Omidyar Network

RailYatri is a travel platform focused on enhancing the experience of train travelers in India. It offers a mobile app that delivers real-time information on train status, PNR status, seat availability, and fare calculations. The app also provides details about platforms and facilities at stations, personalized alerts, and access to essential travel services such as meal orders and taxi bookings. Covering over 9,000 locations and 14,500 trains, RailYatri aims to simplify the complexities of train travel for its users. Since its launch, the Android app has achieved over one million downloads and has formed partnerships with taxi service providers in 20 cities and food vendors at 300 stations. Through its comprehensive offerings, RailYatri seeks to empower travelers to make informed decisions and enjoy a smoother journey.

Kiwi offers all-in-one "Credit on UPI," which will enable users to pay through their phones using either a bank account or credit card.

ZestMoney is a consumer lending fintech company founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman. The company offers a digital lending platform that enables retail consumers to access small loans through Equated Monthly Installments (EMIs) without the requirement of a credit card or credit score. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney aims to democratize access to financing for millions of Indian consumers. The platform utilizes AI and machine learning for effective risk profiling, allowing clients to build their credit profiles and improve their credit scores. ZestMoney collaborates with various financial institutions and non-banking financial companies to facilitate these loans, thereby enhancing financial inclusion.

QueueBuster is a mobile point-of-sale (POS) application designed for businesses of all sizes in India, ranging from large retail stores to small kiosks. The software offers a comprehensive suite of features including billing, inventory management, customer relationship management, and loyalty programs. It enables users to automate billing processes and access real-time reporting, allowing for efficient management of administrative records and product inventory from a single platform. By streamlining operations, QueueBuster aims to enhance efficiency and support the growth of small and medium-sized businesses (SMBs) and micro, small, and medium enterprises (MSMEs).

Vyng Inc. is a technology company based in Santa Monica, California, that specializes in developing a video ringtones application and a next-generation Caller ID platform for mobile phones. Founded in 2014, Vyng allows users to set video channels as ringtones, which play on the lock screen with incoming calls. Since its launch in 2018, the platform has gained significant traction, with 4 billion videos played across 170 countries. Vyng's innovative approach visualizes calling systems by replacing traditional dialers with videos, animations, and stickers, enhancing the user experience during calls. The company aims to facilitate better conversations among friends, family, and businesses, particularly targeting the next half billion smartphone users in India and beyond. Vyng has successfully raised $7 million in funding from investors including March Capital and Omidyar Network, as well as notable figures from Giphy and GroupMe.

Doosra offers a virtual mobile number service that allows users to protect their personal phone numbers in various situations. This SIM-free solution provides a secondary mobile number that automatically blocks spam calls, ensuring users can share their contact information without compromising their privacy. Users can easily sign up on the website, choose a plan, and receive instant activation of their selected phone number. The platform also enables users to review blocked calls, messages, OTPs, and voicemails through an accompanying app, allowing them to manage their settings effectively. By offering a publicly shareable number for use in places like malls, e-commerce sites, and online classifieds, Doosra empowers individuals to maintain control over their digital identity.

Handshake is a career network focused on connecting students and recent graduates with job opportunities. The platform boasts a community of over 10 million users from 1,400 educational institutions, including colleges and boot camps. It links these individuals to more than 750,000 employers across various sectors, aiming to democratize access to career resources. Handshake enhances the recruiting experience for college students, career centers, and employers by providing a scalable and mobile-friendly infrastructure. This approach empowers students with greater access to job opportunities and insights, while offering employers a more efficient means to connect with talent. Additionally, Handshake equips colleges with tools to foster student engagement and improve employment outcomes.

Louie Voice is a developer of voice assistant software that transforms mobile applications into voice-enabled platforms for both Android and iOS devices. The software allows users to control apps entirely through voice commands, facilitating continuous interaction and enhancing the user experience. Particularly beneficial for the visually impaired, Louie Voice empowers this demographic to perform tasks on their smartphones as independently as sighted individuals. By focusing on end-to-end voice interaction, the company aims to improve accessibility and usability across a range of mobile applications.

