Oikocredit International

Djamo is a financial technology company that offers a financial application enabling customers to utilize their cards without incurring fees across a variety of services. The application provides free and limitless card options that function like standard debit cards, allowing users to set aside funds for savings, monitor their expenses, manage card payments, and exercise control over their withdrawals and overall financial management. Djamo's focus is on enhancing financial accessibility and convenience for its users.

Avanti Finance is a developer of a digital financial inclusion platform designed to enhance access to credit and affordable financial services. The company offers a flexible, open-access system that allows users and partners to create, curate, and deploy various financial products. By providing loan products and capital, Avanti Finance enables third parties to serve individuals who traditionally lack access to loans. This innovative approach facilitates microfinance loans through a cashless interface, effectively addressing the needs of underserved customer segments.

Sure Chill is a company specializing in innovative cooling technology that operates without a power source. By utilizing the unique properties of water, it provides continuous cooling at a consistent temperature of 4ºC, making it suitable for various environments worldwide. Since its introduction to the medical market in 2011, Sure Chill's vaccine refrigerators have surpassed the stringent standards of the World Health Organization and are utilized by organizations such as UNICEF to protect vaccines and save lives in 46 countries. The technology is particularly beneficial in developing countries, enhancing vaccine delivery and maintaining the integrity of essential medicines and food in areas with unreliable electricity. Sure Chill's advancements in the cold chain have garnered recognition, including a significant award from the Bill and Melinda Gates Foundation to further improve vaccine distribution.

Kaleidofin is a fintech platform based in Chennai, Tamil Nadu, India, founded in 2017, that aims to provide comprehensive financial solutions for under-banked individuals and households. By creating customized profiles based on various data sources, Kaleidofin tailors its services to address the unique financial challenges faced by these segments, such as irregular income and limited financial literacy. The platform offers goal-based financial solutions that help users save and manage their money effectively, while also considering their financial volatility. Through a user-centered design and leveraging existing networks and analytics, Kaleidofin empowers customers to achieve their financial goals and improve their overall financial health.

Access Bank, established in 1988 and headquartered in Lagos, Nigeria, is a commercial bank that offers a wide range of banking products and services to individual and business customers. The bank operates in Ghana and provides various accounts, including standard savings and current accounts, as well as specialized options such as access advantage and premier accounts. Access Bank also offers online banking services, facilitating ATM transactions, online access, point-of-sale terminal services, bill payments, and Western Union money transfers. In addition to personal banking, the bank provides corporate and investment banking, commercial and business banking services, along with mortgage loans and sustainable international banking solutions.

Validus Capital is a fintech company focused on providing growth financing to underserved small and medium enterprises (SMEs) in the ASEAN region, including Singapore, Indonesia, Vietnam, and Thailand. The company utilizes data and artificial intelligence to enhance the financing process, facilitating access to secured short-term and medium-term credit. Through its online marketplace, Validus employs a peer-to-peer lending model that connects SMEs with accredited investors, enabling businesses to secure financing efficiently while minimizing costs associated with financial intermediation. Validus is committed to driving inclusive economic growth by partnering with corporations to support SME ecosystems and holds regulatory licenses from authorities such as the Monetary Authority of Singapore and Indonesia's OJK.

AfricInvest, established in 1994, is a Tunisia-based private equity firm and part of the Integra Group. With a team of 66 professionals across seven African offices, AfricInvest manages USD1 billion across 16 funds, supported by both local and international investors. The firm focuses on investing in high-growth sectors such as financial services, agribusiness, consumer/retail, education, and healthcare, across North Africa and Sub-Saharan Africa. Since its inception, AfricInvest has invested in 135 companies across 25 African countries, promoting the private equity industry through its involvement in associations like AVCA and MENAPEA.

Altum Credo is a long-term home loan company dedicated to enhancing affordability for first-time homebuyers. It offers a range of financial services, including home loans tailored for micro, small, and medium enterprises, refinancing options, and solutions for retail investors. The company's primary focus is on ensuring that equated monthly installments remain affordable, which enables low and middle-income individuals to achieve home ownership through competitive interest rates and minimal processing fees. By prioritizing financial accessibility, Altum Credo seeks to support those who may face challenges in entering the housing market.

