, and medium-sized enterprises through the principles of sharia finance. The platform connects lenders with funding recipients in a fair and transparent manner, facilitating access to financial resources aligned with Islamic values. Alami's technology analyzes numerous data points to offer meaningful insights into sharia financing, helping enterprises reduce transaction costs and improve their access to funding from various Islamic financial institutions. The company's mission is to foster a sustainable economic ecosystem for the Muslim community, enabling them to thrive in accordance with their values.

Solvento is a fintech company that provides a digital financial platform specifically designed for the trucking industry. The company develops a payment and credit infrastructure that enables truckers to access credit lines and automate payment processing. By integrating with transportation management systems, GPS, and enterprise resource planning systems, Solvento enhances operational efficiency and liquidity for its clients. This platform allows truckers to finance invoices immediately upon delivery of goods, alleviating cash flow challenges and enabling them to focus on their operations and growth. Overall, Solvento aims to strengthen the supply chain by offering reliable, flexible, and user-friendly financial tools tailored to the needs of the trucking sector.

Majoo is a Software-as-a-Service provider based in Jakarta, Indonesia, focused on delivering digital solutions for small and medium-sized enterprises (SMEs). Founded in 2019, the company offers a platform that connects SMEs to a comprehensive digital ecosystem, facilitating sales growth and customer outreach. By leveraging digital applications, Majoo empowers businesses to enhance their operations and drive expansion, ultimately fostering entrepreneurship and contributing to the acceleration of the digital economy.

Kanastra is a technology-driven company specializing in back-office solutions for alternative investments, particularly in private credit and private equity. It has developed an asset management platform aimed at addressing inefficiencies in the securitization market. The platform provides a range of services, including banking, debt issuance, bookkeeping, distribution, and passive management, while also offering real-time analytics and structured data. This allows investors and originators to streamline their investment processes, reducing friction and minimizing the time required for transactions. Kanastra's focus on leveraging technology enhances the overall investment experience, facilitating more effective decision-making in the alternative investment landscape.

ORDA is a cloud-based restaurant operating system built for African chefs and food business owners. ORDA's ePos, integrations, and lending solutions enable Africa’s millions of food business owners to scale and grow their business. The company was founded in 2020 and is based in Lagos, Nigeria.

Sava is a multi-management platform focused on business spending and financial control. It offers an unlimited number of virtual cards, allowing companies to manage their expenses efficiently. The platform integrates automated accounting reconciliation and utilizes business accounting software to help organizations maintain precise oversight of their finances. By classifying transactions and streamlining the reconciliation process, Sava enables businesses to optimize their financial management and supports their growth with essential tools and credit solutions.

Fisdom is a prominent digital wealth platform in India that provides a diverse array of financial products and services tailored for retail and mass affluent customers. The company offers a comprehensive suite of options, including stocks, mutual funds, pension funds, sovereign bonds, insurance, and tax services, positioning itself as a one-stop solution for financial needs. Fisdom has transformed the wealthtech landscape by implementing a B2B2C distribution model through strategic partnerships with leading banks, granting it access to a vast customer base exceeding 400 million. The platform integrates seamlessly into the mobile banking applications of partner banks, enhancing user experience through a hybrid model that combines digital and assisted service options. With an active customer base of 1.2 million, a significant portion of which is from tier 2 and tier 3 cities, Fisdom has established itself as a key player in the financial services sector. The company's achievements have been recognized through various awards, underscoring its impact and innovation in the industry.

MoHash is a decentralized finance (DeFi) platform that facilitates investment in private debt markets within fast-growing economies. It achieves this by leveraging stablecoins and issuing fungible tokens that represent claims on diversified, risk-managed debt pools. The platform aims to provide investors with sustainable, scalable, and stable high yields while protecting their interests through financial regulation.