Handshake is a career network focused on connecting students and recent graduates with job opportunities. The platform boasts a community of over 10 million users from 1,400 educational institutions, including colleges and boot camps. It links these individuals to more than 750,000 employers across various sectors, aiming to democratize access to career resources. Handshake enhances the recruiting experience for college students, career centers, and employers by providing a scalable and mobile-friendly infrastructure. This approach empowers students with greater access to job opportunities and insights, while offering employers a more efficient means to connect with talent. Additionally, Handshake equips colleges with tools to foster student engagement and improve employment outcomes.

RailYatri is a travel platform focused on enhancing the experience of train travelers in India. It offers a mobile app that delivers real-time information on train status, PNR status, seat availability, and fare calculations. The app also provides details about platforms and facilities at stations, personalized alerts, and access to essential travel services such as meal orders and taxi bookings. Covering over 9,000 locations and 14,500 trains, RailYatri aims to simplify the complexities of train travel for its users. Since its launch, the Android app has achieved over one million downloads and has formed partnerships with taxi service providers in 20 cities and food vendors at 300 stations. Through its comprehensive offerings, RailYatri seeks to empower travelers to make informed decisions and enjoy a smoother journey.

ZestMoney is a consumer lending fintech company founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman. The company offers a digital lending platform that enables retail consumers to access small loans through Equated Monthly Installments (EMIs) without the requirement of a credit card or credit score. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney aims to democratize access to financing for millions of Indian consumers. The platform utilizes AI and machine learning for effective risk profiling, allowing clients to build their credit profiles and improve their credit scores. ZestMoney collaborates with various financial institutions and non-banking financial companies to facilitate these loans, thereby enhancing financial inclusion.

Rheo TV is a game-streaming platform that aims to make professional game streaming a mainstream career option in India by building an entertainment ecosystem that drives engagement and monetization. Today, India has nearly 200 million active gamers on smartphones. Ubiquitous internet infrastructure and affordable smartphones are leading to the increasing popularity of multiplayer online gaming in India, and Rheo TV is tapping into this phenomenon.

Airalo is an eSIM store that provides travelers with access to eSIMs in over 190 countries and regions at competitive local rates. Designed for eSIM-compatible devices such as smartphones, tablets, and PCs, Airalo simplifies connectivity for users by eliminating the need to carry multiple physical SIM cards or change phone numbers while abroad. Through its mobile application, travelers can easily select and activate their desired data plans based on their destination, ensuring seamless connectivity without the hassle of traditional SIM card swapping. This service is aimed at enhancing the travel experience by offering affordability and convenience in global communication.

Yelo is a mobile-only peer-to-peer platform designed to facilitate local networking and direct connections among users. It offers a unique social referral system that enables individuals to connect with service providers within their networks, bypassing traditional social media platforms. Users can communicate directly with suppliers or service providers to address their needs efficiently. On the supply side, anyone with a smartphone can offer their skills or services on the platform, gaining access to potential clients through referrals or direct leads. Yelo operates on a freemium model, monetizing leads while providing a space for freelancers and part-timers to network and engage with customers.

ZestMoney is a consumer lending fintech company founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman. The company offers a digital lending platform that enables retail consumers to access small loans through Equated Monthly Installments (EMIs) without the requirement of a credit card or credit score. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney aims to democratize access to financing for millions of Indian consumers. The platform utilizes AI and machine learning for effective risk profiling, allowing clients to build their credit profiles and improve their credit scores. ZestMoney collaborates with various financial institutions and non-banking financial companies to facilitate these loans, thereby enhancing financial inclusion.

Propel, Inc. is a technology company based in Brooklyn, New York, founded in 2014. It specializes in developing mobile software applications aimed at improving the financial health of low-income Americans. The company's primary product, Providers, is a free app designed for EBT cardholders, enabling them to manage their government benefits, such as SNAP and rental assistance. The app also helps users save on essential expenses and earn cash, while offering features that allow them to check their balance and organize budgets around local deals. Propel's focus is on empowering its users to better navigate financial challenges and enhance their economic well-being.