Altum Credo is a long-term home loan company dedicated to enhancing affordability for first-time homebuyers. It offers a range of financial services, including home loans tailored for micro, small, and medium enterprises, refinancing options, and solutions for retail investors. The company's primary focus is on ensuring that equated monthly installments remain affordable, which enables low and middle-income individuals to achieve home ownership through competitive interest rates and minimal processing fees. By prioritizing financial accessibility, Altum Credo seeks to support those who may face challenges in entering the housing market.

Leasafric Ghana Limited is a finance leasing company based in Accra, Ghana, established in 1994. It specializes in providing leasing services for equipment and vehicles to both companies and individuals. The company offers a range of services including operating leases and fleet management, as well as finance leases for automobiles and consumer goods. In addition to leasing, Leasafric Ghana provides outsourcing services focused on personnel evaluation, staff training, and the development of job goals and descriptions. As a subsidiary of C & I Leasing Plc, Leasafric Ghana aims to support its clients by enabling them to conduct their business operations more efficiently through accessible financing options.

Sindhuja Microcredit Pvt Ltd, established in 2017 and headquartered in Patna, India, specializes in providing credit products tailored to the needs of self-employed women entrepreneurs in rural areas. The company offers micro finance and micro enterprise loans, focusing on digital and rural-focused financial services to cater to the bottom of the pyramid market.

YoFio is a fintech company that facilitates microcredit for everyday purchases. It operates an app allowing users to buy goods or services on credit from participating informal retailers, such as corner stores. The app scans QR codes to display product details, authorizes transactions, and offers installment payment plans. YoFio also extends credit lines to these stores' customers, enabling them to purchase items now and pay later in monthly installments.

Juhudi Kilimo Company Limited is a Nairobi-based organization that specializes in providing asset financing, technical assistance, and business training services to smallholder farmers and small-to-medium agro-businesses in Kenya. Founded in 2004, the company offers financing options for various agricultural needs, including livestock such as dairy cows, goats, poultry, pigs, and fish farming. Additionally, it finances agricultural equipment, including irrigation systems and agro-processing machinery, as well as vehicles like motorcycles and bicycles for transporting farm goods. By offering these financial products and services, Juhudi Kilimo aims to improve the livelihoods of rural farmers and micro-entrepreneurs, empowering them with the resources and knowledge necessary for sustainable agricultural practices and business growth.

Good Nature Agro is a social enterprise based in Chipata, Zambia, focused on empowering small-scale farmers to enhance their productivity and income. Formed in 2014, the company organizes groups of farmers who nominate a Private Extension Agent (PEA) from within their ranks. These PEAs undergo rigorous training to become community leaders and provide ongoing support and personalized recommendations to fellow farmers throughout the growing season. By promoting improved farming practices, Good Nature Agro supplies high-quality legume seeds and offers loans for additional inputs, helping farmers transition from traditional crops to more lucrative options. The company also guarantees a market for the certified legume seeds harvested by the farmers, effectively enabling them to significantly increase their income and achieve lasting financial stability.

RDG Collective was established in 2018 with the ambition to ‘Empower the Future’ by developing and distributing innovative solar home systems throughout Zambia, where an estimated 2.4 million households still lack access to electricity. While the cost of solar energy remained prohibitively high for almost all off-grid households, RDG Collective came up with innovative products distributed on a pay-as-you-go basis. By eliminating this financial barrier, RDG has enabled an increasing number of Zambian households to access solar home systems, refrigerators, solar water pumps and smartphones to improve and empower their lives.

Prestamype, established in 2017, is a financial technology company focused on enhancing access to funding for micro and small businesses in Peru. The company provides a range of financial services, including secured working capital loans backed by real estate collateral, as well as digital factoring solutions and an online foreign exchange platform known as Cambio Seguro. To date, Prestamype has extended over USD 24 million in loans to approximately 750 entrepreneurs, supporting their growth and operational needs. The company's innovative platform allows for personalized financing options and quick payouts, connecting entrepreneurs with investors effectively. Prestamype continues to evolve its offerings to better serve the financial needs of small businesses in the region.

Ed Partners Africa is a non-banking financial institution that transforms the education sector through working with school owners of affordable schools by providing financial solutions.

