Northzone

Managing money coming in, money going out and the resulting cash flow is complex. The process is fragmented across banks, accounting platforms, accountants, FX tools, lenders, and more. At best, this complexity is an annoyance. At worst, it kills your company. Mimo offers a beautiful, easy-to-use tool to manage, understand and control payments and cash flow – saving you time and money.

Sona is a developer of a workforce management application for various industries. Its workforce technology is designed to change how employees manage their work and interact with their employers. Its features include a live schedule view, absence management, instant messaging, and Open Shifts, a shift booking platform matching shift vacancies with employees willing to take on more hours.

Tuza is a developer of a payment analysis platform that assists small businesses in identifying the most suitable payment providers. The platform streamlines the process of comparing payment options, significantly reducing the time required to find a card processor from days to minutes. By exporting recent transaction statements, Tuza's platform analyzes the transaction mix and estimates monthly costs across various processors. This enables merchants to make informed decisions and select the most cost-effective payment solutions tailored to their specific needs.

Managing money coming in, money going out and the resulting cash flow is complex. The process is fragmented across banks, accounting platforms, accountants, FX tools, lenders, and more. At best, this complexity is an annoyance. At worst, it kills your company. Mimo offers a beautiful, easy-to-use tool to manage, understand and control payments and cash flow – saving you time and money.

Founded in 2019, Finom is a Dutch company that offers an integrated mobile-first platform for early-stage businesses and SMEs. It combines accounting, financial management, and banking functions to provide comprehensive financial solutions tailored for entrepreneurs, self-employed individuals, and freelancers.

SellersFi is a financial technology company that specializes in providing funding and financial solutions for online marketplace sellers. Founded in 2017 and headquartered in New York, the company has developed a platform that offers automated working capital tailored specifically for e-commerce entrepreneurs. Utilizing machine-learning models, SellersFi analyzes data generated from the business activities of online sellers, enabling them to gain access to growth capital and actionable insights. This approach not only facilitates easy access to funding but also helps improve cash flow and streamline operations for e-commerce businesses.

SellersFi is a financial technology company that specializes in providing funding and financial solutions for online marketplace sellers. Founded in 2017 and headquartered in New York, the company has developed a platform that offers automated working capital tailored specifically for e-commerce entrepreneurs. Utilizing machine-learning models, SellersFi analyzes data generated from the business activities of online sellers, enabling them to gain access to growth capital and actionable insights. This approach not only facilitates easy access to funding but also helps improve cash flow and streamline operations for e-commerce businesses.

Defacto is a fintech company that specializes in providing credit infrastructure through an API aimed at small and medium-sized enterprises. The company has developed an invoice financing platform that addresses the working capital needs of businesses engaged in B2B transactions. This platform enables companies to finance their invoices and offers the flexibility to repay loans when their customers settle their payments. By facilitating early payments to suppliers and automating payout and reconciliation processes, Defacto helps businesses manage their cash flow efficiently and streamline their financial operations.

Tuza is a developer of a payment analysis platform that assists small businesses in identifying the most suitable payment providers. The platform streamlines the process of comparing payment options, significantly reducing the time required to find a card processor from days to minutes. By exporting recent transaction statements, Tuza's platform analyzes the transaction mix and estimates monthly costs across various processors. This enables merchants to make informed decisions and select the most cost-effective payment solutions tailored to their specific needs.

Microverse is an online school dedicated to training remote software developers through a collaborative learning platform. Its mission is to educate and connect one million individuals with remote job opportunities by 2030. The school offers full-stack web development programs that utilize income share agreements, allowing students to pay for their education based on future earnings. Students engage in small, distributed teams, participating in remote pair programming and working on open source and freelance projects. This approach fosters accountability and collective learning while equipping students with the necessary coding skills and career guidance. By enabling individuals to become professional remote developers, Microverse facilitates global employment opportunities for both students and companies seeking to hire talent without geographic limitations.

Personio develops an all-in-one HR software for small to medium-sized companies with 10 to 2,000 employees. Its platform streamlines HR management, recruiting, talent management, and payroll processes.

Defacto is a fintech company that specializes in providing credit infrastructure through an API aimed at small and medium-sized enterprises. The company has developed an invoice financing platform that addresses the working capital needs of businesses engaged in B2B transactions. This platform enables companies to finance their invoices and offers the flexibility to repay loans when their customers settle their payments. By facilitating early payments to suppliers and automating payout and reconciliation processes, Defacto helps businesses manage their cash flow efficiently and streamline their financial operations.

Personio develops an all-in-one HR software for small to medium-sized companies with 10 to 2,000 employees. Its platform streamlines HR management, recruiting, talent management, and payroll processes.

SellersFi is a financial technology company that specializes in providing funding and financial solutions for online marketplace sellers. Founded in 2017 and headquartered in New York, the company has developed a platform that offers automated working capital tailored specifically for e-commerce entrepreneurs. Utilizing machine-learning models, SellersFi analyzes data generated from the business activities of online sellers, enabling them to gain access to growth capital and actionable insights. This approach not only facilitates easy access to funding but also helps improve cash flow and streamline operations for e-commerce businesses.

Microverse is an online school dedicated to training remote software developers through a collaborative learning platform. Its mission is to educate and connect one million individuals with remote job opportunities by 2030. The school offers full-stack web development programs that utilize income share agreements, allowing students to pay for their education based on future earnings. Students engage in small, distributed teams, participating in remote pair programming and working on open source and freelance projects. This approach fosters accountability and collective learning while equipping students with the necessary coding skills and career guidance. By enabling individuals to become professional remote developers, Microverse facilitates global employment opportunities for both students and companies seeking to hire talent without geographic limitations.