Turno is a fintech startup that provides electric vehicle solutions for operators and owners. It helps commercial vehicle operators make the switch to EVs. Turno accomplishes this by offering a diverse range of vehicles from partner OEMs, affordable financing, and battery value guarantees to ensure the best possible return on investment for EV owners. Turno's mission in India is to convert gasoline miles to electric miles. The startup sells EVs manufactured by various brands both online and in physical stores, as well as providing financing options and buying back used batteries.

Destaxa is an integrated financial management platform that simplifies the tracking of business transactions for small and medium entrepreneurs. By auditing each transaction and optimizing fees, the company enhances clients' relationships with credit card machines and aids in recovering amounts due. Destaxa aims to eliminate the complexities of financial management, allowing clients to avoid cumbersome Excel spreadsheets and bureaucratic processes. Its automatic routing solutions enable merchants to work seamlessly with multiple payment acquirers and accept various payment networks, ensuring cost-efficient payment methods for each transaction. Overall, Destaxa provides a practical, safe, and efficient solution that allows entrepreneurs to focus on their core business activities with greater transparency and confidence.

Mewt is an Indian fintech company established in 2021, headquartered in Bangalore. It specializes in streamlining business banking for Micro, Small, and Medium Enterprises (MSMEs) by consolidating accounts from various banks—state-run, private, and neo—into a single account. Mewt facilitates swift transfers and QR code-based payments with no delays, aiming to simplify financial management for MSMEs.

Finkargo is a financial services company based in Bogota, Colombia, that specializes in trade financing for small and medium-sized enterprises (SMEs). Established in 2021, Finkargo aims to facilitate the growth of these businesses by providing logistical and technological support tailored to their needs. The company offers an import financing platform that features an automated credit scoring model, enabling SMEs to access necessary capital and streamline their logistics and financing processes. By prioritizing fair pricing and aligning its services with the realities of its clients, Finkargo helps small and medium-sized importers increase sales and manage logistics effectively.

Khazna is a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of the population who are active smartphone users but lack access to traditional banking. The company offers a range of services, including General Purpose Credit, Buy Now Pay Later (BNPL), bill payment, savings, and insurance. Additionally, Khazna enables employers to provide cash advances to employees for unforeseen emergencies and facilitates seamless transfers and withdrawals without transaction fees. By focusing on digitizing cash transactions, Khazna aims to provide convenient, effective, and secure smartphone-based financial solutions, thereby improving the overall financial landscape in Egypt and potentially beyond.

Nocnoc is a cross-border e-commerce platform based in Montevideo, Uruguay, established in 2017. The company facilitates international trade by connecting global sellers with Latin American marketplaces, allowing them to enhance their sales volumes in the region. Nocnoc offers integrated logistics and targeted marketing services, creating a seamless shopping experience for customers regardless of the product's origin. By leveraging advanced technology and a team of local experts, Nocnoc helps sellers optimize pricing and conversion rates, enabling them to access multiple marketplaces through a single platform. This approach empowers sellers worldwide to reach millions of Latin American consumers each month efficiently.

Wasoko is an e-commerce platform that connects small retail shops in Africa to the digital economy, enhancing their access to essential goods and services. By facilitating seamless transactions, the platform allows informal retailers to conveniently order products via SMS or a mobile app, ensuring they receive free same-day delivery to their stores. This approach not only simplifies the sourcing process for shopkeepers but also helps manufacturers maintain consistent product availability for consumers. Through this model, Wasoko aims to boost sales and market coverage for companies operating in emerging markets, thereby fostering trade and economic growth across the continent.

Castia is a Latin American proptech company that facilitates seamless home transitions for homeowners by leveraging their existing home equity. The company offers services that include providing mortgage loans to cover down payments for new homes while assisting clients in selling their previous properties. This approach allows homeowners to move into their desired residences without the immediate burden of down payments, streamlining the process and enhancing the overall experience of transitioning to a new home. Through its innovative solutions, Castia aims to simplify the complexities of real estate transactions in the region.

