Portage Ventures

Alpaca is an embedded financial technologies platform that provides real-time market data, crypto and stock investing, and end-to-end brokerage infrastructure via modern APIs. It serves hundreds of global applications and businesses, with tens of thousands of active developers.

Founded in 2017, Marshmallow operates as an innovative motor vehicle insurance company based in London. It specializes in providing car insurance products tailored for residents moving out of the United Kingdom, aiming to deliver an exceptional customer experience through its control over the entire value chain.

Bloomo Securities is a software company that specializes in the development of smart and fun investment apps.

Pearler is an investing platform that simplifies personal investing and helps users pursue long-term financial goals. Founded in 2018 in Sydney, Australia, Pearler provides a low-cost brokerage that enables investment in international stocks and ETF portfolios. The platform includes auto-invest, strategy comparison, and progress tracking, allowing individuals to monitor performance and adjust plans. Pearler emphasizes accessibility and community support to assist ordinary investors in becoming successful long-term participants in the markets. By consolidating personal finance tools in one place, Pearler aims to be a practical solution for managing investments and achieving financial independence over time.

LeapXpert is a developer of a business communication platform that facilitates secure and compliant messaging for enterprises. Its Federated Messaging Orchestration Platform (FMOP) enables organizations to integrate consumer messaging applications into their critical business processes. This platform allows employees and clients to communicate through their preferred messaging apps while maintaining a centralized source for management and oversight. LeapXpert addresses the compliance and regulatory challenges associated with the increasing use of messaging applications in business, providing accessible digital records of all interactions. The platform enhances communication between employees, clients, suppliers, and other stakeholders, thereby elevating messaging to a formal business communication channel akin to traditional calling or emailing. With a client base that includes several of the world's top global banks, LeapXpert serves tens of thousands of users across various industries.

1Money Network is a technology company that operates a blockchain-based payment network. It facilitates fast, secure, and low-cost transactions using stablecoins, supporting multiple currencies and interoperability with other blockchains and wallets. The platform offers instant transaction finality and fixed low fees, making it an efficient solution for businesses and consumers seeking to make stablecoin payments.

Midas is Turkey’s largest retail investing app, offering Turkish and U.S. equities at low commissions. We provide the most seamless user experience for investing in equities.

Belong, a revolutionary wealth-building platform. Belong strives to make wealth-building opportunities available to a broader market, with a concentration on professionally employed millennials.

Agio Ratings Ltd is a specialized financial services firm focusing on the digital asset market. It provides a suite of services, including credit ratings, risk analysis, and due diligence, to help businesses and investors navigate the complexities and risks associated with digital assets. The company's team of experts uses advanced technology and industry knowledge to assess the creditworthiness of digital asset exchanges, brokers, custodians, lenders, and stablecoins, enabling clients to make informed investment decisions and safeguard their capital. Agio Ratings Ltd is committed to delivering valuable, data-driven insights to support the long-term success of its clients in the digital asset space.

Benepass, Inc. is a benefits administration platform that provides startups and small companies with a comprehensive solution for managing and distributing employee perks and benefits. Founded in 2019 and based in New York, Benepass offers a smart debit card and a mobile app, allowing employers to deliver tax-advantaged employee benefits and wellness perks. The platform is designed to enhance flexibility and ease of use, enabling employers to set personalized wellness policies and distribute funds through various methods, including prepaid debit cards, mobile wallets, reimbursements, and a marketplace. By integrating with payroll systems, Benepass streamlines the onboarding and offboarding processes, ensuring tax compliance while also improving employee engagement. The company's focus on financial technology allows it to facilitate the delivery of global benefits tailored to individual employee needs.

ZILO is transforming global asset management by replacing outdated technology with its innovative platform. It unifies transfer agency, fund platforms, and fund accounting into a single solution, reducing costs, risk, and user friction. ZILO's experienced team aims to become the market leader in global asset management.

KOHO Financial Inc. is a financial technology company founded in 2014 and headquartered in Toronto, Canada. The company offers a digital banking platform that provides low-cost banking services through a prepaid, reloadable Visa-backed debit card and a user-friendly mobile application. This platform enables customers to conduct day-to-day banking operations and includes features such as financial goal setting, cash flow projections, group spending management, and detailed spending insights. By equipping users with these tools, KOHO aims to simplify money management and enhance the overall banking experience for its customers.

