Oikocredit International

Validus Capital is a fintech company focused on providing growth financing to underserved small and medium enterprises (SMEs) in the ASEAN region, including Singapore, Indonesia, Vietnam, and Thailand. The company utilizes data and artificial intelligence to enhance the financing process, facilitating access to secured short-term and medium-term credit. Through its online marketplace, Validus employs a peer-to-peer lending model that connects SMEs with accredited investors, enabling businesses to secure financing efficiently while minimizing costs associated with financial intermediation. Validus is committed to driving inclusive economic growth by partnering with corporations to support SME ecosystems and holds regulatory licenses from authorities such as the Monetary Authority of Singapore and Indonesia's OJK.

Altum Credo is a long-term home loan company dedicated to enhancing affordability for first-time homebuyers. It offers a range of financial services, including home loans tailored for micro, small, and medium enterprises, refinancing options, and solutions for retail investors. The company's primary focus is on ensuring that equated monthly installments remain affordable, which enables low and middle-income individuals to achieve home ownership through competitive interest rates and minimal processing fees. By prioritizing financial accessibility, Altum Credo seeks to support those who may face challenges in entering the housing market.

Altum Credo is a long-term home loan company dedicated to enhancing affordability for first-time homebuyers. It offers a range of financial services, including home loans tailored for micro, small, and medium enterprises, refinancing options, and solutions for retail investors. The company's primary focus is on ensuring that equated monthly installments remain affordable, which enables low and middle-income individuals to achieve home ownership through competitive interest rates and minimal processing fees. By prioritizing financial accessibility, Altum Credo seeks to support those who may face challenges in entering the housing market.

Leasafric Ghana Limited is a finance leasing company based in Accra, Ghana, established in 1994. It specializes in providing leasing services for equipment and vehicles to both companies and individuals. The company offers a range of services including operating leases and fleet management, as well as finance leases for automobiles and consumer goods. In addition to leasing, Leasafric Ghana provides outsourcing services focused on personnel evaluation, staff training, and the development of job goals and descriptions. As a subsidiary of C & I Leasing Plc, Leasafric Ghana aims to support its clients by enabling them to conduct their business operations more efficiently through accessible financing options.

Sindhuja Microcredit Pvt Ltd, established in 2017 and headquartered in Patna, India, specializes in providing credit products tailored to the needs of self-employed women entrepreneurs in rural areas. The company offers micro finance and micro enterprise loans, focusing on digital and rural-focused financial services to cater to the bottom of the pyramid market.

Juhudi Kilimo Company Limited is a Nairobi-based organization that specializes in providing asset financing, technical assistance, and business training services to smallholder farmers and small-to-medium agro-businesses in Kenya. Founded in 2004, the company offers financing options for various agricultural needs, including livestock such as dairy cows, goats, poultry, pigs, and fish farming. Additionally, it finances agricultural equipment, including irrigation systems and agro-processing machinery, as well as vehicles like motorcycles and bicycles for transporting farm goods. By offering these financial products and services, Juhudi Kilimo aims to improve the livelihoods of rural farmers and micro-entrepreneurs, empowering them with the resources and knowledge necessary for sustainable agricultural practices and business growth.

Prestamype, established in 2017, is a financial technology company focused on enhancing access to funding for micro and small businesses in Peru. The company provides a range of financial services, including secured working capital loans backed by real estate collateral, as well as digital factoring solutions and an online foreign exchange platform known as Cambio Seguro. To date, Prestamype has extended over USD 24 million in loans to approximately 750 entrepreneurs, supporting their growth and operational needs. The company's innovative platform allows for personalized financing options and quick payouts, connecting entrepreneurs with investors effectively. Prestamype continues to evolve its offerings to better serve the financial needs of small businesses in the region.

MyCredit Limited is a non-banking financial institution based in Nairobi, Kenya, specializing in a range of financial services. The company provides various loan products, including business loans and salary loans, as well as guarantees such as bid bonds and performance bonds. In addition to these services, MyCredit offers leasing options and a comprehensive suite of insurance products that encompass motor insurance, personal accident coverage, burglary insurance, and agricultural insurance, among others. By catering to diverse financial needs, MyCredit aims to support individuals and businesses in achieving their financial goals.

Yellow is a fintech company dedicated to delivering impactful products and services to rural households through a widespread sales network. The company specializes in the last mile distribution of affordable pay-as-you-go solar home systems, targeting low-income communities. By leveraging innovative financing solutions, Yellow aims to enhance access to renewable energy, thereby improving the quality of life for its customers in underserved areas.

Solarise Africa is a pan-African Energy-as-a-Service company headquartered in Nairobi, Kenya, that specializes in providing financial leasing services for solar and other renewable energy assets. The company focuses on serving Commercial and Industrial clients by offering reliable and affordable decentralized energy solutions. Through smart financing solutions, Solarise Africa empowers its partners to enhance their operations and drive progress across the continent. The company collaborates closely with a select group of renewable energy solution providers to deliver tailor-made financial solutions that promote clean energy adoption. By facilitating upfront investments and manageable payment plans, Solarise Africa enables businesses to deploy clean energy systems, reduce costs, and improve productivity while contributing to lower carbon footprints in Africa.

