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Pliant is a European fintech that specializes in B2B payment solutions through an API-first platform designed to streamline spending, improve cash flow, and embed payments into financial workflows. It serves industries with complex payment needs, such as travel and fleet, by enabling greater efficiency, control, and profitability. The company targets two primary segments: businesses seeking operational automation and extended credit lines, and financial software platforms, ERP providers, and banks seeking to offer embedded finance and white-label credit card solutions. Founded in 2020 and headquartered in Berlin, Pliant supports over 3,500 businesses and more than 20 partners, and operates as a licensed e-money institution issuing Visa-powered credit cards in 11 currencies across more than 30 countries. The platform provides customizable credit card management, automated transaction tracking, and real-time spending control to enhance financial oversight, reduce administrative workload, and optimize cash flow while maintaining security compliance.

Stitch operates a financial API platform that facilitates secure connections between bank accounts and various applications. By providing full API access to financial accounts, Stitch enables users to share their transaction history, confirm their identities, and initiate payments efficiently. The platform integrates directly with existing bank infrastructures, ensuring compliance and enhancing user experience through a lightweight single sign-on process. This approach allows clients to conduct fraud-free bank payments and access financial data with ease.

Mendel Biotechnology, Inc. is a plant biotechnology company based in Hayward, California, focused on developing genetic and chemical solutions for various agricultural markets. Founded in 1997, the company specializes in enhancing agricultural productivity through innovations in biofuel feedstocks, yield enhancement, drought and freezing tolerance, disease resistance, nutrient use efficiency, and cold germination. Mendel has established strategic partnerships with notable organizations in the industry, including Monsanto Corporation, BP, and Bayer CropScience. Its operations extend across the United States, Europe, and China, reflecting a commitment to advancing agricultural technology and sustainability.

Finmo offers a cloud-based platform streamlining global payments and financial operations. It enables businesses to manage cross-border payments, hold funds in multiple currencies, automate cash flow forecasting, and expand into new markets with ease.

Formance develops an open-source financial ledger that enables software engineers to build and operate intricate fund flows. Its platform facilitates tracking of funds movements between parties, currency exchange, meta-game engagement, and reconciliation across multiple providers, thereby streamlining complex money flows while minimizing engineering time and risk.

Paymob is a regional digital payments enabler that provides payments infrastructure technologies to expand access to financial services in the MEA region. Founded in 2015 and headquartered in Cairo, Egypt, the company focuses on bridging the financial inclusion gap by enabling businesses of all sizes to accept and process electronic payments and money transfers. Its online payments software converts cash into electronic value through integrated services while reducing fraud, loss, theft, and costs associated with cash handling and printing. By offering adaptable payment solutions, Paymob aims to empower customers with diverse electronic payment options and faster money circulation across communities and markets.

Gynger is a pioneering payments platform that facilitates technology purchases with embedded financing. It enables businesses to buy and sell technology seamlessly while offering flexible payment terms.

Pliant is a European fintech that specializes in B2B payment solutions through an API-first platform designed to streamline spending, improve cash flow, and embed payments into financial workflows. It serves industries with complex payment needs, such as travel and fleet, by enabling greater efficiency, control, and profitability. The company targets two primary segments: businesses seeking operational automation and extended credit lines, and financial software platforms, ERP providers, and banks seeking to offer embedded finance and white-label credit card solutions. Founded in 2020 and headquartered in Berlin, Pliant supports over 3,500 businesses and more than 20 partners, and operates as a licensed e-money institution issuing Visa-powered credit cards in 11 currencies across more than 30 countries. The platform provides customizable credit card management, automated transaction tracking, and real-time spending control to enhance financial oversight, reduce administrative workload, and optimize cash flow while maintaining security compliance.

Bezahl.de specializes in automating and digitizing the entire receivables process. Its platform handles invoicing, dunning, financial accounting booking, real-time payment processing, invoice digitization, and embedded finance services.

PPRO is a fintech company specializing in digital payments infrastructure, enabling businesses and banks to streamline their payment processes through a single connection. The company offers a comprehensive platform that includes credit card processing, alternative payment methods, local cash collection, e-money accounts, and e-wallet facilities. PPRO's solutions allow payment platforms, acquirers, and merchants to access essential services, such as fraud screening tools, without the need for complex coding. Its orchestration layer efficiently manages process flows and data, ensuring that partners can deliver seamless end-to-end services to their customers. Notable clients, including Citi, PayPal, and Stripe, utilize PPRO's infrastructure to enhance their operations, improve conversion rates, and simplify the complexities associated with digital payments.

Mesh specializes in facilitating secure cryptocurrency transactions. It connects over 300 exchanges and wallets, allowing seamless deposits and payments. Additionally, Mesh enables stock trading and cross-platform crypto transfers, fostering financial connectivity among users.