Broom is a company that specializes in providing short-term loans to automobile dealers. The platform allows dealers to use their car inventories as collateral for these loans. This service enables dealers to access necessary funding, conduct car auctions, and sell vehicles efficiently within the marketplace. By leveraging Broom's services, automotive businesses can enhance their operations, ensuring a steady supply of vehicles and fostering growth in their showroom activities.

PT. Julo Teknologi Perdana operates a mobile application that offers affordable unsecured personal loans to smartphone users, primarily targeting the underbanked population in Indonesia. The platform connects borrowers with institutional lenders, facilitating a streamlined loan application process that allows users to submit personal documents digitally and receive funds within a day after successful verification. Utilizing machine learning, the company assesses borrowers' creditworthiness to determine interest rates and credit limits. JULO promotes responsible borrowing by rewarding positive behavior with cashback bonuses and offering lower interest rates for reliable customers. Founded in 2016 and based in South Jakarta, JULO aims to provide low-cost loan products while maintaining economic viability for its lending partners.

Majoo is a Software-as-a-Service provider based in Jakarta, Indonesia, focused on delivering digital solutions for small and medium-sized enterprises (SMEs). Founded in 2019, the company offers a platform that connects SMEs to a comprehensive digital ecosystem, facilitating sales growth and customer outreach. By leveraging digital applications, Majoo empowers businesses to enhance their operations and drive expansion, ultimately fostering entrepreneurship and contributing to the acceleration of the digital economy.

Arya.ag is India's largest grain commerce platform, designed to connect sellers and buyers of agricultural produce while ensuring quality, quantity, and payment security. Catering to a diverse clientele that includes farmers, farmer producer organizations, financial institutions, SME agri-processors, commodity traders, and corporate agribusinesses, Arya.ag plays a vital role in the agricultural value chain. Its comprehensive platform offers a range of post-harvest services, including warehousing, warehouse receipt financing, rural storage discovery, collateral management, and market linkages, which facilitate the hygienic preservation of various crops, fruits, and vegetables. With access to over 11,000 commodity storage points across India, Arya.ag provides year-round supply assurance to its clients, along with embedded financing options to support agricultural operations.

Arya Collateral Warehousing Services Private Limited specializes in post-harvest services that support the agricultural value chain. The company offers a range of storage and logistics solutions, including warehousing, fumigation, quality testing, and port handling. It also provides stock audits for commodity loans and cash credit, as well as procurement facilitation services that assist with on-field farmer procurement and export assistance. Additionally, Arya offers consulting services focused on the post-harvest value chain, farm linkages, and commodity-based finance. The company caters to a diverse clientele, including farmers, farmer producer organizations, processors, financial institutions, agri-corporations, international buyers, and development actors. Established in 1982, Arya Collateral Warehousing Services is headquartered in Noida, India.

Guru is a financial application aimed at young Brazilian investors, dedicated to simplifying the investment process. The platform provides a range of financial tools, including real-time profitability monitoring, market quotes, graphs, news, and various indicators. By offering these resources, Guru enables users to easily navigate and invest in different financial instruments, making investing more accessible and intuitive for its audience.

Klar is a digital financial platform focused on providing deposit and credit services to customers in Mexico. The company operates as a challenger bank, offering instant credit, as well as cashback and withdrawal services without commissions, through its card and mobile application. By leveraging technology, Klar aims to deliver secure and cost-effective alternatives to traditional credit and debt services, catering to the evolving needs of its users.

KoinWorks is a prominent financial technology company in Indonesia, recognized for its innovative approach to financial services. It operates a peer-to-peer lending platform that facilitates connections between investors and borrowers, offering loans for various purposes, including business ventures, healthcare needs, and educational pursuits. KoinWorks aims to provide accessible and affordable financial solutions through a comprehensive app that allows users to manage both assets and liabilities in one place. The company has received accolades for its contributions to financial innovation, including the Asian Banker Financial Innovation Award in 2019 for its lending services. Through its efficient online system, KoinWorks seeks to enhance financial inclusivity and empower individuals and businesses in their financial journeys.