Vyng Inc. is a technology company based in Santa Monica, California, that specializes in developing a video ringtones application and a next-generation Caller ID platform for mobile phones. Founded in 2014, Vyng allows users to set video channels as ringtones, which play on the lock screen with incoming calls. Since its launch in 2018, the platform has gained significant traction, with 4 billion videos played across 170 countries. Vyng's innovative approach visualizes calling systems by replacing traditional dialers with videos, animations, and stickers, enhancing the user experience during calls. The company aims to facilitate better conversations among friends, family, and businesses, particularly targeting the next half billion smartphone users in India and beyond. Vyng has successfully raised $7 million in funding from investors including March Capital and Omidyar Network, as well as notable figures from Giphy and GroupMe.

Handshake is a career network focused on connecting students and recent graduates with job opportunities. The platform boasts a community of over 10 million users from 1,400 educational institutions, including colleges and boot camps. It links these individuals to more than 750,000 employers across various sectors, aiming to democratize access to career resources. Handshake enhances the recruiting experience for college students, career centers, and employers by providing a scalable and mobile-friendly infrastructure. This approach empowers students with greater access to job opportunities and insights, while offering employers a more efficient means to connect with talent. Additionally, Handshake equips colleges with tools to foster student engagement and improve employment outcomes.

Paga is a mobile payment company focused on creating a digital ecosystem for money transactions, primarily in Nigeria, where it is recognized as a leading provider in the sector. The company's application facilitates sending and receiving money through mobile devices, making financial services accessible to a broad audience. In addition to transferring funds, Paga's platform allows users to purchase airtime credits, pay bills, and make retail payments, addressing the growing demand for viable payment options. With an ambitious mission to simplify financial access for one billion people, Paga aims to overcome the challenges associated with traditional banking and enhance the overall financial inclusion in its target markets.

ZestMoney is a consumer lending fintech company founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman. The company offers a digital lending platform that enables retail consumers to access small loans through Equated Monthly Installments (EMIs) without the requirement of a credit card or credit score. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney aims to democratize access to financing for millions of Indian consumers. The platform utilizes AI and machine learning for effective risk profiling, allowing clients to build their credit profiles and improve their credit scores. ZestMoney collaborates with various financial institutions and non-banking financial companies to facilitate these loans, thereby enhancing financial inclusion.

Cignifi Inc. is a company that specializes in credit and marketing analytics, primarily serving mobile network operators. Established in 2010 and headquartered in Boston, Massachusetts, with an additional office in Sao Paulo, Brazil, Cignifi has created a platform that generates credit risk and marketing scores using mobile phone data. This innovative approach addresses the needs of approximately 2.7 billion individuals globally who possess mobile phones but lack access to traditional financial services. The company's offerings extend beyond analytics, encompassing products such as airtime credit, handset financing, and online lending, aimed at empowering underserved consumers and enhancing their access to essential financial products. Cignifi's platform leverages proprietary behavioral modeling and analytics tools to facilitate the onboarding of new customers for banks, insurers, and retailers while effectively managing fraud and credit risk.

Chime is a mobile banking and finance platform that offers users convenient access to banking services through their smartphones. The platform features a unique savings mechanism that automatically allocates a predetermined amount of money into savings after each transaction. Chime generates revenue from transaction fees paid by merchants, which aligns its interests with those of its users, promoting fee avoidance and encouraging savings. Additionally, the platform provides fee-free overdrafts and early access to paychecks, empowering users to gain greater control and flexibility over their financial situations while supporting their efforts to improve credit.