Lopay is a fintech platform that provides payment tools for small businesses worldwide, enabling them to accept payments via mobile devices, payment stickers, or card readers. It aims to deliver faster and cheaper cashless transactions and immediate access to funds, giving users greater control and flexibility over their earnings.

ThetaRay Ltd. is a technology company that specializes in big data analytics solutions, leveraging artificial intelligence and machine learning to enhance financial security. Founded in 2012 and headquartered in Hod HaSharon, Israel, with additional offices in key global locations, the company focuses on developing a transaction monitoring platform aimed at detecting early signs of money laundering and other illicit activities. Its software solutions encompass anti-money laundering, fraud detection, and cyber security, providing financial institutions and critical infrastructure sectors with tools to identify anomalies in real-time, manage risks, and uncover operational issues. By utilizing advanced algorithms, ThetaRay enhances operational efficiency and protects clients against emerging threats, ultimately facilitating the detection of fraud and the identification of growth opportunities.

P97 Networks provides cloud-based mobile commerce and digital marketing solutions for the convenience retail and fuels marketing industry through its PetroZone platform. The platform enables mobile shopping experiences, access to lower fuel prices, and opt-in personalized digital offers for in-store purchases, connecting consumers with fueling merchants and convenience stores across a broad partner ecosystem that includes oil company payment networks, merchants, consumer goods companies, automotive firms, and banks. The company’s technology links millions of mobile devices and connected cars with identity and geolocation services to help operators attract and retain customers. Its mobility platform also includes electric vehicle charging and mobile payment acceptance for daily commuters, serving convenience retailers, utilities, energy companies, and auto manufacturers. The company has strategic partnerships with ZipLine and Phillips 66 and is based in Houston, Texas.

Conquest Planning is a FinTech company founded in 2018 and headquartered in Winnipeg, Canada. It offers an online platform that democratizes access to personalized financial advice for individuals and institutions. The platform combines an AI‑powered planning engine with co‑planning tools and seamless integration into existing systems, enabling banks, wealth‑management firms and other financial institutions to deliver scalable, efficient, and tailored financial planning services.

Liquidly is a financial technology company that provides a marketplace and infrastructure to bring liquidity to illiquid assets in private markets. The platform uses technology-driven solutions to enable efficient trading, pricing, and investment opportunities for investors seeking exposure to illiquid assets.

Nesto Inc. is a Montreal-based mortgage broker founded in 2017. The company focuses on providing financial and mortgage advice, covering various aspects of property-related lending, including help-to-buy, buy-to-let, and affordable housing schemes. Nesto aims to deliver a transparent and empowering property financing experience by utilizing advanced technology to quickly screen the market for affordable mortgage options. Its commission-free experts offer unbiased support throughout the entire process, helping homebuyers make informed financing and property decisions. Through its innovative approach, Nesto seeks to simplify the mortgage process from start to finish.

OatFi provides the end-to-end infrastructure for B2B payment platforms to embed and monetize working capital tools.

Kontempo is a B2B payments platform tailored for Mexico's industrial sector. It enables wholesalers, manufacturers, and distributors to offer flexible payment terms, including credit and installments, to their customers via user-friendly software powered by advanced APIs and AI-driven risk models.

Pearler is an investing platform that simplifies personal investing and helps users pursue long-term financial goals. Founded in 2018 in Sydney, Australia, Pearler provides a low-cost brokerage that enables investment in international stocks and ETF portfolios. The platform includes auto-invest, strategy comparison, and progress tracking, allowing individuals to monitor performance and adjust plans. Pearler emphasizes accessibility and community support to assist ordinary investors in becoming successful long-term participants in the markets. By consolidating personal finance tools in one place, Pearler aims to be a practical solution for managing investments and achieving financial independence over time.