Rupifi is a Bengaluru-based digital platform established in 2020 by Ankit Singh, Anubhav Jain, and Jawaid Iqbal. It specializes in providing loans, working capital, and payment services tailored for small businesses. The company aims to facilitate financial management for these enterprises through flexible credit options based on their credit scores, along with buy now pay later services and automated reconciliations.

SB NRI is a fintech company that provides investment and advisory services as well as one-stop platform to NRIs all over the world.

Facily is a social commerce marketplace operating in Latin America that focuses on low-ticket items, aiming to provide competitive pricing and efficient logistics to lower-income neighborhoods. The platform offers a unique shopping experience by allowing users to purchase products together with friends, directly from producers and manufacturers. It incorporates gamification elements, such as quizzes and games, to enhance engagement and incentivizes users through rewards for inviting others. Additionally, Facily promotes community buying by collaborating with local leaders and influencers, fostering a sense of connection among users while enabling them to access goods at better rates with fast delivery.

Bureau is a no-code identity and risk orchestration platform that helps businesses mitigate friction and fraud in customer interactions. It specializes in automating decisions for onboarding trustworthy customers while enhancing security and user experiences. The platform employs real-time insights, instant logins, and risk profiling to streamline authentication and hasten the onboarding process. Bureau offers a comprehensive suite of solutions, including customer onboarding, account monitoring, device intelligence, behavioral biometrics, and transaction monitoring, providing extensive protection throughout the customer journey. Its innovative Identity Bureau Network leverages contextual data to generate actionable insights, allowing businesses to make informed decisions regarding digital identities while improving KYC compliance and fraud prevention in the mobile domain.

Tarfin is a digital agricultural platform that aims to enhance the financial accessibility of farmers and retailers in Europe. Utilizing advanced technology and data science, the company offers a fintech lending solution that provides competitive credit terms for agricultural inputs. Its platform employs big data analytics and machine learning to compare prices of essential farm products, including fertilizers, seeds, medicines, equipment, and feed. By showcasing low-cost alternatives and various payment schemes, Tarfin empowers farmers to acquire necessary inputs at more affordable prices, thereby supporting their operational efficiency and financial sustainability.

RentOk is a technology company that has developed a vertical SaaS platform aimed at automating the rental process for property owners and tenants. The platform offers a comprehensive solution that streamlines tenant onboarding, rent collection, and complaint resolution, enhancing the overall rental experience. With features that facilitate marketing and booking, RentOk enables hostel and PG operators to improve their conversion rates while providing millennial tenants with an efficient way to manage their rental obligations. Additionally, the platform connects users with relevant financial products such as insurance and rental advances, empowering both owners and tenants to automate management tasks and collaborate effectively on rental decisions.

Facily is a social commerce marketplace operating in Latin America that focuses on low-ticket items, aiming to provide competitive pricing and efficient logistics to lower-income neighborhoods. The platform offers a unique shopping experience by allowing users to purchase products together with friends, directly from producers and manufacturers. It incorporates gamification elements, such as quizzes and games, to enhance engagement and incentivizes users through rewards for inviting others. Additionally, Facily promotes community buying by collaborating with local leaders and influencers, fostering a sense of connection among users while enabling them to access goods at better rates with fast delivery.

Ula is a technology-driven distribution and credit marketplace application that focuses on supporting micro, small, and medium enterprises in Indonesia. Founded in 2020 and headquartered in Jakarta, with additional offices in Bengaluru and Singapore, Ula provides a B2B marketplace designed specifically for small retailers. The platform enables these retailers to access a diverse range of products at competitive prices while managing their inventory and supply chain more effectively. Ula offers favorable payment terms and working capital solutions, allowing store owners to stock only the inventory they need and ultimately enhance their profitability. By leveraging technology, Ula addresses key challenges in traditional retail, ensuring that small businesses can thrive in a rapidly evolving digital marketplace.