Farmerline is an AgriTech startup focused on enhancing the livelihoods of smallholder farmers by providing access to vital information, record-keeping services, and communication tools. The company connects farmers with agricultural businesses, government extensions, and education programs through SMS and voice-based systems, thereby enabling them to become empowered entrepreneurs. Farmerline offers a range of services, including input financing through organized groups, climate-smart farming education, logistics support, and access to high-quality fertilizers and seeds. Farmers can subscribe to information packages and services that enhance their farming practices and productivity. Additionally, the company facilitates communication channels for input dealers and traders, improving market access and trade opportunities for farmers, ultimately helping to increase crop yields and expand their reach in international markets.

Annapurna Finance is a microfinance company dedicated to the financial and economic upliftment of underserved women and economically backward clients. The firm focuses on expanding microfinance operations in areas that remain outside the formal financial system, providing essential financial and technical support to help clients develop entrepreneurial skills and engage in business activities. Annapurna Finance offers a range of services, including micro-loans for clean water, sanitation, home improvement, support for widowed families, and small businesses. Additionally, the company provides customized insurance plans tailored to the specific needs of its clients, ensuring that they receive the financial assistance necessary for economic empowerment throughout various stages of their lives.

Credit Mutuel du Senegal is a microfinance organization that supports banking services like savings accounts and loans. The company provides creative and banking goods and services suited to their needs.

Sempli operates an online lending platform in Colombia, designed specifically for small and medium-sized businesses (SMBs). The company aims to streamline access to capital for these enterprises by leveraging technology and data-driven insights. Through its digital banking services, Sempli facilitates efficient and convenient financing solutions, empowering SMBs to grow and create value.

Sempli operates an online lending platform in Colombia, designed specifically for small and medium-sized businesses (SMBs). The company aims to streamline access to capital for these enterprises by leveraging technology and data-driven insights. Through its digital banking services, Sempli facilitates efficient and convenient financing solutions, empowering SMBs to grow and create value.

Grace and Mercy Household Improvement Initiative offers financial opportunities for the poor and low-income earners. Their products and services are geared toward assisting micro, small, and medium-scale businesses, which comprise the majority of the economy and serve as the engine of the economy. The majority of recipients are women, and young people make up the majority of the excluded and vulnerable. To assist and strengthen the economy of Nigeria's low-income earners by facilitating easy access to financial services for the poor, excluded, and disadvantaged.

First City Monument Bank, established in 1982 and headquartered in Lagos, Nigeria, is a prominent commercial bank that offers a diverse array of financial services. As part of the FCMB Group, the bank caters to individuals, small and medium enterprises, and large corporations through its personal, business, and corporate banking divisions. Its offerings include loans, savings and current accounts, credit cards, and online banking, facilitating digital transformation in the banking sector. Additionally, First City Monument Bank provides specialized services such as cash management, foreign exchange, corporate finance, and trade services, which encompass financial advisory, capital raising, and infrastructure financing.

Annapurna Finance is a microfinance company dedicated to the financial and economic upliftment of underserved women and economically backward clients. The firm focuses on expanding microfinance operations in areas that remain outside the formal financial system, providing essential financial and technical support to help clients develop entrepreneurial skills and engage in business activities. Annapurna Finance offers a range of services, including micro-loans for clean water, sanitation, home improvement, support for widowed families, and small businesses. Additionally, the company provides customized insurance plans tailored to the specific needs of its clients, ensuring that they receive the financial assistance necessary for economic empowerment throughout various stages of their lives.

BizCapital is a financial services provider that specializes in offering loans to small and micro businesses that lack access to traditional banking institutions. The company employs a digital evaluation system that quickly analyzes and ranks loan requests, allowing for rapid funding decisions. By leveraging technology, BizCapital streamlines the loan application process, enabling clients to secure the necessary funds to support their business operations efficiently through an online lending platform.

Sempli operates an online lending platform in Colombia, designed specifically for small and medium-sized businesses (SMBs). The company aims to streamline access to capital for these enterprises by leveraging technology and data-driven insights. Through its digital banking services, Sempli facilitates efficient and convenient financing solutions, empowering SMBs to grow and create value.

Laudex is a financial services company based in Mexico that focuses on promoting social development through lending to non-traditional sectors. The company specializes in providing student loans to finance tuition at top universities, both within Mexico and internationally. By supporting talented students, Laudex aims to facilitate access to quality education, thereby enhancing their academic and professional opportunities. Through its student-lending platform, Laudex offers financial flexibility to university and postgraduate students, enabling them to pursue their educational aspirations without financial constraints.

Sempli operates an online lending platform in Colombia, designed specifically for small and medium-sized businesses (SMBs). The company aims to streamline access to capital for these enterprises by leveraging technology and data-driven insights. Through its digital banking services, Sempli facilitates efficient and convenient financing solutions, empowering SMBs to grow and create value.