Personio develops an all-in-one HR software for small to medium-sized companies with 10 to 2,000 employees. Its platform streamlines HR management, recruiting, talent management, and payroll processes.

Personio develops an all-in-one HR software for small to medium-sized companies with 10 to 2,000 employees. Its platform streamlines HR management, recruiting, talent management, and payroll processes.

Kriya Finance is a business finance company based in the UK, specializing in providing flexible financial solutions to businesses through an online platform. Established as the country's first online marketplace for trading invoices, Kriya Finance enables companies to access working capital efficiently. The platform supports a variety of businesses by facilitating quick financing options, allowing them to manage essential expenses such as payroll, supplier payments, and the launch of new products or services. With a focus on leveraging technology coupled with personalized support, Kriya Finance aims to empower business owners to save time and enhance their growth potential. Since its inception, the company has made significant contributions to the financing landscape, advancing substantial funds to businesses across diverse sectors.

Personio develops an all-in-one HR software for small to medium-sized companies with 10 to 2,000 employees. Its platform streamlines HR management, recruiting, talent management, and payroll processes.

Founded in 2010, Zervant is a leading European provider of online invoicing platforms tailored for micro enterprises. Its platform integrates payment services and financial products to streamline business operations.

Personio develops an all-in-one HR software for small to medium-sized companies with 10 to 2,000 employees. Its platform streamlines HR management, recruiting, talent management, and payroll processes.

Soundtrack Your Brand offers a B2B music platform for small businesses. It enables them to legally create and play custom playlists in their venues through a monthly subscription service, providing access to a vast commercial catalog of songs.

Founded in 2010, Zervant is a leading European provider of online invoicing platforms tailored for micro enterprises. Its platform integrates payment services and financial products to streamline business operations.

Kriya Finance is a business finance company based in the UK, specializing in providing flexible financial solutions to businesses through an online platform. Established as the country's first online marketplace for trading invoices, Kriya Finance enables companies to access working capital efficiently. The platform supports a variety of businesses by facilitating quick financing options, allowing them to manage essential expenses such as payroll, supplier payments, and the launch of new products or services. With a focus on leveraging technology coupled with personalized support, Kriya Finance aims to empower business owners to save time and enhance their growth potential. Since its inception, the company has made significant contributions to the financing landscape, advancing substantial funds to businesses across diverse sectors.

Personio develops an all-in-one HR software for small to medium-sized companies with 10 to 2,000 employees. Its platform streamlines HR management, recruiting, talent management, and payroll processes.

Velory operates a digitalization platform that facilitates connections between digital brands and small to medium-sized businesses. The company leverages machine learning to provide tailored digital solutions and serves as a distribution partner, ensuring that the identified solutions integrate smoothly. By offering an on-demand direct sales force that can be activated globally, Velory accelerates the growth of innovative digital services, empowering businesses to enhance their operations and development.

Velory operates a digitalization platform that facilitates connections between digital brands and small to medium-sized businesses. The company leverages machine learning to provide tailored digital solutions and serves as a distribution partner, ensuring that the identified solutions integrate smoothly. By offering an on-demand direct sales force that can be activated globally, Velory accelerates the growth of innovative digital services, empowering businesses to enhance their operations and development.

Kriya Finance is a business finance company based in the UK, specializing in providing flexible financial solutions to businesses through an online platform. Established as the country's first online marketplace for trading invoices, Kriya Finance enables companies to access working capital efficiently. The platform supports a variety of businesses by facilitating quick financing options, allowing them to manage essential expenses such as payroll, supplier payments, and the launch of new products or services. With a focus on leveraging technology coupled with personalized support, Kriya Finance aims to empower business owners to save time and enhance their growth potential. Since its inception, the company has made significant contributions to the financing landscape, advancing substantial funds to businesses across diverse sectors.

Soundtrack Your Brand offers a B2B music platform for small businesses. It enables them to legally create and play custom playlists in their venues through a monthly subscription service, providing access to a vast commercial catalog of songs.

Spotify offers a digital music-streaming service, providing on-demand access to songs across various devices. It enables users to search and discover music collections, build playlists, share music via social networks, and receive personalized recommendations based on listening history.

Kriya Finance is a business finance company based in the UK, specializing in providing flexible financial solutions to businesses through an online platform. Established as the country's first online marketplace for trading invoices, Kriya Finance enables companies to access working capital efficiently. The platform supports a variety of businesses by facilitating quick financing options, allowing them to manage essential expenses such as payroll, supplier payments, and the launch of new products or services. With a focus on leveraging technology coupled with personalized support, Kriya Finance aims to empower business owners to save time and enhance their growth potential. Since its inception, the company has made significant contributions to the financing landscape, advancing substantial funds to businesses across diverse sectors.

Spotify offers a digital music-streaming service, providing on-demand access to songs across various devices. It enables users to search and discover music collections, build playlists, share music via social networks, and receive personalized recommendations based on listening history.

Settle Group invented mobile payments in the Nordics, was awarded a patent for mobile payments in 2011 in Norway, and launched the first mobile payment service in Norway. After selling a license for its technology, and the client base of the Norwegian service to the leading Norwegian banks, which today run this as the national mobile payment standard adopted by 80% of the population, Settle Group internationalize its technology and formed the Settle network. Similar to the services known as Alipay, PayTM, Venmo, Zelle, etc. Settle enables people and companies to pay, get paid, manage their money, and grow their businesses using a mobile payment app. Settle Group is licensed to provide financial services in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden, in accordance with its e-money license #108654 issued by the Norwegian Financial Supervisory Authorities.

Spotify offers a digital music-streaming service, providing on-demand access to songs across various devices. It enables users to search and discover music collections, build playlists, share music via social networks, and receive personalized recommendations based on listening history.