VertoFX Ltd is a London-based business-to-business currency exchange marketplace that facilitates international transactions for companies. Established in 2017, VertoFX provides a platform that offers access to exotic and foreign currencies, alongside online payment services that streamline the process of making payments to overseas suppliers. The company’s software includes tools for liquidity and price discovery, enabling businesses to manage significant revenue flows efficiently. By specializing in the needs of international businesses, VertoFX helps clients navigate the complexities of currency exchange and global payments.

Caliza is focused on creating a global financial infrastructure that facilitates seamless commerce by removing borders. The company enables businesses to provide instant cross-border settlement and regulated digital dollar accounts to their customers. By leveraging stablecoins, Caliza's platform allows for efficient and cost-effective transactions, supporting various use cases such as international supplier payments and corporate fund transfers. This infrastructure empowers merchant settlement providers to move funds across borders with ease, thereby enhancing access to the US economy for its clients.

Capiter is a B2B e-commerce marketplace based in Cairo, Egypt, that connects small businesses, vendors, wholesalers, and FMCGs on a single platform. Founded in 2019, the company streamlines the supply chain by allowing merchants to order products online and access on-demand credit facilities. Capiter facilitates immediate payment to suppliers for goods sold to buyers, thereby mitigating collection and credit risks. By leveraging advanced technology and machine learning, it enhances operational efficiency and data accuracy across the supply chain. This approach not only supports small businesses in increasing sales and expanding their customer base but also improves cash flow management.

Addi is a technology company that specializes in providing credit and banking solutions, focusing on point-of-sale lending. Its application enables users to apply for credit at the moment of purchase in partner stores, facilitating a buy now, pay later option with interest-free installment payments. This service promotes digital commerce by allowing consumers to access fast and affordable financing for their shopping needs, thereby enhancing the purchasing experience while supporting retailers in boosting sales.

Founded in Thailand in 2017, Sunday is the first full-stack InsurTech group adopting data models and technology to offer multiple insurance products and services across the entire customer journey. The company provides auto insurance, health insurance, and travel insurance. Sunday reinvents the entire insurance offering and experience to ensure that customers' needs are met anytime, anywhere.

Kovi is a digital car rental company headquartered in São Paulo, Brazil, that operates primarily in Brazil and Mexico. Founded in 2018, Kovi provides an online platform designed to serve rideshare and delivery drivers, promoting safer, more affordable, and accessible mobility solutions for millions. The company employs an asset-light model by collaborating with automakers and traditional car rental firms, allowing it to offer flexible and convenient on-demand rental services. Kovi's technology-driven approach enhances the travel experience for users, catering to the evolving needs of the modern commute.

Alami is a licensed peer-to-peer lending platform based in Jakarta, Indonesia, established in 2019. It focuses on providing financing to micro, small, and medium-sized enterprises through the principles of sharia finance. The platform connects lenders with funding recipients in a fair and transparent manner, facilitating access to financial resources aligned with Islamic values. Alami's technology analyzes numerous data points to offer meaningful insights into sharia financing, helping enterprises reduce transaction costs and improve their access to funding from various Islamic financial institutions. The company's mission is to foster a sustainable economic ecosystem for the Muslim community, enabling them to thrive in accordance with their values.

Onsurity operates as an employee healthcare platform, offering businesses a monthly membership that bundles group health insurance with tech-driven benefits such as discounted medicine orders, health check-ups, fitness rewards, teleconsultation services, and more. This platform aims to simplify healthtech and employee benefits for small and medium-sized enterprises (SMEs) and startups, enhancing employee wellness through technology-oriented alternatives.

Global66 operates an international online payment platform that facilitates money transfers for customers. Founded in 2017 and headquartered in Santiago, Chile, with additional offices in London and Lima, the company provides a variety of services, including a multicurrency wallet, peer-to-peer payments, and zero cross-border fees. Its platform supports transactions such as payments to Google, loans between subsidiaries, and business-to-business services, catering primarily to clients and businesses in Latin American countries. By offering competitive rates and fast remittance options, Global66 aims to simplify international financial transactions for its users.