Getquin is a financial technology company that offers a comprehensive platform for investors to manage and track their entire net worth in one location. The platform is designed to facilitate the creation and management of exchange-traded fund portfolios, allowing users to analyze their assets and make informed investment decisions. By providing tools to monitor investments continuously, Getquin fosters a community of like-minded investors, enhancing the decision-making process through shared insights and information. This integrated approach aims to empower individuals to take control of their financial futures.

TheGuarantors is a FinTech company that delivers risk and financial solutions for the real estate ecosystem. It operates a rental coverage platform that acts as a financing tool for tenants to replace traditional security deposits with a small annual fee, while providing landlords with the protection they require. By removing the upfront deposit barrier, the platform helps tenants unfreeze capital and access rental opportunities more affordably and with less friction. The company leverages data and industry expertise in real estate, risk, and finance to streamline leasing, reduce risk for landlords, and expand access to rental housing. The platform serves landlords, leasing staff, brokers, renters, and tenants by improving efficiency in the leasing process and facilitating smoother tenant-screening and cash flow management.

Tallied is a fintech infrastructure company that specializes in providing a comprehensive, cloud-native platform for credit card program management. With an API-first approach, Tallied enables fintechs, banks, and embedded finance customers to build, launch, and scale both consumer and corporate credit card programs. The platform offers a range of services, including application processing, credit underwriting, issuance processing, and digital programmable rewards, all integrated into a single infrastructure. This allows brands, vertical SaaS companies, marketplaces, and financial institutions to efficiently manage secure credit card offerings while enhancing cardholder servicing. By streamlining the complexities of credit card program management, Tallied supports its clients in delivering tailored financial solutions.

Haruko is a platform designed for institutional investors seeking secure and compliant trading of digital assets. Founded by experienced traders and engineers from traditional and digital asset markets, Haruko aims to bridge institutions with the blockchain world through intuitive, robust services.

Atomic FI is a technology company that builds digital financial products designed to improve consumer engagement in financial services. It aims to launch a series of products, starting with a balance transfer solution for credit cards, home equity lines of credit, and potentially auto loans, all focused on delivering a streamlined user experience and solving friction for financial institutions and fintechs. Its platform enables users to connect their payroll accounts using payroll credentials, reducing fraud and manual processes through multi-step verification, allowing employees and businesses to conduct secure banking transactions efficiently. The system accelerates payoff times by four to five times and emphasizes a user-centered design that prioritizes speed and ease of use.

LoanStreet operates an online platform that facilitates efficient syndication of loans for credit unions, banks, and direct lenders. Founded in 2013, it automates and standardizes the process from origination to maturity, enabling lenders and investors to buy, sell, and manage loans directly through its platform.

OatFi provides the end-to-end infrastructure for B2B payment platforms to embed and monetize working capital tools.

KOHO Financial Inc. is a financial technology company founded in 2014 and headquartered in Toronto, Canada. The company offers a digital banking platform that provides low-cost banking services through a prepaid, reloadable Visa-backed debit card and a user-friendly mobile application. This platform enables customers to conduct day-to-day banking operations and includes features such as financial goal setting, cash flow projections, group spending management, and detailed spending insights. By equipping users with these tools, KOHO aims to simplify money management and enhance the overall banking experience for its customers.

Tuum is a cloud-native banking platform that is spearheading the next generation of digital innovation in the financial services industry. Built around a microservices architecture, the platform consists of flexible and independent modules covering all retail and business banking capabilities. The platform is API-based for quick and easy integration and can run on all major cloud providers, as well as on private clouds. Founded by a team of banking and technology experts in 2019, Tuum combines technological excellence with in-depth banking knowledge and packages it into a sophisticated, cutting-edge platform. Tuum currently employs over 60 people with offices in Tallinn, Berlin and Malaga.

Atomic FI is a technology company that builds digital financial products designed to improve consumer engagement in financial services. It aims to launch a series of products, starting with a balance transfer solution for credit cards, home equity lines of credit, and potentially auto loans, all focused on delivering a streamlined user experience and solving friction for financial institutions and fintechs. Its platform enables users to connect their payroll accounts using payroll credentials, reducing fraud and manual processes through multi-step verification, allowing employees and businesses to conduct secure banking transactions efficiently. The system accelerates payoff times by four to five times and emphasizes a user-centered design that prioritizes speed and ease of use.