Bankingly is a fintech company founded in 2015 and based in Montevideo, Uruguay, dedicated to enhancing digital banking services for financial institutions in emerging markets. The company offers a software as a service (SaaS) platform that enables its clients to promote digital channels, thereby fostering financial inclusion for millions of people. Bankingly's cloud-hosted technologies allow financial institutions to manage their products, facilitate digital transactions, and engage with customers through a mobile application, transactional website, and chatbot, among other tools. With a focus on affordability, the pricing model is based on the number of active users, helping clients align costs with benefits. The company prioritizes a streamlined implementation process while maintaining high standards of functionality and cybersecurity. Currently, Bankingly's technology supports over 1.5 million users across more than 100 financial entities.

Avanti Finance is a developer of a digital financial inclusion platform designed to enhance access to credit and affordable financial services. The company offers a flexible, open-access system that allows users and partners to create, curate, and deploy various financial products. By providing loan products and capital, Avanti Finance enables third parties to serve individuals who traditionally lack access to loans. This innovative approach facilitates microfinance loans through a cashless interface, effectively addressing the needs of underserved customer segments.

MyCredit Limited is a non-banking financial institution based in Nairobi, Kenya, specializing in a range of financial services. The company provides various loan products, including business loans and salary loans, as well as guarantees such as bid bonds and performance bonds. In addition to these services, MyCredit offers leasing options and a comprehensive suite of insurance products that encompass motor insurance, personal accident coverage, burglary insurance, and agricultural insurance, among others. By catering to diverse financial needs, MyCredit aims to support individuals and businesses in achieving their financial goals.

Yellow is a fintech company dedicated to delivering impactful products and services to rural households through a widespread sales network. The company specializes in the last mile distribution of affordable pay-as-you-go solar home systems, targeting low-income communities. By leveraging innovative financing solutions, Yellow aims to enhance access to renewable energy, thereby improving the quality of life for its customers in underserved areas.

Solarise Africa is a pan-African Energy-as-a-Service company headquartered in Nairobi, Kenya, that specializes in providing financial leasing services for solar and other renewable energy assets. The company focuses on serving Commercial and Industrial clients by offering reliable and affordable decentralized energy solutions. Through smart financing solutions, Solarise Africa empowers its partners to enhance their operations and drive progress across the continent. The company collaborates closely with a select group of renewable energy solution providers to deliver tailor-made financial solutions that promote clean energy adoption. By facilitating upfront investments and manageable payment plans, Solarise Africa enables businesses to deploy clean energy systems, reduce costs, and improve productivity while contributing to lower carbon footprints in Africa.

Djamo is a financial technology company that offers a financial application enabling customers to utilize their cards without incurring fees across a variety of services. The application provides free and limitless card options that function like standard debit cards, allowing users to set aside funds for savings, monitor their expenses, manage card payments, and exercise control over their withdrawals and overall financial management. Djamo's focus is on enhancing financial accessibility and convenience for its users.

Tienda Pago is a merchant support platform designed to assist small merchants in emerging markets by facilitating mobile cashless payments and financing for inventory purchases. The company focuses on creating an ecosystem where both distributors and traders can thrive by offering a closed-loop payment mechanism that leverages mobile technology. This system allows merchants to buy high-demand products on credit, thereby increasing their sales and profit margins. Tienda Pago's platform addresses inefficiencies in traditional payment methods, enabling seamless cashless transactions and supporting the growth of small businesses within its network. Through its services, Tienda Pago aims to promote collaboration among participants, encouraging more traders and distributors to engage with its innovative solutions.

Farmerline is an AgriTech startup focused on enhancing the livelihoods of smallholder farmers by providing access to vital information, record-keeping services, and communication tools. The company connects farmers with agricultural businesses, government extensions, and education programs through SMS and voice-based systems, thereby enabling them to become empowered entrepreneurs. Farmerline offers a range of services, including input financing through organized groups, climate-smart farming education, logistics support, and access to high-quality fertilizers and seeds. Farmers can subscribe to information packages and services that enhance their farming practices and productivity. Additionally, the company facilitates communication channels for input dealers and traders, improving market access and trade opportunities for farmers, ultimately helping to increase crop yields and expand their reach in international markets.

Sitara, known as Sewa Grih Rin Limited, is a housing finance company based in New Delhi, India, that was established in 2011. The company specializes in providing affordable housing loans to low-income households, particularly those in urban and peri-urban areas. It offers a range of mortgage products that can be used alongside government subsidies, as well as non-mortgage loans aimed at home and infrastructure improvements. Focused on addressing the needs of informally employed individuals, Sitara empowers these households, especially women, by helping them acquire tangible financial assets and improve their living conditions. Through its services, the company strives to bridge the financing gap for those who typically lack access to formal housing finance, thereby enhancing the overall quality of life for its clients.

