OTB Ventures

Turnkey Lender provides cloud-based lending automation software for non-bank lenders and microfinance institutions. The platform covers end-to-end lending processes from origination, underwriting, and loan servicing to debt collection and reporting, including risk management, collateral management, and regulatory compliance. It supports a wide range of credit products, including consumer lending, microfinance, payday loans, auto loans, mortgages, SME loans, equipment leasing, telecom lending, POS financing, direct lending, and medical financing. It is a no-code SaaS platform powered by AI that enables innovators in 50+ countries to automate the entire lending process across various sectors.

Cosmose sp. z o.o. is a data analytics company founded in 2014, with headquarters in Warsaw, Poland, and additional locations in Shanghai, Hong Kong, and New York. The company specializes in a platform known as OMNIcookie, which bridges the gap between offline retail and online advertising. By analyzing consumer behavior, Cosmose helps offline retailers enhance their sales by connecting their physical stores to online marketing strategies. The platform enables businesses to predict shopping patterns, identify potential customers, and target them effectively through online advertisements. Additionally, it measures the impact of these marketing efforts on offline purchases, thereby providing valuable insights into consumer behavior and improving overall retail performance.

Cosmose sp. z o.o. is a data analytics company founded in 2014, with headquarters in Warsaw, Poland, and additional locations in Shanghai, Hong Kong, and New York. The company specializes in a platform known as OMNIcookie, which bridges the gap between offline retail and online advertising. By analyzing consumer behavior, Cosmose helps offline retailers enhance their sales by connecting their physical stores to online marketing strategies. The platform enables businesses to predict shopping patterns, identify potential customers, and target them effectively through online advertisements. Additionally, it measures the impact of these marketing efforts on offline purchases, thereby providing valuable insights into consumer behavior and improving overall retail performance.

Cosmose sp. z o.o. is a data analytics company founded in 2014, with headquarters in Warsaw, Poland, and additional locations in Shanghai, Hong Kong, and New York. The company specializes in a platform known as OMNIcookie, which bridges the gap between offline retail and online advertising. By analyzing consumer behavior, Cosmose helps offline retailers enhance their sales by connecting their physical stores to online marketing strategies. The platform enables businesses to predict shopping patterns, identify potential customers, and target them effectively through online advertisements. Additionally, it measures the impact of these marketing efforts on offline purchases, thereby providing valuable insights into consumer behavior and improving overall retail performance.