Mirza is a FinTech company that focuses on providing tax-efficient employer stipends to a network of caregivers. Its platform integrates family financial planning and childcare funding, helping organizations enhance their corporate policies related to parental leave, fertility options, and modern parenting advice. By offering these tools, Mirza enables working professionals to navigate their financial responsibilities while supporting their roles as caregivers. The company aims to empower employees by facilitating their financial goals through innovative solutions tailored to the needs of modern families.

Alpaca is an embedded financial technologies platform that provides real-time market data, crypto and stock investing, and end-to-end brokerage infrastructure via modern APIs. It serves hundreds of global applications and businesses, with tens of thousands of active developers.

Moneyworld is an innovative fintech company that combines elements of video games with digital banking services. Users can save money while exploring a virtual world, interacting with characters, and earning daily returns on their savings.

Conquest Planning is a FinTech company founded in 2018 and headquartered in Winnipeg, Canada. It offers an online platform that democratizes access to personalized financial advice for individuals and institutions. The platform combines an AI‑powered planning engine with co‑planning tools and seamless integration into existing systems, enabling banks, wealth‑management firms and other financial institutions to deliver scalable, efficient, and tailored financial planning services.

Nesto Inc. is a Montreal-based mortgage broker founded in 2017. The company focuses on providing financial and mortgage advice, covering various aspects of property-related lending, including help-to-buy, buy-to-let, and affordable housing schemes. Nesto aims to deliver a transparent and empowering property financing experience by utilizing advanced technology to quickly screen the market for affordable mortgage options. Its commission-free experts offer unbiased support throughout the entire process, helping homebuyers make informed financing and property decisions. Through its innovative approach, Nesto seeks to simplify the mortgage process from start to finish.

Synctera Inc. is a digital banking solutions provider based in San Carlos, California, and was incorporated in 2020. The company specializes in offering technology infrastructure, sponsor bank connections, and a compliance framework to facilitate the launch of FinTech and embedded banking products for businesses of all sizes. Synctera’s platform employs a unified set of APIs, allowing companies to efficiently introduce and expand various financial products such as debit cards, bank accounts, charge cards, lines of credit, and money movement services. By examining the specific needs of traditional banks and connecting them with appropriate FinTech firms, Synctera manages relationships and regulatory compliance, enabling regional and community banks to transition to digital operations effectively.

Hapi is a stock trading app that aims to democratize access to the financial markets for consumers in Latin America. It offers a user-friendly platform where individuals can register in just a few minutes and begin trading stocks and exchange-traded funds (ETFs) without incurring any commission fees or minimum investment requirements. Hapi allows users to transfer funds, execute real-time transactions, and monitor their investment returns easily. In addition to traditional stock trading, the platform has expanded its offerings to include the ability to buy, hold, and sell cryptocurrencies, further enhancing its appeal to a diverse range of investors.

Pledg is a provider of instant financing solutions tailored for e-commerce and in-store environments. The company enables merchants to enhance their conversion rates, increase average transaction values, and foster brand loyalty by allowing customers to make purchases immediately and pay later or in installments. Pledg's platform supports an omnichannel approach, featuring easy integration and a high acceptance rate, attributed to a distinctive scoring algorithm. Its offerings include shared payment options for group purchases, installment plans ranging from two to twelve payments without risk to the merchant, and deferred payment arrangements that allow customers to try items at home before committing to payment within 15, 30, or 45 days for the items they choose to keep. Pledg has successfully partnered with over 100 large accounts, many of which generate annual revenues exceeding one billion euros.

Pledg is a provider of instant financing solutions tailored for e-commerce and in-store environments. The company enables merchants to enhance their conversion rates, increase average transaction values, and foster brand loyalty by allowing customers to make purchases immediately and pay later or in installments. Pledg's platform supports an omnichannel approach, featuring easy integration and a high acceptance rate, attributed to a distinctive scoring algorithm. Its offerings include shared payment options for group purchases, installment plans ranging from two to twelve payments without risk to the merchant, and deferred payment arrangements that allow customers to try items at home before committing to payment within 15, 30, or 45 days for the items they choose to keep. Pledg has successfully partnered with over 100 large accounts, many of which generate annual revenues exceeding one billion euros.