Sitara, known as Sewa Grih Rin Limited, is a housing finance company based in New Delhi, India, that was established in 2011. The company specializes in providing affordable housing loans to low-income households, particularly those in urban and peri-urban areas. It offers a range of mortgage products that can be used alongside government subsidies, as well as non-mortgage loans aimed at home and infrastructure improvements. Focused on addressing the needs of informally employed individuals, Sitara empowers these households, especially women, by helping them acquire tangible financial assets and improve their living conditions. Through its services, the company strives to bridge the financing gap for those who typically lack access to formal housing finance, thereby enhancing the overall quality of life for its clients.

Solar Panda is a Canadian company that provides Pay-As-You-Go solar home systems, aimed at delivering clean and affordable solar energy to rural communities in Kenya that lack access to electricity. The company designs, manufactures, and sells a range of solar products, including home solar kits, solar televisions, lamps, mobile phone chargers, radios, and portable lanterns. By allowing customers to finance these products, Solar Panda enhances affordability and significantly improves the quality of life for families, reducing reliance on harmful kerosene lanterns and lowering energy costs. Since its first sale in December 2017, Solar Panda has rapidly expanded, powering hundreds of thousands of homes and achieving remarkable growth within the industry. The company is committed to the belief that access to electricity is a fundamental right and aims to lead the charge in the solar energy revolution by reaching as many off-grid customers as possible.

Bankingly is a fintech company founded in 2015 and based in Montevideo, Uruguay, dedicated to enhancing digital banking services for financial institutions in emerging markets. The company offers a software as a service (SaaS) platform that enables its clients to promote digital channels, thereby fostering financial inclusion for millions of people. Bankingly's cloud-hosted technologies allow financial institutions to manage their products, facilitate digital transactions, and engage with customers through a mobile application, transactional website, and chatbot, among other tools. With a focus on affordability, the pricing model is based on the number of active users, helping clients align costs with benefits. The company prioritizes a streamlined implementation process while maintaining high standards of functionality and cybersecurity. Currently, Bankingly's technology supports over 1.5 million users across more than 100 financial entities.

Kaleidofin is a fintech platform based in Chennai, Tamil Nadu, India, founded in 2017, that aims to provide comprehensive financial solutions for under-banked individuals and households. By creating customized profiles based on various data sources, Kaleidofin tailors its services to address the unique financial challenges faced by these segments, such as irregular income and limited financial literacy. The platform offers goal-based financial solutions that help users save and manage their money effectively, while also considering their financial volatility. Through a user-centered design and leveraging existing networks and analytics, Kaleidofin empowers customers to achieve their financial goals and improve their overall financial health.

Annapurna Finance is a microfinance company dedicated to the financial and economic upliftment of underserved women and economically backward clients. The firm focuses on expanding microfinance operations in areas that remain outside the formal financial system, providing essential financial and technical support to help clients develop entrepreneurial skills and engage in business activities. Annapurna Finance offers a range of services, including micro-loans for clean water, sanitation, home improvement, support for widowed families, and small businesses. Additionally, the company provides customized insurance plans tailored to the specific needs of its clients, ensuring that they receive the financial assistance necessary for economic empowerment throughout various stages of their lives.

Credit Mutuel du Senegal is a microfinance organization that supports banking services like savings accounts and loans. The company provides creative and banking goods and services suited to their needs.

Avanti Finance is a developer of a digital financial inclusion platform designed to enhance access to credit and affordable financial services. The company offers a flexible, open-access system that allows users and partners to create, curate, and deploy various financial products. By providing loan products and capital, Avanti Finance enables third parties to serve individuals who traditionally lack access to loans. This innovative approach facilitates microfinance loans through a cashless interface, effectively addressing the needs of underserved customer segments.

Sempli operates an online lending platform in Colombia, designed specifically for small and medium-sized businesses (SMBs). The company aims to streamline access to capital for these enterprises by leveraging technology and data-driven insights. Through its digital banking services, Sempli facilitates efficient and convenient financing solutions, empowering SMBs to grow and create value.