RailYatri is a travel platform focused on enhancing the experience of train travelers in India. It offers a mobile app that delivers real-time information on train status, PNR status, seat availability, and fare calculations. The app also provides details about platforms and facilities at stations, personalized alerts, and access to essential travel services such as meal orders and taxi bookings. Covering over 9,000 locations and 14,500 trains, RailYatri aims to simplify the complexities of train travel for its users. Since its launch, the Android app has achieved over one million downloads and has formed partnerships with taxi service providers in 20 cities and food vendors at 300 stations. Through its comprehensive offerings, RailYatri seeks to empower travelers to make informed decisions and enjoy a smoother journey.

Giraffe is a recruitment app based in South Africa that assists small businesses in finding suitable staff for medium-skilled positions across various sectors, including finance, retail, healthcare, and construction. The platform offers a wide range of job opportunities, such as accounts/bookkeeper, administration/clerk, customer service, and security guard roles, among others. In addition to job placement, Giraffe provides services for conducting criminal, credit, education, and reference checks on potential employees, enhancing the hiring process for businesses. Through its user-friendly interface, Giraffe connects job seekers with numerous employment opportunities, making it a valuable resource in the South African job market.

NowFloats is a company that empowers Small and Medium Businesses (SMEs) to establish an online presence using SMS technology. The platform allows businesses to create and update websites by sending text messages, ensuring high discoverability through intelligent Search Engine Optimization (SEO). This approach addresses the significant gap between the number of SMEs in India and those with registered websites, leveraging the widespread use of mobile phones and SMS. NowFloats also provides tools for analyzing website traffic and generating organic content to attract more customers. Founded by former Microsoft and Saatchi & Saatchi professionals, the company has quickly gained traction, serving nearly 2000 customers within five months of its product launch.

ParentPowered is a company focused on transforming the way families access educational support by simplifying complex educational topics into manageable content. Utilizing insights from behavioral sciences and advancements in consumer technology, ParentPowered aims to reach all parents, including those who are often underserved. Its primary product, Ready4K, is an evidence-based curriculum designed for families with children from birth to third grade. Delivered through text messages, this program addresses early literacy, math, and social and emotional skills in both English and Spanish. By providing continuous support, ParentPowered seeks to enhance children's learning experiences and improve overall engagement, attendance, academic performance, and mental health.

Indus OS is a regional operating system tailored for the unique needs of smartphone users in India, focusing on linguistic preferences and accessibility. Built on Android, it aims to provide a simplified smartphone experience for first-time internet users, catering to diverse ecosystems and promoting digital inclusion. Indus OS includes the Indus App Bazaar, which is India's rapidly growing app platform that emphasizes app localization and personalization. By utilizing artificial intelligence and machine learning, it supports developers in translating their apps into various Indian languages at no cost. Indus OS is also integrated with the Samsung Galaxy Store in India, further enhancing its reach and impact in bridging the digital divide.

Chime is a mobile banking and finance platform that offers users convenient access to banking services through their smartphones. The platform features a unique savings mechanism that automatically allocates a predetermined amount of money into savings after each transaction. Chime generates revenue from transaction fees paid by merchants, which aligns its interests with those of its users, promoting fee avoidance and encouraging savings. Additionally, the platform provides fee-free overdrafts and early access to paychecks, empowering users to gain greater control and flexibility over their financial situations while supporting their efforts to improve credit.

Cignifi Inc. is a company that specializes in credit and marketing analytics, primarily serving mobile network operators. Established in 2010 and headquartered in Boston, Massachusetts, with an additional office in Sao Paulo, Brazil, Cignifi has created a platform that generates credit risk and marketing scores using mobile phone data. This innovative approach addresses the needs of approximately 2.7 billion individuals globally who possess mobile phones but lack access to traditional financial services. The company's offerings extend beyond analytics, encompassing products such as airtime credit, handset financing, and online lending, aimed at empowering underserved consumers and enhancing their access to essential financial products. Cignifi's platform leverages proprietary behavioral modeling and analytics tools to facilitate the onboarding of new customers for banks, insurers, and retailers while effectively managing fraud and credit risk.

