OTB Ventures

Turnkey Lender Inc. develops cloud-based loan management solutions tailored for online lending, focusing on risk management and financial decision automation for non-bank lenders and microfinance institutions. Headquartered in Campbell, California, the company provides AI-powered end-to-end lending automation that covers the entire lending process, from origination and underwriting to loan servicing, debt collection, and reporting. Turnkey Lender's software supports a diverse range of loan products, including consumer loans, microfinance, payday loans, auto loans, mortgages, and more. Its flexible no-code SaaS platform allows clients to easily adapt the system to various lending categories, serving innovative lenders in over 50 countries through offices in the United States, Singapore, Malaysia, Ukraine, and Poland.

Cosmose AI empowers oCommerce by synergizing Offline and Online for Omnichannel. Their technology influences how more than 1 billion consumers shop by understanding their offline behavior, then delivers predictive analytics for businesses to optimize their marketing strategies and boost revenue. Connected to the consumer markets with high regard for privacy, shoppers and businesses alike create their own unique shopping experiences with Cosmose. Omnipresent with connections to 500K+ locations and 1B+ smartphones, Cosmose is the leader in location intelligence for its positioning accuracy (to the nearest 1.6m) and seamlessness (no hardware needed).

Cosmose AI empowers oCommerce by synergizing Offline and Online for Omnichannel. Their technology influences how more than 1 billion consumers shop by understanding their offline behavior, then delivers predictive analytics for businesses to optimize their marketing strategies and boost revenue. Connected to the consumer markets with high regard for privacy, shoppers and businesses alike create their own unique shopping experiences with Cosmose. Omnipresent with connections to 500K+ locations and 1B+ smartphones, Cosmose is the leader in location intelligence for its positioning accuracy (to the nearest 1.6m) and seamlessness (no hardware needed).

Cosmose AI empowers oCommerce by synergizing Offline and Online for Omnichannel. Their technology influences how more than 1 billion consumers shop by understanding their offline behavior, then delivers predictive analytics for businesses to optimize their marketing strategies and boost revenue. Connected to the consumer markets with high regard for privacy, shoppers and businesses alike create their own unique shopping experiences with Cosmose. Omnipresent with connections to 500K+ locations and 1B+ smartphones, Cosmose is the leader in location intelligence for its positioning accuracy (to the nearest 1.6m) and seamlessness (no hardware needed).