Sempli operates an online lending platform in Colombia, designed specifically for small and medium-sized businesses (SMBs). The company aims to streamline access to capital for these enterprises by leveraging technology and data-driven insights. Through its digital banking services, Sempli facilitates efficient and convenient financing solutions, empowering SMBs to grow and create value.

PowerGen Renewable Energy is a leading provider of energy solutions in East Africa, focused on transforming energy access for residential, community, commercial, government, and industrial customers. Founded in 2011 and headquartered in Nairobi, Kenya, with additional offices in Arusha, Tanzania; Freetown, Sierra Leone; and Lagos, Nigeria, the company specializes in the development, construction, and operation of solar mini-grids. PowerGen offers a range of services including engineering, procurement, construction, and financing, ensuring affordable and reliable power for communities that are not connected to national electricity networks. As a pioneer in the solar mini-grid sector, PowerGen is committed to driving the clean energy transition across Africa and is a founding member of the Africa Mini-grid Developers Association, collaborating with various sector leaders to enhance energy access in the region.

Grace and Mercy Household Improvement Initiative offers financial opportunities for the poor and low-income earners. Their products and services are geared toward assisting micro, small, and medium-scale businesses, which comprise the majority of the economy and serve as the engine of the economy. The majority of recipients are women, and young people make up the majority of the excluded and vulnerable. To assist and strengthen the economy of Nigeria's low-income earners by facilitating easy access to financial services for the poor, excluded, and disadvantaged.

First City Monument Bank, established in 1982 and headquartered in Lagos, Nigeria, is a prominent commercial bank that offers a diverse array of financial services. As part of the FCMB Group, the bank caters to individuals, small and medium enterprises, and large corporations through its personal, business, and corporate banking divisions. Its offerings include loans, savings and current accounts, credit cards, and online banking, facilitating digital transformation in the banking sector. Additionally, First City Monument Bank provides specialized services such as cash management, foreign exchange, corporate finance, and trade services, which encompass financial advisory, capital raising, and infrastructure financing.

Avanti Finance is a developer of a digital financial inclusion platform designed to enhance access to credit and affordable financial services. The company offers a flexible, open-access system that allows users and partners to create, curate, and deploy various financial products. By providing loan products and capital, Avanti Finance enables third parties to serve individuals who traditionally lack access to loans. This innovative approach facilitates microfinance loans through a cashless interface, effectively addressing the needs of underserved customer segments.

Avanti Finance is a developer of a digital financial inclusion platform designed to enhance access to credit and affordable financial services. The company offers a flexible, open-access system that allows users and partners to create, curate, and deploy various financial products. By providing loan products and capital, Avanti Finance enables third parties to serve individuals who traditionally lack access to loans. This innovative approach facilitates microfinance loans through a cashless interface, effectively addressing the needs of underserved customer segments.

Annapurna Finance is a microfinance company dedicated to the financial and economic upliftment of underserved women and economically backward clients. The firm focuses on expanding microfinance operations in areas that remain outside the formal financial system, providing essential financial and technical support to help clients develop entrepreneurial skills and engage in business activities. Annapurna Finance offers a range of services, including micro-loans for clean water, sanitation, home improvement, support for widowed families, and small businesses. Additionally, the company provides customized insurance plans tailored to the specific needs of its clients, ensuring that they receive the financial assistance necessary for economic empowerment throughout various stages of their lives.

BizCapital is a financial services provider that specializes in offering loans to small and micro businesses that lack access to traditional banking institutions. The company employs a digital evaluation system that quickly analyzes and ranks loan requests, allowing for rapid funding decisions. By leveraging technology, BizCapital streamlines the loan application process, enabling clients to secure the necessary funds to support their business operations efficiently through an online lending platform.

African Clean Energy is a family-owned company that specializes in the production of the ACE 1 Ultra-Clean Biomass Cookstove. This innovative smokeless stove aims to eliminate the detrimental effects of traditional cooking methods on health, the environment, and poverty in developing countries. The cookstove operates on biomass fuels or solar electricity, significantly reducing smoke emissions and promoting cleaner cooking practices. By providing sustainable energy solutions, African Clean Energy enhances the quality of life for consumers, enabling them to adopt healthier lifestyles while addressing critical issues related to energy access and environmental sustainability.