KOHO Financial Inc. is a financial technology company founded in 2014 and headquartered in Toronto, Canada. The company offers a digital banking platform that provides low-cost banking services through a prepaid, reloadable Visa-backed debit card and a user-friendly mobile application. This platform enables customers to conduct day-to-day banking operations and includes features such as financial goal setting, cash flow projections, group spending management, and detailed spending insights. By equipping users with these tools, KOHO aims to simplify money management and enhance the overall banking experience for its customers.

Borrowell is a Toronto-based fintech that provides personal loans, unsecured consumer credit and an online lending marketplace. It offers free credit scores, credit education, and weekly monitoring, along with tools such as personalized credit coaching and AI-powered product recommendations to help customers access low-interest loans, manage debt, and improve financial well-being.

Founded in 2015, Albert is a fintech company based in Culver City, California. It offers a mobile platform providing accessible and affordable financial advice through direct chat with experts, personalized financial plans, automated investing, budgeting tools, and features like Albert Instant for paycheck advances.

Clark is a Berlin-based insurance platform that uses technology and insurance expertise to provide transparent, affordable, and comprehensive coverage. The company offers simple, fair, and customer-centric insurance advice and helps users assess their current insurance status through a digital application and website. It automatically proposes optimization opportunities by analyzing policies and searching tariffs from different insurers, enabling users to manage insurance transparently and at low cost. Founded in June 2015 by Dr. Christopher Oster and Steffen Glomb, Clark aims to simplify insurance selection and comparison for individuals by combining digital tools with industry know-how.

Getquin is a financial technology company that offers a comprehensive platform for investors to manage and track their entire net worth in one location. The platform is designed to facilitate the creation and management of exchange-traded fund portfolios, allowing users to analyze their assets and make informed investment decisions. By providing tools to monitor investments continuously, Getquin fosters a community of like-minded investors, enhancing the decision-making process through shared insights and information. This integrated approach aims to empower individuals to take control of their financial futures.

Pearler is an investing platform that simplifies personal investing and helps users pursue long-term financial goals. Founded in 2018 in Sydney, Australia, Pearler provides a low-cost brokerage that enables investment in international stocks and ETF portfolios. The platform includes auto-invest, strategy comparison, and progress tracking, allowing individuals to monitor performance and adjust plans. Pearler emphasizes accessibility and community support to assist ordinary investors in becoming successful long-term participants in the markets. By consolidating personal finance tools in one place, Pearler aims to be a practical solution for managing investments and achieving financial independence over time.

Alpaca is an embedded financial technologies platform that provides real-time market data, crypto and stock investing, and end-to-end brokerage infrastructure via modern APIs. It serves hundreds of global applications and businesses, with tens of thousands of active developers.

Atomic FI is a technology company that builds digital financial products designed to improve consumer engagement in financial services. It aims to launch a series of products, starting with a balance transfer solution for credit cards, home equity lines of credit, and potentially auto loans, all focused on delivering a streamlined user experience and solving friction for financial institutions and fintechs. Its platform enables users to connect their payroll accounts using payroll credentials, reducing fraud and manual processes through multi-step verification, allowing employees and businesses to conduct secure banking transactions efficiently. The system accelerates payoff times by four to five times and emphasizes a user-centered design that prioritizes speed and ease of use.

Founded in 2015, Albert is a fintech company based in Culver City, California. It offers a mobile platform providing accessible and affordable financial advice through direct chat with experts, personalized financial plans, automated investing, budgeting tools, and features like Albert Instant for paycheck advances.

Conquest Planning is a FinTech company founded in 2018 and headquartered in Winnipeg, Canada. It offers an online platform that democratizes access to personalized financial advice for individuals and institutions. The platform combines an AI‑powered planning engine with co‑planning tools and seamless integration into existing systems, enabling banks, wealth‑management firms and other financial institutions to deliver scalable, efficient, and tailored financial planning services.