Aashiyaan Housing and Development Finance Pvt. Ltd. is a housing finance company based in Kolkata, India, established in 2016. The company specializes in providing housing finance solutions to individuals in the informal sector, including low-income groups such as small business owners, taxi drivers, and other entrepreneurs. Aashiyaan offers a range of financial products, including micro housing finance for self-construction, home purchases, home repairs, extensions, and loans against property. By focusing on the financial needs of these underserved communities, Aashiyaan aims to facilitate homeownership and improve living conditions for its clients, particularly in semi-urban and rural areas of eastern India.

Fusion Microfinance, headquartered in New Delhi, focuses on providing financial services to economically disadvantaged women in India, primarily through Joint Liability Groups (JLGs). Established in January 2010, the company expanded its operations by acquiring the microfinance division of Aajeevika, which previously served 1,280 members. Fusion Microfinance specializes in offering small, collateral-free loans, catering to the needs of its clients while also extending lending services to micro, small, and medium enterprises (MSMEs). In addition to its core microfinance activities, the company leverages its distribution network to offer a range of financial products, enabling members to access funds for purchasing productivity-enhancing items such as mobile handsets and bicycles. The company operates primarily in the less penetrated North Central region of India, including Madhya Pradesh, Uttarakhand, Uttar Pradesh, Delhi, and Haryana.

Annapurna Finance is a microfinance company dedicated to the financial and economic upliftment of underserved women and economically backward clients. The firm focuses on expanding microfinance operations in areas that remain outside the formal financial system, providing essential financial and technical support to help clients develop entrepreneurial skills and engage in business activities. Annapurna Finance offers a range of services, including micro-loans for clean water, sanitation, home improvement, support for widowed families, and small businesses. Additionally, the company provides customized insurance plans tailored to the specific needs of its clients, ensuring that they receive the financial assistance necessary for economic empowerment throughout various stages of their lives.

PEG is an asset financing company based in Accra, Ghana, that specializes in providing affordable solar energy solutions to off-grid households in West Africa. Founded in 2013 by Hugh Whalan and Nate Heller, PEG offers a Pay As You Go financing model that enables customers to acquire solar home systems, which enhance their quality of life by providing reliable lighting, mobile phone charging, and access to appliances like radios and televisions. By facilitating the transition from traditional, polluting fuels such as kerosene to sustainable solar energy, PEG empowers its customers to invest in clean technology while reducing their ongoing energy costs. The company's operations extend to countries including Ghana, Côte d'Ivoire, and Senegal, where it addresses the energy needs of underserved communities.

Fusion Microfinance, headquartered in New Delhi, focuses on providing financial services to economically disadvantaged women in India, primarily through Joint Liability Groups (JLGs). Established in January 2010, the company expanded its operations by acquiring the microfinance division of Aajeevika, which previously served 1,280 members. Fusion Microfinance specializes in offering small, collateral-free loans, catering to the needs of its clients while also extending lending services to micro, small, and medium enterprises (MSMEs). In addition to its core microfinance activities, the company leverages its distribution network to offer a range of financial products, enabling members to access funds for purchasing productivity-enhancing items such as mobile handsets and bicycles. The company operates primarily in the less penetrated North Central region of India, including Madhya Pradesh, Uttarakhand, Uttar Pradesh, Delhi, and Haryana.

Fusion Microfinance, headquartered in New Delhi, focuses on providing financial services to economically disadvantaged women in India, primarily through Joint Liability Groups (JLGs). Established in January 2010, the company expanded its operations by acquiring the microfinance division of Aajeevika, which previously served 1,280 members. Fusion Microfinance specializes in offering small, collateral-free loans, catering to the needs of its clients while also extending lending services to micro, small, and medium enterprises (MSMEs). In addition to its core microfinance activities, the company leverages its distribution network to offer a range of financial products, enabling members to access funds for purchasing productivity-enhancing items such as mobile handsets and bicycles. The company operates primarily in the less penetrated North Central region of India, including Madhya Pradesh, Uttarakhand, Uttar Pradesh, Delhi, and Haryana.

Chetna Organic Agriculture Producer Company specializes in agricultural market-linkage services, focusing on fostering transparent and equitable commercial practices. The company aids small and marginal farmers in connecting with markets for their produce, offering essential financial and trade support. By promoting fair and standardized agricultural transactions, Chetna Organic seeks to enhance the livelihoods of farmers and transform agriculture into a sustainable and profitable profession. Through its initiatives, the company plays a significant role in improving the overall economic prospects of rural farming communities.

Fusion Microfinance, headquartered in New Delhi, focuses on providing financial services to economically disadvantaged women in India, primarily through Joint Liability Groups (JLGs). Established in January 2010, the company expanded its operations by acquiring the microfinance division of Aajeevika, which previously served 1,280 members. Fusion Microfinance specializes in offering small, collateral-free loans, catering to the needs of its clients while also extending lending services to micro, small, and medium enterprises (MSMEs). In addition to its core microfinance activities, the company leverages its distribution network to offer a range of financial products, enabling members to access funds for purchasing productivity-enhancing items such as mobile handsets and bicycles. The company operates primarily in the less penetrated North Central region of India, including Madhya Pradesh, Uttarakhand, Uttar Pradesh, Delhi, and Haryana.