Prometeo is a fintech infrastructure company that provides an open banking platform with a standardized API for access to banking information and payments. It connects global corporations with a network of financial institutions in Latin America and the United States, delivering broad connectivity through a single API. The platform enables secure access to banking data, bank account validation, and account-to-account payments, supporting cross-border operations and simplifying global payments. By reducing friction and costs, Prometeo helps enterprises manage financial data and streamline cross-border financial workflows.

Tabby offers flexible payment solutions for online shopping. Based in the United Arab Emirates, it enables users to pay for purchases in deferred single payments or installments.

Stitch operates a financial API platform that facilitates secure connections between bank accounts and various applications. By providing full API access to financial accounts, Stitch enables users to share their transaction history, confirm their identities, and initiate payments efficiently. The platform integrates directly with existing bank infrastructures, ensuring compliance and enhancing user experience through a lightweight single sign-on process. This approach allows clients to conduct fraud-free bank payments and access financial data with ease.

Mintoak Innovations is a software-as-a-service platform that focuses on enhancing payment solutions for banks and merchants. The company collaborates with financial institutions to expand their payment offerings, creating a comprehensive digital payments ecosystem tailored for small to medium enterprises. Mintoak's platform supports various forms of remuneration, both traditional and digital, and is designed to help merchants engage more effectively with their customers. By providing value-added services and tools, Mintoak aims to improve accessibility to financial services and empower businesses in managing their payments more efficiently.

Tazapay offers a comprehensive cross-border payment solution for small and medium-sized businesses (SMBs). Its platform provides access to essential financial technology tools, including global card payments and local methods, along with buyer and seller protection features. This helps SMBs overcome trust barriers in international trade.

Tabby offers flexible payment solutions for online shopping. Based in the United Arab Emirates, it enables users to pay for purchases in deferred single payments or installments.

Forage is a payments company that enables merchants to accept EBT SNAP payments through a unified API, facilitating transactions in online and in-person settings and expanding access to essential goods for customers using government assistance. The platform provides pre-built checkout components, rapid USDA certification, fraud protection, and real-time analytics to support reliable and compliant EBT processing. By simplifying payment acceptance, Forage helps merchants reach a broader customer base while supporting food security initiatives and inclusive commerce. The solution combines seamless integration with ongoing support to help merchants navigate regulatory requirements associated with government benefits programs.

Modulr offers a payments-as-a-service platform and API that enables embedded payments and automated payment flows for digital businesses. The platform integrates into products or systems to move money faster, streamline existing services, launch new payment products, and improve customer experiences, driving incremental revenue and operational efficiencies.

Paymob is a regional digital payments enabler that provides payments infrastructure technologies to expand access to financial services in the MEA region. Founded in 2015 and headquartered in Cairo, Egypt, the company focuses on bridging the financial inclusion gap by enabling businesses of all sizes to accept and process electronic payments and money transfers. Its online payments software converts cash into electronic value through integrated services while reducing fraud, loss, theft, and costs associated with cash handling and printing. By offering adaptable payment solutions, Paymob aims to empower customers with diverse electronic payment options and faster money circulation across communities and markets.

Stitch operates a financial API platform that facilitates secure connections between bank accounts and various applications. By providing full API access to financial accounts, Stitch enables users to share their transaction history, confirm their identities, and initiate payments efficiently. The platform integrates directly with existing bank infrastructures, ensuring compliance and enhancing user experience through a lightweight single sign-on process. This approach allows clients to conduct fraud-free bank payments and access financial data with ease.

Paidy is a Japanese fintech company that offers a cardless real-time payment network. It enables consumers to buy online without a credit card or pre-registration, optimizing for mobile and instant-checkout. Paidy's platform uses proprietary technology to score creditworthiness, underwrite transactions, and guarantee payment to merchants.

Modulr offers a payments-as-a-service platform and API that enables embedded payments and automated payment flows for digital businesses. The platform integrates into products or systems to move money faster, streamline existing services, launch new payment products, and improve customer experiences, driving incremental revenue and operational efficiencies.

Fellow Pay operates an online platform designed to assist small and medium-sized enterprises in obtaining financing and credit. Founded in 2017 and based in Copenhagen, Denmark, the platform allows users to upload invoices, apply for credit, and undergo automatic credit checks. The company focuses on providing innovative financial solutions that empower businesses to reach their full potential.

Founded in Brazil in 2016, Neon is a leading fintech offering digital banking services. It provides debit and credit cards with no annual fees, personal loans, payroll loans, investments, cashback on debit transactions, and various payment methods. Neon also supports micro-entrepreneurs through MEI Fácil. With over 15 million customers and 1600 employees, Neon has seen significant revenue growth.

