Oikocredit International

Oikocredit is a financial institution established in 1968 and based in the Netherlands. It focuses on empowering individuals and communities by providing funding to the microfinance sector, fair trade organizations, cooperatives, and small to medium enterprises. Oikocredit aims to create sustainable opportunities for people in need, enabling them to improve their own circumstances through access to financial resources.

Harsh Shah

Investment professional

Past deals in Personal Finance

Djamo

Venture Round in 2025
Djamo is a financial technology company that offers applications enabling customers to utilize cards without incurring any fees across various services. The company's platform provides both free and limitless cards that function like standard debit cards, allowing users to set aside funds for savings, monitor their expenses, manage card payments, and control withdrawals and overall financial activities. Djamo's focus on fee-free transactions and comprehensive financial management tools positions it as a convenient option for individuals seeking to enhance their financial well-being.

Kaleidofin

Venture Round in 2024
Kaleidofin is a fintech platform focused on providing comprehensive financial solutions to under-banked individuals and households. Founded in 2017 and headquartered in Chennai, Tamil Nadu, the platform aims to help customers achieve their financial goals by offering tailored services that address the specific challenges faced by this demographic, such as volatile income and limited financial literacy. By creating individual profiles based on various data sources, Kaleidofin customizes its offerings to meet the unique needs of each customer. The platform also emphasizes goal-based financial planning, enabling users to save and invest effectively despite financial uncertainties. Through the use of analytics and user-centered design, Kaleidofin strives to improve financial outcomes for its clients.

Altum Credo

Series C in 2024
Altum Credo is a company dedicated to making home ownership more accessible for first-time buyers, particularly those from low and middle-income backgrounds. It offers a range of services, including long-term home loans tailored for micro, small, and medium enterprises (MSMEs), refinancing options, and support for retail investors. The company places a strong emphasis on affordability, ensuring that equated monthly installments are manageable. By providing low-interest rates and minimal processing fees, Altum Credo aims to empower individuals and families to achieve their dream of owning a home.

Altum Credo

Secondary Market in 2024
Altum Credo is a company dedicated to making home ownership more accessible for first-time buyers, particularly those from low and middle-income backgrounds. It offers a range of services, including long-term home loans tailored for micro, small, and medium enterprises (MSMEs), refinancing options, and support for retail investors. The company places a strong emphasis on affordability, ensuring that equated monthly installments are manageable. By providing low-interest rates and minimal processing fees, Altum Credo aims to empower individuals and families to achieve their dream of owning a home.

Djamo

Venture Round in 2022
Djamo is a financial technology company that offers applications enabling customers to utilize cards without incurring any fees across various services. The company's platform provides both free and limitless cards that function like standard debit cards, allowing users to set aside funds for savings, monitor their expenses, manage card payments, and control withdrawals and overall financial activities. Djamo's focus on fee-free transactions and comprehensive financial management tools positions it as a convenient option for individuals seeking to enhance their financial well-being.

Kaleidofin

Series B in 2022
Kaleidofin is a fintech platform focused on providing comprehensive financial solutions to under-banked individuals and households. Founded in 2017 and headquartered in Chennai, Tamil Nadu, the platform aims to help customers achieve their financial goals by offering tailored services that address the specific challenges faced by this demographic, such as volatile income and limited financial literacy. By creating individual profiles based on various data sources, Kaleidofin customizes its offerings to meet the unique needs of each customer. The platform also emphasizes goal-based financial planning, enabling users to save and invest effectively despite financial uncertainties. Through the use of analytics and user-centered design, Kaleidofin strives to improve financial outcomes for its clients.

Sempli

Venture Round in 2021
Sempli is a digital financial institution based in Colombia that focuses on providing an all-in-one banking solution for small and medium-sized businesses. The company operates an online lending platform designed to facilitate access to capital for these enterprises, helping them grow and enhance their value. By leveraging technology and information, Sempli streamlines the lending process, making it more efficient and convenient for entrepreneurs seeking funding. This approach aims to empower small and medium businesses, enabling them to thrive in a competitive market.

Sempli

Convertible Note in 2021
Sempli is a digital financial institution based in Colombia that focuses on providing an all-in-one banking solution for small and medium-sized businesses. The company operates an online lending platform designed to facilitate access to capital for these enterprises, helping them grow and enhance their value. By leveraging technology and information, Sempli streamlines the lending process, making it more efficient and convenient for entrepreneurs seeking funding. This approach aims to empower small and medium businesses, enabling them to thrive in a competitive market.

Kaleidofin

Series A in 2019
Kaleidofin is a fintech platform focused on providing comprehensive financial solutions to under-banked individuals and households. Founded in 2017 and headquartered in Chennai, Tamil Nadu, the platform aims to help customers achieve their financial goals by offering tailored services that address the specific challenges faced by this demographic, such as volatile income and limited financial literacy. By creating individual profiles based on various data sources, Kaleidofin customizes its offerings to meet the unique needs of each customer. The platform also emphasizes goal-based financial planning, enabling users to save and invest effectively despite financial uncertainties. Through the use of analytics and user-centered design, Kaleidofin strives to improve financial outcomes for its clients.

Sempli

Series A in 2019
Sempli is a digital financial institution based in Colombia that focuses on providing an all-in-one banking solution for small and medium-sized businesses. The company operates an online lending platform designed to facilitate access to capital for these enterprises, helping them grow and enhance their value. By leveraging technology and information, Sempli streamlines the lending process, making it more efficient and convenient for entrepreneurs seeking funding. This approach aims to empower small and medium businesses, enabling them to thrive in a competitive market.

Sempli

Convertible Note in 2018
Sempli is a digital financial institution based in Colombia that focuses on providing an all-in-one banking solution for small and medium-sized businesses. The company operates an online lending platform designed to facilitate access to capital for these enterprises, helping them grow and enhance their value. By leveraging technology and information, Sempli streamlines the lending process, making it more efficient and convenient for entrepreneurs seeking funding. This approach aims to empower small and medium businesses, enabling them to thrive in a competitive market.
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