Yoco Technologies, based in Cape Town, South Africa, specializes in streamlining commerce between buyers and sellers. It offers a mobile point-of-sale solution that enables businesses to accept secure payments online and offline through a unified platform. This platform also includes lending and business software services, catering to over 300,000 small businesses annually, processing billions of dollars in transactions. Yoco aims to enhance the customer experience by reducing wait times and simplifying payment processes for both buyers and sellers.

Klar is a digital financial platform focused on providing deposit and credit services to customers in Mexico. The company operates as a challenger bank, offering instant credit, as well as cashback and withdrawal services without commissions, through its card and mobile application. By leveraging technology, Klar aims to deliver secure and cost-effective alternatives to traditional credit and debt services, catering to the evolving needs of its users.

Finja is a digital payments solutions provider based in Lahore, Pakistan, focused on delivering innovative financial services in emerging markets. Founded by experienced professionals from the tech and banking sectors, the company leverages over 40 years of expertise to drive digital transformation in the payments landscape. Finja's offerings include a digital payment platform that facilitates online money transactions, alongside services such as business process management and digital marketing campaigns. The company emphasizes retail-led marketing and merchandising, enhancing the user experience across various channels, including mobile and e-commerce. By building robust payment ecosystems, Finja aims to simplify money transfers and cash transactions for individuals and businesses alike.

Addi is a technology company that specializes in providing credit and banking solutions, focusing on point-of-sale lending. Its application enables users to apply for credit at the moment of purchase in partner stores, facilitating a buy now, pay later option with interest-free installment payments. This service promotes digital commerce by allowing consumers to access fast and affordable financing for their shopping needs, thereby enhancing the purchasing experience while supporting retailers in boosting sales.

Rupifi is a Bengaluru-based digital platform established in 2020 by Ankit Singh, Anubhav Jain, and Jawaid Iqbal. It specializes in providing loans, working capital, and payment services tailored for small businesses. The company aims to facilitate financial management for these enterprises through flexible credit options based on their credit scores, along with buy now pay later services and automated reconciliations.

Monkey is a platform that uses technology to connect buyers, suppliers, and financial institutions.

Monkey Exchange, founded in 2016 and headquartered in Sao Paulo, Brazil, operates an online platform designed to facilitate the exchange of receivables. The company focuses on providing financial solutions to medium and small businesses in Brazil by reducing their cost of capital. It achieves this by connecting suppliers within multinational groups' supply chains with investors, creating a competitive environment that benefits both parties. Suppliers gain access to financing at lower costs, while investors secure better returns.

Ula is a technology-driven distribution and credit marketplace application that focuses on supporting micro, small, and medium enterprises in Indonesia. Founded in 2020 and headquartered in Jakarta, with additional offices in Bengaluru and Singapore, Ula provides a B2B marketplace designed specifically for small retailers. The platform enables these retailers to access a diverse range of products at competitive prices while managing their inventory and supply chain more effectively. Ula offers favorable payment terms and working capital solutions, allowing store owners to stock only the inventory they need and ultimately enhance their profitability. By leveraging technology, Ula addresses key challenges in traditional retail, ensuring that small businesses can thrive in a rapidly evolving digital marketplace.

CowryWise is a FinTech company based in Lagos, Nigeria, that provides a personal finance platform aimed at automating savings and investments for users across the country. The platform allows users to automatically transfer funds from their bank accounts into CowryWise accounts on a daily, weekly, or monthly basis. These savings are then invested in risk-free instruments such as treasury bills and government bonds, earning interest daily. CowryWise focuses on democratizing access to premium financial services by offering them at low rates, thereby enhancing financial inclusion. Through technology and investment management, the company delivers wealth management and financial planning services, along with free wealth advisory and consumer education, enabling customers to achieve their financial goals in a secure and straightforward manner.