Presto Ventures

Pibox is a cloud-based messenger application founded in 2014 and headquartered in Kyiv, Ukraine. It facilitates seamless communication and file sharing for users on both mobile and web platforms, allowing for the storage, management, and synchronization of files in the cloud. The platform is particularly beneficial for music producers, offering features like time-stamped audio commenting, high-resolution audio streaming for live collaboration, and internal messaging. Additionally, Pibox serves as a content collaboration tool that streamlines the review and discussion of creative materials such as music, video, and images, ultimately improving the efficiency of the content production process.

Zypl.ai leverages generative artificial intelligence to enhance financial inclusion in emerging and frontier markets. Its software-as-a-service (SaaS) solution allows banks and microfinance institutions to underwrite loans accurately and instantly, even for individuals with limited or no credit history. By utilizing synthetically generated data and simulating extreme market conditions, zypl.ai's approach ensures stability and adaptability in volatile environments. The platform assesses various factors, including social and demographic information, device metadata, psychometrics, and macroeconomic indicators, to inform credit decisions. Customized AI models align with the risk appetite of each enterprise partner, and integration options are flexible, accommodating both cloud and on-premise deployments. Zypl.ai prioritizes compliance with regulatory standards by employing explainable AI models that provide transparency in decision-making. Since launching its beta, the company has secured ten enterprise clients across Central Asia, underwriting over $9 million in loans with a remarkably low portfolio-at-risk rate. With plans to expand into new markets in MENA, Southeast Asia, and Eastern Europe, zypl.ai is positioned for significant growth in the fintech sector.

Pibox is a cloud-based messenger application founded in 2014 and headquartered in Kyiv, Ukraine. It facilitates seamless communication and file sharing for users on both mobile and web platforms, allowing for the storage, management, and synchronization of files in the cloud. The platform is particularly beneficial for music producers, offering features like time-stamped audio commenting, high-resolution audio streaming for live collaboration, and internal messaging. Additionally, Pibox serves as a content collaboration tool that streamlines the review and discussion of creative materials such as music, video, and images, ultimately improving the efficiency of the content production process.