NXTP Ventures

PayJoy Inc. is a consumer financing company based in San Francisco, California, founded in 2015. The firm specializes in providing smartphone-enabled financing solutions, primarily targeting underbanked individuals in emerging markets. By leveraging mobile security technology, PayJoy allows customers to select a smartphone, make an initial deposit, and choose a flexible payment plan. The financed smartphone serves as collateral, unlocking its full functionality once the purchase is complete. PayJoy's mission is to enhance access to credit for underserved populations, helping them navigate financial challenges and improve their economic standing. The company has successfully reached over 10 million customers across various countries, including Mexico, Brazil, Colombia, and South Africa, and continues to show solid profitability and growth.

GKillCity is a digital, countercultural citizens’ communication project. It was founded in 2011, in Guayaquil, and 152 editions have been published since, with contributions of over 290 collaborators from all over the world. New media in Ecuador is almost unexplored, and Gkillcity.com wants become the iconic digital media of Ecuador. It aims to create more audio content and mobile applications, and also make use of digital TV channels.

Increase specializes in streamlining business operations by offering cash flow management solutions. Its primary products, IncreaseCard and IncreaseConciliacion, serve over 25,000 businesses across Argentina, Ecuador, Dominican Republic, Chile, Uruguay, and Paraguay. While it caters to notable clients like Latam, Shell, Staples, Farmacity, and Bravo, the majority of its users are small and mid-sized enterprises.

Ripio, formerly known as Bitpagos, is a financial payments company based in Latin America that focuses on providing electronic payment solutions for businesses. Leveraging blockchain technology, Ripio aims to create a more accessible financial system in emerging markets. The company facilitates international transactions for merchants using credit cards or bitcoins at lower costs and allows consumers to purchase bitcoins instantly with cash. Operating in countries such as Argentina, Brazil, Chile, and Ecuador, Ripio's platform accepts various payment methods, including bitcoin and credit cards, and offers services such as local currency payouts for merchants, a digital wallet, and financing options for installment payments. Through these services, Ripio seeks to strengthen the digital economy by offering alternatives to traditional banking.

Oppten is a company that operates online platforms designed to facilitate access to contractual opportunities from both public and private sectors. Based in Bogotá, Colombia, it automates the search for requests for proposals, contracts, and business opportunities by regularly scanning multiple websites and analyzing relevant information. Oppten empowers businesses of all sizes by enabling them to register, receive notifications about suitable proposals, and discover new opportunities that align with their profiles, geolocation, and budgets. The company focuses on fostering participation in public procurement, ensuring that governments can optimize the use of public funds. With services currently extending across the United States, Colombia, Peru, Ecuador, and other international markets, Oppten also aids exporters by leveraging trade agreements to inform potential market opportunities.