Propel, Inc. is a technology company based in Brooklyn, New York, founded in 2014. It specializes in developing mobile software applications aimed at improving the financial health of low-income Americans. The company's primary product, Providers, is a free app designed for EBT cardholders, enabling them to manage their government benefits, such as SNAP and rental assistance. The app also helps users save on essential expenses and earn cash, while offering features that allow them to check their balance and organize budgets around local deals. Propel's focus is on empowering its users to better navigate financial challenges and enhance their economic well-being.

Indus OS is a regional operating system tailored for the unique needs of smartphone users in India, focusing on linguistic preferences and accessibility. Built on Android, it aims to provide a simplified smartphone experience for first-time internet users, catering to diverse ecosystems and promoting digital inclusion. Indus OS includes the Indus App Bazaar, which is India's rapidly growing app platform that emphasizes app localization and personalization. By utilizing artificial intelligence and machine learning, it supports developers in translating their apps into various Indian languages at no cost. Indus OS is also integrated with the Samsung Galaxy Store in India, further enhancing its reach and impact in bridging the digital divide.

NowFloats is a company that empowers Small and Medium Businesses (SMEs) to establish an online presence using SMS technology. The platform allows businesses to create and update websites by sending text messages, ensuring high discoverability through intelligent Search Engine Optimization (SEO). This approach addresses the significant gap between the number of SMEs in India and those with registered websites, leveraging the widespread use of mobile phones and SMS. NowFloats also provides tools for analyzing website traffic and generating organic content to attract more customers. Founded by former Microsoft and Saatchi & Saatchi professionals, the company has quickly gained traction, serving nearly 2000 customers within five months of its product launch.

ZestMoney is a consumer lending fintech company founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman. The company offers a digital lending platform that enables retail consumers to access small loans through Equated Monthly Installments (EMIs) without the requirement of a credit card or credit score. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney aims to democratize access to financing for millions of Indian consumers. The platform utilizes AI and machine learning for effective risk profiling, allowing clients to build their credit profiles and improve their credit scores. ZestMoney collaborates with various financial institutions and non-banking financial companies to facilitate these loans, thereby enhancing financial inclusion.

Rapid proliferation of personal and mobile computing has transformed business and our private lives.

RailYatri is a travel platform focused on enhancing the experience of train travelers in India. It offers a mobile app that delivers real-time information on train status, PNR status, seat availability, and fare calculations. The app also provides details about platforms and facilities at stations, personalized alerts, and access to essential travel services such as meal orders and taxi bookings. Covering over 9,000 locations and 14,500 trains, RailYatri aims to simplify the complexities of train travel for its users. Since its launch, the Android app has achieved over one million downloads and has formed partnerships with taxi service providers in 20 cities and food vendors at 300 stations. Through its comprehensive offerings, RailYatri seeks to empower travelers to make informed decisions and enjoy a smoother journey.

Zoona is a mobile technology company focused on providing financial services to underserved communities across Africa. Founded in 2009, it has established a robust distribution network that facilitates money transfers, electronic voucher payments, savings, credit, and bill payments primarily for unbanked customers. With operations in Zambia, Malawi, and Mozambique, Zoona leverages cutting-edge technology and a network of agents to ensure safe and reliable access to financial services. The company has processed over $2 billion in transactions and has received recognition from organizations such as The Nike Foundation and The Unreasonable Group for its impactful contributions to empowering young entrepreneurs and helping to alleviate poverty, particularly among girls.

RailYatri is a travel platform focused on enhancing the experience of train travelers in India. It offers a mobile app that delivers real-time information on train status, PNR status, seat availability, and fare calculations. The app also provides details about platforms and facilities at stations, personalized alerts, and access to essential travel services such as meal orders and taxi bookings. Covering over 9,000 locations and 14,500 trains, RailYatri aims to simplify the complexities of train travel for its users. Since its launch, the Android app has achieved over one million downloads and has formed partnerships with taxi service providers in 20 cities and food vendors at 300 stations. Through its comprehensive offerings, RailYatri seeks to empower travelers to make informed decisions and enjoy a smoother journey.