Kaleidofin is a fintech platform based in Chennai, Tamil Nadu, India, founded in 2017, that aims to provide comprehensive financial solutions for under-banked individuals and households. By creating customized profiles based on various data sources, Kaleidofin tailors its services to address the unique financial challenges faced by these segments, such as irregular income and limited financial literacy. The platform offers goal-based financial solutions that help users save and manage their money effectively, while also considering their financial volatility. Through a user-centered design and leveraging existing networks and analytics, Kaleidofin empowers customers to achieve their financial goals and improve their overall financial health.

Sempli operates an online lending platform in Colombia, designed specifically for small and medium-sized businesses (SMBs). The company aims to streamline access to capital for these enterprises by leveraging technology and data-driven insights. Through its digital banking services, Sempli facilitates efficient and convenient financing solutions, empowering SMBs to grow and create value.

Sitara, known as Sewa Grih Rin Limited, is a housing finance company based in New Delhi, India, that was established in 2011. The company specializes in providing affordable housing loans to low-income households, particularly those in urban and peri-urban areas. It offers a range of mortgage products that can be used alongside government subsidies, as well as non-mortgage loans aimed at home and infrastructure improvements. Focused on addressing the needs of informally employed individuals, Sitara empowers these households, especially women, by helping them acquire tangible financial assets and improve their living conditions. Through its services, the company strives to bridge the financing gap for those who typically lack access to formal housing finance, thereby enhancing the overall quality of life for its clients.

Access Bank, established in 1988 and headquartered in Lagos, Nigeria, is a commercial bank that offers a wide range of banking products and services to individual and business customers. The bank operates in Ghana and provides various accounts, including standard savings and current accounts, as well as specialized options such as access advantage and premier accounts. Access Bank also offers online banking services, facilitating ATM transactions, online access, point-of-sale terminal services, bill payments, and Western Union money transfers. In addition to personal banking, the bank provides corporate and investment banking, commercial and business banking services, along with mortgage loans and sustainable international banking solutions.

SolarNow is a company focused on providing solar energy and financing solutions in East Africa, with its headquarters in Nijmegen, Netherlands, and branch locations in Uganda and Kenya. Founded in 2011 by Willem Nolens, SolarNow manufactures high-quality solar home systems designed to meet the energy needs of both rural and urban households, as well as entrepreneurs and institutions. The company addresses the unmet demand for solar power services by offering a range of products, including solar home systems and electrical appliances. Additionally, SolarNow provides affordable and flexible credit options, enabling customers to access clean, reliable, and affordable energy solutions for households, small businesses, farming, and corporate needs.

Laudex is a financial services company based in Mexico that focuses on promoting social development through lending to non-traditional sectors. The company specializes in providing student loans to finance tuition at top universities, both within Mexico and internationally. By supporting talented students, Laudex aims to facilitate access to quality education, thereby enhancing their academic and professional opportunities. Through its student-lending platform, Laudex offers financial flexibility to university and postgraduate students, enabling them to pursue their educational aspirations without financial constraints.

Origo Commodities India Pvt. Ltd. specializes in post-harvest management services for agricultural commodities, offering a comprehensive suite of solutions designed to enhance the efficiency and security of the supply chain. Established in 2011 and headquartered in Gurugram, India, the company provides services such as commodity handling, procurement, professional warehousing, quality certification, and audit and surveillance. Origo's platform facilitates seamless interactions among producers, processors, corporate entities, and financial institutions, promoting secure trade and reducing risks and waste throughout the post-harvest process. By leveraging technology, Origo Commodities aims to create inclusive modern markets that contribute to a robust agricultural economy and sustainable development.

Kingo Energy, founded in 2013 and headquartered in Guatemala City, Guatemala, specializes in manufacturing solar energy systems aimed at providing reliable electricity to underserved rural communities. The company's mission is to improve the quality of life for individuals living without access to a dependable power grid, particularly in regions facing extreme poverty. Kingo offers a prepaid solar energy service that is more affordable than traditional lighting methods, such as candles and kerosene. Their solar energy kits can power essential household items, including light bulbs and mobile phone chargers, with payment options tailored to customers' budgets. Kingo has already benefited over 100,000 people, with significant reported improvements in cost savings, educational performance, and productivity among users. The company operates in Central America and South Africa, with ambitions to expand its reach to over 3 million individuals by 2020. Kingo's executive team comprises experienced professionals from various sectors, including consumer markets, telecommunications, and energy.