Alpaca is an embedded financial technologies platform that provides real-time market data, crypto and stock investing, and end-to-end brokerage infrastructure via modern APIs. It serves hundreds of global applications and businesses, with tens of thousands of active developers.

Borrowell is a Toronto-based fintech that provides personal loans, unsecured consumer credit and an online lending marketplace. It offers free credit scores, credit education, and weekly monitoring, along with tools such as personalized credit coaching and AI-powered product recommendations to help customers access low-interest loans, manage debt, and improve financial well-being.

KOHO Financial Inc. is a financial technology company founded in 2014 and headquartered in Toronto, Canada. The company offers a digital banking platform that provides low-cost banking services through a prepaid, reloadable Visa-backed debit card and a user-friendly mobile application. This platform enables customers to conduct day-to-day banking operations and includes features such as financial goal setting, cash flow projections, group spending management, and detailed spending insights. By equipping users with these tools, KOHO aims to simplify money management and enhance the overall banking experience for its customers.

Magnifi is an online investing platform that provides AI-driven assistance to investors, aiming to simplify the investment process for both newcomers and experienced individuals. The platform features an investment search engine that allows users to explore a marketplace of over 15,000 investment options, including stocks, mutual funds, and ETFs, tailored to their personal financial goals. Magnifi's AI assistant helps users make informed decisions and reduces the apprehensions associated with investing. Additionally, investors can compare and analyze multiple investment options side-by-side and connect various brokerage accounts to manage their entire portfolio in one place. The company is headquartered in Hong Kong, with an office in Ho Chi Minh City, Vietnam.

Founded in 2015, Albert is a fintech company based in Culver City, California. It offers a mobile platform providing accessible and affordable financial advice through direct chat with experts, personalized financial plans, automated investing, budgeting tools, and features like Albert Instant for paycheck advances.

d1g1t develops a digital wealth management platform that provides analytics-driven portfolio management services to professional advisers and their individual investors. The platform integrates risk management tools, client management, onboarding, portfolio tracking, historical performance analysis, and future risk forecasting to support adviser-client relationships and business growth. Based in Toronto, Canada, the company focuses on transparent, data-driven investment guidance for advisory firms and their clients.

Neat is a fintech company based in Wan Chai, Hong Kong, founded in 2015, that provides a digital financial platform for startups and entrepreneurs. It offers a mobile current account, a prepaid MasterCard for multi-currency payments to merchants worldwide, and a suite of business products including a dedicated Hong Kong bank account number, an online dashboard to manage finances, invoicing and payroll, and employee expense cards; it also offers personal accounts and cards for individuals to shop, withdraw cash, and transfer money online. Neat positions itself as a modern alternative to traditional banks, designed to support international business with borderless and secure financial services.

Neat is a fintech company based in Wan Chai, Hong Kong, founded in 2015, that provides a digital financial platform for startups and entrepreneurs. It offers a mobile current account, a prepaid MasterCard for multi-currency payments to merchants worldwide, and a suite of business products including a dedicated Hong Kong bank account number, an online dashboard to manage finances, invoicing and payroll, and employee expense cards; it also offers personal accounts and cards for individuals to shop, withdraw cash, and transfer money online. Neat positions itself as a modern alternative to traditional banks, designed to support international business with borderless and secure financial services.

Founded in 2016, Multiply is a London-based company offering AI-powered investment advice. It aims to bridge the 'advice gap' by providing free, secure, and personalized financial plans covering savings, pensions, investments, and insurance.

Founded in 2015, Albert is a fintech company based in Culver City, California. It offers a mobile platform providing accessible and affordable financial advice through direct chat with experts, personalized financial plans, automated investing, budgeting tools, and features like Albert Instant for paycheck advances.

Clark is a Berlin-based insurance platform that uses technology and insurance expertise to provide transparent, affordable, and comprehensive coverage. The company offers simple, fair, and customer-centric insurance advice and helps users assess their current insurance status through a digital application and website. It automatically proposes optimization opportunities by analyzing policies and searching tariffs from different insurers, enabling users to manage insurance transparently and at low cost. Founded in June 2015 by Dr. Christopher Oster and Steffen Glomb, Clark aims to simplify insurance selection and comparison for individuals by combining digital tools with industry know-how.