Pipit Global operates a digital cash collection platform called PiP iT. This platform enables customers to load cash onto their eWallets, pay for online orders using cash, and settle electronic bills with cash transactions. For customers, this service offers the convenience of cash payments without requiring a bank account or credit card, reducing risks associated with fraud and identity theft. For businesses, PiP iT provides a secure and efficient method for accepting cash payments from customers, eliminating the need to handle physical cash, reconcile transactions, or manage related security risks. This platform is particularly beneficial for businesses that send bills to customers, offer eWallet services, or operate online sales platforms.

PT Aplikasi Karya Anak Bangsa, commonly known as Gojek, is a mobile application-based platform founded in 2010 and headquartered in Jakarta, Indonesia. The company initially operated a motorcycle taxi fleet but has since evolved into a comprehensive Super App, offering a wide range of services including food delivery, transportation, digital payments, shopping, and various on-demand services such as massages. Launched in 2015, Gojek has rapidly become the largest consumer transactional technology group in Southeast Asia, driven by its commitment to speed, innovation, and social impact. The platform aims to empower the informal sector in the region while catering to diverse markets, including logistics, food, and entertainment.

Paidy is a Japanese fintech company that offers a cardless real-time payment network. It enables consumers to buy online without a credit card or pre-registration, optimizing for mobile and instant-checkout. Paidy's platform uses proprietary technology to score creditworthiness, underwrite transactions, and guarantee payment to merchants.

Gopay provides third-party payment services focused on payment business, online payment, and mobile payment. In order to meet government’s and corporations’ demands in the course of e-commerce development, Gopay established a third-party e-payment platform with a state-owned background and was added to the social integrity and trust system. Gopay designs different products for different types of e-commerce businesses including B2B payment, B2C payment, city uni-card system, wildcard payment, WAP payment etc. Gopay is a joint venture of China International Electronic Commerce Center (CIECC) of Ministry of Commerce and HNA Retailing Holding. It was founded on January 25, 2011, with 142,857,200 RMB registered capital.

Toss is a South Korea-based mobile financial service platform developed by the fintech startup Viva Republica, established in 2011 by Seunggun Lee in Seoul. The platform offers a range of services aimed at simplifying financial management for users, including peer-to-peer money transfers, credit score management, and bank account oversight. Additionally, Toss provides access to loan and insurance plans, facilitates bill splitting, and supports QR payments. These features collectively enable users to handle their financial needs efficiently and conveniently.

Founded in 2015, Monese operates an online banking alternative platform that enables users to manage their money digitally. It offers current accounts with features such as online banking, local and international payments, debit cards for purchases and withdrawals worldwide, and a mobile application for finance management.

PPRO is a fintech company specializing in digital payments infrastructure, enabling businesses and banks to streamline their payment processes through a single connection. The company offers a comprehensive platform that includes credit card processing, alternative payment methods, local cash collection, e-money accounts, and e-wallet facilities. PPRO's solutions allow payment platforms, acquirers, and merchants to access essential services, such as fraud screening tools, without the need for complex coding. Its orchestration layer efficiently manages process flows and data, ensuring that partners can deliver seamless end-to-end services to their customers. Notable clients, including Citi, PayPal, and Stripe, utilize PPRO's infrastructure to enhance their operations, improve conversion rates, and simplify the complexities associated with digital payments.

Hyperwallet Systems Inc. is a financial technology company that specializes in providing an online worker payout platform for financial institutions and marketplace companies. Established in 2000 and headquartered in Vancouver, Canada, the company enables organizations to distribute funds across various countries and currencies through its payment platform and settlement network. Hyperwallet offers a diverse array of mass payment options, including branded prepaid cards, direct payments to cards, global bank deposits, cash pickups, virtual prepaid cards, and check delivery services. Additionally, the platform enhances payment experiences for users and promotes worker loyalty by offering integrated financial tools and tax reporting solutions. As of November 2018, Hyperwallet operates as a subsidiary of PayPal Holdings.

Toss is a South Korea-based mobile financial service platform developed by the fintech startup Viva Republica, established in 2011 by Seunggun Lee in Seoul. The platform offers a range of services aimed at simplifying financial management for users, including peer-to-peer money transfers, credit score management, and bank account oversight. Additionally, Toss provides access to loan and insurance plans, facilitates bill splitting, and supports QR payments. These features collectively enable users to handle their financial needs efficiently and conveniently.