Sempli operates an online lending platform in Colombia, designed specifically for small and medium-sized businesses (SMBs). The company aims to streamline access to capital for these enterprises by leveraging technology and data-driven insights. Through its digital banking services, Sempli facilitates efficient and convenient financing solutions, empowering SMBs to grow and create value.

YCook is a food technology company that specializes in minimally processed vegetables, lentils, and fruits. It has developed a process that allows field fresh produce to retain their natural freshness, colour, texture, flavour and nutrients for 12 months without any preservatives or additives or even refrigeration. YCook was founded in 2010 and is headquartered in Karnataka, India.

Aashiyaan Housing and Development Finance Pvt. Ltd. is a housing finance company based in Kolkata, India, established in 2016. The company specializes in providing housing finance solutions to individuals in the informal sector, including low-income groups such as small business owners, taxi drivers, and other entrepreneurs. Aashiyaan offers a range of financial products, including micro housing finance for self-construction, home purchases, home repairs, extensions, and loans against property. By focusing on the financial needs of these underserved communities, Aashiyaan aims to facilitate homeownership and improve living conditions for its clients, particularly in semi-urban and rural areas of eastern India.

Inyenyeri gets the even the poorest of Rwandan households to switch from cooking with wood and charcoal by providing clean and renewable fuel that cooks better and is more affordable. Inyenyeri is a for-profit social enterprise. Profitability ensures sustainable social impact and increases access to financial capital needed to scale quickly.

Tienda Pago is a merchant support platform designed to assist small merchants in emerging markets by facilitating mobile cashless payments and financing for inventory purchases. The company focuses on creating an ecosystem where both distributors and traders can thrive by offering a closed-loop payment mechanism that leverages mobile technology. This system allows merchants to buy high-demand products on credit, thereby increasing their sales and profit margins. Tienda Pago's platform addresses inefficiencies in traditional payment methods, enabling seamless cashless transactions and supporting the growth of small businesses within its network. Through its services, Tienda Pago aims to promote collaboration among participants, encouraging more traders and distributors to engage with its innovative solutions.

Fusion Microfinance, headquartered in New Delhi, focuses on providing financial services to economically disadvantaged women in India, primarily through Joint Liability Groups (JLGs). Established in January 2010, the company expanded its operations by acquiring the microfinance division of Aajeevika, which previously served 1,280 members. Fusion Microfinance specializes in offering small, collateral-free loans, catering to the needs of its clients while also extending lending services to micro, small, and medium enterprises (MSMEs). In addition to its core microfinance activities, the company leverages its distribution network to offer a range of financial products, enabling members to access funds for purchasing productivity-enhancing items such as mobile handsets and bicycles. The company operates primarily in the less penetrated North Central region of India, including Madhya Pradesh, Uttarakhand, Uttar Pradesh, Delhi, and Haryana.

Enko Education operates a network of international secondary schools across Africa, providing students with a pathway to admission at top universities worldwide. The organization focuses on delivering an innovative educational model based on an internationally recognized curriculum. By offering quality education at discounted fees, Enko Education aims to prepare learners for global academic opportunities and foster their development in a competitive educational landscape.

SolarNow is a company focused on providing solar energy and financing solutions in East Africa, with its headquarters in Nijmegen, Netherlands, and branch locations in Uganda and Kenya. Founded in 2011 by Willem Nolens, SolarNow manufactures high-quality solar home systems designed to meet the energy needs of both rural and urban households, as well as entrepreneurs and institutions. The company addresses the unmet demand for solar power services by offering a range of products, including solar home systems and electrical appliances. Additionally, SolarNow provides affordable and flexible credit options, enabling customers to access clean, reliable, and affordable energy solutions for households, small businesses, farming, and corporate needs.

Annapurna Finance is a microfinance company dedicated to the financial and economic upliftment of underserved women and economically backward clients. The firm focuses on expanding microfinance operations in areas that remain outside the formal financial system, providing essential financial and technical support to help clients develop entrepreneurial skills and engage in business activities. Annapurna Finance offers a range of services, including micro-loans for clean water, sanitation, home improvement, support for widowed families, and small businesses. Additionally, the company provides customized insurance plans tailored to the specific needs of its clients, ensuring that they receive the financial assistance necessary for economic empowerment throughout various stages of their lives.