Loot Financial Services Ltd., established in 2014 and headquartered in London, offers a unique financial service combining a pre-paid Visa debit card with a budgeting app. This service provides users with real-time spending information, weekly budgets data, and the ability to pause/unpause their card via the web application. The company's primary business is to deliver these innovative banking alternatives to consumers, helping them manage their finances more effectively.

KOHO Financial Inc. is a financial technology company founded in 2014 and headquartered in Toronto, Canada. The company offers a digital banking platform that provides low-cost banking services through a prepaid, reloadable Visa-backed debit card and a user-friendly mobile application. This platform enables customers to conduct day-to-day banking operations and includes features such as financial goal setting, cash flow projections, group spending management, and detailed spending insights. By equipping users with these tools, KOHO aims to simplify money management and enhance the overall banking experience for its customers.

Borrowell is a Toronto-based fintech that provides personal loans, unsecured consumer credit and an online lending marketplace. It offers free credit scores, credit education, and weekly monitoring, along with tools such as personalized credit coaching and AI-powered product recommendations to help customers access low-interest loans, manage debt, and improve financial well-being.

Clark is a Berlin-based insurance platform that uses technology and insurance expertise to provide transparent, affordable, and comprehensive coverage. The company offers simple, fair, and customer-centric insurance advice and helps users assess their current insurance status through a digital application and website. It automatically proposes optimization opportunities by analyzing policies and searching tariffs from different insurers, enabling users to manage insurance transparently and at low cost. Founded in June 2015 by Dr. Christopher Oster and Steffen Glomb, Clark aims to simplify insurance selection and comparison for individuals by combining digital tools with industry know-how.

Wave is a financial management company that specializes in providing online software solutions for small businesses. Founded in 2009 and headquartered in Toronto, Canada, Wave offers a comprehensive suite of services including accounting, invoicing, payroll, and payment processing. With over 3 million users in more than 200 countries, Wave is dedicated to enhancing the operational efficiency of micro and small businesses by helping them manage their finances effectively. The platform enables business owners to improve cash flow and streamline financial tasks, allowing them to focus on growth and sustainability.

Street Context is a company that specializes in email intelligence software designed specifically for global capital markets. The platform uses smart data technology and machine learning to help firms manage their email infrastructure more effectively. By matching the right client with the right content, Street Context enables buy- and sell-side teams to focus on high-value conversations, cutting through the chaos of emails to act quickly and decisively. This software integrates seamlessly with existing systems and ensures rigorous cybersecurity measures, helping clients eliminate information overload, improve engagement, and increase cost-effectiveness. The company serves 150 firms across 21 countries, providing them with timely and streamlined data to maximize their time and make every conversation count.

Zensurance Inc. is a Toronto-based online commercial insurance brokerage firm that specializes in providing tailored insurance solutions for startups and small businesses. Founded in 2016, the company focuses on simplifying the insurance process by utilizing data and analytics to identify common risks within various industries. This approach allows Zensurance to create customized insurance packages, including business, contractors, tech, and tenants insurance, specifically designed to meet the unique needs of its clients. By offering an online platform, Zensurance enables small business owners to learn about their insurance requirements and make purchases conveniently within minutes, eliminating the need for cumbersome paperwork and lengthy phone calls. As a subsidiary of The Travelers Companies, Inc., Zensurance collaborates with leading insurance providers and industry experts to deliver innovative and user-friendly insurance solutions.

Wealthsimple Financial Inc. is a Toronto-based company that specializes in providing digital investment advisory services across Canada and operates additional offices in Brooklyn, New York, and London, United Kingdom. Founded in 2014, Wealthsimple offers a range of financial tools designed to help investors grow and manage their money. The company builds diversified portfolios of exchange-traded funds (ETFs) on behalf of its clients, offering accessible and affordable investment management without the high fees and account minimums typical of traditional firms. Wealthsimple also provides on-demand financial planning solutions and a hybrid savings and spending product known as Wealthsimple Cash. As of September 2020, Wealthsimple operates as a subsidiary of Purpose Advisor Solutions Inc.