Giraffe is a recruitment app based in South Africa that assists small businesses in finding suitable staff for medium-skilled positions across various sectors, including finance, retail, healthcare, and construction. The platform offers a wide range of job opportunities, such as accounts/bookkeeper, administration/clerk, customer service, and security guard roles, among others. In addition to job placement, Giraffe provides services for conducting criminal, credit, education, and reference checks on potential employees, enhancing the hiring process for businesses. Through its user-friendly interface, Giraffe connects job seekers with numerous employment opportunities, making it a valuable resource in the South African job market.

Indus OS is a regional operating system tailored for the unique needs of smartphone users in India, focusing on linguistic preferences and accessibility. Built on Android, it aims to provide a simplified smartphone experience for first-time internet users, catering to diverse ecosystems and promoting digital inclusion. Indus OS includes the Indus App Bazaar, which is India's rapidly growing app platform that emphasizes app localization and personalization. By utilizing artificial intelligence and machine learning, it supports developers in translating their apps into various Indian languages at no cost. Indus OS is also integrated with the Samsung Galaxy Store in India, further enhancing its reach and impact in bridging the digital divide.

Paga is a mobile payment company focused on creating a digital ecosystem for money transactions, primarily in Nigeria, where it is recognized as a leading provider in the sector. The company's application facilitates sending and receiving money through mobile devices, making financial services accessible to a broad audience. In addition to transferring funds, Paga's platform allows users to purchase airtime credits, pay bills, and make retail payments, addressing the growing demand for viable payment options. With an ambitious mission to simplify financial access for one billion people, Paga aims to overcome the challenges associated with traditional banking and enhance the overall financial inclusion in its target markets.

ZestMoney is a consumer lending fintech company founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman. The company offers a digital lending platform that enables retail consumers to access small loans through Equated Monthly Installments (EMIs) without the requirement of a credit card or credit score. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney aims to democratize access to financing for millions of Indian consumers. The platform utilizes AI and machine learning for effective risk profiling, allowing clients to build their credit profiles and improve their credit scores. ZestMoney collaborates with various financial institutions and non-banking financial companies to facilitate these loans, thereby enhancing financial inclusion.

RailYatri is a travel platform focused on enhancing the experience of train travelers in India. It offers a mobile app that delivers real-time information on train status, PNR status, seat availability, and fare calculations. The app also provides details about platforms and facilities at stations, personalized alerts, and access to essential travel services such as meal orders and taxi bookings. Covering over 9,000 locations and 14,500 trains, RailYatri aims to simplify the complexities of train travel for its users. Since its launch, the Android app has achieved over one million downloads and has formed partnerships with taxi service providers in 20 cities and food vendors at 300 stations. Through its comprehensive offerings, RailYatri seeks to empower travelers to make informed decisions and enjoy a smoother journey.

NowFloats is a company that empowers Small and Medium Businesses (SMEs) to establish an online presence using SMS technology. The platform allows businesses to create and update websites by sending text messages, ensuring high discoverability through intelligent Search Engine Optimization (SEO). This approach addresses the significant gap between the number of SMEs in India and those with registered websites, leveraging the widespread use of mobile phones and SMS. NowFloats also provides tools for analyzing website traffic and generating organic content to attract more customers. Founded by former Microsoft and Saatchi & Saatchi professionals, the company has quickly gained traction, serving nearly 2000 customers within five months of its product launch.

Cignifi Inc. is a company that specializes in credit and marketing analytics, primarily serving mobile network operators. Established in 2010 and headquartered in Boston, Massachusetts, with an additional office in Sao Paulo, Brazil, Cignifi has created a platform that generates credit risk and marketing scores using mobile phone data. This innovative approach addresses the needs of approximately 2.7 billion individuals globally who possess mobile phones but lack access to traditional financial services. The company's offerings extend beyond analytics, encompassing products such as airtime credit, handset financing, and online lending, aimed at empowering underserved consumers and enhancing their access to essential financial products. Cignifi's platform leverages proprietary behavioral modeling and analytics tools to facilitate the onboarding of new customers for banks, insurers, and retailers while effectively managing fraud and credit risk.