Pine Labs provides a merchant platform offering technology and financial solutions to help businesses increase revenue and reduce costs. It connects financial institutions and consumer brands, enabling merchants to deliver value to customers through offline and online transactions. The company's cloud-based platform powers over 350,000 POS terminals across India and Malaysia, serving more than 100,000 merchants across various sectors.

iZettle AB is a financial technology company based in Stockholm, Sweden, that specializes in mobile payment services and applications designed for small businesses and entrepreneurs. Founded in 2010, it revolutionized the industry with the introduction of the first mini chip card reader, enabling businesses to accept card payments through smartphones and tablets. iZettle offers a range of products, including the iZettle Card Reader Lite and an application compatible with iOS and Android devices, which facilitate payment processing, business management, sales analytics, and customer engagement. The company serves a diverse clientele across several countries, including Sweden, Norway, Denmark, Finland, the United Kingdom, Germany, Spain, Mexico, the Netherlands, and Brazil. As of 2018, iZettle operates as a subsidiary of PayPal Holdings, Inc.

Toss is a South Korea-based mobile financial service platform developed by the fintech startup Viva Republica, established in 2011 by Seunggun Lee in Seoul. The platform offers a range of services aimed at simplifying financial management for users, including peer-to-peer money transfers, credit score management, and bank account oversight. Additionally, Toss provides access to loan and insurance plans, facilitates bill splitting, and supports QR payments. These features collectively enable users to handle their financial needs efficiently and conveniently.

Xoom Corporation is a digital money transfer service that facilitates consumer-to-consumer transactions globally. Established in 2001 and headquartered in San Francisco, California, Xoom allows users to send money to family and friends across 30 countries, including regions in Latin America, the Philippines, India, Europe, Australia, and South Africa, utilizing its website and mobile application. The company offers a range of services including cross-border bill payments, mobile phone reloading, and instant bank deposits. With its focus on security and cost-effectiveness, Xoom provides various options for money transfers such as cash pickup, bank deposits, and direct online transfers to bank accounts. As a subsidiary of PayPal, Xoom continues to innovate in the international money transfer market, making it easier for consumers to manage their financial transactions from anywhere.

Paydiant, Inc. is a provider of a cloud-based white label mobile wallet platform designed for merchants, banks, and partners to integrate mobile payments, loyalty programs, offers, and ATM cash access into their own branded applications. Established in 2010 and headquartered in Auburndale, Massachusetts, the company enables its clients to deploy secure mobile wallet solutions tailored to their brands. Paydiant's patented technology facilitates the development of contactless mobile payment systems and related commerce services, allowing businesses to offer customized digital payment experiences without the need for additional intermediaries. As of April 2015, Paydiant operates as a subsidiary of PayPal Holdings, Inc.

Sturgis Web Services specializes in providing local governments with customized website solutions that facilitate secure payments and comprehensive reporting. The company’s platform allows users to access customer bills and information while enabling payments through mobile, web, and in-office channels using debit and credit cards. This innovative approach assists local government agencies in modernizing their internal operations and enhances the convenience and security of payment processes for citizens. By focusing on tailored solutions, Sturgis Web Services aims to improve the overall efficiency and accessibility of government services.

Venmo is a mobile payment platform founded in 2009 by Andrew Kortina and Iqram Magdon-Ismail. It facilitates peer-to-peer transactions, allowing users to share and make payments using their linked bank account or debit card. Venmo also offers a Mastercard-powered debit card for purchases at approved merchants.

Braintree's payment platform provides all the tools online and mobile businesses need to accept payments. Providing the global commerce tools people need to build and grow businesses, Braintree’s global platform powers payments for thousands of online and mobile commerce innovators including Airbnb, Uber, GitHub, Facebook and Pinterest. Merchants in more than 40 countries across North America, Europe, Asia, and Australia can accept, split, and enable payments in more than 130 currencies. Braintree’s SDK powers PayPal, including PayPal One Touch™, Venmo, Apple Pay, Android Pay, credit/debit cards, and Bitcoin across any device. Braintree was acquired by PayPal in 2013.

Boston-based Fig Card allows merchants to accept mobile payments in stores by using a simple USB device that plugs into the cash register or point-of-sale terminal. All the consumer needs is the Fig app on his or her smart phone. The connection with PayPal is that when consumers setup their payment information, they could add PayPal as a payments option. You can see the video below for a demo of Fig Card's technology

Confinity was a pioneering fintech company, established in 1998, that specialized in mobile payment security. It developed and launched PayPal, a groundbreaking digital payment platform that enabled secure online transactions and money transfers. The company's innovative product was instrumental in shaping the e-commerce landscape, and it merged with X.com in 2000, with the combined entity retaining the PayPal name. Confinity's legacy continues through PayPal, which remains a leading global digital payment platform.

Bezahl.de specializes in automating and digitizing the entire receivables process. Its platform handles invoicing, dunning, financial accounting booking, real-time payment processing, invoice digitization, and embedded finance services.