PEG is an asset financing company based in Accra, Ghana, that specializes in providing affordable solar energy solutions to off-grid households in West Africa. Founded in 2013 by Hugh Whalan and Nate Heller, PEG offers a Pay As You Go financing model that enables customers to acquire solar home systems, which enhance their quality of life by providing reliable lighting, mobile phone charging, and access to appliances like radios and televisions. By facilitating the transition from traditional, polluting fuels such as kerosene to sustainable solar energy, PEG empowers its customers to invest in clean technology while reducing their ongoing energy costs. The company's operations extend to countries including Ghana, Côte d'Ivoire, and Senegal, where it addresses the energy needs of underserved communities.

Fusion Microfinance, headquartered in New Delhi, focuses on providing financial services to economically disadvantaged women in India, primarily through Joint Liability Groups (JLGs). Established in January 2010, the company expanded its operations by acquiring the microfinance division of Aajeevika, which previously served 1,280 members. Fusion Microfinance specializes in offering small, collateral-free loans, catering to the needs of its clients while also extending lending services to micro, small, and medium enterprises (MSMEs). In addition to its core microfinance activities, the company leverages its distribution network to offer a range of financial products, enabling members to access funds for purchasing productivity-enhancing items such as mobile handsets and bicycles. The company operates primarily in the less penetrated North Central region of India, including Madhya Pradesh, Uttarakhand, Uttar Pradesh, Delhi, and Haryana.

Fusion Microfinance, headquartered in New Delhi, focuses on providing financial services to economically disadvantaged women in India, primarily through Joint Liability Groups (JLGs). Established in January 2010, the company expanded its operations by acquiring the microfinance division of Aajeevika, which previously served 1,280 members. Fusion Microfinance specializes in offering small, collateral-free loans, catering to the needs of its clients while also extending lending services to micro, small, and medium enterprises (MSMEs). In addition to its core microfinance activities, the company leverages its distribution network to offer a range of financial products, enabling members to access funds for purchasing productivity-enhancing items such as mobile handsets and bicycles. The company operates primarily in the less penetrated North Central region of India, including Madhya Pradesh, Uttarakhand, Uttar Pradesh, Delhi, and Haryana.

Chetna Organic Agriculture Producer Company specializes in agricultural market-linkage services, focusing on fostering transparent and equitable commercial practices. The company aids small and marginal farmers in connecting with markets for their produce, offering essential financial and trade support. By promoting fair and standardized agricultural transactions, Chetna Organic seeks to enhance the livelihoods of farmers and transform agriculture into a sustainable and profitable profession. Through its initiatives, the company plays a significant role in improving the overall economic prospects of rural farming communities.

RGVN (North East) Microfinance Limited is a registered Non-Banking Finance Company (NBFC) based in Guwahati, India, founded in 2008. The company operates 149 branches across West Bengal and the Northeastern region of India, focusing on providing financial services to underprivileged households. RGVN aims to enhance access to health, education, and livelihood opportunities by offering consumer financing, including loans for micro-businesses and subsidized loans for welfare purposes. The organization is committed to good governance, professionalism, integrity, and transparency, with a vision to positively impact the lives of its clients, serving approximately 500,000 clients in the region.

Fusion Microfinance, headquartered in New Delhi, focuses on providing financial services to economically disadvantaged women in India, primarily through Joint Liability Groups (JLGs). Established in January 2010, the company expanded its operations by acquiring the microfinance division of Aajeevika, which previously served 1,280 members. Fusion Microfinance specializes in offering small, collateral-free loans, catering to the needs of its clients while also extending lending services to micro, small, and medium enterprises (MSMEs). In addition to its core microfinance activities, the company leverages its distribution network to offer a range of financial products, enabling members to access funds for purchasing productivity-enhancing items such as mobile handsets and bicycles. The company operates primarily in the less penetrated North Central region of India, including Madhya Pradesh, Uttarakhand, Uttar Pradesh, Delhi, and Haryana.

Sulaxmi Finance Private Limited (SFPL) [previously known as Heathrow Investments Private Limited (HIPL)] is a non-deposit taking NBFC, duly regulated by the Reserve Bank of India (RBI). SFPL operates under the brand name of “Sulaxmi”, which translates to “well-intentioned wealth” in Hindi. Presently, SFPL is solely dedicated to urban microfinance, chiefly in Northern India. The chief promoter of SFPL is Dr. Sunita Sharma, a social worker, teacher and writer of national fame, who has been felicitated by the President of India.