Ruma is a leading seller of mobile minutes and provider of low-income consumer surveys in rural areas of Indonesia. The company leverages a robust and growing network of several thousand microfranchisees and has developed key commercial partnerships with Bakrie Telecom and Qualcomm Wireless.

Cignifi Inc. is a company that specializes in credit and marketing analytics, primarily serving mobile network operators. Established in 2010 and headquartered in Boston, Massachusetts, with an additional office in Sao Paulo, Brazil, Cignifi has created a platform that generates credit risk and marketing scores using mobile phone data. This innovative approach addresses the needs of approximately 2.7 billion individuals globally who possess mobile phones but lack access to traditional financial services. The company's offerings extend beyond analytics, encompassing products such as airtime credit, handset financing, and online lending, aimed at empowering underserved consumers and enhancing their access to essential financial products. Cignifi's platform leverages proprietary behavioral modeling and analytics tools to facilitate the onboarding of new customers for banks, insurers, and retailers while effectively managing fraud and credit risk.

Paga is a mobile payment company focused on creating a digital ecosystem for money transactions, primarily in Nigeria, where it is recognized as a leading provider in the sector. The company's application facilitates sending and receiving money through mobile devices, making financial services accessible to a broad audience. In addition to transferring funds, Paga's platform allows users to purchase airtime credits, pay bills, and make retail payments, addressing the growing demand for viable payment options. With an ambitious mission to simplify financial access for one billion people, Paga aims to overcome the challenges associated with traditional banking and enhance the overall financial inclusion in its target markets.

Zoona is a mobile technology company focused on providing financial services to underserved communities across Africa. Founded in 2009, it has established a robust distribution network that facilitates money transfers, electronic voucher payments, savings, credit, and bill payments primarily for unbanked customers. With operations in Zambia, Malawi, and Mozambique, Zoona leverages cutting-edge technology and a network of agents to ensure safe and reliable access to financial services. The company has processed over $2 billion in transactions and has received recognition from organizations such as The Nike Foundation and The Unreasonable Group for its impactful contributions to empowering young entrepreneurs and helping to alleviate poverty, particularly among girls.

U2opia Mobile is a mobile technology company founded in 2010, dedicated to connecting people with global information and each other, regardless of their device or location. The company offers a range of products that cater to users of both basic and advanced mobile devices. By enabling access for previously unconnected individuals, U2opia Mobile unlocks significant value for both businesses and consumers worldwide. With operations in over 50 countries and a user base of around 30 million, the company has established a strong global presence, managing its operations from offices in India, Singapore, Dubai, and the United States. U2opia Mobile is supported by notable organizations that enhance its market reach and financial strength.

Reach Digital Health leverages the reach of mobile technologies to improve personal uninterrupted healthcare.

Digg, established in 2004, is a social news aggregator that curates and presents the most talked-about stories and videos from the internet. Users can discover, read, and share content across various platforms, including a website, mobile applications, and daily emails. Digg also offers advertising services for brands and consumers. Headquartered in New York, Digg operates as a subsidiary of BuySellAds.com, Inc.

Digg, established in 2004, is a social news aggregator that curates and presents the most talked-about stories and videos from the internet. Users can discover, read, and share content across various platforms, including a website, mobile applications, and daily emails. Digg also offers advertising services for brands and consumers. Headquartered in New York, Digg operates as a subsidiary of BuySellAds.com, Inc.

Digg, established in 2004, is a social news aggregator that curates and presents the most talked-about stories and videos from the internet. Users can discover, read, and share content across various platforms, including a website, mobile applications, and daily emails. Digg also offers advertising services for brands and consumers. Headquartered in New York, Digg operates as a subsidiary of BuySellAds.com, Inc.